On behalf of me, my father visited the warangal branch on 06-sept-2018 to pay the partial payment i. E. Rs. 1, 50, 183 towards tenure reduction for my home loan[protected]. The warangal branch associate misguided my father, saying that there is an rbi rule to reduce only the emi but not the tenure while accepting the partial payment check. I spoke to hdfc bank customer care, they confirmed that there is no such kind of rbi rule.
Later the bank associate ganesh, agreed to reflect the partpayment towards tenure reduction, upon the payment cheque clearence. The check had been cleared on 12-sept-2018. So ideally it should have been reflected from my september emi onwards i. E.20-sept-2018, but it did not happen. I was surprised to see my emi reduction for sept then i approached bank associate ganesh but he again misguided me that it will be effective from oct 1 2018. Due to this, my sept emi got reduced but not the tenure. Please take the action to correct from sept emi onwards immediately without any delay.
Aug 8, 2021
Complaint marked as Resolved
Greetings from OneAssist!
We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3582448. Your amount 1899/- will be credited in bank account within 5 to 7 working days.
Regards,
Devendra,
OneAssist, Social Media Team.