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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 9, 2025
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HDFC Bank reviews & complaints page 1323

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G
Gundam Sushil Kumar
from Hyderabad, Telangana
Jun 11, 2016
Resolved
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Address: Hyderabad, Andhra Pradesh, 500028
Website: netbanking.hdfcbank.com/netbanking/entry

Hi,

Why I have been charged in below TXN without my notice. Could you please let me know at the earliest.

1. 3RD PARTY CASH TXN INC ST & EC 310516 - Charged 114.50 Indian Rupee.
2. DC INTL POS TXN MARKUP+ST[protected] Charged 68.92 Indian Rupee.

I used to ignore but know it is costing me more money.

Thanks in advance.

Regards,
G Sushil Kumar
Aug 6, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Dear Customer,

Request you to write to [protected]@hdfcbank.com along with your account and registered contact details and issue details. Please mention Ref ID: TTU[protected] in the subject line for me to track your mail and assist you better.

-Bejoy
HDFC Bank Customer Assistance
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    prakashmishra84
    from Mumbai, Maharashtra
    Jun 10, 2016
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    Non maintenance charges - dormant account

    Address: Gurgaon, Haryana, 122002

    Hi,

    I had a salary account with hdfc bank (Geetanjali, new delhi) which was created around end of 2009. After changing the company i gradually changed my address and contact no etc over the years. Because of this later on neither could i update my address or phone number online. (Since they needed an address proof) to update the address. Modifying the contact number was also not feasible since it would send an otp on my number...
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    nick_thakkar
    from Bengaluru, Karnataka
    Jun 10, 2016
    Resolved
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    Address: 411037
    Website: hdfcbankdinersclub.in

    I had a Diners Club Rewardz Credit Card with HDFC bank (card no. ending with 6241). I had around 22, 000 reward points on that. 1 reward point = INR 0.75.
    I got a call from my relationship manager (Shoaib) and he informed me that I am eligible for a free upgrade on my card with no charges and all my reward points will be transferred to my new card. I got my new card (ending with 4743) however only 9181 points got transferred. Now he is not ready to help me for the same. I have been cheated by the bank.
    Aug 6, 2021
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Dear Customer,

    In this regard, we regret to assist you further in the absence of the card details, Having said this, we request you to provide the following details to the below e-mail id to enable us to do the needful.

    1.Name as mentioned in the card account,

    2.Last four digit of your credit card (xxxx xxxx xxxx 1234),

    3.Contact number as updated in the card account and latest contact number.

    You may write to us at: [protected]@hdfcbank.com and we shall assist you.The reference number for this interaction is [protected].

    -Anay
    HDFC Bank Customer Assistance
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      C
      cemkrajesh
      Jun 9, 2016
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      Address: 700156

      Hi team,

      I wanted to raise a complain about my up-gradation of my credit card from titanium edge ([protected]) to allmiles card ([protected])
      I was using titanium edge and my reward point was 9070 but i got a call from one of the hdfc credit card representative and hey did not explain and mentioned that while upgrading this i will lost actual reward point. I have upgraded the card to get the benefit. But doing this i am in mere loss. There stands no logic to upgrade the same.
      Thus requesting you to add-on the reward points of 9070 to the present card else is if possible to roll back the changes along with reward points asap. If not done there is no pint of continuing the service of hdfc credit card and will stop it. Again if i do not get any proper information to redeem my reward point i would be bound to go to consumer court. This type of service and miscommunication is not at all expected from hdfc since i am using this credit card for 3 years.


      Looking for your prompt response.


      Thanks and regards,
      Rajesh kumar singh | kolkata | +91-[protected]
      Aug 6, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Hi Rajesh,

      I have taken note of your comments expressed and you may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].

      -Anay
      HDFC Bank Customer Assistance
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        C
        Comp2016
        from Bengaluru, Karnataka
        Jun 9, 2016
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        Address: Bangalore, Karnataka, 560036

        I have got the call from the number [protected] to avail the bank loan. I was convinced with the loan interest rate and i have planned few things in my mind. Then i have given all the doc. to bank and they have called for verification. In the verification call everything was proper but after 2 days they have told to me that loan has been rejected. This is really frustrating and not correct. They have not done the verification properly. Please block the number [protected] as its like fake call and spoiling the bank's image within their customers.


