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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 9, 2025
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HDFC Bank reviews & complaints page 1319

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B
brucelus
from Mumbai, Maharashtra
Jun 29, 2016
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Address: Chennai, Tamil Nadu, 600088
Website: HDFC NetBanking

As i am the new salary bank account holder of hdfc, with in 1 month 28.75rs is getting deducted with the description nwd decchg 11-06-16 cardend[protected]
Even though my account was opened as salary account and was said there will be no surcharges for any no of withdrawals from atm other than hdfc. There were no intimation regarding the policy change if any also. This is very bad and unprofessionalism as a reputed worldwide bank shouldn't be do like this, cheating advertisement, getting irritation because of hdfc bank, i have other bank account also they do not take charges like this, i will close this account soon, cheating bank don't apply for this bank products, i have attached the evidence also,

Nwd decchg 11-06-16 cardend[protected]
+2 photos
Aug 6, 2021
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Dear Customer,

We would like to inform you that when you use your HDFC Bank Debit Card at other Bank ATMs within / outside India or at a merchant outlet outside India, and the transaction gets declined due to insufficient funds, the charges of Rs. 25 per transaction (plus taxes) are levied. As per our records, such declined transaction was attempted on June 11, 2016 for which these charges of Rs. 28.75 were levied to you on June 21, 2016.

-Natasha
HDFC Bank Customer Assistance
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    utpal vyas
    from Gurgaon, Haryana
    Jun 28, 2016
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    Address: Pune, Maharashtra, 411014
    Website: HDFC.COM

    This is with regards to my credit card #[protected] which i got in 2013.
    Complaint:
    1:representative disclose the debt to third party without my authorization after informing her she aging disclose my debt 3 times to third party.
    2:hdfc rep did not transfer the call to the manager and did hung up the call
    3:as a consumer i was asking for company email she refused and hung up again
    4:she called my father and try to scare him.
    5: hdfc rep was very rude with me and with my father after informing that do not call my father and disclose this debt.
    6:i want all the conversation recording.
    7:i will make the payment as i am making till now.
    This all happen form the month of may and today again she called my father and refused to talk with me again
    8:i will file a suit against and will do complain to iccf.
    Aug 6, 2021
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    looking for feedback
    Dear Customer,

    We regret the inconvenience caused. Our team has made a note of your concerns and will contact you soon with an update on your issue with in 3 working days.

    Case is pending with Reference number for your query is[protected].

    -Bejoy
    HDFC Bank Customer Assistance
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      V
      Vishalgill
      from Srinagar, Jammu and Kashmir
      Jun 28, 2016
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      Address: Ludhiana, Punjab, 141001

      Dear sir
      when i apply a Credit card your employees said me its totally free and when i withdraw money from no charges will apply in between 50 days charges apply after 50days but then i use and withdraw money Rs 2000/- 2 times then they debit 300+300 charges from my credit card acount your employees cheat with me and misguided me i don't want to use your credit card plz cancel it i am very bad and poor experience from your HDFC bank Services they always lie with Customer and cheat with them i will Complaint your poor Customer to RBI
      Aug 6, 2021
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Jun 28, 2016
      Updated by Vishalgill
      My account number is [protected]
      Dear Customer,

      Request you to write to [protected]@hdfcbank.com along with your card & charges details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

      -Bejoy
      HDFC Bank Assistance
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        S
        Srishankarnaidu
        from Bengaluru, Karnataka
        Jun 28, 2016
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        Transaction failed and refund is pending for 2 months

        Address: Bangalore, Karnataka, 560076
        Website: www.hdfcbank.com

        Hi team,

        Bank complain number : banc[protected]

        I did a transaction using hdfc debit card for rs 7433/- and the transaction failed but the amount was debited, contacted the bank multiple times but the resolution dates are getting extended every time i contact hdfc customer support.


        Even the manager has no clue what's happening, multiple times they promised that they will arrange a call...
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        vishu52
        from Delhi, Delhi
        Jun 28, 2016
        Resolved
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        Address: 411033

        Hi team

        I am having a hdfc bank account and from the last 13 years and earlier i was classic customer. This month there is some deduction 115 rs from my account without any proper justification and without my knowledge or even bank employee doesn't told there is charges deduction on txn.

        I just checked my bank account details and found out that just deductions without my knowledge. All of the deductions are unjustified.


