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Credit Information Bureau India [CIBIL] Complaints & Reviews

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Last updated Mar 13, 2024
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+91 22 6140 4300
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Credit Information Bureau India [CIBIL] Head Office Address

Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point
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Mumbai City District
Maharashtra
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400021

Credit Information Bureau India [CIBIL] reviews & complaints page 13

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V
viju7701
from Vidisha, Madhya Pradesh
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

i have paid all my emails, timely still my cibil score is low

Address:ANJANA MAKHIJA HOUSE, BASANT VIHAR, MAHAVER NAGAR, 492001

Sir/madam,

I am vijay makhija, from raipur (C. G)
I took a 2-wheeler loan 0n[protected] from hinduja leyland finance company.
I have paid all my emi's time to time, every month.
Still my cibil report is showing that i am not paying my emi's timely.

Please correct the given information on my cibil report.
The last emi paid on 5/3/2019 and the account is closed.

My loan...
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Victorvickey
from Delhi, Delhi
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

my cleared loans are still showing active

Address:No.902 govt school 3rd cross, Racahanahalli main road, Thanisandra srk post 560077, 560077

Hi,

Im victor marshall from Bangalore, I have completed most of my loans which I had barrowed but till date my cibil is not been updated and most of my closed loans are still showing active which I had barrowed 2years ago and in reason months by which I not eligible for any loan which I apply. so please do the needful and update my cibil....
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C
from Agra, Uttar Pradesh
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

credit score - urgent

Address:New Delhi, Delhi, 110007

Dear sir/madam,

I do not have any credit card of kotak mahindra bank in my name (Ashok kumar, pan no bjkpk0820j)

But due to non payment of credit card bills, the credit card score of mine is showing low graded without my any fault

Please review and since, my loan is rejected. So it is quite difficult to run my needful coming requirements and i am unnecessary under pressure without my any fault...
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R
Rajpawan1992
from Mumbai, Maharashtra
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remove wrong loan details on my account.

Address:2189,kotla mewatiyan 6,near kasturi bai cold storage main bulandshahar road hapur, distt - hapur, Panchsheel Nagar, Uttar Pradesh, 245101

Sir,
Mera name pawan kumar hai
Mere sbi account pe kewal ek hi personal loan chal rha hai jo 4, 20, 000 ka h.
Baaki ke wrong loan show ho rhe hai.
Aur kuchh logo ke mobile no. Aur address mere account pr show ho rhe hai.
Sir plz i request to you,
Provide me wrong loan details, clearance, noc and increase to my credit score.
Dear sir
My credit score is very low
Please provide...
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Ranjeets486
from Bhopal, Madhya Pradesh
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loan closed but still shows current balance

Address:G-99/85 TULSI NAGAR bhopal madhya pradesh, Bhopal, Madhya Pradesh, 462003

Sir,
My name is rajpal singh chouhan pan aaspc7600g mob. [protected] i have no loans in open state all my loans are closed but still an account of central bank of india account number 03312-[protected] as shown in my latest cibil dated 10.08.2019 control number [protected] is shown current balance of 5, 42, 146/- but account is closed on 30.06.2018.
My dispute is that if my loan account is closed why this balance is showing in...
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A
aakarsh.industries
from Bengaluru, Karnataka
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corporation bank - indiranagar branch

Address:Bangalore, Karnataka

We have taken a term loan for rs. 50 lakhs from corporation bank, indiranagar branch, bangalore (Ifsc code corp000398) in 2014. The term loan account number is [protected]. The emi is being paid as per schedule without even one instance of delay.

The cibil report shows two loans for the same amount from corporation bank and it is showing that we have stopped paying one loan. Due to this dicrepancy our cmr is 6 and we are...
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K
kruso2019
from Delhi, Delhi
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other person cibil record reflect in my cibil account

Address:RAMPUR LANE PATNA, Patna, Bihar, 800006

I (Robinson kruso) phone no ([protected]), pan no (Cydpk0928a)
I have done last dispute no-cds[protected]. About ghala /[protected]. Which does not belong to my account.
Please consider it seriously sir, because it does not belong to me. Due to this account my cibil score is very low.

Please consider it and remove this account (Ghalla[protected]....
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M
Mohhammad Zareen Khan
from Hyderabad, Telangana
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another pan card showing in my cibil

Address:132/2 Vijay Nagar Kanpur Nagar- U.P 208005, 208005

Dear sir,
I mohd zareen khan. I have applied for a loan in indusind bank ltd. My cibil shows that i have 2 pan cards. My original pan number is bbrpk4393r. My dob is 10/12/1985. The other pan number which is reflecting in cibil is euzpk0862f.
Request you to please resolve my query and get my cibil rectified as i am facing a lot of problem due to this.

Mohd zareen khan
[protected]...
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V
Vengatesh Cbe
from Chennai, Tamil Nadu
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closed loan showing active in my cibil report.

I have closed my loan bought from zestmoney. Which is bought on sep 2017 and closed on dec 2018 and got noc from zestmoney. But still in my credit history this account was active. I have disputed 3 times. Always getting my dispute rejected. I dont know why i have paid off and got noc. But why they not updating my cibil.

I am really tired of raising dispute and waiting for days again rejected.

