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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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HDFC Bank reviews & complaints page 482

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A
akhil akhilesh
from Bengaluru, Karnataka
Jan 31, 2020
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Hi,

I have sent mail to [protected]@hdfc.com (This mail id i got from customer care executive)

Mail sent on jan 13th, 2020.
Sent reminder on jan 18th, 2020.
Sent one more reminder on jan 21st, 2020.

Mail subject: regarding loan payment issue - after receiving amount to loan account, hdfc triggered payment again caused huge fine from axis bank

Mail body:
=
My loan account: xxxxxxxx (This is my personal loan)

Amount will get auto debit on 4th of every month from axis bank account.
On dec 4th there are no funds in the account, so payment is not done.

I got message from hdfc on 7th dec 2019 with the payment link to pay the amount rs. 13835, then i have paid amount on 7th dec 2019 through the payment link sent by your bank, hdfc loan account received amount on 8th dec 2019.

My question is:
Hdfc received payment on 8th dec 2019. But again hdfc triggered auto debit from axis bank on 9th dec 2019 for rs.13835

Already you have received the payment, why it got triggered? There are no funds, due to this axis bank charged fine for me.
I am not rich person like hdfc bank, i can pay only 13835 once in a month not twice, i have already paid so my account balance is zero in axis bank.

This is not fare from hdfc bank, i went to hdfc branch those people told we are not responsible, you need to send mail for this, so i am sending mail.
I am having salary account in this bank with 1 lakh salary every month, and check my credit card usages and on-time payments, for sure i will delete the account from your bank if your not accepting your system fault.

Why you sent payment link to pay and after receiving why you triggered auto debt. You should do either of one, send payment link and stop auto debt (Or) don't send payment link to pay and do auto-debt again. I am not rich like you to have amount to pay twice in month.
I have attached all screenshots.
=

Hdfc is the bank they don't even give proper reasons if we ask something, they don't even reply to customers, and bank employees don't even have interest to resolve issues.
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jan 31, 2020
HDFC Bank Customer Care's response
Dear Customer,

Thanks for connecting with us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to submit the details. Please mention reference number TT[protected] for us to promptly respond to you via e-mail. Once you recieve the auto-generated acknowledgment, please forward the screenshot of the transaction or SMS., registered mobile number.

-Nadia
HDFC Bank Customer Assistance
Feb 06, 2020
Updated by akhil akhilesh
HBL=[protected] this is the reference ID for the complaint

HBL=[protected] this is the reference ID for the complaint
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    P
    Prakash Paiya
    from Mumbai, Maharashtra
    Jan 30, 2020
    Resolved
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    Resolved

    Dear Team,

    The overlimit Rs.500 has been deducted on Oct 17th and Finance charge Rs.589.95 has been deducted on Nov 16th. Then Rs.500 overlimit fee leived on Dec 17th. Totally Rs.1589 charged on card ending with 4375. Please reverse the charges of Rs.1589 ASAP to my credit card. I have been asking EMI payment to whole amount but they are not providing anything to my account, simply taking the amount. This is not good support from thier end. I need Reversal of requested amount, I will preclose full amount within Jan 13th. So requesting you arrange for refund the full amount please.

    Again Jan 8th Rs.800 charged for overlimit fee.

    NOTE: .Totally Rs. 2389 need to be reversed and after that i will do preclose full amount. Otherwise Im not able to pay fine amount. The support is needed from your end.

    They agreed to refund it, I have mail confirmation too. But still they ignoring my mail.

    CARD NO : [protected]

    I hope it will be solved from your end.
    Mar 2, 2020
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jan 31, 2020
    HDFC Bank Customer Care's response
    Dear Customer,

    Basis your post, we have taken a detailed review of your card account and we again wish to inform you that in the event of non receipt of payment, delayed payment or payment less than the total minimum amount due the applicable late payment charges/finance charges would be levied to the card account. You will appreciate that the bank charges levied is legitimate and in accordance with the Schedule of Charges shared along with the Most Important Terms & Conditions as well as on the reverse of the credit card statement. We observe from our records that your card usage has exceeded the credit limit assigned to your card account and hence overlimit fee has been levied. To explain it further, when the total outstanding on your card account (including the balance principle loan amount if any) exceeds your assigned credit limit, an overlimit fee of 2.5% of the overlimit amount subject to a minimum of Rs. 500.00 plus GST as applicable would get levied. Please visit https://cutt.ly/PrY9VRg for further clarifications.

