HDFC Bank Complaints & Reviews

Sir,

This is to bring to your notice that I, Lalit Valecha, holder of Policy No. 13444867 & 13444868, victim of a misleading sale by the HDFC Bank Staff. I had surrendered both of my policies under HDFC Standard life's free look cancellation withing 15 days of issue of the policies. And i was been conveyed by the staff that the refund will take place within 10 days of surrendering the policies for cancellation.

Its been more than a month, as i submitted both of my insurance policies on the 16th day of Feb, 2010.
The premium amount paid by me is Rs. 1 lakh for each policy.

Please look into the matter.

Warm Regards,
Lalit Valecha
Cell:[protected]
R/O - G-13/3 Malviya Nagar,
New Delhi - 110017

dear sir,
My father was died on[protected] in pune. i'm in job in gorakhpur when father got ill and i reached pune my father was in 80% comatic position due to siever brain hamarage. After his death we shifted his all bag & bagage to my home town.
my mother was also suffering from thiorid and depression so i shifted her to delhi for treatment with all my father's document's.
i was not aware that HDFC bank has issued any credit card to my father. Yesterday a phone call came by the no. [protected] they told me that my father has been issued a credit card by them and transactions has been done by the same from [protected] to[protected] in delhi and they used abusing language against me and my family.
sir, when i'm not aware of any credit card and any transsactions against them then why the bank officials are harassing me & my family.
sir, i've lost my father the place which can't be filled.
rightnow i'm not able understand what to do.
please do the needful help against bank so that they stop harassing me and my family.

looking for your help and support as early as possible.

with regards
santosh pandey

My A/c no is - [protected]

This is Salary account which can contain 0 balance.

Still HDFC bank has Deducted AQB SER CHGS - jul-sep & oct-dec

18 Mar 2010 AQB SER CHGS INC ST & CESS OCT-DEC2009 [protected] 18 Mar 2010 827.25 13750.68
18 Mar 2010 AQB SER CHGS INC ST & CESS JUL-SEP2009 [protected] 18 Mar 2010 676.35 14577.93

This is ridiculous, they are looting customers. they are so poor in giving service to the customers, n just want to loot customers.

please look in to this...

I had remitted USD 1000 to my HDFC Bank (cutomer id no.[protected] branch from Finland on 16th February 2010. More than one month has passed & HDFC Bank has not yet confirmed the FCNR deposit for the same.
They have a very stupid system for customer complaint redressal. Whenever I write to them an automated reply comes that they will respond in a weeks time. And after one week they will give some stupid reply without even looking into the issue. If i write again, the same thing gets repeated.
The worst part is no body responds.I do not know what to do now.

It is my sincere request to all the NREs that they should never open an account with HDFC Bank

Thanks & Regards
Rakesh

Please find the trail of mail starting from 17th March 2010 backwards.

Dear Sir/Madam,

I have invested in HDFC standard life insurance with policy no 10434423 from 2nd Dec 2005 with an amount of Rs 1 lakh per annum.

It means that I have already invested more than Rs 5 lakh in the policy.

The recent statement of policy shows the value of the policy as Rs 2.93 lakh.

It means that I have already lost Rs 2.1 lakh on my investement,forget any earning.

I have been coaxed by your designated investment agent Mr Ravi,who is not at all bothered to suggest me any fund switch to increase the fund value, nor contact me about the growth of the fund.

Nor HDFC life is giving any input on the same.

Further as per dedcution HDFC life is gaining around Rs 9600 per lah of my investement per year.

My question is who is responsible for this and why I will drag this policy when I am sure that I will be at loss.

I expect your specific reply (nor generic or evasive) which will allow me NOT to drain down my hard earned investment.

Treat the matter as URGENT and reply ASAP.


Partha Nandy





[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Thursday, May 28, 2009 11:12 AM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423



Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your e-mail, we would like to inform you that we have attached the soft copy of the calculation. Please find the attachment.



