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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 9, 2025
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HDFC Bank reviews & complaints page 1497

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Z
Zoya356
from Noida, Uttar Pradesh
Jun 12, 2012
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Address: Ahmedabad, Gujarat

Sir/Mam
My name is Shaikh Nazmabanu Iqbalhusain and i was employee in HDFC Bank and my employee code:-CS46211 in CASA Department from 14 November,2011 to 25 February,2012. Sir i did not received 15 days salary from 10 February to 25 February,2012.I have visited many time to my office situated at HDFC Bank,SHILP - II NEXT TO VIKRAM CHAMBERS, ASHRAM ROAD AHMEDABAD GUJARAT 380009 Tel:[protected] / 27542779, Fax:[protected].but did not received proper answer from manager and seniors authority person,Mr Jaikant Pillai Sales Mangaer in Usmanpura Branch ,Ahmedabad replied me rudly even they did not give me HR department email id.

Please look in this matter as i belong to middle class family and we are working for money to run our family needs and such type of problems create by HDFC Bank cause our routine life.
Hoping for your good reply.

Thanking You,
Naziabanu Shaikh
HDFC Bank
CASA Department
employee code:-CS46211
[protected]@gmail.com
Ph no:-[protected]
Aug 13, 2020
Complaint marked as Resolved 
my emp code is cn16211 i have not get single salary form joining so left job plz give me salary my hdfc bank account num,ber is [protected] plz revert me asap nevertheless no one bother about my training and no one tell me whom i have actually to report
Please look in this matter
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    sachin3170
    from Delhi, Delhi
    Jun 12, 2012
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    Address: New Delhi, Delhi

    Dear Sir/Mam

    This is to inform you that on 18th May 2012 I have try to Aircel recharge my cell through E-net amt Rs 65 & 09th June 2012 also try to Aircel recharge my cell through E-net amount Rs 150.

    In these Connection Amount dedcuct from my Hdfc bank Credit Card [protected] & Aircel recharge is fail 18th May 2012 (Rs-65) & 09th June 2012 (Rs-150 )also no transaction number is genrate at the time .


    Please look in to this matter & reverse the amount rs 65 & 150 on urgent basis .

    My Details - Sachin Bhardwaj
    HDFC Card Number - [protected]
    Mobile - +91 [protected]
    Dear Sachin,

    We will look into this from our end. Please write to [protected]@hdfcbank.com with your card and contact details, details of the transactions (ID, date, amount, etc) and the reference number TTU[protected]. We will be able to assist you better with these details.

    Regards, Customer Assistance, HDFC Bank
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      N
      nagpalh
      from Mumbai, Maharashtra
      Jun 11, 2012
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      Address: Mumbai City, Maharashtra

      I have applied for HDFC life click to protect Insurance term plan of 70 lacs two months before and made premium payment instantly .My proposal no is 15109516 , client id is 58975042 name Hemant Nagpal . I have completed all medical and non-medical requirements besides all documentation as stated by company . I have also received confirmatory mail from company on fulfillment of all formalities . I am not getting status of my policy issuance despite of numerous call at their customer centre . Their Customer centre no are [protected] and Branch office no is[protected]. Please help.
      Aug 13, 2020
      Complaint marked as Resolved 
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        D
        davinder singh m
        Jun 11, 2012
        Resolved
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        Address: Mumbai City, Maharashtra

        My name is davinder singh , i have a personal loan pending to pay hdfc , i don't have money , i am running financially handicapped from last couple of years , i am receiving calls from hdfc and they are every-time harassing me , i cant pay the whole amount in 1 stroke .. what shall i do .. i cant pay the amount for 1 year more and after that i will pay that to in installments but hdfc bank people are not even listening to me .. last call i received from hdfc and the number is [protected]
        Aug 13, 2020
        Complaint marked as Resolved 
        Dear Customer,

        We will assist you with your concerns. Please write to [protected]@hdfcbank.com with your loan account and contact details and reference number TTU[protected]. We will get in touch with you.

