HDB Financial Services Complaints & Reviews

Reff:- loan account no. 656156 ucic no. 1170419
Sub: - difference in overdue charge
Sir,
As we have got your soa of our lone account.In this you have charge overdue charges of bounced emi but there is difference in amount you have charge as per agreement. As per agreement over due charge is 2% of emi but you have charged more than that so please look in to the mater and revise the same in our account statement.

Mohta ksn enterprises pvt ltd
Navneet mohta

I have availed car loan from hdb kharar i am really unsatified with the services as i have closed my loan but about Rs6000 was deducted from my accnt forclouser charges also installment of Rs4700 deducted from my açcount even after issue of NOC by branch which has not been refunded till date. Plz take appropriate action against branch head mr.shiv charn chauhan..ashok kumar mail id [protected]@gmail.com
Encl NOC certificate

Sir
I inder mohan singh r/o new delhi & my loan against property a/c no is 391706
I am going to take over my lone to another bank. The bank advocate want to see all original documents which we submit in your delhi branch. So i request you to fix the meeting time when our bank advocates come and will see the original documents. Kindly pay attention towards my request on urgent basis


With regards
Inder mohan singh
[protected]

To,
HDB Financial Services
4 Floors, 68/2
Marugesa Naicker Office Complex
Gream Road, Chennai-600006
Sub: For Cancellation of Loan Protector Policy¬¬¬ in favour of Smt. Shalini Agarwal & Shri Anoop Kumar Singhal c/o M/s Hotel Kanha Inn, 10-A, Riddhi Siddhi Nagar, Kunhari, Kota
( Rajasthan) for Rs.60594/- vide you letter dated 31.3.2016.
Ref: LOS ID 1416327 as dated 31/03/2016

Sir,
With your reference No. LOS ID 1416327 as dated 31/03/2016 and your welcome letter Ref. No.[protected]. Regarding sanction of loan of Rs.120 lacs, in favour of M/s Hotel Kanha Inn address 10 A Riddhi Siddhi Nagar Kunhari, kota (Rajasthan) 324008, in which you have deducted Rs.60594/- against loan protection charges (Policy) without my prior approval/consent.
This amount has been deducted by you along with other deduction like ECS charges Rs.115/-, HDFC Ergo Premium Rs.10958/- and processing fees Rs.137400/- thus total deduction was made Rs.209067/- out of above said loan sanction amount.
As per contract note dated 31/03/2016, the Insurance was only to be made against Property insured against fired earthquake terrorism floods etc. Nowhere personal insurance (loan protector) was required and nor it was needed.
This issue was already verbally brought in the notice to the Kota branch HDB financial services, before signings on the above contract note to the branch manager of HDB Kota and DSA of HDB kota has assured to me that this amounts will be refunded or credited in your account directly before disbursing the above said loan, but after verification of the loan amounts in my account through RTGS No such amounts was credited in my account and I have shocked due to misrepresentation by your DSA in Kota.
You are therefore very kindly requested that the above said policy may kindly cancel at your end. This may kindly be treated as request letter within the stipulated period for needful action for cancelation of policy in case of issued to me. I have not received any policy till today.
In case of no action is taken at your end I will have No option except to proceed the court of law for recovery of above said policy amounts Rs 60594 along with all legal expenses which will be incurred by me to make the recovery of the above said amounts. I am also suffering in my business due short this amount which was urgently needed by me.
It is therefore kindly requested that HDFC slic credit protect plus policy of Rs 60594 may kindly cancel and this amount may kindly refund to me in my current account number [protected], of SBBJ branch Rishi sidhi nagar Kunhari Kota ( IFSC Code sbbj0011082) in favour of hotel kanha inn and inform to me within 48 hour from receipt of this letter on the following email id 1. 1.[protected]@gmail.com 2. [protected]@gmail.com.
This may kindly treated as most urgent to save customer against unnecessary losses / damages in his running business due to need of money.
Waited for your early and needful action.
Your Faithfully

