Credit Information Bureau India [CIBIL] Complaints & Reviews

Respected Sir/Madam,

I am to inform that, in CIBIL report in loan details of PAN No..-AVIPK8762G (AJAY KUMAR), S/o Shyamdeo Prasad Chouhan DOB-04.11.1972, My PAN No.AXDPK7699H (AJAY KUMAR), S/o Basudeo Prasad Rai DOB-22.10.1976 is being shown. Because of this I was denied Housing Loan from LIC Housing, Dhanbad. Whereas I have not taken any loan from any Bank or Agencies in my whole life as yet. It seems that your bank has wrongly posted my PAN No. AXDPK7699H (AJAY KUMAR) against anther Lonee account without verifying father’s name and Date of Birth which is mentioned in the PAN Card itself. Due to your carelessness I am surfing and roaming from bank to bank and begging loan for no fault of mine.

Please look into the matter and get your records corrected kindly leave my Pan for me only. Once again you are requested to correct your records and remove my Pan from your records immediately. Please issue no objection Certificate also.

Yours faithfully

(AJAY KUMAR)
PAN No.AXDPK7699H (AJAY KUMAR) S/o Basudeo Prasad Rai DOB-22.10.1976
Mobile No.[protected]

Dear pls note that there is show bounce loan in my cibil report against January 2013. But in this period i did not take any loan, so pls improve it.
for your more info i want tell u i took loan from hdfc in 2014 but when i confirm by bank they said me your all loan amount completed of our end,
so mind it if my cibil report was not correct in 2013 report, how could i got loan in 2014.
my 2014 closure loan no NOC 26397909 from hdfc.
MY PAN NO BJWPS0900H
I requested u pls improved it otherwise i will go legally against your dept.

THANKING YOU

Dear sir

My fathers pan no is ALPPK0695K
My father had a loan of bajaj finance in 2007
Due to some condition the last 2 installment of the product the cheque bounced .so the collected from home.bt the company servant did not show the report to the bajaj finance.due to my father changed his cell no this problem has tanken a different trun.we have paid 10000 and setteled that loan.
So had applied for a loan in sbi the had rejected because of that bajaj finace loan .
So can you plz clear the record as soon as possible .or give your personal contact number to clear the complaing

Sir,
i want a loan from bob at my village near to bharuch at gujarat,
at the time apply my cibil score is low, bank says that, then bank give me cibil report,
on this report i saw that all data is wrong, then i was purchase cibil subscription by paying 550 rupee, and raise a dispute at date 14.2.17 .they give me 1 month time for resolve this issue,
but still today no progress on this issue,
my constuction is stopped due above problem

bharat patel

I did made the payment online for rs 550.00 including service tax, on 13 jan 17 to get my cibil report and i got the response to submit the kyc documents and i uploaded same on there website on 21 jan 17, after that i suppose to get report within 10 business days and till now i have made several calls to them always the response i get is our systems are down we are taking special request and you will get a report in 7 business days .
But till now nothing happened, even today 15 mar 17 at 1635 hrs i called them at +[protected] i spoke to aisha and immediately after answering the call first thing she said our systems are down but again after telling the whole story to her she said i have " seriously " taken special request and you will get a response in next 2-3 days .
When i asked her how to process refunds she gave me email id - [protected]@cibilreport.Com and then i requested her to transfer the call to supervisor she said no supervisor available, the i asked her transfer the call to any escelation department or complaints department the she gave me again same email id - [protected]@cibilreport.Com to wright on .

They are doing fraud with customers taking money but not giving services and they least bothered how frustrated customer is .

Very frustrated customer ...

Dear sir
Iam golla ravikumar, s/o g. Eswaraiah, dob:02.06.1988, pan no; begpg4641q, aadhar:[protected] email: [protected]@gmail.com, cantact : [protected]
I respected sir ihave my cbill score 819 down score 615 unfortunatly. I am cleared bank loan dues and not rectifid cibil score problem. Sir ihave perticular deataild of cibil data and clearing to my problem and i have persnol loans apply
Thanking you sir
Golla ravikumar

Dear Sir/Madam,

With reference to the above subject, i have not taken any commercial loan for the amount of Rs.145000.but on my cibil report, it was wrongly updated.
The mentioned loan amount is not pertains to me.
Pan no-AGRPV5934H
Opened on-23.04.2015
over due-Rs.6007.

I request you to kindly check and update the same on report.i have also attached the cibil report.

Regards

V.Vignesh
[protected]

Dear Sir,
My name is Chandan Kumar and my pan no.is AWBPK6584A.
There is a tractor loan showing on my account in[protected], but I am not involve in any way in any loani 2013.

now as i have submitted my docs for Home loan i got the information that my name is defaulter list.pls treat the matter on top priority and remove my name from the defaulter list.