We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Femina Mithran
Customer Service Officer
********************************************************************************...⇄

For any further queries or clarifications, please contact us through any of the following modes:

Call us toll free on[protected] or[protected]Any phone)

Send us a call back request through SMS - sms SERVICE to 5676727

E-mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄



Service/RetOps/HUB/HDFCInsurance
05/25/2009 06:17 PM
To "P P Nandy" <pp.[protected]@secon.in>
cc
Subject HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423Link






Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your e-mail, we would like to inform you that we have forwarded your request to the team concerned. Hence, we request you to allow us sometime. We will revert to you shortly.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Femina Mithran
Customer Service Officer
********************************************************************************...⇄

For any further queries or clarifications, please contact us through any of the following modes:

Call us toll free on[protected] or[protected]Any phone)

Send us a call back request through SMS - sms SERVICE to 5676727

E-mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄



"P P Nandy" <pp.[protected]@secon.in>
05/25/2009 04:29 PM
To <[protected]@hdfcinsurance.com>
cc
Subject FW: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423







Dear Madam,

I am utterly disappointed with the evasive reply for calculation of mortality rates.

As a customer it is my right to get ALL the information I have sought for.

Without giving any generic comment, give specifically what has been asked for.

Other insurance firms give specific calculation in tabular form.

I am NOT convinced about the belated reply from HDFC and spcifically asking for CALCULATION of fees towards mortality decucted from my fund value.

Hope to receive the reply as asked soon.

Partha Nandy




[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Monday, May 25, 2009 3:23 PM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423


Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your e-mail, we would like to inform you that the formula to be used for calculation of Mortality & Other Risk Benefit Charges is as under.

[Rate/1000 * (Sum Assured + Present Value of the Future premiums payable in case of a claim)]/12

The present value of the future premiums payable is a variable factor that changes every month. Between 2 premium payments this amount would keep increasing, as we get closer to the premium anniversary. This is due to the effect of discounting - the lower the discounting period, higher is the resulting value. At every premium anniversary, after the premium has been paid, this value would decrease and then keep increasing till the next premium anniversary date.

We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Femina Mithran
Customer Service Officer
********************************************************************************...⇄

For any further queries or clarifications, please contact us through any of the following modes:

Call us toll free on[protected] or[protected]Any phone)

Send us a call back request through SMS - sms SERVICE to 5676727

E-mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄


"P P Nandy" <pp.[protected]@secon.in>
05/22/2009 12:34 PM

To <[protected]@hdfcinsurance.com>
cc
Subject FW: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423









Dear Mr Kumar,

Please give the conclusive reply.

I have asked for the calculation.

Please provide the same at the earliest.

Partha Nandy


[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Friday, May 22, 2009 12:02 PM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423


Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your e-mail, we would like to inform you that mortality charge varies every month as
it purely depends on the age of the policy holder and the sum at risk.

We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Rajesh Kumar
Customer Service Officer
********************************************************************************...⇄

For any further queries or clarifications, please contact us through any of the following modes:

Call us toll free on[protected] or[protected]Any phone)

Send us a call back request through SMS - sms SERVICE to 5676727

E-mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄

"P P Nandy" <pp.[protected]@secon.in>
05/20/2009 12:20 PM

To <[protected]@hdfcinsurance.com>
cc
Subject FW: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423











Dear Madam,

I have received the break-up of policy fee, service charge and mortality fees etc.

Why the mortality fees is varying in EVERY month?

Please provide me the calculation.

Thanks,

Partha Nandy




[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Tuesday, May 19, 2009 1:03 PM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423


Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your e-mail, we would like to inform you that we have mentioned below the charge details for the aforesaid policy.



We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Prahalathan
Customer Service Officer
********************************************************************************...⇄

For any further queries or clarifications, please contact us through any of the following modes:

Call us toll free on[protected]BSNL/MTNL) or[protected]Any phone)

Send us a call back request through SMS - service to 5676727.

Mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄
"P P Nandy" <pp.[protected]@secon.in>
05/14/2009 04:44 PM

To <[protected]@hdfcinsurance.com>
cc
Subject FW: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423













Dear Madam,

Please separate out:
1. Mortality Charge;
2. Policy Fee;
3. Service Tax;
4. Education Cess.
Since these are clubbed in the statement.

Thanks,

Partha Nandy


[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Thursday, May 14, 2009 3:34 PM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423


Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regards to your email, we would like to inform you that we have sent the softcopy of the unit statement for your policy no. 10434423 to your email id pp.[protected]@secon.in registered with us. Kindly request you to check the same.

Further you could view the details pertaining to the units allocated and the fund value though the unit statement.

