HDFC Bank Complaints & Reviews

Dear HDFC bank,
I am having HDFC bank Credit Card with Credit limit of 1, 13, 000 Indian Ruppee,
and I have just used 4300 Rs, and when I needed the transaction online which was urgent need of mine.
it denied the transactions saying insufficient funds which in turn gave me a financially loss o[censored]SD 1600
after repeated number of request to customer service my query was not solved and my complaint was not lodged. I even had a word with Mr Surabh Kumar Credit card divison on chandigarh number and nothing was done. I even tried by resetting my password and using new password the transaction was denied.

I need the loss occured to me to be reimburse as it is not my fault and it always showed insufficient funds as I am using Forex Account. I needed the Credit Card utmost and it failed which gave me a financial loss o[censored]SD 1600

Kindly reimburse the same to my account .[protected]

Vivek Sharma
[protected]

[protected]@gmail.com

Hi,
This is to bring your attaention towards the ongoing fraud done by HDFC bank with me as i am really upset of this.

I had a credit card from the HDFC bank no [protected]. Back in sep 2009 i requested for the settlemnet with the bank for which they agreed for the amt of 13800 which was supposed to be paid in 05 instalments i agreed and in october 2009 my father had a brain stroke so i was going thrugh finanicial cisis but i didnt stopped paying them i called up customer care and requested them to increse the instalments to 08 for which i was confimed will be taken care of as per that i completed my paymnet in april 2010.

But the most shocking part was that on 30th of Apr 2010 my salry was credited to my bank account and they freezed without intimationg me they withrawn all my amiount even though after paying off and they are still demanding me to pay 35000 more and they are keep harrasing me

Hence i would request you to please help me out with the same i have been calling ebvery one on the nos given by them but they are doing nothing else other than abusing me

If any further more details required please do not hesitate to call me or contact me @ [protected]

Regards,
Dhruv Rajvanshi

To, From,
The person Concerned, Vineet Mishra,
EPF Office, Mumbai Jharsuguda, Orissa
Ph:[protected]
Email:[protected]@rediffmail.com







Sub: Regarding delay in receiving my PF





Respected Sir/Madam,

I am an ex-employee of HBL GLOBAL Pvt Ltd, Mumbai, named VINEET MISHRA bearing employee code no: VO5994 and my EPF account no was MH/45327/80611 of HDFC BANK, po_dist JHARSUGUDA, State-ORISSA.
I have applied for my PF between the month of July,2009 and was reverted in the 8th of March 2010 by Ms Shivani on the following ph nos.[protected] extn-1001 wherein I was informed that my PF file was under process and it would take 45 working days for the sanction. Again on calling on the same Ph No with the same extension no after 45 days on April 20th 2010, as my PF was still pending again a lady informed me that my file was received on the 18th March 2010 and would take 2 months for processing on telling her about the information received by MS Shivani she handed over the call to a gentleman who again gave me another contradicting statement saying that it would take 20 working days, without revealing their names they gave me extension nos to call on for further queries regarding my PF status the no. are (i[protected] extn 2303 which is never received by anyone they made a fool of me by saying that by calling on this number my PF account will b processed soon , but to my utter disappointment this extension no is never available.
So I kindly urge you to look into the matter and treat is as urgent as your staff are not sure of their job and have been misguiding me and harassing me .Awaiting for a favorable right guidance from your end as I am helpless regarding this issue of mine.

Dt:3/05/2010 Thanking you
Yours Sincerely
VINEET MISHRA

On 26th April 2010 my brother ( bala ) kidnapped from his residence by four members ( one person name and phone number is mr sarangan [protected]working in HDFC) came of Collections and of came and trespass and kidnap in the house and got documents evidences bills certificates and seal of the company and kidnap my brother to their spot and demand the money of 4.5 lakhs on the same day immediately have so I paid now I don’t know his stage where he is. I gave complain in regard of this but they are taking steps faster. Please arrange steps faster to search my brother. Now hdfc bank give support to him and take Mr bala to mumbai and they are asking more money i don't now what i have to do Now. I came to know one thing HDFC is not a bank they are kidnapers. So please alert your self.

