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HDFC Bank Complaints & Reviews

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Updated: Dec 9, 2025
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T
tapojit_mukherjee
from Delhi, Delhi
Mar 15, 2012
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Address: South 24 Parganas, West Bengal

REJECTION OF APPROVAL
HDFC BANK sent the sms like that-"Dear Customer Your completed Personal Loan app is now accepted.Pls quote ref no.20979017 for any status update- "

But after 4 working days without any varification the executive informed thet my application has been rejected I want the explanation regarding that matter...
Aug 13, 2020
Complaint marked as Resolved 
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    shirish_76in
    from Delhi, Delhi
    Mar 15, 2012
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    Address: Mumbai City, Maharashtra

    DEAR SIR/MA'AM,

    THIS IS REGARDING THE SETTLEMENT OF MY CREDIT CARD NO. [protected] NAMED SHIRISH S CHAURASIA.

    CURRENTLY I AM NOT STAYING IN CURRENT ADDRESS BECAUSE THAT HOUSE DOES NOT BELONG TO ME, THE HOUSE IS ON MY ELDER BROTHER'S NAME AND THE PROPERTY IS ON PAGADY SYSTEM, I WAS STAYING ON RENTAL BASIS. NOW DIFFERENT FAMILY IS STATYING IN CURRENT ADDRESS. THEY HAVE RECEIVED MY NOTICE FROM CHENNAI STATING ABOUT CREDIT CARD PAYMENT AND TO SEAL THE HOUSE AND MOVABLE AND IMMOVABLE PROPERTY. MY BROTHER CALLED ME UP AND SAID THAT THE HOUSE BELONGS TO HIM THEN HOW CAN HDFC CREDIT CARD COMPANY CAND SEND SUCH A LETTER WITHOUT ANY INVESTIGATION THAT WHETHER THE PERSON IS STAYING IN THAT PLACE OR NOT. SO HE IS GOING TO SEND NOTICE TO HDFC BANK REGARDING THE SAME. DUE TO THIS I AM FACING LOTS OF FAMILY PROBLEM.

    CURRENTLY I AM JOBLESS AND MY FINANCIAL CONDITION IS VERY BAD BUT STILL I AM READY TO DO SETTLEMENT IN RS.15000/- BUT THEY ARE NOT READY FOR THE SETTLEMENT AND KEEP THREATNING ABOUT SEAL OF PROPERTY.


    REQUESTING YOU TO PLEASE INTO THE MATTER AS EARLY AS POSSIBLE

    AWAITING FOR YOUR POSITIVE AND QUICK RESPONSE.

    Shirish S Chaurasia
    Mumbai
    [protected]
    Aug 13, 2020
    Complaint marked as Resolved 
    Dear Customer,

    Please write to [protected]@hdfcbank.com with your credit card details, contact details, and the reference number TTU[protected]. Once we receive your mail we will investigate and get back to you.

    Regards, Customer Assistance, HDFC Bank
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      datta_jogdandkar
      from Mumbai, Maharashtra
      Mar 13, 2012
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      Address: Mumbai City, Maharashtra

      Hi Team,

      I am Datta Jogdandkar, 26 Mumbai resident. I am having salary account with HDFC Bank Ltd. for last 2yrs and also having good records with bank accounts. I am working reputed company and even we have 2 own rooms in Mumbai and my permanent home address comes in Dharavi area. In last 2 yrs i am had applied 3 times credit cards with HDFC bank with bank approved but every times bank reject my request due to i am not match with bank's internal Policy code. my complaint it about the same with bank if i am having very good records with bank working with reputed company and having owns rooms in Mumbai then why my application every times rejects i am really afraid with this all, i need anyhow credit card because i want shop my wedding shopping with cards. Even my all colleagues having cards with same criteria. i am writing every day mails to hdfc bank to meet some top management but they wont be reply and some day i got called some of officer he saying that we will not approved your cards i[censored] want do anything we wont be fear about you. request you that please grant my complaints against the bank.
      Aug 13, 2020
      Complaint marked as Resolved 
      My contact no.[protected]
      Dear Customer,

      We can check the reasons for this from our end. Please write to [protected]@hdfcbank.com with your application and contact details, and the reference number TTU[protected]. Once we receive your mail we will investigate and get back to you.

      Regards, Customer Assistance, HDFC Bank
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        P
        prashantpati
        from Mumbai, Maharashtra
        Mar 13, 2012
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        Address: Thane, Maharashtra

        Dear Sir/Madam,



        My name is Prashant Pati and I have a serious complaint against HDFC Life Insurance Corporation.

        I have bought one flat on my native place (Bhubaneswar) and paid down payment of Rs. 350000.00 and after six month again I have received the letter from builder for next instalment of Rs. 193000/-. I unable to arrange the money, atlast I have decided to withdraw my HDFC policy (Policy No.[protected] and on 25th Feb, 2012 I have given the request for partial withdraw in Boriwali Branch and when I told them the reason of partial withdraw, they ensured me that within 7 working day money will credited on your account. I have given my new account detail (account No., cross cheque and filled application) but after 7 days also I did not received so that I have made a call to HDFC costumer care, they replied me back that there is some mistake in my NIFT detail. I said I have given all the detail to Boriwali branch so please release my cheqe but I did not received my cheque till 7th March, then I threatened her saying that I’ll complaint to IRDA. Today I have received the cheque but on the cheque the wrong account No. is mentioned.

        After receiving cheque I have made a call to HDFC costumer care but CC Exe. Replied that we can’t help you on this please go to nearest branch and to get fresh cheque it will take another 10 days. There is no branch in Mira Road, so I have to take leave from my job and to visit Boriwali branch.



        I need clarifications on :



        1. HDFC kept my money (Rs. 188394/-) for 14 days, but there was interest given why? Why IRDA not interfering in this point because insurance companies utilising our money for their benefits and are suffering. Request you to look into the matter.

        2. Because of delay from HDFC, I could not make payment to my builder on time and now he is demanding a penalty of Rs. 20000/-. So will HDFC will pay this penalty.

        3. HDFC company has made mistake(wrong A/C No. on my cheque) so they should issue a new/fresh cheque to me, why should I run around them, spend time & money for their mistake. Please look into the matter because HDFC company literally harassing me to release my money. While issuing the policy they (HDFC) commits all wrong thing but when we need our money back, they creates 1000 new rules to hold our money.

        4. I have spoke to many customer care executives regarding my complaints earlier also but there was no response from HDFC.



        Looking forward to positive response.
        Aug 13, 2020
        Complaint marked as Resolved 
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          E
          engr.virendra
          from Delhi, Delhi
          Mar 13, 2012
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          Address: Rewari, Haryana

          My Personal Loan account no is. 11831310. After clearing all the installments still bank is not providing my NOC, they are saying still i have to par Rs. 7232/-. Can you just help me out .
          Aug 13, 2020
          Complaint marked as Resolved 
          Dear Customer,

          We will surely assist you with your issue. Please write to [protected]@hdfcbank.com with your issue details, contact details and the reference number TTU[protected].

          Regards, Customer Assistance, HDFC Bank
          My personal loan account no is. 22755350. My first emi started on 07.12.2012 and i paid my last emi on 07.12.2015. I cleared all emi in time without any delay. Already 20 days have been passed still neither noc received by me in my present address nor sent to my e-mail id. Hdfc bank branch at sf road siliguri (Wb) instructed me when i approached this branch in oct-2015, noc will be sent to your email within 18 days from the date of last emi paid even after i paid my last emi at the nominated date (07.12.2015), please sent noc. Thank you
          Hi,

          My Loan# 22258056 is cleared in the month of November 2015. However I have not received my NOC neither to the registered home address not EMail address.

          Please send the NOV to my Registered email address

          Thanks
          myself v.pandiselvam DOB 20/12/1983 i missed two HDFC PERSONAL LOAN NOC how to get that.
          still HDFC not update into the CIBIL so i cant get loans from any other banks
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            S
            Shikha000
            from Mumbai, Maharashtra
            Mar 13, 2012
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            Address: Maharashtra

            I am an existing customer of HDFC bank and holding a credit card with ending ****5625. I have been making the payment on time. But, suddenly due to some very bad financial issues I am not been able to make the payment on time since two months. I had blocked my card to get rid of all the taxes. Some of the debt dept. people who are calling me for the same but, I am trying to make them understand about my current condition. But, yet they are treating me like anything… and started abusing me and harassing my parent also by calling them. I have been telling this people that I am not in the condition to make the payment right now but they are not ready to listen to me and started abusing me and its happening several times a day. One of them named Amit and some lady employee who call themselves as HDFC Bank Managers with PH. no. 61396300/ 61396400/ 33016900 and 30552300/ 42254900 etc. etc… Also they keep sending those messages from “MM-Dolph4” saying that it’s from HDFC Bank Manager and will take legal action and so on…
            I request HDFC to please close my card so that there will not be any more added tax. I want to make the settlement as soon as I get out of my current situation and I will be in touch with HDFC Bank directly.
            But please stop harassing and abusing me including my family members.
            These types of foolish behavior from these people may leads HDFC Bank and their services to a very bad impact. I believe the concerned dept. will have the proper justice and give me the right solution if they really care for their customers.
            Aug 13, 2020
            Complaint marked as Resolved 

            HDFC — Credit Card/ Harassment and abuse

            Dear Sir /Madam

            I have been constantly harassed by the collection department for payment before the due date and additionally no bills have been sent to me. I have received a life threatening call from Mr. Samir, Ashish Kantharia number [protected] at 1200 HRS dated 17/06/2008 insisting make the payment or he will send extornists for collection from . I have made a formal police complain for the same at MALABAR HILL Police station and the recording of the same handed over. My lawyer will seek further action. Considering this treatment Im not making any more payments and seeking to file legal charges against HDFC. I have informed HDFC on the same email. I wish to press harassment charges against the bank.

            Regards
            Ajay Solanki

            HDFC — Abusive harassment

            Hi, I had credit card number ************2531.

            I settled the Credit card amount on 31st Oct 2008. I have the Settlement agreement and the Payment receipt also.

            But know for some days I am getting threatening calls from HDFC representatives for the Credit card amount. Even though I informed them that I have already settled the amount they call at my home. They visit my place and thearten my children and other family members. They call at my work place, My wife's workplace and use abusive language. They threaten me for many things which could not be explained here.

            They use such a language and words which is not acceptable at all.

            Please look into it ASAP other wise I have no other option but to go for some legal actions against HDFC Bank.
            Dear Customer,

            We understand your concerns and will look into this from our end. Please write to [protected]@hdfcbank.com with your credit card and contact details and the reference number TTU[protected]. We will have a bank representative get in touch with you over this soon.

            Regards, Customer Assistance, HDFC Bank
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              V
              vijay95106
              from Mumbai, Maharashtra
              Mar 11, 2012
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              Address: Kurnool, Andhra Pradesh

              Dear Sir,

              I have deposited Rs.50000/- in HDFC Mutual Fund in May 2003. Folio No.185811/26. After receiving their statements till 2010, Suddenly in Oct 2011 - after 8 years, my folio has been deactivated. On further complaint to their customer grievances cell and continuously calling them on phone for almost 6 months now, what I get in return is only harassment, mental agony and financial loss. They have asked me to give bank statement relating to May 2003, after initial protest, that big institution like HDFC mutual fund should have their own record and they need not ask small investors, and individuals to keep such record for so long years, even I have provided to them.

              To put salt to my wound, now they are asking me to give indemnity bond. I really do not know what system HDFC mutual fund has? They have taken a cheque, given statements for long 8 years, now telling me that it is not there.

              Can anyone help? Also I want to warn future investors to keep away from HDFC Mutual Fund.
              rgds Vijay
              Aug 13, 2020
              Complaint marked as Resolved 
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                A
                Arif Halari
                from Gurgaon, Haryana
                Mar 8, 2012
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                Address: Mumbai City, Maharashtra

                I Arif Latif Halari Had taken a NRI Home Loan from HDFC Ltd On floting Rate of 24,40,000 (Twenty four lac, Forty Thousand ) I had already made a prepayment in ths finacial year of 13,00,000 from my own Salary source, As per the Agreement of the bank says that if i make any prepayment from my Salary source i will be not charged ant prepayment charges. I had gone to the HDFC Bank Ltd to close my loan from my salary source acount which is with HDFC BANK As well, But the Executive of the HDFC Bank Ltd infrom me that from Febuary 16th RBI Has made a decision that the prepayment charges has to be taken from all the customers no matter what kind nature of payment they have;
                I was just wondering why no letter has been given to the customer before the rules are changed, I have a friend who works in one of the bank informed that the Wavier of RBI Says no prepayment charges on home loan with floting rates. Wavier not applicable on fixed interest loans or loans against property.
                If you would be so kind to help me as i am looking to close my loan as soon as possible
                Aug 13, 2020
                Complaint marked as Resolved 

                Hdfc Home Loan — Prepayment charges

                Hello Friends,
                I am Bhavik a NRI based in melbourne australia. I had taken a floating homeloan from HDFC in late 2007. I was specifically agreed that THERE ARE NO PREPAYMENT CHARGES AND YOU CAN PAY OFF THE FULL LOAN ANYTIME WITHOUT PENALTY. I had reconfirmed that manytimes as I specifically took floating loan to have the flexibility of prepayment.

                Now when I have started making significant prepayment, i am getting all sorts of troubles. HDFC started giving all sort of reasons about charging me prepayment penalties and other charges. The reasons they give is not consistent with company policy, like"because disbursement was done after april 2008, you are supposed to pay prepayment charges" other one says"because you signed a contract late you will be charges prepayment charges"

                My contract DOES NOT SAY ANYTHING ABOUT 2 PERCENT PREPAYENT CHARGES WHILE THE RECENT CONTRACT MENTIONS ABOUT IT. I have also been asked to pay extra few thousand rupees to bring my interest rate down as my loan falls between 0-30 lacs bracket.
                Now what type of customer service is this? Where does it say that we have to pay extra penalty to bring down the interest rate

                HDFC is the worst bank to take a home loan from. ALL NRI residing overseas, take my words, DO NOT TAKE ANY HOMELOAN FROM HDFC. THEY ARE THE WORST IN COMMITMENT AND CAN COMEUP WITH ANY SORT OF PENALTIES ANYTIME.
                I am not at all satisfied with HDFC and am trying to get rid of it as soon as possible.

                Bhavik Bhatt melbourne australia
                Main purpose of establishment of any financial institute is to loot public. :) i[censored]r agreement doesn't mention about prepayment charges, then I think you should go to court. Due to recession advocates fees might have come down too :). I'll make sure that whichever bank i'll be dealing with, they should mention specifically that THERE ARE NOT CHARGES FOR PREPAYMENT. Thanks a lot for guiding me here.
                -Mahaveer Darade
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                  M
                  mahamantri
                  Mar 8, 2012
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                  HDFC BANK -WEBSITE MISLEADING NRE CUSTOMERS.

                  TODAYS RATE IS 50 RUPEES PLUS ..

                  SEE BELOW..CHEATING PUBLIC.

                  March 7, 2012
                  Currency (quoted vs. INR) Currency Rate applicable
                  United States Dollar USD 48.88
                  Euro EUR 64.33
                  Great Britain Pound GBP 77.05
                  Japanese Yen JPY 0.6184
                  Australian Dollar AUD 52.48
                  Canadian Dollar CAD 49.07
                  Swiss Francs CHF 53.08
                  Hong Kong Dollar HKD 6.10
                  Singapore Dollar SGD 38.77
                  New Zealand Dollar NZD 40.67
                  Swedish Kroner SEK 6.97
                  U.A.E. Dirham AED 13.19
                  Danish Krone DKK 8.39
                  Norwegian Krone NOK 8.24
                  Saudi Riyal SAR 12.85
                  Omani Rial OMR 127.45
                  South African Rand ZAR 6.30
                  Swap Cost
                  Currency (quoted vs. INR) Tenor in months Cost
                  USD 6 Months 7.20%
                  USD 12 Months 5.90%
                  GBP 12 Months 5.28%
                  JPY 12 Months 6.62%
                  EUR 12 Months 6.55%

                  Swap cost is considered for arriving at the final interest rate incase of OD against FCNR Deposit.



                  Please note that the above rates are subject to

                  1. Market fluctuations
                  2. Intraday fluctuation



                  The bank reserves the right to make changes in the rate in accordance with the market
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Totally agree. In fact, I've been checking this rate for over 15 days and everyday it is listed as 48.88 for USD. The actual exchange rate in the mean time has gone upto 50.15

                  In fact, from what I have been able to gather the difference in buying and selling rate at HDFC is also huge - almost 3%. So if you're thinking about taking advantage of the newly introduced higher interest rates on NRE deposits, better take into account that you would be loosing 3% straight off the bat over actual exchange rates. Plus there is always the possibility of INR depreciating even further. So if there's any chance you might need your USD back in the near future, I would suggest just doing an FCNR deposit.
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                    T
                    t.ali
                    from Chennai, Tamil Nadu
                    Mar 6, 2012
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                    Address: Haryana

                    Dear sir/ Madam

                    I, along with my mother - Preferred HDFC Bank Customer, are the owners of the locker in the Vatika Atrium Branch, sec 53, Gurgaon.

                    On February 4, 2012, we visited the bank to operate our locker but to our dismay, the locker got jammed and refused to open. The lady in charge [Akriti Ghai] informed us that there is some technical problem and would be rectified only by technicians from Godrej. We were even told that some box inside the locker is coming in the way which is not giving space to the keys. We understood that and requested her to arrange for the technician, since as per the bank norms, the "repair" work can only happen after business hours. Going back & forth - since half the time the lady was not reachable, I got the appointment for Monday, March 5, 2012 at 04:30 pm from the so - called technician from Godrej.

                    On the appointed day ie: March 5, 2012; i tried calling the lady since 2:00 pm to follow up with her to know the status of the appointment but her phone was answered by someone else who gave me the lady's other contact number - but still her phone gave no - reply status. I again called her to her original number and conveyed the message to the gentleman sitting on her seat for her to reach me on urgent basis but the person failed to be a gentleman.

                    Anyways, i reached the locker section, located in the basement of the building, at 04:25 pm and the lady was called for. Though she came after making lot of calls by the person sitting on her desk, she called the technical dept of the godrej for the follow up - it was clear from her conversation that she was calling them for the first time during day, however she claimed that she called them in the morning. After making couple of call and complaints at 05:00 pm she tells me that the technician has got stuck somewhere and will not be able to come [This was utter nonsense]. After almost a month I was given an appointment and very conveniently telling me subtly "GO AWAY".

                    Though I was adamant to get my work done - i asked the lady to call the 'technician' - I am willing to wait even if I have to stay all night. [It was my work and i had to make an effort; otherwise the bank employees are least bothered once the customer in in their kitty]. At 5pm, she tell me that the technician would be here in 30 min and she disappears. At 5:30 pm, i am conveyed that the technician would be here in next 10 min. At 10 to 6, i inquired from the person at the lady's desk to let me know the status - he just nodded his head with no response; from 10 to 6 till 15 past 6 i asked the person atleast 5 time for the status but the person just nodded his head with no response and continued to do his work. At 6:15pm all of staff in the basement including the person sitting on the lady's seat left the office leaving me all alone with just the guard outside. After waiting with no results and updates; at 06:30 pm, i went to the ground floor office to check and there the scene was such that the lady in question was busy doing her work and least bothered that she has left a customer waiting in the basement. When inquired, the branch supervisor, a Ms Naini, told a different story - "the 'technician' got confused and mistook the job for some other branch and was to report to this branch the next day ie Tuesday. My question her is:
                    1. when the employees were aware of the status why was i kept waiting in the basement?
                    2. why were there 2 different story?
                    3. when Akriti claimed that she followed up in the morning, then why this confusion was not cleared then?

                    Also, I was kept waited for almost 2 hours for no fault of mine and was left all alone for some time - there was no one to check on me or offer a glass of water. And THE hdfc Bank claims for a "world Class" customer service.

                    Had I not come to the ground floor office, the staff was least bothered to check on the customer in waiting. At 06:30 pm i was told that the technician would be there in 5 min; which he came. By 06:40pm i was taken to the locker section in the basement and i got the RUDE shock of my life - the technician just push both the keys inside with the set of pliers and LO!! the lock was opened. For 2 seconds job the bank kept me waiting for almost 2 and a half hours.

                    I have a question to the bank authorities - Don't you think you should train the authorized staff of the locker section with some basic technical knowledge for locker operations instead of harassing the customers. If your staff had this much knowledge, so much of time would have been saved.

                    With this attitude, I would never ever advice anyone to be a customer to the HDFC bank.

                    The whole of the incident left me harassed and humiliated. Just because it was my locker and my valuables no stones was left unturned to make me realize "Madam, its you who has left your valuable with us so bare the brunt"

                    Regards
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    Dear Customer,

                    Please write to us at [protected]@hdfcbank.com with your a/c details, contact details, issue details and the reference number TTU[protected]. We'd like to look into this and make sure you have a better experience next time.

