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HDFC Bank Complaints & Reviews

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Updated: Jun 7, 2026
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D
Dakahi.P
from Noida, Uttar Pradesh
Sep 26, 2018
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I am extremely upset with the way HDFC treats a customer who has been with them for years, the way they handle a complaint and reject a justified request. In the month of August, the due on my credit card was approximately 129000. Accordingly, I paid 1lac within the time given, whereas 29 thousand reached them three days after the due date due to some net banking error. Surprisingly, when I received the September bill, I saw a finance charge of more than 3000 for a 3 days’ delay!! I immediately called the customer care, I was told it would be reversed since the delay was only 3 days, it did not. I called again on the 18th of September, in which I was assured by a representative that it would be reversed since she had spoken to the supervisor and that in 2 days I would get a confirmation message. I waited, the message never came. I called back on the 23rd as my payment was due for the next month. I again got the assurance that it would happen. I even managed to record a little of the conversation. Based on that assurance, I made a payment of INR 21138 on the 25th of September. Today, I received a message that my request for reversal could not be processed. After all the guarantee, the assurance from their end, they fooled me into making this month's payment and after the payment for this month is received, I immediately received a message that the reversal could not be processed!! I can’t believe that they could cheat a customer to this level. I am all set to raise this issue through social media if required, but I will not tolerate such false commitments, that too on a complain /request which is justified.
Request you to help me in this.
HDFC Bank customer support has been notified about the posted complaint.
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    saurav131
    from Bengaluru, Karnataka
    Sep 26, 2018
    Resolved
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    Address: 180002

    I have purchased iphone x in apr -18 from bhushan radios jammu wherein i was suppose to get cashback of rs 8000 within 90 days.. Its been now more than 120 days, i have not received my cashback.

    Everytime i call hdfc customer care, they give some timeline by saying that they have not received cashback from i-phone whereas nothing as such was mentioned in offer scheme.

    Its sole responsibility of hdfc to give me cashback in stipulated timeline

    Regards
    Saurav gupta
    [protected]@gmail.com
    [protected]

    Cust id[protected]
    Nov 5, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Sep 28, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    We have taken note of your comments expressed with regard to your credit card, you may look forward to receive a response to your e-mail id in 3 working days. The reference number for this interaction is[protected].

    -Manoj
    HDFC Bank Customer Assistance
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      vinay ng
      from Bengaluru, Karnataka
      Sep 26, 2018
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      Address: 560025

      Dear team, amount of rs. 8543 has been deducted today 26.9.18 and someone called from hdfc bank itself to redeem the debit card points as well they asked for the debit card details too and i provided the same.
      After sometimes, rs. 8543 amount deducted from account no. [protected] name ganesh desai m.
      Please check and confirm the same.

      T
      Regards,
      Ganesh desai m
      [protected]
      Oct 29, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Sep 26, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      We're sorry to hear that. Please share your Account No. with registered contact info & transaction details on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

      -Anay
      HDFC Bank Customer Assistance
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        R
        Ravi Barasker
        from Pune, Maharashtra
        Sep 26, 2018
        Resolved
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        Resolved

        Address: Pune, Maharashtra, 411014

        Hi,

        As per advertisement it is shown that 5 % cash back will be provided in case of purchase from tanishq showroom and payment made through hdfc debit card & credit card.

        I have purchased jewelry from tanishq showroom bund garden pune on 9th sep 2018 with hdfc credit card for rs 55592. And eligible to get 5 % refund.

        But proper information is not provided by the vendor and also in hdfc advertisement when such refund will be credited in account.

        Please provide complete details regarding such offers.

        Please look into the issue and do the needful.
        Oct 27, 2018
        Complaint marked as Resolved 
        HDFC Bank customer support has been notified about the posted complaint.
        Verified Support
        Sep 26, 2018
        HDFC Bank Customer Care's response
        Dear Customer,

        We're sorry to hear that. Please share your Card No. with registered contact info & complete issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

        -Anay
        HDFC Bank Customer Assistance
        Hello i received call from hdfc bank saying hat loan against policy they told me to purchase the policy and i purchased later in 18 days they were supposed to send my loan amount but not any mail or contact please resolve

        and call on [protected]
        I bought an iPhone in Feburary, and the loan deduction started from June, but now it's been more than 90 days and I have not recieved the cashback yet.
        No prior information in activating the plans.. nd no proper reply form customer care. Now am receiving a bill of RS 2600. What am I supposed to do now pay ? But for whose mistake. Am not using credit card for nearly 7 months. Kindly look into the issue. I want u to deduce the bill amount. I can't pay full amount
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          H
          Himankar Bhattacharyay
          from Asansol, West Bengal
          Sep 26, 2018
          Resolved
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          Address: Nadia, West Bengal, 741302