    -Nadia
    HDFC Bank Customer Assistance
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      S
      Sange Dorjee
      Jan 30, 2020
      Resolved
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      Resolved

      Address: 781028

      I got a call from an hdfc female call executive, regarding health insurance against my credit card from the following number - [protected] time - 11.52 am today 30th jan 2020 and was told i had to pay a monthly fee. On clarifying i had taken no such service and didn't request for any, the female call executive became extremely rude and inappropriate.
      I would like to state clearly that any amount deducted for unauthorised services from my end and uncalled behaviour of this sort will be reported to the rbi and legal action taken from my end.
      Mar 4, 2020
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 30, 2020
      HDFC Bank Customer Care's response
      Dear Customer,

      We can look into that. Please click on https://bit.ly/2Lzhyn3 to submit the required details, complete concern along with the caller details and your contact number on which the call was received. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

      -Manoj
      HDFC Bank Customer Assistance
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        S
        Saurav Jayakumar
        Jan 30, 2020
        Resolved
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        Resolved

        Address: 560037
        Website: v1.hdfcbank.com/htdocs/common/fastag/index.html

        I had applied for hdfc fastag on 14th of jan, 2020 for which i received my wallet details by 20th jan, 2020. But after that, there has been no communication about the delivery of the card. I have complained numerous times through the hdfc fastag customer care helpline to no effect. I want the card to be dispatched as soon as possible and the tracking details to be shared with me. Please find my application id below:

        Hfr01370722
        Mar 4, 2020
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Jan 30, 2020
        HDFC Bank Customer Care's response
        Dear Customer,

        We like to confirm your application is received & is under process you will be receiving the Tag within 15 working days for wallet ID creation

        The delay is due to exceptional surge in applications received from customers. We are arranging for processing on priority and you will receive dispatch details via SMS once the tag is dispatched.

        For any further assistance you may write to us @ escalations.[protected]@1pay.in or call customer care @[protected].

        -Nadia
        HDFC Bank Customer Assistance
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          Nabin Kumar Balmiki
          Jan 30, 2020
          Resolved
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          Resolved

          Address: Dwarka mor, 110059

          Hello my name is nabin kumar balmiki and my account number is [protected]
          Ifsc is hdfc0003756.

          Why my money is on hold 1150 rs.
          Please let me know why.
          And help me out to get my money.
          Mar 14, 2020
          Complaint marked as Resolved 
          Verified Support
          Jan 31, 2020
          HDFC Bank Customer Care's response
          Dear Customer,

          We request you to refer your account statement for the details of the ACH transaction returned in your account due to insufficient funds. Hence the ACH return charges are due for recovery. Please maintain sufficient funds in your account in order to recover the pending charges and regularise the account.

          -Zubin
          HDFC Bank Customer Assistance
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            P
            Pradhe13
            Jan 30, 2020
            Resolved
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            Resolved

            Address: 600100

            I wish to close my hdfc bank — fastag and get refund. I raised a complaint here and they asked me to contact fastag. [protected]@insolutionsglobal.com but there is no response. Customer care number is also not working.

            I am fedup with hdfc the fastag process and service is so poor a leading bank.

            I am trying to call the toll free number provided fastag applications since last two days but no one is answering or the number is continuously busy. It is very horrible service from hdfc. How can they have a number which is not working as the customer service number. Worst experience.

            Please close my hdfc fastag account and provide refund. I lost my patience.
            Mar 14, 2020
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Jan 30, 2020
            HDFC Bank Customer Care's response
            Dear Customer,

            Please email at fastag.[protected]@insolutionsglobal.com for better assistance.

            -Anay
            HDFC Bank Customer Assistance
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              S
              Sehul1322
              Jan 29, 2020
              Resolved
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              Resolved

              I had just opened my hdfc salary account and till date i didn't done any transaction than also my balance is rs. -17.70. On the name of mirevenue hold through gefu.
              Mar 12, 2020
              Complaint marked as Resolved 
              Verified Support
              Jan 31, 2020
              HDFC Bank Customer Care's response
              Dear Customer,

              We would like to inform you that there is an outstanding charge [AMB, Insta alert etc...] on your account to be recovered.

              Hence we request you to maintain a sufficient balance in your savings account or transfer the same so that the charges can be recovered.