                    Regards, Customer Assistance, HDFC Bank
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                      D
                      Devan64
                      from Kolkata, West Bengal
                      Mar 5, 2012
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                      Address: Howrah, West Bengal

                      I am getting lot o[censored]nwanted calls from HDFC bank customer care executive. They are always telling about credit card product. I have told that I am not interested with this product. But they peoples are again and again calling me. They peoples are making harassment and disturbing. Kindly take on necessary action on it. Phone Number is [protected].
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Funds Deducted in Hdfc bank Account[protected] against some old dues ( July '2005 ) of my surrendered credit card [protected] Funds Holded in my saving account[protected] Rs. 13170/- from 03.06.2007 with no intimations. My housing loan EMI chqs bounced twice. & later on the amount was debited in my account.

                      I am not in receipt of any settlement letter, however i was assured of final settlement & so to be on safe side i had given a letter from my side with a Post dated cheque stating the amount is paid towards full & fianl settlement. If the same was not accepted from your side how come my post dated cheque along with a proper letter stating on what understanding the cheque was given to your officials deposited? My letter dt 08.07.05 clearly states my understanding with bank officials. My letter to HDFC Bank officials was dtd 08.07.2005 & PDC was of 15.07.2005. My letter very clearly stated that my cheque was towards full & final settlement as per our final talks. The letter was accepted by the bank officials, chq was deposited on 15.07.2005 & again now I regret to say that, i am debited Rs. 13,170/- after almost two years towards outstanding towards this credit card.

                      Why were the things not clarified in this span of two years? Can I get any one copy of correspondence with me regarding this issue in last two years? I need to understand how my HDFC saving account was used to debit this amount without my knowledge or any correspondence alerting me before making this deduction?
                      I am a credit card holder of HDFC Bank.On 8th December 2007, when I needed to use the card to purchade petrol, I realised it was missing. I recollected, I forgot to collect it back on 1st December when I last used it at the samke Petrol pump. I immediately lodged FIR with Police Station and also asked Bank to block it. I took details of the transactions charged to my account durinmg lost period which added to RS 25000/- . Historically, I had used the credit card only for purchase of petrol with an interval of 7-10 days . I have neveer used it for stores or articles and on every day. The transactions charged to my account during lost period were mainly unusual and out of pattern. When Bank was booking transactions during loss period it failed to note unusual transactions and also failed to send any SMS or recheck the validity . Bank also did not make any enquiry or question the transactions even though I gave specific place and the users who would have mis used it . None of the purchase slips are signed by me then why bank did not check the authinticity of the Purchase. It is risky to have HDFC card with their faulty working system.
                      From,
                      Nikhil Bhargava
                      A/2, Rajdeep Society,
                      VIP Road, Karelibaug,
                      Baroda.

                      February 6, 2008

                      To,
                      The Legal Manager,
                      HDFC Bank.

                      SUB: My Credit card A/c No. [protected] & your letter-dated 25.01.08

                      Dear Sir/ Madam,

                      With reference to above & your letter for ‘Hold on Funds’ of my saving account no. [protected] kindly consider following facts:
                      1) My saving account with your bank is about a decade old & due to satisfied services I also opened D-Mat account and also encouraged many of my friends & relatives to do the same.
                      2) I was offered credit card in January 2003 by the bank & my above mentioned credit card was opened on 16.01.2003. But due to improper services I have closed this account on 17.07.2004. Before closing the account one of your representative in your Alkapuri Branch (Now I don’t remember the name) told me to cut the card & post it to Ahmedabad office with an application, as there are no dues left, which I have followed. Also I have made all my payments on time & never defaulted.
                      3) After which I have never received any communication from your side, but suddenly to my surprise in March 2007 i.e. after almost three years of my closing the credit card account, I received a letter from the bank in which my saving bank account was put on ‘hold’ & I was told to immediately meet your representative near Kalaghoda office. In March 2007 I met Mr. Sudip Roy who looks after credit card & represented my case. I was assured by Mr. Roy that Hold on my account will be removed & my credit card account will be cleared. After that date no communication from the bank came & suddenly on 10th January again to my surprise my wife regarding this case received a phone call. In which my wife told your representative to send all the credit card statement of my account, but till date nothing is received.
                      4) Again on 2nd February 2008 I received the above- referred letter of ‘put on hold’ of my saving bank account & to meet your representative. On 5th February 2008 I again met Mr. Roy, but he showed his helplessness in this matter.

                      Before taking any further one-sided action I will like to clarify following points:
                      1) I will like to have my credit card statement showing all the transactions.
                      2) If there were some dues why I have never been informed from 17.072004 to March 2007 (three years) either through a letter or telephone?
                      3) Why in March 2007 I was assured of closer & then again no communication till 10 months?
                      4) Why a huge bank like yours waited so long so that outstanding amount grows & it becomes a penalty for an individual like me to use your credit card services?
                      5) If at all there was any due amount in 2004, why my saving bank account was not put on ‘hold’ at that time?
                      You are requested to give reply to all the above-mentioned points so that a genuine customer like me should remain inspired to keep banking relations with you in future. Failing to which I will be forced to think that the bank is encouraging conspiracy & mal intention to let the outstanding amount grow so that the bank can earn hefty profits & harass the customer.
                      Looking for your cooperation & immediate action please.

                      With regards,


                      (Nikhil Bhargava)
                      Credit card no. [protected]
                      Saving A/c No. [protected]
                      i am using hdfc credit card past 9 months now this month they do fault with me like they charge 130000.00 for me and giving entry of enjazit information technology rihad sud. i dont know what is that i never use this card like information technology even i not pass india border to go another country or this thing is not related to business i am dealing in laminate flooring hard wood carpet etc.

                      one more thing my card limit is 93000.00 and they chargeing 130000.00 since 15th may 2008.

                      what can i do is there is any one to help me about this

                      with regards
                      amit saini
                      mob:- [protected]
                      I have credit card HDFC No:-[protected] with total outstanding of approx Rs.18, 000 in March 2007 i told the collection agent that i am ready to settle the amount in 3 installments he told me to pay Rs.2, 000 approx that time and he will revert back wherein the person never reverted back .In march 2007 i got an assignment outside india without any prior information today(3/11/2007) when i was going through my HDFC Saving bank A/c came to know that Rs.60, 415.85 has been blocked by the bank because that much money is due as credit card outstanding i have requested them to look into the matter i am ready to pay the settle amount in 3/4 installments please release the amount as i will have few cheques for clearing this week i talked to customer support department lady name as moumita[protected]she said that full amount has to be paid.I told her that i am ready to pay in 3/4 installments the settled amount .Infact i have send mails also to HDFC Bank i am waiting for the answer but meanwhile as they have blocked the amount me and my family is going through tough time any consequences to me and my family due to this attitute of HDFC credit card collection department HDFC bank will be responsible.
                      Before blocking they should have contacted me on my mail id if i was not available on my contact no.
                      I have credit card HDFC No:-[protected] with total outstanding of approx Rs.18, 000 in March 2007 i told the collection agent that i am ready to settle the amount in 3 installments he told me to pay Rs.2, 000 approx that time and he will revert back wherein the person never reverted back .In march 2007 i got an assignment outside india without any prior information today(3/11/2007) when i was going through my HDFC Saving bank A/c came to know that Rs.60, 415.85 has been blocked by the bank because that much money is due as credit card outstanding i have requested them to look into the matter i am ready to pay the settle amount in 3/4 installments please release the amount as i will have few cheques for clearing this week i talked to customer support department lady name as moumita[protected]she said that full amount has to be paid.I told her that i am ready to pay in 3/4 installments the settled amount .Infact i have send mails also to HDFC Bank i am waiting for the answer but meanwhile as they have blocked the amount me and my family is going through tough time any consequences to me and my family due to this attitute of HDFC credit card collection department HDFC bank will be responsible.
                      Before blocking they should have contacted me on my mail id if i was not available on my contact no.
                      COMPLAINENT AGAINST HDFC BANK CREDIT CARD AMOUNTSaturday, June 28, 2008 1:41 AM
                      From: "Prafulnath Purohit" <[protected]@yahoo.com>View contact details To: [protected]@moneycontrol.comRespected sir,

                      mera naam arvind nath purohit hai or maine hdfc bank se silver credit card liya tha jis mai mujhe 15, 000=00 rs ki limit dee gayee thi jisko ki maine loan ke liye kaam mai liya or mujhe ye loan 24 month mai jama karna tha. meri 900 pm instalment huee jo ki mai lagatar jama karwa raha tha ho sakta hai ki 1ya 2 month mai jama nahi karwa paya is ke baad inhone kabhi 1800 rs to kabhi 2900 rs kabhi 3909 rs is tarah ki instalment ke letter bhejne start kar diye or ki bhi help line wale se baat karo to bolte hai ki late fee 500 rs hai cheq bounce hua hai uske 500 rs hai or ye rs ham aapke account mai se recover kar lete hai or cheq bounce bata kar per month 2600 se kam ki instalment ka letter nahi de rahe hai jab ham puchchte hai ki itni rs ki instalment kaise ho gayee to court ki dhamki dete hai mera bhai jisko poliyo hai usne bhi is se credit card se loan liya tha usne bhi ek baar 2000 or ek baar direct 6000 fir ek baar 750 rs ek baar 900 ka payment kiya hai uska abhi due balance 15000+1892 rs due bata rakha hai to aakhir ye itna rupee gaye kaha aisa konsa loan hota hai jis mai 15000 to balance hi rahe or baki sab rs interest mai cut kar liye jaye mai aapko ham dono bhaiyo ke credit card no. bhej raha hoo please aap is matter ko solve kare nahi to ham dono ko bahut loss ho raha hai. ab ye pata lag gaya hai ki is bank ka itna profit kaise bad raha hai.

                      Arvind nath purohit credit card no.[protected] ye silver card hai.

                      Praful nath purohit credit card no.[protected] ye bhi silver card hai.



                      dono card par[protected] ka loan liya gaya hai.



                      Regards

                      Arvind nath purohit

                      Praful nath purohit

                      mobile-[protected], [protected]

                      109, aravali apptt near ajanta hotel

                      Ratlam
                      I lakshman naidu Card no [protected] of HDFC Bank booked one Digitel cemera through SMS before (10.6.08). you have deducted Rs 1331.67/- on 12.6.08 as EM I for the same but I have not at received Digitel Cemera.
                      Please look into the matter and inform me As early as possible.

                      My contact NO [protected]
                      Respected Sir, maine hdfc bank ki credit card ki sevaye le rakhi hai or mere baar baar bolne or application dene ke baad bhi mera auto pay service ko close nahi kiya gaya or auto payment ki lagatar intalment recover kiya ja raha hai jabki mere dwara aisa koi cumitment nahi kiya gaya tha or mere credit card account mai -18000=00 less balance bata diya gaya or mere ko defauter bana diya gaya customer care se Mr. Pawan se baat hone par unhone ye bola tha ki thik hai mai auto payment se recover ki huee amount ko minus kar dunga par aisa kuchch nahi kiya gaya or baar baar mujhe haares kiya ja raha hai or dabav dala ja raha hai ki mai unke dwara badayee huee payment ko bhi deposit karu.praful purohitratlam [protected]
                      hello sir,
                      this is anand gandhalikar, few week pehle maine hdfc bank ki atm se cash frm credit card nikala tha, in banko ka jitna maine cash nikala usase jyada to inki cash advance fees mujhe lagi hai, pls sir aisa mere saath dusri baar ho raha hai
                      jitna amont hai jusase jyda to fees hai isamain aap mujhe kuch suggest kar sakenge ke woh fees jo lagayi hai woh return mil sake, acount main cash amont jitna bataya utnaa ek saath dalne par aaya nahi aur 2-3 baar thoda thoda dalne par aane laga lekin 250 RS per transaction ke lagaye gaye isame aap koi sijhav dijiye
                      pls main aapka sujhav ka intazar karunga jald se jald kuch reply dijiye
                      Greetings,
                      This is to inform you that i am very upset with the credit card collection department. I am holding a HDFC gold credit card: [protected], I was not able to the pay the min. amount due for this month 07/2008 however i spoke with the HDFC Customer Care executive twice and they informed that its fine i am not able to pay this month however they want me to be sure that i will make a payment of 5306 Rs, before 6th of Aug and i agreed to it...I tried to explain the same to the Credit Card Collection team...Got a call from a lady called : Shruti or Kanika(dont think its her real name) from two different numbers: [protected] and [protected]...lady was totally unproffessional and was abusing like anything...I explained her that she is not supposed to use the same language however she was least bothered...Want to know if someone can Help me in this case...I want that lady to be terminated -- Need URGENT HELP..Tnx
                      i am using hdfc credit card past 9 months now this month they do fault with me like they charge 130000.00 for me and giving entry of enjazit information technology rihad sud. i dont know what is that i never use this card like information technology even i not pass india border to go another country or this thing is not related to business i am dealing in laminate flooring hard wood carpet etc.

                      one more thing my card limit is 93000.00 and they chargeing 130000.00 since 15th may 2008.

                      what can i do is there is any one to help me about this

                      with regards
                      amit saini
                      mob:- [protected]
                      i had applied for an upgradation of my hdfc gold card to a platinum card in the month of july in the ravipuram branch of kochi
                      my application was vetted by the customer executive in the bank and she wverified that the application was correctly filled and the signature was matching as per the bank records
                      after a month when i spoke to the customer care they told that the card will be dispatched within three days
                      a month has passed and no response from their side .. and on checking again they are saying that the signature are not matching ...how come the the card which was to be dispatched a month ago is now finding an error in the application...
                      this means my application was never being processed and they were giving bumf...
                      highly dissappointing considering the fact that i am a prefferred customer of the bank for last five years..
                      my details
                      sandeep singh
                      mob no. [protected]
                      i had applied for an upgradation of my hdfc gold card to a platinum card in the month of july in the ravipuram branch of kochi
                      my application was vetted by the customer executive in the bank and she wverified that the application was correctly filled and the signature was matching as per the bank records
                      after a month when i spoke to the customer care they told that the card will be dispatched within three days
                      a month has passed and no response from their side .. and on checking again they are saying that the signature are not matching ...how come the the card which was to be dispatched a month ago is now finding an error in the application...
                      this means my application was never being processed and they were giving bumf...
                      highly dissappointing considering the fact that i am a prefferred customer of the bank for last five years..
                      my details
                      sandeep singh
                      mob no. [protected]
                      Hi,

                      This to inform you that 3 months back I have applied for HDFC credit card, but till now date I didn't recieve any information regarding my credit card. when I call up at HDFC helpline no. they told me that my request for credit card is rejected.
                      Although I have submitted all my self attested documents and sign some of the papers,
                      my credit card request is still not approved.
                      And when I asked them to give me some proof for the same they refuse to do so. When I again make a call your call centre executive ask me to hold the phone and after holding for 25 to 30 mints I put down the call as there was no response from the other side.
                      Is this the way you guys use to deal with your customer...??

                      Hope that I'll get some information regarding this issue.

                      Thanks,
                      Shantanu Rawat.
                      I had a hdfc cc way back in 2005 which was cancelled in July 2005.The card limit was 24K but was stolen and I called customer care to report the matter.

                      To my shock Rs.30K was taken out of my corporate a/c in Dec 08 and till date I am getting threatening calls from HDFC recovery etc stating that Rs. 35K is still pending.

                      Nobody tried to contact me by phone, email or thru letter before debiting the amount from my account and now they have all my contacts and numbers.What a shame.

                      HDFC customer care and cc dept havent tried to help me solve my problem even after numerous calls.No letter was replied too.

                      I had a very bad experience with HDFC and would suggest evry indian not to bank with HDFC.

                      A unsatisfied HDFC ex-customer
                      Dear Sir,

                      Re : Credit Card no.[protected]

                      I have been constanly asking for the statement from the YEAR 2007 and 2008 but we are not getting any positive response from recovery department.

                      On the contrary they are abusing and giving me all false promises regarding my settlement letter. I am the only earning member of my family and my salary is holded for 1 month.

                      We had to sell my mother's ornaments to run the house.

                      I am ready for settlement but I request you to appoint some executive to intervene and settle this issue.

                      Awaiting your positive and immediate reply.

                      Thanks & Regards

                      Dimple Trivedi
                      [protected] /
                      40661234 extn : 236
                      Hi,

                      My name is Mehtab Khan having HDFC Card. I had used my card in Oct08 & so I suppose to pay the amount on or before 8th Dec.
                      As 7th was Sunday so I had decided to pay on Saturday & I had deposited my cheque in drop box outside ATM at Boat club road Branch in Pune city of Maharashtra. Today I rechecked my account but balance was same so I called up credit card dept for this & what reply i got was they didnt find my cheque yet...& i had asked her that u didnt got the cheque so i[censored] will get it now or may be misplaced by your authorities than am i liable to panalty fees...The answer i got was shocking as I dont know...which seems to incorrect thru solving customers complaint...I m still waiting for answer as they have assured me that they will solve my case within 48hrs but as a regular customer I trust this bank very much but if it urts me this time I will look forward to discontinue my account. u can call me at [protected]
                      sir
                      I requested to you that my account no is[protected] name of mr mukesh babu in your hdfc bank branch of sect-62. I applied a credit card of hdfc bank on behalf of my account no, after verification it is conform that card has been send threw dhl corier service but till date it is not received by me. please neccerey action may be taken, either it will used by another person.before some time my address was= hdfc slic ltd h1a/17 sect-63 noida but now my present address is icici prulife com ltd plote no- k3 bahram dutt tower 4th floor sect-18 noida 201301. my mobile no is -[protected] and email id [protected]@yahoo.com thanks.
                      be aware when you open a account with HDFC BANK...

                      It really pains to pen down this letter, its really pathetic to know that HDFC BANK have such a system where in their guys dont even have a morale where in your customers have to suffer.

                      I am Ankit Merchant, savings account holder : A/c Number : [protected] opened in september 2008.

                      I was issued a credit card from your BANK Credit card Details : CARD No. [protected]
                      : Validity from - to date. feb-08

                      I had made a settlement of this credit card on DATE[protected]. And i was being told by your location head Mr. Lokesh that i would recieve my settlement letter in 90days.
                      In between i got a call in between this time, and the language was ABUSIVE. I dont understand how come you are not even concerned about the customers and their month's planning.
                      Inspite of informing them about my settlement, they were constantly giving me BAD WORDS. Is this your system? I havent got my salary for the month of December and you have leaned my account for no reasons?

                      I am not threatening you, but giving you 4 days time. Kindly clear my due amount from the balance, after 4 days i will have no option left other than going to media and to consumer protection. Its not a threat but its a plea of a customer who is badly affected with your USELESS system.

                      And the another thing i would like to add is after making so many calls & mailed to HDFC bank customer service department they had given me a number of their officer when i called on the same number where i got the answer from their respective debt management officer named sanjay mishra was " do what you wish to do now you have to do what we say ha ha ha..."

                      regards

                      ankit merchant
                      +[protected]
                      Surar
                      I have a credit crd with HDFC. There was some online transactions in my statement which I disputed. I was told to make the payment as useing the available credit was very important to me at that point of time. But I did send in written documentation for disputing the charges. Till date the charges have not been disputed and infact my card have gone to charge off since I had no other option but to stop paying on the card. I received "N" number of pathetic and harrasing collection calls from the bank which was not atall welcomed and every time I had to and did explain the situation but nothing happened.I did go to the bank to get it resolved but all they did was take a minimum payment to met there target and then mentioned that the max that they can do is go for a settlemet. This is not acceptable. They also threten me with legal action.I am at lost and really do not knw what to do. Please help.

                      h.d.f.c.bank/saving account — not recive salary from last four month

                      Dear sir /madam
                      with humble request i inform to you that i am sunil kumar panday employee of h.d.f.c bank mayur vihar phase3 new delhi emplyee code.cs22780 working in saving account sir i have not recive my salary last four month i am suffring from financial problam and also my faimly my faimly depend on my earning i am totly mentaly disturbed due to salary so please confarm about my salary my seniour manager is not inform that whats the reason due to my salary is not credit in my account

                      sunil kumar panday
                      H.D.F.C. Bank Myurvihar phase|||

                      emp.code.cs22780
                      date of joining 20 sep2008
                      Dear Sir / Madam,

                      HDFC agents (Collecting forms for Credit Card) are calling to my office, and asking for "Do you want Credit Card?” they are providing all the information saying this is a special offer to TCS employees. When applied for the same along with my friends, we got conformation call to. But later we came to know that saying that your card is rejected.

                      Reason's given by them: You do not meet the criteria for the card, OR, You are not at present at your given address during working hours. Tell me how a person can be present at his home during working address, if told deliver the card at office address.

                      Phone # :[protected],[protected],[protected],[protected],[protected]

                      I don’t understand from where does this guys get our extension no’s.

                      Once they called my friend asking, would you like to have HDFC Credit Card, he replied no. But then they call him daily.

                      One thing I have noticed that, these guys must be fake persons, as once it happened that the person named Gokul called telling himself that he works for HDFC, after few he calls again saying he is Karma from SBI. The same person calling again and again and asking for credit card. That means these all organization is same working for different banks or might be using our documents for any other purpose.

                      So I’m afraid that if they use these documents for any wrong purpose we may be in trouble.

