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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 9, 2025
Complaints 32881
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S
siddharth gondkar
from Mumbai, Maharashtra
Sep 24, 2018
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Address: Mumbai City, Maharashtra, 400093
Website: www.hdfcbank.com

I din't expect this irresponsible behaviour from hdfc

I'm using hdfc credit card since 1 month. My account is activated with one assist mfee and charged amount 1 rs 1300 with out my knowledge. I want to cancel the unauthorized plan against my card, and also credit my money in my credit card which you have deducted in my credit card account.

Also this is unfair that you cannot deduct the amount from the credit card without prior notice through call/message.
And hdfc bank also has to recheck this issue with the auto payment modes.

This is the 2nd year i'm requesting again for the cancellation of this one assist plan. Please kindly take a notice and cancel the plan and repay my amount rs.1299 as soon as possible.

So request you to please cancel this activation against my credit card, and refund my money also.
Relationship no with one assist : 5122794
HDFC Bank customer support has been notified about the posted complaint.
Dear Siddharth,

Greetings from OneAssist!

We understand your concern. Please be informed, your membership cancellation is in process with vide service request number 3575759. As per the policy you need to cancel membership before 30 days for full refund. You will get the amount 699/- credited in your bank account within 5 to 7 working day.

Regards,

Devendra,

OneAssist, Social Media Team.
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    A
    Albert Joy
    from Perumbavoor, Kerala
    Sep 24, 2018
    Resolved
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    Resolved

    Address: Ernakulam, Kerala, 682030

    I am a hdfc bank credit card holder. The bank has auto debited rs. 459+100+21=580 from my credit card number ending with 7937 without my concern on date:24/09/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.580/-

    Name :- albert joy
    Mobile no. :- [protected]
    Credit card number ending :- 7937
    And
    In the name of smartemi auto debited 459/- plus processing fee 100/- from my credit card number ending with 7937 without my concern. So cancel this service and refund the same amount.

    And i already registered my complient in hdfc creditcard complients in date:15/09/2018. But they are not revert yet.
    Oct 28, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Sep 24, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    We understand from your post that your query pertains to One Assist program enrolled on your card account. We request you to contact the below mentioned numbers to cancel One Assist Program. India Toll-Free No. –[protected] Alternate No. –[protected] or write to [protected]@one assist.in

    -Anay
    HDFC Bank Customer Assistance
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      A
      Albert Joy
      from Perumbavoor, Kerala
      Sep 24, 2018
      Resolved
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      Address: Ernakulam, Kerala, 682030

      Such a headache options having in hdfc netbanking. There is no cancel option for any product. Then what is the use of having net banking.? I just verified how does smart emi works. After some times smart emi activated immediately and processing fee rs 100 debited from credit card ending 7937. Already i registered a compliant for one assist mfee cancellation. Rs 1299 +100 total rs 1399 debited from credit card. Such a worst service from hdfc bank. How to cancel smart emi.? You guys are very fast for activate or selling any product but you will act like tortoise when it comes deactivate process. Customer id# 67108930.
      Oct 27, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Sep 24, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      We understand from your post that your query pertains to One Assist program enrolled on your card account. We request you to contact the below mentioned numbers to cancel One Assist Program. India Toll Free No. –[protected] Alternate No. –[protected] or write to [protected]@one assist.in

      -Anay
      HDFC Bank Customer Assistance
      Dear Customer,

      Greetings from OneAssist!

      We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3573396. Your amount 1399/- will be credited in bank account within 5 to 7 working days.

      Regards,

      Devendra,

      OneAssist, Social Media Team.
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        C
        Chandni Dehmukh
        from Vidisha, Madhya Pradesh
        Sep 24, 2018
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        Today I got the message thatDear Customer Mandate reference no: HDFC[protected] issued to HDFC LIFE with value Rs. 2677.00 and frequency ADHO is received today for processing. In case of any issue please get in touch with your branch.

        I don't even understand this.
        +1 photos
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          Bhavik Kher
          from Faizabad, Uttar Pradesh
          Sep 24, 2018
          Resolved
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          Resolved

          Address: 362228

          Cancellation of one assist membership
          I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 3471 without my concern. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1399/-

          Oneassist relationship number : 5291809
          Name :- bhavik maganlal kher
          Mobile no. :- [protected]
          Credit card number ending :- 3471
          Aug 7, 2021
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Customer,

          Greetings from OneAssist!

