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HDFC Bank Complaints & Reviews

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Updated: Apr 15, 2026
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R
RAJUUPADHYAYA
from Dagshai, Himachal Pradesh
May 17, 2012
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Address: Jamnagar, Gujarat

sir
i have my salary account with hdfc since last 8 years previously i had gold credit card in 2008 unfortunately it was hacked on line and misused I complaint about this to bank and after many months finally bank understood and case was over but they have cancelled my card at that time they agreed that i was a victim and it was not my fault.
now i need credit card so i again applied on line but they disapproved me with out any fault.
not only this they are not giving any reason behind this. i am very much depressed and i am not getting credit card with out any fault what to do?
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    A
    aaruk
    from Mumbai, Maharashtra
    May 17, 2012
    Resolved
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    Address: South Delhi, Delhi

    I was offered titanium Credit card forum by HDFC bank. At the time of the offer I was promised that I would get a limit of RS 70,000 and When I got my card it had a limit of Rs 50,000. After that I made a purchase from that card for Rs 55,000. I asked bank to make EMI and take money from my account and they refused to make EMI saying that I dont have that offer on my card and when I was offered this card, I specifcally asked that will have EMI option. They said yes at that time and now they are refusing in it. I have been a customer of HDFC bank from last 5 years and they have been troubling me a lot. Two months back, they offered me a new debit card free of charge. I took that offer and without informing me they blocked my card. I was waiting for my new debit card and I got to know that bank has dispatched my debit card through regular mail and they always send their document through courier. I never recived that card and to go to bank branch 3 times and then I was given a dublicate card and got charged also for that and the people at bank branch promised that there will be no charge for that. I m really frustrated with HDFC bank and want to file a case against them for not giving proper information to customer and cheating them. Would appriecate if something could be done against HDFC bank.
    Aug 13, 2020
    Complaint marked as Resolved 
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      H
      harshvaghela2001
      from Pune, Maharashtra
      May 17, 2012
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      Address: Ahmedabad, Gujarat

      sir i m harshraj vaghela from ahmedabad i have account and loan with hdfc. mortgage loan with hdfc bank loan ac. no. is 80127657.in this loan primary ac holder is my father jayendrasinh n vaghela and second holder is harshraj vaghela. my father was expire on 2/5/2012 and hdfc was isuue the policy on my name and not agree to pass the claim. pls help me. sir in this loan account primary ac holder is my father and the issue the policy of the loan is on my name and hdfc will not pass the claim. pls help me what is the solution and alredy paid 16 installment. my cell no is [protected], [protected]
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        A
        ankurparekh1988
        from Chennai, Tamil Nadu
        May 17, 2012
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        Address: Ahmedabad, Gujarat

        I HAVE HDFC BANK CREDIT CARD AND B4 4 MONTHS THEY HAVE OFFERED ME INSURANCE POLICY AGAINST CREDIT CARD AND THEY SAID I DON'T HAVE TO PAY PREMIUM FOR NEXT 7 MONTHS . THEN I SENT THE APPLICATION FOR CANCELLATION OF CREDIT CARD AND INSURANCE POLICY . THEY HAVE CANCELLED MY CREDIT CARD BUT INSTEAD OF CANCEL THE POLICY THEY HAVE PRE- CLOSE IT AND CONVERT IT INTO THE LOAN SO NOW THEY ARE CALLING ME THE MAKE THE PAYMENTS BUT I DON'T WANT ANY POLICY AND SENT THE CANCELLATION APPLICATION ALSO THEN ALSO THEY ARE CALLING ME TO MAKE PAYMENTS

        WHAT I SHOULD DO IN THIS SITUATION ?
        I AM AFRAID THAT THEY MIGHT SEND MY NAME TO CIBIL IF I REFUSE TO PAY THE AMOUNT FOR POLICY WHICH I REALLY DON'T WANT NOW
        Aug 13, 2020
        Complaint marked as Resolved 
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          Bipin Agrahari
          from Pul Prahladpur, Delhi
          May 17, 2012
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          Address: Gurgaon, Haryana

          This is Bipin Kumar... I have open a salary account in HDFC Bank 3 month ago. I have received account kit 2 month ago and my salary is transferred in account but it has not activated till now. I have contact branch office and verified my ID proof. I don't know why bank delay to activate my account.
          I have contact my agent Parvej ([protected]) many times and branch office in Canught Place,New Delhi but he don't take any good step .

          my contact no. is [protected]..
          Aug 13, 2020
          Complaint marked as Resolved 
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            S
            sarad_hedau
            from Mumbai, Maharashtra
            May 17, 2012
            Resolved
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            Address: Bilaspur, Chhattisgarh

            SIR,
            WE HEREBY INFORM YOU THAT I AM HDFC CREDIT CARD HOLDER HAVING CREDIT CARD NO.[protected] .
            WE ALREADY SEND APPLICATION TO CANCELL MY CEDIT CARD & MEDICAL INSURANCE POLICIES ON DATE[protected] BUT THEY IGNORED THAT MATTER & DIDN'T EVEN REPLIED AT ONCE.
            WE REQUEST YOU TO PL DO THE NEEDFULL & OBLIDGE IN THIS MATTER

            THANKS & REGARDS
            SHARAD KUMAR HEDAU
            Aug 13, 2020
            Complaint marked as Resolved 

            HDFC Credit Card — Policy given by wrong commitment

            Dear Sir,

            I am very much disappointedby wrong communication made by the HDFC executive Mrs, Koyal roy called from Kolkataat time of activation of credit card No:-[protected] , She said me that plz say yes to get the policy it complicityto get the card activated when the same will done make a call to her she will deactivate the same without any charge deductedfrom my card. But same will not do.

            You’re requested tokindly do the same from day first i am not interested to get the any policy i hopeit will do by as soon as possible without any charge deducting from me. I havegot statement of card with charge of all policy premium i am not ready to paythe same.

            I am not using my card due tothis issue if it is done i will make surrendered my card to HDFC bank. I Haveall ready Done the complain regarding the same complain No is :[protected]

            Thanks & Regards,

            Chandan kumar singh

            Card No.[protected]

            PH:-[protected]
            Dear Customer,

            We have noted the details and are working towards the resolution of your query. In case you have any further query, please write to us at [protected]@hdfcbank.com with your account, issue details and reference number TTU[protected].