If any body know how to solve it contact me in at
[protected]@lawyer.com or cell [protected]

I had been a employee of HDFC Standard Life since June 2006 to May 2009 with employee code 7204.
When I resigned I was assured of waiver of notice pay which my line manager had to convey to the HR.
My Line Manager resigned after some time and the HR was also shifted o mumbai.
As the proof of this assurity given to me and making sure that this is properly conveyed to the HR people,I mentioned about my case and this assurity in my Clearance Form/Certificate which had to be sent to the HR directly by the employee(resigning) that I had such issues which need to be addressed before making my settlement.
Even after all this the notice period was deducted and the issues were not addressed.
On contacting the HR officials the series of Trial mails were flown but all end up in vain.

I personally went to the HR at Kanpur,Mumbai to explain my case but failed.

It was my hard earned salary,my disappointment is that even after mentioning of the issues clearly in the Clearance Form/Certificate if they are not addressed then what is the point in asking the out going employee of any issues that need to be addresses and if its the negligence on part of HRs should the ex-employee to suffer?
If the assured things are not conveyed up the organizational hierarchy,how can a junior employee cross the hierarchy and get the clearances and even when he is not anymore in the system?
I am very disappointed with this attitude o the HRs who themselves donot follow the company's values which stresses so much on it's people care.
I request you to please register my complaint against the HR Mrs Ritika Tulsi posted at Mumbai OfficeHDFC Standard Life and would request to please do the needful.

SUB : REFUND OF PROCESSING CHARGEG

SIR,

With reference to above cited subject and file No.[protected]/ANIND . I have applied for HOUSING LOAN of RS. 1300000/ only for a property at Meerut , through your bank initially your bank has principally approved the above loan amount but latter on refused for disbursement of loan with claws that the said property is not approved by MDA.
You are requested to Pl . Arrange to refund at the earliest the amount given below -:

1- Processing fee amount of RS. 7163/
2- Legal document preparation fees RS. 1900/

Mr. KAMAL kumar of your branch was involve in this matter now he is not picking my phone .

Regards,
ABHISHEK
SIMBHAOLI SUGARS LTD.
SIMBHAOLI , GHAZIABAD
MOBILE NO: [protected]

Dear Sir,

I was holding HDFC credit card which was lost and I logeded a complaint regarding this to HDFC customer care. And after few months I got credit card bill saying that there was amount due on my card. i asked them clarification of charge slip. they produce the charge slip which was not matching with my signature, so I refuse to pay this amount. Now they have pasted with charges of 10 times greater than original amount on non payment. Please help me out in this case.

Regards,

Kalim,
[protected]

Dear Sir / Madam,

I just called on HDFC telebanking.1st for their customers they are not providing any tollfree number facilities.
2ndly i called on landline number where i was tried atleast not less then 6times.then finally when i connected with the execetive he was not able to answer again he cut down my call.

This is really something newsense.atleast they should remember that we are there customers.

Kinldy take this in your notification,and take the best actions.

Dear Sir,
I have a saving account in hdfc bank in Moga branch ( acc--[protected]) i applied car loan last month aginist my used car swift maruti model 2009 amount 3 lacs. I sibmited all necessary documents at G.T. ROAD MOGA branch and madam Mamta take care my loan file.But after 7 days madam Mamta called me said your driving lisence is not clear copy and give me your origional Driving Lisence and then i will give u back your origional id. Then after two weeks Mamta called me and told me we cannot approve your loan because you already got loan and you are bank defaulter.But i told her i never get any loan from any bank in my life.But she told i donnot know and i cannot do anything. When i asked for my origional Driving Lisence she said wait two--three days i am calling to Mr. Guriqbal Singh in HDFC bank Ludhiana Branch, but after one week Madam Mamta said i am sorry your Driving Lisence is lost.She gave me mobile no of Guriqbal singh (HDFC BANK LUDHIANA BRANCH). When i call to Guriqbal Singh , he replied i donnot know regarding your driving lisence and donnot call me,,,, talk to Madam Mamta for this matter.I know they all are cheating with me and make me stupid.I am so shocked and sad and telling you nobody understand his/her duties and responsibility in GT ROAD MOGA BRANCH.
I have two complaints at this time first regarding my car loan, because i never got any car loan from any bank. And i never co-sighn for any person for any loan.My car loan file control number[protected]. please help me for this matter.
My second complaint againist Madam Mamta. She cheating with me and donnot behave me as a good costomer.HDFC Bank is my favourite Bank and i want to long relationship with HDFC.
Please help me for his matter( car loan) and replied me as soon as possible, because i have a clean bank record. my email id----- [protected]@yahoo.com my moble contact number--[protected].
Yours Faithfully,
Gurdev Singh,
village and post office-- Kaliewala,
Teh and dist- MOGA,
PUNJAB.