        Looking for your positive response
        Aug 6, 2021
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Dear Customer,

        Request you to write to [protected]@hdfcbank.com along with your account & charges details, contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

        -Bejoy
        HDFC Bank Assistance
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          J
          jaffarvms
          Jun 28, 2016
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          Address: Palakkad, Kerala, 678683
          Website: HDFC

          I take personal loan from hdfc bank ltd on 30/11/2012, my personal loan agreement no : 23036967. I have due amount that i fully closed on 11/03/2016. And i get closing statement with zero balance (Fd collateral mentioned as “ n ‘’). I appalled a loan. For that bank check my pan no status is mentioned as written off,
          So i request you solve my issues as possible as immediately

          Regards
          Jaffar vms
          HDFC Bank customer support has been notified about the posted complaint.
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            R
            Riasat
            from New Delhi, Delhi
            Jun 27, 2016
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            Address: New Delhi, Delhi, 110017

            Hello Sir,

            I was holding HDFC credit card number 4346-xxxx-xxxx-2695. Due to financial difficulties I decided to settle my card. The final settlement amount was fixed for Rs. 15, 700( Fifteen Thousand Seven Hundred Rupees) . The letter was issued to me on 27/10/2015 . Ref no- S 1636602. Inspite of my full payment of the of the settlement amount, I have not received my NOC. Neither my account is updated in CIBIL as settled. It still shows as Overdue/ Active status. Kindly do the needful and please issue my NOC.

            Riasat Hussain
            Jul 25, 2016
            Complaint marked as Resolved 
            I got a call from the customer care department after a few days I had raised the issue stating that my NOC would be disbursed within 48 hours. However, even after 3 days I did not receive the NOC and mailed them stating my concern to their customer care department. I got a call again the next day regarding my concern. I specifically requested them to provide me a email stating that my account has been closed and settled and no further dues are payable.
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Customer,

            We regret to note the concerns expressed by you regarding your credit card account. In this regard, we request you to email us at [protected]@hdfcbank.com and we shall assist you.The query reference number of this interaction is [protected].

            -Bejoy
            HDFC Bank Customer Assistance
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              P
              PARMANAND BAIS
              from Gwalior, Madhya Pradesh
              Jun 27, 2016
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              Address: Singrauli, Madhya Pradesh, 486888
              Website: I KNOW

              My policy no 13285250 but i paid one premium and other premium not paid . I request my above policy redeem
              Aug 6, 2021
              Complaint marked as Resolved 
              Hi Parmanand, please elaborate your concern for us to understand it better and assist you with the same. Alternatively, you may write to [protected]@hdfclife.com from your registered email ID. Thanks - Ameiya
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                Annie1296
                from Bengaluru, Karnataka
                Jun 27, 2016
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                Address: Bangalore, Karnataka, 560005

                I went to the frazer town branch being from a different city I did not know the preffered relationship manager from this branch the first problem I faced was at the reception I informed I am a preffered customer still no attention was given and a form and a long queue was shown after insisting to meet the Relationship manager I was taken to his cabin where again I was made to wait for half an hour after which the dd form was filled and submitted by him and I was told that the dd would be ready in half an hour u should collect it before 4 as the bank closes at 4 when I returned at 3:30, which was an hour later, I was told to comeback by 4 after that I returned at 3:55 and was made to wait till 5:20 for just a simple demand draft which takes 15 mins.
                Being a preffered customer we want to see the extra effort being put which was lacking in the branch Rm as his attitude and behavior was casual and unprofessional and his excuse was that Mondays and Fridays are usually busy. This makes me question why be a preffered customer with your bank when it is gonna take 3 hours to make a dd
                HDFC Bank customer support has been notified about the posted complaint.
                Dear Customer,

                Regret the inconvenience. Request you to mail at [protected]@hdfcbank.com with customer ID, branch details and registered contact number. Kindly mention reference Id TTU[protected] in the subject line so that we can assist you further.

