HDFC Bank Complaints & Reviews

Dear sir/ madam
i barkat ramjee ravjani . sb a/c no[protected] having a/c with your
kurla kamani branch,
decide to close my a/c .so, i requested you staff, for closer/ of a/c
i was informed that it need approval from manger as he in meeting, so i went next day did all formality, 1 wk of aug, they told me they will give cal in 3 days
nows nearly 20 days no reply,
i request kindly look in to this matter asa possible .
i didnt expected this, such big brand bank, hdfc. your staff was rude. they did want to give cell no of manager.,
with great pain and regret, regquest pl understand the customer, he does not deposit his money, only but his faith and time also thank you

Dear Sir
Your when your loan salesman sign me from loan agreement form he can't fill the preccesing fee charges he said me your processing fee is 0% but when my load amount deposit into my ac they charges Rs 1221/- from my loan amount he fill after processing fee charges when i ask about him for this he said your file login on[protected] but am deposit my documents on[protected] your salesman cheat with me
My loan ac. 41349418
123810xxx34350
[protected]

Applied for personal loan with HDFC bank with loan reference number:41466604 on 1st Aug 2016 in BANGALORE.
Submitted all documents including 4 blank cheques as security.
After few verification, the bank employees informed over phone that my loan request got rejected.
I have not recieved formal communication regarding the same.
I mailed to saubhagya.[protected]@hdfcbank.com and an assistant Manohar with phone no: +91-[protected] asking the same was in vein.
The documents are not returned to me back.

However, the bank employees have not kept the confidentiality of the loan application and leaked my details with other banks.
I have been getting frequent calls for personal loan from other banks saying "your application is being rejected by HDFC. We offer better rates with no pre-condition" .
This is a serious offence.
How, does such confidential information gets leaked out of HDFC bank?
Why the bank is hesitant to give the confidential documents that i submitted? I heard repeatedly that only blank cheques will be submiteed back.

There is no response from the bank.
Only a bunch of people who are like sales agents would answer the call only to delay.

Can i file a criminal case against bank for such breach of conduct?
Who fixes the accountability of banks in this regard?
What penal action would be taken against bank for such breach?

Hi sir/madam,
This is regarding my personal loan which i have taken from hdfc bank
Loan number[protected]. My emi amount 17, 455 i unable to pay some unavoidable situation unable to pay last 2 months its 35000 around. I will pay this month end clear a emi and next most probably i clear the amcontionslyount and reagularise my account. I’m getting the threaten call, home knocking and unwanted words to use executives and and associates continuously. As soon i will my emi and pre closure my loan my level best.

Last time a executive to use bad words and he offer serve my wife.

Please let us know how to resolve this.

Regards
Rameshkumar

My name is Vignesh M, I am holding a HDFC credit card since November and my credit limit is 30k, out of this I spend 3k & 27k which includes 2 EMI's for amount 10k and 17k. These people never told the cons of credit( ie. min due) which literally affected me lot. Being 1st time credit card user I am really not aware of the crap behind the min due. Unknowingly I paid 2 r 3 months and suddenly a month i unable to clear due on time and collection team called for clearing due and gave me a shock asking me pay certain which seems on higher side and that time also promoting to pay min so that we won't disturb. After clear discussion came to know that min due won't make impact in due amount. But my financial situation forced me to pay min due and continuing the same till date for last 9 months (nearly 20k or more paid) and still my outstanding is 27 k. I am highly forced to be mental pressure. If asking clarification they are trying to prove and justifying their deduction.

I need help through this forum to close this Credit card with minimal pay considering the amount paid by me so far and get me relieved out this mental pressure.

I have done transactions using payzapp from mobile for 2xrs.2500 and rs.400 and rs.100 for a total of rs4500 with tata sky one after other as each of them kept failing. I have confirmed with tata sky that the money did not get credited to them.
I have raised complaints numbers 1133972, 1133973, 1133975 with hdfc and yet they are making me jump all the hoops, trying to part me with my hard earned money.

This experience happened with my spouse's debit card too. For some reason, if a transaction fails, say goodbye to your money. They will make the process as unfriendly as possible in case the transactions fail so that you'll get vexed and ignore it.

Shame on them!