I am here with...
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S
Shraddhanjali Verma
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

demand loan shown in my cibil

Address:house no 148, lakhinagar hatigaon, Kamrup Metropolitan, Assam, 781006

Upon enquiry by a bank, there is a demand loan shown against my PAN no.which has not been availed by me. the details shown in CIBIL are demand loan sanctioned for 125000/- opened on[protected] whose current balance is Rs 72496/-. Kindly provide me further details of the bank in which i have this loan account. My Pan No. is AGDPB7795A. arrange to rectify the same from your as my credit history is being affected due to this...
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K
krishan kumar rathi
from Dabra, Madhya Pradesh
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

regarding to update your cibil for hdfc loan a/c no. 584880082

Address:CITY CENTRE, GWALIOR, Gwalior, Madhya Pradesh

Sir, we got loan of 6, 20, 000/- from hdfc home loan, gwalior. We have paid complete amount on[protected] and right now we have no any balance on this loan account no. As we have recd all related documents and no dues certificate also from bank.
But our cibil showing some amount pending on this loan account no. I have visited many times to hdfc home loan, gwalior, but no response.

Then i filed a complaint on cibil.com,...
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N
Nishantsaran
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

gold loan

Address:No 9 gangadharan st puzhal ch 66, Puzhal, Chennai, Tamil Nadu, 600066

Dear sir,
I kept gold in Indian bank and I cleared last year but still it's showing as active.so, i cant able to get any loan while I applying also it's getting rejected.please kindly do the needful..

I didn't have any credit card also...my credit score is very low because of that gold loan outstanding...
In went to bank and asked but everything were closed from bank records but while I m checking my credit score...
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R
ram143143
from Pune, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

closed loan showing balance

Address:Pune, Pune, Maharashtra, 412208

I have already closed my loan back in 2015 but it is showing me as BALANCE amount. I went to "RAISE DISPUTE" but there is not option then 2 check boxes which are irrelevant to me in my case. Also, there is no text box to write my problem.

I have my closure document from bank as well.

Please let me know how this can be CLOSED in my CIBIL report.

Thanks,
Ram...
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Ranjeets486
from Bhopal, Madhya Pradesh
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

loan account number and institution not disclosed

Dear Sir I am very helpless because of an unclosed loan in my cibil, bal amount 60975/- open date 15.12.2004 but I don't know which is this loan and it always show up in my cibil I am unable to take any loan due to it even after I have a cibil score of 792, the cibil site never responds to this query kindly do something.
PAN AASPC7600G
Name Rajpal Singh chouhan
Uid[protected]
Sanction limit of that loan is shown...
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Rajender Sharma
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

rbl bank credit card-membership fee

Address:New Delhi, New Delhi, Delhi, 110045

Dear sir,
My rbl credit card no is [protected]. I have received my statement and 2000/- member ship fee charged in this card and same fee charge in 2018 also. It means 4000/- fee charged by bank for membership.
I have my card with me, it was not lost anywhere and i never send any lost card complaint but my card blocked by bank in 2017.
Now my question is that when i can’t use this credit card than why bank charging...
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R
Raul Iyer
from Delhi, Delhi
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

magically my rating drops from 820 to 586

Hi,

My cibil rating magically dropped from 820 in dec 2018 to 586 in july and this has been constant drop.

The payments are absolutely on time with most payments showing zero as the due.

Have made nearly 50 escalations 1st, 2nd, 3rd level i get a standard reply that they are working on it but no resolution.

Also i see ficitious enquiry for personal loan and when i rasie a dispute...
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Surya Pratap Patel
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

bob card dwara mera cibil kharab karne ke bawat

Address:Chilooda post bagai khurd phulpur Allahabad, Allahabad, Uttar Pradesh, 0522

Dear sir mera Bob card hai jo Maine pement kisi karan nahi kr paya to mera cibil 581girakr kr diya gaya aur jab ab ham pement kr rahe hai to mera cibil badhna chahiye to aur Bob card dwara giraya ja raha hai 80000 me Mujhe 34000 hajar limit diya gaya tha jiske jo teen sal me 80000 jahar Bob card dwara bana diya gaya uske bad bhi Mai unko pement kr raha hun 32500 ka pement kr diya gaya hamare dwara civil badhana chahiye to giraya gaya...
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V
vinayakpatil1984
from Harihar, Karnataka
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incorrect information's updated in the cibil report

Address:Bidar, Karnataka, 585226

Hi team,
Good day.

Below are the information's which are incorrectly updated in the cibil please correct it. I am not able to apply loan from outside right now my wife is pregnant i need to apply loan for medical purpose please show me some mercy on me so that god will always bless you.

Bank name loan account number loan account type status
Axis bank ppr[protected] personal loan loan closed long...
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Dheeraj Gour
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

regarding incorrect information in cibil report

Address:79/4 behind school ward no. 3 rampura bass dudhwa meetha churu rajasthan Rajasthan,, Churu, Rajasthan, 331001

Sulochana devi
79/4 behind school, ward no.3
Rampura bass, dudhwa meetha
Churu, rajasthan
Pincode:331001

Date :07/07/2019

Cibil correction deparment
Transunion cibil limited
Indiabulls centre, tower 2a, 19th floor,
Senapati bapat marg, elphinatone road,
Mumbai : 400013

Dear mam/sir

I am writing to dispute the following...
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prbhoot
from Chennai, Tamil Nadu
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

credit ratings

Address:D 402, Marigold, Thakur Village, Kandivali East,, Mumbai City, Maharashtra, 400101

I have objections to CIBIL Score methodology, which permits credit card companies to build fraudulent bills against customers and then blackmail them through recovery companies.
Barclays Credit card has ruined by CIBIL Score in 2009, which continues to diminish month by month.
Seems CIBIL is not looking into regular payments of say 20 Lakh per year from my account. And CIBIL is focused on just one small amount of 4070/- charged...
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