Dispute ID is CDS[protected]
SR# 5059371

This is such an inconvenience to me. I have been interacting with CIBIL since last 15 days and the service is pathetic.

First of all, I had to pay CIBIL to get the report for someone’s mistake of linking a false account. Then 95% of the times I get to know that CIBIL server is down and we can’t help you now. Server down for 5 days???? What kind of business are you in?

Unprofessional customer service rep's who has no sense of customer service.

Why do you guys play with customers’ accounts like this?

As per CIBIL customer cares information, dispute was cleared on 6th March 2017 and I had been requesting for an email confirmation but I had failed every single time I had requested them.

I suspect fraud, CIBIL, why make customer pay when the data entry is wrong from your end? Some kind of a revenue making tactics?

I demand refund of all the charges and closure on this case as soon as possible.

As per the Credit Information Report dated 22/02/2016 sent to me, where it has been indicated that an amount of Rs.1, 96, 786/- is overdue to SCB ( Standard Chartered Bank) against credit card . This is not true since I had already clarified & submitted all the necessary documents in this regard to Standard Chartered Bank on dated 08/11/2005 and 22/12/2005. However the copies of same are once again attached herewith for your information & accordingly rectification in the Credit Information Report at the earliest please.

I, Karpe Ravinder, ID No. BS00019537, PAN No. DNJPK0690D, Adhar No.[protected], as on[protected] Cibil scoring shown as -1 where as as on[protected] ID No. BS00113040 shown 750 and personal loan score is 812. why that much of diff. is arrived, I have no overdues. please do needfil and correct them. I want to clarrify the difference between[protected] to[protected]. please take necessary steps in this regard .

Sir my pan BCZPB7134A. I had only personal loan at SBI, Nidadavolu branch[protected] but u shown my cibil very bad . and u shown 4loans. how it is psible. are u giving me ur end loans. that one loan from indusund bank was closed on[protected]. but baank authorities not to inform to u with out any reasion., i request u pl veryfy my cibil and raise my cibil score high,

I karpe vijayalaxmi ravinder, nizamabad telangana, member id bs00019537 as on 13.02.2017 cibil score is -1 where as as on[protected] id no. Bs00113040 cibil score is 744 and personel loan score is 794. Why the differnece is arrive there is no overdue payments of my loans hence i request you to kindly verify and take necessary action. My pan no. Alypk6539m, adhar no is[protected] my mobile no. [protected]

Hello All,

Last Year i have purchased my CIBIL report with the subscription of Rs.550/- and that has been expired. I have tried to Re-purchase with annual subscription on my CIBIL page and got an error like "REGRET THE INCONVENIENCE - You have reached a page that does not exist or has been moved".

I have raised this concern with CIBIL team from Escalate Level 1 to Escalate Level 3 but still now issue not resolved. For every escalation i received a call from Customer Care and they will say "Our Technical team are working on this issue, we will fix it ASAP or else kindly use alternate email to purchase the new report".

I have tried with new email and got a pop like "Give email Id is not match with your Loan Account, Please provide alternate email Id which has given for Loan Account", so i have given my old mail Id and done a payment.

For this payment, i have received an OTP & Invoice details for my Old mail. I tried to login with Old mail id with OTP, got a message like "Credential details is not match with our database". I have forwarded that mail to [protected]@CIBIL.COM and had a discussion with Customer Care and they instruct me to reset the password.

So, I reset the password and login with my CIBIL page still it's showing the Old score. i have check with History page report is not generated and i can view only Password change status only updated. Again i had discussion with Customer Care and requested to send the soft copy of report but i didn't received.

So again i check with executive, they are saying like "We have already sent the soft copy of your report on requested date" but still now not get any email.

Kindly help me to identify the right person to fix this issues.

I am M. SenthilKumar mobile no[protected] recently i approached Bank for apply a personal loan . That time i came to know My CIBIL SCORE in low and it indicate I took loan in the name of SenthilKumar M shake dasta giri but I am not that person in CIBIL Score because of this issue My Cibil rate is low but i didn't get any loan from bankKindlyrectify mycomplaint

Surprisingly!!! I have been informed about 7 lacs overdue shown in cibil records! It's a total shocker, hearing for the first time.

Please note: this information is totally incorrect and unacceptable overdue record shown against my name in cibil.

If holds true by any chance then i would like further information shared via email immediately and would challenge this fraudulent cibil entry against me.

Seeking further timely advice to rectify this error in cibil records as soon as possible.

Appreciate an earliest advice in this matter.
Thanks - in advance.

Sincerely,
Vihan majmundar
[protected]

I have not received cibil report from last one year inspite of completing all kyc and payment of rs . 550 on 9th of April 2016
Myself papan topandas sajnani
Address Bk 1268 room no 12, near roma Apt ulhasnagar 421004.
Contact no.[protected]
Already complained about this but not yet received cibil report from last one year.
Please do the needful.