                -Natasha
                HDFC Bank Customer Assistance
                I am living in Ethiopia . Every month I am sending my salary through remittance to my hdfc account. Before I was using PNB. That bank service are best compare HDFC. Another all employees salary are transferring hand to hand in other bank even HDFC. So, I request with HDFC bank please make a best service.
                As customer I can say till the time you are giving fresh business to bank you will get superb Service but i[censored] r not able to give new business your relationship manager will not be able to cater you ..cos bank will ask for fresh business every time and if you are not giving that your relationship manager will not able to come to serve you ..
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                  S
                  shubhyant
                  Jun 27, 2016
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                  Address: 411027
                  Website: offers.smartbuy.hdfcbank.com/flights

                  Hi,

                  I had cancelled my flight tickets booked via smartbuy with hdfc bank smartbuy ref no :[protected]. I made a cancellation on 25th april 2016 and till date i have not yet received the refund amount.

                  Surprisingly, there was other onward journey ticket also booked via smartbuy with hdfc bank smartbuy ref no :[protected], i have already received the refund but that too after much follow up with the customer care service desk.

                  However, for one of the cancellation as stated above, i have not received the refund for the cancellation of hdfc bank smartbuy ref no :[protected] till date. I have been following up with customer care team, almost every week and every time i am advised that the refund has been initiated and i would be getting the amount in another 5 -7 working days. Getting convinced, i wait for the said duration but always in vain.

                  Its been more than 2 months now, and i am still waiting for the refund to reflect in my account.

                  Below are the incident number i have received so far:
                  Sb[protected] may 2016 - no resolution
                  Sb[protected] june 2016 - no resolution
                  Sb[protected] june 2016 - no resolution

                  Seeking your help for resolution.

                  Thanks,
                  Shubhyant
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Customer,

                  Kindly mail us at [protected]@hdfcbank.com with customer Id, transaction details and registered contact number mentioning reference Id TTU[protected] in the subject line. The concerned department will look into your issue.

                  -Natasha
                  HDFC Bank Customer Assistance
                  Hi Natasha,

                  As directed I have mailed the required details to [protected]@hdfcbank.com with subject line as "Ref. ID#TTU[protected]"

                  Regards,
                  Shubhyant
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                    V
                    vallabhbhai
                    from Ahmedabad, Gujarat
                    Jul 20, 2016
                    Resolved
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                    Address: 380058

                    1 my name is vekariya vallabhbhai f Ahmadabad gujrat i take car loan from hdfc bank i completed loan but bank now demand for extamany due to only one ecs return i many time request but bank not issue nodoue certi please help me my loan no 17135554
                    my mo no [protected] emai [protected]@yahoo.com
                    hdfc said
                    Dear Mr. Vikaria,

                    Thank you for writing to us.

                    This is with reference to your e-mail dated June 27, 2016 with Subject line : "Web - Auto Loan - EMI Related - Partpayment of Auto Loan".

                    We request you to please refer below details of Installment returned unpaid till date:

                    Installment Due Date: 05/11/2010
                    Reason for Return : INSUFFICIENT FUNDS

                    This e-mail may be taken as a confirmation of Return(s) and the reason(s) thereof.

                    In case of any discrepancy on the reason for EMI return, the matter may be taken up with your Banker for necessary clarification,

                    "The loan account has a current overdue amount of Rs. 514.00 "

                    The breakup of the overdue amount is as follows:

                    Return Charges: Rs. 450.00
                    Late payment Charges: Rs. 64.00

                    Incase of a returned EMI, the following charges are applicable:

                    Return charges: Rs.550.00 per instance + service tax 15% .

                    Late Payment charges: 2.00% per month (Calculated on daily basis from the date of return of EMI till payment of outstanding EMI)

                    Kindly visit your nearest Retail Loan Service Center along with cheque / DD for amount mentioned therein favor of HDFC Bank Ltd Loan Account No XXXXXXXX.

                    but 5/11/2010 this time divali vacation so pl consider situation and wiver my panalaty and give no due certificate
                    Aug 5, 2021
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    We regret the inconvenience caused. Our team has made a note of your concerns and will contact you soon with an update on your issue with in 3 working days.
                    Case is pending with Reference number for your query is[protected]

                    -Natasha
                    HDFC Bank Customer Assistance
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                      V
                      vinoth.i
                      from Delhi, Delhi
                      Jun 27, 2016
                      Resolved
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                      Address: 603202

                      I got call from this number([protected]).He told me, "I am from HDFC bank, your ATM card is locked, So pls tell your card details like card number, date, bin nubmer..."


                      He speaking in little Tamil with a mistake.I think he knows only Hindi language...
                      Aug 6, 2021
                      Complaint marked as Resolved 
                      Dear Customer,

                      Request you to write to [protected]@hdfcbank.com along with your account details, date and time of call, no. on which the call was received, caller no., contact details and issue details. Please mention Ref ID:TTU[protected] in the subject line for me to track your mail and assist you better.