                      My thinking:
                      - These are fraud and might cause problem.
                      - Attitude is very worst like gunds.
                      - Same person calling from different no’s with different name, but person’s like me are smart enough to understand the voice. He caught more than thrice.
                      - Very bad experience about such persons, coming to office, collecting documents, rejecting cards, and again disturbing by calling again again.

                      This kind of calls are made at any time of work which is disturbing and time consuming and deviate me from my work. This is definitely affecting my working. The mental torture caused by that call is severe and disturbing me constantly.

                      Kindly help me out of this.

                      Please do the needful.

                      Waiting for your reply.
                      Dear Sir / Madam,

                      HDFC agents (Collecting forms for Credit Card) are calling to my office, and asking for "Do you want Credit Card?” they are providing all the information saying this is a special offer to TCS employees. When applied for the same along with my friends, we got conformation call to. But later we came to know that saying that your card is rejected.

                      Reason: You do not meet the criteria for the card, OR, You are not at present at your given address during working hours. Tell me how a person can be present at his home during working address, if told deliver the card at office address.

                      I don’t understand from where does this guys get our extension no’s.

                      Once they called my friend asking, would you like to have HDFC Credit Card, he replied no. But then they call him daily.

                      One thing I have noticed that, these guys must be fake persons, as once it happened that the person named Gokul called telling himself that he works for HDFC, after few he calls again saying he is Karma from SBI. The same person calling again and again and asking for credit card. That means these all organization is same working for different banks or might be using our documents for any other purpose.

                      So I’m afraid that if they use these documents for any wrong purpose we may be in trouble.

                      My thinking:
                      - These are fraud and might cause problem.
                      - Attitude is very worst like gunds.
                      - Same person calling from different no’s with different name, but person’s like me are smart enough to understand the voice. He caught more than thrice.
                      - Very bad experience about such persons, coming to office, collecting documents, rejecting cards, and again disturbing by calling again again.

                      This kind of calls are made at any time of work which is disturbing and time consuming and deviate me from my work. This is definitely affecting my working. The mental torture caused by that call is severe and disturbing me constantly.

                      Kindly help me out of this.

                      Please do the needful.

                      Waiting for your reply.
                      Dear Sir / Madam,

                      HDFC agents (Collecting forms for Credit Card) are calling to my office, and asking for "Do you want Credit Card?” they are providing all the information saying this is a special offer to TCS employees. When applied for the same along with my friends, we got conformation call to. But later we came to know that saying that your card is rejected.

                      Reason: You do not meet the criteria for the card, OR, You are not at present at your given address during working hours. Tell me how a person can be present at his home during working address, if told deliver the card at office address.

                      I don’t understand from where does this guys get our extension no’s.

                      Once they called my friend asking, would you like to have HDFC Credit Card, he replied no. But then they call him daily.

                      One thing I have noticed that, these guys must be fake persons, as once it happened that the person named Gokul called telling himself that he works for HDFC, after few he calls again saying he is Karma from SBI. The same person calling again and again and asking for credit card. That means these all organization is same working for different banks or might be using our documents for any other purpose.

                      So I’m afraid that if they use these documents for any wrong purpose we may be in trouble.

                      My thinking:
                      - These are fraud and might cause problem.
                      - Attitude is very worst like gunds.
                      - Same person calling from different no’s with different name, but person’s like me are smart enough to understand the voice. He caught more than thrice.
                      - Very bad experience about such persons, coming to office, collecting documents, rejecting cards, and again disturbing by calling again again.

                      Kindly help me out of this.

                      Please do the needful.

                      Waiting for your reply.
                      I have lot of grieviences about HDFC bank Credit card department. This bank has kept an hold on my SB account. How can they do this? Ia m paying my payments since last 2 yrs and this people are harrassing me by charging services and many other charges by fraud. since last 6 months i am speaking to there excutive in Rajouri garden Office and i want full and final settlement of my card. But nobody is ready for this settlement. Now they have kept a hold on my account. All my EMI cheques are bounced. who will pay the penalty. Either somebody has to call and settle or i have to seek law of court.My Number is[protected].
                      I have applied for Credit card a month back.Before three weeks i got the Pin Number & greetings from HDFC Bank.Still now i didnt Receive the Card.I have called the CC & Quried regarding it but no one can find the details with my Mobile Number & the Card Number(which i had received from bank).Kindly let me know the status of the Credit Card.

                      For Further Details of the Query Kindly Email to MY ID.
                      Dear All,

                      This is to bring your kind attention towards my problem. HDFC Bank has issued a Credit Card in my name long time back and was using the CC.

                      But last few months I was out of town and could not pay the due amount of Rs 700/-, later when I can back I was shocked to see that my card has been blocked and the due amount is Rs 2400/- for which I droped a cheque of Rs2500/-

                      Now my compatint is if HDFC has any promotion they call and inform, but when they have to reject any card they dont evwen bother to call the loyal customer.

                      request you to please suggets.

                      Thank You
                      Anil S
                      My name is Rudra Pratap using Credit cards no: [protected] for past 3.5 years and I was happy with the existing card. I have been started getting calls for past 6 months regarding up gradation for gold cards. And I keep on saying not interested but finally they have sent and I have returned it back and said not interested. Even they have not left me out and blocked my online transaction. When I called up customer care they said please, accept gold cards or if you want your old cards back kindly, fill the form with the sign and submit to HDFC BANK. I said, why should I sign and fill the form as I have not applied for new card and how have you given gold card without any signature and form. Its blunders. Its mean tomorrow you will use my identity and deliver card to someone. Next day I got the call from recovery illegal department, if you will not pay 3000 amount then your name will be black listed in civil. I said
                      My card is block how can I pay then they said let me check and never get back to me same way as with customer care till date. I have recorded every verbal communication in my cell. I am really get boiled. Let me tell you frankly I am not going to pay any single rupees as I am regular payable of HDFC, on time. If you will force me then I will send this recording to media.
                      Note: important thing is how you can issue gold cards without my authentication

                      Thank you,
                      Rudra Pratap
                      [protected]
                      Hello Sir,
                      i was using hdfc bank credit card which n. is [protected] . In nov2008 I have loss my credit card then i block it in nov 2008 and give application to reissue another card then bank have not issue any other card and also they added interset and also late payment on that card in still may 2009.After that they hold my Rs.18000 from my hdfc bank saving Account which n. is[protected] and also executive is saying that your account will still block for 15 days either you give a application that bank can detect 18000 from account and then It will activated so Sir please do something regarding credit card. I can give payment but till nov 2008 because after that i never use this card. so please sir do something as soon as possible.
                      Dear Madam,
                      I am bringing to your attention a situation that recently occurred in my Credit Card wrong billing Dispute.
                      1- My Credit card had been blocked in 2007. Due to some reason but
                      no payment was pending.
                      2- In July2008 wrong bill generated Amount debited =-8422.49 dated -31.08.2008, by Internet purchasing. How can it possible whenever card was blocked form 2007 to till date .
                      3- I am very surprise from such a type of mistake By HDFC ----
                      4- Many time I have discussed Customer care & other concern person. But resulting in no Satisfactory response.
                      I request that you check this matter and resolve it as quickly possible.
                      Your hasty action in resolving this issue will be greatly appreciated, and I thank you in advance and look forward to hearing from you.
                      Pl finds att Bill Copy.
                      Regards,
                      Nand Kumar Singh Chauhan
                      Nokia Siemens Network
                      Hi,
                      I have taken HDFC bank credit card. They have tie up with Bajaj allianz and through it they have processed a fake policy with my name, where all of my personal details are wrong except my name. Without my notification they have paid Rs 4422 from my credit card. I have told them to cancel this entry, they have done it and again included it in next months statement. I kept on telling them but they are not able to help me out. I am attaching snapshot of March and April statement. The entry in blue background refers to Bajaj Allianz money. I am dropping this mail to consumer forum with great expectation. Please help me out. If you want I can show the documents which I have received from Bajaj allianz with fake entries.
                      I have salary account in HDFC bank opened in Aug'08. Against that I had applied for credit card, of which I never got the card nor any kind of communication.When i contacted them they were unable to give any clear status. On my repeated follow up i was informed that my application was declined without any clearcut reasons for the same.Any how I was told that I will again be able to reapply after six months which ends in the month of March'09. After the time period my repeated follow up is not yeilding any result. Branch personels are clueless and confussed with out any satisfactory answer and handed over a customer care no. I have called in that no. 5-6 times and tell them the whole story, on this every time they console me with assurance that within 24-48 hrs some body will contact me.But, till today no body has come forward from their side to address my issues.
                      Please see if your department can look into the matter and atleast take up the issue with the concerned HDFC personel who atleast feel some shame if fails to stand by their comments.
                      Dear Sir / Madam

                      That is the Highly dissatisfaction from I got HDFC Bank, I get very appreciation from my Friends for HDFC customer Service, so I will decided I am also being a Part of HDFC Bank, I do the apply online for HDFC credit card on 14/05/2009 & I fill all the information which write into the form after that I get the two verification code one of my mobile & Email that’s such, again i surprise & happy to see this security walls, after that I get the Sms with my application no on my mobile ( [protected] ) & in there write down one of Customer care person will call you next three days. I will wait next three days but no body call me then I am do the call from your customer care no[protected]. Now there the Start dissatisfactory Section I was warm welcome from Automatic caller then my Call was connected to Customer care representative, I was tell my all the thinks which I was do, after that she told me “ SIR WE HAVE NO STATUS FOR THE SAME BECAUSE YOU ARE NOT RECEIVED ANY VERIFICATION CALL FROM OUR SIDE KINDLY CONTACT ON APPLICATION DEPARTMET” & she Provide me the no also that is [protected], I will try the no but that no not exist, again I call the support no & again one gay give another no that is [protected] after long busy network some lady Pick up the call & she gives me answers “ SIR THAT NO BELONG TO PAYMENT DEPARTMENT KINDLY CALL ON CUSTOMER CARE NO “.

                      VERY BIG SURPRICE

                      Again I call there & tell all the thinks which I was faced, the representative ask me about my mobile no I provided him now see what she we give me answer “ SIR YOUR MOBILE NO NOT EXIST IN SYSTEM & WE HAVE NO RECORD FOR THE SAME KINDLY RE-APPLY THE CARD”.

                      I ask you one question only in this time who Person have lot of time to again & again fill form or Call the Customer Support if I gives you the business you should take care for your customer or now HDFC Bank no need for Business, I hope right now also I am not wasting my time to write this mail.

                      One more think I am not re-apply for the same I just watch what HDFC Bank do for his customer.
                      sir.hdfc credit card issuied in my name approx four months ago. The credit card as on 21st june 2009 yet not received.Hence we rceive a massage from hdfc to pay bill 1365 (one thousand three hundred sixty five).As on 14/06/2009 we receive a massage on mobile that YOUR H.D.F.C. BANK CREDIT CARD HAS RETURNED TO US PLEASE CALL CUSTOMER CARE FOR FURTHER INFORMATION .SENDER [protected] .Kindly take neccessary action.Thanks.

                      HDFC Credit Card — faulty credit card

                      I have received phone calls from hdfc credit card recovery department,

                      According to them i had credit card having following details

                      HDFC
                      Card No:[protected]
                      Issued March 2005

                      According to my know i do not have any card from HDFC niether i have receieved any stament from them

                      pl let me kow details in cibil
                      Folks,

                      Please do not choose a HDFC credit card...they will say that u have been chosen for a gold credit card, paltinum credit card...please dont believe that...i opted to choose a gold credit card..after some time, i got a card, which is a basic card...when ask, none properly responded...

                      please be very careful against this evil minded people's
                      Dear Sir,

                      My Name is ashwani chhabra last i message to hdfc bank through ur email id but i am not receive any mail from ur side sir/mam please help me. i used hdfc bank credit card but after few days rs. 7200 twice debit in my account in different month which i ma not used i complaint to hdfc bank and never help me and now they send me the letter for payment sir/mam please response me and help me. they always said compaint in customer care pleae help me


                      i[censored] want to send any mail to me please mail me at ashwani.[protected]@lakhanivardaan.com

                      ph [protected]
                      I had a credit card numbered [protected] for which a total outstanding was Rs 35000 approx, I had asked for settlement of this card and HDFC had offerred me Rs 12000 and Rs 19100 for a loan on this card.
                      Now the gentleman who had come over with this letter gave me a letter with a separate credit card number and I refused to sign it but however I signed the loan settlement letter and paid off the initial amount of Rs 1600. I had also given a cheque retrieval form which meant that every month the bank will return my cheque and collect cash instead.
                      However no one came to collect the cash since the last 3 months and no one came with a fresh settlement letter on the card.
                      Now yesterday, an ount of Rs 48000 has been debited from my savings account and I am being said that I need to pay Rs 26000 next month as Chennai office has decided this and nothing can be done.
                      I have spoken on customer care and I was supposed to get a call by 12noon and I did not receive any call as usual, I callled up the collections teram but to no use.
                      This is the worst harassment a customer can have when he is willing to pay but the bank does not collect and then debits whatever amount is there in the account leading to tremendous financial and mental pressure.
                      Apart from this I have atleast 2-3 receipts against payments on my credit card, numbers which do not match my card, this shows what fake the bank is doing.
                      Please look into this and would request you to sort this
                      Dear Sir

                      My Name is Amutha Radhakrishnan & MY customer ID 9906329.

                      Myself & my husband having a joint account in you bank.Two month before my Debit card expired. I applied for New Debit Card in Nanganallur Branch more then month before.

                      So far I did not receive the Debit card. I contact customer care but no proper response.

                      I request you to kindly check the status of My debit card and revert back as soon as possible.

                      Thanks with regards
                      V.Radhakrishnan
                      Hi,

                      I was having HDFC credit card and it was good. Suddenly with out informed me they have increased my interest rate, when I got my bill it was with new interest rate.
                      I called HDFC customer care and asked the same thing but they told me that it has been increased for every one. Then I have told them to close this credit card as I don’t want to use but they never came back for closer. I stopped paying money to them and came to Bangalore after getting a new job.
                      There was no communication between me and HDFC bank, after 6month they called my uncle number and did harassment to them. I didn’t know about this when my uncle called and told this story then I called HDFC customer care and provided my new cell number to do the settlement. But there was no response till 20 days then one day I got a mail from HDFC back that they are putting my name blacklist and filing a case against me. I call the number which was there in that HDFC mail, after a long conversation they asked to pay hefty amount for settlement and close this card. I agreed and paid them full amount 7 months back. But still my name is there in civil black list.

                      So I request to HDFC bank to remove my name from black list of Civil as I have paid the full amount.

                      Thanks and Regards,
                      Avishek Sarkar
                      [protected]
                      Dear Sir /Madam
                      I regret to inform that each and every time you people are creating overburden against me when I supposed to use you card.
                      At present I am staying at our site project at Jharkhand and trying to drop the dues at the drop box at asansol (WB) .
                      This time also I am deposit the same and as per my bank statement the same amount transfer from my bank account on 02.09.2009 since 31.08.2009 was Sunday.
                      For you reference purpose I am also enclosing herewith my citi bank statement .
                      Please reply through return mail to settle my account.
                      With regards
                      Chanchal Deb
                      visa gold card no : [protected]
                      Mob : No : [protected]
                      Dear Sir /Madam
                      I regret to inform that each and every time you people are creating overburden against me when I supposed to use you card.
                      At present I am staying at our site project at Jharkhand and trying to drop the dues at the drop box at asansol (WB) .
                      This time also I am deposit the same and as per my bank statement the same amount transfer from my bank account on 02.09.2009 since 31.08.2009 was Sunday.
                      For you reference purpose I am also enclosing herewith my citi bank statement .
                      Please reply through return mail to settle my account.
                      With regards
                      Chanchal Deb
                      visa gold card no : [protected]
                      Mob : No : [protected]
                      Dear Sir ,

                      I am a customer of HDFC Bank and I have transacted with them twice in the past 6 years . The first time I transacted with them I was holding an account with a credit card and a debit card. While closing the account due to my change of cities I ensured closure on my credit card.

                      I re opened an account with HDFC in teh month of May 2010 and was holding a debit card with the back. About a month ago when funds worth 11k were transfered to my bank account.

                      HDFC debited the entire amount from my bank account without prior notification or intimation despite having my contact details.

                      Firstly I have not been given an explanation for such an action , despite me closing the credit card . I have just been told the card is still open.

                      My endless hours on the phone with bank have not provided me any visibility.

                      I am filing this complain to get more clearence in the matter


                      Regards

                      Vinay V Krithik

                      Credit Card Number : [protected]
                      Account Number: [protected]
                      Phone number: [protected]
                      Email : vinay.[protected]@gmail.com
                      I have applied for a credit card several times still iI didn't recieved any sort of feedback from your side.
                      Dear sir
                      i have used hdfc bank credit card.which i have setteled in october 2008.bank has done final settlement in 14000 /-.Bank has made 4-5 instalments but due to certain reasons i cold not make the full payment in given time.however i have paid continuously[protected] /- per month.there is a collection manger in hdfc bank named Mr Ankur who assured me that if i continuously make the same payment my settlement will be complete over a given period of time.but to day i receive a call from [protected] and [protected] & the person said that i am calling from delhi police.court has ordered non bailable worrent & they are coming to arrest me.moreover they have given a threatening call to my residence using very abusive language.this time i am under huge mental pressure & trauma & so my family.
                      so i request you to please see this & do the needful.my contact no is [protected].
                      To, Date[protected]
                      The Manager,
                      HDFC Credit Card,
                      Mumbai


                      Reg : Issue of credit card of (Alkesh mishra date of birth 24 june-1977 contact number [protected])

                      Respected sir,

                      This is with reference to our discussions held between yourself and our self regarding my new hdfc credit card . we are already submitted my document ( 2 month ago) & I have receive your confirmation call at least three to four time but still card is not sent .Please kindly sent my credit card ( my add place is plot 529 number 401 safalay bld, near jai gopal industries Baburao Parulekar Marg, dadar west-mumbai-28. My hdfc bank account number is ([protected]). I request you to send the credit card.
                      I hope that above will meat your requirement and you will do the needful in the matter at the earliest possible.





                      Thanking you

                      Truly yours


                      ALKESH KUMAR MISHRA
                      i am customer of this bank in goa. HDFC bank gave call and told that u r getting credit card free of cost for life time .When i visited branch they told me u r not commissioned officer in defense so we can not issue credit card . I want to know whether there is any provision in RBI guidelines that defense personals below commissioned rank can not avail credit card facility . I am getting 25000 p.m. as salary and my account is salary account.
                      hi
                      my name is bhairav bhavsar from surat. can you guys arrange credit card for me next 15 days
                      [protected]
                      I was issued a card with number [protected].from HDFC Bank . I had complained to the Customer Care immediately on the receipt of the card but they urged me to keep the card as it has already been issued & it was a Lifetime Free Card with no Annual Charges. I did not use the card even once since the time the card was issued to me; this can be tracked from the transaction on the mentioned card number. But later I was charged Annual Charges on the card which I had contested with your bank. After some time the late payment charges were added on the amount due every month even though the case was under review with your bank. I was given a Final Settlement offer last time through your letter dated 21 August 2006, since I wanted to settle the issue from once & for all I agreed to pay the Final Settlement amount of Rs. 3000/- vide cheque no 834464 dated 27th June 2007 to one r. Prabhakar (Collection Executive) who had informed me the Final Settlement Letter will be sent to me by courier with in a week.

                      I destroyed the said card & sent it to your Chennai Office by Registered Post, a copy of the letter & Post Receipt is attached for your reference. I did not follow-up with the bank regarding the said letter as I was occupied with my job. Now again I have been issued a Invitation for Conciliation Offer letter through Mr. S. Vaidhya (Advocate) dated 07th November 09 with a Final Settlement amount of Rs. 6585.27/-. This I feel is harassment on part of your bank & I seek your urgent intervention & action with reference to the same.

                      • I was urged by your customer service executive to keep the card as it was Life Time Free.

                      • I never used the Credit card & still I was charged Annual Charges without even asking me whether I would like to continue the card.


                      • Even though I have paid the Final Settlement amount as a prudent customer I was not issued any Final Settlement Letter.

                      • The bank knows that there has been not even a single transaction on the Credit Card still you continued to levy the charges even though it was issued as a Life Time Free card which amounts harassment.






                      I request you to kindly look in to the matter at your end also & help me resolve the issue in an amicable manner as I feel harassed by bank for no fault of mine.




                      Looking forward to your earliest action.



                      Your’s sincerely,


                      Abhishek Singh
                      pls look in to the matter for all defaulters those who has the settelment letter by hdfc bank for Credi Card i am also the same case why it is happenig like this otherwise it sholud be stop Setteling the Amount by banks
                      I m using credit card of HDFC from last 3 years and it was a nice experience. But last year they had debited 14,000 from my account without my authorization. I had given them enough proof that the transaction had not done by me or any of my family member. They agree to reverse, but they have not reversed it till now, except that they had levy interest of more than 30,000 over that amount and blocked my card.

