HDFC Bank Complaints & Reviews

Hi, i have salary account in hdfc
A/c no-[protected]
Customer id[protected]
1 year back when i was working at that time. After that i changed company & they provided other bank account. Recently i checked my hdfc salary accounts. But my hdfc exsisted old salary account showing -4256 balance.
The bank converts my salary account converted into savings account & charged monthly.. Now its -4256 negative balance. Without my permission how can the bank convert my salary account into savings account? Even they are not intimated verbally... According to rbi guidelines on savings account banks not charge even its negative balance.
I approach branch, but they behaved rudly & refuse to close account.
Plz jutstice to me. -4256 is huge amount to me. What is the solution?
What is the action will take against this bank.

Hbl=[protected]' urgent action:closure of accounts

Looted by hdfc bank

For your information i want to illustrate that the total deductions is 20000₹ out of which 10200₹ had been reversed and rest amount of 9800₹ is still pending which is been deducted from my account.

When i deposit the amount in my both accounts you can check in the statement there were no charges or any minus outstanding amount as per commitment of mr. Rehan i started depositing the amount in both accounts nre & nro and than after couple of days my balance started deducting so i was not liable for any deductions as the balance was not in minus as per records.
In the end kindly reverse the remaining amount of 9800₹ asap so that i will continue my banking with you else close my accounts asap because i'm a nri and l'm travelling on 30 august 2019 i do not want any further headache with this bank.
Nothing you people are assuring same email i'm receiving from couple of months by the branch manager but the actual root cause is the branch and because of them i suffer the loss of 9800 ₹ they did not inform me and just make the accounts balance 0.00 from minus and told me now you can maintain and no further reductions will be there the previous ones we have already removed and than when i deposited the amount of 220000 as per there communication with me after couple of days my balance was reduced and the previous charges which they have make 0.00 from the internal system of branch was deducted total of 20000₹ was deducted which i complaint the same to branch they reversed 10200₹ but still the remaining dues are pending for which they are giving excuses if non maintenance.

My question to them is when 220000₹ was deposited in my accounts whats was the balance showing at the day of deposit.

Secondly by what means they have remove the minus balance from my accounts and make it 0.00 and why they communicate to me that now on wards no further deductions will take place...???

I have already paid the three months or four months pending emi and still i get a legal notice from advocate amit kumar. Its four year loan payment period, and i have been paYING THE EMIS, EVEN THOUGH THERE WAS A DELAY FROM MY END. jUST BECAUSE I DID NOT PAY THE EMI FOR A FEW MONTHS DOES NOT MEAN THAT I WONT PAY FOR THE EMI. OBVIOUSLY. I WILL PAY TO THE EMI FROM MY END. EVEN THOUGH THE EMI WAS PAID, WHY AM I RECEIVING THE LEGAL NOTICE TO PAY THE ENTIRE AMOUNT OF THE LOAN. THEN WHY SHOULD HDFC ASK CUSTOMERS THE TIME PERIOD FOR PAYING THE LOAN, WHEN THEY CAN SEND A NOTICE AND COLLECT IT BEFORE THE 4 YEAR PERIOD. tHIS DOES NOT MAKE SENSE AT ALL.
THE LAWYER SHOULD CHECK WITH THE BANK BEFORE SENDING NOTICES TO CUSTOMERS

This is further to my recent interactions (Via email) with the hdfc executives from the customer care team, i have mentioned the details as below.

Recently i have applied for an instant loan through hdfc website, as i don’t have an savings account with hdfc, hence i have send an email to the customer care and have requested them to process the loan through neft as i am not residing / working in the address which is been updated in the records, but i haven’t received any proper response for the same and later, i have got an acknowledgement for the same as well, and later i have received an sms which confirms the processing of the loan. I did not got any call from the executive on the same all i m getting is an automated email.

Please have this sorted out, all i am requesting is to process the loan through neft if not please cancel the same asap.

At last i have send an email to nodal officer also (Mr. Sundar krishnamoorthy) email id : [protected]@hdfcbank.com, today at 9.26 am explaining everything, however no response from him also, so i am helpless and have to write here.