              For further assistance on your outstanding charges, we request you to visit your account branch.

              https://cutt.ly/MrYM2kx

              -Nadia
              HDFC Bank Customer Assistance
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                S
                Siyariya
                Jan 29, 2020
                Resolved
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                Resolved

                Address: Credit cards office chandigarh fraud name Ranjeet kaur, Sri Muktsar Sahib, Punjab, 151210

                Dear team,

                Hello sir, i have been using hdfc bank credit card of vijay kumar for 5 year using card no [protected] my attached mobile no [protected]. I taken insta loan of amount 2lakh 25 thousand after that regular calls from h. D. F. C and i called back on 16 jan 2020 to custmer care then i talked with respected ranjeet kaur then she given some guidance about jumbo loan she said if i closed my insta loan then no charges and g. S. T for the same. So according to the statements emi is 6209 and she told me 5115 rs. She spoke lie for sale and she is apologizes for that but not given a positive response. It would be good i[censored] take this matter serusly and asure me for the future that same things will never happen. So now the extra bill is 6750+ 2395=9145. I am not deposit this amount. I am already bad time of my life. Pls urgent base help me. Ranjit kaur has totlly fraud with me, i want a solution quickly because ranjit kaur has called me from another mobile number [protected]. Whomever he agrees to himself that he has made a mistake. Pls action my mail urgent base. I want to solution quickly regarding refund nd resolve my problem. I am already send mail grievance cell department nd cusumer court. Grievance cell complaint i'd[protected], and i am already discuss high court advocate nd cusumer court regarding my problem.

                Regards
                Vijay kumar
                [protected]
                Mar 2, 2020
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Jan 30, 2020
                HDFC Bank Customer Care's response
                Dear Customer,

                We have reviewed your comments expressed and confirm having responded to your e-mail id on January 29, 2020. The reference number for this interaction is[protected].

                -Nadia
                HDFC Bank Customer Assistance
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                  A
                  Jan 29, 2020
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                  Hello there

                  I have received an sms today from hdfc bank that rs-1899/- deducted from my credit card to one assist membership fee. This transaction happened without prior notice, neither by phone call, sms or email communication. When checked, i also found that, this see that, this unsolicited transaction happened on 24th jan, 2020 and i received information by sms on 29th jan, 2020. Only one sms, no mail, no other kind of communication. It seems to me that this is just to cover up this dubious transaction. I feel, charging of my credit card and use of my card by the company this way is really a criminal offence.

                  I want my money back. Else i have to take necessary action both against this company as well as hdfc bank for allowing such things year after year.

                  Please deactivate and refund my money asap

                  Name: amitava das

                  One assist membership i'd : «field29».

                  Hdfc credit card no. Xx4704

                  Mobile no: [protected]

                  Email : [protected]@gmail.com
                  HDFC Bank customer support has been notified about the posted complaint.
                  Jan 29, 2020
                  Updated by [email protected]
                  Hello there

                  I have received an SMS today from hdfc bank that rs-1899/- deducted from my credit card to one assist membership fee.This transaction happened without prior notice, neither by phone call, SMS or email communication. When checked, I also found that, this see that, this unsolicited transaction happened on 24th Jan, 2020 and I received information by SMS on 29th Jan, 2020. Only one SMS, no mail, no other kind of communication. It seems to me that this is just to cover up this dubious transaction. I feel, charging of my credit card and use of my card by the company this way is really a criminal offence.

                  I want my money back. Else I have to take necessary action both against this company as well as HDFC Bank for allowing such things year after year.

                  Please deactivate and refund my money asap.

                  Name: AMITAVA DAS

                  One assist Relationship No. 165893

                  Hdfc credit card no. Xx4704

                  Mobile no: [protected]

                  Email : [protected]@gmail.com
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                    V
                    vineethv002
                    Jan 29, 2020
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                    I am a hdfc bank credit card holder for the past couple of years. The bank has auto debited rs. 1899/- from my credit card number ending with 8197 without my concern on date:18/01/2020. Amount was debited without informing me. I am not interested about this service and don't want this membership.

                    Please cancel the membership and refund this debited amount of rs.1899 as soon as possible.