          We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3575719. Your amount 1399/- will be credited in bank account within 5 to 7 working days.

          Regards,

          Devendra,

          OneAssist, Social Media Team.
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            M
            Mustari
            from Mavelikara, Kerala
            Sep 24, 2018
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            Address: Chennai, Tamil Nadu, 600014

            Hi sir... Iam a hdfc debit card holder... On 23rd june 2018 at 6.16 pm i made a debit card payment at chennai lifestyle for the amount of ₹ 952. First time the transaction was failed & the second time it was successful but the amount was deducted both the times. I called upon to the customer care & they sent me a complaint reference id no. 1601057 on 26 june followed by a txt that the complaint is on progress... On 2nd july & 7 the july an another txt implies that the merchant is yet to bill the txn and has 9 days to do so... 3 months over but not yet d money was refunded & no proper response... I request you to refund my money as soon as possible... Thanking you.
            +1 photos
            HDFC Bank customer support has been notified about the posted complaint.
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              M
              Mustari
              from Mavelikara, Kerala
              Sep 24, 2018
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              Address: Chennai, Tamil Nadu, 600014
              Website: Google Chrome

              Hi sir... Iam using hdfc debit card... On 23rd june at 6.16 pm at chennai lifestyle i bought some clothes & paid through my debit card. First time d transaction was failed & the second time it was successful but the amount of ₹952 was disputed both the time... I call up to d customer care & they sent me complaint reference id no. 1601057 following a msg tht ur complaint is on progress... It will refunded with in 9 days but 3 months over the amount was not yet credited... I request you to refund the as soon as possible... Thanking you
              +1 photos
              Oct 25, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Sep 24, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              We wish to state that amount of one transaction is already reversed back to your account on 03.07.18. We request you to refer to your account statement to verify the same.

              -Manoj
              HDFC Bank Customer Assistance
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                R
                Raghav Kansal
                from Sonipat, Haryana
                Sep 23, 2018
                Resolved
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                Address: Ghaziabad, Uttar Pradesh

                I purchased an iphone x on 7th jan 2018. Hdfc bank promised to give cashback of rs 10000/- within 90 days on iphone x on hdfc card loan and in the bill receipt also it's clearly mentioned the same.

                I have been told by the shopkeeper (Mr karan) of ‘mobile point’ situated in ghaziabad that i will soon get the credit and that the finance head mr atul of hdfc bank is responsible (Who again decline the fact for any cashback offer) for the delay. Everytime i ask hdfc and also the shopkeeper they ask for 5 days and say a mail has been forwarded to the bank.
                I never get to see the mail.

                Now it's been more than 7 months. I have not yet received the cashback and hdfc support team is not responding to my query promptly.

                My id is :[protected]

                Now i feel like hdfc bank cheated me by promising rs 10000/- cashback on iphone x.

                Bharat agarwal
                Nov 4, 2018
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Sep 27, 2018
                HDFC Bank Customer Care's response
                Dear Customer,

                With regard to your query regarding your credit card please feel free to contact our Phone Banking officers at any of our 24-hour Phone Banking numbers mentioned in the below URL. https://goo.gl/RR3SuK

                -Anay
                HDFC Bank Customer Assistance
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                  R
                  Ritu1408
                  from Bengaluru, Karnataka
                  Sep 23, 2018
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                  Address: 560037

                  I was booking ticket from irctc on 21st September 2018.Money (Rs/- 710) got deducted but ticket didn't get book.ASAP short out this issue and please initiate the refund.
                  Hope you understand my problem.
                  Thanks in advance

                  Account no.- [protected]
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                    K
                    from Delhi, Delhi
                    Sep 23, 2018
                    Resolved
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                    Resolved

                    Address: New Delhi, Delhi, 110036

                    Mr. Manoj goyal is the represntative of hdfc bank for credit card collection he visit my home many time and i will submit the amount time to time but from last 2 month i lost my card and call to manoj but he don't help me regarding that. Even he visit my home for collection without knowing the card number how can i make the payment. Today he came to my house and he come inside of my room and miss behave with my mother when i warn regarding this he said that i will give your number to legal department and they will take care of your card and we will take legal action against you.
                    When i was stanch his bike key then he show me the his card from spl services from janakpuri.

