HDFC Bank Complaints & Reviews

Hi

I had applied for personal loan of Rs 2.5 lac on 22nd Oct 2012 in HDFC

bank. Same evening I got a call from sales representative(Preetam Singh

Ranawat) and he offered me a processing fee of 1.5%. On 29th Oct 2012

disbursed loan was deposited in my account. Deposited account was Rs

2, 42.332.

According to my calculation only Rs 4000 approx needs to be deducted.

But they have deducted almost Rs 7500. I want to know why they have

deducted Rs 3500 and for what reasons.

Please look into this matter urgently.

Thanks
Mohinder

HDFC — High Interest Rate

HDFC is charging very high home loan interest rate from old customer. When Interest rates are increased, then its reflecting immediately but when decreaded then its only majoring benified to new customer.

New customer are getting approx 2% lesss interest rate than old customer. Why such big difference is here?

Same thing happened with me, I applied for an education loan with HDFC bank in July. They don't inform or respond to my calls and whenever I hear from them all I get is the routine answer of 'it's under process'. After persistently calling them they pick up the phone and tell me to call me after an hour because they're going to check. when you call after an hour they either don't pick up or tell you the same thing 'it's under process', 'it'll be cleared by tomorrow.
After 11 days of all this they told me everything will be cleared by Tuesday and I'll get the DD by Wednesday. It's Saturday now and my college has already opened and till today I have no idea if I'll get the DD next week or not. Because time was running out so I asked another person's contact number from the loan department. I was asked to contact Mr. Vishal Rajput (91-[protected]) who was the TL there, after calling him 4-6 times during the day he finally picked up. He informed that it's under process, I asked him why his team member was saying it's going to be cleared by Wednesday? he started shouting over the phone that he isn't the one who said I will get the DD by Wednesday and he is not liable what his team members say to me and then he started to scream and shout over the phone that I'm disturbing him and never to call on him again. He thinks he's not answerable to anyone and he has the right to mislead as well as shout at customers if they ask for the status of the loan process.
After everything said and done now I get to hear another tag line of 'it'll be cleared by tomorrow'. I have to answer my college that why I can't report to them on time because I myself don't know what's going or am I eligible for the loan or not or all the documents are correct or not. Because of their routinely answer of 'it'll be cleared by tomorrow' I have to ask college for some time. I've already rescheduled my reporting time with them 4 times already and now they ask me if I'm ever going to report since classes have already started. If I don't report next week I'll lose 35, 000 - which is the admission fee- and one year of my education.

Because of the slow processing and this misleading tag line of 'tomorrow it'll be cleared' I might lose my candidature with the college for not reporting on time and lose one year of my education. Thanks to the HDFC and their loan staff who never understands the urgency of the customer.

Credit Card — collection methos/satelment

Sir,
My credit card No[protected].
i have dues with my account.before two year i went your star bazar office at ahmedabad due to dispute in amount.Collection people behaved very badly.so account became over due.prviously my record was good.since few days your dehli executive following the matter and pressurising for immidiate satelment.I am ready to satale.but not agreed with amount offerd and payment instalment offered.Since last two days he has started to treatened to my wife.I clearly told that i am ready to sataled but not this way.
He is calling from[protected], 45673477, 45546749 his namly vinod(m-[protected]).Today he called twice and treatened my wife that i will send gunda party for collection and may be dengerous for your husband tell him.Is it way of collection?I am not affraid of law, police or my supirior.Have you given this much power to harrast your customer.
This way we can not come to conclusion.I request you to deput proper person who can help to solve the matter.On what ground he is harrasting my wife? I told him to contact me on my cell, i am always available on my cell .But he says i will continue to call your wife.Is it fare?
I am customer and ready to satale the matter.
Please do the needful and oblige.
I will be waiting for your reply and favorable action.
Truely yours,
Rajesh shah
[protected]

Hi,

My Name is Abhilash K Mistry. I m from Ahmedabad. I have ICICI Gold credit card. My total credit limit is Rs. 95000/-. and my Total outstanding is 98000/-. Since last 7 - 8 month i have pay only Minimum amount because intrest is too high and i dont have capacity to pay full amount. I have told ICICI bank customercare to convert my outstanding in to EMI. I will pay it by monthly installment. But bank person said that there is no any policy in our bank. Kindly do the needful and tell me some proper reasonable way to sattle my credit card.

Regards

Abhilash Mistry

HDFC Bank Credit Card — harrasing phone calls despite of total repayment of what ur company demanded

i dr vivek gupta had a hdfsbank gold card no.[protected].i had a loan settlement deal with ur bank peopleand i gave PDC acc. to schedule on the spot.all the payment was made on time and all my cheques cleared as per schedule exept one, where instead of jan09 year was written as jan 08 by mistake . when i came to kow the matter i made the remaining payment on very first call ...and total payment was completed.BUT phone calls started harrassing me all the time made me tensed, that i have to pay nearly RS. 5000 becos of panelty charges.when i was giving PDC to ur officer was he sleeping or what .how can u make me totallyressponsible for that, and that too i have rectified .but...ur phone callers misbaved, harresed, wasted my time wasted my patients time, used abusive language.distressed with all this and on assurance of one o[censored]r officer Mr.premji, that this is my NOCno., this is my REFUND NO. i payed RS.1930 more over and above acc. to repayment scedule.BUT... AGAIN same type of phone calls started asking for more payment .i think mein saari jindgi mein bhi aapke bank ka karz nahin utar sakta.NOW i have kept all details of credit card a/c, i have all details of repayment, and going for a legal refrance., before this i wanted to put forward this whole matter in front of banks higher officers . kindly look into it and repay my refund with COMPENSATION .

continuous harasment by phone no.[protected].

I have a HDFC Credit Card. In some months when I don't receive my salary on time, I am not able to make the Credit Card payment on time. But I always make it the next month. I have also stopped using this card.
Any month when I don't make the payment, the collection agency calls up ad start harassing me. Even if I tell them that I will make the payment next week, they will keep calling every few minutes.
Last week, when I was not at home and my daughter picked up the phone when they called, they started telling her that we know you are lying and that your mother is not making payment, etc. Why should they harass my daughter?

in case of delay. do drop a post dated cheque.

this should solve the problem. iam sure they will understand

SAVE YOUR MONEY!Settle your credit cards and personal loans in 20 to 50 percent of total outstanding call on [protected], [protected]. Debt Manage India

In spite of an assurance from HDFC that they will take care of this issue, nothing has been done.

