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HDFC Bank Complaints & Reviews

2.9
Updated: Jan 28, 2026
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HDFC Bank reviews & complaints page 645

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R
Rekha Sawant
from Mumbai, Maharashtra
Sep 30, 2019
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Dear sir,
I have salary account in hdfc bank, but there is some financial issue, our company not paid our 10 months salary. (Till date our salary is pending).
Im going today in hdfc nearest branch to close my hdfc salary account. They told me that your salary account convert into saving account and you have negative rs.8000/- balance. If you want to close your account then paid rs.8000/-.

Please tell me what can i do now, how can i pay rs.8000/- when im jobless, our salary also pending.

Please reply me on my email id rekhasawant.[protected]@gmail.com
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Sep 30, 2019
HDFC Bank Customer Care's response
Dear Customer,

We sincerely regret the inconvenience caused. This is not the experience we want you to have. At HDFC Bank, it's our endeavor to understand your needs and provide you with the highest level of service. Please click on https://bit.ly/2Lzhyn3 and share your requested details with the complete concern. Please mention reference number TT[protected] along with the requested details for us to help you with the solution.

-Anay
HDFC Bank Customer Assistance
Oct 02, 2019
Updated by Rekha Sawant
Dear Anay, how i share our complaint details without you complaint reference number, because when i open that link which you share me, that ask me complaint reference number.

Please guide me.
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    S
    sandeep3333
    from Chandigarh, Chandigarh
    Sep 30, 2019
    Resolved
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    Resolved

    Address: house no.1978,wylie compound,habib road near cmc hospital,ludhiana 141008, Ludhiana, Punjab, 141008

    Dear sir/mam,

    1. Please refer to emi rtn charges.

    2. It is humble request to you that i sandeep masih customer of hdfc bank since more than five years.

    3. I took personal loan in the year of oct 2016 for rs.1, 34, 000 that is pre approved loan disturbed in oct, monthly installment as per amount that is 4515 every month for 36 months. I have been made all the payment on time.

    4. Due to some job issue few months i have not been installment on time. Bank has deducted overdue charges continuously, i have cleared all my overdue charges before foreclose of my loan, but the undigested thing amaze me that is emi rtn charges that is continuously charged by bank even loan has been closed still they deducted emi rtn charges without any valid reason, if i have paid all overdue charge in single shot during running of loan period why bank has deduct emi rtn charges that is for the period of 2016 to 2019. I have mail all authority of hdfc bank, no action has been taken so far.

    Thanking you,

    With warm regards,

    Sandeep masih
    Loan account no.43723427
    Hdfc bank
    Miller ganj
    Ludhiana (141003)
    Nov 4, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Oct 04, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    Our branch official has made multiple attempts to contact you however could not get through.
    Please contact Mr. Parmod Kumar on [protected] for further assistance in this regard.

    -Nadia
    HDFC Bank Customer Assistance
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      B
      bhupinders
      from Delhi, Delhi
      Sep 30, 2019
      Resolved
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      Resolved

      Address: House No. R76, First Floor Sector 74, Mohali, Punjab, 160059

      Hi, i applied for home loan two week ago, i submitted all the documents which were required except bhaar mukat document. I am giving 2250rs to the legal person in the hdfc for the verification. I really don't know what the adviser will do in the 2250rs charging fees if everything he needs from my side.[protected] is the file number. From last 15 days i am waiting for the amount and i din't receive yet and because of this # thing i lost the contractor and many more.

      Hdfc is known for his service to the consumers but this time i have never seen such 3rd class and irrelevant service executives and the legal adviser in my whole life. The worst service from hdfc.in future i am not even going to recommend any one to take any kind of service from hdfc bank and if any one is in my known i will suggest him to transfer the loan to other bank. And for sure i am going to file mental harassment case against hdfc bank.