I hope i made myself clear sit on the same.

With best regards

Rasheeth babu

My account was inactive from more than 36 months but unfortunately, my itr was deposited into that by the income tax department, don't know why. If my account is inactive from the last 36 months then it should be deactivated automatically and it should not allow the transaction from the income tax department. Now i unable to use my returned amount, i have to fill an exam. I planned for it. Really bad service from hdfc.

From my last 2-3 experiences with hdfc, i strongly suggest that you never go with any kind of service with hdfc bank. It's really not a good bank, even the staff does not know how to talk with customers.

Please resolve my problem with hdfc.

It was my salary account but then i left the company and it got converted to savings account, there were charges getting deducted for non maintenance of minimum balance in account. But in january 2019 i joined another company and shared the account details of my previous account of hdfc and shared a letter and mail also from my current employer to convert the account back to salary account with authorised signatory in the month of march 2019 and all but still bank is deducting charges for non maintenance of minimum balance and they are having no clarification for the same. Its very serious and troubling thin because my hard earned money is getting deducted that too mistake of bank and they are not able to solve the issue. Its highly negligence for customer support and its purely harrasement of the consumer. There should be penalty on bank for negligence of consumer services. Its purely a fraud o[censored]nauthorised charges and mental harassment.

Hi team,

Please look into below issue.

I have loaded 1000 rs into my account from my card and have seen the failure message after this. I see that the amount is debited from my card but is not reflecting on the payzapp balance and also could not see the update in the recent transactions.

I need my money to be loaded on payzapp or should be refunded to my credit card.

I am completely dissappointed with this app.

Registered mobile number - [protected]
Name - dinesh kumar

Ahb chgs inc gst oct-mar2019-mir[protected]
Im hdfc bank holder since i opened account there is not any deduction till ocyober 2019 after that i have credited my account with 5000. Rs then only 6686 is on my account about 900 is deducted for unknown reason this very ridiculous i want my money back or else i will with another bank really unsatisfied with hdfc bank services i also called customer care but they didn't answering me what...

Respected sir,
I got a two wheeler loan from hdfc bank on 05/05/2015 sum of rs 46781 vide his agreement no 32113085 and customer id 32113085 Name sunil vitthal bhagat, and i fully payment to bank. But i did not received n. O. C. Till date

This is regarding my bank account in hdfc bank, i wasn't aware about the maintenance polices of banks, but it's ok, in the first they charged me 900 rupees fees for not maintenance, i let it go, then there was no money in my account, so they charged me 700 rupees, they were in minus (-700)
One of the costumer executive called me and told me everything about their maintenance policy, that they didn't told me earlier, and he asked me to deposit atleast 10000 rupess + 700 rupees last month charges, i somehow arrange the money and deposit 11000 rupees so, total money left in my account was 10, 300, but today they again charge me 600 rupees, this is serious unprofessional way, 2400 rupees is not a small amount, please help me out with this as soon as possible

This is prasad hinge - [protected], in past 2 months many times i have a got call from your hdfc call center that you are premium customer and bla bla.. So we have appointed personnel manager to solve your query. Please give me your time to meet you.
As per above call i have given date and time and no body came. Not even contacted
Even yesterday also happened with same thing (3rd oct 19)
I got call that for your policy information and bonus information our representative will come and he will give you information. So as per call i have given go ahead and on 4th oct i have received a text message that mr. Prashant waghamare will come today and meet you.
Again he dint came. And saturday he called me and was saying that today is an appointment then i have forwarded message to him then after some time he replied sorry sir, appointment was yesterday and because of system it missed. So please give me time on 7th oct. I have given.

But today (7th oct) also he dint came and he dint received my call

[protected] - this is the number of prashant waghmare

Now really i am errited about this kind of rubbish services and decided not to go with hdfc henceforth for any policy / bank account / loans and etc

Also i am going to post it on social media too.