Today the same guy called and started taunting me saying "Why are you working if you don't have any money? If you don't have money, come to me and I will give you some idea as to how to make money.", etc. I am really amazed that this is the way a reputed bank talks to its customers. There seems to be no difference between banks and personal money-lenders.

When I spoke to some friends, they say that this is HDFC's known method. There have been many instances when HDFC collection agencies have called and intimidated parents and other family members in the house.

Reserve Bank of India has laid down rules and regulations for the banks and other financial institutions on the code of conduct of recovery process. If any of the financial institutions or their representatives harass, threaten or intimidate you in any way, we definitely can stop it by taking appropriate legal action on your behalf against such actions. This is inclusive of filing criminal complaints against those who try to harass, threaten or intimidate you as well.

(If you have any more clarifications please feel free to contact me directly Marina:[protected] / [protected])

Hi! Advice you to contact the branch heads . Customer Care manager in writing.

You can further approach the Nodal Officers / Appetite Authorities of the Bank for their support and guidance, they have proved to be always helpful in such matters.

If this does not works, contact the nearest police station to file a complaint against harassment with the copy of the letter marked to the Customer Care Manager.

The legal authorities can take care of such a nuisance properly.

Hi,

My name is Sirisha, my husband is holding HDFC credit card, we were happy with the services and while purchase car we swiped the card for nearly 75000. Immediately we called customer service and informed them to convert it into EMI so that it would be easy for us to pay off and thought will try to close it as soon as possible. We swiped the card in JULY'12 and informed them before bill generation date but they took TWO months of time to convert it into EMI. We received call in SEPT'12 that our outstanding is 105000 . We called customer service regarding additional charges which are laid on us. We came to know that it is the interest amount, we explain them that we already informed in JULY to convert it into EMI but they did not do and came up with interest on our transaction which is not our headache. Somehow we paid nearly Rs 30000. We were unable to make payment from last 3months as my husband moved out of the job seeking new job and due to additional financial commitments. We got a call from collection agency regarding the payment. We informed them that we are in a process of going for settlement, we were informed by agent that our outstanding is 140000 and agent tells us that we have to pay at least 1, 00000 for settlement and demanded us to pay at least 30, 000 so that it will get reduce while settling the amount with bank . I seriously don't understand what these people are trying to do, we swiped for nearly 80000 and now they say that our actual outstanding is 140000. Everyday we are receiving 8-10 call regarding the payment, asking us to pay right away. We don't want to deceive anyone, we are genuine in our intentions and we want to settle it once we receive money which we are expecting in JUNE. Though repeatedly informing them they are calling frequently with threatening statements. These calls are harassing us mentally, i am loosing my mental peace because of these call. Please ADVICE us.

Mrs. Alka Narang, how can say u that dinesh threating u & talking abusing language. i[censored] have any recording, u have to upload that recording also. without proo[censored] should not blame on anybody. perhapes u r lieing. i[censored] had settled ur loan 2 years ago than ur loan was closed but u have not paid than ur loan has been running today also.

sir may policy no.13030337 hay or is policy ke bare my muje aaj din tak ye nahi bataya gaya hay ki ye policy aapki is product ke tahat ki gai hay muje ye policy aapke branch ke ampoly niraj rathi ne ki us samay bade pyar se bat karke jhut bolkar policy kar di fir mene unse stetmet maga us samay gandi galiya bolkar dara damakakar bej diya or kaha ki agar kisi ko bola to acha nahi hoga muje mere 75000 R/S CHAIYE muje inki bhut jayada jarurat hay isliye muje ye 75000 R/S dilvane ki kirpa karave

Dear Customer,

We'd like to know the reason why you feel this way about our services. Please write to [protected]@hdfcbank.com with your account and contact details, issue details and reference number TTU[protected]. We will get in touch with you.

Regards, Customer Assistance, HDFC Bank

HDFC Securities — Mandatory personal information

I have a demat trading account with HDFC sercurities. In the online trading account, after logging on, the site asks to confirm contact details and PAN details etc. But also it required information about income-range as a mandatory option. I called up the helpline number to find why was that a mandatory field. I was told by the bank that it is required as per RBI rules.
I am sure that RBI would not ask banks for these details, it is the bank who would be using the information to discriminate its customers, which I feel is totally wrong. I would like to get an authorized information regarding this, so please let me know whom should I contact with this regards?

Dear all,

Please share this information as much as possible having the problem with demat account with HDFC bank.

1. Choose the right demat branch of particular city where Client Modification requests is processed using this link (see more details of branch) http://www.hdfcbank.com/personal/find-your-nearest/find-demat-branch?ifn=no&...⇄

2. Submit the Application for Closing HDFC Securities Trading Account form to that branch. I am not sure this form is available on net but you can find in the link http://www.hdfcbank.com/personal/form_centers/form_centers or you may ask for same to [protected]@hdfcbank.com . More important to attached photocopy of pan card, voter card or any other accepted photo ID card and original should be produced at the time of form submission.

3. Wait for 3 day or week until de linking of trading account. If branch refuse to take form then fight for to accept and sent to respective branch.

4. Again visit the branch and submit the NSDL Closure form Beneficiary Account available on http://www.hdfcbank.com/personal/form_centers/form_centers or download as http://www.hdfcbank.com/assets/pdf/NSDL-Closure-Form.pdf

5. Wait for 3 day or week and bank will refund based on policy.

I have received the refund amount but it is less. The process is on going for the same.

