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HDFC Bank Complaints & Reviews

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Updated: Apr 15, 2026
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N
Naminder
from Pune, Maharashtra
Apr 27, 2012
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Address: Andhra Pradesh

I had taken a dual rate loan from HDFC, which converted to a Floating rate loan after the completion of Fixed rate . I am currently being asked to pay a Floating rate interest of 12% on my loan, whereas the New customers for similar loan amount are being offered ROI of 10.75% to 11%.

When I approached HDFC for the same, they said that I Will need to pay a Service charge to avail of lower rate of interest. The Service charge being sought is Rs 70,225. I see this as penalising existing customers while trying to attract new ones. The Customers Credit profile, Repayment History, Loan Risk parameters needs to be taken in to account in such instances, which is not the case. .

On top of that HDFC is not allowing me to Prepay the Dual rate home loan inspite of specific instructions from NHB that prepayment charges can not be levied on the customers. On one hand HDFC is charging me exorbitant ROI for my Housing loan and on other hand they are not allowing me to reduce my interest outgo by prepaying the Loan amount.

If this is what the Premier Housing Financing company is doing to its customers, what can we expect from other institutions.
Aug 13, 2020
Complaint marked as Resolved 
I am facing the same problem brother, can we connect through email to have better understanding/ approach. mine is sachin.[protected]@gmail.com
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    A
    Amarsamal
    from Bhubaneshwar, Odisha
    Apr 27, 2012
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    Address: Khordha, Odisha

    Misbehaviour and badmouthing by your Customer Care staff Ms. Marina from your Nayapalli Branch, Bhubaneswar, Odisha
    Sir/Madam,
    I am compelled to bring to your notice the misbehaviour and shady behaviour meted out to me by one of your customer care staff working in your Nayapalli Branch of HDFC Bank at Bhubaneswar.
    Sir, my name is Amar Samal. I work as the Chairperson of My India Foundation, a national level organisation working in the fields of poverty alleviation, education, welfare, awareness and unemployment. Alongwith this I am involved with many peoples’ organisations and the civil society of Odisha knows me very well for my social welfare activities. I am also the Editor of one literary magazine and one news magazine published from Bhubaneswar.
    The intent to describe about me in brief is to show that I am a responsible person and what I describe below I take complete responsibility about its trustworthiness.
    I am a customer of HDFC Bank, for which HDFC Bank provided me a car loan and a Gold Credit Card. I am repaying my car loan and used Credit Card for purchase also. To know the details about my credit card repayment terms like the rate of interest, terms and amount etc, I tried to contact in the Toll Free Number 1800 for minimum 3 times on 25.03.2012, 28.03.2012 and 02.04.2012 as there was confusion regarding issue of Health Insurance and subsequent cancellation. The person I was able to contact in the number took time and requested me to call again after some days as she had no details available with. Meanwhile when I am in utter confusion regarding the repayment terms, one Ms. Marina claiming to have been working in HDFC Credit Card section at Nayapalli, Bhubaneswar called me and asked me to pay the overdue. As per discussions with her I went to Nayapalli Branch on 16.04.2012 at about 1.30 PM. At that time probably she was taking her lunch. At that time Ms. Bannerji from HDFC Bank Calcutta called me and requested me to meet Ms. Jyoti there. As she was not present, Ms. Bannerji asked me to give the phone to the Security Guard. The security guard lied to Ms. Bannerji for which I protested. Insulted, the Security Guard tried to muddy the matter and started a quarrel with me. In anger I returned from HDFC Bank and complained to HDFC Bank Calcutta that day about the security guard. By that time Ms. Marina called me. I politely told her that I am not in a good mood because of that incident, I shall go after 1/2 day to the Bank to pay. Suddenly she picked up and used vulgar language, she made personal remarks about my character also. For 3 days she called me and badmouthed me. I have complained to the Bank authorities but with no answer.
    This practice should be checked seriously and a strict action should be taken against these people as if there occurs a default in a particular system then there is a proper legal way for each and every thing but that does’nt mean that if these people give credit cards then they get every right to misbehave with people and even have the odesity to say that udhar liya hai to denna bhi sikho, do these people give credits from there pockets and if not then who allows them to talk such rubbish, there should be proper guidance to these people to talk in a lawful manner.

    I therefore request that a immediate and strict action should be taken against these people

    Amar Samal
    460, Sabar Sahi, nayapalli, Bhubaneswar
    Ph. No. [protected]
    Aug 13, 2020
    Complaint marked as Resolved 
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      A
      Akhila Bitragunta
      Apr 26, 2012
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      Address: Hyderabad, Andhra Pradesh

      Hello Sir/Madam,

      I am currently in USA for a training purpose and was issued a HDFC forex card by my company for my expenses here (and i do not have an account with hdfc). Unfortunately i have lost my card during my stay here . I have immediately contacted the HDFC customer care and blocked the card. The card was blocked on 10Th of April 2012. I also requested for a new forex card with the amount transferred to this new one. I have asked the customer care representative the process for re-issual and does my company needs to be involved in this - he suggested otherwise and that i can do it myself.

      I was told that it would take 7 business days for re-issual of the card and it would be shipped to my home address back in India. I waited for 7-8 working days and was glad that the bank was processing this quickly enough. But unfortunately i didn't receive my card till date 26Th April 2012. I have raised a complaint on The 21Th April 2012 and haven't heard from that either (be it a call or an email that would indicate the status of my card). Its rather disappointing and frustrating as i have to go through this when i am not even in my home country and i have to depend solely on the money on that card. It would be greatly appreciated if something can be done to expedite the process.
      I would be glad to share any additional information on this - you can email me on akhila.[protected]@gmail.com for the same.
      Greatly appreciate any quick action to this item!


      Thank you,
      Akhila
      Aug 13, 2020
      Complaint marked as Resolved 
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        V
        vishalmohan20
        from Agra, Uttar Pradesh
        Apr 26, 2012
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        Address: New Delhi, Delhi

        Hi.

        I am maintaining a salary account with the HDFC bank . i tried
        to withdraw my cash from my account. But that was unsuccessful.Following Cheque/Ref. No. given below

        3RD PARTY CASH TXN INC ST & EC 030412
        3RD PARTY CASH TXN INC ST & EC 040412
        3RD PARTY CASH TXN INC ST & EC 280312
        3RD PARTY CASH TXN INC ST & EC 150312

        Could you please revert the amount and do needfull.
        Aug 13, 2020
        Complaint marked as Resolved 
        May 20, 2016
        sivusri's response
        I am using HDFC Credit Card from more than 18 Months. I never misused Card and i never delayed in Payment. I am using the card as per proper instructions. But still my CIBIL score is not updated in CIBIL Transunion account. I had complain in HDFC branch and online complaints but no one will response properly. No one will tell proper reason for why my CIBIL score is zero. i have contacted CIBIL transunion Mumbai also. They are telling that whatever details got from banks we will update in 15 working days. But it is pending from more than 18 Months. The main reason is recently i applied for personal loans and Credit cards in several banks. But all my applications are rejected due to CIBIL score is zero. My question is if i am using my HDFC credit card and savings account properly and payment in on time then why my CIBIL score is not updating. I want to know the reason mistake happened from bank/CIBIL or from my side.

        No one will respond properly. Even HDFC Branch people and customer care people also telling that we dont know about that. Then whom i need to contact. Please help me on this issue. Because i am facing this problem from past six months.

        Thanks You.
        Hi,

        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..? These transaction has been done at PANCHSHILA PK, NEW DELHI Branch…..

        Date Narration Cheque/Ref. No. Value Date Withdrawal
        05 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 112.36
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 112.36
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 112.36
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 112.36
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 24.72
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 58.89
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 72.32
        02 Jan 2009 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2009 65.77
        01 Dec 2008 3RD PARTY CASH TXN INC ST & EC[protected] Dec 2008 12.35
        01 Dec 2008 3RD PARTY CASH TXN INC ST & EC[protected] Dec 2008 53.47
        01 Dec 2008 3RD PARTY CASH TXN INC ST & EC[protected] Dec 2008 27.69
        01 Dec 2008 3RD PARTY CASH TXN INC ST & EC[protected] Dec 2008 6.48
        I have the same problem I noticed today with my a/c, which were charged as:
        30/01/09 3RD PARTY CASH TXN INC ST & EC 190109 30/01/09 112.36

        I suspect that its charged as there was on Cash Deposit on 19.01.09 from outside the city into my a/c. Have they started charging 'ME' for someone else depositing money into my a/c from outside the city? If yes then on what basis and where is the circular for that?

