HDFC Bank Complaints & Reviews

I am an HDFC BANK customer, my a/c no is "[protected]" on 05/12/2016 RS-690 is deducted twice from my a/c for AMB CHRG INCL ST & CESS for OCT2016 and NOV2016. My account was salary account, suddenly it gets change into saving account with some min balance limit, without any Intimation from bank. Now when i deposit some money in my account. they deducted 1380 rs for two months. without any confirmation and call how can someone take my money. and second thing its a bank mistake they must inform me that your acoount is now become salary account please maintain balance. please refund my whole money into my account.

Thank you
Contact number- [protected]

Dear sir i am a hdfc bank a/c holder .my a/c no. is -[protected]
IFSC CODE -HDFC0000412, From my this a/c 1380 rs. balance has been deducted at the date 05/12/2016, i want to know why this heavy a/c balance is deducted without any message, any information, any warning and bank don't send me any message after deduction balance, so sir i want you refund my balance because this is a huge balance for a normal person.

My salary account(in HDFC bank) was created in my first company, so once i left the company and joined somewhere else i had to open another salary account. Now my salary account in hdfc bank has been converted to savings account(without informing me or warning me). Now it is showing my balnce in -1000 Rs. I was told that no any limit of minimum cash for your account at the time of opening.
According to new RBI guidelines banks are not supposed to penalise for dormant accounts.
Where should i approach now. Please help

Name: Yogesh V Kapse
Account no.[protected]

Worst bank i ever seen in my life.
Tupid peoples are working in bank dont have sence, my 1799/- got debited from my hdfc credit crad without my permission, without my sign any documents, without informing me, and with out give me complite information for that.
And now i am getting only 1300/- only.
Who gave you authority to provide my any personal bank data to any others with out cust permision, it could be happen lots of time with every one, and now they are refusing to reverse the full amount. I want to know what is my fault.

Bnk:hdfc.
A/c:
[protected]
My cont no:[protected].
Ccst id: 66063136.
Gmail: [protected]@gmail.com
With this i know bank will not feel shame.
But this is to inform all people to aware

Hi all.. I have been taken a personal loan of 3 lakhs rupees at two years ago.. Everymonth i'm paying a emi. Right now i have only info that every month they are deducting emi from my account with details as "ecs/[protected]/[protected]". I haven't receiving any statement so far to refer.

Can you please help me to send the loan account and outstanding balance amount?

Pls help contact through kkarthicit.[protected]@gmail.com

I have been using hdfc visa credit card for over 05 years. I had got credit card refund of 166500 from one merchant on nov. 12, 2016. As my credit card is linked to savings account. I requested hdfc team to transfer the amount to my savings account on nov. 15, 2016. I was told by hdfc credit card department that they will send me demand draft to my registered address in 7 working days.
When, after 10 days i did not receive any demand draft. I started making calls to check the status with hdfc regularly. But all my efforts turned out to be futile. All these days they made false promises.
Today after more than 20 days i am still struggling to get my money back in my saving account. Hdfc has lost its credibility. I thought putting a grievance in consumer forum will get me justice.

Dear sir,

Today i have withdraw 2000/- then my saving account no.[protected] was showing avl bal is 23390. But i have recharged with 20/- through online recharge
Then my account showing avl. Bal is 21267/-

Instead of it avl bal should be 23370/-..

Plz look into the matter and return my extra deducted amount immediatly.

Thankyou,

Riyaz ahmad,
Hdfc saving account no.-[protected]
Haridwar branch
Registered mobile:[protected]

I had an account in hdfc which was started when i was in my first company. I left the job in feb 2016 and there after i withdrawn all the amount in the account since i will not be receiving any more funds and not going to use further. Now when i got to check the account details i see that there is a negative balance of rs -2046 in it.

As per the rbi rule, "according to the rbi notification, banks should not take undue advantage of customer difficulty or inattention. Instead of levying penal charges for non-maintenance of minimum balance in ordinary savings bank accounts, banks should limit services available on such accounts to those available to basic savings bank deposit accounts and restore the services when the balances improve to the minimum required level.""

Also it says clearly that : as per a directive from the reserve bank of india (Rbi), banks have been asked to stop imposing charges for non-maintenance of minimum balance once the balance touches zero, the times of india reported. The central bank has also given the customers an option to approach the banking ombudsman in case lenders continue to debit charges on such accounts, creating negative balance.""

I have another friend of mine with hdfc bank having 8000 negative balance of the same reason.

We all will be forced to go through the banking ombudsman and write to rbi about this if no actions taken.

Please find the rbi note :https://rbi.org.in/Scripts/NotificationUser.aspx?Id=9343&Mode=0

Check the last quote of annex.

Thank you.

William shaji
[protected]
Willy. [protected]@gmail.com

I dont recevie the Hdfc credit card statement from last one year.The Hdfc customer care not respond to when i was call to customer care department.They told that they are always Busy.Main probelm is I will pay the lic jeevan anand payment through Hdfc credit card.They will not send the payment receipt on my mail address.Finally the customer care is not taken for responbility.My mail address is [protected]@yahoo.com

Hi team,
Please make two counters one for cash withdrawal & another for cash deposit so that the crowd can be dispersed quickly.