      Thanks
      Bhupinder sharma
      [protected]
      Nov 1, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Oct 01, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We wish to inform you that, HDFC Bank Ltd. and HDFC Ltd. are two different entities. From the contents of your e-mail, we understand that your query/ concerns pertain to home loan applied/availed with HDFC LTD. and not HDFC Bank Ltd.

      Hence, we have in good faith forwarded your query/concerns to HDFC Ltd. authorities for further course of action.

      You are henceforth requested to be in touch with HDFC LTD. for resolution of your query/complaint through (URL / Link - https://bit.ly/2kE5Efw) for any Queries / Feedback / Complaints pertaining to HDFC LTD.

      -Manoj
      HDFC Bank Customer Assistance
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        V
        vinodlaxmi74@
        from Gurgaon, Haryana
        Sep 30, 2019
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        Address: AMAR UJALA LTD, Agra, Uttar Pradesh, 282007

        Dear sir,

        I have get two-wheeler loan on 2006 through the centurion bank of punjab, govindpuri kanpur branch. Completed the two-wheeler loan, after completion of my loan i have received the original rc book from bankers. That time they have told me noc send through by courier but till now i have not receive the noc

        We need noc proceed further

        With regards

        Vinod sharma
        Phone no [protected]
        +1 photos
        HDFC Bank customer support has been notified about the posted complaint.
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          S
          suresh kumar1674
          from Delhi, Delhi
          Sep 30, 2019
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          Address: H-69 Connaught place Delhi, 110001

          Requested sir.
          I have an account in hdfc bank. Then so many time the hdfc bank agent call me that you are our prime mamber so we are offering you credit card life time free. But i always say i do not want. But he request me please. Than i am ready to make the credit card. Now my credit card is ready because i got the massage 2 months before. But they are not diliver my card.
          I request to the bank please deliver my card otherwise cancel this card.
          Thankyou
          P no. [protected]
          HDFC Bank customer support has been notified about the posted complaint.
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            B
            balaji bh
            from Mumbai, Maharashtra
            Sep 30, 2019
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            Address: 755019

            The reference number for your query is 'hbl=[protected]'

            Dear mr. Balaji b h,

            Thank you for your patience and co-operation.

            At the outset we sincerely regret the inconvenience caused to you.

            Please be noted that we have arranged an approval to cancel the loan with waiver in foreclosure charges and balance transfer demand draft interest amount. Hence, you need to pay the disbursed funds, processing fees and due interest while foreclosing the loan.
            HDFC Bank customer support has been notified about the posted complaint.
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              D
              devendar_agarwal
              from Kolkata, West Bengal
              Sep 30, 2019
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              Address: rourkela, 769012

              I apply a policy three time in three different member for a term plan. But all policy company will be decline that. Why i can't understand. They given the reason that you have not a eligible for apply the policy if 5 lakh is not a eligible for apply the policy than why you taken the policy payment. I think your team is not a good they only harsh the public and your motive is not a good.
              HDFC Life customer support has been notified about the posted complaint.
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                D
                Dhanunjai Chelamcherla
                from Mumbai, Maharashtra
                Sep 30, 2019
                Resolved
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                Resolved

                Address: Krishna, Andhra Pradesh, 521301

                I dhanunjai chelamcherla applied for new millennia credit card, i received credit card also but i am not able generate credit card pin due to credit card is in inactive status. I tried for solution on toll free but not responded and says kind contact credit card collection center. But i'm not able to go anywhere due my leg fractured. Kindly do needful.
                Oct 31, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Sep 30, 2019
                HDFC Bank Customer Care's response
                Dear Customer,

                With regard to your query on credit card please feel free to contact our Phone Banking officers at any of our 24-hour Phone Banking numbers mentioned in the below URL. http://bit.ly/2OX8Ph0.