        Laon no: 40289485
        Mob: [protected]
        Jun 11, 2016
        Complaint marked as Resolved 
        The issue has been resolved. No action to be taken
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Jun 10, 2016
        HDFC Bank Customer Care's response
        Dear Comp2016, Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively. Regards, Team HDFC Home Loans
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          Nbanik
          from Kolkata, West Bengal
          Jun 9, 2016
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          Resolved

          Address: Kolkata, West Bengal, 700075

          Today I tried to book irctc ticket twice using hdfc net banking from IRcTC web site.My transactions are rejected by hdfc bank twice and i have the screen shot for that also.I got the transaction rejection message twice from IRCTC.But my money was deducted twice from my account.the total amount debited from my accout isalmost rs 1300.This is really frustrating and get my amount credited to my account
          +1 photos
          Aug 6, 2021
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Customer,

          Request you to write to [protected]@hdfcbank.com along with your account & transaction details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

          -Bejoy
          HDFC Bank Customer Assistance
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            Noorali_h
            from Bengaluru, Karnataka
            Jun 9, 2016
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            Address: Mumbai City, Maharashtra, 400061
            Website: www.hdfcbank.com

            My JP miles on JETprevilage HDFC debit card is not getting credited to my JET flying miles account. I have tried calling the HDFC cutomer services multiple time and jet airways customer service too.
            As per JET airways the flying miles has not been credited by HDFC bank to my account. can you pls assist me with the same before I move for any legal action or complaint in the redressal forum
            Aug 6, 2021
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Customer,

            Request you to write to [protected]@hdfcbank.com along with your card details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

            -Bejoy
            HDFC Bank Customer Assistance
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              G
              Gsingh99
              from Dehra Dun, Uttarakhand
              Jun 9, 2016
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              Address: New Delhi, Delhi

              This is compalane for hdfc bank. Account balance deduct automatically rs 3438.93/-.
              According me my account balance is 5764.74/- on date 8 june 2016 in account statement showing right but account balance showing rs 2326.81/- on date 08 june 2016.
              We have call hdfc customer care after all verification she said to me that ok sir we are not shair this information.
              I have attached screen short of statement & account balance.
              Plz help me...
              +2 photos
              HDFC Bank customer support has been notified about the posted complaint.
              Dear Customer,

              Request you to write to [protected]@hdfcbank.com along with your account details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

              -Bejoy
              HDFC Bank Customer Assistance
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                R
                ruchi240485
                from Gurgaon, Haryana
                Jun 9, 2016
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                Address: Ghaziabad, Uttar Pradesh, 201014
                Website: hdfclife.co.in

                Hello,

                I have spoken to so many people regarding the policy, but didn't get any satisfactory response. I did buy this policy from HDFC in January 2016 . I wasn't not aware that the agent who was asking to purchase the policy was given me the fraud information.


                I wrote 1st email to HDFC on 1st March 2016 when I came to know that person is not giving me all the benefits which he offered me when he called me to purchase the policy.

                I went to HDFC life insurance branch in Nehru Place - New Delhi, where I came to know there is no name of Bharat Kapoor/ Puneet Malik in the HDFC, they both were talking to me for that policy.

                Bharat offered me the policy stating, I will be getting medical benefits to my family till 15 years, one petrol card with worth of 28k till 2 years, & one 12k commission check for 2016 & 2017. He stated I need to pay for this policy for 5 years only and then I will get 3.20 Lac in 6th year .

                He sent me documents at my home town which is in Kanpur and I stay in Delhi, when the document was delivered there. He called me and asked that I need to check the nominee name and address. I told him my salary package & father's name is not correct. He said it's a dummy packet, you will get final packet after 10 days.

                I used to call him daily and talk to him about policy documents and he was delaying that stating, there is a delay from printing department.

                When I called to customer service they told me this policy is for 15 years . 5 years of locking period but I will get all the saving after 15 years and then they told me I won't get anything and if the person committed to you, either he is fake or you should confirm with that person.

