HDFC Bank Complaints & Reviews

Please note that i applied for hdfc credit card and got reference no : [protected]s3. I got all verification done at my office and residence too not onle one time verification 2 time done. I got multiple calls at office too for verification. Today got checked in hdfc link showing track your card application. Found the reason as follows. Application reference number 18j[protected]e1 status disapproved who called us for credit card and we never gone to hdfc for the same. Sumita, executive called and we given all papers and verification also done positively. I called customer care and they are not giving any reason for rejection. As per rbi guideline circular no - rbi/100 bod. Fsd. Bc.23/24.01.011/2008-09 dated[protected]. Hdfc bank should give us reason or else we also file complaint in rbi and bank ombudsman. We want reason for rejection as it will hit my cibil. My cibil was all clear and i got credit card too on same address. If we will not find reason for rejection, we will file case in consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against hdfc. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court. Regards debasish mondal [protected] mail id mdebasish1. [protected]@gmail.com please suggest me what is next process. And where exactly my application got disapproved. Hoping positive response.

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Credit cardshdfc bank hdfc bank credit card disapproved
Hdfc bank — hdfc bank credit card disapproved

1 review
Arjunhpes on nov 1, 2018
Submit a complaint
Verification done but...

Application reference number [protected]
Status: disapproved
Remarks: disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

2 months passed but today i checked my application status of credit card then i got this message

Application reference number [protected]
Status: disapproved
Remarks: disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

Sir. My hdfc credit card why bloking? I am not info befor block my hdfc bank credit card. Total out standing amount pad time to time i am not defolt customers chek my account details. Hdfc bank credit card -4146 revard point available in my credit card this revard point convert to mony my other bank account. Other wise start my credit card use my revard poin.

Thanks

I have ordered food fromzomato but the order was cancelled and it has refunded my money but it is not credited in my account. It is already more than 15 days. Zomato informed that they have refunded to my bank and this is my reference number 75503728285023587008512.
But the amount is still not credited to my account. I need my money back.

Kindly act as soon as possible

Dear sir,

My name is ghorpade shanmukha rao, yesterday i tried to withdraw amount of rs.10, 000/- in rajaji nagar 2nd stage 9th main e block opp to east west public school, bangalore karnataka but in hdfc atm machine was counting the cash but suddenly atm machine got switched off, i did not got cash but i checked my balance in other atm center it's showing that my amount was withdraw, please help me in this regard to get my amount of rs.10, 000 back. My savings banks a/c no.[protected], name : ghorpade shanmukha rao, bangalore rajaji nagar 2nd stage karnataka-560010

Cancellation of one assist membership
I am a hdfc bank credit card holder. The bank has auto debited rs. 2599/- from my credit card number ending with 1431 without my concern on date:14/08/2018 i am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.2599/-

Oneassist relationship number: 2536545
Name :- panneerselvam k
Mobile no. :- [protected]
Credit card number ending :- 1431

Dear sir/mam,
My debit card was expired 09/2018, & my account no - [protected], please send me the debit card with my registered address, i visit nearest home branch & he told me your atm card send you soon, please send me the atm card asap
It's very urgent for me, many problems i have facing this problem
Kindly do the needful,

Regards,
L k sahoo...

I have opened hdfc regular savings account on 10 october 2018 and welcome kit with hdfc esayshop platinum rewards debit which annually charges around ₹ 700 after few days i hotlisted this card and ordered rupay platinum card which has annual charges around ₹ 200 then at the end of the month ₹590 deducted from my account on the name debit card issuance fees for esayshop platinum rewards debit card which i have already blocked so instead of rupay card they charge of rewards debit card so please reverse my money

Respected,
At the time 00:04 on 1/11/2018 i wanted to add money to payzapp wallet. Rs.10000 (Ten thousand) debited but hasn't credited to payzapp wallet. Please refund my money. I trust on you. Customer care is unresponsive. Customer care operators are always busy. Please don't break my trust on you.
Aslam ladsaheb nadaf from miraj, 416410
Contact:[protected]

Verification done but...

Application reference number [protected]
Status: disapproved
Remarks: disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

2 months passed but today i checked my application status of credit card then i got this message

Application reference number [protected]
Status: disapproved
Remarks: disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

I have visited the east fort branch, trivandrum twice to operate my locker there and both the time i was told that the concerned person with the key was missing from the branch and i have to wait.

First time i had to come back without operating the locker and today i had to wait for a long time for the person to come to the branch. I had reported this to the branch manager but the response was not very customer centric but supporting his staff.

Please let me know how you can ensure timely service in future
Prasanth (Cust id :[protected]
[protected]@yahoo.com
[protected]

Hello, we deposited a $3000 check from bank of america into hdfc on the 27th august 2018. The check was debited in a couple of days but hasn’t been credited yet into our account. The customer service has been completely disappointing with nobody picking up. Please help us as this completely unacceptable and regarded as neglectful. We are about to file a fraud complaint through boa if this check doesn’t credit in a week and passing this information to the indian consulate. You can call us at[protected] or email at [protected]@yahoo.com

Hdfc bank charging 708 rupees and it is getting deducted from my account [protected].
This account was opened in 2011 as a salary account and how can it be charged 708 rupees every month??
I am not a billionaire and how can you just deduct every month from my account, you know every month i use save some 1500 or 2000 rupees and you deducted that amount to hdfc bank.
This is really not fair, atleast no one called me and tell that you will charge like this way.
Please give my money back.

Hello there

I received sms from hdfc bank 19/10/2018 that rs-1399/- deducted from my credit card to one assist membership fee. Hdfc customer rang information. I dont even know the company and this kind o[censored]nsolicited charging of my credit card and use of my card by the company is really a criminal act and the co.
And who the hell are you to care about me.. I want my money back. Dont dare again to do this.