                -Zubin
                HDFC Bank Customer Assistance
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                  A
                  abdulsamad88
                  from Pune, Maharashtra
                  Sep 30, 2019
                  Resolved
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                  Resolved

                  Address: Vikhroli west Mumbai, Mumbai City, Maharashtra, 400079

                  Date : 30/09/2019
                  Day : monday
                  Time: 8 am

                  I have received message for mandate deduction of rs 1000000, kindly check the same i have not initiated this from my side it says mandate to bse

                  Please check the same as i have not initiated it also hereby do not deduct following amount from my account this is not initiated by me at all

                  My account number is :[protected]
                  Branch : vikhroli west
                  +1 photos
                  Nov 8, 2019
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Oct 04, 2019
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We are working on your concern vide Ref ID:[protected] and will revert to you within 4 working days.

                  -Nadia
                  HDFC Bank Customer Assistance
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                    I
                    from Mumbai, Maharashtra
                    Sep 30, 2019
                    Resolved
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                    Resolved

                    Address: Bangalore, Karnataka

                    My credit card details were taken over whatsapp as we had applied through our company. I had received a call where i gave my company id card picture and current address.
                    After a month of absolutely no information, i checked the status and my application status was declined without any reason. I'm not getting any reason as to why it happened.
                    Tried contacting the person who took my details. He is not answering.
                    Nov 1, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Sep 30, 2019
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We can help with that. Please click on https://bit.ly/2Lzhyn3 to share your application number, mode of application, date of application, complete address of branch if you applied at one, complete name and your contact details. Visit here https://goo.gl/1VtDj3 for help with branch address. Please mention reference number TT[protected] for us to promptly respond to you via e-mail.

                    -Anay
                    HDFC Bank Customer Assistance
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                      I
                      Inder2607
                      from Ludhiana, Punjab
                      Sep 30, 2019
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                      Address: 160071

                      Hi
                      I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 3495 without my concern on date:09/08/19. I am not interested about this service and don't want this membership any more. Last year also same thing happened to me they charged rs. 1399 without my concern and i called customer service and i told them i don’t want your services and same thing happened again this year. This is something very ridiculous and was not expected this unprofessionalism from hdfc n one assist. So please cancel the membership and refund this debited amount of rs.1399/-

                      Name :- inderbir singh babbar
                      Mobile no. :- [protected]
                      Credit card number ending :- 3495
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Indebir,

                      Greetings from OneAssist!!!

                      We are sorry to see you go.

                      We have forwarded your details to our team and you should expect a call within 24 hours. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

                      We would also like to advise you to delete all the personal details posted in your complaint, as the information provided on this site can be viewed publicly and can also be misused.

                      Future communications will be done on your registered email id. We request you to write to us at our registered email id which is [protected]@oneassist.in in case of any query.

                      We appreciate your patience in the interim.

                      Regards

                      Team OneAssist
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                        D
                        Dattaprasad90
                        from Aurangabad, Maharashtra
                        Sep 30, 2019
                        Resolved
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                        Resolved

                        Address: Aurangabad, Maharashtra, 431005

                        Dear sir / madam

                        I am hdfc bank credit card and personal loan customer since from 2014. But earlier due to some unemployment issue of mine i was unable to pay full amount but i am paying small small amount to bank from last 7 days hdfc bank recovery agency doing harassment of me and my wife by saying we will call to your relatives and they are doing like this. I agree that i have to pay you which i had utilized and i paid 4000 in this month and i am saying that i will get some money in month of october but they are not ready to listen to me and doing harassment of family i also paying but accepting contiguously they doing their activity.

                        Why calls to relative and how you people call them without any concern no one giving numbers to them and using my personal data to recovery. Two employees of hdfc bank or your agency miss. Priti & miss. Jyoti from[protected]/68176605. I am ready to pay if they like do this. How you people allow them to call and you people are using personal data means doing violence of rules its not legal way to communication.