Please find attached the soft copy of the latest unit statement for your convenience.



We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Archana.G
Customer Service Officer
********************************************************************************...⇄
For any queries contact us in any of the following ways:

Call us toll free on[protected]BSNL/MTNL) or[protected]Any phone)

Send us a call back request through SMS - service to 5676727.

Mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄ "P P Nandy" <pp.[protected]@secon.in>
11/05/2009 03:11 PM

To <[protected]@hdfcinsurance.com>
cc
Subject FW: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423
















Dear Mr. Hariharan,

No, you have not addressed my query.

I have asked for fund history of my policy i.e from inception till date, how it is working.

Attached file is taken from web portal dated 1st May which is mentioning fund history for[protected]from June 2008).

I want complete history of my fund i.e from 2nd Dec 2005,including deductions made,number o[censored]nits accrued etc.

Request forward the detail ASAP.

Thanks,

Partha Nandy


[protected][protected][protected][protected]
From: Service [mailto:[protected]@hdfcinsurance.com]
Sent: Monday, May 11, 2009 12:37 PM
To: P P Nandy
Subject: HDFC Standard Life Insurance Co. Ltd. Policy No. 10434423


Dear Mr. Nandy,

Greetings from HDFC Standard Life Insurance Co. Ltd!

With regard to your email, kindly follow the steps mentioned below to view Net Asset Value (NAV) details online.
Login to www.hdfcinsurance.com
Click on Unit Price, you will be able to view current NAV of the Unit.
Click on Historical Unit Price, to view The NAV of an earlier date.

We hope to have addressed your query.

Please write to us for any further clarifications you may require.

We assure you the best of our services always.

Warm regards,

Hariharan.J
Customer Service Officer
********************************************************************************...⇄
For any queries contact us in any of the following ways:

Call us toll free on[protected]BSNL/MTNL) or[protected]Any phone)

Send us a call back request through SMS - service to 5676727.

Mail us at [protected]@hdfcinsurance.com or you may also visit our website www.hdfcinsurance.com
********************************************************************************...⇄ "P P Nandy" <pp.[protected]@secon.in>
05/08/2009 04:05 PM

To <[protected]@hdfcinsurance.com>
cc
Subject Policy no[protected]Partha Pratim Nandy-HDFC Unit Linked Young Master Plan

















Dear Sir,

In the HDFC Life Insurance Web Portal, I can see the latest fund statement.

However I would like to see the fund history for my record.

Kindly advise me, how I can see the fund history from Plan Start Date:[protected] till date.

Thanks,

Partha Nandy

With reference to transaction id HF[protected]
I made NEFT transaction from HDFC A/c No.[protected] for lic cfredit cards([protected]) MAD payment Rs 671.21 on 3rd March 2010.
However i made a similar payment on 1st March 2010 and the amount got reverted to my account on same day hence i opted to pay once again through NEFT (HDFC) as stated above.
Eventually the money not credited in my credit card ([protected]) neither it reverted to my HDFC A/c.
Lic Customer service informed that they dont accept any NEFT transaction apart from Coporation Bank NEFT.
I had a word with HDFC and as per their records the same amount has been debited successfully from my HDFC A/c

I am unable to understand where is the conflict
Need your assistance and coordination ASAP.

N.B Transaction record from HDFC NEFT : DRCORP0000476

Hi,
I am writing this, out of my frustration due to the situation I am facing, for which I can only blame HDFC bank and its unprofessional attitude shown towards its customers. I had applied for a new Salary account ([protected]) in the month of Feb 2010 to a local HDFC bank agent here in Bangalore and it was conveyed to me by him that the account would be active with in 4 working days. After around 12 to 14 working days, the HDFC authority called me up saying that there is a mismatch between the DOB provided by me in the form, and the DOB mentioned in the photo ID proof. For that I could not width draw my salary which was due to be transfered on the same account. However, the very next day I called the local HDFC agent and rectified the mistake. I dont know why did HDFC took such a long time to actually realize the error and get back to me after around 12 days. I thing this is the responsibility of the local HDFC authority to validate before processing the account. The drama doesn't end here. It has been around one month since I first applied for the account and still my account is not active. I cannot withdraw money using my ATM Card. I have been chasing the local HDFC guys every day 3-4 times and every time I get a new date or time for the account to be active. And unfortunately every date and time fails. I am a working professional and relocated to Bangalore from some other part of India which is around 2000 Kms away. I am running out of the fund that I brought from my home. I can see my salary debited every month, but cannot do any transaction.
I am really sick of this unprofessional attitude shown by the HDFC authority and I have made up my mind to transfer my account to some other bank.
Pray and hope this is not the issue with other people dealing with HDFC bank.
Thanks
Abhishek Roy

