HDFC Bank Complaints & Reviews

I applied my credit card for the first time after i got convinced by a hdfc bank sales executive even i have no interest in this. After a few days i got a reference number through which i started tracking the application process, one fine day i got a call from a executive that he want to verify the address and i told him don't come at office hours to the residential address because i will be there in office else i suggested him come to my office address or come to my home on saturdays.

But after that i didn't get any response from the executive finally application has been disapproved. Again i attached my proof with the application as well as explaining the same in letter by requesting to reconsider my application.

After a few days again my application has been taken in to the process but now this time nobody approached me for verification but application has been disapproved.

Dear applicant,
Subject : your credit card application
Thank you for your interest in hdfc bank international credit card.
We wish to inform you that your application has been considered in line with the bank's internal credit policy (Which is
Based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility)
And operating/credit processes (Which include a combination of verifications, credit bureau reports and document
Verifications).
We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal
Criteria of the bank.
Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit
Standing or your financial stability.
We would be pleased to provide any other assistance/service that you may require.
Thank you once again.
Assuring you of our best attention at all times
This is a computer generated letter and does not require signature.
Please note that all credit card benefits/facilities including third party products as opted by you in the application will
Not be processed due to non-approval of your credit card application. Any financial/non - financial liability arising due to
The same would not be borne by the bank.

App 18i[protected]o1

What is happening really i got frustrated because of this, i need to know specifically on what basis my application has been rejected.

I had purchased an iphone8 using hdfc cash back offer on 30 june 2018. The offer stated that with in 90 days the cashback will be credited in the card but it's already 120 days yet i have not received the cash back and hdfc helpline are not providing sufficient details.

Please contact me on - [protected]
Loan number emi[protected]
Authorisation code - 023883

My email - [protected]@gmail.com...

Hi team,

One of my imps transaction shows processor down error. I have done a imps transfer for 13448 to a beneficiary however it has not been created yet.

Ref no - '[protected]
Amount - 13448

The error showing is processor down when i checked at the internet banking app.

Let me know it was done on 1st nov 18 & it is still not reached the beneficiary.

I have ordered a phone during amazon's great indian festival using hdfc debit card emi and i have cancelled the order minutes later but still i'm receiving messages regarding money deduction for emi like your emi due xxxx will get deducted on xx yy. I've tried contacting their customer service executives but it's busy all the way... Kindly takes steps to resolve it.

I am a hdfc bank credit card holder. The bank has auto debited rs. 1299/- from my credit card number ending with 3911 without my concern. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1299/-.
Please refund all my money which is deducted asap.

Oneassist relationship number : 2784792
Name :- maharshi upadhyay
Mobile no. :- [[protected]]
Credit card number ending :- 3911

Dear sir,

This is to inform you that i dont want to continue my job. Reason behind for not continue my job is my mentor and cluster head as i join hdfc bank on dated 10sep2018 till now my mentor harrassed me for giving orders like go and take printout and copy on daily basis and also pass comment and crack jokes for not updating my attendence in wbars if i will not takes orders of my mentor. On dated 31 oct 2018 when i will not received my salary in my salary account i simply put mail to hr mr parveen dhiman and then call to my mentor after sending mail and inform him that i put mail to hr just to ask simply question why i m not getting my salary what is the reason behind that. Next day when i came to office my mentor complain against me to cluster head mr sukhdeep. He shouted me very badly and threat me that i warn you i[censored] asked about your salary without taking our permission and mail to hr then mujse bura koi hoga main bhut bura hun is mamle mein koi bhi mail mjse puchke hr ko nhi jani chaiye branch ki aur he also told me that ki tujse mis ka kaam to thk se hota nhi agar mentor ne attendence upload nhi kiya to kya hua next month tuje salary ajayegi and also he says that salary tuje mentor ne dilwani h hr ne nhi jo unko mail kr rha h aur ye bhi kha h ki abhi nikal ja job se nikalna h to par meri team k baare mein kuch bhi mat bolna hr ko at that time i was shocked and surprised cluster head supports only rm just they give good business to cluster head but not so the treats me like servants and also my mentor varun kapila told me that he dont know about the process o[censored]pdating attendence in wbars but before that he told me that he already sending my attendence in isac then how it is possible for not received my salary this is the simple question i raise in mail to hr. I dont want to go to office. Because there is no camera inside the office or cabin. I m very scared of cluster head sukhdeep dhaliwal he is very dangerous and cruel. Kindly take strict action on him these peoples who misuse the power and threats like people us who wants to make carreer in bank but due to these people we are not able to make carreer in hdfc bank. I request to hr please strict action on cluster head and mentor varun kapila and also its a humble request please release my salary. Kindly accept my resignation i dont want to continue my job in between ruthless and cruel peoples.