                        Regards
                        Dattaprasad kulkarni
                        Nov 9, 2019
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Oct 03, 2019
                        Updated by Dattaprasad90
                        Dear HDFC Bank

                        I had made Rs.7000/- in last month but your agency people calling to my relatives [protected] & [protected].
                        How they could my relatives without any concerns and i given commitment of payment this payment. After making payment they are calling to them . Tell me under which banking rules you people taking followup with them instead of me.. Need result.
                        Verified Support
                        Oct 03, 2019
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We request you to contact our Debt Management officers at[protected] / 41467902 with regard to your credit card outstanding or for any further clarification.

                        -Nadia
                        HDFC Bank Customer Assistance
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                          Y
                          Yuvetha Balakrishnan
                          Sep 30, 2019
                          Resolved
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                          Resolved

                          Address: 562107

                          Horrible horrible horrible service!!!

                          Please respect everybody's money. Do not cheat!!
                          This email is from a very old customer and very unhappy customer of hdfc.

                          I have availed multiple products & services from past 10 years but never had such bad experience.

                          But this time its different. I had multiple personal loans with hdfc which all were closed very gracefully with no complications. I always had insurance associated with personal loan which was suggested by hdfc loan agents. One such insurance was hdfc ergo insurance which was taken along with my hdfc personal loan more than 5 years back.

                          I closed the personal loan but did not close the policy and i had paid premium for the same.

                          I got a call 3 months back from hdfc ergo team (Ph no:[protected], they informed that i did not claim i policy sum assured then so i am eligible to get the entitled money if i could take a temporary policy from cigna ttk which is the client for hdfc ergo.

                          I agreed to that and purchased cigna ttk prohealth - protect plan and paid rs.20341.50 as on 30/04/2019.

                          They informed once we receive the policy hard copy we should be able to get the next steps of the proceedings from rohit malhotra from hdfc ergo (Ph no: [protected]) and subsequently anjali sharma from hdfc ergo.

                          That was not the end of the story, rohit malhotra said there is a small formality from hdf where i need to enroll and purchase a hdfc plan to complete the process. They asked me to visit hdfc branch, m. G. Road, bangalore and provide documents and complete the process.

                          I did that aswell and purchased a hdfc life plan as they suggested.

                          Application no.:[protected] | premium: inr 30000
                          Plan: hdfc life young star udaan| uin: 101n099v03

                          I was told by june i should be getting rs.1, 87, 000 /- to my account (Including the refund of 20341 and 30000) which i paid for the temporary insurance.

                          Then i got another call where they said there is a problem in gst calculation so i may have to pay some money to correct it. I completely declined and asked them to deduct whatever tax from amount payable and credit rest of the amount to my account.

                          Finally, they said 2, 17, 000 is the final amount and deducting 30% gst i will get 1, 80, 000 rs in account.

                          After that they have been postponing telling the amount is disbursed in alphabetical order and so on.

                          Till now i have not received the amount to my account.

                          This is such a worst experience in my entire business transactions in all my life. I want you to kindly look into this on priority and get this sorted for me at the earliest.

                          Please cancel my cigna ttk & hdfc life insurance plans and credit my account with the amount i am eligible to get from my previous policy and refund of these 2 policies that hdfc ergo insisted to purchase.
                          Nov 2, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Oct 01, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          As your query pertains to HDFC Life, please email your query to [protected]@hdfclife.com for better assistance.

                          -Anay
                          HDFC Bank Customer Assistance
                          Hi, kindly inform the customer to address any unresolved concern of policyholder kindly inform the policyholder to write to us at [protected]@hdfclife.com from registered email id.
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                            P
                            pradip kumar samal
                            from Mumbai, Maharashtra
                            Sep 29, 2019
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                            Sir
                            Frequently every year rs 1299 is deducted from my account for one assistant membership. Several time i request to hdfc bank to cancel my membership. But there was responding. So i was lose some money.
                            I have not interested for one assistant membership. Kindly deactivate my membership. My card ending is 6615
                            Pradipa kumar samal
                            Dharmasala mahavidyalaya
                            Dharmasala
                            Jajpur
                            755008
                            HDFC Bank customer support has been notified about the posted complaint.
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                              S
                              Soniasahil
                              from New Delhi, Delhi
                              Sep 29, 2019
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                              Address: 905,9th Floor, Pearl business Park, Netaji Subhash place, Pitampura, delhi-34, Near Fun cinema, New Delhi, Delhi, 110034