                      Also now they give me threat over the phone & use very disgrace words over the phone. I m definitely going to sue them in consumer court, But I want to beware each & every citizen of Country don't go for any account in HDFC, It is the worst bank in India & in world. Cheap representatives & ignorable staff are the more features of this Worst Bank ever.
                      HDFC is a bank. I[censored] have your savings account in HDFC then dont go for a HDFC credit card. In case i[censored] delay in making the payment they would take it form your bank account without your knowledge & permission. Really a worst bank, i ever seen.
                      To,
                      The Manager
                      Credit card Division
                      HDFC Bank
                      Covai.

                      sub: credit card machine replace or repair


                      sir,
                      we have used hdfc credit card machine all my (seven )branches, but it is not working properly .
                      pls consider this problem and recover to normal. Given below all branch details.

                      Thanking you sir
                      Thanks and Regards
                      J.Thilagar Date:3.1.2010
                      EDP-Incharge
                      VASAN MEDICAL HALL- MADURAI
                      Contact No:[protected]

                      VASAN MEDICAL HALL - MADURAI BRANCHES:
                      HDFC BANK CREDIT CARD DETAILS

                      NO TID NO OR TERM NO: BRANCH REMARKS
                      1 40504131 VMH TPK zero &enter button lock
                      2 40504130 VMH SG adaptor failure
                      3 VMH BBK
                      4 40504775 VMH KRS enter button not function
                      5 40504284 VMH GPM adaptor failure
                      6 40504692 VMH ANR card unsupported&card error
                      7 40504774 VMH KNR enter button not function
                      As there is no contact information, please contact the nos below and we will be happy to help you.

                      Helpline Number
                      LIFE INSURANCE
                      Toll free numbers Standard STD rates apply
                      MTNL/BSNL[protected] Tel (+[protected]
                      Tata[protected] Fax (+[protected]
                      Bharti[protected] Email [protected]@bajajallianz.co.in
                      Reliance[protected]
                      GENERAL INSURANCE
                      Toll free numbers Standard STD rates apply
                      Any Landline/Mobile[protected] Tel (+[protected]
                      MTNL/BSNL[protected] Fax (+[protected]
                      Bharti[protected] Email [protected]@bajajallianz.co.in
                      Hi
                      This is Natarajan from Bangalore. I have my HDFC credit card and the number is [protected]. I need NOC (No Objection Certificate) for this card. When I approach bank on last week of January 2010 I came to know that I have to pay the outstanding amount around Rs. 14000. Then only I can get the NOC. I haven’t received credit card statement more than a year. I requested customer care to send the credit card statement for the usage of Rs. 14000. I haven’t received as per their committed time of 5 working days. When I approach them again generated new reference number and they asked me to wait 7 working days now. But nothing was happened. Like this I requested 3 times and directly went to HDFC bank – Mangalore branch, Karnataka after frustration. Again they are committed to send the credit card statement. As usual nothing was happened. Really I not able to understand what is the problem for sending the credit card statement.
                      After doing follow-up for around 35 days, finally I decided to pay the outstanding amount instead of believing the useless phone banking service and approached the bank. It was another shocking moment since now my outstanding is Rs. 22509. I don’t know how the amount was increased around 8000 within a month time even though credit card policies are saying around 33% interest for one year time. When I ask the reason they ask me to contact customer care again. I called customer care, but they are refused to give the reason for usage amount (Rs. 14000 around) and increased amount (till Rs. 22510). But they ask me to pay the outstanding Rs. 22510 then only they will give me the proof.
                      Totally I fed-up with your service and most horrible things doing by your bank. Finally I decided to pay the amount and paid Rs. 22510 on 11 March 2010. After paying the amount the bank peoples are informed me that I will get a call from respective department for NOC. I got a call after 5 hours of my payment, but bank asked me to pay the amount of around Rs. 1200 still. There was some more outstanding again after closing the total amount, how? I never saw such worst banking system in my life. Mobile:[protected].
                      ----- Forwarded Message ----
                      From: niraj kumar <[protected]@yahoo.co.in>
                      To: customerservices.[protected]@hdfcbank.com
                      Sent: Tue, 29 December, 2009 4:54:00 PM
                      Subject: Fw: RE:'HBL=[protected]' Re: Fw: RE: Re: Fw: Re: HDFC creadit card RE: RE: RE: RE: RE:'HBL=[protected]' credit card settlement


                      pls refer trailing mail.

                      On Mon, 28/12/09, HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com> wrote:

                      > From: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
                      > Subject: RE:'HBL=[protected]' Fw: RE: Re: Fw: RE: Re: Fw: Re: HDFC creadit card RE: RE: RE: RE: RE:'HBL=[protected]' credit card settlement
                      > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > Date: Monday, 28 December, 2009, 12:05 PM
                      >
                      >
                      >
                      >
                      > Dear Mr. Kumar,
                      >
                      > Thank you for writing to us regarding your credit card
                      > account.
                      >
                      > We understand from your e-mail that you have forgotten
                      > your credit card details. However, we request you to recall
                      > your mobile number and contact details that you have
                      > provided at the time of applying the credit card for us to
                      > do the needful.
                      >
                      >
                      >
                      >
                      > For any further clarification you may contact our Debt
                      > Management Officer at the below mentioned
                      > number to assist you regarding queries relating to your
                      > card account.
                      >
                      > Assuring you the best of our services always,
                      >
                      > Regards,
                      >
                      > Ramanathan P S
                      > Customer Service Officer
                      >
                      > Debt Contact Numbers:
                      >
                      > Bangalore[protected]
                      >
                      > Mysore[protected]
                      >


                      --- On Fri, 25/12/09, niraj kumar <[protected]@yahoo.co.in> wrote:

                      > From: niraj kumar <[protected]@yahoo.co.in>
                      > Subject: Fw: RE:'HBL=[protected]' Re: Fw: RE: Re: Fw: Re: HDFC creadit card RE: RE: RE: RE: RE:'HBL=[protected]' credit card settlement
                      > To: customerservices.[protected]@hdfcbank.com
                      > Date: Friday, 25 December, 2009, 11:16 AM
                      > if i call on given number, what we
                      > will discuss, neither you have details nor i have,so
                      > whenever you find deatils , then confirm, we will call or
                      > you can contact me.
                      > > > confirm.
                      >
                      >
                      > --- On Thu, 24/12/09, HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
                      > wrote:
                      >
                      > > From: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
                      > > Subject: RE:'HBL=[protected]' Fw: RE: Re: Fw: RE: Re:
                      > Fw: Re: HDFC creadit card RE: RE: RE: RE:
                      > RE:'HBL=[protected]' credit card settlement
                      > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > Date: Thursday, 24 December, 2009, 6:42 PM
                      > >
                      > > Dear Mr. Kumar,
                      > > This is with reference to your
                      > > e-mail regarding your HDFC Bank credit card.
                      > >
                      > > We wish to inform you that we would not be able to
                      > > assist you further without your contact numbers or
                      > the
                      > > credit card details. Hence, we request you to
                      > kindly
                      > > contact our debt management officers at the below
                      > mentioned
                      > > numbers or provide us your valid contact number for us
                      > to
                      > > assist you.
                      > >
                      > >
                      > >
                      > > Bangalore[protected]
                      > >
                      > > Mysore[protected]
                      > >
                      > > Incase you seek further assistance or clarification
                      > > please feel free to contact our Customer Service
                      > Executives
                      > > at any of our 24 hour Call Center telephone numbers
                      > > mentioned in the below URL.
                      > >
                      > >
                      > >
                      > >
                      > > http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
                      > >
                      > >
                      > > Assuring you of our best service at all times,
                      > >
                      > > Regards,
                      > >
                      > > Pranesh
                      > > Customer Service Officer
                      >
                      >
                      > --- On Wed, 23/12/09, niraj kumar <[protected]@yahoo.co.in>
                      > wrote:
                      >
                      > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > Subject: Fw: RE:'HBL=[protected]' Re: Fw: RE: Re: Fw:
                      > Re: HDFC creadit card RE: RE: RE: RE: RE:'HBL=[protected]'
                      > credit card settlement
                      > > To: customerservices.[protected]@hdfcbank.com
                      > > Date: Wednesday, 23 December, 2009, 9:47 AM
                      > > either you contact or tell debt
                      > > manager to contact me after getting my card details
                      > and
                      > > account details in order to settle this account.
                      > >
                      > >
                      > >
                      > > --- On Tue, 22/12/09, HDFC Bank Credit Cards Support
                      > <customerservices.[protected]@hdfcbank.com>
                      > > wrote:
                      > >
                      > > > From: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
                      > > > Subject: RE:'HBL=[protected]' Fw: RE: Re: Fw: RE:
                      > Re:
                      > > Fw: Re: HDFC creadit card RE: RE: RE: RE:
                      > > RE:'HBL=[protected]' credit card settlement
                      > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > Date: Tuesday, 22 December, 2009, 8:28 PM
                      > > >
                      > > >
                      > > >
                      > > >
                      > > >
                      > > >
                      > > > Dear Mr. Kumar,
                      > > >
                      > > >
                      > > > This is with reference to your e-mail regarding
                      > > > your HDFC Bank credit card.
                      > > >
                      > > > We understand that you wish to have settlement
                      > > > clarification towards your card account. We wish
                      > to
                      > > inform
                      > > > you that we would be unable to confirm details
                      > of
                      > > > the same through e-mail.
                      > > >
                      > > > Hence we request you to contact our debt
                      > management
                      > > > officers at the below mentioned number for any
                      > > further
                      > > > clarifications on settlement.
                      > > >
                      > > >
                      > > > Bangalore[protected]
                      > > >
                      > > > Mysore[protected]
                      > > >
                      > > > Incase you seek further assistance or
                      > clarification
                      > > > please feel free to contact our Customer Service
                      > > Executives
                      > > > at any of our 24 hour Call Center telephone
                      > numbers
                      > > > mentioned in the below URL.
                      > > >
                      > > >
                      > > >
                      > > >
                      > > > http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
                      > > >
                      > > >
                      > > > Assuring you of our best service at all times,
                      > > >
                      > > > Regards,
                      > > >
                      > > > Pranesh
                      > > > Customer Service Officer
                      > >
                      > >
                      > > --- On Fri, 18/12/09, niraj kumar <[protected]@yahoo.co.in>
                      > > wrote:
                      > >
                      > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > Subject: Fw: RE:'HBL=[protected]' Re: Fw: RE: Re:
                      > Fw:
                      > > Re: HDFC creadit card RE: RE: RE: RE:
                      > RE:'HBL=[protected]'
                      > > credit card settlement
                      > > > To: customerservices.[protected]@hdfcbank.com
                      > > > Date: Friday, 18 December, 2009, 3:46 PM
                      > > > if i call on given number, what we
                      > > > will discuss, neither you have details nor i
                      > have,
                      > > pls
                      > > > confirm.
                      > > >
                      > > > --- On Fri, 18/12/09, HDFC Bank Credit Cards
                      > Support
                      > > <customerservices.[protected]@hdfcbank.com>
                      > > > wrote:
                      > > >
                      > > > > From: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
                      > > > > Subject: RE:'HBL=[protected]' Fw: RE: Re:
                      > Fw: RE:
                      > > Re:
                      > > > Fw: Re: HDFC creadit card RE: RE: RE: RE:
                      > > > RE:'HBL=[protected]' credit card settlement
                      > > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > > Date: Friday, 18 December, 2009, 2:59 PM
                      > > > >
                      > > > > Dear Mr. Kumar,
                      > > > >
                      > > > > This is with reference to your e-mail
                      > regarding
                      > > > > your HDFC Bank credit card.
                      > > > >
                      > > > > We understand that you wish to have
                      > settlement
                      > > > > clarification your card account. We wish to
                      > > inform
                      > > > > you that we would be unable to confirm
                      > details
                      > > of
                      > > > > the same through e-mail.
                      > > > >
                      > > > > Hence we request you to contact our debt
                      > > management
                      > > > > officers at the below mentioned number for
                      > any
                      > > > further
                      > > > > clarifications on settlement.
                      > > > >
                      > > > >
                      > > > > Bangalore[protected]
                      > > > >
                      > > > > Mysore[protected]
                      > > > >
                      > > > > Alternatively, you may also revert to
                      > > > > us with your latest contact details to
                      > enable us
                      > > to
                      > > > > contact you.
                      > > > >
                      > > > >
                      > > > > Incase you seek further assistance or
                      > > clarification
                      > > > > please feel free to contact our Customer
                      > Service
                      > > > Executives
                      > > > > at any of our 24 hour Call Center telephone
                      > > numbers
                      > > > > mentioned in the below URL.
                      > > > >
                      > > > >
                      > > > > http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
                      > > > >
                      > > > >
                      > > > > Assuring you of our best service at all
                      > times.
                      > > > >
                      > > > > Regards,
                      > > > >
                      > > > > Rajeshwari
                      > > > > Customer Service Officer
                      > > > --- On Thu, 17/12/09, niraj kumar <[protected]@yahoo.co.in>
                      > > > wrote:
                      > > >
                      > > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > > Subject: Fw: RE:'HBL=[protected]' Re: Fw:
                      > RE: Re:
                      > > Fw:
                      > > > Re: HDFC creadit card RE: RE: RE: RE:
                      > > RE:'HBL=[protected]'
                      > > > credit card settlement
                      > > > > To: customerservices.[protected]@hdfcbank.com
                      > > > > Date: Thursday, 17 December, 2009, 8:43 PM
                      > > > >
                      > > > > neither we are friend nor we love each other
                      > so
                      > > just
                      > > > be
                      > > > > professional and dont waste each other
                      > time,,,
                      > > tell me
                      > > > final
                      > > > > settlement amount by mail, i will mail , it
                      > is
                      > > so
                      > > > simple. if
                      > > > > i give you my number , your telecaller will
                      > eat
                      > > my
                      > > > head and
                      > > > > will keep calling me.
                      > > > >
                      > > > > so be professional.
                      > > > >
                      > > > >
                      > > > > rgds
                      > > > > niraj
                      > > > >
                      > > > > --- On Thu, 17/12/09, HDFC Bank Credit
                      > Cards
                      > > Support
                      > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > wrote:
                      > > > >
                      > > > > > From: HDFC Bank Credit Cards Support
                      > <customerservices.[protected]@hdfcbank.com>
                      > > > > > Subject: RE:'HBL=[protected]' Fw: RE:
                      > Re:
                      > > Fw: RE:
                      > > > Re:
                      > > > > Fw: Re: HDFC creadit card RE: RE: RE: RE:
                      > > > > RE:'HBL=[protected]' credit card settlement
                      > > > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > > > Date: Thursday, 17 December, 2009, 5:54
                      > PM
                      > > > > >
                      > > > > >
                      > > > > > Dear Mr. Kumar,
                      > > > > >
                      > > > > > This is with reference to your e-mail
                      > > regarding
                      > > > > > your HDFC Bank credit card.
                      > > > > >
                      > > > > > We understand that you wish to have
                      > > > > > clarification regarding settlement on
                      > your
                      > > card
                      > > > > > account and you are not available on
                      > the
                      > > given
                      > > > number
                      > > > > > [protected].
                      > > > > >
                      > > > > >
                      > > > > >
                      > > > > > Hence as apprised in the earlier
                      > response,
                      > > > > > we request you to provide us with your
                      > > latest
                      > > > contact
                      > > > > > details and a convenient time to enable
                      > us
                      > > to
                      > > > contact
                      > > > > > you.
                      > > > > >
                      > > > > >
                      > > > > > Alternatively, you may also kindly
                      > contact
                      > > our
                      > > > > > service representatives at any of our
                      > 24
                      > > hour
                      > > > Call
                      > > > > Center
                      > > > > > telephone numbers given below for
                      > further
                      > > > assistance.
                      > > > >
                      > > > > >
                      > > > > >
                      > > > > > http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
                      > > > > >
                      > > > > >
                      > > > > > Assuring you of our best service at
                      > all
                      > > times.
                      > > > > >
                      > > > > > Regards,
                      > > > > >
                      > > > > > Rajeshwari
                      > > > > > Customer Service Officer
                      > > > > >
                      > > > >
                      > > >
                      > >
                      >[protected][protected][protected][protected][protected][protected]
                      > > > > >
                      > > > > > Disclaimer :
                      > > > > > The information contained herein
                      > (including
                      > > any
                      > > > > > accompanying documents) is
                      > > > > > confidential and is intended solely for
                      > the
                      > > > > > addressee(s). If you have
                      > > > > > erroneously received this message,
                      > please
                      > > > immediately
                      > > > > > delete it and notify
                      > > > > > the sender. Also, if you are not the
                      > > intended
                      > > > > > recipient, you are
                      > > > > > hereby notified that any disclosure,
                      > > copying,
                      > > > > > distribution or taking any
                      > > > > > action in reliance on the contents of
                      > this
                      > > > message or
                      > > > > > any
                      > > > > > accompanying document is strictly
                      > prohibited
                      > > and
                      > > > is
                      > > > > > unlawful. The
                      > > > > > organization is not responsible for
                      > any
                      > > damage
                      > > > caused
                      > > > > > by a virus or
                      > > > > > alteration of the e-mail by a third
                      > party
                      > > or
                      > > > > otherwise
                      > > > > > . The contents of
                      > > > > > this message may not necessarily
                      > represent
                      > > the
                      > > > views
                      > > > > > or policies of
                      > > > > > HDFC Bank Ltd.
                      > > > > >
                      > > > > >
                      > > > >
                      > > > > --- On Wed, 16/12/09, niraj kumar <[protected]@yahoo.co.in>
                      > > > > wrote:
                      > > > >
                      > > > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > > > Subject: Fw: RE:'HBL=[protected]' Re:
                      > Fw:
                      > > RE: Re:
                      > > > Fw:
                      > > > > Re: HDFC creadit card RE: RE: RE: RE:
                      > > > RE:'HBL=[protected]'
                      > > > > credit card settlement
                      > > > > > To: customerservices.[protected]@hdfcbank.com
                      > > > > > Date: Wednesday, 16 December, 2009,
                      > 4:45 PM
                      > > > > > you asked me information which i had
                      > > > > > furnished while filling application 4
                      > years
                      > > back,
                      > > > so i
                      > > > > have
                      > > > > > given my old number.
                      > > > > >
                      > > > > > and what is the use of calling me, when
                      > i
                      > > am
                      > > > ready to
                      > > > > pay,
                      > > > > > given me sttlement amount that i will
                      > pay.
                      > > > > >
                      > > > > > Niraj Kumar
                      > > > > > > [protected]--- my old no, i am not
                      > > available
                      > > > now.
                      > > > > > > Card no i dont have
                      > > > > >
                      > > > > > --- On Wed, 16/12/09, HDFC Bank Credit
                      > > Cards
                      > > > Support
                      > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > wrote:
                      > > > > >
                      > > > > > > From: HDFC Bank Credit Cards
                      > Support
                      > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > Subject: RE:'HBL=[protected]' Fw:
                      > RE:
                      > > Re:
                      > > > Fw: RE:
                      > > > > Re:
                      > > > > > Fw: Re: HDFC creadit card RE: RE: RE:
                      > RE:
                      > > > > > RE:'HBL=[protected]' credit card
                      > settlement
                      > > > > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > > > > Date: Wednesday, 16 December,
                      > 2009,
                      > > 1:37 PM
                      > > > > > >
                      > > > > > >
                      > > > > > > Dear Mr. Kumar,
                      > > > > > >
                      > > > > > > This is with reference to your
                      > e-mail
                      > > > regarding
                      > > > > > > your HDFC Bank credit card.
                      > > > > > >
                      > > > > > > We would like to inform you that
                      > our
                      > > > service
                      > > > > > > representative had attempted to
                      > contact
                      > > you
                      > > > on
                      > > > > the
                      > > > > > > given mobile number as
                      > [protected].
                      > > However,
                      > > > we
                      > > > > > > understand that we are reaching a
                      > > third
                      > > > party
                      > > > > and
                      > > > > > their
                      > > > > > > efforts has been proved fruitless.
                      >
                      > > > > > >
                      > > > > > >
                      > > > > > >
                      > > > > > > In view of the above we request
                      > you to
                      > > > kindly
                      > > > > provide
                      > > > > > > us with your alternate contact
                      > details
                      > > to
                      > > > enable
                      > > > > us
                      > > > > > to
                      > > > > > > contact you.
                      > > > > > >
                      > > > > > >
                      > > > > > >
                      > > > > > >
                      > > > > > > Alternatively, you may also
                      > kindly
                      > > contact
                      > > > our
                      > > > > > > service representatives at any of
                      > our
                      > > 24
                      > > > hour
                      > > > > Call
                      > > > > > Center
                      > > > > > > telephone numbers given below for
                      > > further
                      > > > > assistance.
                      > > > > >
                      > > > > > >
                      > > > > > > http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
                      > > > > > >
                      > > > > > >
                      > > > > > > Assuring you of our best service
                      > at
                      > > all
                      > > > times.
                      > > > > > >
                      > > > > > > Regards,
                      > > > > > >
                      > > > > > > Rajeshwari
                      > > > > > > Customer Service Officer
                      > > > > >
                      > > > > >
                      > > > > > --- On Sun, 13/12/09, niraj kumar
                      > <[protected]@yahoo.co.in>
                      > > > > > wrote:
                      > > > > >
                      > > > > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > > > > Subject: Fw: RE:'HBL=[protected]'
                      > Re:
                      > > Fw:
                      > > > RE: Re:
                      > > > > Fw:
                      > > > > > Re: HDFC creadit card RE: RE: RE: RE:
                      > > > > RE:'HBL=[protected]'
                      > > > > > credit card settlement
                      > > > > > > To: customerservices.[protected]@hdfcbank.com
                      > > > > > > Date: Sunday, 13 December, 2009,
                      > 2:41
                      > > PM
                      > > > > > > earlier also so mant time i have
                      > > > > > > furnished details, pls find last
                      > time.
                      > > > > > > Niraj Kumar
                      > > > > > > [protected]
                      > > > > > > Card no i dont have
                      > > > > > >
                      > > > > > > rgds
                      > > > > > > niraj
                      > > > > > >
                      > > > > > > --- On Sat, 12/12/09, HDFC Bank
                      > Credit
                      > > > Cards
                      > > > > Support
                      > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > wrote:
                      > > > > > >
                      > > > > > > > From: HDFC Bank Credit Cards
                      > > Support
                      > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > Subject: RE:'HBL=[protected]'
                      > Fw:
                      > > RE:
                      > > > Re:
                      > > > > Fw: RE:
                      > > > > > Re:
                      > > > > > > Fw: Re: HDFC creadit card RE: RE:
                      > RE:
                      > > RE:
                      > > > > > > RE:'HBL=[protected]' credit card
                      > > settlement
                      > > > > > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > > > > > Date: Saturday, 12 December,
                      > 2009,
                      > > 8:54
                      > > > PM
                      > > > > > > >
                      > > > > > > >
                      > > > > > > > Dear Mr. Kumar,
                      > > > > > > >
                      > > > > > > > Thank you for writing to us
                      > > > > > > >
                      > > > > > > >
                      > > > > > > >
                      > > > > > > > This is with reference to
                      > your
                      > > mail
                      > > > > regarding
                      > > > > > the
                      > > > > > > > settlement on your credit
                      > card
                      > > > > > > > account.
                      > > > > > > > We understand the concern
                      > > expressed by
                      > > > you
                      > > > > > regarding
                      > > > > > > > the settlement on your card
                      > > account.
                      > > > As
                      > > > > > communicated
                      > > > > > > in our
                      > > > > > > > earlier e-mail, we wish to
                      > inform
                      > > you
                      > > > that
                      > > > > we
                      > > > > > are
                      > > > > > > unable to
                      > > > > > > > locate your credit card
                      > account
                      > > basis
                      > > > > details
                      > > > > > given in
                      > > > > > > your
                      > > > > > > > e-mail.
                      > > > > > > >
                      > > > > > > > We request you to kindly
                      > provide
                      > > us
                      > > > your
                      > > > > full
                      > > > > > name
                      > > > > > > > & mobile number as
                      > mentioned
                      > > in
                      > > > the
                      > > > > > application
                      > > > > > > and last
                      > > > > > > > four digits of your credit
                      > card
                      > > (in
                      > > > the
                      > > > > format
                      > > > > > XXXX
                      > > > > > > XXXX
                      > > > > > > > XXXX 1234) , to help us
                      > assist
                      > > you
                      > > > faster.
                      > > > > > > >
                      > > > > > > >
                      > > > > > > >
                      > > > > > > >
                      > > > > > > > For any further clarification
                      > you
                      > > may
                      > > > > contact
                      > > > > > our
                      > > > > > > Debt
                      > > > > > > > Management Officer at the
                      > below
                      > > > mentioned
                      > > > > > > > number to assist you
                      > regarding
                      > > queries
                      > > > > relating
                      > > > > > to
                      > > > > > > your
                      > > > > > > > card account.
                      > > > > > > >
                      > > > > > > > Assuring you the best of our
                      > > services
                      > > > > always,
                      > > > > > > >
                      > > > > > > > Regards,
                      > > > > > > >
                      > > > > > > > Aneesh.N.P
                      > > > > > > > Customer Service Officer
                      > > > > > > >
                      > > > > > > > Debt Contact Numbers:
                      > > > > > > >
                      > > > > > > > Bangalore[protected]
                      > > > > > >
                      > > > > > >
                      > > > > > > --- On Thu, 10/12/09, niraj kumar
                      > > <[protected]@yahoo.co.in>
                      > > > > > > wrote:
                      > > > > > >
                      > > > > > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > > > > > Subject: RE:'HBL=[protected]'
                      > Re:
                      > > Fw:
                      > > > RE:
                      > > > > Re: Fw:
                      > > > > > Re:
                      > > > > > > HDFC creadit card RE: RE: RE: RE:
                      > > > > > RE:'HBL=[protected]'
                      > > > > > > credit card settlement
                      > > > > > > > To: "HDFC Bank Credit Cards
                      > > Support"
                      > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > Date: Thursday, 10 December,
                      > 2009,
                      > > 2:39
                      > > > PM
                      > > > > > > > i have given up now after so
                      > many
                      > > > > > > > follow up, i
                      > > > > > > > > dont
                      > > > > > > > > > have
                      > > > > > > > > > > patience now,
                      > and
                      > > it is
                      > > > > mental
                      > > > > > trauma
                      > > > > > > and
                      > > > > > > > > harrasment
                      > > > > > > > > > to
                      > > > > > > > > > > speak or
                      > doing
                      > > follow
                      > > > up, it
                      > > > > is
                      > > > > > like
                      > > > > > > > speaking
                      > > > > > > > > with
                      > > > > > > > > > bufallow
                      > > > > > > > > > > ,,whatever
                      > > customer
                      > > > says, you
                      > > > > cc
                      > > > > > > peopls
                      > > > > > > > just
                      > > > > > > > > copy
                      > > > > > > > > > your
                      > > > > > > > > > > answer format
                      > and
                      > > send
                      > > > to
                      > > > > > customer.
                      > > > > > > > > > >
                      > > > > > > > > > > now pls stop
                      > > harrassing
                      > > > me,,,
                      > > > > the
                      > > > > > > details
                      > > > > > > > which
                      > > > > > > > > you
                      > > > > > > > > > are
                      > > > > > > > > > > asking so
                      > many
                      > > times
                      > > > already
                      > > > > i
                      > > > > > sent but
                      > > > > > > you
                      > > > > > > > > ,,,,,
                      > > > > > > > > > >
                      > > > > > > > > > > now from
                      > onwards i
                      > > will
                      > > > not
                      > > > > reply
                      > > > > > you
                      > > > > > > mail
                      > > > > > > > except
                      > > > > > > > > the
                      > > > > > > > > > mail
                      > > > > > > > > > > which will
                      > have
                      > > payment
                      > > > > amount
                      > > > > > after
                      > > > > > > > deducting
                      > > > > > > > > all
                      > > > > > > > > > > irrevalent
                      > charges
                      > > like
                      > > > > fines,
                      > > > > > interest
                      > > > > > > etc
                      > > > > > > > .
                      > > > > > > > > > >
                      > > > > > > > > > > rgds
                      > > > > > > > > > > niraj
                      > > > > > > >
                      > > > > > > >
                      > > > > > > > --- On Thu, 10/12/09, HDFC
                      > Bank
                      > > Credit
                      > > > > Cards
                      > > > > > Support
                      > > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > wrote:
                      > > > > > > >
                      > > > > > > > > From: HDFC Bank Credit
                      > Cards
                      > > > Support
                      > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > Subject:
                      > RE:'HBL=[protected]'
                      > > RE:
                      > > > Re:
                      > > > > Fw:
                      > > > > > RE: Re:
                      > > > > > > Fw:
                      > > > > > > > Re: HDFC creadit card RE: RE:
                      > RE:
                      > > RE:
                      > > > > > > RE:'HBL=[protected]'
                      > > > > > > > credit card settlement
                      > > > > > > > > To: "niraj kumar" <[protected]@yahoo.co.in>
                      > > > > > > > > Date: Thursday, 10
                      > December,
                      > > 2009,
                      > > > 9:44
                      > > > > AM
                      > > > > > > > >
                      > > > > > > > > Dear Mr. Kumar,
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > We understand that you
                      > wish
                      > > to
                      > > > have
                      > > > > > clarification
                      > > > > > > on
                      > > > > > > > > your HDFC Bank credit
                      > card
                      > > > account.
                      > > > > > > > >
                      > > > > > > > > We regret to note that
                      > you
                      > > have
                      > > > been
                      > > > > left
                      > > > > > with a
                      > > > > > > > > feeling of
                      > dissatisfaction
                      > > > regarding
                      > > > > our
                      > > > > > > services. We
                      > > > > > > > > sincerely regret for
                      > any
                      > > > > > > > > inconvenience caused to
                      > you
                      > > in
                      > > > this
                      > > > > regard.
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > However we require the
                      > > following
                      > > > > details to
                      > > > > > > enable us
                      > > > > > > > > assist you on your
                      > concern
                      > > > further.
                      > > > > Hence
                      > > > > > we
                      > > > > > > request
                      > > > > > > > you to
                      > > > > > > > > confirm on the below
                      > details
                      > > for
                      > > > us to
                      > > > > do
                      > > > > > the
                      > > > > > > > needful.
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > 1) Your full name as
                      > > mentioned in
                      > > > the
                      > > > > > > application
                      > > > > > > > > 2) Date of birth
                      > > > > > > > > 3) Complete mailing
                      > address
                      > > and
                      > > > > contact
                      > > > > > number
                      > > > > > > > >
                      > > > > > > > > Alternatively you may
                      > also
                      > > revert
                      > > > to us
                      > > > > with
                      > > > > > an
                      > > > > > > > alternative
                      > > > > > > > > contact details and a
                      > > convenient
                      > > > time
                      > > > > to
                      > > > > > enable
                      > > > > > > us to
                      > > > > > > > > contact you.
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > We request you to
                      > contact
                      > > our
                      > > > debt
                      > > > > > management
                      > > > > > > > officers
                      > > > > > > > > at the below mentioned
                      > number
                      > > for
                      > > > any
                      > > > > > further
                      > > > > > > > clarifications
                      > > > > > > > > regarding on your
                      > credit
                      > > card
                      > > > card.
                      > > > > > > > >
                      > > > > > > > > Bangalore[protected]
                      >
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > In line with our focus
                      > and
                      > > > commitment
                      > > > > to
                      > > > > > > Customer
                      > > > > > > > > Service, we trust we
                      > have
                      > > > addressed
                      > > > > your
                      > > > > > > grievance in
                      > > > > > > > a fair
                      > > > > > > > > and equitable manner and
                      > the
                      > > issue
                      > > > has
                      > > > > been
                      > > > > > > resolved
                      > > > > > > > to your
                      > > > > > > > > satisfaction. In
                      > > accordance
                      > > > with
                      > > > > > regulatory
                      > > > > > > > > guidelines, we are
                      > required
                      > > to
                      > > > mention
                      > > > > that
                      > > > > > you
                      > > > > > > may
                      > > > > > > > approach
                      > > > > > > > > the Banking Ombudsman
                      > > (appointed
                      > > > by
                      > > > > the
                      > > > > > Reserve
                      > > > > > > Bank
                      > > > > > > > of
                      > > > > > > > > India), in the event you
                      > are
                      > > not
                      > > > > satisfied
                      > > > > > with
                      > > > > > > our
                      > > > > > > > handling
                      > > > > > > > > of your complaint.
                      > Should
                      > > you
                      > > > wish
                      > > > > to
                      > > > > > exercise
                      > > > > > > > this
                      > > > > > > > > option, please log on to
                      > our
                      > > > website
                      > > > > > > > > "www.hdfcbank.com" for
                      > > details of
                      > > > the
                      > > > > > Banking
                      > > > > > > > > Ombudsman Scheme - 2006,
                      > for
                      > > > further
                      > > > > > information
                      > > > > > > on
                      > > > > > > > how to
                      > > > > > > > > escalate complaints to
                      > the
                      > > > Banking
                      > > > > > Ombudsman.
                      > > > > > > > >
                      > > > > > > > > Assuring you of our
                      > best
                      > > service
                      > > > at
                      > > > > all
                      > > > > > times.
                      > > > > > > > >
                      > > > > > > > > Regards,
                      > > > > > > > >
                      > > > > > > > > Rajeshwari
                      > > > > > > > > Customer Service Officer
                      >
                      > > > > > > >
                      > > > > > > >
                      > > > > > > > --- On Mon, 7/12/09, niraj
                      > kumar
                      > > <[protected]@yahoo.co.in>
                      > > > > > > > wrote:
                      > > > > > > >
                      > > > > > > > > From: niraj kumar <[protected]@yahoo.co.in>
                      > > > > > > > > Subject:
                      > RE:'HBL=[protected]'
                      > > Re:
                      > > > Fw:
                      > > > > RE:
                      > > > > > Re: Fw:
                      > > > > > > Re:
                      > > > > > > > HDFC creadit card RE: RE: RE:
                      > RE:
                      > > > > > > RE:'HBL=[protected]'
                      > > > > > > > credit card settlement
                      > > > > > > > > To: "HDFC Bank Credit
                      > Cards
                      > > > Support"
                      > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > Date: Monday, 7
                      > December,
                      > > 2009,
                      > > > 6:57
                      > > > > PM
                      > > > > > > > > i have given up now
                      > after so
                      > > many
                      > > > > > > > > follow up, i dont
                      > > > > > > > > > have
                      > > > > > > > > > > patience now,
                      > and
                      > > it is
                      > > > > mental
                      > > > > > trauma
                      > > > > > > and
                      > > > > > > > > harrasment
                      > > > > > > > > > to
                      > > > > > > > > > > speak or
                      > doing
                      > > follow
                      > > > up, it
                      > > > > is
                      > > > > > like
                      > > > > > > > speaking
                      > > > > > > > > with
                      > > > > > > > > > bufallow
                      > > > > > > > > > > ,,whatever
                      > > customer
                      > > > says, you
                      > > > > cc
                      > > > > > > peopls
                      > > > > > > > just
                      > > > > > > > > copy
                      > > > > > > > > > your
                      > > > > > > > > > > answer format
                      > and
                      > > send
                      > > > to
                      > > > > > customer.
                      > > > > > > > > > >
                      > > > > > > > > > > now pls stop
                      > > harrassing
                      > > > me,,,
                      > > > > the
                      > > > > > > details
                      > > > > > > > which
                      > > > > > > > > you
                      > > > > > > > > > are
                      > > > > > > > > > > asking so
                      > many
                      > > times
                      > > > already
                      > > > > i
                      > > > > > sent but
                      > > > > > > you
                      > > > > > > > > ,,,,,
                      > > > > > > > > > >
                      > > > > > > > > > > now from
                      > onwards i
                      > > will
                      > > > not
                      > > > > reply
                      > > > > > you
                      > > > > > > mail
                      > > > > > > > except
                      > > > > > > > > the
                      > > > > > > > > > mail
                      > > > > > > > > > > which will
                      > have
                      > > payment
                      > > > > amount
                      > > > > > after
                      > > > > > > > deducting
                      > > > > > > > > all
                      > > > > > > > > > > irrevalent
                      > charges
                      > > like
                      > > > > fines,
                      > > > > > interest
                      > > > > > > etc
                      > > > > > > > .
                      > > > > > > > > --- On Mon, 7/12/09,
                      > HDFC
                      > > Bank
                      > > > Credit
                      > > > > Cards
                      > > > > > > Support
                      > > > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > wrote:
                      > > > > > > > >
                      > > > > > > > > > From: HDFC Bank
                      > Credit
                      > > Cards
                      > > > > Support
                      > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > > Subject:
                      > > > RE:'HBL=[protected]'
                      > > > > > > > > > To: "niraj kumar"
                      > <[protected]@yahoo.co.in>
                      > > > > > > > > > Date: Monday, 7
                      > > December,
                      > > > 2009,
                      > > > > 11:09
                      > > > > > AM
                      > > > > > > > > >
                      > > > > > > > > > Dear Mr. Kumar,
                      > > > > > > > > >
                      > > > > > > > > > This is with
                      > reference
                      > > to
                      > > > your
                      > > > > e-mail
                      > > > > > > regarding
                      > > > > > > > > > your HDFC Bank
                      > credit
                      > > card.
                      > > > > > > > > >
                      > > > > > > > > > We understand that
                      > you
                      > > wish
                      > > > to
                      > > > > have
                      > > > > > > clarification
                      > > > > > > > on
                      > > > > > > > > > CIBIL on your card
                      > > account.
                      > > > > > > > > >
                      > > > > > > > > > We would like to
                      > clarify
                      > > that
                      > > > our
                      > > > > > service
                      > > > > > > > > > representative had
                      > > attempted
                      > > > to
                      > > > > contact
                      > > > > > you
                      > > > > > > on
                      > > > > > > > the
                      > > > > > > > > given
                      > > > > > > > > > mobile number
                      > > > > > > > > > [protected]. Hence
                      > we
                      > > request
                      > > > you
                      > > > > to
                      > > > > > kindly
                      > > > > > > > > > provide us the
                      > > following
                      > > > details
                      > > > > for
                      > > > > > us
                      > > > > > > assist
                      > > > > > > > you
                      > > > > > > > > further.
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > > 1) Your full name
                      > as
                      > > > mentioned in
                      > > > > the
                      > > > > > > > application
                      > > > > > > > > >
                      > > > > > > > > > 2) Date of birth
                      > > > > > > > > > 3) Complete
                      > mailing
                      > > address
                      > > > and
                      > > > > > contact
                      > > > > > > > > > number
                      > > > > > > > > >
                      > > > > > > > > > Alternatively you
                      > may
                      > > also
                      > > > revert
                      > > > > to
                      > > > > > us
                      > > > > > > with
                      > > > > > > > > > an alternative
                      > contact
                      > > > details and
                      > > > > a
                      > > > > > > > > > convenient time to
                      > > enable us
                      > > > to
                      > > > > contact
                      > > > > > you.
                      > > > > > >
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > > We request you to
                      > > contact
                      > > > our
                      > > > > debt
                      > > > > > > management
                      > > > > > > > > officers
                      > > > > > > > > > at the below
                      > mentioned
                      > > number
                      > > > for
                      > > > > any
                      > > > > > > further
                      > > > > > > > > clarifications
                      > > > > > > > > > regarding on your
                      > > credit
                      > > > card
                      > > > > card.
                      > > > > > > > > > Bangalore 080-
                      > > 67139293
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > > Assuring you of
                      > our
                      > > best
                      > > > service
                      > > > > at
                      > > > > > all
                      > > > > > > times.
                      > > > > > > > > >
                      > > > > > > > > > Regards,
                      > > > > > > > > >
                      > > > > > > > > > Rajeshwari
                      > > > > > > > > > Customer Service
                      > Officer
                      > >
                      > > > > > > > > >
                      > > > > > > > >
                      > > > > > > >
                      > > > > > >
                      > > > > >
                      > > > >
                      > > >
                      > >
                      >[protected][protected][protected][protected][protected][protected]
                      > > > > > > > > >
                      > > > > > > > > > Disclaimer :
                      > > > > > > > > > The information
                      > > contained
                      > > > herein
                      > > > > > (including
                      > > > > > > any
                      > > > > > > > > > accompanying
                      > documents)
                      > > is
                      > > > > > > > > > confidential and
                      > is
                      > > intended
                      > > > > solely for
                      > > > > > the
                      > > > > > > > > > addressee(s). If
                      > you
                      > > have
                      > > > > > > > > > erroneously
                      > received
                      > > this
                      > > > > message,
                      > > > > > please
                      > > > > > > > immediately
                      > > > > > > > > > delete it and
                      > notify
                      > > > > > > > > > the sender. Also,
                      > if you
                      > > are
                      > > > not
                      > > > > the
                      > > > > > > intended
                      > > > > > > > > > recipient, you are
                      >
                      > > > > > > > > > hereby notified
                      > that
                      > > any
                      > > > > disclosure,
                      > > > > > > copying,
                      > > > > > > > > > distribution or
                      > taking
                      > > any
                      > > > > > > > > > action in reliance
                      > on
                      > > the
                      > > > contents
                      > > > > of
                      > > > > > this
                      > > > > > > > message or
                      > > > > > > > > > any
                      > > > > > > > > > accompanying
                      > document
                      > > is
                      > > > strictly
                      > > > > > prohibited
                      > > > > > > and
                      > > > > > > > is
                      > > > > > > > > > unlawful. The
                      > > > > > > > > > organization is
                      > not
                      > > > responsible
                      > > > > for
                      > > > > > any
                      > > > > > > damage
                      > > > > > > > caused
                      > > > > > > > > > by a virus or
                      > > > > > > > > > alteration of the
                      > e-mail
                      > > by
                      > > > a
                      > > > > third
                      > > > > > party
                      > > > > > > or
                      > > > > > > > > otherwise
                      > > > > > > > > > . The contents of
                      > > > > > > > > > this message may
                      > not
                      > > > necessarily
                      > > > > > represent
                      > > > > > > the
                      > > > > > > > views
                      > > > > > > > > > or policies of
                      > > > > > > > > > HDFC Bank Ltd.
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > >
                      > > > > > > > >
                      > > > > > > > > --- On Sun, 6/12/09,
                      > niraj
                      > > kumar
                      > > > <[protected]@yahoo.co.in>
                      > > > > > > > > wrote:
                      > > > > > > > >
                      > > > > > > > > > From: niraj kumar
                      > <[protected]@yahoo.co.in>
                      > > > > > > > > > Subject:
                      > > RE:'HBL=[protected]'
                      > > > Re:
                      > > > > Fw:
                      > > > > > RE:
                      > > > > > > Re: Fw:
                      > > > > > > > Re:
                      > > > > > > > > HDFC creadit card RE:
                      > RE: RE:
                      > > RE:
                      > > > > > > > RE:'HBL=[protected]'
                      > > > > > > > > credit card settlement
                      > > > > > > > > > To: "HDFC Bank
                      > Credit
                      > > Cards
                      > > > > Support"
                      > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > > Date: Sunday, 6
                      > > December,
                      > > > 2009,
                      > > > > 8:28
                      > > > > > AM
                      > > > > > > > > > have given up
                      > now
                      > > after so
                      > > > many
                      > > > > > > > > > follow up, i dont
                      > have
                      > > > > > > > > > > patience now,
                      > and
                      > > it is
                      > > > > mental
                      > > > > > trauma
                      > > > > > > and
                      > > > > > > > > harrasment
                      > > > > > > > > > to
                      > > > > > > > > > > speak or
                      > doing
                      > > follow
                      > > > up, it
                      > > > > is
                      > > > > > like
                      > > > > > > > speaking
                      > > > > > > > > with
                      > > > > > > > > > bufallow
                      > > > > > > > > > > ,,whatever
                      > > customer
                      > > > says, you
                      > > > > cc
                      > > > > > > peopls
                      > > > > > > > just
                      > > > > > > > > copy
                      > > > > > > > > > your
                      > > > > > > > > > > answer format
                      > and
                      > > send
                      > > > to
                      > > > > > customer.
                      > > > > > > > > > >
                      > > > > > > > > > > now pls stop
                      > > harrassing
                      > > > me,,,
                      > > > > the
                      > > > > > > details
                      > > > > > > > which
                      > > > > > > > > you
                      > > > > > > > > > are
                      > > > > > > > > > > asking so
                      > many
                      > > times
                      > > > already
                      > > > > i
                      > > > > > sent but
                      > > > > > > you
                      > > > > > > > > ,,,,,
                      > > > > > > > > > >
                      > > > > > > > > > > now from
                      > onwards i
                      > > will
                      > > > not
                      > > > > reply
                      > > > > > you
                      > > > > > > mail
                      > > > > > > > except
                      > > > > > > > > the
                      > > > > > > > > > mail
                      > > > > > > > > > > which will
                      > have
                      > > payment
                      > > > > amount
                      > > > > > after
                      > > > > > > > deducting
                      > > > > > > > > all
                      > > > > > > > > > > irrevalent
                      > charges
                      > > like
                      > > > > fines,
                      > > > > > interest
                      > > > > > > etc
                      > > > > > > > .
                      > > > > > > > > > >
                      > > > > > > > > > > rgds
                      > > > > > > > > > > niraj
                      > > > > > > > > >
                      > > > > > > > > >
                      > > > > > > > > > --- On Fri,
                      > 4/12/09,
                      > > HDFC
                      > > > Bank
                      > > > > Credit
                      > > > > > Cards
                      > > > > > > > Support
                      > > > > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > > wrote:
                      > > > > > > > > >
                      > > > > > > > > > > From: HDFC
                      > Bank
                      > > Credit
                      > > > Cards
                      > > > > > Support
                      > > > > > > <customerservices.[protected]@hdfcbank.com>
                      > > > > > > > > > > Subject:
                      > > > RE:'HBL=[protected]'
                      > > > > RE:
                      > > > > > Re:
                      > > > > > > Fw:
                      > > > > > > > RE: Re:
                      > > > > > > > > Fw:
                      > > > > > > > > > Re: HDFC creadit
                      > card
                      > > RE: RE:
                      > > > RE:
                      > > > > RE:
                      > > > > > > > > RE:'HBL=[protected]'
                      > > > > > > > > > credit card
                      > settlement
                      > > > > > > > > > > To: "niraj
                      > kumar"
                      > > <[protected]@yahoo.co.in>
                      > > > > > > > > > > Date: Friday,
                      > 4
                      > > > December,
                      > > > > 2009,
                      > > > > > 3:28
                      > > > > > > PM
                      > > > > > > > > > >
                      > > > > > > > > > > Dear Mr.
                      > Kumar,
                      > > > > > > > > > >
                      > > > > > > > > > >
                      > > > > > > > > > >
                      > > > > > > > > > > This is with
                      > > reference
                      > > > to
                      > > > > your
                      > > > > > mail
                      > > &g
                      Respected Sir/Madam,