Sir,

With regard I have to inform you that on pursual of my bank statement, I found that Rs. 772.10 were dedected from my saving bank account No. [protected]. Immediately, I contacted the custmer service, HDFC Bank, Credit Card Division telephonically and requested that once the issuance of Credit Card is free from all charges then why the said amount has been deducted from my saving account. The customer care service issured that the amount will be redeposited / credited to my saving account.

But to my dismay the said amount has not been credited back to my account till date. Today, when again made a telephone call to the custmer care service and talk to Ms. Isha, CAC, and she told me that the aforesaid amount could be transferred back to my account only in case I put a written request and her behaviour was totally uncalled for.

You, are, again requested to refund the said amount to my account and it is, further requested to cancel my credit card No. - [protected] classic custmer (R.P. Sharma, D.O.B. 15.02.1956). Repeat cancel the CREDIT CARD IMMEDIDATELY.

THANKING YOU.

Yours Sincerely,

Sd/-
(R. P. Sharma)
43, ITI Staff Qtrs, Sunlight Colony,
New Delhi -110 014

Sir,

My Name is Saurabh Pathak and I am holding a credit card of your bank no.[protected].Sir, if you will check all my records I have made all my payments earlier on time and as once I have deposited my bill amount in my a/c because the same was suppose to be deducted from my a/c but that deduction not happened I have called many times to customer care for the waiver of the penalty but they didn`t processed and finally I made payment by receipt no.14076913 on dated 26/11/08.As I was earlier employed in a company and I usually remains out of station and next payment by cash I have done to some executive as I have lost the receipt too but that payment was not posted on the time and again I got charged with penalty .Now from that day onwards I stop making payment and I do agree I did this mistake. After some time I started receiving calls from Mr.Abhishek from lucknow up-east main credit card branch in pranay towers for payment and he committed me for the card termination and settlement in Rs 15000/- which was actual and on his words I started making payments and the receipt no`s are 8692212,9120608,17521602,9700121,18759221 and two receipt I misplace i.e. I made payment in October and November-09.I regularly called Mr. Abhishek and he always misguided me and never posted my adjustment. Then In November-09 I personally visited Mr.Manoj in Agra Sanjay place credit card division and requested for account settlement. He processed my request and asked me to deposit 1400/- rs and I did. After some days when I called Manoj and I came to know that my a/c is settled in Rs 12000 and I can make the payment in two months.When I was about to make my payment in mid January then I was told that my time of adjustment expired and now I have to make the payment of Rs 37500/-.Sir, I called HDFC Head legal Swati Sinha many times but she refused to help me in any case,then I met personally in main credit card division in lucknow to Mr.Omkar Nath and he directed me to Swati Nigam looking for collection of the Up-circle. I met Swati 3 -4 times and once I almost cried in front of her but she also refused to help me and then your esteemed bank deducted Rs 12500/- from my another lucknow branch salary a/c. no.[protected] without intimating me and placed lean in a/c last month between 5-10 Feb.I again called Swati Nigam on phone thrice, I met Mr.Saurabh in Hdfc Pranay tower as he is looking Unitech wireless salary a/c`s but finally no body helped me and Swati said me to change my a/c in some other bank as we will charge full amount of Rs 37500/-.Sir, I have faced a lot and all I can say that there are some circumstance in which person does mistakes. I don`t need my money back which was deducted earlier but kindly arrange to settle my a/c within that deducted amount. This is my humble request to do me a favor and oblige.

Point to be noted: Never I received or got my card statement on my addres

Regards

Saurabh Pathak

Dear Sir,

My previous to previous company had opened a salary account with HDFC bank. After leaving the company, my salary account was opened with Axis Bank by the current employer. Due to this i was not using the HDFC account for 2 yrs of time. Now i had joined a new company which maintained the salaried account of all employees with HDFC bank & not to have the one more account of HDFC i had given my existing HDFC account number to my company for crediting my salary.