                      -Bejoy
                      HDFC Bank Customer Assistance
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                        pawan63425
                        from Mandawar, Rajasthan
                        Jun 26, 2016
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                        Address: Alwar, Rajasthan, 301001
                        Website: hdfc

                        Dear service provider,

                        This is to notify you that i pawan pandey has open a saving account on 28/12/15 with branch -3666.
                        Didn't faced any issue till 24th june 2016.
                        But on 25th june i have debited rs11400 from my account (5000, 5000 & 1400) from cross point mall alwar hdfc atm machine at 15:26 after one minute only i received an sms on my mobile stating that i just debited rs12000 more from my account which was not done by me.
                        On that i just visited that atm machine and taken out the mini statement from which i got to know that rs12000 has been debited from my account.
                        On which i get in touch with hdfc phone banking department.
                        After had a conversation with the executive its been confirmed that 12000 has been withdrwal from account from the same atm machine on which i have done last transection.
                        But i didn't withdral that ammount.
                        On which i went to police station for fir. They taken my application and call me after 4 days. For further action.
                        But
                        I am a normal person i don't know anything. Only want my money back.
                        As it was a saving account so i have to keep rs10000 all the time else it could impact me fine of rs1000/month if it below then rs10000.
                        Sir,
                        Please help & support me for my money. Attaching the last mini statement report for your reference. As well as the application which i have submitted to local police station.

                        Would again requesting you if we are depositing our money in any bank. It means we are sure that our money is in safe hand & we can and we should be keep blind trust for this but this was what happend with me is totaly untrustworthy and not acceptable at any cost.
                        Brand like hdfc please check it deeply. And return my money with deadline time and date.
                        Looking for your kind support in this regard.

                        Shivaji park police station.
                        Shivaji park alwar
                        Rajasthan
                        Pin-301001

                        My account number-[protected]
                        Customer id[protected]
                        Mobile number-[protected]
                        Alternet number-[protected]
                        Office address-
                        Pizza hut cross point mall
                        Ground floor alwar
                        Jail ka chauraha.
                        Rajasthan 301001
                        Aug 6, 2021
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        We understand that you have also raised your concerns at Phone banking Mumbai vide Reference Number MUMC[protected] and you may contact phone banking team for assistance.

                        Your association is greatly valued by the Bank and will spare no efforts to resolve the matter quickly. Looking forward to your patience and cooperation in the interim.

                        -Bejoy
                        HDFC Bank Customer Assistance
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                          jj_rash
                          from Noida, Uttar Pradesh
                          Jun 26, 2016
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                          Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                          Hi,
                          I received a call from [protected] on 24th June 7:02pm posing as hdfc bank representative. He tried to know confidential information related to account. Somehow I sensed something unusual and did not revealed anything. Please take action so that someone else could be saved in future.
                          Thanks.
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                            supriyadubey841
                            from Mumbai, Maharashtra
                            Jun 25, 2016
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                            Address: Thane, Maharashtra, 421301
                            Website: HDFC Securities

                            Dear sir,

                            I have opened an online demat/trading account with hdfc securities 1 week back and today got a message of rs. 1700 deducted from my bank account for tips. Please help me get this money refunded and i wish to close this account doesn't wish to use the services of such a company.

                            Name: supriya rahul dubey
                            User login: 66046700
                            Trading account no: [protected]
                            Registered e-mail id: [protected]@gmail.com
                            HDFC Securities customer support has been notified about the posted complaint.
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                              arch1993
                              from Ernakulam, Kerala
                              Jun 25, 2016
                              Resolved
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                              Resolved

                              Address: Ernakulam, Kerala, 682301
                              Website: hdfc netbanking

                              I recharged for Rs.100 through HDFC prepaid Mobile Recharge 3 times.
                              When first transaction failed I tried for the second and third time.
                              All the 3 transactions failed. But an amount of rs 100 has been deducted for each transaction thus making it a total of Rs 300.
                              Transaction Id for all the three transactions.
                              Transaction Id : [protected],[protected],[protected]
                              Aug 6, 2021
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              Request you to write to [protected]@hdfcbank.com with your account/card details, transaction details and registered contact details mentioning reference id: TTU[protected] in the subject line to assist you further.