            Regards, Customer Assistance, HDFC Bank
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              K
              kulu1234567
              from Pune, Maharashtra
              May 17, 2012
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              Address: Bharuch, Gujarat

              sir,
              I using HDFC DEBIT CARD NUMBER IS [protected] & NAME SANAJAY KULKARNI.
              YESTERDAY ABOVE DEBIT CARD WAS IN MY POCKET & AT 12:32 MY DEBIT CARD USED AT VODAPHONE BILL PAYMENT WOTRH RS 2002 AT MUMBAI. HOW IT IS POSSIBLE I DON'T KNOW & THERE IS NO SAFETY IN YOUR NET BANKING & DEBIT CARD
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                A
                Alkesh Gohil
                from Gurgaon, Haryana
                May 16, 2012
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                Address: Bharuch, Gujarat

                Dear Sir

                I am holding HDFC Credit Card No[protected] in the name of Alkesh Gohil which was debited by Rs.38722 on 8th May 2012 , where i did not make any payment out of this card still my account has been debited by Rs38722 and got the message stating that amount has been debited for the YATRA DOMESTIC and used at Gurgaon which is not actually used by me . For that regards i made a complain to the customer care of HDFC Credit Card whose request no is [protected].But still that complaint not been solved by HDFC Credit Card department and my account is still in debit by Rs38722 which is not actually used by me.

                This shows the lethargic approach from HDFC Credit Card department and this leads to the cyber crime of credit card.

                I have already submitted written complain to locak polica station but they have not still registered my FIR.

                For details or communication kindly contact me on [protected] or [protected]
                Mail ID:alkesh.[protected]@gmail.com
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                  M
                  mukesh_amit21
                  from Ludhiana, Punjab
                  May 16, 2012
                  Resolved
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                  Address: Jalandhar, Punjab

                  Respected Sir/Mam,

                  में अमित मेहता S/o Sh सुरिंदर कुमार मुहला आदर्श नगर शाहकोट जिला जालंधर का रहने वाला हु | मैंने 16 नवबर 2011 को HDFC बैंक ज्वाइन कया था मेरा एम्प्लोयी कोड CA34348 है मजे मेरे बॉस SUKHWINDER SINGH NANDHA की वजह से जॉब छोडनी पड़ी | क्यों की उन की ROODH LANGUAGE थी | मेरे साथ उन्होंने कई बार गलत ढंग से बात की. |फिर मैंने 28 फरबरी 2012 को जॉब छोड़ दी और मुझे कहा गया की तुम्हारी तनख्याह( FULL AND FINAL ) एक महीने तक आ जाये गी | आज 16 MAY 2012 हो गए है पुरे दो महीने से ऊपर हो गए है मगर मेरी तनख्वाह अभी तक नहीं मिली मुझे | कई बार ऑफिस जा चूका हु बहुत बार फ़ोन किया सही बताते ही नहीं है हर बार नया बहाना | कबी कबी तो मेरा फ़ोन ही नहीं उठाते गलती से अगर उठा बी लिया तो किसी और को पकड़ा देगे और बोल देंगे की सर BUZY है या सर यहाँ नही है | कृपया मेरी तन्खवाह तो दिया दीजिये | मे क्या करू जिस से मेरी तन्खवाह मुझे मिल सके | मैंने कोई भी छुटी नहीं की बैंक से इस महीने फिर भी मेरी तन्खवाह रोक रखी है मेरी मदद करो
                  SHAHKOT JALANDHAR BRANCH CODE 1829 HDFC BANK इस बराच में बहुत गड़बड़ी है बहुत गलत काम होते है लोगो के SIGNATURE खुद ही बॉस कर देते है और जाली डिग्री भी बनाते है जिस के बदले में पैसे लेते है और बैंक में लगवा देते है फिर उस का बैंक कोड आ जाता है और काम करना स्टार्ट कर देता है एस्से बहुत काम है जो वो गलत करते है
                  AMIT MEHTA
                  [protected]
                  PLS HELP ME
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    S
                    Suraj V Kamble
                    from Pune, Maharashtra
                    May 16, 2012
                    Resolved
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                    Resolved

                    Address: Pune, Maharashtra

                    Hi I am Suraj Kamble worked in HDFC Bank KalyaniNagar Branch in From June 2007 To Feb 2008 as Sales Excutive. I Cannot received PF. My Empoyee Code CK04123. Last 4 years i follow this problem to HDFC bank but they not take my problem sincerly . Please solved my issue.



                    SURAJ V KAMBLE

                    Cell.No.[protected]/[protected]
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    Regarding P.F
                    Dear sir/mom

                    HDFC BANK Pvt.Ltd.


                    Subject :- Regarding Provident fund

                    Sir
                    I am Suraj Kamble and my emp. id is CK04123. i was joined 13 july 2007 and i was working 31 January 2008.but i did not got P.F.
                    please sir give my P.F of total working days. sir i had lot of call in mumbai head office.
                    on any response . so please sir kindly take care my case . i m waiting for your response.


                    Thanks
                    SURAJ V KAMBLE
                    [protected]
                    Email.[protected]@gmail.com
                    This is Niharika Sharma, I was a employee of Hdfc bank rajouri garden J12/21.Employee code CN14685.

                    I have left the premises in 27th february 2012 and not yet able to apply even because address for courier given to me was wrong.I have sent it twice.
                    On the daily basis I have to cal them and ask for the address and they always use to they will search..then do not replay.

                    Kindly provide me the address and the form to apply for provident fund.


                    Regards
                    Niharika Sharma
                    Please write to [protected]@hdfcbank.com with your details. They will be able to assist you.
                    sir&madam,

                    my name is VIPUL MEHRA, my emp. code is 67910, (insurance coex department) i have done worked in hdfc bank in golden temple branch, my joing date is
                    [protected] and resignation date is[protected] i have not recived my pf amout so kindly inform me how to get my provident fund as soon as possible.