                      I am Ms Munmun Chakraborty an existing Card holder of your Bank No - [protected]. I have a joint savings A/c in HDFC Bank also. On 05.04.2010 during the time of my ATM transaction i found a difference in my Balance statement . I contacted at my Branch , Madhyamgram Branch and verbally they informed me the amount of Rs 49,000 (Approx) was hold by the credit card division of HDFC Bank and this is may be because of non-payment for the card.

                      But kindly note the following details : - The card has been settled on 25.06.2009 vide reference no - S0535214 by your employee Mr S. Chatterjee ( VCode - S2947) under the amount of Rs 22000/- and payment will be made by giving a cheque and amount will be cleared after the scheduled date i.e January 2010 and this was a hold cheque ( Ch no - 209653 dated 11.01.2010 PNB Barasat Branch) as i was that time not in Kolkata the settlement was done by my elder brother Mr Abhijit Chakraborty. And as per discussion it was decided the cheque will be on " HOld" mode and it was cleared after my returning. But after that your employee informed us you have to make a payment in between otherwise the settlement will be declared as cancle. So my brother made a cash payment of Rs 1700/- vide reference no - F10582313 to continue this settlement agreement. I came back on March 2010 and I called up at customer care division to send the representative to complete the settlement and return the hold cheque so that I can issue a fresh cheque. They sent an Agency person with another settlement paper and compelled us to do the fresh settlement again by Rs 12000 and told us the payment we have already made will not be considered. We asked him to contact with all the documentation but no body contact with us thereafter. So on 29.03.10 I personally dropped a cheque at Barasat drop box vide Cheque no - 541909 in favour of HDFC credit Card Rs 17750 as per the settlement made vide Ref no - S0535214. But now I am astonished how the Credit card division can hold the amount when I have already done my payment? And today is 08.04.2010 the cheque I have given on 29.03.2010 and how it has not yet been cleared? After receiving the cheque how department can block my a/c? Why credit card division not informed me the actual scenario? After holding the amount I called up Customer care division several times and Physically went to Glinder's House Kolkata but till date no executive contacted with us or give us any proper reason or answer though they promised me to make an arrangement for call from the concerned division with in 24 Hrs. Your behaviour proves that you are harassing your customer by not providing the actual details.

                      So at this moment from my side no payment is dues as per settlement .
                      but still the bank hold my a/c and I am unable to do any transaction.

                      Kindly take the measure to resolve the problem at the rearliest.

                      Regards,

                      Munmun Chakraborty
                      Card No - [protected]
                      Savings A/C no - [protected]
                      Contact No - [protected] / [protected]/ [protected]
                      Dear Ms Chakraborty,

                      We would like to investigate your case further. Request you to send us an email at [protected]@hdfcbank.com with your credit card number and contact details. Please mention the id number TTU[protected] in the subject line of your mail. Once we receive these details, a bank representative shall contact you.

                      Additionally, we request you not to post sensitive information such as your credit card number on a public forum such as this, as it may lead to lead to your account being compromised.

                      Regards, Customer Assistance, HDFC Bank
                      HDFC bank Credit card recovery department is most notorious in the country.

                      That is the reason they can show very low Non Performing Assets because they never write off any of the settlements done with the customers. They did the same with me for one year. I took the matter with ombudsman, using all the emails that i had sent for one year, the settlement letter scanned copy and the proof of payment that i had done. Now i have received the zero balance confirmation and write off in cibil.

                      They try to get you into accepting expired settlement letter after which you have no rights. Make sure you make the payment within the written time frame of the settlement letter at all cost


                      Stay away from HDFC bank for all reasons.
                      hi sir, this is krishankumar, iam ur customer since longback... i recieved a bill of Rs.7077 for which i not yet used my card even atleast for a single time...iam to pay Rs.750 towards my insurenses...when i talked to customer care, they were telling that the card was used online so pl block my card n clear my problem so that i could be able to pay the bills...pl reply..thank you.
                      Credit Card Tips
                      http://creditcardtips.org.uk
                      Hi,

                      For the Past 2 Years I have closed my HDFC Credit Card, and have told several times that I want to close and settle my HDFC credit card Amount. Everytime I deposit the Amount, I was told that with 2-3 days we will call you and will give you the settlement amount. No calls made, everytime a false promise was made. Then because of this they kept on charging me Late fees and Interest, I asked them why am I being charged, then they said that You have to pay this amount. The customer service of HDFC is useless, they only want to cover their collection data and nothing else. they do not care about customer service? What it is? how much has the customer suffered? For them it is only about collecting money... To hell with the customer.... The numbers they give are non reliable.. No one pick up your call.. If someone does pickup your call they do not answer or disconnect. HDFC claims to be the best bank and still they do not know how to deal with there customers or to teach some customer service to their staff members... who only work to earn their salary.

                      I have been facing this problem and thought it would be resolved, still nothing is being done... I have to face a lot of trouble because of this Credit Card. Please close this one for all. Phone Number: [protected]

                      HDFC Bank — Unusual charges on savings bank

                      Sub:
                      1. Number of transactions in a Savings Account is restricted to 100 transactions per half year
                      2. Max withdrawal from non account holding HDFC branch is 50000. Any additonal withdrawl is charges Rs150+ Rs 3 per every additional 1000
                      3. Cash deposit into non account holder's account charged Rs 100


                      It is completely ridiculous that HDFC has set such kind of restrictions. I own a salary account in Bangalore and 15-16 transactions a month is too less. I use far more than 50 transactions a month. I have tried asking my relationship manager what the implications and charges are for additional charges and she has no idea what this is about.

                      It is time that HDFC starts looking at what their customers need. I am seriously planning to move to another bank for my salary account and encouraging my colleagues to abandon such a bank.

                      Regards
                      Kishore
                      Beware of HDFC Bank and i herewith suggest you to close account immediately
                      HDFC BANK NOT SATISFIED YOUR CUSTOMER
                      I am working in Mphasis company. I applied for Credit Card last three weeks back. but i have no update. i got a message on last week.In that message they informed they r sending one letter to me. but i didn't get that Letter.When i went to bank they r not responding to this issue.

                      My mail id is [protected]@gmail.com


                      Pls reply as early as possible.pls give any update. when I will get the Credit card?
                      I WOULD LIKE TO MAKE A FORMAL COMPLAINT REGARDING HDFC BANK, YESTERDAY I MADE A COMPLAINT ABOUT THE BANK AND RELATING TO MY WIFE CREDIT CARD, I HAVE INFORMED THAT THIS TIME THERE IS NO FAULT OF MINE AND I WONT PAY ANY AMOUNT, STILL THE BANK IS CALLING FOR RESETTLEMENT, TODAY ONE MR. MADHUMAY SINGH CALLS AGAIN FOR RESETTLEMENT.

                      PLEASE HELP
                      Hi Sir,

                      i have applied a Hdfc credit card on Date 31 Dec 2011. By Hdfc Agent Mr Brajesh(Sector-62 Noida) ,but still i have not received Credit card . whats the reason behind this i dont know . But your agent take all document related to Credit Card 2 times.but still the status are pending .I talked with customer care those pople told me status is Decliend due to absense of Address proof which i am already submit to Mr Brajesh,I am also sending mail regarding this conversation with customer care , but no postive respose. I am totally disappointing about this .recentely Mr Alok (HDFC Agent) come in my office & give a declaration Form . I filled this declaration form & attached Address proof with this but still i have not recieved credit card . I chose HDFC bank service for the better customer service . But my experience is very poor with your Bank.please do some thing in this matter.


                      Reference Number:[protected]N1
                      Name:Vibhor vaish
                      Hdfc A/c Number:[protected]
                      I WAS APPLIED FOR CREDIT CARD BY YOUR HDFC BANK DATEED 13/11/2010 APP. NO. CC06649114 AND 28/02/2011 CC07551403.
                      BUT TILL I HAVE NOT RECEIVED ANY TYPE OF REJOINDER / COMEBACK .
                      KINDLY ACKNOWLEDGE THE RECEIPT AND GIVE ME FEEDBACK.


                      THANKING YOU,
                      MAHESH GARG
                      [protected]
                      [protected]@nucl.in
                      [protected]@yahoo.in
                      HARIESMENT

                      I AM GETTING CALLS FROM [protected] SAYING HE IS ADVOCATED OF HDFC BANK , AND OTHER CALL FROM [protected] THAT HE IS SUB INSPECTOR , FROM DELHI

                      I HAD AN ISSUE WITH HDFC BANK BEFORE TWO THREE YEARS WHICH IS BEEN ALREADY SOLVED, I HAD ALL THE PAPERS WITH ME FROM HDFC BANK PROFF OF CLEARING DUE FROM HDFC CREDIT CARD,

                      AND IN A DAYS I HAD TAKEN CAR LOAN FROM HDFC BANK ALSO , ON THE SAME NAME

                      PLZ CLEAR THE ISSUE

                      REGARDS
                      RUSHIT JANI
                      MY MAIL ADDRES IN
                      [protected]@gmail.com
                      Hi Rushit,

                      What you are facing at this point of time is bad. Well I come from a Debt Management Company and have handled cases like this in the past. If you say the loan you had with HDFC has been cleared they should not be Harassing you like this. I would love to give you advice on this situation but would like to have more details. I can be contacted on[protected]/ [protected] or emailed at [protected]@debtdoctorindia.com

                      Regards,
                      Timothy

                      HDFC BANK LIMITED — CREDIT CARD DUES

                      My name is Sanjay kumar Mundra. r/o AE-31, Saltlake city, kolkata-700064( west bengal). I was holding a credit card no. [protected] of HDFC Bank ltd. I settled the credit card dues, the copy of which is attached. Inspite of this the Bank has declared my name under Defaulter list of CIBIL. This has ruined my name and repute.

                      CREDIT CARD - Comment #1828029 - Image #0
                      CREDIT CARD - Comment #1828029 - Image #1
                      I am Narendra My credit card number is [protected]. In the month of October 2010 for settlement from Rajouri garden I received a call from bank and we discussed on the payment, after discussion the total paybale amonut was Rs 5520. They told me that I have to give two post dated cheque and pay Rs1000 cash. The bank sent its executive for cash collection and I gave him Rs 1000 cash. After some time I asked to bank where is my settlement letter. Bank representative said me now your balance amount is Rs 4700 and told me that deposit Rs 1000. I deposited the same. but did not received any settlement letter from HDFC Bank. Right now I am out of station from March 2011 the bank executive call me and told deposit Rs 1000 and asked him about my settlement letter he told me the bank is going to sent the letter . Again I deposited Rs 1000 in the HDFC bank Ahmedabad in the month of April 2011. Know I called the bank they told me now your pending amount is Rs 9300. Today i.e 18.08.2011 I spoke to bank representative he told to me now I am going to place your settelment process and around Rs 7000 you have to pay. When I asked him regarding CIBIL he told me your name will be in this list. Kindly tell me now What to do.
                      Kindly take necessary action against HDFC bank
                      Dear Customer,

                      We would like to make sure these calls stop, for which we would also need the number on which you are receiving the calls. Please write to us at [protected]@hdfcbank.com with the required phone number and the reference number TTU[protected].

                      Regards, Customer Assistance, HDFC Bank
                      Name # Sreenivasulu.D
                      HDFC Card# [protected], I have paid the Settle mnt amnt closed

                      But unable to get the personal loans .Pls remove my name From CIBIL recod

                      Rgds,
                      Sreenivas
                      Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand your Cibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
                      We are providing assistance on behalf of the client to get CIBIL report.

                      Please note we neither working on behalf of CIBIL nor any other government department.
                      We are Independent financial advisor.
                      Our services includes
                      Assisting for applying CIBIL reports
                      Helping for CIBIL report correction
                      Assisting getting loans from nationalised or private banks or NBFCs
                      Representing CIBIL issues and other matters to client's bank
                      Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
                      Liasioning between Bank and Client to sort out the matter of credit cards or loans

                      or more information please visit at https://www.cibil.com
                      NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

                      We are not providing any free services but advising professionally and result oriented.
                      Office:
                      VERITAS THE TEAM
                      914, Sahajanand Shopping Centre
                      Opp. Swaminarayan Temple
                      Shahibaug Ahmedabad 380004
                      Ph:[protected]
                      Mail : veritastheteam.[protected]@gmail.com
                      Facebook:http://www.facebook.com/profile.php?id=[protected]
                      Hi,
                      I feel really bad to share a experience HDFC BANK. I am riyaz working as a manager in DIL int. ltd. UK.

                      I got a call from HDCF BANK CREDIT CARD DEPARTMENT by saying that I can apply a credit card . The guy who called me his name was Vishal ([protected]). I have given all the document which was required. According to Mr. Vishal I was supposed to get me card delivered till yesterday it self.i called vishal he asked me to call after 5 min. Now after 5 min whehe is not picking my call.



                      BAD ONCE AGAIN !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
                      Hey stay away from HDFC Bank and its Credit Card. If you have not received it yet, ask them to cancel it.
                      I was working as a Branch manager in HDFC Bank ltd. for 7yrs. I was having a credit card but when I left the bank, they asked me to submit a declaration declaring that I am no more an employee of the bank. I had given the declaration immediately but it was denied because of signature difference. I submitted it again through our bank courier .. But this time they didnt received it. After one month they blocked my card and with it they lapsed all my reward points. I am ready to pay back my remaining Rs.40,000/- but I just want my reward points. How can they block the card and lapse my reward points when I was paying my dues regularly and was never a defaulter. my card no.[protected]
                      My credit card reference no:[protected]S3

                      i want to know why my credit card is declined where i am applying for the first time.
                      i do not have any cards still i need the clear report immediately.

                      Gousia
                      please provide my credit card details as information details...
                      i have received my credit card but till now i didn&#039;t get my credit card pin number so i request u to send me the pin number
                      through email or to my mailing address[protected]
                      mobile[protected]
                      my credit card number is
                      i have received my credit card but till now i didnot get my credit card pin number so i request u to send me the pin number
                      through email or to my mailing address[protected]
                      mobile[protected]
                      my credit card number is
                      I got my card last year in the month of August and I used it as well.I spent 16-17 Thousand from this card out of which I paid as well in between but due to loss of job and financial crisis I was unable to pay them.They sent me a bill of 26000 rs..Which was very difficult for me to pay.then i paid the minimum due as well in between..but all uncountable for them.they again sent me a huge bill next month.I was fed with that..I do not wanted to do the settlement because i will effect my cbill and i would not be able to apply for loan in future which i might require.they took an advantage of it and ask me to pay 3800 for two months.it was so called manager&#039;&#039;SEEMA&#039;&#039; in rajauri garden.she asked me to pay 3800 fr two months and then call HDFC customer care and ask for reversal.I did the same.Today I called the customer care and spoken to fatima she said that my card is blocked and I will have t call collection team to unblock the same.called collection team.they said that my card is suspended and they could not do anything.I am in middle of a mess now.I have paid so much of my hard earned money to them and they are bloody cheaters not helping me now.What should I do the next???
                      Hi,

                      I am Raman.

                      I need a credit card in our bank, please contact me as soon as possible.

                      Note : i am working with Cognizant Technology solutions(cts) venu Tambaram MEPZ.
                      Salary : take home 12, 500

                      Regards,
                      Raman S
                      [protected]
                      [protected]@gmail.com
                      credit card no:[protected]


                      .reference no:s[protected].dated .[protected].madras office.cheque amount:18, 600.cheque dated:29may 2012.cheque .number:842060.from iob swastik vihar chandigarh.it was a gold card with 30000credit limit.now settlement has also been done.have the noc details.pls tell me what should I do to remove my name. from cibil.what can be done.contact me. at [protected], [protected].my email id: [protected]@gmail.com.pls waiting for ur reply.pls call. or mail me at given address.
                      Credit card miss use and They are charge unwanted to me
                      respected manager
                      i AKBAR KHANNAM is a card holder, i was out of country and was not able to use my card now i came back to my country and i want to use my card again and i forwarded my request in the custamer care please activate my card and send me the card
                      i am having platinum plus card and my card number is [protected] and my card is valid from 05/08 to 01/13
                      my date of birth is 17/09/1974 my house no is 19-2-21/23/55/A/15/B and my pin code number is 500002
                      please give response to my request and if any information is lacking behind please message me
                      i like hdfc bank service
                      hi,
                      My name is chandan radia and i have recently opened an Salary Account with the HDFC bank and form the day one i am expereinceing noting other than problems.Thn 1st thing is i was forced to fill the credit card form while opening the account. 2nd is the guy who helped me opening the account in the branch said that it will be processed with in 15 business working days.

