Credit Information Bureau India [CIBIL] Complaints & Reviews

I have found wrong loan details in my cibil. Dispute raised on cibil report dated 29/03/2017. Now 2 month going but not resolve. Cibil team sent remindermany times to credit institution/s but they response.
My dispute id is cds[protected].
Kindly request you to please clear this wrong loan information from my cibil asap, i have face lots of problems to get loans. You can contact me on email: [protected]@gmail.com and mob : [protected].

Hi team,

Below mention credit card is showing in written off status in my cibil report but when i check with the bank they confirmed me that there is no outstanding on this account and still it is impacting my cibil score. Pleaes resolve this issue.

Name:venkatesh krishnamurty
Pan:cowpk5524h
Date of birth:09/01/1983

Axis bank credit card
[protected]

Regardsbr...

Dear sir/Madam

I am veera bhara swamy. I suffered CIBIL scoring point, because of in the cibil report not update my loan closing accounts, still showing outstanding - values. i am planning to house loan before i checkd CIBIL scoring in (www.paisabazaar.com/credit-score/how-to-check-cibil-score/) my scoring showing to 602. Already i called bank persons no body not respond. I attached gold loan closing statement at the same time showing outstanding in cibil report images also please slove my issue.

My cont number [protected], [protected]

Thanks
swamy

Good morning sir/madam
This is Thumma Srinivas
D.O.B 08/04/1984
PH:[protected]

2yrs ago(2015) I was closed my gold loan a/c in IIFL. But in cibil it showing that the a/c is active with over due. It is decreasing my score. So, please update my cibil report.

My bank a/c no. is SBH [protected]

Please rectify my problem as soon as possible
Thank you

Dear Sir,
My self Piyush Pandya from Ahmedabad. I have raised a issue to cibil regarding my CIBIL score but till date I have not received any solution from CIBIL.
Details are mention below.

I have applied for personal loan in Jain sahkari bank in the month of Apr-16. at that time my cibil score was 591 then I applied paid cibil score in the month of Nov-16. at that time my score was 521. so I mailed to cibil in the month of Nov-16.. saying that why my cibil score got down by 70 points & what is the calculation, but they didn't give any answer on same. then I raised my issue as per their escalation matrix level 1 & level 2 but till date I have not received any resolution from them.

1st Complain ID:- 4872613 Nov-16
2nd Complain ID:- GR[protected] Apr-17
3rd Complain ID:- GR[protected] May-17

Request you to pls help me out to resolve the issue.

Sir, I V.K.Sriram Naidu, My pan Number ABHPV6759M I I have availed Housing Loan from ING Vysya Bank in the year September 2013 Loan amount was Rs 1, 01, 07, 369/- later ING merge with Kotak Mahindra Bank and on[protected] the Loan was closed and Kotak Mahindra Bank issued Statement of 0 Balance. I thought that will serve purpose. But recently when i have applied for a loan to Bank I came to know that the Loan of ING VYSYA is shown as default in CIBIL Report vide control No[protected], Member ID :BNO1015103 MEMBER REFERENCE No:[protected] Dt[protected] and the banker refused to sanction loan to me. I have shamed about this.
Now I request you to kindly look in to it and rectify the same

Hi I am Mohammed Naseer Ahmed, contact number is [protected] my cibil inquiry number is[protected], I have multiple unauthorized inquiries on my report from odd institutions which I am not aware of, I have already dispute running with Cibil however the response I got from them is contact the respect financial institution, but my question is how should I reach them as they are not even traceable, the inquiries which are on my report are faul, there is no way to know who they are, I request you to delete all of the below inquiries who did unauthorized inquiries, as there no way for me to reach them.