                    WITH REGARDS,

                    VIPUL MEHRA
                    SERVICE HEAD

                    THERMAX LTD.
                    (M):[protected]
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                      santosh kumar shee
                      from kolkata, West Bengal
                      May 15, 2012
                      Resolved
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                      Resolved

                      Address: South 24 Parganas, West Bengal

                      Copy of letter
                      To,
                      The Grivence Cell Officer,
                      HDFC Bank Credit Card Division.Thiruvanmyur,PO-Chennai-600041. Sub.-Cancilation o[censored]nauthorised deduction of Rs. 30000/- by country club, kolkata
                      Ref.-E_mails with Balaji RG,Deputy Manager - Correspondence Customer Services, HDFC Bank Credit Card Division and charged dispute form.
                      Dear Sir,
                      My credit card no HDFC credit card no [protected] was charged wrongly with falls statement for Rs. 30000/- by country club, kolkata with 18 EMI .It was verbally asked to verify the card balance against a purchase scheme of club member-ship for one time payment of Rs 71000/- and suddenly they (two club representative named Himadri Roy & Biswajit Roy) took the card and charged the amount at their club premises at Marlin Homeland 5th fl. 18-B, Asutosh Mukherji Road, invited by Rupa Chakraborty on 07/04/12, though on written document their office address is 86-B/2-1st floor Gajaraj chambers, park circus connector, Topsia road, kolkata-46. My balance was Rs.26004/- only on that time . They mislead the customers which may be viewed seriously and the said transaction may kindly be cancelled immediately.This is a crime with the customer as well as It is a totally ill-legal manner/ activity. It can not be done in any circumstances. You do not replied on this important point or, silent regarding on that very legal issue. How u permit the country Club to do so?
                      The receipt was wrongly made signed by them which I disagree totally. This is a crime with the customer which may be placed to Customer Protection Court / Consumer Forum. Informed for your kind consideration.
                      Your customer care was contracted by me on 9/4/12 at 18-00 hrs and the person with whom I talked with- Madam Mohua. On her suggestion I faxed one charged dispute form to yr. no.[protected] on 10/4/2012 and the same was dropped at your drop box at BBD Bag Br., Kolkata-1 with documents.
                      I send you E_Mail on 12/4/12, 13/4/12, 16/4/12, 19/4/12, 26/4/11, 27/4/12 ,29/4/12, .2/5/12 3/5/12/, 7/5/12, 11/5/12 at 6.04 pm and 6.23 pm.
                      Till date you do not reply the cause of '' overdrawn amount without my permission/consent", I asked you repeatedly and what is the term & condition?
                      You wrote in your last mail dated 11/5/12 "In this regard, we wish to inform you that basis the interactions you had with the merchant, we have initiated our liaison with the concerned merchant establishment on best effort and shall be in receipt of revert from them in 50 working days. In view of the same, we shall revert once we receive response from them and our investigations get completed. "
                      In ref. to the above, as you charge the disputed amount of Rs1667.67 for Counntry Club in this month statement dated-2/05/12, may be withdrawn immediately and sent revised statement for payment.
                      Kindly consider the case and do the needful immediately as I am a valued customer of your bank for a long time.
                      I request u to cancel the said transaction and refund the same to my card balance on urgent basis, otherwise I have to take the whole issue to CONSUMER FORUM/ COURT and also higher Court for protection of customer & also I have to inform the whole matter to Govt. Financial Institutes like as RBI etc.
                      The decesion is also to be taken by me for withwrawan my card-membership immediately from your bank for lifetime.
                      Enc.-Copy of E_Mail to Country Club With regards,
                      Dated14/05/2012 (Mr. Santosh Kumar Shee)
                      M [protected],Base Ph.[protected].
                      My office-O/o the CCA, WB circle.Dept. of Telecom. Govt of India.at 8. Esplaned East,
                      Designation- Asst. Communication Accounts Officer(Gazetted)


                      ***Copy of E_Mail to [protected]@countryvacationsmail.com
                      Deduction of Rs.30000/- againest HDFC credit card on 07/04/2012 for vacation life membership o[censored]r club
                      FROM: santosh kumar
                      TO: [protected]@countryvacationsmail.com
                      CC:customerservices.[protected]@hdfcbank.com,Thursday, 26 April 2012 7:40 PM
                      Sir,
                      I and my wife were called for publicity campaign of your company with a offer of a free gift at your club premises at Marlin Homeland, 5th fl. 18-B, Asutosh Mukherji Road, invited by Rupa Chakraborty on 07/04/12, though we saw latter on written document your office address is 86-B/2-1st fl.,Gajaraj chambers,park circus connector,Topsia road, kolkata-46.
                      Your staff (two club representative named Himadri Roy & Biswajit Roy) placed some plans for membership of your club, verbally and with a rough white paper, no printed scheme was shown, which is suspicious.Also offered some drinks, and we accepted the drinks. On the time of discussion going on, your staff offered one scheme for Rs.71000/- and asked, was I used any credit card? What was the credit limit? I answered, I am not confirm, but it may be near about 30000/- .
                      Then Mr Biswajit Roy took my HDFC Card and suddenly charged the amount for Rs. 30000/-against my HDFC credit card no xxxx xxxx xxxx 9583, when my balance was Rs.26004/- only, which I found latter after some quarry , It was also surprising, on that time, the said scheme of club member-ship was for a total amount of payment of Rs 71000/- was required . How they charged my card without my consent and without any arrangement of balance amount?
                      The receipt was wrongly made signed by them which I disagree totally. I felt letter , I was totally trapped. This type of action against a customer is a serious misconduct, mislead the customers and totally illegal. Now I have no fund is ready for payment. As per verbal discussion, it was then stated by me that my mother was very recent released from a Nursing Home and an expenditure was done for 1(one) Lakh Approx which was paid by me and I have the documents .They agreed and said ,no,no, u not to give any payment now. But they did the wrong thing with us.
                      Also overdraft can not be done in any circumstances without my permission which is a very important point and a very legal issue also.
                      Your club staff agreed to give some Ph. nos. and name of old customer then at the table in writing, again at the outside of the gate they said it will be send by massaging. Then on that office reception on last week another senior staff said (Named Imtiaz) No ,No, It only can give our Customer Care If they think fit. What is this ,one issue and three different wrong statements.., what is the policy ? I[censored] have anything!
                      So, I request u to cancel the said transaction and arrange to refund the same to my card balance on urgent basis,otherwise I have to take the whole issue to CONSUMER FORUM COURT, CONSUMER MINISTRY, GOVT. OF W.B. & also I have to inform the whole matter to Govt. Financial Institutes like as RBI etc., also I can go to the Higher Court because the matter is a case against PUBLIC INTEREST which are informed for your kind consideration please.
                      Kindly consider the case and do the needful immediately.
                      With regards,
                      (Mr. Santosh Kumar Shee)
                      Designation- Asst. Communication Accounts Officer(Gazetted).
                      Office-O/o the CCA, WB Circle, Dept.of Telecom. Govt of India. 8, Esplaned East, Rear Building, Kolkata-69.
                      M [protected], Ph.[protected]R),[protected]O).
                      (**Different reminders also send to Country Club, kolkata on 27/4/12, 30/4/12, 7/5/12, 11/5/12 etc. and over phone also to their three representatives as stated above.)
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        S
                        sumanuddyog
                        from Mumbai, Maharashtra
                        May 14, 2012
                        Resolved
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                        Address: North 24 Parganas, West Bengal