                      I was waited for 15days and called up the guy whom i was dealing with and at last he gave an information that it is being processed and it will take few more days i waited 3 days and got a call and a text message from the bank that for the verification and the text has my application information and when checked the application after 4 days it was rejected.

                      Went to the nearest branch of HDFC bank in BTM Layout bangalore. For the 1st time and there was a guy who was not able to answer the querry and asked me to call the customer care and called up they did not have the information why it was canaclled/rejected and the ended up delevering the same info to the guy in the branch they also did not have any answers for it and they took my number stating that we will get back to you. Again waited for 7 days and no response went to bank once again asked about the information again the agent was like what did you come. I was like what the hell. I came and gave all the info and now u ppl. Then she gave a number to contact and asked me to contact another guy in some diffrent location.

                      My question y r ppl having nearest branch to get the info and trns. I was not able to go to the bank and hence ended up calling the number hpoing to get the info about it. Called and gave the info he said that he will get back to me still no response 21 days passed.

                      I want to report a complaint against it and also updated the complaint in the HDFC bank portal still no response.

                      And one more information in salary account customers are not allowed to deposit the cash or what??? Why was i asked not to submit the cash in the bank when i went to deposit.

                      Account number : [protected]
                      Credit Card Application Number which was rejected is : [protected]s2.

                      HDFC is the worst banking service i have ever experciend in my banking life. I have accounts with several branch. But its the worstest branch. Since its an forum i dont want to use any abusive words. i am very much frustrated with the service and not at all happy with the service.

                      Regards,
                      Chandan Radia
                      Hi,

                      I had applied for credit card of HDFC bank as on 13/Aug/13. However, still credit card not recieved. many times, i have called to customer care. but no one can give me valid reason. As per the company norms, I am eliziable for HDFC credit Card.

                      i have sent many mail to credit card team but same &quot;no response&quot;. now i am totally dispointed from HDFC bank.
                      Even i also went to HDFC branch. but no response from them as well.
                      i am not sure, under which process they people are working.
                      Kinldy give your attention and reslove this case.

                      Thanks &amp; Reagrds
                      Shankar Dutt
                      HELLO, MY NAME IS JOMEY, I HAVE APPLIED FOR HDFC CREDIT CARD AND AS
                      PER THIER REQUIREMENT I HAVE SUBMITTED ALL MY DOCUMENTS, THE CALL
                      CENTRE GIRL WAS AMAZING IN UPSELL THE PRODUCT, AFTER SUBIMITTING ALL
                      THE DOCUMNETS SHE TOLD ME TO WAIT FOR 10 DAYS, MY OFFICE AND RESIDENCE
                      ADDRESS VERIFICATION HAS BEEN DONE. AND I HAVE RECEIVED A REFERENCE
                      NUMBER MSG ( [protected]S2 ). WHEN I CHECKED THE STATUS OF
                      REFERENCE NUMBER ONLINE IT CAME AS - A FORMAT OF THE COPY OF LETTER
                      SENT TO YOU HAS BEEN ATTACHED FOR YOUR REFERENCE. PLS FULFILL THE
                      REQUIREMENT AND RESPOND TO US FOR PROCESSING THE APPLICATION FURTHER.
                      THANK YOU

                      AFTER SEEING THIS I CALLED HDFC CUSTOMER CARE AND THEY TOLD ME THAT I
                      WILL RECEIVE A LETTER IN MY ADDRESS AND I NEED TO FILL THAT AND
                      RESEND. NOW MY COMPLAINT IS -
                      1-AFTER GIVING ALL MY DETAILS THE CALL CENTRE GIRL HAS SENT A GUY TO
                      MY WORK PLACE ADDRESS TO COLLECT ALL THE DOCUMNETS. HE COLLECTED
                      EVERYTHING AND WENT AWAY. IF THERE WAS ANY PROBLEM IN MY DOCUMENTS
                      WHY CANNOT THEY TELL THAT TIME??
                      2- HDFC CLIENT COMES TO MY WORK ADDRESS AND COLLECTED MY VISITING
                      CARD, WHY THAT REQUIRES? AND IF THERE WAS ANY PROBLEM IN MY DOCUMNETS
                      WHY THEY SENT HIM TO MY OFFICE FOR VERIFICATION ?
                      3- THE GUY WHO COMES FOR RESIDENT ADDRESS VERIFICATION DOES WANT TO
                      SEE THE HOME, HE CALLED ME ASKING WHERE I AM, AS I WAS ON DUTY HE
                      LEFT AWAY FROM THERE, IS THIS CALLED ADDRESS VERIFICATION?
                      4- STILL I HAVE NOT RECEIVED ANY FORMET LETTER AS TOLD BY HDFC
                      CUSTOMER CARE, WHAT THEY WANT ME TO UNDERSTAND THROUGH THIS?

                      I WOULD LIKE TO REQUEST HDFC THAT UNDERSTAND A CLIENT SITUATION AND
                      HELP ACCORDINGLY, YOU PEOPLE WERE JUST WASTING MY TIME. I AM REALLY
                      IRRITATED .

                      REGARDS-
                      JOMEY JOSH
                      [protected]
                      As per the EMI I&#039;m regularly paying amount on month of 1st or 2nd day. But still I don&#039;t know how they are increasing my EMI monthly.and their costumer care boys talking like gundas.
                      Respected Sir,

                      This is Rishi Singhania, a customer of your esteemed bank. I am using your bank&#039;s credit card from last 3 years.
                      From last month I have mailed several request to your customer service but didn&#039;t got any satisfactory response.
                      Your customer service department is providing me date by date and delaying the proceeding and I am very much disappointed.

                      I have mailed your customer service regarding a conversion of a transaction of Rs.35000/- into 12months EMIs because Dial an EMI facility is not available in my net banking.
                      However, they are providing me the pattern me the payments.
                      Currently I&#039;m unemployed and I&#039;m unable to pay the amount of Rs.35000 as prompt or on next due date or neither can bear the interest thereon.
                      Your customer service providers assured me that they are working on this core issue but now I&#039;m not getting any convenient call from them.
                      From last 3 years I made all my payments on or before the due date.
                      Tomorrow is my billing date, so I humbly request you kindly convert my that transaction into EMIs at the earliest.

                      I have no source of income, I can only manage to pay the dues on EMIs.

                      Kindly do the needful at the earliest.


                      Regards,
                      Rishi Singhania
                      1. Rs. 21, 375.00 was credited back to my account on 21st Jan 2015 as my transaction with Imagica was cancelled and Vendor had returned the balance.I owe this money to my colleagues and since the trip got cancelled they are requesting me to return back the amount to them.

                      2.The first followup i did with HDFC Credit card Customer care was on 21st Jan 2015 as soon as I received the transaction message. The Customer care person assured me that within 10 days I will receive the DD at my
                      home address by the Bank and I committed the same to my colleagues.

                      3.Later on when i did not receive any update, i did multiple followups and the # of days got changed from 10 to 7 to 15 to 25 and so on. I showed enough patience for the same.After that again when i followed up
                      with Customer Care team for status rudely replied that there is no such request raised previously they just disconnected my call.

                      Finally, I received a mail from HDFC Credit Card team on 7th Feb 2015 to use the excess credit balance, so that it will be adjusted towards the future spends done on my credit card account. However I did mention to them that i need to return back the money to my collegues to whom I owe the money and I am not okay with the solution instead I want the excess credit balance to be given back to me and Also, requested to settle my account and provide the balance back.I have not received a resolution yet and waiting for the same.
                      Hi,

                      Cuts Id: 41306120
                      CCno-4617****************7349

                      This is the worst banking service i get from HDFC Bank i have taken personal loan and Credit card which I have paying my all dues since i have been jobless from June 2014 how ever i manage to pay all the dues, since three months i am not able to my credit card minimum due amount, i have deposit the 25000 on 4/02/2015 to pay the loan dues and credit card outstanding minimum amount on my credit card till i get better job so that it can take two to three months more to search a better job. But when i accessing my net banking on 05/02/2015 they have blocked my funds in saving account its the way. Then how can i pay the the credit card and personal loan. Repeated calling in the customer care and phone banking no proper response from them.
                      The notice which they send me i called them but no one is picking the call
                      Landline:[protected]/23748702
                      Then i called phone banking they gave this number
                      [protected]/23744002 they also not picking
                      They blocking of funds in customer account in HDFC Bank they have all the rights to withdrawal of funds without the authorise of the account holder nice banking service HDFC Banks has they can block funds, withdrawal funds deposit funds without the knowledge &amp;amp; authorise of the customer.
                      I have applied to a credit card online there shown a card for me but when your representative contact me then representative said this criteria did not fulfil and directly deny for the credit card and i am already using a icici bank credit card very bad response from Hdfc bank.
                      I am not satisfied with service of credit card. Statement which I received is not clear. Please give me clarification.
                      HDFC Credit Card. I have been using HDFC credit card since 2010 and they initially gave me credit of 1.5 L. I was using the card on monthly basis and i have used the EMI and Cash on Card several times and i was paying the bill on a regular basis. They also increased my credit limit to 2.63 L. Last year, i wanted to use the card for 1.5 L. So, i called the customer care and asked if i can convert the bill into 24 months EMI, to which the representative replied yes. So I used the card for it but when i called the bank to convert it into 24 months EMI, the representative said that the option is not available and that i have to make the payment in one shot. I did not have that kind of money. I asked and begged the bank to convert and i complained several times but now they are expecting me to pay over 2.5 L. I dont have that kind of money.

                      The collection agent who is a illiterate thug, comes to my house on a regular basis and tortures me. They drive me mad all the time. I told them that i used the card only because the bank agreed to convert the bill into 24 months EMI but now they say that they cannot do it. They have blocked my bank account and have taken my salary several times. I am unable to survive because of the bank gave wrong information in the beginning. I need justice.
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                        B
                        bomel
                        from Noida, Uttar Pradesh
                        Mar 5, 2012
                        Resolved
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                        Resolved

                        Address: South Goa, Goa

                        I was holding one credit card which expired some years back and didnot receive the renewed credit card.I have a saving Bank account with HDFC, MARGAO branch,GOA.

                        Thereafter despite several reminders to the bank I have still not received the card. I don't remember the year. Now I went to close this account and the bank tells me that they want the credit card number, and refuse to accept my application. Now if I have not received the card from where will I produce the number.

                        I don't expect such a poor service from HDFC who treat their customers with great care.
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        Dear Customer,

                        We would like to look into this and get back to you with a solution. Please write to us at [protected]@hdfcbank.com with your a/c details, contact details, issue details and the reference number TTU[protected].

                        Regards, Customer Assistance, HDFC Bank
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                          umesh516
                          from Bengaluru, Karnataka
                          Mar 3, 2012
                          Resolved
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                          Resolved

                          Hi,
                          I am Umesh,
                          on 10th feb 2012, a customer care executive from HDFC ergo called me n told about hdfc ergo health insurance,
                          I told I am not interested, he told abt the policy, I asked him is that mandatory, he replied "its ur new credit card so u can(must) take it", I asked him twice or thrice, he replied the same, I thought it was mandatory n told ok,

                          But later I came to know its not mandatory, So I called [protected] requested for cancellation of the policy,they told ur request for cancellation is taken, the policy reference number is HN[protected] , after 2 days some customer care executive called me n spoke for 30mins,stating its not possible to cancel, I told him I need to cancel the policy, after few mins he told, Ok we'll cancel the policy n told it leads a "BLACK MARK in CIBIL Rating"(my name would be added in defaulter list of CIBIL) n he told its "only 640-700rs per month",So whatever he told abt CIBIL was true n told to continue with the policy, later came to know that CIBIL is only for Credit rating n nothing to do with Insurance,

                          So called [protected] n told to cancel, they told ur request is taken, n I received a call from some number +9122*********** but was busy wid my work so couldn't pick the call, I tried to call that number but some auto generated voice n call got disconnected,

                          I called [protected] n they told I was not reachable,I re-requested for cancellation, same thing repeated,
                          Now I need to know, why they need to call me?

                          Plz cancel my Policy n refund my money to my credit card

                          Regards,
                          Umesh
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Dear Customer,

                          The detailed mail regarding your request has been sent on your email ID registered with us.

                          For any other queries please feel free to contact us on:

                          Toll- Free :
                          [protected]from any Landline & Mobile)
                          [protected]from MTNL or BSNL Phone )
                          [protected] Local / STD charges apply )

                          Yours Sincerely,
                          HDFC ERGO General Insurance
                          Hi
                          This is Aamina Fareed. I had taken the HDFC ERGO Health Insurance policy last week. I want to cancel it. I had called the customer support they told i will have to send a written letter. But i do not know whom to send the letter to. So, hence i am requesting online to please cancel my policy and reimburse my credit limit. And they have activated two policies of which i was unaware. The details are
                          Policy number - 1 : 51414988
                          Policy number - 2 : 51414989
                          Payment taken for policy - 1 : 6914.00
                          Payment taken for policy - 2 : 1, 573.00
                          Policy reference number : HN[protected]
                          email id : [protected]@gmail.com
                          contact number : [protected]
                          Credit card number ending with : **** **** **** 8476
                          Policy title - 1 : Health Suraksha Policy SILVER PLAN
                          Policy title - 2 : Sarv Suraksha Policy
                          Sarv Suraksha Advantage
                          date of policy activation : 22nd December 2012

                          Please cancel the above policies and reimburse my credit card limit.

                          Thanks
                          Aamina Fareed
                          Dear Customer,

                          For your cancellation request please contact our
                          Toll- Free no.:
                          [protected]from any Landline & Mobile)
                          [protected]from MTNL or BSNL Phone)

                          or email us at [protected]@hdfcergo.com

                          Yours Sincerely,
                          HDFC ERGO General Insurance
                          Hi,
                          I am Banu Priya,
                          a customer care executive from HDFC ergo called me n told about hdfc ergo health insurance,
                          I told I am not interested, she told abt the policy, I asked her is that mandatory, she replied "its ur new credit card so u can(must) take it", I asked him twice or thrice, she replied the same, I thought it was mandatory n told ok,

                          But later I came to know its not mandatory, So I called [protected] requested for cancellation of the policy, they told ur request for cancellation is taken, the policy reference number is HN[protected], after 2 days some customer care executive called me n spoke, stating its chargeable to cancel, I told her I need to cancel the policy, after few mins she told, Ok we'll cancel the policy n told tat will be cancelled within 15days and i asked whether i have to pay the payment due she said no we will refund it.But after 2 days again wen i called to the customer care they said that we will cancel it but u have to pay the due amount this month alone and its not chargeable.

                          now my question is my payment due date is 28th may, even if it is cancelled should i pay the amount? will it be refundable?
                          or will they charge for cancellation?

                          Plz cancel my Policy n refund my money to my credit card

                          Regards,
                          Banu Priya
                          Hello,

                          My name is vijay kumar. I want to cancel my health insurance policy as i never wanted it.

                          One of your executive called me and told me about this policy and i asked him to give me 2-3 days time. Some days after first call i received frequent call from hdfc for health insurance but i told them that i don't need it yet so please cancel it anyway.

                          The Way their executive talk over the phone is very rude and its look like thay dont have manner. They force you to accept the policy.

                          Than your executive told me that it could not be possible to cancel the policy as the amount has been blocked from my hdfc credit card.

                          Than few days later again when i received the call i told him the same to cancel the policy, but he said you can cancel it within 15 days after approval so i gave him approval to proceed. He said if i cancelled this policy within 15 days after approval than i will get my full booked amount back.And afterwards according to the EMI deduction.

                          Please look into this matter urgently, Now i need to cancel my policy, Please cancel this policy. on let me know the way to cancel the policy.

                          Name: Vijay Kumar
                          Policy No:[protected]

                          I called on customer care to cancel my policy and the executive said, we are processed your request of cancellation of the policy and it will take upto 15 days time to cancel the policy.

                          But on the same day after my cancellation request i received another call to purchase some investment plan. I told to the executive that i am not interested, He argued with me.

                          I just need to cancel my policy and want my money back in my credit card.


                          Thanks
                          -Vijay Kumar
                          Hello,

                          The same mentioned happened for me, first they called me and told that policy is mandatory. later I received a call from their side and asked me you are willing to opt for this insurance, what kind of service you run here HDFC?

                          then i called the Toll free no:[protected] to cancel the policy. they replied saying it's chargeable and you will receive two calls (one from HDFC Ergo & one from HDFC Banking sector). If you cancel it via Bank there is no service charge. if you cancel via Ergo its 3k chargeable. so i replied to two calls as they said to avoid the further charges. later the agent from HDFC called me and told your policy is cancelled and you will get refund in MAY-2016. Now i haven't got refund so again re-initiated the process and they told will cancel and refund within 15 days.

                          I don't know how much truth lies behind their answer.

                          People beware of any calls from HDFC Banking/Insurance/etc., services. Be very alert. If not you will then run out of debts.
                          I am a HDFC card holder and they sold me a medical insurance policy after lots and lots of arguments.

                          The sales team has no manners. They speak in such a way as if they are doing some great help to you by selling the policy.

                          I agreed to the policy and said ok.

                          Now I want to cancel my policy. During my first interaction with the sales people I asked them, what is the process if I want to cancel the policy.
                          They said, you can cancel the policy anytime. The EMI you paid till then will not be reimbursed, but you will not be needed to pay the remaining balance.

                          Now I called ERGO and asked them to cancel the policy. They are saying you need to make the full payment, till year end. Only then we will cancel the policy.

                          I mean this is too much. I havent even made any claim. I paid EMI's for 6 months and they are saying they wont cancel unless I pay the amount for remaining 6 months.
                          Very bad policy and very bad customer service.
                          I am a HDFC card holder and they sold me a medical insurance policy after lots and lots of arguments.

                          The sales team has no manners. They speak in such a way as if they are doing some great help to you by selling the policy.

                          I agreed to the policy and said ok.

                          Now I want to cancel my policy. During my first interaction with the sales people I asked them, what is the process if I want to cancel the policy.
                          They said, you can cancel the policy anytime. The EMI you paid till then will not be reimbursed, but you will not be needed to pay the remaining balance.

                          Now I called ERGO and asked them to cancel the policy. They are saying you need to make the full payment, till year end. Only then we will cancel the policy.

                          I mean this is too much. I havent even made any claim. I paid EMI's for 6 months and they are saying they wont cancel unless I pay the amount for remaining 6 months.
                          Very bad policy and very bad customer service.

                          My Policy number : [protected]

                          Please help
                          I thought I am only one of the rare victims, but after coming to this forum I realize this is a normal behavior by HDFC representatives. Surprisingly same incident has happened to me. She almost forced me to take the policy. I repeatedly told that I am a central govt employee and get full medical coverage. She literally started arguing with me and made me to take the policy. Relationship with HDFC has become a big regret, I must say.
                          Hello,

                          The case of paying the remaining balance happened to me as well.
                          Do we need to actually pay the remaining balance?. I payed amount of Rs. 911/month for more than a year.
                          The remaining balance is Rs93000/-

                          Please suggest.
                          Hi,
                          I am Suvendu,
                          a customer care executive from HDFC ergo called me n told about hdfc ergo health insurance,
                          I told I am not interested, he told abt the policy.

                          But later I came to know its getting deducted from my credit card not from debit card. I called [protected], no one is picking up the call and even dropped mail as well. but no use it seems. My poicly number is PN[protected]

                          even if it is cancelled should i pay the amount? will it be refundable?
                          or will they charge for cancellation? I do not want this policy anymore.

                          Plz cancel my Policy n refund my money to my credit card

                          Regards,
                          Suvendu
                          Hi,
                          I am Suvendu,
                          a customer care executive from HDFC ergo called me n told about hdfc ergo health insurance,
                          I told I am not interested, he told abt the policy.

                          But later I came to know its getting deducted from my credit card not from debit card. I called [protected], no one is picking up the call and even dropped mail as well. but no use it seems. My poicly number is PN[protected]

                          even if it is cancelled should i pay the amount? will it be refundable?
                          or will they charge for cancellation? I do not want this policy anymore.

                          Plz cancel my Policy n refund my money to my credit card

                          Regards,
                          Suvendu
                          Hi,

                          I am Mani,

                          a customer care executive from HDFC ergo called me n told about hdfc ergo health insurance,
                          I told I am not interested, she told abt the policy, she forced me to make the payment, its very annoyance.

                          But later I came to know its getting deducted from my credit card not from debit card. I called [protected], no one is picking up the call and even dropped mail as well. but no use it seems.

                          even if it is cancelled should i pay the amount? will it be refundable?
                          or will they charge for cancellation? I do not want this policy anymore

                          This is my registered mobile number [protected]. please cancel it immediately and refund my money.