I am speaking about ns road mulund west branch as there is only staff doing both work. Her name is pooja k.

Please look into the matter & provide solutions at the earliest.

Thanks,
Krishnan. V
+91-[protected]

Hi team,

Bill has been deducted twice from my hdfc account debit card.
Transaction reference numbers as mentioned below:

Pos 532676xxxxxx5128 reference number 001567 has deducted inr 450
Pos 532676xxxxxx5128reference number 001566 deducted has inr 450
From my account.

Kindly refund my 450 to my account immediately.

Swiped at big bazaar ammerpet.

Regards,
Sona

Sir mera naam shaikh fayaz ikram hai. mera policy no. 18780921 hai mujhe dhoke me rakh Kar loan ka aamish dikha Kar policy di gai hai isliye mujhe policy continue nahi karna hai. Maine nazdiki branch me policy Cancelation requirement papers aur ek cancellation checqe diya h lekin uske bad bhi cancel karne ke bajye dhoke se use phir continue Kiya gaya. Sir please meri madad kijiye aur policy cancel karakar mujhe mera refund dila dijiye.

Dear sir am very unhappy with your customer service they harrassment me last 3 months they depit unnecessary charges from my credit card and now they depit double amount from my saving ac and my saving ac balance is negative am pay my credit card balance amount but you harrassment me and cant do nothing

Thanks & regards
Vishal kumar
My ac.[protected]

I have paid an amount of Rs. 2738/- through HDFC bank net banking for purchsing of shoes through Myntra,
I have got the confirmation that money as deducted from account w, after deducted when I check Myntra for status its still in bag not gone through my orders.

Please refund my amount of Rs. 2738/- do the needful ASAP.

Personnel details as follows :
Name:-- Radha A
Contact# [protected]
HDFC Bank Account No. [protected]

Sir,
My grand daughter has come from overseas, i had given her a bearer cheque for rs 10000.00 and had attested her signature at the back of cheques. The cheque was given as gift to my grand daughter out of my love. She is about 17 years of her age. She was accompanied by her mother who is an ex defence officer. Even my on personal requested to branch manager on telephone she was refused payment. Reason given was that she is not an adult. My main aim was that as student she learns the process of cheque payment system at the and realises about the affection of her grand father which is very much defeated with the kind courtsey of bank which in addition to inconvenience and harassment by bank.
2 please ask the bank to send me a copy of authority ie rbi or any other govt organisation for my knowledge and appropriate action if any or please take suitable action at ur end. This has happened on 03/12/2016 at about 12.30 p. M. At hdfc bank brs nagar ludhiana.141012.
Thanking you
Brijinder singh sandhu
Lt colonel (Retd)

Sir around one both back I have applied for home loan, I am a very old hdfc customer even though bank were taken around 20 days to sanction my loan and same I have submitted all the required documents to hdfc around 10 days back but still my loan not disbursed .My selling agreement to seller will be finish soon and I have lost my all token amount if my loan will not disbursed on time.
My file no is[protected] pune branch
Please look in to the matter and resolve it soon.

Denominations of 5, 10, 15 have debited from account as service charges for last 5 yrs not even once i was informed about it. NEFT/IMPS are basic banking facilities for these i have debited service charges . While making transaction also i was not intimated or while debiting amt also no message or alerts given. any deduction should be informed prior to customers for trust banking. very disappointed while seeing the statement.

Why i have been charged in below txn without my notice. Could you please let me know at the earliest as to why this is being deducted and how I can get the money back. In the past one week, money has been deducted from my account (showing my debit card), then ive been charged debit card adjustment fees and the money deducted hasnt been returned.

1. DC INTL POS TXN MARKUP+ST[protected] charged 151.83.
2. DC INTL POS TXN MARKUP+ST[protected] charged 331.28.

I used to ignore but know it is costing me more money.

Regards,
Saakshita

I Was working in EXL services in 2014 that time i opened A/C in HDFC Bank however in Feb 2015 due to health issue i was resigned the job. Now I am currently working with TATA Capital Housing Finance ltd. also i m very pleasure to held existing HDFC salary A/C Yesterday i got my 1st salary 3922/- but when i seen showing sum deduction of Rs 3922/- i am married person and i have 3 year daughter now i m not able to manage my home in 0 rs I visited the nearest branch for confusion then Branch Manager said my salary A/C converted in to Saving A/C. I have a mail copy from hdfc bank my saving a/c now convert into salary a/c but after that they diduct 6212. total 3922+ 2300=6212
So i am requesting to you kindly reverse my deduction amount around 7000 because of health issue i am unable to maintain my salary A/C.
Kindly find the attachment of hospital reports.I look forward to hearing from you. If you want any help from my side please don't hesitate.

Details :- Name - Amit Gulab Bhalerao
Account Number - [protected]

I have taken a personal Loan in HDFC bank(loan Account :[protected] on Jan 2016. Now i am willing to foreclose it due to the Obligation in ICICI Home Loan i took .But the person at loan desk were not willing to close it due to still 2 EMI is pending to complete 12 months mandatory period.I am willing to pay the remaining Two EMI up front with all preclosure charges to close the loan but still they are not agreeing .Without closure of this loan i will not able to receive Remaining payment from ICICI.Its very disappointing being a preferred customer for HDFC I am facing this issue.