Dear,

Pleae read my comment carefully, you will definetly find the solution

I have got an appointment latter for the post of ADMIN officer in HDFC Bank, in Allahabad.
My Details:-
Aplicant I.D:- [protected]
Referance No:- [protected]
Name:- Mohd Arfan s/o Mohd Akhlaq.
Add:- Jafarpur babuganj phulpoor Allahabad. u.p.
pin no 212404
e-mail:- arfan_ajanta.idea.[protected]@gmail.com
[protected]@gmail.com
Contact No- [protected]
[protected]

I HAD CALLED HDFC PHONEBANKING AND ENQUIRED ABOUT PERSONAL LOANS ON 2 JUL08.
IWAS INTIMATED THAT I WILLBE CONTACTED WITHIN 24 HRS AND I WAS CONTACTED. WHEN I WAS ASKED WHO ARE EMPLOYERS I GAVE THEM MY CUSTOMERID AND TOLD THEM I HAD A SALARIED ACCOUNT WITH THEM.
THE MOMENT I TOLD THEM IAM AN ARMY OFFICER THEY PROMPTLY HUNG UP.
AFTER AN HOUR I CALLED BACK ON THE RECD NO AND THE AGENT WHO ANSWERED THE CALL TOLD ME THAT ITS THE BANKS POLICY THAT THEY DONT GIVE LOANS TO ARMY OFFICERS AND REFUSED TO GIVE ME THE POLICY NO WHEN I ENQUIRED FOR THE SAME AND WAS RUDE ENOUGH TO TELL ME LOG ON AND FILE A COMPLAINT.
I DIDNOT KNOW THAT BEING AN ARMY OFFICER MAKES YOU BLACK LISTED.AND THIS IS THE SERVICE TO SOMEBODY WHO HAS SALARIED ACCOUNT IN THE BANK AND HAS BEEN BANKING WITH THEM SINCE ALMOST FIVE TO SIX YEARS.

i had applied for personal loan in hdfc bank and my application is rejected.the enquiry executive is threatening me to pay money.when asked why ishould pay even when i am not granted loan .he is telling processing fee, why should i pay processing fee when i am not granted loan

I am working in M/o Urban Development as U.D.C. and my gross salary is 17000 p.m. and net salary is 12000 p.m. I have applied for personal loan from H.D.F.C. Bank. One Shri Abhishek from HDFC Loan Deptt. contacted me and after taking my details told me that i am eligible for loan amount of Rs.100000 only and quoted rate of interest @30 percent reducing. I argued with him that the ROI is too high compared to other banks. I refused to accept his offer. On next day i got another call from different executive from HDFC and she quoted me rate of interest @24 percent reducing and loan amount of Rs.50000 only. I have refused the offer by arguing that the amount offered is not sufficient for my requirements.

On Next day again Someone from HDFC bank called me and quoted rate of Interest @30 percent and amount of Rs.50000. She have told me that my job profile is low as i am working in Govt. Sector. She told me that Govt. Sector is not a reliable sector.

I want to know whether HDFC Bank is cheating or some DSA's through their Executives are cheating the public and spoiling the image of HDFC Bank.

Dear Sir,
I am applied for personal loan in hdfc bank but my loan request is not cancled for my driving licance is dublicate this information give me bank ( hdfc ) . But I am socket becaus I have no driving licance . I am told the bank many time but bank is not replayed . Pl halp me give me proper waya for solving this problem.

Thanks & Regards

Mintu Misra
PAN no : ARKPM 4910C
DOB : 07.03.1982
Ph : [protected]
Add: C/o -Puspa Das
Durgachak, Haldia, Purbo Midnapur,
West Bangal
Pin -721602

sir
i taken a personal loan from hdfc bank. Loan Account No.:14536912 and Customer Id:17056390
sir i pay my EMI on date 04.08.2009. i loss my job thats why i pay in cash. but they are charg me chaque bouncing charg but i pay my EMI 12 to 1pm what can i do plz tell me.
thanksand regards
sureshprajapati
[protected]

HDFC Bank — Cheating the public for loan

Dear Sir/Madam,

I would like to register a complaint on behalf of services provided to me by HDFC Bank.

I had applied for personal loan, providing all the necessary documents to the bank. After taking all the documents, the bank officials are least bothered on this issue. Already 20 days has passed and so far i havent received any response from them. I am even having the proof of acknowledgement for applying the personal loan.

I had submitted all the details to the Padmanabhanagar HDFC Branch, Bangalore.

If this is the case then why u cheat the public????

if you cant provide the service please tell us immediately so that we will go for the other banks.

Because of such incident i have circulated a notice in my office for hence forth not to go for HDFC Bank because of the irresponsible services provided by them.

Further i would also like to lodge a complaint in the police station regarding on the cheating act by your services.

Thank you if you have read the above and please dont cheat the publice hence forth

NANDAN

[protected]

Dear Sir,

I had applied for a personal loan with the HDFC bank for 8 Lakhs and recently I have been notified that my loan request has been approved and a cheque of 3.41 is ready(My token no.[protected]. I have not accepted the same but imagine a person in emergency who applies a loan and in the last moment he is told that only 35% portion of the amount is approved, imagine his plight because its not solving his problem rather its adding more problems to him. If the bank had declined the loan that understandable or if they had asked more collateral for the same its understandable but making a cheque for 35% of my request without my approval is questioning my rights.

Loan provider's should approve or disapprove a loan but they don't have the right to decide on the amount of credit even after adding there own terms of (17%) interest. This is a frequent practice of loan merchants and this needs to be stopped.

I humbly request that this practice be stopped as this will worsen the plight of the person approaching for loan and create disillusionment in people approaching for loans for there emergencies.

Warm regards,

Stanley joseph
Palliparamban House,
Ward No.9, thundathunkadav, varapuzha - 683517
mobile[protected]

Loan merchants cannot decide how much they can pay and enforce it on consumer's without there consent like in this case.

i had taken loan from hdfc bank personal loan of rs. 2.50 lacs for a tenure of 36 mnths, i have paid 18 emis very regularly and now for the last 3 months i am not able to pay the emis regularly.

Yesterday i received a call asking for the emi and they satarted abusing my wife in a very abusive lanugage asking her to do prostitution and paythe emis. is This fair enbough to talk with a lady.

I want your help and a favour

send me no of that guy

I have applied for the Personal Loan from HDFC Bank. I have recieved the SMS on 29 August 2010 that "Your Personal Loan application is now accepted" but there is no further information after that.

Again they proves that the HDFC bank is the most worst bank in this world. Before applying for a personal loan, I had asked the (so called tele caller executive) Kusuma if she needs any further documents, but in typical marketing way she said no. After submitting my application I got a call to provide the documents one by one. Despite of being HDFC customer for 4 years, I was asked to forward the telephone bill provided by service provider for verification. Again they were so stubburn that they needed a forwarded mail and not just the attached copy.