                I sent a lot of emails to HDFC, even I had call recorder on my ph and one day I found one of his call conversation with him. I have sent that to HDFC but didn't get any fruitful result of that conversation. On the call that person stated if I will not get my documents till 8th March he will go along with me on HDFC and refund me all the amount, since that day he is not picking up my ph.

                I need this policy amount refund back to my account and I can do FD. I was never interested in long term policy and that's what I told this guy while purchasing the policy. When he suggested it is just for 5 years and I can get my all money back with the interest in 6th year. I was OK to purchase that.

                I have attached the recording which I have on my ph. Please find that in the attachment.

                Before this I bought one more policy with HDFC which was also not the same as advised by the rep. I cancelled that policy as well. I am not sure why all the fake information provided to customers . It is really not a faithful relation with HDFC at all. I am not sure why HDFC give big targets to their employees and they give fake information to customers to sale their policies.

                I really need your help to get this sort it out and get my money back so I can do FD, our parents are always right who advise us to invest with the government bank rather than these private banks.


                Awaiting response from you on [protected]@gmail.com
                Thanks!
                Ruchi
                HDFC Bank customer support has been notified about the posted complaint.
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                  A
                  amitja
                  Jun 8, 2016
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                  Address: New Delhi, Delhi, 110041
                  Website: www.hdfcbank.com

                  I was approached by the bank executives to apply for a credit card.
                  I applied for the same. They collected a hell lot of document copies from me.
                  No communication for a month.
                  After trying hard I could able to contact the guy who pitched the sales to me.
                  He then made same efforts to move on the files and i received an acknowledgement number which post 4 days told me that the card is disapproved.
                  Again after much efforts they tell me that bank has a criteria. And considering that application has been rejected. On asking what is the reason, no specific reason is mentioned.
                  Then I demanded my documents back to prevent any mis use. For this, they say that we would keep it for bank records.
                  If you people has rejected the application, what will you do with the documents.
                  How can I trust you? You are a private organization, not a government body. How can be assured that these are in safe hands?
                  This behavior seems like to be a dictator kind of me.
                  Please return my documents.

                  Query reference number is [protected]
                  Aug 6, 2021
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  Kindly mail us at [protected]@hdfcbank.com with complete name, address, city of residence, credit card application number and contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                  -Natasha
                  HDFC Bank Customer Assistance
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                    D
                    dgandhi
                    from Surat, Gujarat
                    Jun 8, 2016
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                    Resolved

                    Address: Surat, Gujarat, 395007

                    Dear Sir,

                    I have experienced two cases about this complain subject during this week.
                    1) On 6th May, we have submitted necessary documents well in time for making import payment, also forex rate got confirmed but even though transfer was not done on same day. When i asked for swift advice next day, i got informed that today (7th May) will do the transfer.

                    2) Today (8th May) also submitted everything but not received any phone call from bank for the rate so i called up bank, i got informed that due to the concern person was on leave, transfer was not done, so now will take tomorrow,
                    Aug 6, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    Request you to write to [protected]@hdfcbank.com along with your card details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

                    -Bejoy
                    HDFC Bank Customer Assistance
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                      S
                      sbankewar
                      from Pune, Maharashtra
                      Jun 8, 2016
                      Resolved
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                      Resolved

                      Address: 411028
                      Website: www.hdfcbank.com

                      Hello sir,

                      Please find below charges cut by hdfc bank.

                      11 dec 2013 amb chrg incl st & cess for aug2013 11 dec 2013 64.37 0.00
                      09 dec 2013 amb chrg incl st & cess for nov2013 09 dec 2013 393.26 64.37
                      29 nov 2013 amb chrg incl st & cess for jul2013 29 nov 2013 393.26 457.63

                      This is really frustrating. I am not happy and also would not advice other for hdfc bank.
                      Aug 8, 2016
                      Complaint marked as Resolved 
                      Resolved thank you
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Customer,

                      Kindly mail us at [protected]@hdfcbank.com with customer ID, details of charges and registered contact number mentioning Reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                      -Natasha
                      HDFC Bank Customer Assistance
                      Is this official email id for HDFC bank ...[protected]@hdfcbank.com
                      Please confirm
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                        Basha8187
                        from Mumbai, Maharashtra
                        Jun 8, 2016
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                        Address: Bangalore, Karnataka, 560068

                        Money is getting in my HDFC bank salaried account without any prior notification. Every month I'm seeing deduction of amount 100 rupees in my account.