                              Dear team,

                              I made a payment on 27 sep for a govt exam and the amount is rs.1000 but the payment is failed after a trial but the amount is decucted from my hdfc account and didn't get the refund back till now. Kindly resolve the issue asap. I am unable to reach you over call please help.
                              Account is associated with the following no. [protected], sonia singh.
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Sep 30, 2019
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We would like to inform you that, the referred UPI transaction has been successfully processed at the Bank's end. Sometimes due to technical issue at beneficiary bank end, it may take 2-3 working days for the payment settlement in beneficiary party's account/reversal back to the remitter account. In case of non-receipt of reversal/beneficiary still denies of having received the funds at their end, within the stipulated time as mentioned above, do write back to us with the beneficiary's latest bank account statement (statement with bank logo & account number) to enable us to assist you better.

                              -Nadia
                              HDFC Bank Customer Assistance
                              Oct 01, 2019
                              Updated by Soniasahil
                              Dear team,
                              I am unable to share the beneficiary's account details because I was paying through a link provided for payment.
                              Rest the screenshot of deduction is added below kindly check and solve the issue.

                              Nov 05, 2019
                              Updated by Soniasahil
                              Amount still not received and the payment goes in vain. My 1000rs are still stucked someone kindly help to get.
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                                A
                                Ashish1507
                                from Mumbai, Maharashtra
                                Sep 29, 2019
                                Resolved
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                                Resolved

                                Address: 2nd Floor, B-92/A, Gali Number - 10, Sashi Garden, Mayur Vihar Phase - 1, 110091

                                I used my hdfc debit card in axis bank atm located in mayur vihar, sashi garden area 22 sep 2019 time 11.55 am for rupees 2500 rs. The system shown the message for transaction timeout, the amount was deducted but cash was not received.

                                I raised may complaints to hdfc customer care but they are not replying.

                                Please help

                                Narration - eaw-405988xxxxxx9063-dprh1540-delhi
                                Amount - 2500 rs
                                Date & time - 22 sep, 2019. About 11:55 am
                                Atm - axis bank, mayur vihar, sashi garden, delhi, pin: 110091
                                Nov 17, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 01, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We are working on your concern vide Ref ID:[protected] and will revert to you within 4 working days.

                                -Nadia
                                HDFC Bank Customer Assistance
                                Hi, we request you to liaise with the account holding bank for further assistance. Regards, Team Axis Bank.
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                                  M
                                  Mukesh Kulal
                                  from Mumbai, Maharashtra
                                  Sep 29, 2019
                                  Resolved
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                                  Resolved

                                  ecs rejected due to signature mismatch

                                  Address: Kanjurmarg West, Thane, Maharashtra, 400606

                                  I have an account hdfc bank in kanjurmarg west. I have applied for a home loan from pnb housing finance limited. I gave 7 signed cheques to the pnb guy and also filled and signed ecs form both having the same signatures. Whenever the ecs comes for clearance to hdfc bank, they bluntly reject for signature mismatch while the signed cheque gets cleared without any problem. I went to the hdfc bank's kanjurmarg west branch for clarifying the issue...
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                                  S
                                  Shresthvinayak
                                  Sep 28, 2019
                                  Resolved
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                                  Resolved