          I have an outstanding of nearly 94000against credit card bearing no[protected]. I want to settle the amount. But your representative is not listening to me. More than that she is behaving like a rowdy and treating me. I want to pay after settlement. Pls look into the matter as early as possible. Only one payment was not paid last month. There is some economic problem on my behalf. I have tried several times to contact customer care representative of credit card of hdfc bank. But all my attempts were in vain. U can check this profile for last 2 and half years. Every payment was done in time. I want to talk to one of your representative who is gentle, polite and have patience to sort out the situation. Waiting for competition from your end.
          Oct 28, 2018
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Sep 27, 2018
          HDFC Bank Customer Care's response
          Dear Customer,

          We have reviewed your comments expressed and request you to contact our debt management executives at[protected]/40372303 for any queries in this regard.

          -Manoj
          HDFC Bank Customer Assistance
          Hi,

          Hi this is Prashant Tyagi, ex employee of Yatra.com.

          So I want to get the salary slip for the last 6months as I need to submit the.

          My Customer I'd is 48975009

          Thanks
          Prashant Tyagi
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            S
            sruthika 9959
            from Vijayawada, Andhra Pradesh
            Sep 26, 2018
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            Address: Hyderabad, Telangana, 500050
            Website: HDFC_Bank_Escalation

            Hi,
            I have applied for money back credit card through card to card. As per that i have provided the valid documents for him and also i have received the message of acknowledge application references number and application number, while tracking the application it's showing an no records found and more over tracking with application number is showing me as invalid application number. And applying for compliant in hdfc bank application number is showing invalid so, look in foward realize the issue.
            Oct 27, 2018
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Sep 26, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            We'll look into that for you. Please write to [protected]@hdfcbank.com with Card application number, mode of application, date of application, complete address of branch if you have applied at the branch, complete name, and your contact details. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

            -Anay
            HDFC Bank Customer Assistance
            Dear team,

            kindly provide my credit card sattelment letter below mention account my detail

            card no:-[protected]
            my name anilkumar vyas
            mo:[protected], [protected]
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              B
              bbver
              from Delhi, Delhi
              Sep 26, 2018
              Resolved
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              Resolved

              Address: Gurgaon, Haryana, 122011

              I have received following sms from bank today:

              Dear customer mandate reference no: hdfc[protected] issued to mswipe techonologies pvt ltd with value rs. 7080.00 and frequency adho is received today for processing.in case of any issue please get in touch with your branch.

              I have not given any mandate. Kindly cancel and make sure that no money is removed from my account. Please resolve the issue.
              Oct 27, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Sep 26, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              I request you to share your account/customer Id, complete issue and registered contact details to [protected]@hdfcbank.com with ref ID-TTU[protected] in the subject line. Will assist you better.

              -Anay
              HDFC Bank Customer Assistance
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                K
                krishna Mangalarapu
                from Tadepallegudem, Andhra Pradesh
                Sep 26, 2018
                Resolved
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                Address: 500032

                Dear hdfc team,
                This is the complaint towards my money got deducted due to the slow network. I was trying to make 1000rs payment for tsddcf on 16thaug18. I have confirmed with tsddcf the payment has not happened. It has been more than a month i didn't receive money back to my account. Can you please go through the attachment and do the needful.

                Thank you
                Krishna
                Oct 29, 2018
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Sep 28, 2018
                HDFC Bank Customer Care's response
                Dear Customer,

                As on September 28, 2018 the amount has not been claimed by the acquiring bank. In case the acquiring bank does not claim the transaction amount by the 9th day, the amount will be re-credited to your account. In case, you do not find any credit to your account after the above-mentioned time frames Please feel free to write to us at: [protected]@hdfcbank.com for any further assistance / clarification and we shall be glad to assist you.

                -Manoj
                HDFC Bank Customer Assistance
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                  S
                  Sam Destiny
                  from Allahabad, Uttar Pradesh
                  Sep 26, 2018
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                  Address: Kanpur, Uttar Pradesh

                  Respected mam/sir,

                  My name is sandeep sharma. At 11 aug 2018 atm fraud by someone and cash was widraw from my account. I report the police and bank, nobody take action in this case. So please help me.