        Regards, Customer Assistance, HDFC Bank
        My name is Varadarajan, i have a personal loan pending to pay hdfc, i don't have money, i am running financially handicapped from last couple of years, i am receiving calls from hdfc and they are every-time harassing me, i cant pay the whole amount in 1 stroke .. what shall i do .. i can pay the entire amount after June 24, 2014, but hdfc bank people are not even listening to me .. last call i received from hdfc and the number is [protected] and am receiving threatening calls from them saying that they are sending the police to arrest me. Please advice me...
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          T
          tarunvaishnav001
          from Jaipur, Rajasthan
          Jun 10, 2012
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          Address: Pali, Rajasthan

          Sir,
          I am Tarun Vaishnav. I was working as Liability coex in Sumerpur branch. my employee code was 85303 & this is my query that till yet i do not receive my provident fund.supporting me. now i am requesting you to release my p.f a/c no. & provident fund as soon as possible in my salary a/c.& SENDING ME P.F. FORM URGENT .

          With regards
          Tarun Vaishnav
          85303
          Sumerpur
          [protected]
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            R
            ranjeet.86
            from Chennai, Tamil Nadu
            Jun 10, 2012
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            Address: Bangalore, Karnataka

            Dear sir/madam,

            I am working in HDFC BANK, Bangalore Malleshwaram branch , as sales exeutive from 27 sep 2011 to 19 nov 2011, I left the job but my settlement money will not came and I want releaving letter from your company.

            My contact detail :

            Name : RANJEET KUMAR
            Emp ID :CR27437
            A/C NO. : [protected]
            IFSC CODE : HDFC0001754
            PH NO. : [protected]
            WORK PLACE : BANGALORE
            PAN NO. :BETPR1515M


            Thanks & regard

            --
            RANJEET KUMAR
            [protected]
            Bangalore
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              N
              nk.Sharma
              from Mumbai, Maharashtra
              Jun 9, 2012
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              Resolved

              Address: Sitapur, Uttar Pradesh

              Sent: Saturday, June 09, 2012 12:45 PM
              To: 'aditya.[protected]@hdfcbank.com'
              Cc: '[protected]@network18online.com'
              Subject: Reimbursement of ATM wrong transition

              The Chief Executive Officer,
              HDFC Bank
              Head Office

              Sub: ATM transition payment
              R/ sir,

              With respect I wish to introduce my self and my staff Mr. Pradeep kumar Yadav both and Dalmia Bharat Group unit Ramgarh,Sitapur is salaried accounts holder at your nearest Sitapur branch.
              Last weak my staff Mr. Pradeep Kumar Yadav A/c No. [protected] taken some transition at Chapra Bihar through ICICI Bank ATM (NWD-[protected]-CHAPRA) with ref. no.[protected],[protected],[protected] for 10,000.00 each.
              But regret to say ref. no.[protected] was failed to deliver the debited amount 10,000.00 and same complained has logged no.[protected] at HDFC bank CHAPRA.
              On 3 days back customer care replied that debited amount will credit in your account. Today Bombay costumer care service denied to pay the claimed amount .
              Therefore you are requested please arrange to pay on priority. This type response will damage HDFC bank goodwill.

              for Pradeep Kumar Yadav
              Contact No. +[protected]

              with best Regards

              N.K.Sharma
              Dalmia Chini Mills,
              Unit: Ramgarh,
              Sitapur 261403
              +[protected]
              +1 photos
              Aug 13, 2020
              Complaint marked as Resolved 
              Hi,
              This is SivaShankaraPrasad.M, 4-July-2009 at 11:03 am i drew Rs 6200/- in Andhra Bank ATM in Dhone, But i didn't get amount, finally i got slip it shows Transcation Declined, I got message from HDFC Bank Rs 6200/- is deducted. So kindly reimburse my amount in to my account pls.
              Regards
              SivaShankaraPrasad.M
              [protected]
              sir
              my ac. no.[protected]
              mere ac se fund withdral nahi ho raha sir pls withdrawl service active kara dejiye
              DEAR SIR...

