HDFC Bank Complaints & Reviews

Hello team.
I am unemployed for the past 1.5 years so i am unable to make full card payment. Hence i was requesting for a settlement and bank asked me to call to the number [protected] but no one is picking the call and i am tryin to contact them for past one week.
Since this is very urgent requesting someone to please help me on this.
Kindly assist

Hi,
I got sms sating that 'dear customer mandate reference no: hdfc[protected] issued to visu leasing and financepvtltd with value rs. 50000.00 and frequency adho is received today for processing.in case of any issue please get in touch with your branch'
I didn't submit anything. I don't know about

Can anyone explain what is this?...

Hdfc bank car loan department is charging 5.9% on outstanding principal as prepayment charges after payment of 13 emi on time. According to them they have drafted this in the loan agreement which is signed by me. They gave me a hard copy of the letter stating the prepayment charges which is attached. The letter also states that prepayment charges are conditional. I had given a three reminder mail to hdfc loan support to remove the charges but nothing is been done.

1. Is this legal?

2. What can be done to waive off such charges, if this is legal?

Hi team, hdfc pl loan support is very poor service.

Past 19 days i am try to close the pl with home loan sanction letter and checque, 4 times gone to chennai branch but today also they seeking approval from loan department. Each time half a day lost and more frustration for this closure process.

Please try to understand my pain. Day by day interest is leaving from the loan amount, end of the day i lost my money and time with you.

Please save me & help to closure from this hdfc personal loan

I was in delhi and i have taken a car loan form hdfc bank in september 2016. The car i bought was maruti suzuki wagonr (Commercial numbwe delhi/ncr passing) for extra income purpose, all the intallments was very much clear and on time, in march 2017 i come to know about my promotional transfer to pune, since it was delhi/ncr passing number and cant be transferred on any other name before 3 years so it was impossible to drive this car to pune and also difficult to sell someone in delhi to a unknown person, i have taken lot of suggestion from colleagues and bank peoples also, hdfc bank people suggested me to surrender the vehicle to bank instead of selling to unknown person. I have surrendered the car on 31 march 2017 to hdfc bank, and now after more than one the hdfc year bank people is calling me that i have to pay 1.56 lacs amount to bank when i refused because i have given the car to bank they have hold this balance in my hdfc bank account my hdfc bank saving account is showing -1.56 (Negative balance) this will effect on my credit score. Request to you please help to resolve this.

Loan account number is 42558480
Hdfc banks saving account number is [protected]

I was issued a credit card when i went for a emi finance. But since then i have not used my cc. Now i recieve msg saying i have to pay due amount. No customer service is responding properly. I now doubt on continuing my other accounts with you. Somone has debited it without my authorisation. Its been debited 2 times. When spoken to customer care each one keeps giving the other numbe, and i end up nowhere. I need this resolved as early as possible. Please please check and get back on this

Respected sir,

On 18th date by mistakenly i am paid credit card payment of 20, 000 rs from my account, it is credited to my credit account also. But i want to cancel that transaction. It is by mistakenly done.

My account no is [protected].

Please refund this amount to my account it is very urgent sir,

I have received a message about something customer mendate reference from hdfc bank. Though i gave not applied for anything like that.

Dear customer mandate reference no: hdfc — issued to reliance nippon life amc ltd e sign with value rs. 100000.00 and frequency is received today for processing.in case of any issue please get in touch with your branch.

Please help!

I am receiving threatening and abusive phone calls from the collectors of hdfc bank constantly day after day. Even though i am not the recipient of the credit card. Despite me telling this to them repeatedly that the relative (Whom they wish to speak to) doesn't stay with me they continue to call. They have been abusive and threatening in calls which is an offense if this is not looked into i am going to the police. Look into your staff and the way they're speaking to your clients.

I Have applied credit card before 60 days since my Application status shows in progress. I have called customer care to enquire about this. They said it is in curable sector. And submitted all the datum they have asked .Since there is no mode of response to clarify this. Kindly look in to it and do the needful

Application No : CC36378581
Mob no : [protected]

This is a complaint against some charges in my HDFC Credit card, no. [protected]. I took this card in the Month of November 2017. It was a sales lady who called me many times to take up the card. That time that lady mentioned, its lifetime free card, no need to pay any yearly fee for the card and no interest will be charged for purchases if the minimum due amount is paid within the due date. This is life time benefit. So I thought its good, no interest charges or annual fees and agreed to take this card. But from Feb 2018 there is always a transaction saying 'Financial Charges' found in my statements every month. I was wondering what it was and recently called HDFC Bank customer care to know what it was. Then I came to know that it was the interest charged on the total due amount. I don't understand why in the beginning it was said no interest charges and later charging interests. This is really cheating. It was agreed and confirmed that no interest charge will be levied if the minimum due amount is paid within the due date. Then later charging interests without any notification is purely cheating. Pls resolve this issue as early as possible.