Now when i had checked my statement there is a debit balance of 827 three times (aggregate total of Rs 2481). The charges are towards not maintaining average quarterly balance in account. These charges are related to month Apr to Dec-09 which they had debited now (date- 06 March 2010) in my account. They haven’t informed me anything regarding the same & recovered their charges from my salary. I had also came to know that the salary account maintained was converted in saving account by bank without any information. This is really ridicules & cheating the existing customer.

I really want higher authority to take a streak action against bank for cheating the customers & causing inconvenience to customers.

Please help me in getting the justices.

For your reference my HDFC account number is [protected].

Regards
Rakesh Bagade

Name:M.Arun Raja
Product name: Cheque book from HDFC Bank
Address:
Suzlon rotor international ltd
viscose towers
Near residency hotel
Avinashi Road
Coimbatore

Dear sir,


I VINOD BANGER have worked with HDFC BANK Limited SECTOR 14 Gurgaon , after leaving the organisation I applied for my PF withdrwal though the said company two times ones in 10 nov 2009 AND again in 12 feb2010, they submitted my PF request under PF No. CV-09805 .
I got the contact numbers of times through PF HELPLINE NO [protected] and [protected] but nobody picks up the phone and once its picked nobody gives the correct information .


Please help I am running helter skelter for the same

Regards,

VINOD BANGER

dear ppl

my name is sukumaran dhanabal and policy number 10927917. i took unit link policy at 24 feb 2007. i have not paid renewal premium continuously two years, so i just wanted to surrender the policy. i went to coimbatore branch tamil nadu on march 5th and and gave request. they have accpeted the original policy document, and agreed for refund, but now they telling that the policy cant be cancelled, and they not ready to change comunication address also. i spoke to customer care in this regard, they are providing different information, and i recorded the conversation and sent to [protected]@hdfcinsurance.com, but there was no reply from them. so i request everyone please be careful before taking any UNIT LINK plans from any insurance companies.

additional taxes charges on 9th march by the HDFC bank which transaction code name - IBT on 9th March,2010

Respected Sir/Madam,
I need help from your side that’s why I am mailing you my problem, HDFC BANK representative is harassing me so much these days that I cannot explain you but giving you a brief. I am very much frustrated from this. Please help me in this matter as I know only RBI can save me from this torture.
My name is Arif Nasir Butt , Father – K.N BUTT, Residing In RANCHI- JHARKHAND and I want to inform you that I am a account holder in HDFC BANK from 10 years time. While 3-4 years back HDFC BANK has issued me a credit card number is- [protected].Myself is paying regularly to HDFC bank but 6 months back when I came to my hometown,
Till that time always call is coming from Kolkata and girls are abusing me, one time they even abuses my mother as my mother is a heart and BP patient. They are always harassing me even at morning time till night 9 o clock.
All numbers from which I am getting threatening calls are-
[protected]
[protected]
[protected]
[protected]
[protected]
I and my parents are very much harassed as they are regularly calling from these numbers in my mobile as well as my mother and father number. After some days One of HDFC BANK representative name is AMIT came to my place and offer me personal loan and asked me to pay 10,000, so my card blockage will be removed. [protected]- AMIT NUMBER
I am also in need of loan and thought that I can clear all outstanding bill of HDFC BANK directly from personal loan.
I tried to arrange money but cannot do that at earliest time so I paid 2500 RS first, but that guy Amit has not given me receipt of that.
Again after some days I paid 10,000 but to open my blockage of card. This time also I didn’t receive money receipt.
After payment of money Amit has not received my single call and other guys are always threatening me to pay money otherwise they say they will kidnap me and kill me, whenever I found alone in road.
Today RAKESH from HDFC BANK call me from number [protected], and abusing me with bad language and also threaten me to get all money back at any cost also challenge me not to go outside.
So, I need your help from your side, please try to get me out from this mental & physical pressure.
I will be very thankful to you .