                  A/c no.-[protected] (Hdfc bank, kakadeo branch)

                  Name-sandeep sharma
                  Contact-[protected]

                  Date of transaction-11 aug 2018
                  Time-7.28 am, 7.29am, 7.31 am

                  This is fraud transaction without my atm cash was widrawn by using indusind bank atm (Mn004107 atm code), while i was in my home. I already compined to bank but no proper reply by the bank, i want refund my money.
                  Oct 28, 2018
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Sep 27, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  We are working on your concern vide Ref ID:[protected] and will revert to you within 4 working days.

                  -Anay
                  HDFC Bank Customer Assistance
                  Dear sir,
                  my credit card has been returned to bank.Secondly i ordered a clubmiles credit card they send me regalia card.So if possible then send me clubmiles card .
                  courier id - EB[protected]IN
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                    K
                    Kamadhavi
                    from Hyderabad, Telangana
                    Sep 25, 2018
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                    Address: Hyderabad, Andhra Pradesh

                    Cancellation of one assist membership

                    I am a hdfc bank credit card holder. The bank has auto debited rs. 1899/- from my credit card number ending with 8652 without my concern on date:25/09/2018. I am not interested about this service and don't want this membership any more. So, please cancel the membership and refund this debited amount of rs.1899/-

                    Relationship no: 2804199
                    Name: k. Madhavi
                    Card ending: 8652
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,

                    Greetings from OneAssist!

                    We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3582448. Your amount 1899/- will be credited in bank account within 5 to 7 working days.

                    Regards,

                    Devendra,

                    OneAssist, Social Media Team.
                    Dear sir,

                    iam selva kannan. i am already apply a personal loan on last week 15.09.2018 . all verification completed . but still I am not get a loan amount from trichy hdfc branch also i am very frustrated with them...

                    kindly help to get a loan amount ...

                    thanks/ regards,
                    Selva kannan
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                      A
                      azhar ashad ansari
                      from Athni, Karnataka
                      Sep 25, 2018
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                      Address: Mumbai City, Maharashtra, 400093
                      Website: mail

                      I also having same problem, in my hdfc account -7000 rs it showing.in the year of 2014 september i joined in a company there they provide me hdfc salary account. After 2 months i quit that company. After 2 years recently i joined in my dream organisation here i am facing problem with opening a new hdfc account. They said they wont provide new account after 7000 clearance only they will open new account. With out any intimations how it come -7000. Can you please any one help me how to handle this issue. Please provide suggestion.
                      Oct 27, 2018
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Sep 26, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      I request you to share your account/customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                      -Manoj
                      HDFC Bank Customer Assistance
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                        M
                        Massriharsha
                        from Gajuwaka, Andhra Pradesh
                        Sep 25, 2018
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                        Address: Visakhapatnam, Andhra Pradesh
                        Website: HDFC CREDIT CARD

                        Sir
                        I have forgot credit card login pin.But I made number of attempts through forgot pin option to generate new pin.But i am not successful.
                        Hence kindly support me to enable in new pin generation.

                        M RATNAMJANEYULU
                        CREDIT CARD NO.[protected]
                        Regd.Mobile:[protected]
                        Mail ID:[protected]@gmail.com
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                          swapnil.somwanshi
                          from Bengaluru, Karnataka
                          Sep 25, 2018
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                          Address: Pune, Maharashtra
                          Website: BHIM upi

                          My idea recharge validity was expiring yesterday 24/09/2018, so i did recharge paying 409 from idea application with BHIM upi option amount deducted from my hdfc account. And the recharge was successful and amount was debited, but benefits are not credited, service provider said upi is third party interface, so we cant say anything about it.
                          Transaction id is[protected].

                          Please solve it ASAP
                          HDFC Bank customer support has been notified about the posted complaint.
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                            A
                            A.it
                            from New Delhi, Delhi
                            Sep 25, 2018
                            Resolved
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                            Resolved

                            My credit card number is[protected], i lost my card and i have blocked in on 1 aug 2018. On 13 aug bank generated statement which include renewable fee for the year, in next month they levied late payment charge. If i have blocked the card and i dont want to continue with it why would i pay renewable fee for card. No other charges are pending against me.
                            Contact no [protected].
                            Nov 5, 2018
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Sep 27, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Your relationship is important to us and we request you to reconsider your decision of closing the card account giving us an opportunity to be of continuous service to you. In the rare event, if you are still contemplating card discontinuance, we request you to forward us a duly signed letter to the following address to enable us to do the needful. HDFC Bank Cards Division PO BOX # 8654 Thiruvanmiyur P.O. Chennai 600 041.