Deduction of amount of Rs169 twice without otp r my permission wth my credit card. I wnt the solution immediately.
This transaction was not done by me. We didn't purchase r made an order in Amazon. But amount got deducted.

Hdfc bank pimple saudagar branch staff has no any knowledge about banking how she has become a cashier she said that 3rd party cannot deposit money in saving account.
She don't know how to talk with the cusumers
Misbehavior staff i have already complain to the local corporater for this misbehavior done by hdfc bank pimple saudagar branch pune pimpri chinchwad..

In september i got top up for my pl, total amount was 30l. They have provided 4 checks which are related to my credit card jumbo loan as balance transfer amount to close them. Due to delay in the loan amount disbursement the outstanding amount and the check dd amount was not matching, srikanth ([protected]) is sales manager at banjara hills road no 1 who processed loan. He told to pay total outstanding amount (1.8 lakhs), i paid and provided the 4 checks and payment statement copy to him, till now there was no response to my calls even raised complaint on oct 3rd they says we cant help much it will take 5 working days to get your complaint addressed. I tried reaching his manager but no luck, they are not fit for this postilion, they are not able to help customers when we are in need of money. Always bank is getting befitted not customer. I would like to raise this complaint and escalated to higher management so that my request will get addressed and resolved at the earliest. Kindly do the needful help.
Customer id: 31992292
Pl account number: 93079903
Pl amount : 30 l (60 months)
Complain number : 10363180

There is an amount of 717.92 on hold stated as mi revenue hold through gefu. I'm not sure what is this all about and why the money was put on hold without any prior notification. The question is that why i have no notification email to this hold amount before taking action. I'm currently out of country so i can not be present every time to solve such issues. Please give me a detailed reason of the given situation.

My mobile number is : [protected]
Credit card number: [protected]
I have submitted request to hdfc bank on december 2018 to close my credit card again on 30th august i have submitted request.
But they are not closing my card again and again i am calling to their customer care number and they are keep on telling it will take time.
It's so many days now but they are not closing my card
Kindly look into the matter and close my credit card as soon as possible.

I have made an online transaction on 21st september 2019 for irctc, the transaction got rejected by bank but the amount got debited from my bank account. As per the norms, it should have been reverted back to my account wihin 3-4 working days but it is still stuck somewhere in dispute. I tried reaching hdfc bank's customer care and visited the local branch ass well but no one is ready to help on priority and asking me to fill the transaction dispute form multiple times. Request to kindly help resolve this issue on priority basis

I had placed two orders on 5th july via zomato app using a coupon code zomatohdfc where a cashback of 25% of the total bill value (Upto rs. 150 max) was supposed to be credited to my bank account within 90 days. Following are the details:

Order number: [protected]
Phone no.: [protected]
Amount paid: rs. 575 using hdfc card.
Coupon code applied: zomatohdfc

Order number: [protected]
Phone no.: [protected]
Amount paid: rs. 575 using hdfc card.
Coupon code applied: zomatohdfc

Unfortunately, i did not receive any cashback from hdfc regarding this offer.

I have been raising complaints on hdfc portal but there is no option for promotional codes for hdfc. This is such a pathetic service on your end.
On contacting zomato, they informed me to contact hdfc as it is a promotional offer from their end.

This is not the first time where hdfc provided coupon codes on third party apps for bookings and has not credited the cashback amount to the users. They give us a cashback duration of 90 days so that the user forgets about the cashback offers and it is easy for hdfc to fool their customers.

I order online through swiggy/tomato on a regular basis and i frequently experience a problem where i do not receive the otp from hdfc and cannot place my order. This happens several times a week. I usually don't carry cash with me because i prefer making online transactions and i often don't have the time to go to an atm just to withdraw money for a food order. Please resolve this issue at the earliest as it is very frustrating.

I have received verification calls to my number. I have provided the details and i received message on my no stating:"dear applicant your hdfc bank credit card app refno 19i[protected]s3 is approved in principal subject to internal subject:. On 04/10/2019... And track after 2 days. Now its application status is showing — decline.
What the hell is it after completing all the quires.