        Interesting thing is that I have the same kind of 3rd party deposit in Dec too, but no charges have been levied on that.

        Any idea or clues you got?a
        hi rohit..
        these are the cash txn charges which r levied when somebody else deposits some cash in your a/c on your behalf in your non home branch.however i[censored] feel that these aare unnecessarily levied...like you yourself deposited cash but still the charges are levied then these must be reversed.so you can call hdfc ustomer care no[protected]..this is delhi's no...hope this will help you
        HI sir i would like to change my present communication address to the following address :
        my debit card number : [protected], [protected]
        IBM India Private Limited, No.3K, Esteem Asrani, Sarjapur Road,
        Koramangala Industrial Layout,
        Bangalore - 560034
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 280109 a sum Rs 112.36/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge. Is this charge legal and how much is on percentatge.

        Would like a confirmation on this.

        Thanks & regards

        Bijay Kumar Behera

        HDFC Bank — Illegal amount deducted from my father account

        Hi
        My Father got HDFC Bank Credit card and never used that card but even then company charged some amount and kept on adding late fee on that then they start calling and harrasing my family using bad words at last one of the bank representative came and said banks want to settle the case and you just pay approx 350 Rs of which we have settlement letter in the month of March 2006 after paying we thought all is over but in month of October bank deducted amount of Rs 5000 from my father's saving account which is with HDFC bank without any intimation and after that my father visited thier offices so many times but did'nt get any positive reply from the bank
        I would like to you please take my issue with bank give the positive reply
        Details are as follows
        Name R P Dubey
        Accnt No [protected] (Saving accnt from which 5000 was deducted)
        Please let me know if you need any other information
        Me also face the same Problem...

        Today(01-Mar-2009) In My HDFC --Saving acc., . they deducted 3RD PARTY CASH TXN INC ST & EC

        Would like a confirmation on this.
        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 280109 a sum Rs 112.36/- deducted from my account.

        15 days Earlier
        MCK CHARGES DTD 31-01-09 MCK#434830 Rs 250 were deducted

        Can anyone plz let me know y these deductions are took place

        Thank in Advance
        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 280109 a sum Rs 112.36/- deducted from my account.

        15 days Earlier
        Can anyone plz let me know y these deductions are took place

        Thank in Advance
        Ref. Auto Car Loan A/c No. 91435429 year August 2005, Sirsa Bank of Punjab Branch now HDFC for 1413
        SB A/c : 3759 with BOP and now [protected] with HDFC Bank, Sirsa branch
        Vehicle No. : HR-24H-5995 Loan Amt. : 2.25/- Rs.

        Sub. 1. withholding the NOC qua the reference malafidely, intentionally and misuse of 20 cheques obtained blank duly signed by applicant and LIC policy etc.
        Relief:
        1. Issuance of NOC, 20 blank cheuqes and blank papers of reference cited above forth with and intimation of strict action against the officials who are involved in delaying the NOC despite receipt of payment on[protected] by HDFC, Sirsa branch code 1413
        2. Imposing the cash fine on them payable to applicant alongwith written apology from them with an intimation to the applicant.
        3. Despite several efforts made through mails, branch manager, HDFC, Sirsa Entire Auto Loan Division of HDFC Bank acted deficiently and intentionally, malafidely not returning the blank papers, cheques, original LIC policy got signed by the Loanee Tajinder Kaur W/o Darshan Singh, my sister G.S. Kalra, 65, C-Block, Sirsa till today and no response by M.D., HDFC after receipt of mail and letter addressed to him for his personal attention (Representative and SPO Mob. No.[protected],[protected]
        Hi Im also facing the same problem says 3RD PARTY CASH TXN INC ST & EC 280109 a sum Rs 112.36/- deducted from my account. Which was on 7th march 2009

        i need the reason that for what reason u deducted the money from my account.

        What proof that u is genuine.

        I think u r cheeting the account holders.

        HDFC — Withdrawn Money without information

        On 11.03.09
        My account shows the third party cash transaction
        which took my 71.06 rupees from my account without any notice or informaiton.
        Please help me on this matter what is this going on?

        statement syntax is like
        " 11/03/09 3RD PARTY CASH TXN INC ST & EC 240209 11/03/09 71.06 "

        HDFC Bank — WITHOUT INFORMATION MONEY WITHDRAWAL

        HDFC Bank Complaints - why withdrawing money from my account
        View all HDFC Bank complaints
        HDFC Bank
        Posted:[protected] by Sumit Kumar Send email


        why withdrawing money from my account
        Hi Sir, I HAVE AN A/C IN HDFC BANK, PREET VIHAR, VIKAS MARG, DELHI IN THE NAME OF SURINDER KUMAR ARORA, A/C NO. IS [protected]. I HAVE ALSO TAKE HDFC BANK'S CREDIT CARD. MY CREDIT CARD NO. IS [protected]. BUT ONE THING I WANT TO KNOW. WHEN I HAVE NOT SIGNED UR AUTO DEBIT & DON'T GIVING U ANY AUTHORITY FOR DEBIT MONEY FROM MY A/C THEN HOW DARE U WITHDRAW MONEY FROM MY A/C. ON 2 APRIL 2009 U ARE WITHDRAW RS.13400/ FROM MY A/C. AND BECAUSE OF THIS MY 2 CHEQE BOUNCE SO GIVE THE ANSWER WHO WILL TAKE RESPONSBLITY FOR THIS NOW I SAY TO U VERY CLEARLY REFUND MY MONEY OR I WILL FIRE CASE AGAINST U .REPLY ME WITHIN 48 HOURS. I[censored] NOT REPLYING ME I WILL TAKE STRICT ACTIONS AGAINST U . REPLY ME ON MY EMAIL ID IT'S [protected]@rediffmail.com OR MY MOB. NO. [protected]
        Read comments
        I have faced the same problem..The bank has deducted the amount of Rs. 28.95from my account without my confirmation.Does anyone know, what are the charges for?
        iam an employee of ranbaxy lab ltd. recently i got a gold debit card from HDFC as my salary account (A/C No. [protected]) is open in HDFC BANK.when i received my card i had made a call to your customer care No., and i had a talk with one of your executive she has told me clearly that no fees is applicable for ranbaxy employees, but RS 551/ has been deducted from my account .

        kindly transfer back the same .

        Regards
        Atul
        why withdrawing money from my account
        Hi Sir, I HAVE AN A/C IN HDFC BANK, POONAMALLEA, CHENNAI IN THE NAME OF SURINDER K. HARIHARAN, A/C NO. [protected]. HOW U WITHDRAW MONEY FROM MY A/C. ON 4 JUNE 2009 U ARE WITHDRAW RS.1500/ FROM MY A/C. SO GIVE THE ANSWER WHO WILL TAKE RESPONSBLITY FOR THIS. NOW I SAY TO U VERY CLEARLY REFUND MY MONEY .REPLY ME WITHIN 48 HOURS. REPLY ME ON MY EMAIL ID IT'S ARUNIQA.[protected]@GMAIL.COM OR MY MOB. NO. [protected].
        yeah i have same problem of money ddctin... from my account bank chargd 110 rupees .. I am not stisfied with HDFC bank .. Bcoz SBI dedct only 30 rupees .. thts i advice to all gud ppl close ur account from hdfc bank .
        Bcoz 110 rupees is big money for me. bcoz m doing hardwork..
        This is not correct.
        HDFC shall must have standard rule for deduction, when someone else is depositing amount to our account. On 13th Jul 09 Rs. 110.30/- were debited from my account. And narration is 3RD PARTY CASH TXN INC ST & EC 010709.
        On 1 st Jul 09 5000 Rs were deposited to my account.
        If the deduction is agenst the deposit then why deduction was not happen immediately ?
        My advice is to use SBI Account. they has very good service in such cases.
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 250709 a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge. Is this charge legal and how much is on percentatge.

        Would like a confirmation on this.

        Thanks & regards
        Bharti
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 060809 a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge. Is this charge legal and how much is on percentatge.

