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HDFC Bank Complaints & Reviews

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Updated: Dec 16, 2025
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S
Sanketk611
Oct 24, 2020
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I used my credit card to pay ₹12222 for Amazon shopping. I cancelled it and I got the refund message. When I check the credit card bill it still shows the amount due as ₹12222.
The refund was already returned to my credit card still they are not updating the bill.
HDFC credit card number ending with 0244.
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    sharanappagouda ayyanagoudra
    Oct 24, 2020
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    Address: HIMATHSIGKA Seide LTD KIADB AREA

    I'm trying to connect my customer service from 1 month yet they are responding to service number to answer, but they call daily twice regarding personal loan, as same they don't have answer my complat .
    So please consider my complat on HDFC credit card customer service.
    HDFC Bank customer support has been notified about the posted complaint.
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      Jeyabal Anthony
      Oct 24, 2020
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      Address: Goregaon (W)

      Please let me know what is this ‘MiRevenue Hold through Gefu’ because ₹500.23 has been put on hold. I want to know the reason of this charge.
      +1 photos
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        divyanshu gautam
        from Mumbai, Maharashtra
        Oct 24, 2020
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        Address: Delhi

        My name is divyanshu gautam.i have taken a personal loan for hdfc bank.my loan no is 56614254.I am not able to do loan at this time, because my financial condition is not good nor am I working now.But I will close the loan soon as soon as my condition is correct, but the collection agency is bothering me so much that I have been harassed.A girl harasses by calling and speaking every day.She does not call on the mobile number that I gave in my reference, she calls my relative and speaks to them also.He called my relative's phone number and then harasses them.pls stop all call & msg for my relatives.

        This is the number from which the call comes-
        [protected], [protected], [protected], [protected], e.t.c
        HDFC Bank customer support has been notified about the posted complaint.
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          S
          Saylee Neral
          from Ahmedabad, Gujarat
          Oct 23, 2020
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          I had paid the merchant (Metro Shoes Ltd) for an online order via Google pay on 1st August 2020. The transaction failed but amount of Rs.1605.50 got deducted from my account.I contacted the merchant and they mentioned that it was a transaction failure and they didn't receive the payment. They even shared the screenshot of their payment gateway. Then I contacted HDFC Bank customer service regarding the same explaining the issue along with the merchant's screenshot. But they haven't reversed my money yet.HBL=[protected]' Web - UPI - UPI - UPI Transaction Dispute
          HDFC Bank customer support has been notified about the posted complaint.
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            Roshan1985
            Oct 23, 2020
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            I had hdfc moneyback creditcard since long as there was no annual fees for life time.

            After that HDFC representative had suggested to upgrade creditcard to hdfc regalia creditcard and at that time he/she had committed that there will be no any annual charges for a life time.

            Now, last momth I have been charged for annual fees around rs. 2500. As hdfc representative have already committed that up gradation and than annual fees will not be charged though hdfc has charging annual fees in last month statement. This is really unbefitting and such false promises wont be acceptable. I also talked with my phone banker Mr. Parth Shukla but he also has denied because he dont get any response from management. Also, i have visited nearest branch and talked to creditcard customer care but till date no any solution has been given.

            I am a customer of hdfc since 2009 but till date no such incident has been faced. Kindly look into the matter and do the needful at the earliest.
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              mageshwaran92
              Oct 23, 2020
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              There is a service charge with description "ISAQMC" 250rs every quarter is detected from my account. I checked in google there it is mentioned like it is detected for maintenance charges DEMAT/ MUTUAL FUNDS. I initiate to close my Demat and mutual fund account 2 years. I not even brought a single share. Then why i have to pay maintenance charges. Total cheating.
              HDFC Bank customer support has been notified about the posted complaint.
              Please take necessary steps to stop detecting money without my consent
              I called your customer care executives, Picked by Sundar, Balamurugan, Littleflower. None of them is resolving my query they simply told like the will transfer to another department and the call got disconnected eventually. Pathetic service. I am still losing my amount for no reason. Please provide a proper justification.
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                Gauri0911
                Oct 23, 2020
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                It’s been over 120 days and i haven’t received 6000 cashback
                HDFC Bank customer support has been notified about the posted complaint.
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                  J
                  Jauharudheen
                  Oct 23, 2020
                  Jan 25, 2023
                  This thread was updated on Jan 25, 2023
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                  Resolved

                  Unblock my UPI

                  Hai this is Jauharudheen, I had blocked debit card and net banking and UPI transactions due to misuse of my savings account, as the problem sorted out I raised a request at bank to unblock net banking and UPI and for a new debit card. I got a new debit card and it is working and net banking is unblocked and able to transact. But am not able to send money via UPI transaction such as phone pe, Paytm, google pay, etc. Since my UPI is not unblocked...
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                  Gajendra Siva
                  from Coimbatore, Tamil Nadu
                  Oct 23, 2020
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                  Address: Coimbatore

                  Dear sir/maam,

                  In this current bill statement, the amount of 7925.48 (20/10/2020) rs has been charged..