                              -Natasha
                              HDFC Bank Customer Assistance
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                                guudboy
                                from Mumbai, Maharashtra
                                Jun 25, 2016
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                                Website: www.hdfc.com

                                Hdfc bank is the worst bank in india and i made a big mistake that i trusted this bank and opened a savings account. My money amounting to 1861 inr was debited at a international pos from my savings account using my debit card details without my consent/knowledge. I did not even receive any otp for that. On 24th june 2016 at around 6:45am i received a sms from hdfc bank that my account has been debited for ruppees 1861 inr at some international pos. I was shocked to see that sms as i had not done any transaction like that. When i called hdfc customer support, they said some hacker might have got my details and used the details to do the transaction and i dont have insurance on my debit card, i wont get the money back and its more likely that a uninsured debit card account can get hacked but what kind of bank is this where a hacker can easily get a customers account details. They lodged a complaint and gave me a complaint number mumc[protected] and wanted me to lodge a fir at police station and fill up the cdf form at my hdfc local branch office (Soura). I went to police station but they rejected to lodge my fir saying that it was a bank's problem and they need to internally solve and rectify it, police cannot do anything. Then i went to my local hdfc branch (Soura) to fill the cdf form but to my surprise, the branch officials had no clue about the cdf form and they said that they cant do anything and they dont know anything about cdf form. My account number is [protected] and the fraudulent transaction details is pos me. Facebook.com/ads ug3ew9wyvz reference number[protected]. I am really sure that this is done by the bank employees themselves as no hacker can get the details about my debit card. Hdfc bank does not provide otp security for any international online transaction even on using its debit card. I will never reccomend this fradulent bank to any person in india. I really want my money back. I am really upset about this. Kindly help me.

                                Regards
                                Jawaaz bhat
                                Hdfc act. No. [protected]
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  U
                                  Udit Gogoi
                                  Jun 24, 2016
                                  Resolved
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                                  Resolved

                                  Address: Sivasagar, Assam, 785640
                                  Website: hdfc.com

                                  I was visit your Sivasagar Baranch (Assam) for open a salary Account. But your Branch Manager refused to create salary account. He said that I have only offer letter not appointment letter. After then I requested an Executive to create a savings account but his respond was very poor and ignored my request. I am really very disappointed by the stuff of your Branch. At that time it was very important to me to have a hdfc account as my company tie up with your bank.
                                  Hope next time will not happen this type things.
                                  Jul 26, 2016
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jun 25, 2016
                                  HDFC Bank Customer Care's response
                                  Dear Udit, Regret the inconvenience. Request you to write to [protected]@hdfcbank.com with your complete name, address, city of residence, application number if any and contact details mentioning reference id TTU[protected] in the subject line. We will get back to you. -Natasha HDFC Bank Customer Assistance
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                                    kadeka
                                    Jun 24, 2016
                                    Resolved
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                                    Resolved

                                    Address: Mumbai City, Maharashtra, 400078
                                    Website: www.hdfc.com

                                    Dear Sir,

                                    In the month of Jun-2016, when I recieved credit card statement, I saw that late payment charge is there in the statement. For the month of May I paid the amount due on 16th of May, before 30th May . How come the late payment in the Jun's statement, even I paid before the due date? It is a fraud case and I will not keep any further relationship with this bank.
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Dear Customer,

                                    Request you to write to [protected]@hdfcbank.com with your customer id/card number and registered contact details mentioning reference id TTU[protected] in the subject line. We will get back to you.

                                    -Natasha
                                    HDFC Bank Customer Assistance
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                                      v isha l
                                      from Pune, Maharashtra
                                      Jun 24, 2016
                                      Resolved
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                                      Resolved

                                      Address: Ghaziabad, Uttar Pradesh, 201001

                                      Dear mr. concern in the month of april billing I have not received any statement or not show the outstanding online same has been informed to your customer care executive when I saw the outstanding amount before cuple of days of due date so how can i pay the outstanding kindly explain why i pay the late fee and any other charge regarding the late payment. i am not able to pay the all charges regarding late payment i requested you to kindly reduce the same to keep the further relationship.

                                      thanx
                                      Aug 6, 2021
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      my credit card no. is [protected]
                                      Dear Customer.

                                      We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 2 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                                      -Bejoy
                                      HDFC Bank Customer Assistance
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