                                  Address: Gurgaon, Haryana

                                  The hdfc bank has put a hold on my funds of rupees 7575.58 as mi revenue hold through gefu, ac number is
                                  Account number: 5010*0425
                                  Ifsc: hdfc0000044
                                  Branch: unitech cyber park sector 39
                                  The customer service is not able to give any info on this.
                                  First of all it's hard to reach customer service because it takes a alot of time and the ivr options are very difficult and tricky to navigate, after all the effort the customer service is not helpful and wasn't able to give me any possible reply or help me. It was sudden i didn't get any message neither an email. My account got credited by 4500 just recently and now it has a negative balance of rupees 3, 075.57.
                                  Lot of people are facing issues because of such steps by hdfc bank and many times the issue is not even addressed properly and the customer has no choice but to just let it go. A strict action must be taken on them.
                                  Please help.
                                  Thank you.
                                  Please help
                                  Nov 3, 2019
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Oct 01, 2019
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We are working on your concern vide Ref ID:[protected] and will revert to you within 3 working days.

                                  -Nadia
                                  HDFC Bank Customer Assistance
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                                    N
                                    Navdeep1997
                                    from Bengaluru, Karnataka
                                    Sep 28, 2019
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                                    Address: A-1/21, Sector -B, Opp Nehru Bal Vatika, Aliganj, Lucknow, Uttar Pradesh, 226024

                                    HDFC Bank keep charging NEFT charges and they have charged for me in bulk in Sep, 19, inspite of RBI instruction for NEFT free transaction from 1st Jul 19. Even though in HDFC website, it is written, NEFT transaction are free still they keep charging in one form or other. HDFC started cheating customer and now action should be taken before they do big scam or cheat millions of people in the Country. They have charged for 5 transaction at a time, as I was thing it's free from 1st Jul, 19 after RBI instruction. Details are as below-
                                    Name- Navdeep Singh
                                    Bank - HDFC
                                    Branch- Aliganj Lucknow
                                    A/C- [protected]
                                    Customer care executive (Ganesh, Abhishek) and bank manager (Adil mirja-[protected]) are behaving very rudely and they don't care at all of customer problems. Now, if I want to close account due to poor service, they are asking INR 500/- as it is with in a year. HDFC Bank now becoming lootera bank. I request appropriate action on HDFC bank and reverse all the NEFT charges, charged by them and close my account without any charges.
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      N
                                      nagarajanmuthubalaji
                                      from Chennai, Tamil Nadu
                                      Sep 28, 2019
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                                      Dear Sir/Madam,

                                      I was unemployed from November 30, i was paying until march with reserve i had after that i was not able to pay dues. I was also got in to lot of family problems, ill health and mental pressure due to this.
                                      HDFC bank taken my car during may. i did not aware of that i was ill also staying in my wifes home. i paid one month due on june at that time only i came to know that they have taken my car. I called them and informed them after i get the job i will pay but they said unless you pay fully we cannot give the car. i asked for my things in the car on June 21.
                                      Please find the mail attachments for details...

                                      They have no keys of the car and no registration copy.

                                      Now i recovered little bit and today (28/09/2019)i went to collect things. they said the car was sold and gave me only following things. Please find the mail attachments for details.
                                      Premises were things collected. Persons Incharge in the parking space Siddharth who only gave things, Two watch Mans from Leo staffing service Selvaraj and Jayaraman.
                                      AGS Parking SpaceDr.subraya Nagar 3rd street, kodambakkam, Chennai 24.

                                      My Panchaloka Balaji Idol was Missing, one monitor missing, and i kept beautiful pillows for decoration missing.
                                      I found that the car registration was still in my name.

                                      Name: N.MuthuBalajiCar No: TN22DB7333Lien Holder: HDFC Bank
                                      Please recover my things and give it to me.
                                      I will raise a complaint in the rbi portal.

                                      Here I am for Justice to recover my things.

                                      You can get the Panchaloka Idol i bought from Tejas Chennnai T-Nagar.

                                      Thanx & Regards
                                      N.MuthuBalaji
                                      [protected]
                                      HDFC Bank customer support has been notified about the posted complaint.
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