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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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HDFC Bank reviews & complaints page 777

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S
Shyamji Jankar
from Pune, Maharashtra
Feb 7, 2019
Resolved
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Address: 411036

I missed my 2 months credit card payment due to financial issue and requested the credit card department that i will pay minimum due in 3rd month which i paid before the due date but they have blocked my salary account without any information and now i am unable to use my salary amount..
Last 4 digit of my credit card - 0294
Customer i'd[protected]
Every time i paid my minimum amount except last 2 month.. Please i beg you to please unblock my account because i am a single earnig person in my family and i will also make sure i will not miss my dues from next time.. Please look into this issue and sort it as soon as possible.. Thank you
Mar 11, 2019
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 08, 2019
HDFC Bank Customer Care's response
Dear Customer,

With regard to your credit card we request you to contact our Debt manager at[protected]/41467902.

-Zubin
HDFC Bank Customer Assistance
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    S
    sadhashiva
    from Bengaluru, Karnataka
    Feb 7, 2019
    Resolved
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    Resolved

    I have submitted the closure request in btm layout branch next to karanth hospital branch on 22/11/2017, they never closed or contacted for non closure of account when i revisited to branch they informed to resubmit the form for closure and i have submitted again. Still it is not closed and charging to the non-balance maintenance of balance for both the accounts. Now they are giving reason as there is demat account link in saving account. So, it needs to be closed with paying charges. So, i have deposit the charges amount in saving account for demat account to recover the charges from my savings account but they have adjust the amount with there account non-balance maintenance. They are charging again and again for the non-balance. As they saying they will work in backend to close the accounts. Please look into this case.
    Mar 11, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Feb 07, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    We are working on your concern vide Ref ID:[protected] and will revert to you in 3 working days.

    -Nadia
    HDFC Bank Customer Assistance
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      S
      sudheer1223
      from Delhi, Delhi
      Feb 7, 2019
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      Address: 530020

      I have received sms from HDFC bank that rs-1899/- deducted from account to one assist plan on 05/02/2019 without my permission.. We are not at all interested in this services and this kind of charging to account without any consent/agreement.

      Please deactivate it immediately and refund money asap

      My one assist Membership Id: [protected]
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        P
        Poonammehta7
        from Delhi, Delhi
        Feb 7, 2019
        Resolved
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        Address: New Delhi, Delhi, 110044

        Dear hdfc bank,

        This is to inform you that i am hdfc bank customer from last 8 years. My customer id is 48540234. I have booked two rd from you in feb 2017 for 1 year. At the time of maturity the amount credited is lesser than from the amount which was shown at the time i have booked that rd. On dated 06.02.2019 i have called at your bank & asked about this deducted amount, then that employee said that he is raising a complaint regarding this & i will get my answer in 3 days. He said i will get my complaint no through sms & email. But on dated 07.02.2019 when i did not received any complaint no i called again in your bank & asked my complaint no. Then that executive said there is no complaint raised till that. Now my question is this why hdfc bank/their employees treat their customers like fool & play with their emotions. When i said your executive to raise my complaint then why he had lied to me & had not raised my complaint. I don't know about employee name but you can check my conversation with your employee on dated 06.02.2019, as you must have all recording for same. I want justice & want a justification on this issue. As well as i also want to know why my amount is lesser than the amount promised? Why you people don't feel like to tell your customers about this? This is not the way that you will deduct any amount any time without telling this to your customers.
        Mar 19, 2019
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Feb 07, 2019
        HDFC Bank Customer Care's response
        Dear Customer,

        Kindly email us at [protected]@hdfcbank.com and share us the Phonebanking Number (with STD Code) where you had contacted or branch address where you had visited with regard to your query/request. Please do restate your concerns in the email along with your account and contact details. Kindly visit the following URL to access information for the complete address and contact details of our Branches as well as our PhoneBanking numbers: https://bit.ly/1FVOjPE https://bit.ly/1eQZPmu The above URL gives you access to the various contact points to get in touch with us through the Customer Center.

        -Nadia
        HDFC Bank Customer Assistance
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          S
          sbankewar
          from Pune, Maharashtra
          Feb 7, 2019
          Resolved
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          Address: Pune, Maharashtra, 412207

          Dear sir,

          I am very old customer from hdfc bank.

          Deducted amount 177 rs + 177 rsaround 354 rs. Which is very difficult to understand. Request to refund my money.

          Account number is [protected].