              I HAVE USING FOR HDFC ATM CARD.

              BUT ANY DEPOCITED & WITHDRAWN INFORMATION MESSAGES NOT RECIVED IN MY MOBILE...
              DEAR SIR...

              I HAVE USING FOR HDFC ATM CARD.

              BUT ANY DEPOCITED & WITHDRAWN INFORMATION MESSAGES NOT RECIVED IN MY MOBILE...
              PLEASE REPLY ME...
              THEN CONNECTING TO MY MOBILE...

              REGARDS,
              SAKTHIVEL
              Dear Sir/ Madam
              I (Hemant Awasthi) am the costumer of your bank having salary account no. [protected] at Rudrapur Branch.

              On 08/01/10 at 16:23 I have withdrawn amount of Rs. 5300/- from Oriental Bank STM Medical College Haldwani. Due to delay in collection of Money the amount of Rs. 5300/- (Five thousand three hundred only) has been taken back by the ATM machine, having ATM ID NA069011 and TXN no. 3448.

              Again second time I have withdrawn Rs. 5300/- at time 16:26 on the same day having TXN No. 3450. This second time amount, I have collected.

              I have complained by telephone to the customer care regarding to the problem. On 09/ 01/10. The Complaint Number is 22191018.

              I complained and enquired from the Oriental Bank regarding to the same problem, after enquiry of the ATM amount balance, they found the complaint is correct and they suggested me to complaint to the HDFC bank, then only my amount of Rs. 5300/- (Five thousand three hundred only) will be transferred to my salary account number [protected].

              Please verify the problem as soon as possible and do needful. Your kind help and cooperation will be highly appreciated.


              Closing with Best regards

              Hemant Awasthi
              Cell no. [protected], [protected]
              E. mail [protected]@gmail.com
              i also agree with this problem and this should be solved by the bank
              my mob no is [protected] you can also tell me about any delay or reason
              Sir
              I have applied for change my mailing address and for new ATM and net banking in dec 09 still i have not got any response my new mailing address is


              Vineet Kumar C/o Rajesh Kumar Dubey
              2/22, Banwari Nagar
              Chhibramau, Kannauj
              UP- 209720

              Kindly change this as soon as possible.
              Thanks
              The Manager
              HDFC BANK




              Sub: ATM Machine Out of Order

              Sir

              This is to bring to your kind notice that I have an HDFC A/c No.- [protected]
              In your prestigious bank since 2004. I am residing in Village Nangal, Gurdaspur
              District, Punjab. This is to inform you that the ATM machine is at Qadian which is
              At a distance of 2 Km from my house remains out of order many a time whenever
              I happen to visit it. I have complained about it earlier also, dated-
              But in vain. I and my father live alone at home. As my father is suffering from
              Memory loss so I cannot keep the cash at home either. I shall be highly grateful to
              You if you could look into the matter with consideration and do the needful action.

              Thanking you


              Yours truly
              Amanjit Singh
              VILL NANGAL BAGBAN
              PO QADIAN
              DISST.GURDASPUR
              PUNJAB
              [protected]
              Hello
              sir/madam
              firstly sir/madam i d'nt know much more English but i try to explain may complain
              i have a open saving account dated 11/01/2011 on HDFC Bank lahurabeer Varanasi but i have
              no received my ATM
              I have complain many time but everyone ignore my complen so what can
              i do for my ATM I d'nt know
              plz sir/madam tack a action for hdfc bank STAFF

              my account detail
              name : satish kumar
              A/c no. [protected]
              ifsc : HDFC0001087
              MOB : [protected]
              Hello
              sir/madam
              firstly sir/madam i d'nt know much more English but i try to explain may complain
              i have a open saving account last 3 to 4year on HDFC Bank but i have
              no received my ATM pin no not recive my mobile no is [protected], alt : [protected]
              Aqd charges you are added its very wrong and other banks are not behavois like this.
              My accno.[protected]
              and Rs: 200 is ddeducted from account please varify and give me my money?
              contact no: [protected]
              Dear Customer,