        Would like a confirmation on this.

        Thanks & regards

        Bhakta Bachala Bhukta.
        I've got the same problem too! "3RD PARTY CASH TXN INC ST & EC 110809" is what it says and Rs 110.30 have been deducted. What is this deduction for and why hasn't HDFC informed us about it? Can someone please tell me??

        Thanks!
        Hi All,

        I have faced same problem of "3RD PARTY CASH TXN INC ST & EC 200809" and deducted 110.30 twice.
        I need someone to deposit some amount in my account.Since the amount is large so they dont allow to deposit at once, hence it was split in to two parts.HDFC has charge me twice for the same.
        This is really a money making idea from the cutomer that they are forcibly charging.

        Do we really have benefits of having so many branches accross and doing transaction from anywhere !
        I also faced the same problem and money get deducted from my account without my knowledge.
        At least they should inform me about the deduction, and should ask prior to deduction. This is completely unfair and against the law.
        I also faced the same issue.

        Rs 110 was deducted from my account, last day i had got some money deposited in my account from outside the state. I hope only HDFC bank is deducting money for this type of transaction. This is totally unfair and i am extremly disappointed.
        I have been debited an amout of Rs. 110.30 from my a/c on 22.10.2009 w/o my information. Totally not acceptable. Please explain.

        Atul Sharma
        A/c No. [protected]
        Cell No.[protected]
        Could you please explain what is 3RD PARTY CASH TXN INC ST & EC? when i have check my savings account amount rs 100.30 deducted


        Ramkumar
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 250709 a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge.

        Would like a confirmation on this.

        Thanks & regards
        NSL Raj
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 021109 a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge. Is this charge legal and how much is on percentatge.

        Would like a confirmation on this.

        Thanks & regards
        Could you explain what is meant by 3RD PARTY CASH TXN INC ST & EC. and tell me the procedure for my change of address. I have an account in velachery branch chennai and would like to change it to coimbatore
        Hi,
        Even i faced the same problem with HDFC. 3rd party cash txn INC ST & EC 211109 and debited 110.30 from my account.
        As Mr.Rajdeep Singh has shared his ideas, it is the best way to close our account. And very important... before that move to the nearest branch and get your query answered. Each and every penny is our hard earned money.

        Regards,
        ~ Anu

        hdfcbank/saving account — withdraw my money without my permission

        dear sir,


        I annam nagedar rao i have an saving account in our organaisation at visakhapatnam ramnagr branch account number is[protected] when i opened my account with rs.10600/- on august 2009 i got 6000 rupees only i complaited but still now they did not give respons to me and they did not give good service ato me also now i want my money write now
        3RD PARTY CASH TXN INC ST & EC 040110 even i faced same problem my 110.30 rupees is been deducted its seriously rubbish i spent 3 rs for chq of HDFC and without my permission or without telling me they are deducting money. So pay for chq and also more overheads that too without intimation

        In cash deposit atleast they deduct from the deposited account here they deduct from our account its rubbish!!

        HDFC Bank — Charged money without any notification or confirmation

        Bank has deducted an amount of Rs.110.3 from my account without any notification or confirmation.......
        Can you please explain me why one should not take any legal action against the bank.


        20 Jan 2010 3RD PARTY CASH TXN INC ST & EC[protected] Jan 2010 110.30 21933.64
        U can complain in the branch.wht r they saying ? with me also happened 2-3 times in SBI but thay have returned it in next month.

        Bank - Saving Account — Very Bad Experience - Opening Savings Account

        Kotak Mahindra Bank - Worst

        Have submitted my application and cheque(20000 initial opening balance) for opening a Saving Bank Account in Kotak Mahindra in Secunderabad Branch on 12th January 2010. Got my Address verification done on the same day and other verifications all done on the same day. Till date 25th January 2010, I have not received any call or update on the my application, I really not sure about their Service level Agrement on opening a Savings Account. I call everyday to Branch and enquire about my account status, got wired update everytime. They say the account got created. But no communication till date, have not received my debit card and Checque book. Had a very bad experience with Kotak Mahindra Bank. People in the branch are not responsible. Got a Branch Manager (Vinod) but unanswered.

        My concern is that there are banks where they open account on the same day and issue checque book and Debit cards. But with kotak had a very bad experience which i would like to share my experience with all the consumers.

        regards

        Hariharan
        [protected]
        Hi,
        I have seen deduction of money in the name of 3RD PARTY CASH TXN INC ST & EC 120110. What is this? Continuously they are deducting money from an account in the name of different processes and rules, but it is really unaware for me. If HDFC bank is continuing this and govt is keeping silent, then its really unfair. I am paying tax to govt for my time and my hard work. Besides all, banks are also starting unnecessary deduction, then how do an Indian normal person can happily live here in INDIA? If you are not able to standardize the rules, then you have to pay for it in future.
        Hi,

        Please let me know whether the charge "3RD PARTY CASH TXN INC ST & EC" be imposed on Internet transfers also.

        Regards
        Yes,

        I have also been charged Rs 110.30 against the same.

        When somebody is depositing in our a/c, ehy the hell we are charged.

        Is this a earning tool for the bank.
        Rs. 110.30 was debited from my account stating 3RD PARTY CASH TXN INC ST & EC 200210
        HDFC Cust Care email reply as follows for the same 3rd party txn.

        We have received your e-mail dated March 06, 2010 regarding third party cash transaction charges.

        We have checked our records and confirm that the charge of Rs. 110.30/- levied to your account on March 03, 2010 and February 17, 2010 pertains to third party cash transaction done on February 25, 2010 and February 11, 2010 for Rs. 5000/- at (some) branch each..

        To provide added convenience to the customer and in view of the recommendation of the Working Group on Customer Service in Banks issued by RBI, HDFC Bank has enabled Third Party cash transactions in Savings accounts at non-home branches effective 1st September, 2007.

        There are no limits in terms of number of transactions and value, and no charges on third party cash transactions, carried out in home branches (where your account is maintained). Over and above this, HDFC Bank offers the customer, convenience of anywhere banking in any of our branches along with the extensive ATM network.

        However to deter indiscriminate deposits anywhere in the country at non home branches and to offer the service in a controlled manner, transactions are permitted at non home branches at a nominal charge. Levy of this service charge, as with all other service charges levied by the Bank, is at the sole discretion of the Bank.

        Third Party cash transactions (deposits and withdrawals) at any other branch (other than where your account is held) through teller counters would be accepted in Savings accounts up-to a limit of Rs.50, 000 per transaction per day. This service would be offered at a nominal charge of Rs.100 per transaction plus applicable taxes irrespective of the amount deposited/withdrawn.

        This is really bad. I am switching to other bank.

        Any idea of ICICIBank?
        I have also faced the same situation.Atleast Bank should intimate this thing via mail/courier so that one should be aware of his/her account's info.This is really ridiculous.One's money got deducted on depositing in any branch.What kind of poilicy is this?
        hey there,

        I have faced same problem, can anyone tell me it it. what basically the rule of HDFC to deduct this amount. i have got following

        3RD PARTY CASH TXN INC ST & EC 080310

        and deducted 110 /- Rs from my account

        And what is the possibility of this deduction in future .
        can anyone tell me Details ?
        This type of deduction without any information to customer is totally unfair.
        Same problem for me to
        3RD PARTY CASH TXN INC ST & EC[protected] deducted...
        Amount Deposit transaction is done, other than home branch, they are charging the service charge. I also experience the same.
        Hi i have faced same problem. - Rambabu Aknoori

        Saving Accounts - HDFC Bank at PoRBANDAR — Charges debited to Account without intimation of changes

        Respected Sir,

        The Amount of Rupees 827/- has wrongly been debited to my account towards AQB charges, as the AQB to be maintained was Rs. 5000/-, as it has been changed from Rs. 5000/- to 10000/- from 1st April-2010 but no intimation of this change has been given to me, when I told him, they told me that we inform with account statement as I get an account statement through email, and email comes with subject "Email Statement of your HDFC Bank accounts" so it is a very common practice among many account holders to download the statement & reconcile closing balance with it while the information was given in covering page, I mean to say that the subject was differ than the purpose as account holders do not always read what is written in covering letter because subject itself comprise of statement; always keep in mind subject, if the notice of change would have been given through separate mail with proper subject, then attention could have been paid, and issue was not happen and even I wrote him to reverse charges debited to my account, they are replying diplomatically, and last reply of mail has not come yet...