          Amb chrg incl gst for dec2018-mir[protected]

          Amb chrg incl gst for jan2019-mir[protected]

          Really dificult to understand charges cut two times in a single day and when you started maintaining your balance.
          I request to bank that already amount is very high to maintain and we are already trying to maintain it.
          Mar 12, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Feb 07, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          We have checked and confirm that your account status is updated as resigned in our system and you no longer hold a zero balance salary account. Thus the balance required to be maintained is Rs. 10000/-. The special facilities offered on the Salary Account is pursuant to the arrangement between the employer/company and the Bank. These benefits are extended by virtue of your employment in the organization, on whose request the account is opened with the bank. In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. The Terms & Conditions and features applicable to Savings Regular Account are published on the web site of the Bank. Please visit for Terms and conditions: https://bit.ly/2JgzzR7 The charges are levied for non-maintenance of AMB for the months of Dec 18 and Jan 19. For a Regular Savings Account, the charges for non-maintenance of Average Monthly Balance is available on https://bit.ly/2D62CbT

          -Nadia
          HDFC Bank Customer Assistance
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            A
            Angel Aadhira
            from Chennai, Tamil Nadu
            Feb 7, 2019
            Resolved
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            Address: 603202

            Amb chrg incl gst for the month october has been deducted without any intimate. I will close the account if the bank is charging small amounts every month. Bank should send us an intimating message that year this much amount will be debited and what will be the charges and date too. This is worst bank i never had seen deducting amount from the needy peoples offen.
            Mar 12, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Feb 07, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

            -Manoj
            HDFC Bank Customer Assistance
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              S
              Shekharbb
              from Channapatna, Karnataka
              Feb 7, 2019
              Resolved
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              Resolved

              Address: Dharwad, Karnataka, 580004

              Today i. E. 7/2/2019, i spoke to anishkumar he doesn't have a process knowledge and manners to listen to a customer, and he was so arrogant when i asked to transfer the call to team lead or a manager he said no one is in office and the office is managed by only executives, i am wondering i work for a customer service and senior leads not available on floor that's pathetic.

              My suggestion is put him in training and and teach him manners to speak to a customer and knowledge on the process.

              If required listen to the calls of the conversation.
              2nd time i called and spoke to executive ranga and i am not happy with the the service.
              Mar 10, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Feb 07, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              We'll certainly look into this for you. Kindly share with us Account No/Card No., the number you called upon, purpose of the call, along with the registered mobile number & email ID for further assistance. All the details you provide will remain confidential and only be visible to HDFC Bank Admin.

              -Manoj
              HDFC Bank Customer Assistance
              Verified Support
              Feb 07, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              We'll certainly look into this for you. Kindly share with us Account No/Card No., the number you called upon, purpose of the call, along with the registered mobile number & email ID on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

              -Manoj
              HDFC Bank Customer Assistance
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                S
                Siddhu Oberoi
                Feb 7, 2019
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                Address: New Delhi, Delhi, 110065
                Website: www.hdfclife.com

                I have 2 policy in hdfc bank
                My policy number is 17188846, 17923317 which is hdfc life policy started
                When i bought these policy i was told that i will be getting 8-10% return every year without any market risk..
                Also i was told that the maturity of the policy is 5 years.. They haven't told me the maturity of policy is 10 years and 15 years
                The one who made these policy is left the bank.. Her name is ankita
                I made this policy because of 5 years only...
                1788846.. I paid 5 premium of this policy. I was thinking that i will be getting the amount this year
                I didn't get that much of return. Plus i also get to know that the maturity of these policy is 10 and 15 years
                I trusted on you because of your hdfc good will.
                I am a premium customer of bank
                It's my hard money and i feel bad with these type of service.
                I am very disappointed with this whatever happened to me..
                Therefore i don't want to continue this policy anymore
                I am really depressed.. Kindly return my money as your person mislead me and given me false commitment

                I was mislead so badly. So help me
                Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
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                  S
                  scjhelp
                  from Noida, Uttar Pradesh
                  Feb 7, 2019
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                  A message is received from HDFC Bank Credit card division that a transaction of Rs. 9750.00 is made from my credit card No. xxxx5563 on 06.02.2019 at 21.39.29, while this transaction is not carried out by me. You are requested to look into the matter appears to be a fraudulent transaction and reverse the amount of transaction back to my account at the earliest.
                  HDFC Bank customer support has been notified about the posted complaint.
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                    A
                    adityaishereforcharge
                    from Delhi, Delhi
                    Feb 7, 2019
                    Resolved
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                    Resolved

                    Address: Gurgaon, Haryana, 122016

                    Hi,

                    Sir,
                    I am a customer of hdfc bank from august 2017, when i am working on an bpo company after that i have resigned there and become a umemployed till six month from feb 2018 to aug 2018 the they changed my a/c in saving and collected a charged of 700+ something without any perior notice but i don't mind and paid all money and then starting paying every month nearly 10000+ amount but in dec 18 and jan 19 i have kept these money only for 5-5 days so, why its showing negative balance in my a/c pls help me to avoid this charge.
                    Mar 10, 2019
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Feb 07, 2019
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We are working on your concern vide Ref ID:[protected] and will revert to you in 3 working days.

