| Address: Pune, Maharashtra |
I had my salary account in hdfc bank (Account no [protected]). Since i left my company, salary account got converted into saving account. I could not maintain required minimum balance of rs 10, 000 and bank started charging amb charges. Charges went upto rs.8000 and account balance was negative.in january 2019, i raised a complaint on hdfc customer care to request bank to waive off the charges and assured the bank that i will either close my account or will maintain required account balance. After some days, i got an email from hdfc bank saying, "we have removed your hold funds" and made my balance zero. Bank suggested me to close my account permanently. On 21st january, i visited hdfc bank branch near shankar sheth road pune. Meanwhile, i asked one of the staff, 'instead of closing my account permanently can i deposit amount to bank account and maintain required balance and will there be any deduction of previous charges?'. Staff member answered i can operate my bank account by maintaining required balance and there will be n deduction of charges as there is zero balance appearing in my account i. E. No negative balance. Accordingly, i deposited rs.10, 100 on 21st january 2019 to my account. And bank deducted previous charges from that amount and made my account balance rs.3, 377. I requested the authority to reverse my charges but they said that they are not in position to do that and made me visit the bank i went on 21st january 2019 to close my account. I did the same but now they are making me visit one branch to another. According to me and as bank staff suggested me on 21st january 2019, there should be no deduction of such previous charges as bank itself assured me that they have removed my hold funds i. E. Negative balance. Attached herewith is the bank statement and mails received and sent by bank.
Mar 6, 2019
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 01, 2019
HDFC Bank Customer Care's response Dear Customer,
We are working on your concern vide Ref ID:[protected] and will revert to you within 5 working days.
-Zubin
HDFC Bank Customer Assistance
Feb 02, 2019
Updated by Dhanashri Bichkar I got an call from A person calling himself as a staff from HDFC bank Customer complaints resolver ( A cyber hacker ) saying Bank is going to refund your amount please share your another bank details. He also told me every detail of my this complaint . Accordingly, I shared my another bank details and he tried to transfer Amount of Rs 10000 from my another bank account. I have call recordings and text masseges. I had to block my account.
So now, should I register a complaint against Indian Consumer complaint forum?? Consumer forum itself is not trustworthy?? How come my data got leaked ?? This how you resolve queries ??
Just call me now,
[protected]
Big claps for you.
Feb 02, 2019
Updated by Dhanashri Bichkar Dear sir,
I am getting frequent calls from a person introducing himself as a Member from HDFC complaint resolving committee. One of man already intitiated transaction from my account as I shared ICICI bank information with him about my another bank account as he said he wants to refund my amount to another bank. And he tried to transfer ₹10, 000 from my ICICI account but as my account balance was already zero, he couldn't do anything. I have all call recordings. Please guide me through this. And request you to only interact with me via mail, as i am getting several calls from such people.
please help me to get this amount.