              Please write to [protected]@hdfcbank.com with your account and contact details, details of the transaction (amount, ID, time), details of the ATM you visited and the reference number TTU[protected]. We will get in touch with you over this issue.

              Regards, Customer Assistance, HDFC Bank
              The Chief Executive Officer,
              HDFC Bank
              Head Office

              Sir,
              I have a shop main market in Bikaner Dist. I want to this shop from rent to ATM. my mob. no. is [protected]. so please cont. me.
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                S
                sanoj das
                from Gurgaon, Haryana
                Jun 8, 2012
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                Address: Deoghar, Jharkhand

                Dear Sir,

                I have submitted my Resignation form 5 months back in Deoghar branch (jharkhand) to Sanjay kumar gupta (Direct sales manager )of dumka jharkhand ,but I did not get my ful n final, my Dues One Month Salary, P F ,relieving letter and exp.certificate,So That
                I called to Sanjay kumar Gupta ,Mobile no-[protected](Sales Manager )so many time but i did not get any response,

                So I kindly request to u please take Some needful Step So that i receive my relieving letter and exp.certificate and PF,One Month salary also.

                Regards
                Sanoj Das
                Emp.Code-CS40439
                HDFC BANK ,Deoghar (Jharkhand)
                BSR Code : 0510599
                contact me - Arpan Mishra(Advocate, Jharkhand High Court) Ph No - [protected].I'll make u file a case at free of cost.
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                  S
                  SAARTHAK_04
                  from Delhi, Delhi
                  Jun 8, 2012
                  Resolved
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                  Resolved

                  Hi,

                  This is to bring forth the utter dismay and the traumatic experience that i have had so far with HDFC bank home loan service.

                  My ordeal all started when i wished to transfer my existing home loan with DHFL onto HDFC.

                  The below mails are just a small window to the immense aggravation that I have gone through. Specifically while dealing with the sales person-Surinder Verma , his supervisor Gaurav Bajaj, Dwarka Branch manager -Bhanu and the list continues.

                  My loan sanctioning has been prolonged to as much as 2.5 months.

                  The list continues, my request to you is to kindly look into my case and provide a solution as its a matter of grave concern and monetary


                  Below are the 2 main points of disgust :
                  1. My loan was to be disbursed on 31st may when I had signed of the files at the Faridabad branch, however the cheque for the amount of 40,2000/- was kept at the branch for 5 days and was only picked up by the lawyer on 5th to be submitted at the DHFL branch today, upon doing so I have additionally incurred an interest of close to 39,000 which I have to pay off now o DHFL to clear my case from them.
                  a. I need the additional amount that I have paid to DHFL reimbursed by HDFC ASAP.
                  2. There has been an EMI deduction of approx 40,816 from HDFC effective today, now as per the information provided by Surinder Verma, My first EMI is not due until 5th of July. I had the option of getting my EMI deducted on the 5th July but I was never intimated about the same by any HDFC personnel
                  a. I need the amount debited by HDFC to be refunded to my account immediately
                  3. At the time of submitting the papers for my Home Loan application I was promised by Surinder Verma that I would be reimbursed 50% of my Processing Fee once the loan is disbursed.
                  a. I need the 50% refunded to my account of the charges charged to me as processing fee.