                    -Nadia
                    HDFC Bank Customer Assistance
                    Feb 11, 2019
                    Updated by adityaishereforcharge
                    Sir,

                    Today i visited in our bank branch for solution my query there i concern about it by Branch Manger and then they advise me that, in my record your a/c showing in saving a/c so, if you not able to maintained minimum balance and our Bank is not tie with your company then please close your a/c its beneficiary for you but i said that my company is tie with your Bank and i had received salary in my a/c so, she said that you need to concern with the executive who is in contact with your company and request him to remap your a/c then your a/c has been change in salary a/c and there is not any charge to maintaining minimum balance.
                    So, my query is that when i provided my a/c to bank executive to send salary then why he don't remap my a/c and change my a/c in salary so, its not a my fault so why i give this charge and second thing is that when last year last time from my last company i have received my salary in fab 2018 and after six month i had received salary in my a/c so, then bank charged only 200+/m and said after 3 month your a/c has been changed in saving a/c and there are charged of three month 700+ rupee and now when i concern with Bank Manager she said that there is charge up to 700+/m for not maintaining minimum balance in a/c so, how it happen that there is difference charge in a same financial year in a same a/c, please sir, help me for avoiding these charge because i m not able to pay it and change my a/c in current a/c means not any benefit and not any charge so, please sir its very grateful for me.

                    Thanks & regards
                    Aditya Prasad
                    A/C No. [protected]
                    Customer ID[protected].
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                      J
                      Joheb Virani
                      from Surat, Gujarat
                      Feb 7, 2019
                      Resolved
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                      Resolved

                      Address: Surat, Gujarat, 395001

                      I have an account in hdfc bank bhatar branch surat.
                      My rm name is ankit and i m not satisfied from hime many times he do well and many time he don't reply my call and messeges. I had given new loan documents to him from 1 month still no reply by him

                      So please do my problem solution asap

                      Thank you

                      Joheb virani
                      [protected]

                      Ac-[protected]
                      Mar 16, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Feb 11, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We note that our Bank official Mr. Ankit Nemani has contacted you to address your queries and concerns. Please feel free to speak to Mr. Ankit Nemani on [protected] for any further clarification or assistance.

                      -Manoj
                      HDFC Bank Customer Assistance
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                        C
                        Chand Singh Malik
                        from New Delhi, Delhi
                        Feb 7, 2019
                        Resolved
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                        Resolved

                        Address: Kurukshetra, Haryana, 13118

                        Today i'm visited in hdfc bank kurukshetra maine branch for account statement when i asked to statement she told me printer is not working from last week. Wheather she can provide the statement from other branch printer or emai etc. Moreover after complaint very poor response by senior staff. So request to all my frnd plz avoid hdfc bank and service. Staff of the branch very irresponsible and uncoperative
                        Chand singh [protected]
                        Mar 11, 2019
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Feb 08, 2019
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        Let us look into it for you. Please share your Account No./Customer ID with registered contact info, Complete address of the branch that you visited along with the date and time of the visit & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                        -Anay
                        HDFC Bank Customer Assistance
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                          A
                          Anindita Bhanja
                          from Kolkata, West Bengal
                          Feb 7, 2019
                          Resolved
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                          Resolved

                          Address: Paschim Medinipur, West Bengal, 721507

                          I am in a medical emergency & tried to withdraw an amount of rs 5000 from hdfc atm at midnapore town near zilla parishad. After all necessary steps the atm shows a message as 'unable to dispense cash.' but my money debited from my a/c. My a/c is in canara bank. Canara bank debited the amount but after several hours i did not get any message for amount credit. After checking balance enquiry it shows cash debited.
                          Feb 7, 2019
                          Complaint marked as Resolved 
                          ...
                          HDFC Bank customer support has been notified about the posted complaint.
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                            M
                            Mohamed Yusuff S
                            Feb 7, 2019
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                            Address: 620003