                    Please help me out this he warn me that hey will give me legal notice for that.
                    Oct 27, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Sep 24, 2018
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We're sorry to hear that. Please share your Card No. with registered contact info & complete issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                    -Anay
                    HDFC Bank Customer Assistance
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                      P
                      Pavan Tean
                      from Sirsi, Karnataka
                      Sep 23, 2018
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                      Address: 533429

                      POS isn't working properly actually we having telephonic POS we requested to replace with wireless POS we placed complaint so many times still it's not rectified we use at petrol bunk customers feeling discomfortable with this POS
                      HDFC Bank customer support has been notified about the posted complaint.
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                        M
                        mdshadab13
                        from Chandigarh, Chandigarh
                        Sep 22, 2018
                        Resolved
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                        Address: New Delhi, Delhi, 110025

                        I have taken 10sec instant loan on 3rd feb'18 amount of 3.5lacs tenure for 60months but due to some technical error it is selected for 12 months tenure period and loan amount was also disbursed that means now i have to pay 3.5lacs in 12 months.

                        So i want to inform you that i am not at the condition to pay this loan amount of 5years tenure period in one year. I can't pay 30k emi per month because i have so much responsibility on my shoulders being a single source of earning in my family.

                        So, kindly extend my loan tenure period from 1 year to 5 years otherwise this is not possible to pay a single emi of this huge amount 30k per month. Some how i managed to pay two emi from my savings but now it's not possible to continue.
                        Oct 26, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Sep 22, 2018
                        Updated by mdshadab13
                        Loan No. 5060510
                        Verified Support
                        Sep 24, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We would like to state that the loan was disbursed post-execution and signing of loan agreement cum schedule and issuance o[censored]nencashed security cheques along with repayment instructions in favor of the Bank for the equated monthly installment (EMI). Once the customers execute the agreement, they are deemed to have accepted all terms/conditions and agreed to abide by the same. The interest rate, EMI amount, processing fees and loan tenure were clearly communicated to and accepted by you and the loan application has been processed on that basis only. Kindly write to [protected]@hdfcbank.com for any clarification.

                        -Manoj
                        HDFC Bank Customer Assistance.
                        Sep 27, 2018
                        Updated by mdshadab13
                        Hi,

                        I do agree that loan was applied online but I just wanted to understand, do you have any mechanism to define the eligibility of the loan amount and tenure respectively as per the capacity of customer??

                        Or you just give loan to anyone without taking measures of these points..?

                        In my case same thing happened
                        My salary is INR 41000 and my monthly expenditure is INR 37000, and monthly emi of this loan is for one year is 31000 .
                        So no matter how much pressure you put on me I would not be able to pay this much EMI with this tenure, so my request was increase the tenure to 5 years so that i can pay the EMI .

                        I don't expect this kind of mistake from a nationalize bank.

                        I have already sent so many mail to HDFC support as well as (MD) Aditya puri to extend tenure of loan but didn't get any resolution. If you want that mail I can forward to you.

                        I have kept my all points, now it is up to you how do you help me to increase the tenure because this mental trauma will not help neither you and nor me to reach any conclusion.

                        Regards,
                        Shadab Alam
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                          S
                          SayuktaYashwantrao
                          from Mumbai, Maharashtra
                          Sep 22, 2018
                          Resolved
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                          Resolved

                          Address: Mumbai City, Maharashtra, 400004

                          Sir/madam,

                          My titanium credit card no - [protected].
                          I have received my first credit card statement in the month of june 18. I am surprised to see that they have charged mtnl charges 100 rs which is not inform the same.

                          I raised the complaint & reverse the cahrges. Again same thing happend in every month added the charges for (Mtnl).

                          From last month i have not received credit card hard copy of bills and also not received message on mobiles. Till dated not received the same.

                          Received message outstanding balance on 15th sep, 18 which is added the late fee charges & mtnl charges which is added all in current outstaning.

                          Also received mails every month but last month had some problem's i have not operate my mails, if you send the hard copy & message on mobile then i would have paid the money last month but not recdeived message & hard copy.

                          Request to reveiw my account & waiver the both charges.

                          Looking forward for an early resolution.

                          Thanking you,

                          Yours sincerely,

                          Sayukta s yashwantrao
                          Oct 28, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Sep 22, 2018
                          Updated by SayuktaYashwantrao
                          Sir/Madam,

                          My Titanium Credit Card no - [protected].
                          I have received my first credit card statement in the month of June 18. I am surprised to see that they have charged MTNL charges 100 rs which is not inform the same .