                        Sub: Complain against HDFC Bank credit card division- Kolkata. After settlement Card: [protected] dues but yet
                        not delet from CIVIL report. For that subject DHFL kolkata branch refuse to pay HBL loan after take processing fees advance.

                        Respected Sir/Madam,
                        I am Sankar Das Of South Habra, Swamiji Road, Habra, North 24 Parganas, Westbengal, 743263. By profession I am businessman. Nature of business is Cement sub dealer. Very recent I submitted a HBL loan application in DHFL kolkata Branch for purchase a ready house of our locality. I need Rs 850000.00 (Eight Lakh fifty thousand) as a loan. I have wife & 2 children they all of are select the property for our residence purpose. Last 2 months before I applied this loan in DHFL. After everything inspection now they are told me that they are unable to give this loan due to my "Civil negetive report". My family members are now totally tense about this subject. DHFL concern told me that there are two negetive report in my civil report. 1) Over dues in favour of my useing HDFC Bank credit card. The credit card number is [protected].Before 2 years I have a account with HDFC bank when HDFC bank credit card division sanction a credit card in favour of me.I am not comfortable with this technology so firstly I can't used this card. After some months listen about this method slowly I used this card for purchase some household & pursonal materials & also repayment this dues within their mention time properly. They are told me that if you repaid your dues within 52 days of your billing date when there are no interest will be paid but when they send me statement I found that Rs 200, 300, 400 etc added with that bill. This is very unhappy of me. When there are also a subject happened that was HDFC bank credit card division customer care over the telephone a health mediclaim policy issue in favour of my family. After every month they send me a bill of statement of that mediclaim policy.This is very wrong with me because when I have already mediclaim policy for my family. So after some months I called the representative who endorse the credit card. I told him every things he also agrre with me that no one company issue mediclaim policy over the telephone without the signature of applicant. Then I called the representitive of HDFC Bank credit card division then after all discussion he understood my problem & also agrre with my argument. Then after some days they are send me a proposal for settlement this dues. When I totally settlement this dues with Rs 8000.00 (Probably when dues was 16000.00 approx). They give me settlement copy & Rs 8000.00 bill. 2) Onether dues in Civil report is Loan against Share Rs11000 (Approx). I somely declare that I have not any loan against Share.I have only a demat account with Anandrathi Share & Stock Brokers Ltd. There I have only Rs 426 is debit balance & I have 1137 KGL (Karutari Global Ltd) share in my account. I have also attach this application all relevant papers scan copy.

                        So Sir/Madam you are easily understood my problem. I am a businessman I can't purchase this house without HBL loan. My wife & children everyday told me that when we would be honour of this house?? but I can't tell them "Your husbend or father's profile is negetive in the Civil report so company yet not agree for funding". After investigate all things you will be give any suggesstion for that subject???? Sir/Madam I request you that after investigate all things in favour me & if satisfied of my statement when please take proper step in favour of me & also inspect my business reputation in our locality. Sir please to do somethings for my appeal to take HBL loan for purchase ready house for my family members. I hope your kind cooperation. I wish your ever success in future.
                        Thanking you.

                        Place:South Habra, Habra Yours Faithfully
                        Date : 12/05/2012 Sankar Das





                        My Particulars are given below:

                        1) Name : SRI SANKAR DAS
                        2) Fathers Name : Sri Bhuban Ch Das
                        3) Address : South Habra, Habra, 24 Pgs(N), Westbengal, 743263
                        4) PAN : ANOPD5869M
                        5) Date of Birth : 10/10/1965
                        6) Contact No : [protected]
                        7) Credit Card No : [protected]

                        Note: Attach with this application 1) Settlement Bill 2) Settlement no objection copy. 3) Share stock statement ledger
                        4) Companies declaration mail.
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        hdfcbank — up date of my card

                        dear sir, i was having a dispute regarding payment earlier but i made the payment in march 08. i was told through your recovery department that ther is no dues in my account and your account will be up dated after six months.but already nine months have been passed and my card has not been updated so far.i am contacting through custmer care for updating my card but nothing have been done till date. i have been given icomplaint no.[protected].so you are requested to up date my card and issue me n o c immediatly on my e m ail [protected]@yahoo.co.in my card no.[protected]

                        HDFC Bank — about credit cards dues

                        HDFC BANK HAD TRANSFER 22500 RUPEES ON MY CARD ON REQUEST. BECAUSE THERE IS OFFER THAT THESE MONEY WOULD REFEND IN EMI BASIC. I HAD PURCHASE ONLY 1870 RUPESS FROM MY CARDS.

                        against RS 24370 I have already paid amount of rupees 34172.00 rupees

                        till today it shows oustanding against my cards is 38048 rupees.

                        it is kindly requested to you please llok into matter and guide me. what should i do.


                        thanks & regards
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                          C
                          CSSandip
                          from Mumbai, Maharashtra
                          May 14, 2012
                          Resolved
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                          I have applied for loan and got approval but still property is under process of approval since 4 months.
                          After getting into touch with branch office they can't give us proper info and even direct person contact who is looking after the tech. & legal clearance of the property in Mumbai.

                          The service of HDFC is very slow and complicated as compare to other pvt. bank in the market. They should improve their services of home loans.

                          Executive, who has collected doc. from us is also given us false information that project approved by bank and now we are facing the lots of problems due to fraud executives of the bank. They are giving us fake information even they are representing to bank.