Dear Sir,

I am anand Since last 3 years we use Credit card of HDFC Bank
Cr. Card No [protected]

1st we use 8000 then we clear payment 8500 on cash .
2nd time we use at least 10000/- But When bill gennerated 14500/- We are not used in 4500/- Vodafone Amount bills.
We already inform hdfc bank /credit card Department . but he is not any co-operate. We paid 5 to 6 Instalment.
Previous year 3 To 4 months I am Not in job so I will not able to pay 28000/- As per bank Last mr. Lalit Cr card dept has convince me for settelement he send me letter 11500/- In 8 Instalment . i will clear all this in 6 installment. So Pls update

dear sir

this is with reference to credit card payments of HDFC bank, i m sufferung from very bad service of HDFC card from over 3 years now, recent issue is as follows

there were many problem with HDFC late payment charges on my accounts, finally they agreed and reversed the charges on which i used card for further use (this was happening from many month) due to continue of problem i visited HDFC chandiwali branch (CC collection department andheri(E) mumbai) and met Mr. Kamble Asst manager Debt where on his following promises i made cash payment of Rs. 3,000/- and continue using card

promise
1. Reversal of late payment charges
2. each month cheque/cash pickup facility

i had to fight for reversal, and person never came to collect payments in spite my calls to captioned office of the bank, due to such things i block my card on my own, again on reversal of late payment i made payment of 15,000/- and as per telecom with bank i was promised NOC of CIBIL on receipt of which i was to make balance payment, i did made payment but NOC never reached due to which i had to bounce my cheque, after this when i spoke to bank they informed me over phone that i was passed on wrong information, then they informed me that CIBIL NOC can only be issued after i get my payments clear

due to series of wrong promises over phone and meeting (they are not giving me any thing in writing) i had ask them to give me a letter on HDFC letter head duly signed and sealed by authorised officer stating my final payout and also promising me to grant me CIBIL NOC

i am witting mails to them from many month now, there are 100s of mails floating but bank is not ready to give any thing in writing and each month they are increasing my payout, i have put a very clear mails to HDFC BANK stating that i will not pay a single rupee till the time i received letter from bank stating final payout as on date of my first mail asking for letter (i.e. Rs 6,300 approx which i am ready to pay)

on top of all now they have stared call my residence in spite they have my cell number with them, and they are talking to my parents in very abusing and un-professional manner

kindly guide me on the issue at earliest

--
Regards,
Vishal Ashar
[protected]

As I am the account holder of hdfc bank & standard chartered bank.As i realized one thing while making payment through our debit card their should be some secret code without which nobody can acess our card.As some body lose his/her vallet than anyone can do shopping with cards only.if their is some pin system like while withdrawing money from atm that would be better than person dont need to worry if he/she lost his card.Like this facility available in state bank of india & punjab national bank.

My name is Jayant Kukreja & i am a saving account holder in hdfc bank ltd ,commerce house branch,indore. my account no. is [protected] .my complaint is regarding the twice debit of a amount of rs.6000 which i have withdraw only once. The withdrawal day is 19th feb. 2010 but instead of lots of efforts bank is not cooperating with me and not providing the proof of the withdrawal. Even the branch manager is also behaving very casually. So, i request you to look after the matter and do the needful

I had applied a new ATM debit card on 12-Apr-2010 through the bank representative in my office. While applying they informed me I will be receiving it in 8 days. Then I inquired on 19-Apr-2010 about my card since I haven't received till that date.They said your application haven't reached our bank.After three days(22-Apr-2010) they called me back and asked me to give new application and on (23-Apr-2010) I had given the new application. Then today I had called them and enquired about the status again they are saying that my application has not reached the bank.

What will they do I haven't made payment for my credit card on time? So whose responsibility is this?If there is problem with the representative means the bank should have rectified this when I am complaining for the first time?

HDFC BANK complaint no : BAN065176

Even the bank doesn't have the contact number of their representative. They are asking me the number of their represntative.

Dear sir,

I am Hardik Doshi from Mumbai, I had taken a Floating Home Loan from Centurion Bank Of Punjab Ltd in August 2007 @ 12.79% p.a. Later the Bank was taken over by HDFC Bank Ltd.