                          I raised the complaint & reverse the cahrges. again same thing happend in every month added the charges for (MTNL).

                          From last month I have not received Credit Card hard copy of bills and also not received message on mobiles.Till dated not received the same.

                          received message outstanding balance on 15th sep, 18 which is added the Late fee charges & MTNL charges which is added all in Current Outstaning .

                          Also received mails every month but last month had some problem's I have not operate my mails, if you send the hard copy & message on mobile then i would have paid the money last month but not recdeived message & hard copy.

                          Request to reveiw my account & waiver the both charges.

                          Looking forward for an early resolution.

                          Thanking you,

                          Yours Sincerely,

                          Sayukta S Yashwantrao
                          Verified Support
                          Sep 25, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We confirm that we had already responded to your e-mail on September 18, 2018. We regret to note the same missed your attention. For further clarifications please reply to our e-mail. The reference number for this interaction is [protected].

                          -Manoj
                          HDFC Bank Customer Assistance
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                            Balu_al
                            from Bengaluru, Karnataka
                            Sep 22, 2018
                            Resolved
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                            Resolved

                            I m very unsatisfied customer of hdfc, as they levy charges on customers for their system issues. I didn’t get the billing details on my cell phone, however when i called them, they say that it’s my problem that i have not paid on time and that they charge late payment charges. And later calling their call center again, they said they have taken request for reversal, but i realized that it’s only for financial charges. But the late payment is still put on my head for no reason. The call centre disconnect calls ubruptly. I am not certain if they really care for customers. I m sooooo very unsatisfied customer of hdfc, as most of the transactions with hdfc is bad.
                            Oct 23, 2018
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Sep 22, 2018
                            Updated by Balu_al
                            I don’t want to continue to use hdfc services for anything. The service agents want me to pay the unnecessary charges and wait for several days for refund. If we delay payment by day they charge heavy amount, however they want customers to lock their money with HDFC and wait in length to get refunds
                            Verified Support
                            Sep 22, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            I request you to share your complete concern, card no. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                            -Anay
                            HDFC Bank Customer Assistance
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                              S
                              Sapna Girimallanavar
                              from Salem, Tamil Nadu
                              Sep 22, 2018
                              Resolved
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                              Resolved

                              Claim id : 3990538

                              The above health insurance reimbursement claim was rejected with reason that policy holder's hypertension was not disclosed at the time of taking the policy. However this is not true. Not only was it disclosed but its only mentioned in the exclusion clause of the policy.

                              Also the reimbursement claim is not for hypertension or anything related to it.

                              So no grounds for the insurer to reject the claim.

                              Have written to the hdfc life review committe to reconsider the claim with all necessary documents

                              Please inform the company to look into this matter.

                              Thanks
                              Oct 25, 2018
                              Complaint marked as Resolved 
                              HDFC Life customer support has been notified about the posted complaint.
                              Verified Support
                              Sep 24, 2018
                              HDFC Life Customer Care's response
                              Hi, if policyholder have already raised on service Id, our team will check and post assessment response will be shared with policyholder.
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                                A.it
                                from New Delhi, Delhi
                                Sep 22, 2018
                                Resolved
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                                Resolved

                                I have blocked my card on 1 aug 2018 still getting statement to pay renewable fees, i have sent closure form by post.my card number is[protected].so please close it as i have already blocked and no transaction is pending except renewable fee, i will not pay renewable fee as i dont want to continue with it. Number of times i made complaint on hdfc but they are only giving repetetive answers.
                                Oct 27, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Sep 22, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                Let us look into it for you. Please share your Account No./Card No. with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                -Manoj
                                HDFC Bank Customer Assistance
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                                  A
                                  ank ch
                                  from Chennai, Tamil Nadu
                                  Sep 22, 2018
                                  Resolved
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                                  Resolved