                          Indirectly bank is involvee in the things made by executives like as providing wrong information, giving improper knowlege, making misrepresentation etc.

                          HDFC : Pls note above & take care.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          My file No .[protected] and I have given all the documents to Rajkot branch. They have suppose to call me for disbursement. But at last week Rajkot HDFC branch told me at last moment that APF for the property which have booked in Indraprastha Adai village, Panvel has not been done . So the builder has to submit the file to HDFC branch Panvel for this and then they will generate the APF no. from there. Rajkot branch also told me that they have already talk with Panvel branch regarding this issue . According to that I have Requested the Builder to submit the project file in HDFC Panvel branch. Last Tuesday on 29th May my borther Personaly shown the project file of indraprastha project Adai panvel to HDFC Panvel . They told him that we are not funding in Gavthan area and so that we can’t approve this project. HDFC has sanctioned me the loan on 24th Feb 2012. I have submitted all the documents like original sale deed, ECS form (sign verification from axis bank) also. I have submitted allotment letter given by the builder to HDFC on first day only while signing the loan form in which property location has been clearly mentioned. It is the responsibility of HFDC to do verification of the property approval (APF no) from their side before giving loan sanction letter to customer. Now builder is asking for the money from me and you people are not giving disbursement of the loan due to APF issue of the property. If I have not paid the demanded amount i am going to loose that property in june 2012. I am kindly requesting you to help in this case and solve the matter immediately, otherwise HDFC should pay me financial compensation for all this stupidity form HDFC.ltd Rajkot branch.
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                            J
                            jsukumar
                            from Surat, Gujarat
                            May 12, 2012
                            Resolved
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                            Address: Bangalore, Karnataka

                            HDFC bank representative by name Priya has been calling me to convince to apply for a credit card. I've decided to apply based on the offers and the promises she made over the phone. Most importantly the HDFC Platinum card they offered is a special offer card for the Corporate I work with. She said, the application form and the kit explains all the mentioned offers as well. An executive visited my house and collected the documents like, ID card copy, my two months payslip, a photo and a phone bill as address proof. But the application form he showed me was not at all the one Priya specified. I asked about it and he said, it is difficult for him to carry all the company kits. Any application form is enough to process the request and he just made me sign the forms and not filled any details. Two days later another lady called in asking the details to be filled in the form. I gave all my personal details over the phone. After these proceedings, when I tried following up on the status of the card, the response was so tedious and ridiculous. Nobody cared to give any status updates. Finally I received a tracking number [protected]S2 from the bank. Tracked the details after 5 days and found the status as Disapproved. No reasons are mentioned anywhere. After applying, I never received any verification call on my office extension and my reference number given. There is no respect or response from Priya who initially promised so many offers and gave her number to contact if I am not getting the status from Bank. I need justice and respect for the time I wasted and applied for the so called Credit card for the Bank.
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            What happened at last? Did u get the card? Or was it a fraud????
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                              P
                              prasun das
                              from Delhi, Delhi
                              May 12, 2012
                              Resolved
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                              Address: Bardhaman, West Bengal

                              To,
                              The Branch head,
                              HBL GLOBAL SOLUTIONS

                              11 may 2012,

                              Sir,
                              I wish to draw your kind attention towards the resignation of my job.

                              I was an employee of Auto-loan in Durgapur of HDFC BANK in Benachity branch and now I want to resign this company due to lack of sourcing channels and the main reason to leave this company is due to the rude misbehavior of sales manager Mr. Apurba Das. I hope you accept my resignation and think so that other employee does not face this problem which i had to face and i beg you for my experience certificates and provident fund money to get back as soon as possible.

                              i want you to cooperate with me and sanction my resignation.My contact number is [protected]

                              yours sincerely,
                              Prasun Das
                              (employee)(code-P14744)
                              (Uttar Pally H.No- 69 M.A.M.C Durgapur-713210)
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              i want my resignation acknowledgment papers and terminate our auto-loan sales manager Mr. Apurba Das of Durgapur HDFC BANK, Benachity so that other employee does not face any problem further.
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                                S
                                sidshtv
                                May 12, 2012
                                Resolved
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                                Address: Pune, Maharashtra

                                sir
                                I Siddharth Shtivastava Student BVP New law college. My a/c is with Axsis bank. On 8th may my card was captured in HDFC bank ATM Located between Jangli maharj road and furgusson college road. on 9th i went to HDFC bank office located in millenium towers Bhandarkar road i was told by one person in office that they dont have my ATM and asked me come next day. So again i went to same office on 10 and i was told that they have my ATM card but will not hand over the same till i reactivate my cad and prove it to them that it belonged to me by doing balance enquire so i mad an application in Axsis bank kothrude branch and was told that it will take 24hrs to reactivate my card . Then i again went to the same office but was told that the office have been shifted and they dont have the address and asked me to take it from customer care no [protected] i called thrice but was not provided with any information and was told to come again next day . I was told by the officer on 9th that i will have collect my card within 3 day otherwise they will destroy my card . sir please help me by providing any suitable relif as soon as possible
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  M
                                  M Ravichandran
                                  from Chennai, Tamil Nadu
                                  May 11, 2012
                                  Resolved
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                                  Address: Tamil Nadu

                                  THE HDFC BANK STAFF DID NOT BOTHER TO BELIEVE THAT A CUT & TORN NOTE WAS PLACED IN THEIR ATM NO 8657.
                                  THE COMPLAINT THRU EMAIL TO CUSTOMER CARE ID SENT ON 24.4.2012 DID NOT YIELD ANY RESULT.
                                  COPY OF THE COMPLAINT WITH DETAILS GIVEN BELOW.
                                  To: n.[protected]@hdfcbank.com

                                  Dear Sir,
                                  I have an SB account[protected].
                                  I withdrew an amount from HDFC Bank ATM using an SBI card in Chennai. One of the Rs.100 was torn and pasted. I immediately went to the nearest HDFC Bank Branch, C P Ramaswamy Road, and made a complaint. But the Bank’s representative categorically denied that such kind of notes are not placed in ATMs. I told him the fact is that I got a torn note from the HDFC ATM. I did not take a receipt since I get electronic statements from my Bank and I sincerely do not want a transaction slip. He refused to accept my complaint. I subsequently downloaded a statement from SBI which clearly indicates my withdrawl from HDFC ATM 8657.