                    Oneassist membership id : 3619491
                    Name :- vineeth v
                    Mobile no. :- [protected]
                    Credit card number ending :- 8197
                    HDFC Bank customer support has been notified about the posted complaint.
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                      D
                      deepugpkd
                      Jan 29, 2020
                      Resolved
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                      Resolved

                      Address: Yaswanthpur, Bengaluru - 560022, Bangalore, Karnataka

                      Dear ma'am/sir

                      I am pradeep gopalan,

                      I had applied for a credit card though hdfc bank, meanwhile you had send it to me also through blue dart courier, the awb no. [protected] date - 14/11/2019. My card ending with 9698. It has not been delivered to me, my card returned to chennai office, awb no. [protected] date - 26/11/2019. Please send my hdfc card below address.

                      My office address
                      Krones india pvt. Ltd.
                      Prasad enclave, 118/119, 3rd floor,
                      5th main, industrial suburb 2nd stage,
                      Yaswanthpur, bengaluru - 560022, india.

                      Best regards
                      Pradeep gopalan
                      Senior site engineer - mechanic

                      Krones india private limited,
                      Prasad enclave, 118/119, 3rd floor
                      5th main street, industrial suburb 2nd stage
                      Yeshwanthpur, bangalore-560022 (India)

                      Mobile : +91 [protected], [protected]
                      E-mail : pradeep. [protected]@krones.in, [protected]@gmail.com
                      Internet: www.krones.com
                      Mar 5, 2020
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jan 31, 2020
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We have reviewed your comments expressed and you may look forward to receiving a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected]

                      Nadia
                      HDFC Bank Customer Assistance
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                        A
                        AshishNashik
                        Jan 29, 2020
                        Resolved
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                        Resolved

                        Address: Nashik, Maharashtra, 422010

                        I had purchase my realme 5 pro from realme.com through hdfc bank debit card. Its now 105 days. Cash back is expected to receive after 90 days immediately. Why we need to do complaint or search customer care in the days of digitization, automation???

                        I hereby requesting to hdfc bank to contact me immediately.

                        My mobile number - [protected]
                        Email id - [protected]@gmail.com
                        Feb 29, 2020
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jan 29, 2020
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

                        -Anay
                        HDFC Bank Customer Assistance
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                          S
                          Spoty
                          Jan 29, 2020
                          Resolved
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                          Resolved

                          Address: 411019

                          I am traveling by khed shivapur toll plaza, satara, maharashtra at 25th january 2020 @ 6.00 o' clock and retruning 26th january 2020 @ 3.00 o'clock, my fastag having balance of rs.1500+ bt they said your fastag blacklisted... The toll employee charges 95/- per side.. I called on toll free no.1033 bt they didn't response to me.. My car no. Mh14hq7022
                          Mar 1, 2020
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jan 29, 2020
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          Please email at fastag.[protected]@insolutionsglobal.com for better assistance.

                          -Anay
                          HDFC Bank Customer Assistance
                          I raised a complaint here and they asked me to contact fastag.[protected]@insolutionsglobal.com but Mail could not be sent.
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                            A
                            Abhay Vora
                            Jan 29, 2020
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                            Hello sir/madam,

                            I am abhay nalinbhai vora. I was employee of hdfc bank. My employee code : a34684. I was resign on 15 dec, 2018 and the resignation was accepted which screenshot i attach in the mail but till i didn't get the relieving letter it passed almost above 1 year so i request you to please release my reliving latter today itself because i have to give the latter to other company so please release the latter today. I sent the mail yesterday also but till i didn't revert back from your side so i mail it again. It's urgent please try to understand it is my career priority. I send the mail twice to hr but no one is responding i also attach the acceptance letter screenshot please resolve as soon as possible
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 29, 2020
                            HDFC Bank Customer Care's response
                            Hi Customer,

                            please share your employee code, supervisor's name, office location & contact on exit.[protected]@HDFCBank.com. We'll get back!

                            -Anay
                            HDFC Bank Customer Assistance
                            Jan 30, 2020
                            Updated by Abhay Vora
                            Employee code : A34684 (Abhay Vora)
                            Superviser :Devendrasingh vaghela
                            office location : chaprajpur branch jetpur.
                            Contact No Branch manager : [protected] (Amitbhai patel)
                            Feb 05, 2020
                            Updated by Abhay Vora
                            Hello any update on this i am irritate now noone reply me on the hr department i send 3-4 mails but no single reply on that and now in this also no reply so what can i do please help me out on this critical situation.
                            Employee code : A34684 (Abhay Vora)
                            Superviser :Devendrasingh vaghela
                            office location : chaprajpur branch jetpur.
                            Contact No Branch manager : [protected] (Amitbhai patel)
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                              M
                              Mukesh Handuja
                              Jan 29, 2020
                              Resolved
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                              Resolved