They promise 48 hours for loan processing but its been more than a week. Nothing has happened. Everyday they are giving false promises.

Tomorrow is the last day, if nothing happens, I will close all my account with this Bank and do not need any loans from such people.


To HDFC people who check this site to hide their mistakes :- Do not ask me to send a mail on [protected]@hdfcbank.com. Even there I would find same shameless people with no customer service skills.
They are so shameless that they are not even ready to accept their mistake and putting blame on me. Also they are not understanding a simple english, where I had to repeat the stuff over and over again.

I don't think some one from HDFC will ever look into it.! still am writing this as just a hope.

I registerd my name in HDFC website for personal loan and few days later a lady called me up and she took my details and told me that i am eligible for the loan i was looking for:) I was happy, but i dint know that HDFC has a pathetic customer support.
A day later a person came to me to collect my details .He collected necessary documents and after 4 days a a guy (manager i seems) called me and told me that they need a co applicant as my address prrof wasn't stable enough!!! .
I took 3 days and went to my home to get my dad's sign(as my native is far) as co applicant and gave it to them with new application as my previous one was expired.After 1 week !!!!!!! address verification was done( i was assured max 7 days of sanction!!! though!) i waited for 15 days after that and no response .In these days i called the correspondent and customer care so many times but no use.
After 15 days they told me that their correspondent has misfilled my DOB and they have corrected it and they will procees. But next day they told they cant process my previous application because it has exceeded 10 days !!!
Now after 25 days since my first application they are telling me that they need everything new!!! even co applicant !!!
I made many commitments thinkin i will get loan within a week!! but even after 25 days they couldn'y do it and they want new application!!
Is this how work goes in HDFC bank???
I just wanna make sure to HDFC that people come to your bank for loan not for begging( that's how u treat them!!)
All commitments went in vein. Because other companies where i made commitment were strict to their timelines!! and i suffered a lot.
And funny part is even after all of these they are telling me that they will get my loan sanctioned in 3 days!!!!
There are so many facing these kind of problems.
My suggestion to all: Never ever go for HDFC personal loan.

Hi,

They took my application for 3rd time!!! few days back. Everytime they give some reasons. And you asking for reference number?? for my third application they have not given any reference number.

It's been 1 week since my 3rd application has been given!! as usual no response!!! and if i call dem up they say they will get back to me within a day!!! but they never does.

3 applications!!! so far !!!.

I am done! a biggggggggg salute to your bank!! I

Regards,
Sachin

And i would like to add some more!!!

My colleague got loan of 2 lacks for same salary as mine!!! and he paid some amount to broker !!! is this his how it goes????

Are they delaying it because am not giving any extra money????

I have took the personal loan 2 lacs from HDFC bank and i have paid 1.5 lac due to some family and personal reasons i'm unable to pay the remaining amount. I have told the bank people i will pay slowly and close the loan. Bank people sent some third party people to my native place and stealing the personal information from neighbours and doing dada giri. I have took the loan directly from bank but why these third party people are involving this matters. Please suggest me what can I do further.

Thanks
Ravidra

HDFC BANK Reference No.[protected] dated 17.09.2011
Personal Loan A/c No.19472905
HDFC ERGO General Insurance Policy No.[protected] dated 20.09.2011

I applied for a personal loan of Rs.8,00,000.00 (Rs. Eight lac). During the process of sanction I was informed by Mr. Rahul Malhotra, Officer of the HDFC Bank, Rajouri Garden Branch, New Delhi (Mobile No. [protected]) that to cover the loan amount there was a life insurance policy offered by HDFC for the term / period of the loan, which was not mandatory but optional. He further asked me whether I required life insurance cover for loan amount i.e Rs. Eight lac for period / term of the loan i.e five years. I categorically told him that I did not need any further insurance from HDFC because I already had a term insurance for Rs. Twenty five lacs from LIC of India for a period of ten years i.e up to 2019. To my surprise / shock he insured me from HDFC ERGO General Insurance for Accidental Death and Permanent Total Disability / Permanent Partial Disability for Rs. One lac each and deducted an amount of Rs.4,654.00 (Rs.Four thousand six hundred fifty four) at the time of disbursement of the loan i.e on 17.09.2011. Till now he has not sent me the desired copies of documents viz. 1. Loan Agreement, 2. Terms & Conditions of Loan and 3. Proposal of General Insurance Cover despite my repeated requests on his mobile phone. I feel cheated as I have been given insurance cover against my strict denial to that and even what is given is an Accidental Insurance instead of Life Insurance. The saddest part of the whole story is that he instead of doing remedy to my damages now is not responding to my phone calls. I wish immediate refund of my money i.e Rs.4,654.00 (Rs.Four thousand six hundred fifty four) along with aforesaid documents failing which I will have no alternative except to go for legal action / remedy.

Alok Bhaskar Sharma
I-597, SECTOR-ALPHA II,
GREATER NOIDA,
GAUTAM BUDH NAGAR, (U.P)
PIN-201306
Mobile No. [protected] / [protected]

it seems that bank staff get commission for selling inusrance policy. if you dont act the premium will be deducted recurringly. best thing is to surrender the policy so that further damage to you is averted. you should lodge written complaint to the bank agaist rahul in person of misguiding and cheating you and see what the bank does. also send to copies to the senior officials. another way is to find someone within your friend circle who has good contact with any of the bank staff. with his help something can be done. at least he will tell you how effectively you can lodge your compalint against the erring official rahul.

we would like and welcome response of hdfc representative here!!!

Dear Sir/Madam,

Please note,i had taken a personal loan ( LPERO[protected] )in ICICI BANK in the year 2007 for my dad business.And the payment was made by father in a correct manner for 1 year.Later he was not able to pay the amount in a proper manner due to loss in busiess.So i requested to clear the loan amt in a single payment.They accepted my requested and clear the loan amt in JUNE 29,2010.Now i had applied a personal in HDFC bank but they refusing my application due to continous cheque bounches in my previous loan taken in ICICI bank.But i had taken a two wheeler loan in HDFC bank in the year 2009 and cleared the laon amt without any delays and cheques bounches in 02/08/2011.I have an eligibility to get a loan amt of 1,60,000 but due to previous reasons they refused my personal loan and also i have an account in HDFC for past 4 years.Kindly do a favour to get personal loan in HDFC
CONTACT ME @[protected]

Dear Sir,

Application No.[protected]

This is regarding my application for personal loan, which I initially
forwarded to Global (Maya Puri), however I was according intimated about
the same being under processing, I issued a Cheque no. 269109, amount – Rs.
3680/- Name of Cheque (HDFC Bank Ltd) and its clear from my account rather
I was charged with penalty instead of processing fee that actually applies
and hence this is either liable for reimbursement or to be adjusted towards
processing fee.