                  Request you to kindly look into the matter ASAP and respond to my query. Please revert to my concern at [protected]@hotmail.com


                  Regards,
                  Saarthak
                  [protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    S
                    sunilnitr
                    from Chennai, Tamil Nadu
                    Jun 7, 2012
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                    Address: Bangalore, Karnataka

                    I had applied for HDFC credit card in january 2012 .At that time they had collected all the documents.Due to some issue I did not get the card at that time so I again submitted docs(1 month pay slip,Voter ID ,Office Id xerox) in 29 may 2012.But After sending those document I did not receive call/confirmation till date.So either they should return all the document or give me a credit card.Please help me on this.

                    My HDFC Reference number : [protected]S2
                    Mobile : [protected]

                    Thanks
                    Sunil
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                      J
                      joelmonism
                      from Mumbai, Maharashtra
                      Jun 7, 2012
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                      Address: Dakshina Kannada, Karnataka

                      respected sir,
                      dear sir as i submitted my documents for a loan purpose to hdfc bank which is located in kadri mallikatta.after i submitted they followed regarding verification about my identity and they successfully done with that,after they gave me a confirmation that i gonna get a loan soon for my bike but they failed telling that my professional address is out of their matter and i fought legally with the loan section division manager Nasser,later they bluffed me with giving some senseless reasons and i lost in that,and i did some where.so please take action regarding them..
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                        S
                        sireeshbabu25
                        from Mumbai, Maharashtra
                        Jun 6, 2012
                        Resolved
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                        Address: Visakhapatnam, Andhra Pradesh

                        Dear Sir,

                        From Last One Year I am not using HDFC Credit Card., due to i am out of country., That time due to my card lost i given request to
                        HDFC customer care for Block the Card., From That time to this time I am not used single transiction., when i am requested to re-issue my card they are saying card is suspended., after that many time i got calls from HDFC Credit Card Customer/ collection/etc.. ask to pay minimum due amount so then can re-issue card by avoid of Suspension.


                        Also I paid Rs.15800.00 from Nov-11 to June-12.,

                        But when i am calling no-body given response and simply saying card is suspended.

                        Every month they fined 1000 to 2000 rupees from Last 1 Year also I have dout regarding miss-use in this one year.

                        Please help
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          B
                          bit.partha
                          from Mumbai, Maharashtra
                          Jun 5, 2012
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                          Address: Maharashtra

                          Respected Sir,
                          I was an employee of Hdfc Standard Life Insurance co. ltd. vide employee id 50404.My posing branch was Bolpur, Birbhum, West Bengal & my vide PF & Pension A/C number was MH/211273/34971.I have left the organisation on 20th june'2011 & on the same day I have submitted my PF & Pension withdral form to the organisation with a a/c number of HDFC bank, but after lots of reminder I came to know from their local(Kolkata) HR person that I have submit my claim form with a cancel cheque.I have send the fresh claim form with cancel cheque of my SBI a/c on 14th March'2012.
                          But till I yet to receive the claim amount & presently my wife is suffering with serious cardio problem & I need the money for her treatment.Now the company(Hdfc Standard Life Insurance co. ltd.) has sending me mail for extention of time for settlement of my PF Claim.
                          You interption is sincerely requested to solve the issue as I require the amount urgently for treatment of my wife.



                          Regards,
                          Partha Bit.
                          Piya-Payel Abasan,
                          Ramkrishna Road,
                          Bolpur,
                          Birbhum.
                          West Bengal.
                          pin:731204.
                          Phone: [protected].
                          Aug 13, 2020
                          Complaint marked as Resolved 

                          HDFC Standard Life Insurance Co.Ltd. — non received of PF amount

                          Sir,
                          I had called and took several follow-up from HDFCSLIC,and finally I got replied that my PF amount has been transffered to your end,so sir pls let me know when I can expect the same at my A/C?