                                  The HDFC staff belive their system rather than the customer. I could have easily got this note changed but my intention was to inform such occurences to the Bank Staff so that another custoner is affected the same way. I I feel insulted by the treatment by Bank Staff.
                                  Last time I had a similar experience and I withdrew Rs.10 lakhs from my HDFC account and deposited in another Bank,

                                  HDFC Bank staff are encouraging customers like us to go to different Banks.

                                  I just wanted a reply from your staff that they will verify and see that torn notes are not placed in ATMs. I can get this torn note replaced in any one of my Banks where they treat customers better.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
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                                    C
                                    CSSandip
                                    from Mumbai, Maharashtra
                                    May 11, 2012
                                    Resolved
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                                    Address: Mumbai City, Maharashtra

                                    I have applied for Home loan in HDFC Bank Ltd. before 2.5 months & I got approval letter dtd. 05/04/2012 with spl condition of Legal & Technical clearance of the property.
                                    The builder has submitted all the necessary documents to bank in the month of Jan 2012 but there was not any response/ communication from bank regarding status of the apporval.
                                    After the many visits by myself (1.5 months later) I got information from Andheri E brach that, some docu. are pending. Even the same doc. has been already submitted by builder to bank.
                                    Now builder has again submitted the requested doc. to HDFC BANK for property approval.
                                    I am waiting for positive response and reply for speedy approval.
                                    I am really fade from this job, everytime taking the follow up of bank by mail, ph. calls but as usual they are not abide to give mail reply to customer and ph. call connects after long try of 10-15 minutes. It is so difficult to go and visit to branch everytime due to my office work. I don't know the proper officer with whom should I contact?
                                    Requesting proper information / solution on the above matter on : [protected]@gmail.com

                                    Thanks.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      T
                                      tutudabhadury
                                      from Delhi, Delhi
                                      May 10, 2012
                                      Resolved
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                                      Address: North 24 Parganas, West Bengal

                                      Dear Sir,
                                      The Trailing mail already states that the HDFC Bank Personnel have charged more money from me and they are pretending not to understand and neither thay are returing my money back.This is the nature of HDFC Bank, Salt Lake Branch, Kolkata. official.Whenever they are getting chance they are trying to cheat its customers.
                                      regards,
                                      Kaushik

                                      Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]Tuesday, April 24, 2012 6:09 AMFrom: "kaushik bhadury" <[protected]@yahoo.com>View contact detailsTo: "Kaushik" <[protected]@fwuk.fwc.com>

                                      --- On Sat, 2/4/12, kaushik bhadury <[protected]@yahoo.com> wrote:


                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      Subject: Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: customercare.[protected]@hdfc.com
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Saturday, February 4, 2012, 1:39 AM


                                      Dear Sir/Madam,
                                      Since your rate of interest changed from Oct.2011 10.25% to 10.75% but you have charged me 10.75% on sept11 onwards i.e 11684/ on Oct.11 11684/ nov11 11284/.below mentioned chain of mail is for your reference.
                                      regards,
                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:


                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Friday, February 3, 2012, 10:01 PM


                                      Please put forward your queries through customercare.[protected]@hdfc.com .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 02/03/2012 10:40 PM
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]


                                      [protected][protected][protected][protected]



                                      I want your Accounts Dept. email address.and the name of responsible person whom to contact.

                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Friday, February 3, 2012, 4:56 AM

                                      Dear Mr Bhadury ,

                                      This is to intimate you again that the ROI charged against the loan #[protected] for Sept'11 was 10.25% and for Oct'11 was 10.75%.
                                      For any further queries please contact accounts department in 23018300,22481981,22481308 or 66086200 .


                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: joyostutim <[protected]@hdfcsupport.co.in>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 02/02/2012 11:36 PM
                                      Subject: Fw: Re: FW: Check/Draft Loan A/C no.[protected]



                                      [protected][protected][protected][protected]



                                      Dear Mrs Joyostuti Mani


                                      Now do you accept that you have charged access amount for the month of Sept2011?
                                      regards,
                                      Kaushik Bhadury

                                      --- On Mon, 1/30/12, kaushik bhadury <[protected]@yahoo.com> wrote:

                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Monday, January 30, 2012, 8:26 AM

                                      Dear Mrs Joyostuti Mani,
                                      If you believe that you have not charged me PEMI from Sept2011 then please refer this chain of mail you have mentioned as below.

                                      Dear Mr Bhadury ,

                                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                                      The EMI received against the same was Rs 10251/-.
                                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]

                                      Kaushik Bhadury


                                      --- On Mon, 1/30/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Date: Monday, January 30, 2012, 12:46 AM

                                      Dear Mr Bhadury,

                                      As per the system the ROI of 10.75% has been charged wef Oct'11.



                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Date: 01/25/2012 09:41 PM
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]




                                      [protected][protected][protected][protected]



                                      But Mrs Joyostuti Mani, you have charged 10.75 % rate of interest from sept. 2011 onwards.Please check.

                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Tue, 1/24/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Date: Tuesday, January 24, 2012, 11:03 PM

                                      Dear Mr Bhadury ,

                                      The Rate of Interest has changed to 10.75% wef Oct'11 as was intimated to you earlier.



                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 01/22/2012 10:53 PM
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]





                                      [protected][protected][protected][protected]



                                      Dear Joyostuti Mani,
                                      Please check Interest rate 10.25 percent Previous rate of interest) changed to 10.75 percent from 1st oct. 2011.How are you charging me the interest rate of 10.75 from sept. 2011 as being mentioned by you in the below mail.
                                      regards,
                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 12/16/11, Bhadury, Kaushik <[protected]@fwuk.fwc.com> wrote:

                                      From: Bhadury, Kaushik <[protected]@fwuk.fwc.com>
                                      Subject: FW: Check/Draft Loan A/C no.[protected]
                                      To: "[protected]@yahoo.com" <[protected]@yahoo.com>
                                      Date: Friday, December 16, 2011, 7:35 PM


                                      From: [protected]@hdfcsupport.co.in [mailto:[protected]@hdfcsupport.co.in]
                                      Sent: Thursday, December 15, 2011 5:41 PM
                                      To: Bhadury, Kaushik
                                      Cc: [protected]@hdfc.com
                                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                                      Dear Mr Bhadury ,

                                      With reference to your mail seeking query ,the below mail was sent to you on 10.12.11.
                                      The same is forwarded to you again.