        Mere intimation (notice) of change was given with differ subject, and because of that accounts holders were remain ignored & unknown about such a serious change

        It is also clearly stated in RBI consumer guideline...if any change in AQB to be maintained, then notice of the same should be passed on to existing account holders in a manner laid down by central bank

        I kindly request you to do the needful
        I have been debited an amout of Rs. 110.30 from my a/c on 17 Sep 2010 w/o my information. Totally not acceptable. Please explain.

        3RD PARTY CASH TXN INC ST & EC 010910

        A/c No. : - [protected]
        My A/c no [protected] what reason 3rd party cash TXN INC ST& EC 280910 what meaning pls replay my mail address, amal.[protected]@yahoo.com
        3RD PARTY CASH TXN INC ST & EC 141010
        rs 65.00 have been deducted from my account on 2.11.2010
        plz help me is this applicable
        for local cheque deposit

        nagacharan
        ac with
        hdfcbank,
        westmambalam branch,
        chennai.
        Hi,

        I am Prathiba here. This is the second time I am facing this problem. An amount of Rs.110.30/- has been deducted by 3RD PARTY CASH TXN INC ST & EC 141210. Added to this an amount of Rs.800/- approximately has beed deducted, saying that I am not an employee of Mahindra Satyam, when I was a active employee of them. Nowadays it shows that none of the Bank is genuine & I have no idea where to put my salary. For eg. When we draw Rs.500 the Bank deducts 400 additional to it i.e totally 900 & shows the remaining balance. This has happen both to my husband & as well to me. This is against law which is really very bad & worse.

        -----> One important thing is that. When I joined my second company I was in a condition to close the HDFC A/C. I had remaining balance of Rs.17/-.After some months, I recieved a cheque for Rs.17/-from HDFC Bank. I was really impressed & opened a new A/C in HDFC, From that time I am using HDFC Bank A/C. But nowadays I feel that I really made a blunder in opting HDFC Bank. Please help me in the 3RD PARTY CASH TXN INC ST & EC 141210 deduction & refund the money ASAP.

        Thanks,
        Prathiba
        M - +[protected]
        I have faced the same problem..The bank has deducted the amount of Rs.110.30 from my account without my confirmation.This is totally unfair and i am extremly disappointed.
        REGARDS:
        YASAR ARAFATH
        CHENNAI.
        I am astonished that good reputable bank would do such thing without informing their customers.

        None of the other banks I deal with would charge any penny for 3rd party transfer.

        HDFC Bank — Money deduction without any information

        From my account money has deducted without any information. AQB SER CHGS INC ST & CESS JAN-MAR2011: Amount 827.25. Please let me know the reason why the amount has deducted from my account or let me know how to avoid such thing in future, before I close my account.
        hi all,


        May i know for what reason an amount of Rs.110.30 is being deducted from my savings account.
        when i checked my savings account i found like this-
        "3RD PARTY CASH TXN INC ST & EC 050411"
        this is really unfair to simply deduct money from account without reason and notice of account holder.?????
        its my kind request for the concerned ones to have a look at these and take necessary actions...
        Hello,

        When I checked my HDFC saving account ([protected]), I noticed that 3RD PARTY CASH TXN INC ST & EC 150411 a sum Rs 110.30/- deducted from my account.

        Can let me know what exactly is that charge? Is this charge legal and how much is on percentatge?

        Would like a confirmation on this and a circular that this will be deducted in the future too.

        I would also like this amount to be put back in my account, as no advance notice was given.
        Hi guys

        Don't use HDFC a/c Now onwards. HDFC Bank is not good bank in INDIA. HDFC bank earning money from the customer. They are not servicing to the customer.

        They will charge any thing they like.

        Please use national bank like ( SBI, Andhra Bank like ... )

        Regards
        Thiru
        Dear Sir/Mam,


        i also faced the same problem. When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 270511 a sum Rs 110.30/- deducted from my account without my knowledge.

        I shall be highly obliged if you can let me know what excatly that charge.

        Would like a confirmation on this.

        Thanks & regards
        Banupriya G
        A/C No: [protected]
        I have also faced the same issue and same amount i.e. 110.30 has been deducted from my account without any reason.And no cash deposit happened in my account in last few months except my monthly salary.
        I can see we all are facing the same issue but htere is no calrification from HDFC representative.
        Its strange !!!
        I have been debited an amout of Rs. 83.23 from my a/c on [protected] as 3RD PARTY CASH TXN INC ST & EC 070611. Please give me the explanation.

        M Naresh Babu
        Cell No. [protected]

        HDFC Bank — Withdraw money without any reason

        Hi sir/madam,

        I ravi kumar , HDFC Savings Account No.: [protected] , having a concern regarding money withdrawl of amount Rs:827.25 on 16.07.2011 which is not fair at all where my account balance is more than 5000.00 as per their policy.
        Peviously i have already paid the AQB ser charge in the month of MARCH-APRIL.

        So kindly look in to the matter and provide me a better solution ASAP.

        Thank,

        Ravi Kumar.
        I also faced same issue. Got reply from customer care that "Its as per bank policy"
        I am shifting my salary account to a different bank.
        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 216011 a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what excatly that charge. Is this charge legal and how much is on percentatge.

        Would like a confirmation on this.

        Thanks & regards

        M.V.S.Rajesh
        DEAR SIR

        I HAVE TAKEN TWO WEHLEER LOAN FROM HDFC BANK LTD
        AND MY CHEQUE WAS BOUNCED AND INFOMED THE COLLECTION BOY MR JOSHI HE TOLD ME U SPEEK WITH MR SURAJ SINGH ON [protected].I SPOKE WITH SURAJ SINGH TOLD THAT PLZ RE DEPOSIT MY SAME CHEQUE BUT HE WAS FORCEING FOR CASH PAYMENT BUT I TOLD I HIM PLZ REDEPOSIT MY CHEQUE AND HE TOLD ME THAT WE DONT WANT UR PAYMENT AND DURING THE TALK ON PHONE HE ABBUSE ME MANY TIMES AND. THE PERSON SHOW THE CLASS OF THE COMAPNY . AND I M THINKING THAT THIS THE WAY U GUYS SPEEK WITH UR CLINTS . AND I M THINKING TO GO TO CUSTOMER FORUM .I M REALLY VERY UPSET WITH THE BEHAVER THAT MR SURAJ SINGH HAS DONE .AND EVERY THINK I HAVE RECODED IN MY MOBIL .MY LOAN NO IS 17510897 AGENCY NAME SHREE RAM FINANCIAL SERVICES ( SRFS ) AND PLZ AVIOD THIS KIND OF LANUGE WITH CLINTS U R INTO CORPRATE WORLD.

        REGARDS
        KARAN MEGHANI
        I have also been charged 110/- 2 times for 2 txns. when I checked my statements then I reliased that they have charged for withdrawing cash from non-home branch.

        This is totally not-acceptable. Further more yesterday also they cahrged 50/- for signature verification.

        I think these kind of charges will reduce the number of customers from HDFC bank. I am also thinking of closing one of my bank account from HDFC.
        Hi,

        Even for me also they have deducted without informing me.

        3RD PARTY CASH TXN INC ST & EC 220711

        Bishnu
        Hi,  

        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..? These transaction has been done at KANIMOZHI FROM CHENNAI NELSON MANIKAM ROAD BRANCHBranch…..




        0 Jul 2011 3RD PARTY CASH TXN INC ST & EC 090711 [protected] 20 Jul 2011 110.30 5507.06
        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..? These transaction has been debited an amout of Rs. 110.30 from my a/c on 20 Jul 2011 3RD PARTY CASH TXN INC ST & EC 090711 without my information. Totally not acceptable. Please explain.
        Kanimozhi
        A/c No. [protected]
        Nelson manikam road branch.
        There should be mode of communication before they charge the account with "14 Sep 2011 3RD PARTY CASH TXN INC ST & EC 050911 [protected] 14 Sep 2011 110.30"

        Is there any such guidance from RBI to HDFC? Whom to reach ?