My emp id-off200552
Sandeep sharma
Email id-sandeep. [protected]@in. Hdfcbank.com
Ph no[protected]

Hi,
My name is rajiv nath rana, i have got a salary account with hdfc bank. Today 01/11/18 my salary of rs.18, 162.00 was deducted with out any prior notice and once i went to the branch they said that they will be of no help and ask to call phone banking. I called phone banking they said that they cant help and gave a number to call and there was no one on the other side i was on the ivr for 1 min and than the call was disconnected. I have a 1 year old baby and i am the only earning member in my family. Please help me. My contact details :-
Email :- rajiv. [protected]@yahoo.com / rajiv. [protected]@gmail.com

Please explain the particular reason about my credit card rejection. On 30 october a hdfc employee go to my residence for the verification.. But he says that at my home candidate to show the id card but that time i was ion office so how can it be possible to show the id proof. It’s not the correct way of verification. The person who want a credit card is the person who has a job so how can it be possible the person in the office time be in the home

My loan account no is 61662813 for a new car loan .my approved loan amount is 606761 .but disbursed amount is 595911 . What is the charges. And why is so big difference in approved loan amount and disbursed amount. Plz resolve my issue. As thereis only 0.4% processing fees. Which on calculation comes out only 2400. So rest of amount is charged for what service.

I have received verification calls to my office desk, verification got completed successfully, when i checked my status i saw this msg online as 'disapproved' application

Reference number
18j[protected]qw
Status:- disapproved

Remarks:- a format of the copy of letter sent to you has been attached for your reference. Pls fulfill the requirement and respond to us for processing the application further. Thank you

What the hell is this,, when i never got any letter, how could they say that they sent a letter?

I saw the status and understand which is got disapproved due to not responding the letter copy which is sent from you for me. Let me know which address you sent the letter, because i didn't not any letter copy from hdfc bank.

I already wasted 10-15 days on it... For god sake tell me the reason so that peacefully i can choose credit card from some other bank rather than wasting my time on this.

If i am not eligible for credit card please put back my all document that i had been submitted to your executive.

Mobile no. [protected]

Dear sir/madam,

I neha nitin sammanwar is hdfc life classic assurence plus policy no.17995068 of yearly one lack to seven years term we were unable to continue policy due to some financiial issue so we have submitted decativation of mandate on date 21st july 2018 at your branch at lake city mall, kapurbaudi junction, majiwade above big baazaar after submission also we are getting unnecessary calls for deposit the amount it is nothing but harracing the customer then how onw will recommond to the other customers attached documents along with deactivation receipt for your kind information and immediate action please.

Regards,
Neha nitin sammanwar

Dear Sir
I am a serving officer( doctor) in Indian Army and presently posted at Military Hospital Bareilly.
I got a HDFC Regalia Credit card in 2016 from Udhampur, J&K, where I was posted too.
Since, the card was offered to me through my Relationship Manager(HDFC) & Credit card agent, most of the form filling & other formalities were done by them.
I opted for Auto- debit option through my HDFC savings Ac no.xxxxx
Since then, I have been using the above said card along with my ICICI & SBI debit cards.
But, to my horror, I got to know in Sept 18 that my total outstanding bill was around 3.5 lacs. On enquiring deeply, I got to know that my Auto -Debit was for Minimum Payment''ónly, which I was totally unaware of.
The following is my humble submission :
1. Kindly inform me my outstanding bill under separate heads of Actual Credit & Interest & Fine charges.
2. The nature of my duty which involves lots of touring, poor internet access & not understanding the Financial services, I was not able to appreciate the type of Auto Debit . Also, I was unaware of ever increasing mammoth outstanding bill . Never ever I was informed by bank either with phone calls or postal letters
3. For no mistake of mine, I have been penalised . Still I am ready to pay off my genuine debts.
4. So I urge you to kindly take the corrective measures including:
a) Informing about my true expenditure, payments made and Finance charges incurred.
b) Waiving off the finance charges & fines incurred on me.