Due to the above mentioned chaos, the status of my application is still
remaining unresolved and pending.



Upon inquiries through telephonic conversation with the customer care, I am
constantly being updated about the application being under review and yet
not have received a confirmation. I am simply being updated about the
Receipt No: 0144249 on reference and the same being under review.



In view of this, you are requested to forthwith action this concern and
simultaneously intimate the status to me within 2 business days from
receipt of this letter failing which I shall be constrained to initiate
legal action to recompense commensurate damages applicable on account of
customer harassment.



Also we would like to confirm that the mailing address provided in the
application is true and correct to be best of our knowledge.



This has been reconfirmed by your Rick Dept personnel and I was accordingly
intimated by one Mr Shailender Phone: ([protected]), Mr Sambhav Singh –
Sales Manager ([protected]) that the funds will be deposited into my bank
account within 3 business days, from 10/01/2012, which is yet not received.





Details of DSA:



Global

B-131, Phase-I

Maya Puri

Near Golden Gate

New Delhi-110064



Please do the needful.



Please revert me as soon as possible.



*Thanks & Regards,*

*Gurneet Kaur*

*[protected]*

dear sir,
already offer given by hdfc bank for personal loan.....but hand over all document given to bank....after say no given to me personal .......message received to me my mobile.. dear customer your completed personal loan application in now accepted...pls quote ref.no. 21358039 for any status update=hdfc bank.

kai baar apply karne ke baad be loan nahi milta......mera salry accont hdfc bank me he hai.....agar une loan nahi dena to wo apne rep. se phone par offer kyo deta hai.........first time loan me kuch confusion ho gaya ta....me yamunanagar me isgec me service karta ho....mai kabi kabi house rent par laker rahta ho...wasi normely me daily up down ynr to sre karta ho....meri mother ke pass hdfc bank se phone aaya ta. to unhone kaha diya ki me daily aata ho...bus isi bbat par bank har baar mera loan nahi karte hai........mai loan magne unke pass jata to nahi ho.... phir ky offer dete hai...aur mera waqt barbaad karte hai... sare document mangwa lete hai.......aur phir na kar dete hai....tenson alag ho jati hai...kya me defalter ho....me hdfc bank ka cradit card istemaal karta ho..time se payment deta ho...check kar lo...mother ka insurance kar rakha hai hdfc bank me....helath insurance kar rakha hai hdfc bank me..rd khol rakhi hai hdfc bank me......mujhe sabse zyada tenson hati..hai...ki barr barr ye bank mera waqt barbaad karti hi.....phir ye sochta ho..ky me defalter ho......
please short out my problem.

neeraj agarwal
[protected]

I have not been received any bank documents till now.. This is seriosly shocking new for me.

I had discuss with the respective bank manager regarding this.. he got agreed to give the personal commitment to me.

Hi,

I filled online form for Personal Loan and got a call from HDFC bank, got all the documents collected by Navneet on 20th of July. After verifying all the details, next day he confirmed that my loan would be processed for amount of Rs. 4.5L.
On 23th I received a msg from HDFC stating "... your personal loan application is now accepted... with reference no : 21992406". From 24th onward I have been daily receiving sms and phone call that your loan has been approved and disbursed. The whole process was being lead by Ms. Smita Shah.

Yesterday on 30th July, Ms. Sharda called[protected] and said that your loan amount of 4.5L cannot be approved, you can get only 2.5L (Reason : Wile filling online form I gave them a random dob, now they want me to submit a doc to verify that detail).

I called Ms. Smita Shah, she congratulated me that your loan has been approved and disbursed and I would be receiving it in a day or 2. She was leading the whole process and has no clue about it.

When got confirmed from Bank and their executives, I proceeded with the work and now they have denied and are not receiving my call. I am left with no option.

Require help and suggestion to sue them.

Regards,
Sachin
[protected]

Sir,
REMOVAL FROM CIBIL ; PAN NO. ARCPP3583A, DOB: 20/01/1970

It is regretted to note that my name is inadvertently appears in CIBIL, though I do not have any outstanding in any bank. Also, it may be noted that the old PLs from Fullerton India Ltd and HDFC Bank, had been prematurely closed and full amount dues paid by us in lump sum, some four=five years back and had obtained NO DUES letter.
This matter now came to us as was advised by Mr. Saurav, Branch Manager, HDFC Bank, Ashram Road, Ahmedabad, as our Personal Loan application has been declined/rejected, as per their oral intimation. So Mr. Sauravbhai only had advised me to write to you for removal of my name from CIBIL with immediate effect.

Pls do the needful and oblige us as early as possible to avoid unnecessary further troubles to us
Kindly treat this as most urgent.

Regards,
Valsala S Pillai
Dishman Pharmaceuticals & Chemicals Ltd,
Ahmedabad

SUB : Personal Loan Settlement Loan Account No. 20584078

Dear Sir,
I had availed a personal loan from HDFC Loan Account No. 20584078. First 17 EMI’s were cleared by ECS but 18th EMI onwards ECS payments could not be cleared due to the fact that I had to leave the country on an urgent assignment and my parents could not manage timely credits in my savings account.

After my return to the country, I approached your good branch for final settlement of the said loan account by way of foreclosure. Final settlement was negotiated and your representative Mr. Bhupendra Contact No. [protected] assured that there will be no problem in future with any Bank for availing Loan etc. The final amount was settled vide Cash receipt No. 33602441 Dated 26.04.2014 (amount Rs. 10000/=) and Cash receipt No. 34050815 Dated 26.05.2014 (Amount Rs. 20000/=) through your authorized agency “ABHI ASSOCIATES, ID 219469”.