        Regards,
        Venkat
        [protected]@india.com
        I have been debited an amount of Rs.110.30 from my a/c. Very very minimal amount cash deposit made and for this charges, this is totally unfair. Not good sign from HDFC. Not even informed while dpositing the amount to the user. This is how corporate loots money with people. I am not happy.
        Charged money without any information
        Hi,

        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..?
        Date Narration Cheque/Ref. No. Value Date Withdrawal
        10 Nov 2011 3RD PARTY CASH TXN INC ST & EC 241011 [protected] 10 Nov 2011 110.30
        03 Nov 2011 3RD PARTY CASH TXN INC ST & EC 041011 [protected] 03 Nov 2011 110.30

        Could you please revert the amount and do needfull.

        Thanks,
        Sowdamani.
        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 111011 a sum Rs 110.30/- deducted from my account for twice (November 6th and 14th)

        Could you please explain?
        Could you please explain what is 3RD PARTY CASH TXN INC ST & EC? when i have check my savings account amount rs 110.30 deducted
        This fee is just ridiculous. I just spoke to a representative, who said that even if the deposit amount is Rs.100 from third party we will be deducted Rs110. And more funny was the fact that, money was just mine and asked my friend to deposit on his way to work as i was busy that day. This banks have funny ways to make money out of the customers.
        This is really unfair and rediculous.. how these guys can charge like without prior notification.. Thrice they've deducted in my account...i was shocked when i was trying to draw some money and it says no balance. When i checked my account only i came to know HDFC ppl charging like this.

        i am pissed off with HDFC folks...

        Plz let me know how do i get my money back...

        Thanks,
        Jakeer. Shaik
        Hi yaar,
        Im also Facing the same problem..
        From my a/c 110.30 rupees are deducted and narration is 3RD PARTY CASH TXN INC ST & EC 180112 ..
        On Which basis you are deducted that amt from my a/c????
        A/c Number [protected], Branch-HIMAYATNAGAR
        I have been debited an amout of Rs. 110.30 towards 3RD PARTY CASH TXN INC ST & EC on 14 Feb 2012 without any information. Please explain and credit it back.

        Mohan Ramamurthy,

        Mobile No. [protected]
        HI,
        i also today face that problem ...why they are taken money without any information . thia is too bad...
        Dear Sir/Mam,


        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 30312a sum Rs 110.30/- deducted from my account.

        I shall be highly obliged if you can let me know what exactly that charge. Is this charge legal and how much is on percentage.

        Would like a confirmation on this.

        Thanks & regards
        Rajesh
        Even I am facing the same pblm. What exactly is the reason for it.
        Charged money without any information
        Hi,

        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..? These transaction has been done at ANSALS ARCADE-NOIDA Branch

        24 May 2012 BRN CASH TXN CHGS INCL ST & EC[protected] May 2012 112.36
        14 May 2012 BRN CASH TXN CHGS INCL ST & EC[protected] May 2012 112.36
        Could anybody tell me what is 3RD PARTY CASH TXN INC ST & EC for hdfc saving account
        Hi,

        When I checked my saving account, I noticed that 3RD PARTY CASH TXN INC ST & EC 120712 a sum Rs 112.36/- deducted from my account.

        Could you please explain…… who has given the authority to the bank to charge the amount from my account without any confirmation...and why shouldn’t I take any legal action against this bank…..? These transaction has been done at GULBARGA, KARNATAKA Branch...

        Shivanand B J
        A/c No. [protected]
        Ph No [protected] / [protected]
        E Mail bj.[protected]@hotmail.com
        THIS IS VERY ANNOYING, HOW THE HELL CAN ANYONE DEDUCT THE MOINEY FROM MY ACCOUNT WITH OUT A PRIOR NOTICE AND MY PERMISSION, IS THIS YOUR FATHER'S ACCOUNT?????????????????????? THAT YOU CAN DEDUCT MONEY WHENEVER YOU WANT FOR WHATEVER THE FCKING REASON IT MIGHT BE. 112 RS ARE NOT LESS FOR ME. LIKE HELL... LET THIE HDFC BANK GO TO HELLLLLLLLLLLLL... I HATE THIS. NOT GOOD ON YOUR PART - YOU HDFC PEOPLE... DAMN YOU.
        i have an amount of 205 but when i withdraw 100 on 11/06 .after i see my account there is only 46 and in narration it is seen below statement may i know y this is happening
        STMT CHGS NET-MBL INCL ST & EC 040613
        Dear mam/sir,
        Today i check my account mini statement and i found 56.18 rupee dedect in my account and i don't know why it charge and how that type of charges. in my account it show me

        STMT CHGS NET-MBL INCL ST & EC 270513

        I don't know what type of charges this. so please help me and suggest me what type of charges and how many day will go and it will be detect again. and it is (HDFC) salary account. and nobody tell me that type of dedection .if it wiil be dedect again in future. so please suggest me and how can handle my dedection in my account .my mail id it

        [protected]@gmail.com


        Please suggest me and send me mail on my mail id


        Best Regard,
        Ravi Kumar Rawat
        [protected]
        Hi,

        From my HDFC account a sum of amount 224.72 has been deducted with the below mentioned reason.

        22 Mar 20143RD PARTY CASH TXN INC ST & EC 100314 22 Mar 2014 112.36
        19 Mar 20143RD PARTY CASH TXN INC ST & EC 030314 19 Mar 2014 112.36

        I am really afraid why this amount has been deducted. I am not able to understand it from narration. Can any one explain me the exact reason for this and who I can get back the amount.


        Regards

        Koushik Bhowmick
        Dear Sir/Madam,

        Today from my HDFC salary account 16.85 rs deducted without my Knowledge.

        28 Apr 2014 INST-ALERT CHG INC ST & EC JAN-MAR2014 16.85

        So please help me on this issue and revert my balance.

        Thanks & regards

        Vijayalakshmi
        Hi,

        Can any one help me what type of charge is 3RD PARTY CASH TXN INC ST & EC 270514 for every 10 days 112.36 rupees deducting from my salary account, Even because of this i am planning to go for other banks,


        Regards,

        GEETHA.M

        CIBIL Score

        I am using HDFC Credit Card from more than 18 Months. I never misused Card and i never delayed in Payment. I am using the card as per proper instructions. But still my CIBIL score is not updated in CIBIL Transunion account.

        want to need cibil check

        i wish to apply i want to my cibil details
        i did not know my cibil details properly
        so i need my cibil details so ple kindly informed my cibil details

        bad environment of boss with his subordinate in hdfc bank

        I had submit my problem in consumer complain of against the my boss misbehavior now i want to know what is going on about my complain.

        Loan installment pay but hdfc bank collection department caaling by me

        Sir,

        please conform me my estolment ...

        collection depatment calling by me & let free othe chargers ...


        ghanshyam mehta

        [protected]
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          G
          gurmit singh sodhi
          from Patiala, Punjab
          Apr 26, 2012
          Resolved
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          Address: Bathinda, Punjab