ARIF NASIR BUTT

sir / madam,

the action has to be taken against this rikshawala auto no MH02 VA 1493. i boarded the rik from dindoshi hdfc bank upto gorai bridge . fortunately today on 10th march 10 their was no traffic jams at all on the route and neither i got stuck any where in traffic. as i was reaching towards my home i kept on following the meter , it was running extremely fast, each kilometer it was 4 to 5 rs more than the normal. i told the rikshawala to take what is the exact amount, but rather he argued , used slang language , was driving rashly and behave iddiotic .
would request the authority if so ever exists to catch hold of this person and penalised him for mis behave with the passenger. this people earn their livelyhood from us (passengers) how they can behave so inhuman and act shameless to us. they should be warned and seriously punished against such acts. its matter of money for both the party the driver and the passengers , money is earned with hard work and respect and not my humiliating others. this rikshawalas should be taught to respect the rozi -roti and given harsh and serious punishments . hope some immediate action is taken against such cheap people and the trust on the judiciary and legal system is alive within us.

I am holding HDFC bank salary account and I am actually not looking for any loan, but because of repetative remainders i ve tempted to go for 2 lakh loan and I thought of the amount can be used for downpayment to buy a house...

The process started, i was initially being told by them as very less documentation but again the same story, filled allmost 30 papers with more than 50 signatures..

Got various enquiry calls, got an sms giving the service ID no etc..
Then after 2 weeks no calls, no letter, not even an e mail...

One fine day got a letter as we verified your application and CIBIL reports, and hence we are unable to give the loan....

I 've shocked!!! got my CIBIL report...there I found some 7 thousand payement to CITY bank is pending and hence they rejected my application.

Problem here is..unless Ive called them, how do I know that there is some out standing dues pending from my end??

Later i ve came to know because I ve relocated from Delhi to Pune and hence CITY bank team not able to give an update...but e mail would never change ...dont know why they inform such things over e mail?????

Dear Sir,

I had a credit card of HDFC bank, Card No. [protected], Today i had received a call from Mr. Om pal Singh, From delhi. He told me that he is Police inspector in Lodhi Branch, New Delhi. I had also received a call from HDFC Advocate Mr. A.K. Rastogi. He told me that to pay Rs 26380 as my credit card due today itself other wise you will got arrested by Ahmedabad Police. And i am right now in Ahmedabad.

Sir, i had already cleared my due in 2007 of Rs. 12000. After that HDFC Bank never issued any Full and Final statement. HDFC bank did not gave me any receipt of my payment in 2007. I had got transferred in 2007 from Ahmedabad to Bangalore.

Today 09/03/2010, I had received a call From Mr. Om Pal Singh and Mr. A.K. Rastogi on behalf of HDFC Bank that I had never paid my Hdfc Credit Card due in 2007. They told me that you have to pay Rs. 26380 including of interest and advocate charge today (9/03/2010). They force me that if you will not make a payment before 1 pm 09/03/2010 then you are arrested by Police.

Sir, before 09/03/2010 they had never informed me about my any outstanding. Today when i make call in HDFC Bank and also visited in HDFC Bank, they are not ready to give me information about my due. HDFC Bank people told me that my date of birth is wrong. My original date of birth is 15/07/1982. they told me your providing wrong information, so we are not going to provide you any detail. My brother has paid Rs. 26380/- in HDFC Bank, Branch No. 721, Gorakhpur, Rcpt. No. 094, dt. 09/03/2010.

Dear Sir, please suggest me what to do? I am very afraid. I am feeling insecure.

Please help me to get back my money.

Thanks & Regards;
Mayank Dubey
[protected]
Ahmedabad

Dear sir,

I sorabh gupta worked with HDFC standardlife insurance co from fed2008 to dec2009 when i left the job in month of dec2009 i have marked some attendence of dec salary month on that basis i am expecting full&final amount from company side and i dont know what basis they asked 5days salary(Rs3248) from me i have mail the salary and hr deptt many times for full&final details but they are not replying any mail because of that full&final my PF is also pending from last three months.
please help me about this issue.

thanks®ards
sorabh gupta
mb no:-[protected]

My Name is SANDEEP SHARMA. I am working as a CSE in HDFC BANK LTD. Ambala Cantt, Haryana my emp code is CS32067. My joining date is 12th Jan 2010. I cannot received my salary 8th March 2010. Please send the fund to my SB Account no. [protected].

Sandeep Sharma
CS32067
MOBILE NO [protected]