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Hdfc bank — unauthorized charges for an account that should have been closed
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I have been working on closing a hdb financial services ltd account with hdfc bank barasat branch since 2017, separate closure requests were submitted and none were honored. As i had withdrawn the account balance based on the bank's suggestion, they however, did not close the account and i incurred charges for not maintaining balance within the account.
As it was a salary account, my company deposited some funds in there and the negative balance was sufficed by the bank withdrawing all these charges. I am posted outside india due to a job relocation.
I have raised complaints with the ombudsman and nodal officer, been to the back several times, however, no action has been taken so far.
Recently, upon my arrival in india, i requested the bank to reverse the charges incurred due to non-maintenance of minimum balance. They delayed the reversal charges.
Because of non-closure of my account, i have incurred rs. 8, 706.34 plus ecs return charges of rs. 1, 087.41.
The bank officials refuse to acknowledge that closure forms were submitted, insist that closure could have been done online.
Even i cleared credit cards payment.
I have been thoroughly harassed and incurred charges trying to retrieve the amount from them. Transportation charges to keep going back to the bank again and again, troubling my senior citizen parents to no end.
I am hdb financial services ltd employee resigned[protected] even egain join my previous company with hdb financial services ltd date[protected]
Request: to please reverse both non-maintenance of minimum balance charges and ecs return charges.
Hdfc bank customer support has been notified about the posted complaint..
Regards
Sanjib bhattacharya [protected]
[protected]
[protected]@gmail.com
Cust id with hdfc 74076038
Oct 26, 2018
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Sep 19, 2018
HDFC Bank Customer Care's response Dear Customer,
With regard to your credit card, we request you to contact our Debt manager at[protected]/40372303.
-Anay
HDFC Bank Customer Assistance
Greetings from OneAssist!
We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3561969. Your amount 1399/- will be credited in bank account within 5 to 7 working days.
Regards,
Devendra,
OneAssist, Social Media Team.