- siva

The bank has charged my account for two quarters Rs.114 and 115 towards program management fees. The bank did not intimate about this. Account holder's confirmation is necessary before charging any such amount. The bank has done this unilaterally. I request that such amount should be credited back. Otherwise I will be compelled to close my account.

Cust id 35190927
many times and many request are pending from more than 1 yr
all un resolved

ot even reply after many emails and calls
also took 14 times followup
my credit card chargeback now sums upti 50k and stil they r wasting time on fianance charges

Its happening from last one year, even multiple followups were ignored and valuble money and time is wasted in nonsense

Hi,
when i log in the HDFC credit card net banking. It shows no card registered and when i try to register my card it shows it is already registered and contact customer support for further assistance but shows no details of my card.
I have called customer care 5-6 times but every time they come up with an excuse that systems are not working.
Please consider my request and do the needful.

Thanks
Naveen Sharma
Mb: [protected]

Sir i am sorry to inform you that at the time of telecalling by your bank reprsentive she assured me issue life time free credit card. I conveyed her if you cannot give me life time free card then no need to issue me. Then why your bank issued me credit card. I have recording of this conversation. If their is no provision in your bank for life time free card why she committed me. You check your record this is purely shows that your bank is doing fraud with the public. Recently talked with your bank person he said after confirmation i will convey yu but till date he not conveyed me, now you said if you are not interested you send the request for closer. If necessary action not taken i have to take the support of legal cell.

Regards
Tirlochan singh

I am a credit card holder of HDFC Bank, credit card No. is [protected]. I am not using the credit card services and have already deposited all the liable amount on it month wise, but still some unnecessary charges are being imposed on it. I asked bank officials several times over phone to discard these charges. But there is no satisfactory response from their side. Kindly please arrange to deactivate the credit card service with immediate effect.

Thanks.

Numbers of policy along with credit card without my confirmation & acknowledgement. I neither activate nor swipe my credit card till now. But bank automatically sold me hdfc policy & automatically deducted amount... I following back six months but not answer me hdfc. I loss 30000 rs. I inform to hdfc refund my loss amount within 7 days and close my bank account and credit card account asap.

I requested online for credit card. Application accepted & provide me the credit card. But company sold me the medical policy along with credit card without my confirmation & acknowledgement. I neither activate nor swipe my credit card till now. But bank automatically sold me hdfc standard life insurance medical policy & automatically deducted amount from my salary account for three months. When i ask to bank about my acknowledge of policy. They did not provide me any acknowledgement. I also talk with tollfree no. They did not give satisfied answer. They tell me all insurance premium amount paid once through your credit card. Now bank inspite refunding my deducted amount he block my transaction inspite the sufficeint amount. The bank harassing me. I required urgently money but i could not do so instead of sufficient amount in my salary account. Please help me because i am very much depression due to harassment by bank.

Dear sir/madam,
I rajiv singh holding hdfc bank credit card ([protected]) from last many years but, from last few months i am continuously facing problem on my credit card and having lots of issues and also i am not getting proper response from customer care on my issues.
Now, i would like to inform you that i had registered for smart pay on my lic policy’s last year but as per your customer care agents i was registered late or it got approved late, i was told to make the payment last year from my side. Again this time i called up customer care before my due date to confirm wheather who is going to make the payments for my lic policies. And they told me that the payment will be done from the hdfc bank but, i haven’t received any confirmation of payment from hdfc bank before the due date of my first policy who’s policy number was :[protected]And due date was 09/07/1017). I waited till 7th july 2016 to receive any confirmation from bank. And finally i had done the payment on 07th july 2016.

Again i contacted the bank to confirm for the payment of my 2nd lic policy:[protected] for which due date was 28th july 2016. And they told me that for this policy the bank is going to make the payment but again this time i had not received any confirmation from the bank till my due date and finally i had the payment for my 2nd policy on the last due date from my credit card on 28th july 2016. I got a mail on monday, august 1, 2016 8:56 am, from smart pay [protected]@billdesk.in.

That:

Dear rajiv singh.

You have the following new bill for payment on hdfc bank smart pay:

Biller name: lic
Policy number:[protected]
Premium amount: 4186

Due date: 28th august 2016
Bill amount (Rs ps): 4263.00
Payment amount (Rs ps): 4263.00
Pay date: 18th august 2016
I don’t know from where you got this date that my due date is 18th august 2016. I am sending the scan copy of my policy documents and the payment receipt i request you to please go thru it.