                        I don't know the reason why they are deducting the amount without any prior notification. Among all the bank's I feel Hdfc have worst service being provided to the customers.

                        Also, for credit cards related issue they ask us to send an letter to Chennai address. Even after sending the details they will not respond to us and there will no confirmation regarding that.
                        Aug 6, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        Kindly write in detail about your concerns at [protected]@hdfcbank.com with customer ID, credit card number, details of charges and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                        – Bejoy
                        HDFC Bank Customer Assistance
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                          A
                          Atanu.gorai
                          from Gurgaon, Haryana
                          Jun 8, 2016
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                          Address: Purulia, West Bengal, 723101
                          Website: Www.hdfcfund.com

                          Sir,
                          I have applied for quarterly SIP of Rs.3500 selected fund Mid cap
                          opportunities - growth fund where as today mobile message received that folio no
                          10698571/35 under Hdfc top 200 fund 10.544 unit purchased which is wrongly.
                          Kindly do the needful to rectify it as soon as possible because i have
                          choose mid cap opportunities growth fund not top 200 fund.
                          In my form i have clearly mention it then how change it with out my
                          intimation.
                          Ples find the attached scanned copy of form which i submitted to siuri Hdfc bsnk branch.

                          Hope my concern will be taken care and expecting rectification of it.

                          With Regards,
                          Atanu Gorai
                          |Mobile:[protected]
                          HDFC Bank customer support has been notified about the posted complaint.
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                            N
                            Naved Sabir
                            from Delhi, Delhi
                            Jun 8, 2016
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                            Address: New Delhi, Delhi, 110012
                            Website: hdfcbank.com

                            Dear Sir
                            I have lost my HDFC Bank VISA credit card no. [protected] issued in the name of the undersigned on my New Delhi address. Kindly block the card immediately and reissue new card urgently. Kindly treat it as most urgent as this is the only credit card that I am using currently and would be hard pressed with it.
                            with regards
                            Dr Naved Sabir
                            HDFC Bank customer support has been notified about the posted complaint.
                            Dear Mr.Sabir,

                            We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 2 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                            -Bejoy
                            HDFC Bank Customer Assistance
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                              S
                              Satyabhama
                              from Bengaluru, Karnataka
                              Jun 7, 2016
                              Resolved
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                              Resolved

                              Address: 560043

                              I have a HDFC credit card since 2010, i have cleared huge balances twice with them. Now i have a balance of 36000 Rs. The minimum due on that was 1800 Rs. I have been subject to embarrassment, because a call was made to my father who is 71 yrs old, threatening him that they will take against his daughter if Rs 1800 is not paid.
                              I was angry and called the customer service. This CSR was so annoying that he did not even bother to even acknowledge my situation and told me that i was called number time. I had not got any phone call. When i asked him to give me the phone number at which the call was made, he gave a different number. SO the bank did not have the correct phone number, in spite of me writing the letter to Chennai office asking for a phone number updation. He was like we did not receive anything.
                              I have few questions here, which are the points i am complaining on :
                              1) Why are Indian customers treated so poorly?
                              2) Why does the bank such poor attitude towards customers?
                              2) Why does the bank follow grandfather days procedures of writing letters for every damn change?

                              I am going to pay off my balance in full and cancel this account with HDFC, along with two other savings account I have with them.
                              I see that they do not value my business. I bank with another bank called Axis who are very friendly, polite and they respect me for the business.
                              Aug 6, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              I request you to write to [protected]@hdfcbank.com along with your customer id, contact details and concerns with ref ID-TTU[protected] in the subject line. Do provide us with the complete address of the branch too. Will check and revert.