                                      The excess PEMI of Rs 1433/- was taken to compensate the deficit emi for the month of Sept'11.

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]

                                      ----- Forwarded by Joyostuti Mani/HLSIL/Calcutta/HDFC on 12/15/2011 05:34 PM -----
                                      From: Joyostuti Mani/HLSIL/Calcutta/HDFC
                                      To: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 12/10/2011 01:50 PM
                                      Subject: RE: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]






                                      Dear Mr Bhadury ,

                                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                                      The EMI received against the same was Rs 10251/-.
                                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]


                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>, "[protected]@hdfcsupport.co.in" <[protected]@hdfcsupport.co.in>
                                      Date: 12/09/2011 12:08 PM
                                      Subject: RE: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]







                                      Till Date I have not got any reply.

                                      regards,
                                      Kaushik Bhadury,
                                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK


                                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                                      Sent: Tuesday, December 06, 2011 7:20 PM
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: Bhadury, Kaushik
                                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                                      Please look into.

                                      Regards,

                                      RADHA CHATTERJEE

                                      ----- Forwarded by Radha Chatterjee/Calcutta/HDFC on 12/06/2011 07:19 PM -----
                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 12/06/2011 09:37 AM
                                      Subject: RE: FW: Check/Draft Loan A/C no.[protected]










                                      [protected][protected][protected][protected]





                                      Madam,
                                      I have collected the Check and I am having a query Pre EMI interest for the month of December is Rs,2837.00 this is alright and one more thing you have claimed that is EMI Dues Rs,1433.00.
                                      Every month I am paying my EMI in right time mentioned by you so how EMI Dues will occur. Please clarify.

                                      regards,
                                      Kaushik Bhadury,
                                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK



                                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                                      Sent: Thursday, December 01, 2011 6:13 PM
                                      To: Bhadury, Kaushik
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]

                                      Dear Sir,

                                      Your disbursement cheque will be ready on 3rd Dec. You may collect the same from our office after 1.30 pm.

                                      With regards,

                                      RADHA CHATTERJEE
                                      HDFC LTD.
                                      SALT LAKE OFFICE
                                      PH # 23215060



                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfcindia.com" <[protected]@hdfcindia.com>
                                      Date: 12/01/2011 12:43 PM
                                      Subject: FW: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]






                                      Please confirm me if it is being prepared or not.

                                      From: Bhadury, Kaushik
                                      Sent: Thursday, December 01, 2011 8:33 AM
                                      To: [protected]@hdfcindia.com
                                      Subject: Check/Draft

                                      Dear Sir,
                                      Please issue an Cheque/Draft of Rs, 3,32,115/ (Three lakh thirty two thousand one hundred and fifteen Indian Rupees only) in favour of ''SPACE RICE PROJECTS PVT. LTD."
                                      And please handover to my wife Mrs,Mausumi Bhadury.On 3rd December 2011 morning she will be reaching your branch to collect the cheque/Draft.
                                      regards,
                                      Kaushik Bhadury,
                                      Senior Construction Engineer (Mechanical)- IOCL Paradip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK
                                      Aug 13, 2020
                                      Complaint marked as Resolved 

                                      HDFC Bank - Housing Loans — HDFC Housing Loans

                                      Friends,

                                      I have applied for HDFC housing loan 3 months back and they haven't responding about status of loan yet, even though processing charges Rs 12000 was taken. Any one in same boat?
                                      .Dear Sir,
                                      The Trailing mail already states that the HDFC Bank Personnel have charged more money from me and they are pretending not to understand and neither thay are returing my money back.This is the nature of HDFC Bank, Salt Lake Branch, Kolkata. official.Whenever they are getting chance they are trying to cheat its customers.
                                      regards,
                                      Kaushik

                                      Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]Tuesday, April 24, 2012 6:09 AMFrom: "kaushik bhadury" <[protected]@yahoo.com>View contact detailsTo: "Kaushik" <[protected]@fwuk.fwc.com>

                                      --- On Sat, 2/4/12, kaushik bhadury <[protected]@yahoo.com> wrote:


                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      Subject: Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: customercare.[protected]@hdfc.com
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Saturday, February 4, 2012, 1:39 AM


                                      Dear Sir/Madam,
                                      Since your rate of interest changed from Oct.2011 10.25% to 10.75% but you have charged me 10.75% on sept11 onwards i.e 11684/ on Oct.11 11684/ nov11 11284/.below mentioned chain of mail is for your reference.
                                      regards,
                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:


                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Friday, February 3, 2012, 10:01 PM


                                      Please put forward your queries through customercare.[protected]@hdfc.com .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 02/03/2012 10:40 PM
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]


                                      [protected][protected][protected][protected]



                                      I want your Accounts Dept. email address.and the name of responsible person whom to contact.

                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Friday, February 3, 2012, 4:56 AM

                                      Dear Mr Bhadury ,

                                      This is to intimate you again that the ROI charged against the loan #[protected] for Sept'11 was 10.25% and for Oct'11 was 10.75%.
                                      For any further queries please contact accounts department in 23018300,22481981,22481308 or 66086200 .


                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: joyostutim <[protected]@hdfcsupport.co.in>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 02/02/2012 11:36 PM
                                      Subject: Fw: Re: FW: Check/Draft Loan A/C no.[protected]



                                      [protected][protected][protected][protected]



                                      Dear Mrs Joyostuti Mani


                                      Now do you accept that you have charged access amount for the month of Sept2011?
                                      regards,
                                      Kaushik Bhadury

                                      --- On Mon, 1/30/12, kaushik bhadury <[protected]@yahoo.com> wrote:

                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: Monday, January 30, 2012, 8:26 AM

                                      Dear Mrs Joyostuti Mani,
                                      If you believe that you have not charged me PEMI from Sept2011 then please refer this chain of mail you have mentioned as below.

                                      Dear Mr Bhadury ,

                                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                                      The EMI received against the same was Rs 10251/-.
                                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]

                                      Kaushik Bhadury


                                      --- On Mon, 1/30/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Date: Monday, January 30, 2012, 12:46 AM

                                      Dear Mr Bhadury,

                                      As per the system the ROI of 10.75% has been charged wef Oct'11.