          SIR,
          ON DATED 23/04/2012, I DEPOSITED ONE CHEQUE NUMBER 215588 OF AMOUNT 3,66,000/- IN THE CURRENT ACCOUNT [protected] IN THE NAME OF SUKHDEV SINGH HUF FROM FROM OUR C/A[protected] TRUSTLINE SECURITIES LTD IN THE MORNING TIME AND THIS IS ONLY FUND TRANSFER FROM OUR ONE A/C TO OUR ANOTHER ACCOUNT. BUT THEY DID NOT TRANSFER IN THE SAME DAY .ONDATED 24/04/2012 I VISITED THE BANK AT 9.30 A.M. AND ENQUIRE ABOUT THE CHEQUE BUT THEY DID NOT BOTHER, AFTER ONE HOUR THEY TOLD ME THAT WE WILL TRANSFER THIS CHEQUE IMMIDIATELY. BUT I REQUEST THE STAFF THAT MY CHEQUE WILL COME IN CLEARING AGAINST THIS CHEQUE SO PLEASE CLEAR THE CHEQUE. AT 10.40 A.M. AFTER PUNCHING THEY TOLD ME THE CHEQUE IS CLEARED AND THE FUND TRANSFERRED IN YOUR ACCOUNT AND ALSO BANK PROCESS ZIP, HOLD ALSO CLEARED. BUT AT 2 P.M. MY CHEQUE OF CLEARING CHEQUE NO 058327 OF RS. 200717/- DISHONOURED AND WHEN I RECEIVED MOBILE MESSAGE I VISITED THE BANK BUT STAFF DID NOT CORPORATE ME & WITH THE HELP OF CLUSTER HEAD ASHU JI THIS CHEQUE CLEARED AT 3.30 P.M.
          IN THE EVENING TIME MR SACHIN INVITED ME IN THE BANK CABIN OF MANAGER FOR SOLVING THE PROBLEM & WHEN I ENTERED THE CABIN MR SACHIN BRANCH MANAGER WITH TWO HIS FRINDS WHICH ALREADY INVITED BY HIM ( NOT BANK EMPLOYEES) SEATING IN THE CABIN AND MR SACHIN WITH THEIR FRIEND THREATED ME & MISBEHAVE ME AND MR SACHIN COMPEL ME FOR CLOSING ALL MY ACCONT IN THE BANK.SIR THAT MR SACHIN PLAY AS GUNDA IN HIS OFFICE CABIN.HE ALSO TOLD ME THAT MR ASHU CLUSTER HEAD IS HIS FAST FRIEND AND MR ASHU WILL FAVOUR HIM.
          .SIR I AM REPUTED OLD PERSON IN BATHINDA & I AM MEMBER OF ALL CLUB ,ASSOCIATION AT BATHINDA.MY SON WHO IS BTECH-MBA WORKING MNC REPUTED POST AND MY DAUGHTER & SON IN LAW ALSO REPUTED DOCTORS . I AM PREFERED CUSTOMER OF HDFC BANK LTD AND I AM CUSTOMER OF HDFC BANK FROM LAST 20 YEARS WHEN THE BANK OPEN THEIR BRANCH AT K G MARG, NEW DELHI. MY CUSTOMER ID 239326 IN THE HDFC BANK. SIR, I HAVE NEAR ABOUT 20 SAVING ACCOUNTS AND CURRENT ACCOUNTS IN YOUR BANK.NEAR ABOUT 500 ACCOUNT OF MY CLIENTS IN THIS BRANCH .AT THE OPENING TIME OF THIS BRANCH (BRANCH NO 0187 GURU KANSHI MARG, BATHINDA,) I ALSO HELP TOO MUCH FOR HDFC BANK FOR OPENING NEW ACCOUNT IN VARIOUS PRODUCT AND FOR COLLECTING DEPOSIT. I ALSO MOTIVATE ALL MY CLIENTS FOR OPENING THEIR SAVING ACCOUNT AND DEMAT ACCOUNTS IN THE BANK. I REFERED SO MANY PREFERED ACCOUNT FOR THIS BRANCH. SIR I HAVE NEVER ANY PROBLEM IN THIS BRANCH FOR ANY SERVICE BUT PRESENT NEGATIVE BEHAVIOUR OF THE SOME STAFF & MISBEHAVE BY BRANCH MANAGER , TROUBLE ME. PLEASE TAKE THE ACTION.

          THANKING YOU,

          YOUR’S FAITHFULLY


          DATED : 24/04/2012 GURMIT SINGH SODHI
          AUTHORISED SIGNATORY
          G.S.SODHI & CO C/A [protected]
          SUKHDEV SINGH HUF C/A [protected]
          TRUSTLINE SECURITIES C/A [protected]
          MEMBER OF NATIONAL STOCK EXCHANGE & BSE STOCK EXCHANGE
          TRUSTLINE COMMODITIES C/A [protected]
          MEMBER OF NCDEX AND MCX
          MOBILE :[protected]
          Email:- [protected]@gmail.com
          [protected]@yahoo.com
          Aug 13, 2020
          Complaint marked as Resolved 
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            J
            jatinmakhija
            from New Delhi, Delhi
            Apr 26, 2012
            Resolved
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            Address: South Delhi, Delhi

            Hi

            This is to bring to kind notice that I Jatin Makhija is having an account in your prestigious bank HDFC with the account details mentioned below. Also my father Mr. K.L. Makhija, mother Ms. Shakuntala Makhija and sister Arti Makhija are having same sort of accounts too.
            We opened our accounts with zero AQB balance & FD of Rs. 1,00,000 in each of them, & at the time of opening ,it was clearly mentioned that there is no need of maintaining any balance , but as per some policy initiated from the month of Jan’12 there is a need to maintain minimum balance as per the account you have.
            This information was not at all communicated to any o[censored]s & when in the month of April’12 my father made a random visit to bank & got to know that on each account a penalty of 551Rs per month starting from Jan’12 has been imposed with no notice i.e. approx.. 2200 from each counting to round about Rs9000 in total
            When asked to refund that as there was no notification, the officials there didn’t entertained what my father was saying. He has already made around 10-12 visits in the E-216 East of kailash office branch and no justice is provided.
            After such things happened I personally accompanied my father & had a word with the PB authorizer Raman Kumar who along with his manager Mr. Deepak Oberoi didn’t responded to our problem well & after a handsome amount of brainstorming session with my father we had to prematurely close one FD of 1 lakh & deposited 15,000 each in two of the accounts, which again was a loss venture as there were deductions for breaking the Fixed Deposit, Rs. 1159
            This kind of behavior of the officials & unnecessary deductions are not at all expected nor acceptable to us.
            Kindly look in to the matter & provide the refund as well compensate for the same.

            Jatin Makhija : Account No. : [protected]
            K.L. Makhija : Account No. : [protected]
            Shakuntala Makhija : Account No. : [protected]
            Arti Makhija : Account No. : [protected]

            You can contact on any of the below mentioned numbers.
            K. L. Makhija ([protected])
            Jatin Makhija([protected])

            Looking forward for a quick & crisp action.

            Regards
            Jatin Makhija
            Aug 13, 2020
            Complaint marked as Resolved 
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              S
              sankar1401
              from Noida, Uttar Pradesh
              Apr 25, 2012
              Resolved
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              Address: Bangalore, Karnataka

              Dear Sir/Madam,

              I have taken two personal loans with HDFC to complete my house in addition to SBI Home loan. Now I have completed my house and would like to close the personal loan with HDFC so that I can keep only the home loan. But when I approached HDFC help desk they haven't provide any option. But if I continue all my loans I need to spend more than 80% my salary as EMI which would seriously affect my other personal spending and the same lead to so many personal problems. Please kindly help me to close both of my HDFC personal loans.

              Thank you.

              My Loan a/c Numbers:
              1 ) [protected] EMI Rs.21168.00 9 months completed
              2) [protected] EMI Rs. 10400.00 2 months completed.

              Regards,
              Sankarganesh

              Email:[protected]@gmail.com
              Aug 13, 2020
              Complaint marked as Resolved 
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                S
                SNARAYAN651
                from Barmer, Rajasthan
                Apr 25, 2012
                Resolved
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                Address: Gurgaon, Haryana

                Dear Sir ,

                HDFC home loan division is taking customer for granted. . Details are as below .

                Home loan account no[protected]. EMI Rs 61946/-

                1. Payment for Feb 2012 was delayed due to PDC cheque dtd as 30.02.12 ( Date was invalid )

                The communication in this regard was posted to me on 29th Feb from HDFC office and I received it only on 9th March with due date for 5th March.

                Penalty was levied for delayed EMI payment cleared on 12th. Only EMI cleared and penalty payment was kept pending on request to bank for waiver.

                2. PDC cheques for March 2012 , two SBI cheques were submiited EMI amount by mistake. Both cheques were presented by the bank and dual transaction posted in my account , I did visit Gurgaon HDFC branch and informed about dual payment debited from my SBI account , I was informed this will be adjusted for April 2012 . Subsequently i got a communicaton form bank that April cheque will also be presented and this double payment amount will be refunded back , i received the cheque dated 15th April for Rs 61467 /- against the amount 61946 /- .On clarifying with the bank they confirmed the penalty charges for March delayed payment is adjusted against this refund.I don't find any logic in this adjustment. Additional amount debitted from my account should have been refunded back with accrued interest for 15 days .

                Also two cheques collection for the same month is not acceptable even if customer had submitted the PDC by mistaek. This looks very unethical when they are enforcing interest payment on delayed payment.