                  So i want to know, what is this and why is it added in my current bill..

                  So please help me in this and send me clarification for further to associate with credit card services..

                  Attachment is attached for your reference..

                  Regards
                  Gajendra Prasath S
                  +2 photos
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                    S
                    Shree Vinothkumar
                    Oct 23, 2020
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                    One assist as took a renewal payment of rs. 2000/- from my account in 2016, which was cancelled by me within a week along with the membership. Suddenly after 4 years, in October 2020 in this pandemic situation, without giving prior notice they took 1000+2999+GST from my credit card. When I contacted the customer care, they are stating the membership was took in 2016 for 2 years.They didn't contacted me in 2018 about this, suddenly they used my credit card without my permission.It's almost a week now, no one is responded to my query. One assist used my card without my knowledge then how come they give protection.
                    When I contacted the HDFC Bank, they are informing, one assist can cancel and I can question only one assist. Asking me to file a complaint in -person to the Bank branch .From Bank side also I didn't get any help till now.
                    One Assist and Hdfc Bank cheated money from me in this Pandemic situation
                    HDFC Bank customer support has been notified about the posted complaint.
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                      A
                      Abhilash91
                      Oct 23, 2020
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                      Address: Kormangala BANGALORE 560034,9632947788

                      Hi my name is Abhilash which I'm holding my account in Hdfc bank Agra lake branch in Bangalore...in moritorum period they charged the ecs amount that I have asked but they have told it's common I have lost my job finally paid that amount also now this month simply they have charged 590rs Its my salary account..evry time this happens with this bank
                      HDFC Bank customer support has been notified about the posted complaint.
                      I have a letter from IDFC bank which they have given a proof but this Hdfc bank is not responding properly I have lost above 2000rs in moritorum period
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                        Niketa Rampally
                        from Powai, Maharashtra
                        Oct 22, 2020
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                        I have purchased my iphone 11 from Reliance Digital on 18th August 2020. I am entitled to receive a cashback of 5000 as per the offer. However I have not received it till date.
                        Please look into
                        HDFC Bank customer support has been notified about the posted complaint.
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                          Naga Raju Tholapu
                          Oct 22, 2020
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                          Resolved

                          I am a HDFC bank credit card holder . The bank has auto debited Rs. 1299/- from my credit card number ending with 4915 without my concern on date:22/10/2020. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of Rs.1299/-

                          OneAssist Relationship Number :2969355
                          Name :- Nagaraju Tholapu
                          Mobile No. :- [protected]
                          Credit Card Number Ending :- 4915
                          Aug 8, 2021
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern, the last four digits of the credit card number. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                          -Anay
                          HDFC Bank Customer Assistance
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                            akkshayjoshi
                            Oct 22, 2020
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                            Resolved

                            To whom so ever it may concern,

                            It is extremely disappointing that a process that should not take more than 24hrs to complete is still pending for more than and month and 6 follow up calls and endless promises to get the issue sorted withing the next 24 hours.

                            Here is a cronology of my calls on ur helpline no. [protected]

                            1st call - 25th September 2020, spoke with sharukh and put in a request to update my vehical no. and my cell no... I was told the same would be done in 48hours.

                            2nd call - 9th October 2020, spoke with Riyaz and was informed that the vehical no. Has been updated but cell no. Is still pending due to some technical error and that it would b updated In the next 48 hours.

                            3rd call -- 16th october 2020, spoke to a lady and was told that it's still.not been updated and she would put in a request to expedite the same.

                            4th call -- 19tth October 2020, spoke with riyaz, same response as above and processing time line promised was 24hrs.

                            5th call -- 20th October 2020, spoke to Manasi, same response as above.

                            6th call -- 21st October 2020, spoke to Kaushalya, same response as above.