                            -Manoj
                            HDFC Bank Customer Assistance
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                              Ashish Aswale
                              from Pune, Maharashtra
                              Sep 25, 2018
                              Resolved
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                              Resolved

                              Address: Pune, Maharashtra, 411052

                              This is regarding the transaction performed in sbi atm on 9th june 2018.

                              I have performed total 2 transaction in sbi on that day.

                              Sbi bank in karvenagar branch atm for rs. 2000 both got failed, i have received refund for 1 transaction, but for the second still i have not received.

                              As per the response received from the sbi the 2nd transaction was successful, and which is not the case, so i have requested to get the cc tv footage and complaint was raised.
                              Complaint (Reference id 7483416, 1590579) for cc tv footage was raised 11/07/2018 but i have not received any updated on it.
                              So i have raised the grievance hbl=[protected] and hbl=[protected] i am not getting proper response on this.
                              I have visited the hdfc branch in karve nagar and raised the dispute form on 14/08/2018 for that also there is no update and when i visited the bank they have raised the request once again and now waiting for cc tv footage. It is more than 3 months,
                              Please help me in getting my money back.
                              Oct 26, 2018
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              Sep 25, 2018
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We are working on your concern vide Ref ID:[protected] and will revert to you in 4 working days.

                              -Manoj
                              HDFC Bank Customer Assistance
                              Oct 04, 2018
                              Updated by Ashish Aswale
                              Hi Team,

                              Any update on this. As i have not received any response.
                              Dear sir,
                              My account nagative Rs 10130/- Otherwise my salary is Rs. 8953/- is debited bank charges
                              I request you my nagative balance pls solve my problem.
                              But I have lose 8953/- pls I request. You ECS Charges is reverse my account
                              HDFC bank
                              Modasa branche
                              AC no :[protected]
                              Hi Team,

                              Any update on this. As i have not received any response.
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                                Girish Budhrani
                                from Mumbai, Maharashtra
                                Sep 30, 2018
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                                Address: Thane, Maharashtra, 421004

                                I, ve been using hdfc bank business money-back card since last eighteen months and so far my experience has been the worst. To begin with Interest rates charged by the bank are unreasonable and in exorbitant. Even after paying such a high interest charges bank puts late payment charges which is ₹500 per month and whereas bank only provides the information by sms which only mentions the minimum amount payable and not total outstanding amount and interest charged by them.
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  manikanthaarika
                                  from Bengaluru, Karnataka
                                  Sep 27, 2018
                                  Resolved
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                                  Resolved

                                  Address: Bangalore, Karnataka, 560018

                                  Hi CC, I have made a IMPS transfer on 23-9-18 at 9.30 pm the money got debited in my hdfc account but not credited to the beneficiary account,

                                  Im waiting this from past few days but it is not rectified please do something to get this done asap and this find is required for medical expenses

                                  Beneficiary aaccount is SBI

                                  Please let me know how can i resolve this issue.

                                  IMPS Reference #[protected] given from HDFC
                                  Sep 29, 2018
                                  Complaint marked as Resolved 
                                  Hi problem resolved, Hdfc has given email proof saying amount debited from hdfc and same forwarded to abi and then they have credited to beneficiary accent.
                                  HDFC Bank customer support has been notified about the posted complaint.
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                                    R
                                    r.s.agarwal1992
                                    from Pune, Maharashtra
                                    Sep 25, 2018
                                    Resolved
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                                    Resolved

                                    Address: Pune, Maharashtra, 411067

                                    I am not a customer of your bank/ organisation.
                                    Your company has got all our phone numbers, personal details and feel free to call us anytime to sell your products.
                                    Today morning a lady from your company called up and when instructed that we are not interested, she starting abusing me.
                                    Moreover she has my fathers number too, and did the same with him.
                                    On asking her name, which branch shes calling from she didn't answer the same.
                                    Continuously she is calling me finally i had to put her number on dnd.
                                    The said mobile number is+91 [protected].
                                    Kindly look into the matter seriously as your tele callers keep disturbing us and we are not here to listen to your abusive language.
                                    And we are not interested in doing business with such a company whose staff is uses un parliamentary language.
                                    Its a shame on such an organisation whose staff doesn't know to talk without abusive words.

                                    Telecalling is an offence as you have taken my number without my consent.
                                    Trai has strict rules for the same.
                                    Also it is a criminal offence as per indian law, calling up someone and starting to abuse, what sort of a company hdfc is???