After i received this mail i send a mail to priorityredressal. [protected]@hdfcbank.com on 10th august 2016 @ 09:53 am and inform them by sending my scanned policy documents and payment receipt to cancel the payment from smart pay as i had already done the payment from my credit card.

I had not received any reply for the team so; again i send reminder mail on 12th august 2016 @ 12:48 pm to cancel the payment. But finally i got message on my mobile number on 19th august 2016 that my account is debited and payment is made against the policy no.:[protected].
This is my humble request to cancel my all the smart pay which is linked to my account and please solve this matter as early as possible before the billing cycle and give me the exact figure. I am sending the scan copy of my policy documents and payment receipt for your reference.

Please do the needful as earliest.

Regards
Rajiv singh

This sis an in ethical gesture and crime by hdfc bank.
A person who lost his job and his life came in turmoil and challenges du to family responsibility;
He stopped getting salary credits in his account and therefore was not able to keep minimum balance in hid hdfc account.
But hdfc bank keep on adding penalties to make his account negative; the person and his family and not educated but hdfc did not make attempt to call or approach this person (Sudharshan bagdi) for understanding reason for not keeping minimum balance in his account ([protected]);
After many years when sudarshan approached hdfc bank, he was humiliated and harassed as his account was in negative balance due to non –maintenance of funds as he was not getting salary for many years in his account.
I had approached my relation ship manager (Gracy nadar), i will post this article against insensitive and a cheat bank who works like dacoit on poor helpless people of india, apart from posting this help to numerous ngo’s in india,
If required i will tweet this to entire nation and create a petition and movement against hdfc bank for this cruel behavior of hdfc bank against poor indian national.
And showcase this as an incident which will only bring shame to hdfc.

I request hdfc to call me at [protected] and help sudharshan close this account ([protected]) forever with hdfc bank. Shame on hdfc for harassing a poor man.

I had applied for renewal of my credit card number [protected]. my address is harish chand yadav s/o r. p yadav, alps industries ltd. plot no. 1a, sector 10, sidcul haridwar (249403). you are requested to issue me a renew credit card on priority at my address. my mobile number is [protected].

Thank you & regards
Harish chand yadav.
Mobile - [protected]

Hi team,

Recently from account 9492.74 was deducted without any intimitation. I agree that i have some over due toward the loan account 27906291 and i wanted to pay after speaking with the bank manager this month end. But before that you guys made my account zero with out any intimation and because i will be charged 690 again. I was maintaining 10000/- rupees just to avoid that 690 and you guys made zero and are looting this way. I could have paid the overdue in two shots with your confirmation.

But you guys dont just bother about any customer concern and how much ever you want to deduct you will deduct. Very unfair and irresponsible as well.
When it comes to phone you guys make fake calls without checking the recent history and simply said that sir you have over due of so 13k and please pay it.
Who ever is paying money as a part of your salary should rethink as we you guys dont work at all. Simply make some calls and pass the day and deduct the customer account at your will.

Thanks
Sastry

On[protected] night around 23.56 hourds, i got sms stating that a transaction of 12413.94 has been done in thredbo ski resorts on my hdfc credit card.

I disputed this as illegal transaction done with my card. That morning i called the customer care and blocked the card.

Kindly look in to matter and reversed the transaction in my hdfc card a/c.
Regarding this, i filed a charge dispute form.


Harish sharma
[protected]
[protected]@hotmail.com

This is vijay singh negi, my resign date is 2/05/2016 and my last day is 2/06/2016. I have given resign from hdfc bank. Still i am waiting for my relieving letter and full n final, i don't know how much time hr will take. It is my request to provide me a relieving letter, so that i can submit it to my new office. Now it is very urgent for me to submit my relieving in my new office.


Vijay singh negi
Employee code 136800
[protected]
[protected]@gmail.com

I brought online term plan of hdfc life inc. Date on 08/06/2016. My policy no:18501943. But i have cancelled the policy for the delayed decision regarding the approval from your end. Had you been timely intimated regarding the processing status. I would have not gone for cancellation
Hance the deduction of medical fees can not be levid on me. So please refund the medical amount to me with payment 2400/-. Pl. Needful.