                Please look into this and update the way forward. I have all mail communication in this regard and also the bank statement for all transactions.
                Aug 13, 2020
                Complaint marked as Resolved 

                HDFC — dual payment by mistake

                sir,
                i am purshotam lal holding bank account in hdfc bank A/c no. is[protected], i had made dual payment to pay my mtnl landline bill by mistake through net banking.i m resquesting u please try to send it back to my account or adjust it on next bill.
                thanking u

                HDFC — double payment

                DEAR SIR

                MY NAME IS LIJU , OWNER OF RELIANCE MOBILE STORE KOTTARAKARA
                I HAVE BIKE LOAN[protected] FIRST TIME ON 03.11.2011 MY ICICI BANK CHEQUE ( 5066 ) DISHONOURED RS 1990 , AFTER SOME DAYS SOME ONE CALL ME AND TAKE PAYMENT ON MY OFFICE ON 16.11.2011 , RS 1990 , AGENT ID NO : 168977 , AGENCY NO : [protected], RECEIPT NO : 61454102 , AFTER SOME DAYS I GOT MY BANK STATMENT, MY ICICI CHEQUE 5066 PASSED ON 14.11.2011, RS 1990
                IT MAKE DOUBLE PAYMENT IN MY HAND , AFTER THIS I CALL KOLLAM OFFICE THEY ARE NOT GIVING CORRECT REPLY , SO PLS GIVE ME CORRECT ANSWER AND BACK MY EXTRA PAAYMENT


                REGARDS
                LIJU VIJAYAN
                [protected]
                [protected]
                Dear Sir,

                We regret the inconvenience caused. We want to stress that your concerns are important to us. We request you to write to [protected]@hdfcbank.com with your contact number, complete complaint details and the reference id TTU[protected] . Once we receive this information our bank representative will look into your issue.'

                Regards, Customer Assistance, HDFC Bank
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                  A
                  Akash Deep
                  from Chennai, Tamil Nadu
                  Apr 24, 2012
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                  NOC not Provided

                  Address: East Delhi, Delhi

                  i have opted Two Wheeler Loan from HDFC Bank which has been cleared in Dec 2011 but i didn`t recieve my NOC tIll now as per HDFC Bank if amount is cleared then NOC get delivered at mailing address automatically & i have waited till 3 months but not recieved then i have visited hdfc centre for the same where they asked 250/-rs from me to get NOC it means that i have given Intrest on the amount which has been cleared & no EMI was reversed...
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                  prashantipem
                  from Gurgaon, Haryana
                  Apr 24, 2012
                  Resolved
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                  Address: Gautam Buddha Nagar, Uttar Pradesh

                  Dear sir,

                  I am writing on the behalf of my company Logic IT Solution Pvt. Ltd.

                  I have an Current account with HDFC bank and all the foreign money transaction will be done through this bank.

                  From the last few days i am facing problem in recieving money from my client.

                  They deposite the money in our company account and after many days no money will be credited in our account.

                  When we ask for this to our client then they told us that they have make the payment and they have the receipt of this.( I am attaching two receipt )

                  I complaint regarding thins to our bank's (HDFC Bank Sector-63) manager and he asked me to write an email regarding this. I write mail and send it to

                  bank manager but it is failed because of mail box full then i call him regarding the status but still he do not know where is money gone.

                  Please see the issue and help us.

                  Thanks & Regards,

                  Logic IT Solution PVT. LTD.
                  B-77
                  Sector-64
                  Noida- 201307

                  [protected]
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    R
                    ranjithpc
                    from Pathankot, Punjab
                    Apr 24, 2012
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                    Address: Thrissur, Kerala

                    i have applied for a loan to purchase a land. after completing all processing of documents they refused to sanction the loan .



                    ranjith pc
                    Dear Customer,

                    We request you to write to HDFC Limited at [protected]@hdfc.com who will ensure that your query concerning your home loan is resolved at the earliest.

                    Regards, Customer Assistance, HDFC Bank
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                      Y
                      yatendra singh bisht
                      from Mumbai, Maharashtra
                      Apr 24, 2012
                      Resolved
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                      Address: East Delhi, Delhi

                      Dear Concern,

                      My self Yatendra Singh Bisht.I have a personal loan a/c no 18742742 an amount of 290000 in HDFC BANK, For which payments are made
                      regularly.But this month i lost my job due to cost cutting in my company.So i am not able to give EMI from this month.Please give me time 5 to 6 month time to give this loan.ank bank person is pressure me to give EMI i told all the thing which one happen with me and till date i don't got a job and how can i give my EMI if i don't have job.And bank give me loan on my salary base my net salary is Rs 22488 and my EMI is 8519 Rs.So please help me. I have already complain to RBI against bank.

                      Name :- Yatendra Singh Bisht
                      Loan A/c no :[protected]
                      Bank Name:- HDFC BANK
                      Contact No:- [protected]
                      Mailing Add:- Yatin.[protected]@gmail.com
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Dear Mr Bisht,

                      We have received your email vide ref no.[protected] and the same is under investigation. We will revert to you shortly with resolution.

                      Regards, Customer Assistance, HDFC Bank.
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                        G
                        Gauri shankar88
                        from Mumbai, Maharashtra
                        Apr 24, 2012
                        Resolved
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                        Resolved

                        Address: West Delhi, Delhi

                        Dear Sir,

                        Regret to say that your down the line making fool of customer,First they offer pre approved Personal loan to me and when i forward the doc's to them now they are not replying on the same.If your company can't give pre approved loan to customer why you offer pre approved loan to them.....
                        For your kind information i am forwarding details of pre-approved loans as follows..

                        Name of Customer : Gauri Shankar Agrawal
                        Pre Approved Loan Amt : 88000
                        DOB :1 Aug 1988
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        Dear Mr Agarwal,

                        We'd like to check your application from our end and respond. Please write to [protected]@hdfcbank.com with your application details, contact details and the reference number TTU[protected].

                        Regards, Customer Assistance, HDFC Bank
                        Yes, they also make the fool of me. at the time of loan they make the lots of promossis, but did't complete them. I find othjer way and now i got the loan from other financial service you can also go and take the benefit. here are they :- http://www.dialabank.com/article.cfm/articleid/1546
                        or http://en.wikipedia.org/wiki/Secured_loan
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                          A
                          AVINASH1415
                          from Mumbai, Maharashtra
                          Apr 23, 2012
                          Resolved
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                          Resolved

                          Address: Mumbai City, Maharashtra

                          Dear Sir,


                          My personal Loan No is 20938240 with Loan amount 4 lakh. I have applied for this loan in Mid of March to HDFC Bank ( Personal Loan Dept.) & requested to disbursed this amount before 20th March to avoid Interest on mentioned amount. But this date was delayed by Bank & disbursed the 386799/- rupees amount after charging additional interest & processing fees & tax. Also Bank issued the loan statement stating that My first EMI ie 13720/- started from 4th May 2014 due to delay in disbursement of Loan amount. So as per bank confirmed & as per issued statement on 28/03/12 my first EMI started on 4th of May 2012. But actually Today on amount of 13720/- is deducted from my account with Cheque no 458474 which is not as per statement & also no one from Bank, has given prior intimation regarding this EMI. Now my balance is low due to this cutting & already I have issued cheques to other Party which will get bounce if the party has submitted that cheque.



                          This problem arises due to without intimation & post deposited of cheque By HDFC bank. No one responding properly.

                          Every one is saying action will be taken But in whole day they are just checking no one replying.


                          If this will not resolved soon then I have to go in to consumer court. Try to resolve this issue as soon as possible.

                          HDFC complaint no is[protected].


                          Thanks & Regards
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            S
                            suryodai
                            from Mumbai, Maharashtra
                            Apr 22, 2012
                            Resolved
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                            Resolved

                            Address: Delhi

                            sir,
                            I have cradit card no [protected], but still have not recive any statement on my postal address/ estatement on registerd mail id ,kindly take it seriosly because i have complaint many time on customer care but their is no responce till now.

                            with regards

                            SURYODAI SRIVASTAVA
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              K
                              kishore sarraf
                              from Siliguri, West Bengal
                              Apr 22, 2012
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                              Address: Muzaffarpur, Bihar

                              I will apply for cheque book in that time they will say we are unable to give u cheque your limit is cross after 3 month they will sent me a cheque book . The cheque book is recive in HDFC muzaffarpur branch on 07/02/2012.what can I do on this case .