TCFSL[protected] Personal Loan1, 12, 000

FICCL[protected]Personal Loan1, 00, 000

CAPITAL FIRST[protected]Personal Loan1, 50, 000

RBL BANK[protected]Personal Loan1, 000

SICREVACAP[protected]Personal Loan20, 575

FUSION[protected]Consumer Loan2, 00, 000

CSLFIN[protected]Personal Loan4, 753

IIFL[protected]Personal Loan15, 000

GHALLA[protected]Consumer Loan4, 792 GHALLA[protected]Consumer Loan4, 792

RBL BANK[protected]Credit Card1, 000 RBL BANK[protected]Credit Card1, 000

CAPITAL FIRST[protected]Consumer Loan50, 000
CAPITAL FIRST[protected]Consumer Loan24, 000

ICICI BANK[protected]Credit Card10, 000 ICICI BANK[protected]Credit Card10, 000 ICICI BANK[protected]Credit Card10, 000

Dear sir

I had a personal loan at bajaj fin corp and it was closed as mutual settlement disclosure, i have the no-due certificate for the particular loan closure also

But in cibil, this case is showing as a defaulter in my name

And further submitted i had lichfl load joint account, it was also updated till date, but it is also showing as a defaulter in my name.

I was contacted the my credit institutions for updating my data, but they never respond properly.
Hence, i uploaded the concerned documents for your clarification and please peruse the same and update my cibil score as overly possible at an early date. Be pleased to consider.

Please download the attachments.

Dear sir

I had a two wheeler loan at hdfc bank[protected]
And it was closed on 2015 march as mutual settlement disclosure, i have the no-due certificate for the particular loan closure also

But in cibil, this case is showing as a defaulter in my name

So i want to clarify the particular issue as i have a cibil score of above 700
Due to this issue i couldn't get a personal loan or any other for the same

Please find the loan closure letter attached

For improvement of Cibil Score
Sir,
I am having a credit facility from Canara bank in the form of a home loan for a 2 BHK flat no.15069, 16th Avenue, Gaurcity-2, GH-03, Sector-16C, Gautam Buddha Nagar, Utttar Pradesh 201308 the details of which are as under :-

Amount of Loan sanctioned Date of Loan EMI Balance

12, 00, 000.00 20.12.2013 11, 164.00 11, 24, 485.00

I had checked my CIBIL score in 2016 which was 589 which I presume was because of one default in making payment of EMI towards abovesaid home loan to the Canara Bank. Since then there has been no default and I have been making regular EMI payments to the said Canara Bank against the abovesaid home loan.

The abovesaid home loan is the only financial facility I am having from any financial institution. At present I have no other loan of any credit facility of any kind from any bank or financial institution.
It is pertinent to mention here that I was having some dispute with the ICICI bank as the said bank had raised an inflated bill of Rs.77, 000/- against Credit Card payments. However, the said dispute was settled with the bank amicably and ultimately an NOC to this effect has been issued by the bank on May 18, 2017. A copy of the said NOC is attached with this letter for your perusal. At present there is nothing due from the said bank and the Credit card in question has been permanently deactivated.
I was however, surprised to learn that the CIBIL score has not improved since last year despite there being regular payments made by me against the home loan from Canara Bank.
In the light of the above I would most humbly request you to kindly improve my CIBIL score as per rules since I am facing difficulty in making my business and bank transactions.
My mobile No. is [protected]. In case of any clarification or query please contact me at the above mobile no.
Thanking you in anticipation.
Yours faithfully,
Dharambir Singh
Email- [protected]@hotmail.com
My Details :-
Name : Dharambir Singh
Residential address : Flat # 15069, 16th Avenue, Gaurcity-2, GH-03, Sector-16C, Gautam
Buddha Nagar, Utttar Pradesh 201308
Date of birth :[protected]
PAN number : BBZPS0174C

I used axis bank credit card last year also properly every month due also i paid, lastyear three month my heath is not well thats way may i not able to pay the minimum due also 4th month axis bank person call me he said final settlement to my credit card so i agree with settlement that same day i go to paid axis bank my credit card payment they are give one settlement letter also now i apply from other bank personal loan but my name in CIBIL LIST please clear this issue sir

My self surendra kumar s/o lte. Mohan Lal age 40 year cast regar add. village nareli via madhar ajmer rajastan pin code 305024 mob. no. [protected] my account in uco bank shrinagar road ajmer .
i was never take any loan afterall when i went for loan banks are told me that i am bank defolter of icici bank for person loan and when i check my statemante statemante shaw another person mr.surender kumar add. D.103A khana vihaar ayodhyaa nagar vaishalinagarjaaipur mob.no.[protected] . due to any bank note give me any loan
so humble request sir please correction loan satatemante