Cibil Dept made wrong entries in my cibil report and made me a defaulter. When I requested for my cibil report I found 2 gold loans which are active since 6 months & which made me a defaulter, but I never taken gold loans, this mistake has confirmed by particular bank & cibil team also. But because of their wrong entry I'm not getting any loans from last 6 months . Now I'm in financial problems . How can I get the loan with this fake cibil report. Cibil team removed 2 loans but score is unchanged

TO DATE: 02/02/2017

CREDIT INFORMATION BUREAU (INDIA) LTD.
NARIMON POINT, MUMBAI.

SUB: Re: Control No.[protected] Dtd: 16.10.2015 – Dispute Resolution for PAN No APVPK6371E

Dear Sir,

With reference to the above control no.[protected] I would like to inform you that some data entered in your records is absolutely wrong and not at all matches with my profile. Some account already closed still showing in CIBIL report, please help me to get my score corrected so that I can avail loan form banks
Name ATUL HARIMOHAN KICHLU PAN CARD APVPK6371E DOB [protected]
S. No Account name Date opened No Type Credit limit Today status
1 Phoenix arc 31/10/2007 B1C1370796 Credit card 15000 All cleared, no OS
2 SBI card 12/07/2005 [protected] Credit card 120930 No confirmation received even after repeated communication
3 ICICI bank 19/05/2009 LLMUM[protected] Personal loan 140000 No os as on today
4 DCB 09/09/2014 ****763 Secure Credit card 13500 Account closed
5 DCB 08/09/2014 ****736 Secure Credit card 13500 Account closed
6 DCB 01/09/2014 ****745 Secure Credit card 13500 Account closed
7 DCB 08/09/2014 ****754 Secure Credit card 13500 Account closed
8 ICICI bank 29/09/2008 NHMUM[protected] Home Loan 4249000 Account closed
9 Axis Bank 15/03/2008 [protected] Over Draft Account closed
10 HDFC 13/10/2007 [protected] Housing loan 2239000 Account closed
11 Axis Bank 01/09/2007 *******460 Credit card 25000 Account closed
12 HDFC 22/07/2006 10478557 Personal loan 233000 Account closed
13 CITI Bank 27/05/2006 03LTBZAL4465635 Personal loan 200000 Account closed
14 ICICI bank 17/03/2006 ******4004 Credit card 110918 Account closed
15 CITI Bank 27/02/2006 ******6004 Credit card 200000 Account closed
16 ICICI bank 17/03/2006 ******8003 Credit card 98175 Account closed
17 HDFC 03/12/2005 2057331 Auto Loan 324000 Account closed
18 GE Countrywide 13/11/2005 MMI[protected] Auto Loan 179564 Account closed
19 MCW 13/11/2005 MMI[protected] Auto Loan 179564 Account closed
20 HDFC 23/08/2005 *****2946 Credit card 147093 Account closed
21 HDFC 16/07/2005 1628852 Personal loan 212000 Account closed
22 HDFC 29/04/2004 849177 Personal loan 75000 Account closed
23 HSBC 17/09/2004 ******2403 Credit card 206592 No confirmation received even after repeated communication
24 GE Countrywide 29/04/2004 MMI[protected] Auto Loan 388000 Account closed
25 Axis Bank 27/04/2004 [protected] Over Draft 136000 NO such over draft account with me
26 HDFC 24/11/2003 *****1445 Credit card 73066 No such Credit Card I used
27 Axis Bank 24/03/2003 [protected] Personal loan 65000 Account closed
28 CITI CORP Finance 29/11/2005 6732740 Personal loan 70000 Account closed
29 HSBC 05/04/2005 [protected] Home Loan 935000 Account closed
30 CITI Bank 17/03/2005 03L58ZAL4070363 Personal loan 200000 Account closed
31 GE Countrywide 30/10/2003 AIA[protected] Auto Loan 115000 Account closed
32 GE Countrywide 26/09/2003 RGI[protected] Consumer Loan 4520 Account closed

Name – ATUL HARIMOHAN KICHLU
Address – C-602, Queens Town, Opp. Chinchwad Railway Station, Chinchwad – Pune 411033, Maharashtra
Mobile No [protected]
Email [protected]@darapharma.in, [protected]@gmail.com

Dear Concerns,
I have applied a loan in ICICI bank and came to no that one auto loan of Rs.2.8 lace is reflecting in my cibil it is non verified by me and I have not given any gurantee.
I request you to please check and remove from my record.

Applicant.Shriram Sohanlal Khosya
Pan no.AEAPK8368M
Mob no.[protected]-[protected]
Control no.[protected]

Regards
Shriram Sohanlal Khosya
Sd-3, Ambuja Nagar-362715
Tal-Kodinar(Gujrat)