                              -Anay
                              HDFC Bank Assistance
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                                deepbaldia
                                from New Delhi, Delhi
                                Jun 7, 2016
                                Resolved
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                                Resolved

                                Address: Gurgaon, Haryana, 122001
                                Website: www.hdfcbank.com

                                Sir, this is pardeep kumar.
                                I'm using hdfc credit card since 2014. I paid so much amount but every time outstanding amount getting increased due to extra charges which are not told at any time in the past. I complaint many time to hdfc customer care but not resolve yet. Now i refuse to pay any amount and they calling me and they are making threat.
                                My card number is [protected].
                                Please help me to get out of this.
                                Thanks & regards
                                Aug 6, 2021
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Dear Pardeep,

                                I have taken note of your comments and you may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is [protected].

                                -Anay
                                HDFC Bank Customer Assistance
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                                  DR.ASVEEK JAYANT
                                  from Morinda, Punjab
                                  Jun 7, 2016
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                                  Address: Chandigarh, Chandigarh, 160007
                                  Website: hdfc.com

                                  I booked a flat in unitech gardens in 2012 under the subvention scheme, while i continue to pay my emi it does not seem likely that any flat will be delivered in the next few years to come. The subvention scheme is also a big scam since the hdfc is as much complicit as unitech. They were completely in the loop of how unitech has performed and hdfc should as much face the heat as unitech - for poor due diligence.In india it is easy to apportion blame to citizens but unitech and hdfc are examples of organised crime! In our system a hypothecation agreement is often based on trust: that the bank has done due diligence. If this is hdfc standard i am sure it needs to be thrown out of business. Alas its top honchos discourse on credit policies of the rbi etc.
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    Ashish864
                                    from Jabalpur, Madhya Pradesh
                                    Jun 7, 2016
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                                    Address: Indore, Madhya Pradesh, 452010

                                    Dear sir
                                    I am inform to you that i have recharge with 350/- in d2h on date 8/5/2016
                                    In my hdfc net banking but till time my amount has not refunded...

                                    My mobile no - [protected]

                                    Failed mail from your side is given below,,,

                                    Recharge failed
                                    Inbox
                                    X
                                    Irecharge online

                                    May 8

                                    To me
                                    Dear ashish srivastava

                                    We regret that the recharge of rs. 350 on your device number[protected] has failed.

                                    We will transfer the amount in your e-wallet at irechargeonline.com. The amount in e-wallet can be used to recharge your devices later

                                    You can get in touch with us at http://support. Irechargeonline.com.

                                    Use the below transaction id for all your communications.
                                    Transaction id : 5ryk643rk3afmq3xzkhv

                                    Webmaster
                                    Irechargeonline.com
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    3 time i have submitted complain but till time 350/- amount has not
                                    refunded in my account...

                                    REG
                                    ASHISH
                                    [protected]
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                                      S
                                      siva_100
                                      from Hyderabad, Telangana
                                      Jun 7, 2016
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                                      Address: Chennai, Tamil Nadu, 600089
                                      Website: hdfcsec.com

                                      Hello I have been using HDFC SEC for past 3 months, I have been charged heavily than the original brokerage percentage, I opened via DLF branch Chennai, Initially the hdfc employee told that the brokerage is 0.5 for delivery and 0.05 for intraday, but they are charging more than that, when I asked the customer care they said min of rs 25 or 0.55 which is higher only will be considered, but this was not informed to me during account opening, and Depository debit charges also not informed to me while account opening, And still now NO DEMO has given to me which was promised by the hdfc employee .most my profit is eaten up by hdfc sec . an d also they told brokerage charges will be reduced to 0.3 but still no now nothing has happened
                                      HDFC Securities customer support has been notified about the posted complaint.
                                      Jun 14, 2016
                                      Updated by siva_100
                                      it has been a week still now no update from hdfc
                                      Hi, brokerage structure is update in HDFC Securities site so you can refer the same and for any clarification suggest you write to customer care at [protected]@hdfcsec.com

                                      & for dp charges you may contact at[protected] with Extn - 5 or write an email to [protected]@hdfcbank.com as its charged by HDFC Bank Depository section.
                                      siva_100's [Complaint's author] reply, Dec 14, 2016
                                      stop kidding and try to read my complaint once again, I know that charges are displayed on websites, my complaint is I got miscommunicated on brokerage structure by pathetic hdfc employee who has no idea of what they are doing, they didn't even know what is dp charges means, there prime aim is to acquire customers and forget
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