                                  Address: Chennai, Tamil Nadu, 600003

                                  My hdfc credit card number is [protected].
                                  I have been using this card for over 5 years. I have not been getting my hard copy statements from them despite multiple requests, due to which we had avoided using our hdfc card.in the month of march 2018, we had spent rs 1340 on the card, and we received a statement in june 2018 amounting to rs 3597. How do we make the payment without receiving an invoice? When questioned about this, we are informed that it is due to late payment fee and the customer care was not ready to talk further on this and instead gave us a number - [protected] to sort this. But unfortunately, this number is always busy/ unreachable and they do not provide an alternate contact or call back as well. We then paid them a part amount by cheque to sort the issue but the cheque did not get cleared till date and we are not informed anything on this, nor do we know the reason. The next month, we received a statement for rs 4218, for which we had written a letter to the hdfc, and till date there is no response from them on this. The next month we have received a statement for rs 2701, and it states that the issue would be referred to rbi approved credit bureaus.
                                  There has been an unnecessary harassment from hdfc bank. Firstly they had updated wrong mail id on the card and they do not respond to mails sent from other ids. They give a contact which cannot be reached any moment. The customer care does not sort the issue. There is no response to the letter. They do not send hard copy statements on time. How will a customer sort an issue if this is the way they work?

                                  After this series, we have stopped our hdfc bank account as well, and would never recommend anyone to have an account with the hdfc.
                                  Oct 28, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Sep 25, 2018
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  We have taken note of your comments expressed with regard to your credit card, you may look forward to receiving a response to your e-mail id in 2 working days. The reference number for this interaction is [protected].

                                  -Manoj
                                  HDFC Bank Customer Assistance
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                                    vivek ranjan10
                                    from Agra, Uttar Pradesh
                                    Sep 22, 2018
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                                    Dear sir i have a personal loan with hdfc bank which is seteled in 2017 in 4 installment. And i paid all the installment on time. Now again i am getting calls for payment. When i call hdfc bank and told them that i already setteled the loan in 2017 they refused and they told me that they recived only 3 installment and so my settelment letter is void. I paid all the emi online so i have all the prove of payment but they not ready to accept. I request you to please look into this. My personal loan account no is 33027271. Herby i am sending the online recipt and mail which i sent to hdfc bank.
                                    I hope rbi will resolve this issue.
                                    Rgds
                                    Vivek ranjan
                                    [protected]
                                    +5 photos
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Sep 22, 2018
                                    Updated by vivek ranjan10
                                    Please do the needful
                                    Oct 04, 2018
                                    Updated by vivek ranjan10
                                    Still my problem not resolved and mr saurav anand frm hdfc bank abuse me over phone and told me to settle this loan again .his mobile no is [protected]
                                    Pls do the needful i have already sent all the profe of payments
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                                      K
                                      Kamalsidhu919
                                      from Mohali, Punjab
                                      Sep 22, 2018
                                      Resolved
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                                      Resolved

                                      I am writing this email to inform you that i have not disputed any transaction for below mentioned card details. This is purely your agent assumption and he just block my card and dispute the amount as he not understand what i am asking him and he himself not equipped with right piece of information. I just create the netsafe virtual card and asked him how will i get money back from virtual card into my credit card. He not even know what is netsafe virtual card according to him its third party, he not aware of virtual card facility offer by bank, whereas, its purely hdfc product. He gave me misleading information instead of telling me right piece of information. Because of his wrong action i am facing so much trouble and my card is blocked and my money is stuck. I really appreciate if you can look into the issue and refund the money back into the credit card as this is not disputed transaction. I have spoke to the suchimita at customer services she also sent and email for the same issue.
                                      Oct 28, 2018
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Sep 27, 2018
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      We infer that our service manager was in touch with you to personally address your queries regarding your credit card account and the same was resolved.

                                      -Anay
                                      HDFC Bank Customer Assistance
                                      Please send back money netsafe to my credit card

                                      refund netsafe virtual card - Comment #3746286 - Image #0
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                                        Kamalsidhu9191
                                        from Mohali, Punjab
                                        Sep 22, 2018
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                                        I am writing this email to inform you that i have not disputed any transaction for below mentioned card details. This is purely your agent assumption and he just block my card and dispute the amount as he not understand what i am asking him and he himself not equipped with right piece of information. I just create the netsafe virtual card and asked him how will i get money back from virtual card into my credit card. He not even know what is netsafe virtual card according to him its third party, he not aware of virtual card facility offer by bank, whereas, its purely hdfc product. He gave me misleading information instead of telling me right piece of information. Because of his wrong action i am facing so much trouble and my card is blocked and my money is stuck. I really appreciate if you can look into the issue and refund the money back into the credit card as this is not disputed transaction. I have spoke to the suchimita at customer services she also sent and email for the same issue.
                                        HDFC Bank customer support has been notified about the posted complaint.
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