                              Yours
                              Kishore sarraf
                              [protected]
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                                R
                                ravi15
                                from Madgaon, Goa
                                Apr 21, 2012
                                Resolved
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                                Resolved

                                Address: Ahmedabad, Gujarat

                                I created netsafe card to open an account in google play store. But google doesn't except it. So i cancelled it. According to HDFC if i created netsafe card from a Debit card then on cancellation of netsafe card refund should be given in 3 working days. It's been a week, i cancelled my netsafe card on 12/4/2012 and today is 21/4/2012. I never received refund. Can anyone help me?
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  P
                                  PavanKuamrVarma
                                  from Kolkata, West Bengal
                                  Apr 20, 2012
                                  Resolved
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                                  Resolved

                                  Address: Visakhapatnam, Andhra Pradesh

                                  Sir,

                                  My Name Is Pavan Kumar Varma My brother was unfortunatly died due th Heart Strock .My brother was taken personal loan at HDFC Bank.Bankers was forced my family to pay the all dues .Bankers was not coverage any insurence


                                  Thanks,
                                  Pavan KUmar Varma
                                  [protected]
                                  [protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear,
                                  Pavan Kumar Varma Ji

                                  Bank Name: HDFC Bank
                                  Branch Name: VISAKHAPATNAM - ANDHRA PRADESH
                                  Address: POTLURI CASTLE, 1ST FLOORABOVE RAYMOND SHOW ROOM DWARAKA NAGARVISAKHAPATNAM AP 530016
                                  City: VISAKHAPATNAM - ANDHRA PRADESH
                                  District: VISHAKHAPATNAM
                                  State: Andhra Pradesh
                                  Phone: [protected] /[protected]
                                  Email: [protected]@hdfcbank.com
                                  Micr Code [protected]
                                  IFSC Code: HDFC0000050
                                  Website: http://www.hdfcbank.com


                                  Welcome Pavan Kumar Varma Ji
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                                    G
                                    GAURAVRIPPU
                                    from ABOHAR, Punjab
                                    Apr 20, 2012
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                                    Address: Ferozepur, Punjab

                                    Dear Sir,

                                    I have submitted my PF withdrawal forms to my previous company HDFC BANK LTD, and they have sent it to the EPF, Bandra office. Those documents are received by the office in the month of october 2011.

                                    It is almost six months over, but still the amount is not deposited into my account.

                                    My PF number is: MH/BAN/46135/141200.

                                    Please process my withdrawal application as soon as possible.

                                    Regards,
                                    Sapandeep kaur ALAG.
                                    [protected].
                                    DEAR SIR, MY CELL NO IS [protected].
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                                      G
                                      GOLDCOIN100
                                      from Gurgaon, Haryana
                                      Apr 18, 2012
                                      Resolved
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                                      Resolved

                                      Address: East Delhi, Delhi

                                      SIR

                                      I HAVE TAKEN POLICY FROM HDFC LIFE POLICY NO. 14808039 IN THE NAME OF NIKUNJ THAPAR R/O FLAT NO 14 JUPITER SOCIETY VIKAS PURI NEW DELHI-110018.THE POLICY WAS TAKEN LAST YEAR AND TILL DATE I HAVE NOT RECEIVED MY POLICY BOND.ON VISIT TO HDFC LIFE OFFICE AT BIKAJI CAMA PLACE ON 14/04/2012 IT WAS TOLD TO US BY SURPRISE THAT THE POLICY BOND HAS ALREADY BEEN DELIVERED TO THE SECURITY GUARD OF THE SOCIETY . NOW HDFC LIFE BEING SUCH A REPUTED COMPANY GETS ADOPTED SUCH AN UNFAIR/UNETHICAL ATTITUTE TO GET THE POLICY BOND DELIVERED TO A SECURITY GUARD. FAIL TO UNDERSTAND HOW CAN MY POLICY BOND BE DELIVERED TO A SECURITY GUARD BEING A MATTER OF MY PERSONAL FINANCES. AND MOREOVER TILL DATE I HAVE NOT RECEIVED MY BOND. PRESENTLY I NEED THE MONEY BACK AS REFUND WITH THE INTEREST OF HARRASEMENT AND MOREOVER THE SAME IS REQUIRED FOR MY SISTERS EDUCATIONAL PURPOSES. AS PER THE LEGAL GUIDELINES THE FREE LOOK PERIOD IS ONE MONTH FROM THE DATE OF RECEIPT OF THE BOND AND THE SAME HAS NOT BEEN RECEIVED BY ME SO I REQUIRE MY POLICY AMT OF RS.1 LACS WITH INTEREST BACK. WHEN THE POLICY WAS REQUIRED AS A MATTER OF SALES PRACTICE BY HDFC LIFE/HDFCBANK PEOPLE WERE AFTER MY LIFE TO TAKE THE POLICY DUE TO THEIR TARGETS. NOW THEY ARE SAYING THAT THE SAME HAS BEEN DELIVERD TO THE SECURITY GUARD AND I CANT GET MY MONEY BACK. THE SAME IS A PRACTICE OF MENTAL TORTURE/HARRASEMENT/UNLAWFUL/ILLEGAL/AGAINST CUSTOMER PRACTISE BEING FOLLOWED BYHDFCLIFE/HDFCBANK.CONTACT NOS [protected] E MAIL IS [protected]@gmail.com
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      This HDFC totaly farud.
                                      HDFC LIFE HAS FAILED TO RESPOND TO MY QUERRY SINCE MORE THAN 2 YEARS FROM NOW AND DENIED FOR MAKING THE PAYMENT .THIS IS SUCH A SHSMEFUL ACT OF THEIRS OF ISTLY DELIVERING THE BOND TO A SECURITY GUARD AND LATER DECLINING TO REFUND.DO NOT TAKE POLICIES FROM HDFC LIFE .

                                      LACK OF BASIC SERVICE
                                      SIR

                                      I HAVE TAKEN POLICY FROM HDFC LIFE POLICY NO. 14808039 IN THE NAME OF NIKUNJ THAPAR R/O FLAT NO 14 JUPITER SOCIETY VIKAS PURI NEW DELHI-110018. TILL DATE I HAVE NOT RECEIVED MY POLICY BOND.ON VISIT TO HDFC LIFE OFFICE AT BIKAJI CAMA PLACE ON 14/04/2012 IT WAS TOLD TO US BY SURPRISE THAT THE POLICY BOND HAS ALREADY BEEN DELIVERED TO THE SECURITY GUARD OF THE SOCIETY . NOW HDFC LIFE BEING SUCH A REPUTED COMPANY GETS ADOPTED SUCH AN UNFAIR/UNETHICAL ATTITUTE TO GET THE POLICY BOND DELIVERED TO A SECURITY GUARD. FAIL TO UNDERSTAND HOW CAN MY POLICY BOND BE DELIVERED TO A SECURITY GUARD BEING A MATTER OF MY PERSONAL FINANCES. AND MOREOVER TILL DATE I HAVE NOT RECEIVED MY BOND. PRESENTLY I NEED THE MONEY BACK AS REFUND WITH THE INTEREST OF HARRASEMENT AND MOREOVER THE SAME IS REQUIRED FOR MY SISTERS EDUCATIONAL PURPOSES. SO I REQUIRE MY POLICY AMT OF RS.1 LACS WITH INTEREST BACK. WHEN THE POLICY WAS REQUIRED AS A MATTER OF SALES PRACTICE BY HDFC LIFE/HDFCBANK PEOPLE WERE AFTER MY LIFE TO TAKE THE POLICY DUE TO THEIR TARGETS. NOW THEY ARE SAYING THAT THE SAME HAS BEEN DELIVERD TO THE SECURITY GUARD AND I CANT GET MY MONEY BACK. THE SAME IS A PRACTICE OF MENTAL TORTURE/HARRASEMENT/UNLAWFUL/ILLEGAL/AGAINST CUSTOMER PRACTISE BEING FOLLOWED BYHDFCLIFE/HDFCBANK. A COMPLAINT WAS ALSO LODGED WITH HDFC LIFE AND ACCORDINGLY I AM DENIED FOR ANY KIND OF REFUND THROUGH THEIR CORRESPONDENCE. MY CONTACT NOS [protected] E MAIL IS [protected]@gmail.com
                                      [protected]@rediffmail.com
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