Recently I applied for a new Loan with some other bank who in turn advised me that my name is in the defaulter list of CIBIL due to my previous Loan with your branch. I tried to contact Mr. Bhupendra but he did not answer my calls. Finally when I rang him from another cell phone he responded but transferred the call to Mr. Prashant Contact No. [protected]. Mr. Prashant advised me that even after depositing the final amount for foreclosure of loan with HDFC Bank my name cannot be removed from defaulters list of CIBIL. Mr. Prashant also expressed his inability to issue me any kind of letter on HDFC Banks letterhead stating that the said loan has been closed with no outstanding dues. He also suggested me to take loan from some private financers and continue the same to clear my CIBIL rating etc.

We request you to kindly suggest me above mentioned Loan Account and advise me if any more amounts has to be deposited to finally close the said account and such that any adverse entries in my CIBIL rating be removed.

My cibil report is showing ‘’WRITTEN-OFF’’ not settled. Kindly give a peaceful solution.

Name : Mohammad Mazhar Khan
Mobile: [protected]
E-mail: khan.maz.[protected]@gmail.com

Dear team,

I am Muthuvel.P from chennai.

-I requested for a personal loan of 1.5 lakhs in the mugappair east HDFC branch to the executive namely UDAY on 27/3/2015.

- My personal loan AC NUMBER 32226399 was approved and I got the confirmation message on 28/3/2015.

- Due to some documentation issues my case was kept on hols for a while and no information was passed to me till I approached them for the status.

- I resubmitted the documents to the above mentioned executive on 6/4/2014.

- My case is still kept pending

- Dispatching of fund to my account was attempted on 16/4/2015 which was a failure.

- Latest update is that, everything is clear, but due to the mistake that was done in some data center in Tirupathy (AP) .

-Still in pending(From 27/3/2015 till 21/4/2015 and still pending)

Hi,

This is regarding personal loan I took from HDFC. though I was eleigible for 20lakhs per year with 11.99% rate of interest I was give 15 lakhs with 13.75 rate of interest.

I was misguided by loan agents. And also initially I was informed there would no processing fee and no pre closure fee. But I got some different package loan and processing fee was deducted.

I request you to take a look at this act accordingly.

Loan account number is 28904756

Thanks and Regards
Jagadeesh Pattipaka

dear sir

I, Rohit Makan s/o sh. Charanjeet singh operating an account of HDFC bank from last 6 years. I also have a Credit Card of your bank.
I am working in Apple iphone on the payroll of channel play. My salary continuesly comes in this account. Now i am in need of a personal loan but not approved by your bank.u
I tried in ICICI and Bajaj Finance they ready for same. But i want to continue with your Bank. So pls check the status of my account and allow me for same.
Details are:-
Name - Rohit Makan
A/c no - [protected]
Cretit card no - [protected]
Salary/anum- 2 lakh + Incentives.

Thanx
Rohit makan
PH:[protected]

Dear Sir/Mam
I got an offer from HDFC Bank for Personal Loan of Rs 5 lakh, I have accepted the offer & Rs.4, 85, 743/- has been credited to my A/c and it is repayable in 60 EMI's, of Rs.12, 629/- each. so far I have paid 40.5 EMI's. in March 2015 I lost JOB. so currently I am not able to pay EMI's. I want to go for settlement. I have 1 BHK for letting it on LEASE. so I need 3 to 4 months time.

I request concern authority to understand my situation and please grant me 3 to 4 Months time. once I let out my house for lease, I can go for settlement.

recharge

i had recharged for rs 110 and its debited from my account but didnt get refilled[protected]ONLINE PREPAID REFIL

Misbehaved by ATM Security Guard.

Hi I am Mr Abhik Chatterjee complaining against HDFC ATM securty Guard associated with The ATM Booth located in Govindpuri gali no.13, New Delhi Near Mother Dairy Shop for misbehaving at the time of withdrawing money.

Rs, 112.36 has been deducted twice from my saving account

Rs, 112.36 has been deducted twice from my saving account.

Credit Card — verification not done

when Mr.rajesh doing a verification for my credit card and he is comiited to me after 7 days my executive is coming to my peremises and collect the photo copy of my pancard.but he is not come to my office.

HDFC Bank — i don't apply credit card

mene aaj tak kabhi card apply nahi kiya or mere pass bill aaraha hai ak hi bank ne mere name se 5 card apply kar deye or bill send kar deye

Credit Card — No response after cell phone verification

Varification done on my cell phone but there was no further varification done near about 8-10 days passed and when i call on that number from which i received varifiaction call they say will call u in 10 minutes or they donot reply anything atleast they should say something as we are not doing any timepass or I don't have more money to spend calling up for the same and there is no resolution.

Kindly do the needfull as im in need of the card and all the documents have been submitted if there is any issue to issue me the card kindly e-mail me for the same.

Thanks.

HDFC — REGARDING VERIFICATION

D/sir,

A company RTM has proclaimed an contract with hdfc assuring HDFC BANK GUARANTEE of his Rs 25000 investment plan , if the company becomes defaulter the HDFC BANK will pay the stipulated amount.
I m sending u complete address a/w contact no. Pls do read the attached file LEGAL PAPERS of RTM HDFC BANK Guarantee file & assure me the genuineness of this RTM Pvt Ltd contract with HDFC BANK.
HDFC HAS AN IMMENSE BRAND DENOMINATION ,PLS do confirm ur customers as many people are being attracted towards RTM due to HDFC BANK ATTACHMENT WITH IT.

Thanks
Solicitously waiting for ur pioneer reply.
Company details are as follows:
Richa Trend Marketing Pvt. Ltd.


Postal Address

6F, Bigjos Building, A-08,
Netaji Subhash Place,
Pitam Pura, Delhi - 110034
[protected]/06/08,[protected]
Legal paper issued by HDFC is available in attachment file.

dont worry u r not only d person being FOOLED by d co, there are

24, 000 fools are with u, listening d story of PAYOUT REGULARLY past 3

months, jai ho RTM SINGHJI really an indian idol for TOPI mlm. v r all ur

FANS.IN INDIA u can do anything to anybody.AK SHARMA is d pimp to

butcher d innocent people to direct thru secureinvestment. god save dis

COUNTRY N ITS FOOLS. HINPAL SINGHJI U R GREAT.

JK BANERJI

DEAR SIR

PLEASE STOP THE PROCESS FOR APPLICATION FOR THE CREDIT CARD.

