HDFC Bank Complaints & Reviews

I have applied for hdfc credit card, my credit card application no is [protected]w1, i fullfilled their necessary eligibility for credit card, and they said sir your credit card will be approved, but after some days i got email that they rejected my application, but i want to know why?? They rejected my application i want my documents back.
This should be tell before taking my documents.

Since 2 weeks i have been following up with hdfc but with no response.
My account was debited with 50k without any intimation due to which my account balance is currently in negative state.
Even my this month salary was adjusted in negative state and i am facing very hard times due to the same.
Even my relationship manager is not picking up my calls.
I have no idea who will be able to help me in this kind of situation when a bank which runs on customer's money is not respecting his customer.

In personal loan (Loan no[protected] committed interest rate only 12.85% and i confirmed with representatives mrs. Sathya (Emp id 851966) but disbursed loan interest rate is 16.80% they never confirm reveised interest rates with me before disbursements of my loan amount, since i was asked about that to her, her response was very rude and no response
Thanks and regards
Ameertheen
[protected]

I applied a Home loan in the month of September. Loan is neither approved nor I got my money, You took my money of 11, 615/-(I gave through Cheque).

I called you several times for this. But most of the time you were busy and several times I spoke to you and reminded you about the money. But I did not get anything so far. Please give my money back.

Unexpected deduction on 1st branch transaction for the month.
172.5 rs has been deducted from my account when someone deposited 2300 in my account from outside the home city branch. This was the 1st branch transaction for this month and when i am trying to contact to customer care i am not reachable to them.

Dear Sir,

I have added some of the amount to my payzapp account which was successful but when i was doing a payment through this app it got declined by payzapp and amount deducted from my account. Now when i spoke with payzapp people they told money will credited to my account in 12 days but still money has not credited to my account. I am trying to reach them with in many ways not able to speak with them. Request you to kindly do the needful as it has been more than 12 daya now want the refund with interest as they have kept the fund with them for 12 days..

I am using hdfc netbanking service from last almost 1 year without any problems. But nowadays its not working from last 2 or 3 days it is showing loading when i entered login id and password. I am using through hdfc netbanking mobile application. I also try to open it from Google chrome but the problem is remain same. It is showing that my last session is not terminated. I hope you will work on it and solve this problem Asap. Thankyou....

Client ID 31897290 DP ID :IN301549 Trading ID :1309376

The IDFC BOND has been paid out automatically from my Demat account.

I have not received redemption amount in my saving account.

Today I have visited at HDFC Bank Ltd and Karvy Computershare Pvt Ltd at Gwalior.

Kindly take necessary action .

Attached Bank Statement
Demat Statement

Regards

SWAPAN DAS

On Thursday, 30 March 2017 6:08 PM, "InterimSolution.[protected]@hdfcbank.com" wrote:

Dear Customer,

Reference No: 5200941

This is with reference to your query regarding demat account statement.

Please find attached herewith email statement for your demat account.

Kindly refer to the following instructions for Opening the Email Statement:

I received a call from a guy saying he is calling from Citi bank and they are providing 0% interest for personal loans we just have to buy the hdfc life police and give them the details they will then approve the loan and give us the money I removed 2 policies since I wanted a loan to buy a house but when I understood it was a fake call just to sell the policy me and my husband went to the hdfc life office to return the policy we were being told that the grace period is over and nothing can be done I still receive a call from that number saying that we are processing your loan but due to system issues cannot realize it

Hello Sir,

I have purchase items from Easy Day Store on 30 November 2016. i have made payment using debit card . three times payment deducted from my card -

Cheque/Ref. No[protected] Refunded

Cheque/Ref. No[protected] Success for EasyDay Store

Cheque/Ref. No[protected] Time[protected]: 19:37:40 ) not Refunded- After lots of complaint it were refuned and resolved on 20/12/2016 cheque/Ref no are [protected] issue on

but today 3 april 2017 same 1350.00 deducted from my account again for this . why hdfc made mistake always please resolve my issue soon otherwise i will go to conusmer complaint for this . find the attachment again.

Date- 3 april 2017

POS 416021******6988 DT[protected] IC17033

Cheque/Ref. No.[protected]

Amount- 1350.00

Amount wrongly deducted under DC INTL POS TXN MARKUP + ST from my act without my notice on 1st April 2017.

As per my understanding this is "Txn - Transaction. Markup - Foreign currency markup. St - Service tax. It is the foreign currency markup charges charged to your card for doing swiping your card at an International location. ... HDFC bank charges 3.5 of the transaction amount as a fee for using your debit card for a transaction...

Amount 28 is getting deducted with the description NWD DEC CHG (ATM Withdrawal charges) eventhough my account was opened as salary account and was said there will be no sur charges for any no of withdrawals from ATM other than HDFC. There were no intimation regarding the policy change if any also. This is very bad and unprofessionalism as a reputed worldwide bank shouldn't be doing this.