                                    Kindly look int this matter seriously and firstly kindly stop disturbing us with your useless calls and mails.
                                    Nov 1, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Sep 25, 2018
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    Sorry for the inconvenience caused. Please share with us the caller details and your contact number on which the call was received with the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                                    -Manoj
                                    HDFC Bank Customer Assistance
                                    Dear Customer Mandate reference no: HDFC[protected] issued to KOTAK MAHINDRA BANK LTD with value Rs. 21512.00 and frequency MNTH is received today for processing. In case of any issue please get in touch with your branch.

                                    I am not able to understand.
                                    Please explain briefly the msg.
                                    My card number is [protected]. My outstanding was 20k i was make the emi last two month Ago .i already pay 2 emi . My emi make emi 3535this amout already paid.my bill generate 9k more
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                                      Prateek_29
                                      from Bengaluru, Karnataka
                                      Sep 25, 2018
                                      Resolved
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                                      Resolved

                                      Address: Pune, Maharashtra, 411057

                                      Hello team,

                                      I have purchased finger ring from tanishq aundh pune branch on 07/01/2018. At that time there was cashback offer going on from hdfc bank, so i transacted using hdfc debit card. The offer stated 90 days of cashback credit time. Now its been approx. 240 days yet i have not received any cashback. I tried to contact customer care but ivr doesn't have any option for direct communication. Also emailing option doesn't give any option to log complaint for cashback/offers. Now i am feeling helpless and being fooled. Seems like its a fraud because there is no track on such offers.
                                      I want my cashback as mentioned in the offer.

                                      Please contact me.
                                      Mobile - [protected]
                                      Email - prateek. [protected]@gmail.com

                                      Thanks,
                                      Prateek
                                      Oct 26, 2018
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Sep 25, 2018
                                      HDFC Bank Customer Care's response
                                      Dear Customer,

                                      We are unable to trace basis the details shared. Please write to [protected]@hdfcbank.com mentioning below details, to enable us to check and assist you further. - Account number from where the transaction was initiated - Date and amount of transaction - Offer communication regarding cash back.

                                      -Manoj
                                      HDFC Bank Customer Assistance
                                      Sep 25, 2018
                                      Updated by Prateek_29
                                      Hello Manoj,

                                      I have mailed you with mentioned required details as per your request on the given mail id. I have also attached bill invoice copy for your reference. Kindly provide solution quickly.

                                      Thanks,
                                      Prateek
                                      Hello Manoj,

                                      I have mailed you with mentioned required details as per your request on the given mail id. I have also attached bill invoice copy for your reference. Kindly provide solution quickly.

                                      Thanks,
                                      Prateek
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                                        R
                                        Ruplekha Ghosh
                                        from Kolkata, West Bengal
                                        Sep 25, 2018
                                        Resolved
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                                        Resolved

                                        Address: Kolkata, West Bengal

                                        Complaint no. 1:

                                        I have booked air ticket for two people on 26th may 2018 from goibibo using my hdfc credit card. However a duplicate ticket was booked with same details due to technical error and my account was debited twice. Finding two bookings of same details and same flight goibibo team called me up and cancelled the duplicate one. As per the mail and verbal communication from goibibo team they have refunded the entire amount of the duplicate booking on the very same date. However that refund amount is not reflecting in my credit card statement. More over that is showing as outstanding amount. The booking id is gofldmob5c1c07300082.

                                        Complaint no. 2:
                                        As per the last statement rs. 509 has been deducted as financial charge on 16.09.2018 without any prior information. Please let me know what for this charge has been deducted.

                                        The registered mobile no. With the card is [protected]
                                        Nov 5, 2018
                                        Complaint marked as Resolved 
                                        HDFC Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Sep 27, 2018
                                        HDFC Bank Customer Care's response
                                        Dear Customer,

                                        We wish to clarify that, payment of at least the minimum amount due towards the card outstanding needs to be received by the bank to ensure that the card account is active and available for usage. Further, to avoid levy of finance charges and late payment charges, payment of the total outstanding needs to reach the bank by the payment due date. Hence we request you to effect payment towards the total amount due within the payment due date to avoid levy of bank charges. You may refer to the below link for details of the same. https://bit.ly/2k7MGwQ Further, we request you to send us the duly filled and signed form which is available on our website under the following path to cc.[protected]@hdfcbank.com to enable us to do the needful. Forms Center > Credit Cards > Cardholder Dispute Form.

                                        -Manoj
                                        HDFC Bank Customer Assistance
                                        My account got debited with INR 177 on 18 September automatically as 3RD PARTY CASH TXN INC GST 150918-MIR[protected].
                                        Please resolve as it is unknown and unfair transaction without any information and consent by HDFC Bank.
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