                            7th call -- 22nd October 2020, spoke to sharukh, same response as above... I asked to speak to the manager to try and understand what the exact concern was... Was out on hold for long and was later told no one is available to speak with. And was give this email id to write down my concerns.

                            The cell no. Registered on my account is incorrect... The no. Initially given was[protected]... Instead the one that is registered is[protected]. ...[protected]does not belong to me or anyone I know... Hence I have been constantly requesting for the same to be changed to [protected].

                            I got this fastag on January and since then I have been trying to get the no. Changed first by following up with the delaler ( modi hyundai, thane) for months and then directly with hdfc for almost a month.

                            It's extremely disappointing that such a simple task should take such a long time for such a prestigious organization to sort.

                            I request you to give this utmost priority and sort my problem immediately.

                            Thanks,
                            Akkshay Joshi.
                            Aug 12, 2021
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Oct 22, 2020
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                            -Anay
                            HDFC Bank Customer Assistance
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                              S
                              Siyamali Sankar
                              Oct 22, 2020
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                              I’m a customer of Hdfc bank for 13 years and I’ve been holding a Salary account initially and now a Savings account.

                              I’d received a phone call from one of HDFC staff on 15/10 offering an auto approved HDFC Credit Card. When I replied I wasn’t interested, the staff said the card has already been approved, if I don't need she will close it . Thereafter, she said she will send me a link and asked me to click Submit in the form .
                              As I’m not familiar with Credit Cards, I completely trusted your staff’s words and submitted the form . When I opened the link it was a form for credit card online request. When I enquired about that she said she will be able to close the card only if i submit the form. Since I never used credit card in my lifetime, I completely believed her words and submitted the form.
                              Thereafter, she called me to inform that reference number was received at her end and she would be able to close the card. She Promised me as well.
                              But on 16/Oct I got a credit card in mail box and today I got an OTP to generate pin for the credit card. Also got a message stating my credit card is shipped via bluedart. At that point of time only, I realised that to make me get the credit card HDFC bank Staff played a cheap game
                              Immediately, I tried reaching the customer care and with hdfc reaching a customer care executive is climbing a mountain and with so much of pain I was connected to an executive and she said that was a different department.
                              I told her I was not able to reach the credit card department and asked her to connect and she said she cannot and disconnected the call at once.
                              I strongly believed that my ignorance on credit cards has been misused by HDFC bank staff.
                              I'm deeply disappointed with this activity of hdfc executives.I just can’t believe that how come renowned banks like HDFC cheating customers to apply for credit cards.
                              I raised 3 complaints with HDFC since Saturday (17/Oct) regarding this issue. I haven't received any response so far. I did not pick up the courier person call and I want the card to be returned to the bank. I want Hdfc bank to close the card without any additional charges
                              I would strongly advise hdfc bank team to teach their executives to behave well with customers, respect the customer’s phone calls and most importantly refrain cheating customers to meet their target.

                              Of late, I’ve been facing so many issues with HDFC. This is because I was a salaried customer before and now am not. So much of deductions every month for not maintaining the balance. HDFC wants their customers to maintain a minimal balance of 10k.This is not the case with other banks. Also their customer care numbers are not reachable.
                              To be honest, I would say, this is one of the very worst customer service that I have seen ever.
                              Complaint details:
                              HBL=[protected]
                              HBL=[protected]
                              HBL=[protected]
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Oct 22, 2020
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              Due to the prescribed protocols to curb the spread of COVID19, we are operating with limited staff. This will result in a delay in our response to your email. Our Customer Service Executives will respond within a maximum of 12 to 14 working days.