I am Rajeshwari. T I have a salary account in your bank. Today I withdraw from 6000 rupees in Andra Bank Atm Kphb colony 3rd phase near kanakadurga Temple. But amount did not receive because it's showing Transaction canceled.I will check the balance in another atm. It's showing amount was debited. Please check and help me with my amount is back

Dear sir
Amazon me se mene item purchase kiya item ki qulity sahi nahi thy is liye mene return kiya per refrance no. 062169
Ak hone ke karan ak hi amount jama hua he dusra amount jama nahi hua 3489aur dusra amount 999wo amount jama nahi hua mera name nikesh kalyani he aur mera. Mobil no. [protected] he amazon walo ne bola mera refranse no. He aap bank walo ka miss take he aam yaha complain karo

I am dealing in purchase / sale of shares as I have demat account with HDFC Securities. I am informed that my relationship Manager is Ms.Pranali available on telephone number[protected]Mumbai).

Initially, my trading account was with your HDFC Gandhidham but since it was inoperative for some time, I am told that it is shifted to Mumbai with above relationship Manager. I have written number of times to get my account shifted back to Gandhidham (Gujarat) but no one listens telephonically or visiting through Branch also.

If I try 100 times to contact RM Ms.Pranali, I may get through once on a fine day. Everytime, I am put on IVRS for longer period with reply that RM is busy and I may get call back, which never comes. Only SMS comes "HDFC securities could not reach you on given number".

If nothing is heard after this complaint, I may initiate legal action against HDFC Securities and also approach Consumer Forum lodging my complaint their for compensation, which may please be noted.

HARISH.VIRUMAL HIRA
[protected]

Hi,

I am really disappointed with the service here and i am really feeling bad right now.

I have locked a complaint with hdfc, that i have charged twice for the same amount that i have already paid in month of december.

Sadly i did not get any call from any of hdfc team its been 3-4 days now and i am still waiting for response.

Is this the right way to treat you customers?

I am trying delhi reason no from two hours now and any of the no is not connecting, it says no is busy and then disconnected no ivr nothing,
I don't get it.

If this kind services hdfc will provide to the customer i am sorry to say but i will not recommend hdfc to any of my friend.

Thanks.

We believe that you deserve to have a hassle-free banking experience with hdfc bank. Therefore, to ensure that you are aware of your credit card application status, we have introduced a simple process to track the progress of your application.

Application reference number

18j[protected]n4

Status

Disapproved

Remarks

Disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

I already wasted 10-15 days on it... For god sake tell me the reason so that peacefully i can choose credit card from some other bank rather than wasting my time on this.

Status

Disapproved

Remarks

Disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

I already wasted 10-15 days on it... For god sake tell me the reason so that peacefully i can choose credit card from some other bank rather than wasting my time on this.

Status

Disapproved

Remarks

Disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

I already wasted 10-15 days on it... For god sake tell me the reason so that peacefully i can choose credit card from some other bank rather than wasting my time on this.

Status

Disapproved

Remarks

Disapproval of the credit card application does not reflect in anyway on your credit standing or your financial stability

I already wasted 10-15 days on it... For god sake tell me the reason so that peacefully i can choose credit card from some other bank rather than wasting my time on this.

Sir m purchase an product from amazone and cancle it but payment are withdraw from my account they give me 5days time to refund my amount and reund reference code can u please tell about amount status in my account refund or not
Following info
Credit card no.[protected]

Your refund of rs.14523.33
50.00 has been processed successfully on[protected]
[protected]. The amount should reflect in your account by 30/10/2018
30/10/2018.

The authorization code (Refund reference number) for the transaction is 046387
550981.

In case you do not receive the refund within 5 business days, please contact your bank’s customer care and mention the above authorization code (Refund reference number). Please remember that you will have to call your bank’s customer care center and not visit the branch for this query.

Some nationalized banks may take more time than usual to credit the refund. If your bank is unable to locate the refund with the authorization code provided, please dispute the transaction as 'refund not processed'. On disputing the transaction, the bank will see a pending refund and will follow the path back to our payment processor to locate the refund.

Hello sir i would like to inform you that. I am working at nimbahera branch from15 oct 2018. And my rm is forcing me for submitted 2 file per day otherwise he issue memo and my treaning is also not completed and i am stay at chittorgarh at present time but he is forcing me for change my room at nimbahera i told her i am shift my room after diwali. But he is not understand and not hearing my problem. Due to which i am face problem for concentrate in work. So i request to please solve this issue

Dear sir

I have many time apply personnel loan at hdfc bank but every time rejected from bank. Sir, i have my salary account in hdfc bank from 2014 to till dated but every time my personel loan rejected by bank authorities. But i acknowledge you in 2012 i have taken one two wheeler loanfrom your hdfc bank but during loan period my some chaque was bounce due to personnelit problem. But now cleared and already i have noc from your bank after settlement with bank. Please i requested you please remove my defaulter name in my bank account for loan,...
Thanking you

Bharat bhushan s/o sh hari chand
Mobi : [protected]