Mr. Anoop Kumar Singhal &
Smt. Shalini Devi Agarwal
Hotel Kanha Palace 11, Laxman Vihar, Kunhari, Kota( Rajasthan)
PIN - 324008
Mobile- [protected]


Copy forwarded to the following
1. National Consumer Helpline New Delhi( consumer court)
2. RBI ED Mumbai.
3. HDFC insurance, Mumbai
For needful action please


Your Faithfully

Mr. Anoop Kumar Singhal &
Smt. Shalini Devi Agarwal
Hotel Kanha Palace 11, Laxman Vihar, Kunhari, Kota( Rajasthan)
PIN - 324008
Mobile- [protected]

Team hdb,
Kindly note to look into details and process the situation before notices are being sent out.
As they turn to be false claims made from the banks side.
Do beware of legal interference if the situation leads to personal dispution.

It is not appreciated that the bank sends out untrue/ false messages to its valued customers. Very disappointed with your service.
Attached photos of texts received and proof that its false.

Do call me for further explanation

Regards,
Linda n

I, Mrs. Kakali Paul, a resident of Baranagar, Kutighat, Kolkata -36 and I have taken a gold loan in your company. The letter sent by you on 11-Apr-2016 is personally received by me on 22-Apr-2016 but again because of election went to your company’s nearby branch on 26-Apr-2016 along with the amount mentioned to be paid that is Rs.24888/-.

We had a conversation with Mr. Gopal Ch. Ghosh, he informed us that our gold has already been auctioned by your company but we did not receive any written information about this matter before the gold was auctioned. But still the EMI of 4-Apr-2016 was taken away from my account, so I request you to let me know that even after paying regular EMIs why my gold has been auctioned by your company that also without any written notice.

Moveover, as per the advice given by your company agent Mr. Bidyut Majumdar, our personal loan (Account no.-280862)should be closed and because of this reason we were a little delayed to pay some of our previous EMIs at time. Now my intension is to know from that how should we get our gold back and i[censored]nder any circumstances I do not get my gold back I will go and inform about this matter.
(Mrs. Kakali Paul.)
1/1/2 K.P.Naya Ratna Lane.
Baranagar, Khutighat,
KOLKATA:-700 036.
Ph: [protected] &2556 9896.

Dear Sir/Madam,

Ref: Wrong information from HDB

Personal Loan : 832486 - Date: 17/12/2014

My Cibil report reflects a loan from HDB which is wrong information, I have never availed any loan from HDB. I have not event approached HDB for any loan.

becs of ths wrong information, my bankers have blocked my loan.

Please act quickly

My details

Ramesh.B.S
[protected]@bsrits.com
[protected]

Pl forward my personal loan details to my email id is lalitha.[protected]@yahoo.com and my a/c no is 20380077 i habe taken 3 lacs loan emi is 7295 staryed on 7.2.2012 and for 50 months duration ends on7.3.2016 and again i got a message for deducting 7295 on 7.4.2016 my loan amount ended by 7.3 2016 why ahain you are going to deduct??

Dear sir/madam

I sayeedali hasnani, pl no. 1167755 request to approve to delay my this month esc on 15/4/2016 for this month only.

Contact no. [protected]

Dear sir

My name balaji ramroa urarwad victim has been cheated by the delhi based persons name amit gupta introduce himself as regional manager of hdb finance-mobile nos [protected], [protected], sumeeth agarwal introduce himself as loan manager mobile nos [protected], land line[protected], komal rathi introduce herself as loan verifications department her mobile nos [protected], they all cheated with me and sold the policyon fake promise of loan sum of rupees 10 lacks against the purchase of policy sum of rupees one lack which i have borrow with an on interest, on 18th feb i recevied the call from them and they ensure me that they call from hdb finance the sis concern of hdfc life bank and siad me you are mobile number is selected for an special offer to get an loan of 10 lackhs if you purchase the policy of 100000 one lack, as m in need of money for my sister marriage and for my mother mediacal issue i invested as per there commitment due to lack of education i won't understand there game plan and became there vitim as this letter is beeen writing by my one relative on behalf of me, this all thing happen to me and then they said you will get 10lacks in yours account directly on 10th march from 10th march they are not picking my call, i am dissaopinted what should i do not understandin please sir i bed you please retun my money i am very from poor family i cannot afford this cheating please sir return my money and take the action on them that they can't play with others sentiments please sir i am in need of money, for god sack help me .