                          Regards
                          Subir Talukdar
                          Code-1137
                          [protected](cell no)
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                            A
                            akhil dau
                            from Noida, Uttar Pradesh
                            Jun 5, 2012
                            Resolved
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                            Resolved

                            Address: Gurgaon, Haryana

                            RESPECTED SIR,

                            I HAVE A SALERY ACCOUNT IN HDFC BANK AND I AM WORKING IN TRANSPORT CORPORATION OF INDIA LTD I HAD WITHDRAW RS 400 FROM DHAN LAXMI BANK (ATM) ON 1/6/2012 WHICH IS IN SEC-14 GURGAON BUT THAT AMOUT (400) NOT RECIVED BY ME FROM THAT ATM SO I COMPLAINED TO HDFC
                            BANK CUSTOMER CARE FOR THE REVERSAL OF THAT AMOUNT BUT I DO NOT GET PROPER ANSWER FROM THEM... I WAS COMPLAINING THEM SINCE THE TIME WHEN THAT AMOUNT WAS NOT CAME OUT FROM THE ATM......(ALMOST 15 TIMES) TILL TODAY BUT THEY DO NOT RESPOND ME...THEY PUT ME IN HOLD 10-15 MINUTES THEN THEY DISCONNECT

                            MY CUSTOMER ID IS 41676714
                            AKHILESH KUMAR SINGH
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              A
                              anivr01
                              from Kayankulam, Kerala
                              Jun 5, 2012
                              Resolved
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                              Resolved

                              Address: Kollam, Kerala

                              Dear Sir/Madam,

                              I am Ani from Kollam, Kerala. I had worked with HDFC STANDARD LIFE INSURANCE Co. from December 2005 to October 2007. I submitted the PF withdrawal application on January 2011. Firstly they told me that it will take 6months & will get credited in my HDFC Bank account. When I contacted them after 6months at the office phone in Mumbai, nobody was attending the phone. After trying several times in several days, I sent them mail. But they didn't respond to it also.
                              Later they replied me through mail telling that it may take 3more months for the processing. After that no phone call pick ups or no mail reply from them. Till the time I couldn't know even the amount in my PF account. I am waiting my PF for the last 1.3years. Please do anything.

                              Name : ANI V R
                              Designation : Sales Development Manager
                              Employee No. : 4793
                              Date of Birth : 26/05/1978
                              Branch : Punalur, Kollam, Kerala
                              Period : December 2005 to October 2007
                              Mail Id : [protected]@rediff.com
                              Mobile No. : [protected]
                              Account No : [protected], HDFC Bank, Kollam Branch.

                              Hope a very favourable response very soon. Thank you very much.
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                nhasan51
                                from Kolkata, West Bengal
                                Jun 4, 2012
                                Resolved
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                                Resolved

                                Harassment towards its Customer

                                Address: West Bengal

                                I am a Chartered Accountant by profession and a permanent resident of Kolkata. Presently servicing in a reputed Construction company in Kolkata. I have maintaining a Salary account no.[protected].with HDFC bank, UNB Branch, with “Classic Customer”Category and a personal Loan a/c no[protected].
                                During April,2012 I had been betrothed with your renowned Financial Institution with an urge to accomplish a housebuilding loan of Rs.2200000/-...
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                                avijitd84
                                from Kolkata, West Bengal
                                Jun 3, 2012
                                Resolved
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                                Resolved

                                Address: South 24 Parganas, West Bengal

                                I M WORKED AT HDFC BANK LTD AS CONTRACTUAL EXECUTIVE FROM LAST 6YEARS.THEY ARE DEDUCT ED PPF EVERY MONTH FROM MY SALARY.BUT THEY ARE NOT MENTIONED PPF ACCOUNT NUMBER ON MY PAYSLIP. I AM REQUESTED TO MUMBAI HEAD OFFICE SO MANY TIMES BUT THEY ARE NOT REPLY ANYTHING.NOW FOR PERSONAL REASON I LEFT THE JOB ON 18 TH JULY 2011. TLL NOW I M NOT RECEIVED ANYHING FOR MY PPF .I DONT KNOW WHAT IS MY PPF ACCOUNT NUMBER,BALANCE. AND THET ARE CONTRIBEUT OR NOT.PLEASE HELP ME OUT.