Awaiting your reply.

Thanks and Regards,

Anshadha Shamsudeen.

I have mailed on [protected]@hdfcbank.com regarding my noc for my credit card this is the mail that i have sent hello,

Please send me a copy of the "no objection certificate" (Noc) for the settlement that was done on my hdfc credit card #[protected]. I would also request you to clear my name from cibil as i cleared all my dues by doing one time payment.
Details are mentioned below:

Name: madhumita thumbunkel
Credit card number: [protected]
Pan - ayupt3713d

Regards,
Madhumita thumbunkel

The above mail is sent from madhumita. [protected]@byjus.com email id kindly still did not get a revert

My hdfc regalia credit card has unauthorised transaction of 1916.73 and double gst of 345.01. Initially there were four unauthorised transactions out of which they have refunded just one of rs. 1916.73. All these transactions have no record of any text messages or where they have been done. So without card being used at all they have come up with such unexplained penalty. Hdfc is neither refunding nor seem to explain why is that. This is the treatment after being a classic customer. My advice better to dumo their cc and get a better one from other trustworthy bank.

Dear sir,

My self bhalodiya nirajkumar devrajbhai.
I am visited hdfc bank kalawad road branch at rajkot, gujarat on 10th september at 11:30am.
I am applyed application on that day.
If you think i am lieing please checked cctv footage on that day.
I am meet the vishal sir.
And his mo +[protected].
He said that i am submitted your application and courier your physical application form to chennai branch on that day.
He gave me form application no cc36036537.
After 3-4 days not received any kind of sms from hdfc bank track my application on hdfc bank site.
It always shows no record found.
Then i call vishal sir, he said me that i am already submitted your application to my senior ma'am.
He advised me that you wait 3-4 days more.
So, i am waited 3-4 days.
After that i call ahmedabad nodal officer.
He said me that your application not generated since that day. (19th september 11:00am)
So, i call the vishal sir and tell him to all the things.
He said me give me 5 minutes i talk to ma'am what is your application status.
I said okay.
After 5-minutes i received a sms.

"we have received your hdfc bank cc app 18i[protected]w8. Pls type twv with passcode 501670 and sms to 5676712 to process your appln. Passcode is valid for 2 hrs"

Then i realized that vishal sir and ma'am play with my emotion.

Today is 20th september i checked my application status it shows no record.

So i am humbly requesting you to please proceed my application.

Thanks you,
Niraj bhalodiya.

Hi,

This is regarding my personal loan that i have applied.. I had an earlier existing loan going in hdfc bank. Now, i required a top up of 60000 on my existing loan. Bank had sent an executive to my place who had no knowledge of loans... He promised me that i will be charged with same interest i. E 10.99 as per ny earlier loan and emi wilk be same as tenure will be increased.. He took my signaturenon the form and now they have charged insurance money as well as high interest rate of 15.75 on my loan... I am so pissed off as nobody is listening to me. The loan manager mr. Saurabh kapoor not picking my call also his subordinate who filled my form mr nikhil gulati is also not responding my calls.

Would request you please look into this matter asap.
Thanks,
Rajni nair

I applied for regalia first credit card but instead i received money back card.
This is of no use to me. I tried calling customer care but there is no option for such thing in automated teller. Then i called grievance department but they also told me to call the same customer care.
Now, i have no idea that what should i do next to get my original applied card and return the received card.

Dear sir

Even though deposited or balance amount of Rs. 25, 163/- was present on 5th September 218 in account, without any reason deducted an amount of Rs.Rs.649/- on 7th Septmber 2018 as overdue as overdue loan. You have done the same many times. Kindly as soon as possible deposit the same.

Thanking you.
best regards.

Dear sir
I am a hdfc credit card holder. The bank has auto debited 1399 rupees without my concern on[protected] which is totally a fraud which can not be accepted my me as i am not interested in one assist membership plan please make it sure to deactivate this membership as soon as possible i[censored]nable to resolve my problem i will compel to go to the higher authority regarding dis problem which you can understand very easily.
Name-karan joshi
Customer id[protected]
Credit card ending no-0971

The loan is taken from centurion bank ltd, egmore branch chennai.
Tn22aq7227 is the vehicle number.
The loan is fully paid and i would like to obtain noc. Since the centurion bank is merged with hdfc bank ltd, i would like to receive the noc from hdfc bank ltd.

Please help to get the same.

Many thanks for your help!.

Regards
Rangaraj
[protected]@gmail.com
[protected]

Hi,

I have forgoten my my old food card password and i have applied for the new food card. I also received the new food card yesterday. I just swiped my new food card in my office cafeteria it shows card was declined.in my old card i have balance, now i want you to transfer my old food card balance into my new food card

Thanks
Lavanya s (Lavanya. [protected]@cognizant.com)