Currently the Home Loan Rates for New customers which All bank including HDFC Bank Ltd is offering is around 9% p.a.. However still i am being charged 13.25% p.a.

Although my loan was with floating interest the bank is not willing to reduce the interest rates which is resulting in annual loss of almost Rs 200000.00 ( Rs Two Lacs Only ) per year

Hence kindly help me in the same

Hardik Doshi
Off No 3A, Anandi Villa, 12 Lajpatrai Road,

Vile Parle (W), Mumbai 400056.

Tel :[protected] / 26184346.

Telefax :[protected].

Mob :- 0091-[protected].

Email :- [protected]@yash-impex.com

Website :- www.yash-impex.com

I took loan amount of 75000/- from HDFC Bank in the year 2005. After that as I need of funds, I topped up thrice. They called me and topped up again fifth time in the year 2009. This latest top up is done in the month of March 2009.
As I am out of station and travelling due to my family members health issues, I could not reach anybody from March 2010.
Due to some issue with ICICI Bank from where the HDFC EMI is going, the EMI is not cleared from my ICICI account.
So there are two EMIs pending (March 2010 and April 2010).
I have informed the call centre executive when she called me on my mobile.
After that when I check my e-mail, I observe that there is a mail from HDFC saying that they lodged a complaint in Lok Adalat and sent a copy to my address. The attachment copy from Lok Adalat asking me to attend on 21st April 2010 and they sent this mail on 24th April 2010. I checked this mail on 27th April and immediately I replied saying that I will continue EMI from May 2010.

What can I do in this regard? Any suggession or help.

As per my knowledge I have been paid all my dues against my Credit Card no. [protected] in installments.

Since, when i applied for loan my loan got rejected because of CIBIL query as mentioned above.

Please co-ordinate with CIBIL to change my Credit Card status from SETTLED to No Dues.

Hence, any outstanding is still remaining as mentioned in the CIBIL report kindly let me know of the same. If it is genuien I will ready to pay the same & close the issue.

Hope you will understand the problem & I will get the prompt feedback.

Regards,
Samir Padwal
[protected]

Sir/Madam,
I am a classic costumer of H D F C Bank,your employ name Tajinder kaur,(still she is doing job in HDFC Bank, in jamalpur branch)cheated me by giving me wrong polesy,she told me,sir you please give us 18000 rupees per year,three year you pay this amount,after that you stop giving payment for two year,and you get 108000 rupees,but she did wrong polecy for me,after three year when i stopped the premium,the company approached me,and told me that whole story,she is very much mischievous,she mentioned her own home address on the my polecy ,and collect all the documents,which were my rights,now when i was approaching her,she told me,Do,whatever you Do,i don't care.Sir/Madam I approached the bank manager also,but still there is no response,even they do not pick my phone,so you please tell me what can i do now?
waiting for your reply
Kulbhushan Johar.

Hi,

I am a loan holder at HDFC bank Technopark branch. Even though I don’t have any dues till now, my payment date is on 21st of every month and I couldn’t do the payment till now… Yesterday they called me and I told them that call me today to collect the payment, unfortunately I couldn’t take call today they called my mother and threatened her. She embarrassed and more over suspecting about what I am doing here. (I am sure that many of you experienced the same). Later I called back the executive and raised my voice…

Then he told that my mother is the co applicant for the loan and they don’t want to talk to me and they will take the cash from her. And he told that tomorrow they will send the ‘Collection Team’ to my house. And frankly communicating that the collection team members include gangsters. The no. of the guy who threatened me and my mother is [protected].

I am sure that many ppl experienced the same. While taking the loan there is special consideration for Technopark employees and treating us like gods.. And if you delay the payment by 3 days they used to treat us like street dogs… Not even considering about the family and even abusing our mother…

So just think twice before taking loans from HDFC Bank..

HI
Myself mahesh mehta sending you mail regarding my PF Clearance not done yet. i already sended my documents to concern department in oct 09 but still i did't got any kind of payment in my a/c or any kind of revert at your end

Details

Employee code M07658
Date of joining Feb. 06
Date of Leaving Feb 09

PF A/C NO. 72821

Kindly look this matter and revert when i will get amount of my PF. Any kind of clerification required you can contact me on my cell no. ([protected]). waiting for your positive reply as soon as earlier.