                              -Zubin
                              HDFC Bank Customer Assistance
                              Oct 24, 2020
                              Updated by Siyamali Sankar
                              By the time your executives respond you people will misuse my card and do all fradulant work. Without my permission everything had been enabled on this card. I keep on getting messages like card activated, autopay option enabled. You people give card on your own wish without customers interest and you yourself enable everything and charge for it and I have to pay for it. I want the card to be closed ASAP else I have to move on to next level of escalation. I know you people are least bothered about anything and you will continue your cheating work.
                              Oct 31, 2020
                              Updated by Siyamali Sankar
                              It's already 14 days since i raised this complaint. Not even a single response for this. I have never seen a worst bank like this ever before. Cheating customers and when customers raise complaint you people are least bothered about that.
                              Nov 05, 2020
                              Updated by Siyamali Sankar
                              I don't understand like what you people think about your customers. I am trying to close this issue at the earliest, but you people are trying to drag this. You people are giving me so much of depression and you have to give me an answer for this.For the past 2 days(02-Nov & 03-Nov) the same girl is calling back and giving us mental torture and she is asking me to say I have applied for the card to her higher officials.
                              I have clearly mentioned only after receiving the card I understand that whatever link she asked me to click and submit was an online application for credit card.She promised me to close the auto approved credit card and she asked me to do that. She has played all this game and she is asking me to say I have applied for credit card.
                              OMG I never ever expected this from you team.
                              To be safe I have hotlisted the card on 30-Oct through net banking and I have marked ' To be reissued field as NO' and another shocking thing happened on 01-Nov. I got 2 messages stating your insta credit card sent via email. 1 message with the same credit card number and the other message with a new one. And now am able to see a new active credit card linked to my account.
                              You people will keep on adding credit cards to my account without my permission and knowledge and I have to take all pain in raising complaints, following it up for which you are least bothered and you will never respond. This is giving me and my family so much of depression and you have to pay for this.
                              I want all the credit cards linked to my accounts to be closed in next 24 hours with proper acknowledgement to my complaint mail. Also i should not receive any calls from that girl again asking me to talk whatever she says.
                              I haven't got any response so far on this
                              Siyamali Sankar's [Complaint's author] reply, Oct 27, 2020
                              When will I get this issue resolved? It's been 10 days since I raised a complaint to customer care and no response from anyone.
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                                Rasikh Mohammed
                                Oct 22, 2020
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                                Address: 73/15 Topsia road

                                Last month i did a purchase of 10k from my credit card ..bank without informing me convert that amount into emi with 20% interest.
                                why this so..i did ask bank to convert the amount into emi.
                                please check and rectify my credit card statement.
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  shivani_chauhan1998
                                  Oct 22, 2020
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                                  Resolved

                                  Hi,

                                  My name is Shivani Chauhan and I have been getting harassing calls from HDFC from last 4 months. Credit Card collection department agent named Ashish sent his goon 4 times at my place during lockdown. I have paid 24, 000 Rs. despite being jobless. And now he is calling me everday and threatening me of dire consequenses. I got job on September 24. I have a family to look after but there calls are not stopping. One more agent Rati is threatening me that your 24, 000 Rs. payment will be null and void. Mental torture and Harassment is not stopping from there side. I am very disturbed.

                                  Please help. Else I have to go to the police.

                                  I have been getting threatening calls from [protected]
                                  +1 photos
                                  Aug 5, 2021
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Oct 22, 2020
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavour to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the caller details and the last four digits of your credit card along with your complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    DevrajDesai
                                    Oct 22, 2020
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                                    Hello,
                                    I hold a salary account with HDFC BANK and today I found that the bank has put a hold on Rs 567.32 as MIREVENUE HOLD THROUGH GEFU.
                                    Also, I was not informed about it and the money has been put on hold.
                                    Please assist me in removing the hold and get back the money from the bank.
                                    Thanks
                                    DEVRAJ SURENDRABHAI DESAI
                                    [protected]@gmail.com
                                    +1 photos
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Oct 22, 2020
                                    Updated by DevrajDesai
                                    Adding to my complaint, the amount put on hold is showing the date 03 October 2020 whereas I have received salary and made transactions around 5th to 10th October and after that they have held my money. My EMI was on 5th and was paid by me directly and there was no reason to hold my money
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                                      Sm222387
                                      Oct 21, 2020
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                                      Dear sir,

                                      My Reference no : 20J[protected]WI for Credit card application. I want to know why i am getting email as :- "While reviewing your application we observe that we had received your credit card application earlier and the same is under process " with a Note as :- "Note that all credit card benefits/facilities including third party products as opted by you in the application will not be processed due to non-approval of your credit card application".
                                      I have Credit score of 788 as Excellent. I have my saving account also in HDFC. I have never delayed my payment of EMI whether it may be of Credit card or housing loans and others.
                                      After having so good records, i am not getting my Credit card in HDFC Bank and i am getting emails as mentioned above.

                                      I have opened my saving bank account in HDFC to invest in FD and mutual funds of Min amount as 1750000 but i am getting such negative emails.

                                      Please do the Needful as soon as possible and help to avail me with Credit card of HDFC on urgent basis or provide me the details or reasons for not issuing me my HDFC credit card. I have several plans to invest and trade with HDFC Bank but such responses upsets me alot.
                                      HDFC Bank customer support has been notified about the posted complaint.
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