MY APLLICATION NO IS AS BELOW .

CC06673808

PLEASE REPLY URGENT ON [protected]@hotmail.com

my mobile no [protected]

Dear HDFC

Strange to see so much delay in responding back reason of rejecting my credit card. Your CREDIT Department is so much of busy that they are taking so many days ( 7 days already gone) to give reason of rejecting the application.

RBI is also marked CC here to the ground that all Banks like HDFC are playing with Customers CIBIL like a toy. These banks should be penalized for their irresponsible behavior towards customer's Credit History.

We also received a call on 16 June that they will be letting me know reason by 16 evening but still waiting. Is it Professional Working ?

HDFC Customer Care on 13 June' 2012 told us letter will reach to us within 2 days but now it is going to be 1 week that we are waiting for the letter.

Don't understand HDFC Workings and delay in letter.

IF RBI is listening, Please wake up to these things otherwise someday we will slave to the HDFC Bank type of banks.

Regards

Renu Rakhra

[protected]

Why HDFC Bank is not taking any measures to respond complaints? Are they still at business?

Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY


Please provide reason or else i will file case in consumer court.

Regards

Baidyalal Mahalik

[protected]

Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY


Please provide reason or else i will file case in consumer court.

Regards

Baidyalal Mahalik

[protected]

Credit Card Disapproval
Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY


We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Bike Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Please provide reason or else i will file case in consumer court.

Regards

Satya Ganesh
[protected]

HI HDFC CUSTOMER CARE,
IT IS IN REGARDS DIS-APPROVAL OF MY CREDIT CARD REFERENCE NOS- [protected]W2, WOULD LIKE TO COME IN YOUR NOTICE THAT THE AFTER SEVERAL FOLLOW UP GIVEN GOT MESSAGE THAT THE CREDIT CARD APPROVAL HAS BEEN DENIED BY BANK, BUT THE CASE OF THE SAME HAS BEEN NOT COMMUNICATED.
SO HERE I WOULD LIKE TO REQUEST FOR THE PROPER CLARIFICATION ON THE SAME AND THE REASON ALSO THAT THE AFTER SUBMISSION THE ENTIRE DOCUMENTS AND DONE THE PROCESS WHY IT HAD REJECTED.


KRISHNA M TRIPATHI
[protected]

Credit Card Disapproval
Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till date.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.

Sai Krishna
[protected]

Credit card disapproval -[protected]S2
After applying credit card i had received 2 message and 1 verification call. Later i had one more call saying you’re eligible for gold card. Even i had received message informing that that I’ll be get card within 2weeks. After 2 weeks when i check the status it is disapproved and the reason is DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I just want to know why application is rejected after all the verification and update.

Guruji.S
[protected]

HDFC Bank.

This is a disappointing service. Your tele callers team promise a lot on the call and say that with in 2 weeks the application will be processed. Bigger problem is I have provided all the documents and got a verification call, was promised to get a CC. I need an explanation from the Bank so that I can keep a track of my records.

Application Reference Number [protected]S2
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

I don't think I need to wait long since you processing team faster to check my records on the verification call. If required I may be contacting RBI for further help.

Ram
[protected]

Credit Card Disapproval
Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
landline no
alternate mobile no
landmark of home

I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.

dr anubhav bhushan
[protected]
L.P 41 E 2nd floor maurya enclave pitampura delhi -34

HDFC card is Very worst. If we submit all the original documents, We wont get card, They are give preference to who are all give fake documents. Very Goos systems.

Raj

Dear HDFC


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY


We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and i have given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.

We want Reason for Rejection. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Please provide reason or else i will file case in consumer court.

Regards

Kiran kumar

[protected]

HI HDFC

DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Regards,
Saravanaprakash J
[protected]

Application Reference Number [protected]S1
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

This is a disappointing service, second time i got the disappoval status, I want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, i will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past

Regards,
Saravanaprakash J
[protected]

Hi

It has been the same case with me. Please someone let me know what is the procedure to file a complaint with consumer court and
RBI. After 3 months, without evben receiving any verification calls at office, home and my mobile, I receive a verification number. After a week, I check to find out that it has been rehected due to internal reasons whai cant be bisclosed, as per the HDFC policy. Please inform me whosoever can. Please revert on [protected]@gmail.com or call on +91-[protected]. Thanks.

Prabhjot Singh Bajwa

Dea HDFC,

Please note that i have applied for HDFC Credit Card and got Reference No : [protected]N1. dt.05/07/2013 Now while I m checking in hdfc it is showing record not found.

Please suggest.

Regards
Abhay
[protected]

Dear HDFC,

I have applied for credit card in your bank after a many calls from your executives and i got a reference no. [protected]N1 saying that my card is approved in principle and final status will be communicated shortly on 13/7/13. Till date nobody has contacted me beside that even no message has been sent to me. After going through your cc track, my status is - disapproved. Dont know why please check and reply.

Y. RANJIT SINGH

Dear HDFC,


I have applied for credit card in your bank after a many calls from your executives and i got a reference no. [protected]S1 saying that my card is approved in principle and final status will be communicated shortly on 30/7/13. Till date nobody has contacted me beside that even no message has been sent to me. After going through your cc track, my status is - disapproved.

REMARKS SHOW BELOW

A Format of the copy of letter sent to you has been attached for your reference.please fulfill the requirement and respond to us for processing the application further thank you.

Already i have personal loan in your bank till 2 ecs passing your bank spot approved 3 days in 1.5 lacs
I got all verification done at my office and residence too.why you should disapproved my application.
I staying 21 years same address that is my own house also and than my cibil score more than 750.
Kindly pls reprocess my application.


THANKS & REGARDS
KARTHICK
[protected]

Dear HDFC,

I have applied for a HDFC Credit Card, i have received my Application reference number, and also

received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '

My Application Reference Number [protected]N1

Status : - DISAPPROVED

Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Can you kindly tell me what's the next step?????!!!...

dear sir (hdfc)

i have been received call today on dt. 26.02.2014 at 1.00pm and verification for bank statement attached or my ref no-[protected]N1 & appl action no-CC17876951 and details given below

please take the action against approved my credit card

thanks regards
sanjay behera
my can no- [protected]

Hi HDFC
I had applied for credit card 2 months ago and it is disapproved because there is some issue with the delivering address. Your executive asked me to write an application regarding this along with the address proof, I did the same but still I didn't receive any call or mail from your side. Please take it into consideration and do the need full ASAP.