                            Hdfc bank put hold of Rs.95, 000 to my sb account.unable to pay my loan also all the loan cheques getting bounce back i have already paid the credit card due but still they hold my funds of Rs.95, 000 i tried 10 times to contact customer care but no one response properly i am totally helpless
                            HDFC Bank customer support has been notified about the posted complaint.
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                              Prince Nikam
                              from Boisar, Maharashtra
                              Feb 6, 2019
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                              Address: Pune, Maharashtra, 411014

                              I have make a payment of total undue amount of rs 214 but still the bank try to debit the amount from my account using autopay debit facility. But i don't know why the bank is debiting the amount once already payment has been done for the credit card due amount. The bank charged rs 450+81 (Gst). I also called the customer care they have said a request has been raised but the bank rejected the request.
                              Please check and refund the amount.
                              My phone number :[protected]
                              HDFC Bank customer support has been notified about the posted complaint.
                              Feb 06, 2019
                              Updated by Prince Nikam
                              I have make a payment of total undue amount of Rs 214 but still the bank try to debit the amount from my account using autopay debit facility. But I don't know why the bank is debiting the amount once already payment has been done for the credit card due amount. The bank charged Rs 450+81(GST).I also called the customer care they have said a request has been raised but the bank rejected the request.
                              please check and refund the amount.
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                                jeevanreddyjk315
                                from Bengaluru, Karnataka
                                Feb 6, 2019
                                Resolved
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                                Resolved

                                Hi, i have registered for sbi life - shubh nivesh endowment plan in 2016. My policy due date for this year was on 9th january 2019. On 7th january 2019 i have paid my premium amount of rs.49734/- from my hsbc credit card no ending 1308 and the same details are showing in my insurance account. On january 27th 2019 again the premium amount of rs.49734 /- is debited from my hdfc credit card no ending 2217 without my notice. Please find below my details.

                                Policy holder name : jeevankumar reddy
                                Policy number : [protected]
                                Order no. : 6602736
                                Hdfc credit card number :[protected]

                                Please return back my money of rs.49734/- immediately.

                                Regards,
                                Jeevan. G
                                Mar 11, 2019
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Feb 08, 2019
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We wish to inform that the Smartpay transaction is processed based on the bill received from the biller. Since we have received the bill from the Billdesk the payment has been processed. Hence we request you to contact the biller for clarification and refund of the payment.

                                -Zubin
                                HDFC Bank Customer Assistance
                                Feb 08, 2019
                                Updated by jeevanreddyjk315
                                Hi Zubin,

                                Could you please share the bill which was received from the biller.

                                Regards,
                                jeevan.G
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                                  K
                                  Kannanrh
                                  Feb 6, 2019
                                  Resolved
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                                  Resolved

                                  Sir, hdfc life insurance is not redeeming my insurance polices[protected] &[protected] and not paying the money. They are harassing me during the last 5 weeks and simply not paying the money back, even after submitting all the required documents to them. There were more than 25 email communication with them as they were asking the documents one by one just as a delay tactics. There is no professional ethics in this company and they are not bothered about neither the customer nor the regulatory authorities. For example, one time they told the beneficiary is minor (She is major and i have submitted documents accordingly) and asked me to submit fresh documents. When i submitted the documents, they changed their stand and asked fresh documents as major, they repeated this same tactics 2 times just to avoid and harass me, it is equal to cheating. Sir, please note that when i initiated the redemption process the nav of my policy was around rs. 6, 50, 000 and now it is around rs. 6, 08, 000, which reflect around rs. 90, 000 loss for me in the 2 policy. Please do the needful get the money from hdfc life insurance as well as ask them to pay me the compensation for the financial loss and the harassment they made to me to avoid / delay the payments.
                                  Mar 11, 2019
                                  Complaint marked as Resolved 
                                  HDFC Life customer support has been notified about the posted complaint.
                                  Verified Support
                                  Feb 08, 2019
                                  HDFC Life Customer Care's response
                                  Hi, if policyholder have any unresolved concern with respect to his/her HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
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                                    Lalsahab Yadav
                                    from Mumbai, Maharashtra
                                    Feb 6, 2019
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                                    Hello, i have done three transaction on 2nd feb, 19 of Rs 5000, 100 and Rs 5 amount successfully debited but not credited to benificiary.I contact to hdfc credit card customer care they told me that amount has been successfully debited from my card and also they have given me a transaction code of that three transaction
                                    Amount. Transaction code
                                    Rs.5000. 093270
                                    Rs.100. 096757
                                    Rs.5. 062607
                                    I am also attaching the mail given by credit card company I request you to pls solve the problem as soon as possible
                                    +3 photos
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                                      Venkatmasuram
                                      from Bhimavaram, Andhra Pradesh
                                      Feb 6, 2019
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                                      Address: Warangal, Andhra Pradesh, 506001