Dear CIBIL Team,

I Vikram Singh Yogi has paid the installment of the loan but the AU Financier India my finance company now becomes bank did not updated clear the installment amount, Now the matter has been resolved and also cleared my installement amount, So i request you to please update my cibil score

Regard
Vikram Singh
PAN No- AFTPY2944P

I was using rbl back credit card [protected]. Before annual charges, i have asked them to close the card as i was not getting as good benefits as i am getting in my other credit cards. Rbl requested me to hold for one more year and they are reverting my annual charges. But in very next month's statement, charges were there in credit card statement. Since then i am following up with them to revert my annual charges. They had reverted the charges but i don't know some extra amount (As late fee, which should not be charged at all) is there in each statement. I am tired with following up with rbl customer care team. Could you please help me in this regard as due to this issue, my cibil has come to such point that i can't apply for any loan.

Please take action against ratnakar bank limited for spoiling my cibil score.
Thanks in advance,
Harshit jain
Contact number - [protected]

Hello Sir,

My name is Ramesh L my pan no BHRPR0468Q I have taken a car loan in TATA MOTOR FINANC India Pvt ltd. I have some Overdue amount around Rs30000 and now i have been paid the amount. My name was locked in CIBIL. How long will take for to change the status from Overdue to Nil amount in CIBIL Record. Is there any procedure to change the record.

As i prachi mhatre have not taken any loan from family credit but in this report (Control no. [protected] dtd 17.05.2017) shown that loan of rs. 32255 taken on 12.1.2009 & w/off rs.37416 such wrong information is with cibil so kindly check & resolve & give us revised cibil report

Customer care has given me loan a/c no286337 which does not belongs to me

My cibil scores shows I was Co applicant in Home loan of 25 lakh in 2014 which is not paid since june 2016. I have never signed any such thing neither ever got any call or confirmation about applying loan as co applicant.

Due to this error of cibil score our home loan which applied few days back been rejected by bank. Now requested for Cibil report so that I can get this issue checked on 05/05/2017 even paid Rs 550.00 for the report but not got anything yet.
But I am getting from people saying to pay them Rs 14, 500.00 and they will get my credit report improved.

This Cibil score seems to be fraudulent body as they are not able to provide me the report neither on email nor through mail even after uploading documents and how come people calling me to sell the package

I have raised disputes from online cibil portal and i see there is no response or action taken from the banks. I have escalated and contacted the respetive nodal officers and i could still see there is change in the cibil reports.

Dispute id date initiated status of dispute id
Cds[protected][protected] new
Cds[protected][protected] new
Cds[protected][protected] new

Request you take action action on the banks who are not responding to the disputes raised

Hi,

I took an auto loan of 340, 000 from hdfc bank on 10.12.2011 of 340, 000 for which some bouncing happened as my father was suffering from cancer (I told this on call to hdfc also). And on 30.09.2015 repaid all oustanding amount of rs. 52701 for which i have "payment receipt" and got "loan closure letter" also.

But my cibil still shows status as "written off" with amount of rs.14754. As far as i know written off is for non traceable to people whereas i was always rechable on call.

Request you to please update my cibil and remove the written off from auto loan as i have paid every penny with interest. Please find reference documents attached.

Regards,
Poonam vipra

I prafulla kumar rout, pan no. Aoepr6833c, at:-dala, po:-jajpur road, dist:-jajpur, pin:-755019 have received a cibil score report from sbi, bearing memberid:-bs00015685. The data provided in cibil is incorrect as per my pan. Because only pan and my name is matching but other details like address, mobile no. Date of birth and fathers name and loan amounts are not matching. But interesting matter is that actual my loan number (Cash credit) account no.[protected] and c. V no.[protected] is not reflecting in the report. Neither the loan account number nor the bankers name mentioned in the cibil report. So i am unable to traceout from which bank the loans are belongs. Hence again i have applied for cibil score cibil registration id:-sco[protected] and transaction id is:[protected], dtd.08/05/2017 by paying an amount of rs.800/-. And the report is not received by me.
So i request your kind attention to provide the accurate data to me so that i will be able to trace the loans.