Amidst more confusion and utter regret, I put to your kind notice the malign tactics adopted by Mr.Gaurav Chudasama – the Manager, HDFC Home Loan Limited, Jamnagar. The synopsis of the case is that I am a customer bearing No.[protected] and have secured Home Loan amounting to Rs.13, 00, 000 on 23 march 2017 contact for reduce of rent in my above home loan I have proceed and fill up a form and issue cheque of rs 1570/- (net and lean) after 3 days I inquired about cheque why not comming in clearing and last I have required on 31/03/2017 I shocked and found that bank has return my cheque
with reason that ink is spread on amount of cheque, I immediately contacted Mr.Chudasama and asked as how he has happen Upon my presentation, instead of accepting his blunder, he was furious and exhibited all his arrogance saying that we are not bound to say who has done this negligence you give me cheque otherwise we sending for clearing if return you got penalty I was very perturbed because o[censored]nbecoming attitude of a Officer of a prestigious Bank. I shall, therefore, request you to kindly make a deep routed inquiry and take sterner step against the responsible officer to set an example and also to safeguard the brighter image of the Bank. I only know and want to writing sorry it is human mistake but he is refuse
image attached

I took one personal loan from HDFC bank in Aug 2014. I don't remember my loan account number, and without account number I would not be able to get the statement.
I called HDFC customer care many times (since last week I am chasing them) and each time nobody knows how to furnish me with me loan account number or its statement.

They are just passing the ball from one person to other, even I visited nearest branch also but again same result.
Moreover there is no option available on website to raise a complaint or query for my problem.

Customer care number:[protected]

I got call from [protected] neha from hdfc finance services and told me that hdfc finance service offer me loan on 0% roi. She called me multiple time and i also try to digest how's this possible? She explained me as this is possible as they will take policy from hdfc life insurance and against this policy they will give me porsonal loan without interest rate. Even i also asked my relationship manager and inquire about the same and she told, no this kind offers are not genuine, this is fraud and do not share any details with them.

I clearly said i dont want this loan but they are calling me and following up for loan and policy.

Please be aware from this kind fraud call and save your money.

Thanks to my rm to provide me details.

My policy number 15620704. Hdfc offficials told me lies saying you have to pay for five years and sold this policy after i came to know i had to pay 11 years. I came to know that i got cheated after paying three years. I have paid 1.5 lakhs now they are saying my surrender value is 71k. Is it good for u cheating retired employee like this? See like helping me to come out of their cheating

Sir,

With due respect I would like to inform you that I have need my two wheeler loan a/c details and statement(loan no[protected].
Therefore I request you kindly give the statement as soon as possible.

Thanking you
Yours faithfully
. Kulsuma Begum
Vill-Gopal Nagar
P. O-Gopal Nagar
P. S-Hojai
Pin-782435
Dist-Hojai
Mob.no-[protected]

Please reissue me cheque book & debit card as my old cheque book is fully used & debit card panel is damaged. I have tried with both Phonebanking & Website, Both not giving any kind of response. Even nearest branch people were not cooperating.

My Details are as follows:

Account Name : Suchit Nikam
Account Number : [protected]
IFSC Code: : HDFC0000149

29 mar 2017 inter-brn cash chg incl st & ec 27031 29 mar 2017 172.50

I want to know why this money was deducted from my account without my knowledge and prior permissions. Hdfc bank refund my money now..

Savings account no.: [protected], khadki
Customer id: 42871042

I also see there is deduction of another 29 mar 2017 imps p2p[protected]#[protected] mar 2017 5.75
What are these charges for?

Please resolve my issue at the earliest.

Email: - [protected]@gmail.com

Hello Team,

This is to inform you that I am a very old customer of HDFC Bank. Details as below:
Name: APURBA GHOSH
A/c No. : 5010******0924
Customer ID : 67106010
Branch code: 2807
Debit Card No. : 4059********5917

Problem is that on 1-March-2017, Rs.575/- was debited from my A/c(A/c No. : 5010******0924) for “DEBIT CARD ANNUAL FEE-Feb[protected]”. This is totally irresponsible job at your end. When I have opened this A/c, Their branch adviser asked me that Debit card annual fee will be approx. Rs.172/- but now Rs. 575/- debited from my A/c. I have reached at my home branch but they have refused for REVERSE my amount. So that’s why I have made HOTLIST(blocked my card) from my net banking.

I need reverse my amount ASAP otherwise I have to close my 2 Bank A/c’s with all credit cards, FD & RD.

Can you please look into this matter ASAP & revert back to me as early as possible so that it will be easy for me to take decision for closing my all A/c’s.

Thanks & Regards,
Apurba Ghosh
Contact: +91 [protected]/ +91 [protected]