                                REGARDS
                                AVIJIT DAS
                                [protected]
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  rahulphansekar21
                                  from Mumbai, Maharashtra
                                  May 31, 2012
                                  Resolved
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                                  Address: Rajkot, Gujarat

                                  My file No .[protected] and I have given all the documents to Rajkot branch. They have suppose to call me for disbursement. But at last week Rajkot HDFC branch told me at last moment that APF for the property which have booked in Indraprastha Adai village, Panvel has not been done . So the builder has to submit the file to HDFC branch Panvel for this and then they will generate the APF no. from there. Rajkot branch also told me that they have already talk with Panvel branch regarding this issue . According to that I have Requested the Builder to submit the project file in HDFC Panvel branch. Last Tuesday on 29th May my borther Personaly shown the project file of indraprastha project Adai panvel to HDFC Panvel . They told him that we are not funding in Gavthan area and so that we can’t approve this project. HDFC has sanctioned me the loan on 24th Feb 2012. I have submitted all the documents like original sale deed, ECS form (sign verification from axis bank) also. I have submitted allotment letter given by the builder to HDFC on first day only while signing the loan form in which property location has been clearly mentioned. It is the responsibility of HFDC to do verification of the property approval (APF no) from their side before giving loan sanction letter to customer. Now builder is asking for the money from me and you people are not giving disbursement of the loan due to APF issue of the property. If I have not paid the demanded amount i am going to loose that property in june 2012. I am kindly requesting you to help in this case and solve the matter immediately, otherwise HDFC should pay me financial compensation for all this stupidity form HDFC.ltd Rajkot branch.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Hi Rahul,

                                  I am also facing the same issue . HDFC Ltd initially did things very fast and took processing fee of Rs. 10, 200 and when i asked for the disbursement, they denied giving some property approval reason, while other banks are funding it .

                                  Can we please unite and fight with such kind of organisation .They are generating the revenues by getting the processing fees.

                                  United we stand .Please mail me or contact .We really need to fight with this

                                  Regards,
                                  Piyush
                                  [protected]@gmail.com
                                  [protected]
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                                    Hemant Aggarwal
                                    from Chandigarh, Chandigarh
                                    May 31, 2012
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                                    Address: Chandigarh

                                    Hi,

                                    I have taken a loan of Rs. 85.00 Lacs from HDFC Bank Ltd against my house property vide loan no.[protected]. The rate of Interest was 11.75 % at the time of disbursement. Now the rate of interest has increased to 13.25 %, thereby no. of EMI's has increased by few years. Due to this burden of extra EMI's i have decided to pay back the whole loan. But now the bank is saying for prepayment charges of 2 % on the outstanding amount to be paid back, whereas when we took the loan, they said there will be no prepayment charges, if we decide to pay it at any time in future. And also as per RBI Notification they should not charge such fees.

                                    I want to close it very quickly, please guide what should i do..


                                    Regards
                                    Hemant
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
                                    No Bank follows RBI norms correctly, They think anything can be done.
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                                      shrushrutika
                                      from Mumbai, Maharashtra
                                      May 31, 2012
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                                      Address: Maharashtra

                                      Hi,

                                      I got a call from HDFC Cr Card, for an offer of Credit Card. i have submitted all the documents, after some days the request was declined with reason residential area is far away or beyond our limits. hence, i mailed them about why dint they tell me about this criteria before taking my documents.

                                      Secondly, after 2-3 months again they called me saying your cr card application is now matching our criteria, please submit your documents again. so i did the same, now after all this again the same issue has arised by them withou intimation.

                                      By taking my relevant documents the banks can do any fraudulant thing. I want them to return my documents back to me.

                                      Please solve my issue asap. Banks simply waste our time by calling and informing about new offers.

                                      Regards,
                                      Shrutika.
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
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