                                      Sir, i'm having hdfc credit card ending no. 6366, without my consent one assist has debited 1399/- on[protected], request you to kindly cancel the membership permanent and refund the above amount.
                                      One assist relationship no 102886
                                      Mobile no [protected]
                                      Credit card ending no 6366
                                      Email: [protected]@gmail.com
                                      Thanks n regards
                                      Venkateshwarlu masuram
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Dear Venkateshwarlu,

                                      Greetings from OneAssist!

                                      We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3958203. Your amount 1399/- will be credited in bank account within 5 to 7 working days.

                                      Regards,

                                      Devendra,

                                      OneAssist, Social Media Team.
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                                        A
                                        asaha71
                                        from Kolkata, West Bengal
                                        Feb 6, 2019
                                        Resolved
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                                        Resolved

                                        Address: Kolkata, West Bengal, 700033

                                        It is to bring to your notice that i have been charged for usage of priority pass in the month of october 2018 in kolkata and mumbai airport. I would like to inform you that i have no communication regarding the charge while i had used the priority pass and i am now been billed after more than 90 days of my travel and even now also i have no information (I have come to know about the charge while i had logged into my netbanking).in my long association with hdfc bank (More than 16 years) this is the first time that i have not received any sms or email alerts which has led to this unwarranted charge. Had i received the alert at the time of transaction i would have immediately cancelled the transaction and stopped using the card.in fact the second charge which has happened in mumbai airport was after 10 days of my first transaction. An sms/email alert could have prevented me from using the card.
                                        It is quite strange that priority pass was given as complementary card without my consent and nobody had in person explained categorically that such charges will be levied on this pass for usage in domestic lounge. I do agree in the welcome kit all this information maybe there. Also mail may have come which again is barely read as i have hardly used the card since i have received it.
                                        However i am surprised for such a high value transaction (27$ + taxes) a bank like hdfc has not bothered to inform the customer at the time of transaction while for even a rs 10 transaction i get message on mobile and email alerts.
                                        Everytime i contact the call centre the cc agent shows helplessness stating that they can take the complaint but it would be of no use as the request will be rejected.
                                        I am also been told by the cc agent all this is written in the document which is there but issue is this is fleecing your consumer in the guise of t&c clauses.
                                        In my long association with hdfc this is the first time i am disputing a transaction for lack of communication which a bank is suppose to do and for such large transaction it is a absolute necessity. On top of that nobody from the bank is addressing my issue except merely saying that they can't do anything about it.
                                        Please help
                                        Mar 10, 2019
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Feb 07, 2019
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We have reviewed your comments expressed add request you to visit the below link for details on the same https://www.hdfcbank.com/personal/credit_card/regalia-card

                                        -Anay
                                        HDFC Bank Customer Assistance
                                        Hi Anay

                                        I am surprised by your comments. Are you telling me to go thru the details of priority pass associated with my regalia card?
                                        In my complaint I have clearly mentioned my understanding of the details mentioned in T&C. Had I been aware I wouldn't have used it.
                                        It is quite deceiving that priority pass was given as complimentary card without my consent and nobody had in person explained categorically that such charges will be levied on this pass for usage in domestic lounge. I do agree in the welcome kit all this information maybe there.
                                        But my issue is even for a Rs 10 transaction HDFC bank sends message on mobile and email alerts also comes on certain value of transactions. However i am surprised for such a high value transaction (27$ + taxes) HDFC bank has not bothered to inform which has resulted in such usage. The card was used twice once on 15th Oct at Kolkata Airport and second time at Mumbai Airport on 24th October. Had it been informed on my first usage I would not have used it at all and cancelled my transaction.
                                        It is unacceptable to me that due to such non communication I am going to be penalised.

                                        I hope I am able to make my point clear.

                                        I got a call from your representative while I was driving. He said he is going to arrange a call at 1.00 PM. I am yet to receive it. Probably such gap in communication is leading to all this fiasco.

                                        I am available on my phone to discuss.

                                        Expecting the charges are going to be reversed.

                                        Regards

                                        Amitabha Saha
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