NOTE- My Application Reference number is lost so i could not even track my credit card details

Regards

Mohammad Saad

[protected]

Dear sir
I am stalin
i have applied for a HDFC Credit Card, i have received my Application reference number, and also

received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '

My Application Reference Number [protected]TB

Status : - DISAPPROVED

Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Can you kindly tell me what's the next step?????!!!...

Regards
stalin
[protected]

dear sir
i m mohan
i have applied for a HDFC Credit Card, i have received my Application reference number, and also

received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '

My Application Reference Number [protected]s1

Status : - DISAPPROVED

Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Can you kindly tell me what's the next step?????!!!...

regards
mohan raj
[protected]

i,
I never received the letter for the credit card as shown in the HDFC application status..
Application Reference Number
[protected]S1
Status
DISAPPROVED
Remarks
PLEASE RESPOND TO LETTER SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK CREDITCARD QUOTING THE APPLICATION REFERENCE NUMBER
Can you kindly tell me what's the next step?

Hi,
I never received the letter for the credit card as shown in the HDFC application status..
Application Reference Number
[protected]S1
Status
DISAPPROVED
Remarks
PLEASE RESPOND TO LETTER SENT TO YOU

Hi,
I have applied for a HDFC Credit Card, i have received my Application reference number, and alsoreceived
verification calls at my office desk, verification got completed
successfully, now the status of the credit card at the HDFC site is
being shown as 'Disapproved' with remarks as
PLEASE RESPOND TO LETTER
SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK CREDITCARD QUOTING THE
APPLICATION REFERENCE NUMBER'.Kindly let me know the what i have to take a next step..
My details are as below.
.My Application Number:[protected]O2
Name is :Sreekantamurthy K M

Dear HDFC,

I have applied for a HDFC Credit Card, i have received my Application reference number, and also

received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '

My Application Reference Number [protected]W2

Status : - DISAPPROVED

Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY, We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively.
but why, they are not giving any reason for Rejection...

Can you kindly tell me what's the next step?????!!!...

[protected] it is my m no...
Name is :- Anil Lawand

Please sugetioon i need credit card but any time disapproved my application can you please sugetion sir I request you.
My Application Reference Number [protected]W2

Status : - DISAPPROVED

Thanks,
Anil lawand
[protected]

I have applied for HDFC credit card on 14th May-2015 and got ref No-[protected]W1. All my documents were clear and got verification call too on my office phone. Now I m checking status its showing
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY.
I had called customer care but didn't got any proper response from them.
By the time we submit documents, executive calls so many times and give the assurity to get the credit card and after submitting all the documents, they never get back.
Bank disapproved application without giving any proper response which affect our CIBIL score.
I never had any credit card or liabilities from any bank in the past.

hi hdfc

Please note that i applied for HDFC Credit Card and got Reference No : [protected]N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. 3 times disapproved my application .

Found the reason as follows

Application Reference Number
[protected]N1
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Please provide reason or else i will file case in consumer court

Thanks
Dinesh
[protected]

Dear HDFC,
I have applied for a HDFC Credit Card, i have received my Application reference number, and also
received verification calls to my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as below
Application Reference Number [protected]S1
Status DISAPPROVED
RemarksA FORMAT OF THE COPY OF LETTER SENT TO YOU HAS BEEN ATTACHED FOR YOUR REFERENCE. PLS FULFILL THE REQUIREMENT AND RESPOND TO US FOR PROCESSING THE APPLICATION FURTHER. THANK YOU. THANK YOU[/b]
Kindly do let me know what i have to do next .

Email: jothimanickam.[protected]@gmail.com
mobile.NO: [protected]

Thanks & Regards,
Jothimanickam M

Hello sir/madam,

I have applied for the credit card, i have received my Application reference number, and also received verification calls to my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as below.

A FORMAT OF THE COPY OF LETTER SENT TO YOU HAS BEEN ATTACHED FOR YOUR REFERENCE. PLS FULFILL THE REQUIREMENT AND RESPOND TO US FOR PROCESSING THE APPLICATION FURTHER. THANK YOU

Application Reference Number [protected]O1

May i know the the reason for disapproval.

Application Reference Number [protected]N1
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

dear hdfc,
i will submit all my document to your bank and i will attend too many verification call from your side and after 15 days they will issue ref no. for my further process and after i will check my status, it will show disapproval.. without given reason...please tell me how in know the reason of rejection

dear hdfc,
i will submit all my document to your bank and i will attend too many verification call from your side and after 15 days they will issue ref no. for my further process and after i will check my status, it will show disapproval.. without given reason...please tell me how in know the reason of rejection
ref no.[protected]

Unnecessary deduction of money

Without prior information a amount of Rs.110 is deduced from my account. Also no proper reason is given for it. I want proper reason for deduction or else have to give back the money.

Credit Card Disapproval
Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : [protected]w2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. Found the reason as follows.

Please provide reason or else i will file case in consumer court.

Application Reference Number
[protected]w2
Status
DISAPPROVED

prashant sawwalakhe
[protected]

Dear HDFC
Reference number-[protected]S2
I have applied hdfc credit card
I have checked my credit card status now it’s showing DISAPPROVED

I HAVE SUMBMITED ALL DOCUMENTS IDONT KNOW WHY MY APPLICATION DISAPPROVED
I AM VERY DISSAPPOINTED IN OUR SERVICES
I AM REQUESTING PLEASE RETURN MY ALL DOUCMENTS WHAT I HAVE SUBMITTED ASAP
THANK YOU SO MUCH FOR YOUR PATHETIC SERVICE

NAME -dileep D
Mob- [protected]
Gmail- [protected]@gmail.com

my emp code is cn16211 i have not get single salary form joining so left job plz give me salary my hdfc bank account num,ber is [protected] plz revert me asap nevertheless no one bother about my training and no one tell me whom i have actually to report

Please look in this matter

Dear Sachin,

We will look into this from our end. Please write to [protected]@hdfcbank.com with your card and contact details, details of the transactions (ID, date, amount, etc) and the reference number TTU[protected]. We will be able to assist you better with these details.

Regards, Customer Assistance, HDFC Bank