                          Plz cancel my Policy n refund my money to my credit card

                          Regards,
                          Mani N
                          The blady Hdfc premium service. I never seen such type of customer care service in my entire life.i have requested three times through call and one time through letter and more over I recorded the call while talking to customer service.
                          My policy cancellation request number is
                          PN[protected]
                          Reference number isEA[protected]IN
                          If they are not cancelling policy I will go to consumer court and I will consult banking ombudsman surely... this people drinking the bloods of poor customers like bugs.
                          the hdfc ergo sales team very stupid people they always tell lies to attract the customer. one of the worst company and policies they are providing.
                          Please cancel insurance policy HN[protected] effective immediately
                          I am using health plan for last year, i don't want to renew the plan but hdfc bank have no any manners they don't ask me for renewal confirmation call or msg just they without ask me anything wt the f.. i want to register fir if i don't return my money. I sign for 1 year any renewal without permission is iligal i want to give reminder for hdfc.bd ready.
                          I
                          am using policy health plan for last year[protected] to[protected] i donot want to renew the without permission my policy concel but my refund credit card plz hdfc egro my refund my credit card hdfcbank have no manners they donot ask me for renewal confirmation call or msg just they without ask me anything wt the . i want to register fir if i donot retrun my money policy number [protected] my money back my credit card plz help jast fast

                          regards
                          bhanu pratap singh
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                            nilanjan_bhattacharya
                            from Mumbai, Maharashtra
                            Mar 3, 2012
                            Resolved
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                            Resolved

                            Address: West Bengal

                            Most unfortunately, two cheques were deposited from the Fort Branch HDFC Bank at Mumbai on 27th Feb, 2012. The value date as shown from the Netbanking site is 28th Feb, 2012. These cheques were issued by my employer against regular monthly salary disbursal. However the cheques still show that the value date is 28th Feb, 2012 and they are yet to be valued actually. This is actually true for three of my colleagues, whose checks are also yet to be valued all deposited on the same day.

                            I have further got an information that the cheques were already debited from the bank from where they were issued.

                            And ultimately, because of this delay, today (on 2nd March), the cheque issued by me against my Home Loan EMI has bounced. Who is going to be responsible for this? Can HDFC Bank ensure that they don't deduct any charges because of this? And furthermore, please note that I have already lost the interest on this money for the last 2 days. Is the HDFC Bank going to take care of this?
                            Aug 13, 2020
                            Complaint marked as Resolved 
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                              B
                              brijesh Bajpai
                              from Pune, Maharashtra
                              Mar 1, 2012
                              Resolved
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                              Resolved

                              Address: Lucknow, Uttar Pradesh

                              Dear Sir,

                              I am still awaiting your reply.

                              Thanks & Regards

                              Brijesh Bajpai




                              From: Brijesh Br Bajpai/Unnao/India/Allana
                              To: Mirza.[protected]@hdfcbank.com
                              Cc: Kavita.[protected]@hdfcbank.com, AbhishekR.[protected]@hdfcbank.com
                              Date: 02/28/2012 06:18 PM
                              Subject: Re: Fw: Compalint - Brijesh Kumar Bajpai


                              Kindly pass this message, if not related to you, with the intimation o[censored]ndersign.

                              Dear Sir,

                              I am waiting your reply , why Rs.600/- (Six Hundred charges excess)

                              Why Rs.1500/- Hundred added, without informing me in my loan amount. if such practice of HDFC bank, you can add any amount any time in my loan, without any information.

                              Thanks & Regards

                              Brijesh Bajpai




                              From: Brijesh Br Bajpai/Unnao/India/Allana
                              To: Mirza.[protected]@hdfcbank.com
                              Cc: Kavita.[protected]@hdfcbank.com
                              Date: 02/27/2012 06:59 PM
                              Subject: Fw: Compalint - Brijesh Kumar Bajpai


                              Dear Mr. Mirza

                              Thanks for providing the information, but confusion is still not clear,

                              Kindly confirm, Why Mr. Rohit charge Excess from me.

                              I visited once again the show room & met your representative Mr. Bhanu Sitting at BEE AAR Hundai show room Hazrat ganj lko

                              He confirmed following are the charges charge by you.

                              2% Processing Fees Rs.738.00
                              Bsc Rs.500.00
                              Rs.250.00
                              Rs.100.00
                              Rs.100.00
                              ECS Rs.250.00
                              Total Rs. 1938.00

                              Please confirm, whom calculation is correct.

                              Thanks & Regards

                              Brijesh Bajpai



                              From: Kavita.[protected]@hdfcbank.com
                              To: "Brijesh Br Bajpai" <[protected]@allana.com>
                              Cc: Mirza.[protected]@hdfcbank.com, TWLoans.[protected]@in.hdfcbank.com
                              Date: 02/27/2012 05:14 PM
                              Subject: Fw: Compalint - Brijesh Kumar Bajpai



                              Dear Sir

                              Pls find the details below, for any clarification please call Deepak @ [protected]


                              Thanks & Regards !!!

                              Kavita Batra
                              Asset Desk Manager
                              Alambagh Branch (0722)
                              RIM: [protected]

                              ====================================================================
                              HDFC Bank Ltd | 56-57 Chander Nagar | Alambagh | Lucknow - 226005 (UP) |
                              ----- Forwarded by Kavita Batra/Retail Assets/Alambagh-Lucknow/HBL on 02/27/2012 05:08 PM ----- TW Loans-Lucknow/Auto Loans/Nikhlesh Palace-Lucknow/HBL
                              02/27/2012 03:41 PM

                              To
                              Kavita Batra/Retail Assets/Alambagh-Lucknow/[protected]@HDFCBANK
                              cc
                              Mirza Khursheed Qadar/Retail Assets/Nikhlesh Palace-Lucknow/HBL
                              Subject
                              Fw: Compalint - Brijesh Kumar Bajpai







                              Dear Mam,

                              Pls find the loan detail:- On Road 52731
                              Loan Amt 36900+1500(S.K)
                              Down Payment 15831
                              Pros Fee 2% 738
                              BCS Charge 500
                              Stamp 100
                              ROI 11.75%
                              EMI 1976
                              Total Down Payment ( excluding acc & Other ) 17169



                              Deepak
                              Two Wheeler Loans
                              Lucknow
                              [protected]
                              ----- Forwarded by TW Loans-Lucknow/Auto Loans/Nikhlesh Palace-Lucknow/HBL on 02/27/12 03:36 PM ----- Mirza Khursheed Qadar
                              02/27/12 12:53 PM
                              To: Kavita Batra/Retail Assets/Alambagh-Lucknow/[protected]@HDFCBANK, TW Loans-Lucknow/Auto Loans/Nikhlesh Palace-Lucknow/HBL
                              cc: Abhishek R Dubey/Retail/Alambagh-Lucknow/[protected]@HDFCBANK
                              Subject: Re: Compalint - Brijesh Kumar BajpaiLink


                              Deepak,

                              Check and revert!


                              Regards,
                              Khursheed (M1418)
                              TW Loans,
                              IInd Floor,Nikhlesh Palace 17/4 A- Ashok Marg,
                              Lucknow-226001
                              Rim-[protected]

                              Kavita Batra/Retail Assets/Alambagh-Lucknow/HBL
                              02/27/2012 10:51 AM

                              To
                              Mirza Khursheed Qadar/Retail Assets/Nikhlesh Palace-Lucknow/[protected]@HDFCBANK
                              cc
                              Abhishek R Dubey/Retail/Alambagh-Lucknow/[protected]@HDFCBANK
                              Subject
                              Compalint - Brijesh Kumar Bajpai







                              Dear Sir

                              The case has already been discussed with Deepak and the soft copy of welcome letter has been mailed to the customer.

                              Request you to kindly address the issue of the customer asap...


                              Thanks & Regards !!!

                              Kavita Batra
                              Asset Desk Manager
                              Alambagh Branch (0722)
                              RIM: [protected]

                              ====================================================================
                              HDFC Bank Ltd | 56-57 Chander Nagar | Alambagh | Lucknow - 226005 (UP) |
                              ----- Forwarded by Kavita Batra/Retail Assets/Alambagh-Lucknow/HBL on 02/27/2012 10:46 AM ----- "Brijesh Br Bajpai" <[protected]@allana.com>
                              02/25/2012 08:27 PM

                              To
                              Kavita.[protected]@hdfcbank.com
                              cc
                              AbhishekR.[protected]@hdfcbank.com
                              Subject
                              Welcome Letter - Two Wheeler Loan - HDFC Bank








                              Attn Ms. Kavita
                              With reference to My Two Wheeler Loan from HDFC Bank
                              Loan Account No 20534556
                              Loan disbursement date[protected]
                              First Instalment deduct from my account[protected]
                              My Concern
                              Till date i am unable to received any information regarding my loan
                              1) How much interest you will charge
                              2) What is your processing fees
                              3) How much amount added in down payment
                              4) During finalization of loan, i was informed your premium will be RS. 1906/- . you deducted Rs.1976/- from my account. when i enquired then you inform me Rs.1400/- charge for insurance. you should inform at time of loan finalization.
                              5) No document received till date regarding my loan & instalment deducted.
                              Kindly do needful & reply my queries as the earliest.
                              Thanks & Regards
                              Brijesh Bajpai

                              HDFC Bank has been recognized as "The Strongest Bank in Asia Pacific Region" by The Asian Banker, outperforming 59 top tier banks across 13 countries.
                              ____________________________________________
                              Disclaimer:
                              "The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s). If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd."
                              Aug 13, 2020
                              Complaint marked as Resolved 

                              HDFC Two wheeler loan — Extra Charges

                              Hi I am Rohit in New Delhi I recently have purchased a new Honda Passion Plus bike The bike cost is 44000 bank has approved a loan of 37000. I had to pay rs 7000 for the down payment but the seals agent has charged me 12900 rs (5900 extra).
                              2:- I was told that the interest rate is 12.5% but now they told me it is 22% which is the way to high.
                              3:- Bank is not ready to take action against that sales executive. They said they cannot.
                              4:- Bank is not even sending me the written papers of loan detail.
                              5: I just have paid my 2nd installment and I am not stopping the payment coz they will make me blacklisted.

                              Please help me the way to resolve this issue i am disappointed a lot..

                              Thank you for your help in advance

                              Excess Charge - Comment #1766800 - Image #0
                              Excess Charge - Comment #1766800 - Image #1
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                                A
                                Anand Computer
                                from Indore, Madhya Pradesh
                                Feb 28, 2012
                                Resolved
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                                Resolved

                                Address: Pune, Maharashtra

                                Subject Money not transferred

                                We have a computer shop in Pune, and we have a HDFC swap machine, On 7th January 2012, a customer purchased computer material from us worth Rs. 10,000 and made a payment of Rs. 10,000/- via HDFC swap machine. But we did not got the money in our HDFC bank account. In the records of customer, it’s showing that money is transferred
                                Even payment slip is not generated from the HDFC swap machine. Amount of Rs. 10,000 is debited from customer’s account but no credit in our account.
                                We went to HDFC bank several times regarding this but no luck.
                                If you can't then please pass it to the concern person who is best to resolve this issue such as your process manager etc.

                                Details of the transaction of
                                (Customer who used his card)
                                [Sameer Maneke]
                                Date : 07/01/2012
                                Purchase Subject : Offus 07 Jan 625
                                Card Number: 5081XXX0XXXX1611
                                07 JAN SYSTEMS.LOKMANYA NAGAR
                                PUNE Ref:[protected]
                                Ref No :- 07JAN1625
                                Amount : Rs. 10,000

                                (Our HDFC Bank Account)
                                a/c No. [protected]

                                ===============
                                TID number is 48017732
                                Card Type : MAESTRO

                                My Address for communication is
                                anand computer systems
                                49/754 lokmanya nagar
                                Opp shree alok society
                                Pune 411030
                                Maharashtra, India
                                Off/mob : [protected]/[protected]

                                =====================
                                HDFC Bank Address:
                                HDFC BANK LTD.
                                Rajveer Complex,
                                934 Nana Peth, Near Quarter Gate Chowk,
                                Pune 411002, Maharashtra
                                Aug 13, 2020
                                Complaint marked as Resolved 

                                HDFC Bank — FUNDS NOT TRANSFERRED

                                I am having a Savings a/c No.[protected] in HDFC Bank, Sec. 9, Rohini, Delhi. I deposited a cheque for transfer of funds from HDFC Bank Gujranwala Town, Delhi, on 5th Jan., 09. But till date funds are not transferred to my a/c whereas the amount was debited from the a/c of the drawer on 6th Ja., 09. Due to non transfer of funds to my a/c my two cheques issued by me were bounced. On contacting the said branch of HDFC bank no satisfactory reply received. Pl. look into the matter. email [protected]@yahoo.com.
                                Dear Sir,

                                I am living in Kalyan in Thane district in Maharashtra. i have purchased home appliances from Vijay Sales' shopee in Kalyan. I had done payment with my State bank of india debit card. Shoppee have HDFC bank's swapping machine. The card was swapped 2 times as for 1st time transaction was not done ands in 2nd time done and also receipt come in 2nd time debiting Rs 10190 once only yesterday. But today on 10th I have checked my account balance of State Bank of India bank and found debit of Rs 10190 twice.
                                Plz find following information from swapping machine receipt.
                                Date:9/3/13 Time:18:59:21
                                TID:40024289
                                Batch No:001347
                                Invoice No:006876
                                APPR CODE:641582
                                RREF NUM:[protected]

                                My State bank of India customer care needs transaction ID for this transaction.

                                So from above information what is transaction from above?
                                Please help immediately as I have no balance in account and my EMI for home loan is debiting on every 10th of each month.

                                Regards,
                                Pankaj Barhate

                                [protected]
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                                  C
                                  clement_zac
                                  from Pune, Maharashtra
                                  Feb 28, 2012
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                                  Address: Chennai, Tamil Nadu

                                  Hi

                                  Due to non transparency in HDFC Credit card bills and higher interest i was forced to settle the Credit Card payment way back on August 2007, the representative gave the settlement details and informed My credit report on CIBIL will not affect. However currently when I applied for a personal loan on the same bank the loan is getting rejected as my Credit report is affected as i defaulted the Credit card. I informed them that i have made a settlement and closed the card before 5 years and why they still tell the old reason and rejecting the same. They state that i need to get an NOC for the settlement, i was never noticed about this previously. I called the Credit card report office they state that i need to pay the difference of the waiver of the settlement in-order to obtain the NOC, which i think they are cheating on me. Because waiver is waived due to my settlement since it was unnecessary and now they are asking for the extra payment of the Card i settled long back in 2007.

                                  Could you please help me how to proceed with this situation, since they are trying to get the excess money by cheating with false reason.

                                  Please call me @[protected] with a solution, Your help on this matter is highly appreciated.
                                  Dear Customer,

                                  We will check our record for dues against your card. Please write to us with a few additional details like your credit card and contact number so that we can assist you better. You can mail us at [protected]@hdfcbank.com with these details and the reference number TTU[protected].

                                  Regards, Customer Assistance, HDFC Bank
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                                    bunty22293
                                    from Rajkot, Gujarat
                                    Feb 27, 2012
                                    Resolved
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                                    Resolved

                                    Address: Kutch, Gujarat

                                    DEAR SIR / MAM,

                                    MERA NAAM BHARAT C SAMNANI HAI. AUR MERE PAAS HDFC BANK KA CREDIT CARD HAI USKA NO. [protected] HAIN MAIN HAR BAAR TIMLY BILL PAYMENT KARTA HU. IS BAAR MAINE CREDIT CAD KA USE RS. 1200/- ZYADA KAR DIYA USKI VAJAH SE HDFC BANK VALO NE BINA BATAYE MERE CARD PAR RS. 551/- KE CHARGES LAGA DIYE.

                                    (1). PAHLE TO AAP OVERLIMIT DETE HI KYON HAIN AGAR MERE CARD PAR 20000/- KI LIMIT HAI TO TUMNE EXCESS LIMIT DI HI KYON.
                                    (2). AUR AGAR OVERLIMIT KA CHARGE LAGATE HO TO MUJHE AUR CARD USE KARNE DO.
                                    (3). AGAR OVERLIMIT KA CHARGE LETE HO TO JAB CARD DETE HO TO INFORM KARO.
                                    (4). HUM RS.1200/- KA OVER LIMIT KARTE HAIN TO RS. 551/- CHARGE LETE HO AUR AGAR HUM EXCESS PAYMENT KARTE HAIN TO HAME TO CHARGE NAHIN MILTA.

                                    ISLIYE MAINE CONSUMER COURT ME COMPLAINT LI HAI
                                    PLEASE ISKA SOLUTION NIKALYE.

                                    REGARDS


                                    BHARAT C SAMNANI
                                    +[protected]
                                    Aug 13, 2020
                                    Complaint marked as Resolved 

                                    HDFC — card overlimit

                                    my card no [protected] not use two year but my card is overlimit and charges extra kindly settle my card or installment without any additional charge
                                    Dear customer,

                                    We will look into the charges on your card and assist you. Please write to us with a few details like your card and contact details, details of the charges that you are disputing and the reference number TTU[protected]. We'll be able to assist you better with these details.

                                    Regards, Customer Assistance, HDFC Bank
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                                      P
                                      puri.jascharan
                                      from Gurgaon, Haryana
                                      Feb 24, 2012
                                      Resolved
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                                      Resolved

                                      Address: Coimbatore, Tamil Nadu

                                      Hello,
                                      I am Jascharan , Credit card No.[protected]
                                      Reference no. [protected]
                                      i want to register a complaint againt HDFC credit card depatment .

                                      Hdfc has blocked a huge amount i.e. Rs 38,850/- from my account that to be without intemating me , the reason i have got from that i still have my dues with them from the above credit card which i have not even using . i have settled my account with HDFC long time back but they again want me to pay the amount which i am not even liable to pay.
                                      its been more than 1 1/2 yr when i have paid my dues , after that i havenot got any notification or call or any sort of information from HDFC for my Dues.

                                      Out of blue now they have blocked my amount which is huge , after so many arguments and discussion i was agree to settle my account by paying Rs16,650/- as per told by HDFC employees (Name ROSEMARY and ANANDI ( from Chennai Credit dept) ), they put me on hold and given me fake surity that they will settle my account , they kept me on waiting for too long. and today they just taken their words back and declined my request, and they going to credit amount towards that fake dues.

                                      HDFC has proved me today that the best thing they can do is to play with their customer emotions, i have no words to even say now, HDFC has been checking my patience from last 2 weeks and being a human i am not even reacting to the situation HDFC has created in front of me . ROSEMARY and ANANDI ( from Chennai Credit dept) has given me their words that they will settle my account with the amount of Rs 16650/- though i have not supposed to pay anything but out of generosity i was ready to pay 16,650/- which is itself a huge amount but after a long wait i have got to know that Rosemary has given us fake surety and our request got declined.

                                      1st of all HDFC never informed me for dues , which obviously their are not accepting their fault,

                                      2ndly HDFC has blocked a huge amount without even intimating me, ( same again they are not accepting it),

                                      3rdly HDFC employee has given me fake surety and now they back stab me ( name mentioned above), i do understand that HDFC will not accept this mistake also,

                                      4rthly Once i was ready to settle my account with amount i was told by i.e. Rs 16,650/- , i have been continuously following or calling up but Their was No response from HDFC people ( I guess they were more busy getting their new victim ready) and obviously they are not in fault side.


                                      And Lastly, IF HDFC ( a so called best bank ) has still courage to say that they do treat their customer as god then HDFC has to shameful for what ever they have done with me and my family . the Trauma , the mental pressure , their rudeness and all the harassment's i have got from HDFC is not forgettable..


                                      its a very shameful thing for me that i am a part of HDFC and i am not in for your Cheap games.

                                      Now , my only hopes left on you, if you can solve or help me with the problem i am facing right now.

                                      Regards

                                      Jascharan
                                      [protected]
                                      24th feb 2012
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      Dear Customer,

                                      We understand your concerns and would like to assist you with this issue. Please write to [protected]@hdfcbank.com with your account and contact details, credit card details, issue details and the reference number TTU[protected].

                                      Regards, Customer Assistance, HDFC Bank
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                                        Psamantaray
                                        from Chennai, Tamil Nadu
                                        Feb 24, 2012
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                                        Address: Chennai, Tamil Nadu

                                        Dear Sir

                                        I had applied personal loan at HDFC BANK LTD, Olympia Tech Park branch, Chennai, Tamilnadu. They collected all the documents from me as per the requirment. They have also verified the details. After 3 days they send me the message that the loan has been approved. On the next day they took my cheque leafs & also made the loan agreement with me. After doing all the procedures they informed me that they will credit the loan amount to my account.

                                        But instead of crediting the loan amount they informing that they can give the loan for less than half of the approved amount. Because of this unethical activity of the HDFC BANK LTD, I unable to keep my commitment & which affect my integrity.

                                        Therefore I request you kindly do the needful & please take proper action on the above matter.

                                        From
                                        Pratap Kumar Samantaray
                                        Ph no- [protected]
                                        Dear Customer,

                                        We would like to check this up from our end and get back to you with a solution. Please write to [protected]@hdfcbank.com with your account and contact details, loan application details, issue details and the reference number TTU[protected].

                                        Regards, Customer Assistance, HDFC Bank
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