Hello sir/madam,

I didn't got any call from one assist regarding their plan renewal, but they charged me rs.1899 towards for one assist subscription. I just don't want the subscription and please cancel my subscription and credit the amount back to my hdfc credit card ending with 8881, other wise cancel my credit card.
Kindly refund and deactivate this service on urgent basis. "don't activate this type of service in future."

I am not happy with your service i have not opted for this policy and please refund my money back as soon as possible.

Thanks
Balaji k s
Mobile no: [protected]
Email id: [protected]@gmail.com

When i converted rs. 64209 of transaction for emi. I asked bank to give some rebate on interest over call at time of conversion since i m long time customer and she told me as we will help you but i did not got so i sent follow up email and bank sent me an answer on email as below -

""we observe from our records that the amount of rs. 64209 is converted into 3 months interments with rate of interest 1. 50 per month. We have arranged the loan amortization schedule to you for the further details.

Kindly note the query reference number for this e-mail: [protected]""
I copied and pasted the email containt.

So, after promised over call and email, i did not get any amortization and that was the reason, i keep calling and sending emails to bank, i also stopped the payment coz i was expecting a call from bank and bank will honour the promise but it did not happend and then i did not pay my bill and you keep charging late fees interest charge and collection and all.

So in brief, it is bank fault as bank did not honour their promise and i had to pay late fee+ finance charge many times +gst unnecessary. This is how you penalise me and it was bank mistake coz promise was not honored.

Now, i want to you to reimburse all the late fee+ finance charge+gst which i had to pay since march 2018 coz it was your mistake. Instead of care customer, you punished me, harrased me..

My account number given by tour diamond point branch is [protected]
Which is not operational and when contacted the branch reasons are weird
Staff is not co-operative oen of the reason says that my picture is not captured in the system for which the account is not opened, as i am not interested in having account with your bank please do the needful by refunding my amount of rs 25000/ to my sbi bank begumpet

Hello everyone,

With deepest dissatisfaction and the hopelessnes, i am writing this complaint to let everyone know how hdfc bullies it's customers for getting a loan with their bank after paying so much of processing fee, mod, franking, notary, etc etc and hell lot of things that no bank asks, still even after providing you need to wait for ages for getting a loan sanctioned.
When you follow up with any of your executives or any bank personnel they will not even consider your request or concern, how painful you express your problems or concerns and how long you have been waiting for a process to complete, they will simply say * take a token and wait for your turn * they also claim that they have so many customers in hand whom they have to address and they are least bothered to listen to your query.
How it is possible that hdfc bank is getting more customers?
They have a massive number of marketing team who will give you false promises like anything, where in i have been informed that my loan will be processed and disbursed with in 7-10 working days, however its been almost 60 days now. Considering this home loan i have taken a hand loan from someone in the market with a higher interest rate and they are harassing me high time. Instead of relying on this # hdfc i should have gone for a personal loan where there is a 2% interest rate difference. It's my true irony that i have choosen hdfc to fulfill myhome dream.

With tears and utmost dissatisfaction towards the way how i have been troubled and bullied by hdfc executives and the bank itself,
*
I urge everyone to not to choose hdfc for any of your home loan needs. Please evaluate options you have instead of following or trusting marketing executives.
*

I am a soldier in paramiltary force when i in posted in delhi
I devesh kumar apply for hdfc credit card (Dinner club international, rewardz last four digit 1051) in year june 2017, and then is done
When i apply this through a agent he told me its free and no any annual charges. Then i am no need to use this credit card, but after a year in september 2018 i need this credit card to use when i want to use it then it shows any payment error
And when i contact to hdfc help line then computer need to enter credit card no. But when i enter its detail it speak card detail is false and he speak to go hdfc collection center. I search online no any collection center. And i also go to many bank of hdfc bank his managers told me no any complaint or work done here. Credit card is run by a private company the he can not help me.
Then a friend told me for a website which solution to your card that is credit mantri https://www.creditmantri.com
I go to this site then i check my credit score in this site it show me i have 11 delay payment of this hdfc card then here a click button for fix this in rs. 997
Then i just want to fix this problem for make my credit score better
Then i pay this payment of rs. 997 on 25 october 2018
Then after a call incoming to me by this site credit mantri he says me his department fix this issue in next 7 days he told me to wait these days.
But on 29th of october 2018 when i saw again in credit mantri account it says me to again pay to rs. 3828 to fix this problem this is the value for hdfc card late paymment.
Please help me to fix this issue
Bank cheating and this decrease my credit score

Dear sir/ ma'am,

I used a hdfc credit card and did a purchase of 45k and in today's date i've made payment more than 50k, due to a few late payments these people just added heavy interest to my pays and made it a huge amount.

And i applied for settlement and wanted to give the pay but i've been hit with financial crisis as i'm unemployed since last 3 yrs and all pressure is on my shoulders.

These agents have hacked my contacts from my phone and started calling to all my contacts and harassing and threatening them, abusing them misbehaving them, ask in them to pay for me. Talking to them in desi (Gujjar) language and threaten them and all of this is being done in the name of hdfc bank, vikaspuri branch.

They can to my house to threaten my small sister about the pay even without asking me even when i told them that only my sister stays at home still they came to threaten and so did with my relatives and friends on call.

I want to make the payment but i'm not earning right now and i need time so that i can earn and do the payment but these people on the name of hdfc bank keeps on harassing us and has made our life hell.

Below are the numbers from which i keep on getting harassment calls.
Guys who harrase me and my family members are
Vijay
Shiv narayan
Surender
Sumit sinah and many more.

[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]