                              Address: बरवाला जिला हिसार, Hisar, Haryana, 125121

                              मेरे कस्टमर आईडी 62451955 में बैंक कर्मचारीयो ने अपने पद का दुरुपयोग करके मेरे नाम के बाद गोपाल लगा दिया है जोकि मेरे आधार कार्ड में ऐसा कौई नाम नही है बैंक में जाने के बाद बैंक कर्मचारी ने इस बात को स्वीकारने को तैयार ही नही व साथ में अभद्र भाषा का प्रयोग किया गया है बैंक कर्मचारीयो की लापरवाही से हमे कठिनाई हो रही है कृप्या करके इसे शीघ्र दूरूस्त करवाया जाए।
                              Mar 14, 2020
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Jan 31, 2020
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We understand that Mr. Himanshu Kumar has contacted you with regard to your query. For further assistance, you may contact Mr. Himanshu Kumar on [protected].

                              -Nadia
                              HDFC Bank Customer Assistance
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                                K
                                kunner
                                Jan 29, 2020
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                                I am hdfc credit card holder i want to cancel one assist service on my card they started it without informing me on my card ending with 0450 kindly please stop it i am not intersted in it stop it now and never start it in fiture again
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                                  A
                                  Ashika Sinha
                                  Jan 29, 2020
                                  Resolved
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                                  Resolved

                                  There is a negative balance showing in my account. I have been charged 222 to my account. Details of the 222 is not showing in my bank statement. I need to know why is this been charged to my account and please clear this negative balance. No transaction details are showing for this amount.

                                  Date of incident : 29th jan.
                                  Hdfc account details :

                                  Account number : [protected]
                                  Mar 3, 2020
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Jan 29, 2020
                                  Updated by Ashika Sinha
                                  There is a negative balance showing in my account. I have been charged 222 to my account. Details of the 222 is not showing in my bank statement. I need to know why is this been charged to my account and please clear this negative balance. No transaction details are showing for this amount.

                                  Date of Incident : 29th Jan.
                                  Verified Support
                                  Jan 30, 2020
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We would like to inform you that when you use your HDFC Bank Debit Card at other Bank ATMs within/outside India or at a merchant outlet outside India, and the transaction gets declined due to insufficient funds, the charges of Rs. 25 per transaction (plus GST) are levied. As per our records, such declined transactions were attempted for which these charges were levied to you. For further assistance, you may click on https://bit.ly/2Lzhyn3 to submit the details. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

                                  -Nadia
                                  HDFC Bank Customer Assistance
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                                    J
                                    Jeby Jose
                                    Jan 28, 2020
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                                    Address: 560093

                                    I have paid 1000 rupees to my wallet and when I try first time at toll plaza it shows black listed .I tried to call HDFC bank more that 24 times in different days time I never got a single response form this customer care number[protected] ... I just got fooled ...I lost all the reputation with HDFC bank as my fingers burned very badly .
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      Ranjan11
                                      from Ernakulam, Kerala
                                      Jan 28, 2020
                                      Resolved
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                                      Resolved

                                      Address: Pune, Maharashtra, 411057

                                      Hi team,

                                      I am using hdfc bank regalia credit card from last 2.3 years.
                                      When i took this card it was a life time free credit card but this year they imposed an annual charge of rs. 1000.
                                      I mailed them but they are saying, it's mandatory from second year, but i never get any mail nor call regarding this.

                                      I request to take serious steps against them so that they should not harass customers.

                                      Thanks,
                                      Ranjan
                                      Mar 3, 2020
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Jan 29, 2020
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      Thanks for connecting with us. We are happy to help. Click on https://bit.ly/2Lzhyn3 to submit the complete concern along with the necessary details for further assistance. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

                                      Manoj
                                      HDFC Bank Customer Assistance
                                      dear, i read your brief ok, be cautious.👍🕉️🙏📖
                                      dear, i read your brief ok, be cautious.👍🕉️🙏📖
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                                        India2020
                                        Jan 28, 2020
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                                        Address: Harraiya branch dist basti up, Basti, Uttar Pradesh

                                        Branch harraiya dist bati up
                                        Not have enough employee and previous maneger all thing solve and talk friendly but this time maneger not good always talk atitude...
                                        Last 3 week staff not coprate withrowl and diposit money problem.
                                        Tommrow i am going to branch for close acount ...
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