Hope you take actions and release my money at yours earliest.

Balaji ramroa urarwad

[protected]

I applied foreclosure for my loan LOS ID 885853
15 February 2016 but jaipur local team has not given yet till 11 march 2016
i am going to RBI grievance desk today for complain

Hello
Sir

I got the message today from HDB as your emi is overdue so please paid while i putted whole amount in my account before date, now emi not deducted from bank account it's not mine issue, i can prove it as i have balance sufficient in bank account,

Here i am warning you if i will get any problem in CIBIL due to your system then i will claim on you.

so please be careful and stay safe,

I applied personal LOAN as per executive Andrew (Redhills Chennai)Then file rejected due to cibil score then after 5 days he called to me regarding gold LOAN But I said not interested.He said you will get get LOAN if you doing gold LOAN Fraud executive fraud company Bull ****

My loan is completed but my balance is cutting every month.i complaint regularly but they did response on anything.my loan number is 555063

I was worked for your concern as a Sr. Telecalling officer in 2008 and i have applied for PF claim for more than 3 times, but till now i didt receive the claim amount.

Could you please tell me the process for the same and i was surprised that for this you people want to time of 8 years to resolve the issue. please take it as a top priority and do the needful.

EMP Code: HDB00607

Loan disburse partly B T & balance top up was pending for Documents to receive from old bank, which received after three years& submitted to you. Now we are asking for pending top up amount, we told that again we have to go for register mortgage. once we registered for entire sanctioned amount, why we should again register the mortgage. it will be double mortgage. please clarify immediate.

regards
KB HOTEL
Mr.S.V.Shetty.

We are purchase case 770 machine.in 2013 i have already paid[protected] lacs ) Rs but i cant paid 2 months installment for some financial issue ..then 3rd also cant paid then ahemadnagar branch se Adhav sir unka number [protected] ye hai.isane hamara case machine hamare ghar se leke gaya tabhi hum unhe 50000 rs de rahe the lekin usne kaha ki nahi hame pure 143000 rs bharo to humne kaha thik hai jab humne paise jama kare to unko call kiya to o bole ki apka machine kishor lahanu navale ke naam pe hai to aap apke ristedar ke docs dedo hum unko becha aise dikhayenge to hum o docs bhi de diye uske baad humne bahut baar call kiya lekin unhone kabhi kaha ki kal call karo paraso karo aisa karake hamara call talate rahe aur akhir 4-5 mahine bad humne call kiya to unhone kaha ki apka machine bech diya hai ...agar aisa hua hai to thik hai lekin hamare 10 lacs rs kyu nahi de rahe hame plz help me

Dear sir me shubham.tiwari sir mera loan.hdb. Bhopal.me loan.chal raha tha jisko.me 26 dec ko close kar chuka.hu lekin.muze abhi tak.mere proparty pepar. Nhi.diye jaa rahe h. Aur.muz se.sidhe.hdb ka.koi.bhi officer sidhe baat nhi.kar raha h muze bhut. Pareshani ho rahi h muze paiso.ke.zarurat h jiske chalte muze apne.house ko sell.karna.h. Lekin.muze pareshan.kiya jaa.raha h

Complain against fraud 1. Fraud signature done to hide or avoid crucial information 2. I was informed PL @ 15% reducing balance were as I am charged @ 42% 3. I was uninformed that 5 months EMI will be deducted in advance and still be charged for that amount 4. Tenure/Interest is 18 months and i have to repay in 13 months. Proofs and documents will be provided on request to the official person

Hi have a personal loan with HDB and from the month start they are troubling me for various reason and now when I want to close my loan they are harassing me a lot and not letting me close the account what should I do? Do I need to approach the court or what is that can any one please do suggest me.