                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Date: 01/25/2012 09:41 PM
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]




                                      [protected][protected][protected][protected]



                                      But Mrs Joyostuti Mani, you have charged 10.75 % rate of interest from sept. 2011 onwards.Please check.

                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Tue, 1/24/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                                      To: "kaushik bhadury" <[protected]@yahoo.com>
                                      Date: Tuesday, January 24, 2012, 11:03 PM

                                      Dear Mr Bhadury ,

                                      The Rate of Interest has changed to 10.75% wef Oct'11 as was intimated to you earlier.



                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]



                                      From: kaushik bhadury <[protected]@yahoo.com>
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 01/22/2012 10:53 PM
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]





                                      [protected][protected][protected][protected]



                                      Dear Joyostuti Mani,
                                      Please check Interest rate 10.25 percent Previous rate of interest) changed to 10.75 percent from 1st oct. 2011.How are you charging me the interest rate of 10.75 from sept. 2011 as being mentioned by you in the below mail.
                                      regards,
                                      Kaushik Bhadury
                                      Senior Construction Engineer(Mechanical)
                                      Foster Wheeler India Pvt. Ltd.
                                      Email [protected]@yahoo.com
                                      [protected]@gmail.com
                                      Ph. +91 [protected]

                                      --- On Fri, 12/16/11, Bhadury, Kaushik <[protected]@fwuk.fwc.com> wrote:

                                      From: Bhadury, Kaushik <[protected]@fwuk.fwc.com>
                                      Subject: FW: Check/Draft Loan A/C no.[protected]
                                      To: "[protected]@yahoo.com" <[protected]@yahoo.com>
                                      Date: Friday, December 16, 2011, 7:35 PM


                                      From: [protected]@hdfcsupport.co.in [mailto:[protected]@hdfcsupport.co.in]
                                      Sent: Thursday, December 15, 2011 5:41 PM
                                      To: Bhadury, Kaushik
                                      Cc: [protected]@hdfc.com
                                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                                      Dear Mr Bhadury ,

                                      With reference to your mail seeking query ,the below mail was sent to you on 10.12.11.
                                      The same is forwarded to you again.

                                      The excess PEMI of Rs 1433/- was taken to compensate the deficit emi for the month of Sept'11.

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]

                                      ----- Forwarded by Joyostuti Mani/HLSIL/Calcutta/HDFC on 12/15/2011 05:34 PM -----
                                      From: Joyostuti Mani/HLSIL/Calcutta/HDFC
                                      To: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 12/10/2011 01:50 PM
                                      Subject: RE: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]






                                      Dear Mr Bhadury ,

                                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                                      The EMI received against the same was Rs 10251/-.
                                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                                      Click here to Choose Electronic Clearing Service (ECS) on web
                                      Regards
                                      Joyostuti Mani
                                      Ph:[protected]


                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>, "[protected]@hdfcsupport.co.in" <[protected]@hdfcsupport.co.in>
                                      Date: 12/09/2011 12:08 PM
                                      Subject: RE: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]







                                      Till Date I have not got any reply.

                                      regards,
                                      Kaushik Bhadury,
                                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK


                                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                                      Sent: Tuesday, December 06, 2011 7:20 PM
                                      To: [protected]@hdfcsupport.co.in
                                      Cc: Bhadury, Kaushik
                                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                                      Please look into.

                                      Regards,

                                      RADHA CHATTERJEE

                                      ----- Forwarded by Radha Chatterjee/Calcutta/HDFC on 12/06/2011 07:19 PM -----
                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>
                                      Date: 12/06/2011 09:37 AM
                                      Subject: RE: FW: Check/Draft Loan A/C no.[protected]










                                      [protected][protected][protected][protected]





                                      Madam,
                                      I have collected the Check and I am having a query Pre EMI interest for the month of December is Rs,2837.00 this is alright and one more thing you have claimed that is EMI Dues Rs,1433.00.
                                      Every month I am paying my EMI in right time mentioned by you so how EMI Dues will occur. Please clarify.

                                      regards,
                                      Kaushik Bhadury,
                                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK



                                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                                      Sent: Thursday, December 01, 2011 6:13 PM
                                      To: Bhadury, Kaushik
                                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]

                                      Dear Sir,

                                      Your disbursement cheque will be ready on 3rd Dec. You may collect the same from our office after 1.30 pm.

                                      With regards,

                                      RADHA CHATTERJEE
                                      HDFC LTD.
                                      SALT LAKE OFFICE
                                      PH # 23215060



                                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                                      To: "[protected]@hdfcindia.com" <[protected]@hdfcindia.com>
                                      Date: 12/01/2011 12:43 PM
                                      Subject: FW: Check/Draft Loan A/C no.[protected]









                                      [protected][protected][protected][protected]






                                      Please confirm me if it is being prepared or not.

                                      From: Bhadury, Kaushik
                                      Sent: Thursday, December 01, 2011 8:33 AM
                                      To: [protected]@hdfcindia.com
                                      Subject: Check/Draft

                                      Dear Sir,
                                      Please issue an Cheque/Draft of Rs, 3,32,115/ (Three lakh thirty two thousand one hundred and fifteen Indian Rupees only) in favour of ''SPACE RICE PROJECTS PVT. LTD."
                                      And please handover to my wife Mrs,Mausumi Bhadury.On 3rd December 2011 morning she will be reaching your branch to collect the cheque/Draft.
                                      regards,
                                      Kaushik Bhadury,
                                      Senior Construction Engineer (Mechanical)- IOCL Paradip Refinery Project
                                      Foster Wheeler(G.B.)Limited
                                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                                      Mob: +91 [protected]
                                      E mail : [protected]@fwuk.fwc.com
                                      www.fwc.com

                                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                                      Company Registered in England and Wales No. 745470

                                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK
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                                        mail2kotesh
                                        from Mumbai, Maharashtra
                                        May 10, 2012
                                        Resolved
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                                        Resolved

                                        Address: Bangalore, Karnataka

                                        It is a worst company, I ever seen till now....
                                        It is having lot of dedcutions while investing and while surrendering also it is worst
                                        So My sincere advice donot take hdfc standard life policy

                                        It is not "Sar utha key jeyoo" It is "Sar uthakey bheek mangaoo" for customers
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
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