HDFC Bank Complaints & Reviews

My name is chandran a. My email id:[protected]@gmail.com.

I had applied home loans in hdfc ltd during oct'2018. As a existing customer, i preferred to go head with hdfc. But, i don't know that the project of the builder should be approved by hdfc to give the loan. Hdfc representative, suggested that we will get loan sanction by using the form pni and then you can give remaining documents. I am confident that they will give the loan. So, i signed the pni and given to the bank. Around jan'2019 i got message saying that my loan sanctioned and they took the processing fees. After few days of time, hdfc representative saying that we are not sure whether this project is approved by hdfc or not. If not approved, again we need to create this project in our catalogue and go for project approval.

Around jan'19, they requested for additional document for disbursement and i arranged the required documents and given to them. They took again 10 days of time and coming back saying again the project is not approved and we required more documents. I requested to transfer of my file after 5 months of frustration and mental torture to nearest branch. The transferred my loan documents to nearest branch (Hosur) to fix the loan. Atfer 2 weeks of walk to the bank, finally the hdfc hosur branch manager explained that, the koramangal branch not proceed you file completed to disbursement of the loan and explained what need to be done next.

This is almost 6 months, think about the person who applied loan in your bank and how much he suffered?

This is cheating with out explaining about project approval you guys detected the loan processing amount. With addition to that, i paid legal fees to lawyer from my packet. I need my money back. Please do the needful.

I hold a icici debit card. I tried to withdraw 1800 rs from hdfc atm. The atm displayed that, the required denomination is not available, only 500s are available. I didn't receive money. But rs. 1800 is debited from my account. And i didn't get the money credited back. When i complained to icici, they raised the issue to hdfc. But hdfc states that, the money is debited by me. How can a system be such wrong? If required, hdfc can check their cctv footage of my actions in the atm.

Hi team,
I have made a wrong neft transfer of 1 lakh rs from my sbi account to one of the hdfc bank account. Then for reversal hdfc bank asked us to raise request from sbi bank. Then sbi bank had raised this request sbin[protected] and provided all the required proofs and document on [protected]@hdfcbank.com and [protected]@hdfcbank.com. They responded that we would be processing this request and will refund the money. Since 2 months sbi manager sent lots of reminder to know the status of refund.
But no one from hdfc bank is giving response to this. Please look into this issue. Also let me or sbi branch know if anything required from us. Thanks in advance.

Koushal singh dhangar

Hdfc bank is the most unprofessional & unscrupulous bank in india. Please be warned that the bank officials are highly unreliable and have been given the training to harass and torture people, be it any of their department. I have already given pdc and paid the asked installments for the loan against my credit card yet their bank officials start calling me at 7/8 in the morning saying my installment is due. They executives are extremely rude and have no correct information and despite explaining them nicely that i have paid what i have to and they shouldn't be calling me because it's all settled they have a horrible attitude saying so what if they're calling me and if they have missed out information. I have call recordings, messages and emails to prove all that i'm saying.

I have made a transaction on 20th april which was canceled by me on 21st april, but still, i haven't received my deducted amount. I have dropped an email to hdfc support but as of now, no one is responding. Yesterday, i had words with phone banking staff name renu she told me to check with the payment gateway. First i have contacted merchant site they assured me that they have successfully refunded the amount. Please check with your bank. I have attached the screenshot of the citrus gateway, they have successfully refunded the amount on 21st april, but hdfc is not initiating it.

My complaint reference number is - 1893680.

Please see the attached screenshot for your reference.

Thanks,
Manoj

Respected sir/mam
I am siddhai j kargutkar handling a two wheeler loan from hdfc bank because of my financial crisis i was not able to make the payment so a collection department called me on my cell phone which was starting harassing my me regarding the payment i need to surrender my vehicle if i don’t have power to pay the emi.

They have taken my my vehicle in the middle of the road and collection departments taking rubbish

Only 3 emi was due i was telling i will pay interested that is 630 actually i paid 5000 inserted already but you person has told that they had bike he is telling that they had sold out the bike. With whose permission they had did this
All registration paper are with me

Loan account no 38732540

Our bike detail
Registration no. - mh04hh5263

Maker / model - honda cars india ltd / cb unicorn 160

Insurance upto - 29-sep-2019

Fitness upto - 29-mar-2031

Fuel type - petrol

Registration date - 30-mar-2016

Vehicle age - 2 years 13 months

Registering authority - thane, maharashtra

Chassis no - me4kc204cg80xxxxx

Engine no. - kc20e801xxxxx

Vehicle class - m-cycle/scooter (2wn)

Fuel norms - not available

Kindly requested you i can pay amount 3869*3 installment 11607 and 1890

Respected sir/mam
I am siddhai j kargutkar handling a two wheeler loan from hdfc bank because of my financial crisis i was not able to make the payment so a collection department called me on my cell phone which was starting harassing my me regarding the payment i need to surrender my vehicle if i don’t have power to pay the emi.

They have taken my my vehicle in the middle of the road and collection departments taking rubbish

Only 3 emi was due i was telling i will pay interested that is 630 actually i paid 5000 inserted already but you person has told that they had bike he is telling that they had sold out the bike. With whose permission they had did this
All registration paper are with me

Loan account no 38732540

Our bike detail
Registration no. - mh04hh5263

Maker / model - honda cars india ltd / cb unicorn 160

Insurance upto - 29-sep-2019

Fitness upto - 29-mar-2031

Fuel type - petrol

Registration date - 30-mar-2016

Vehicle age - 2 years 13 months

Registering authority - thane, maharashtra

Chassis no - me4kc204cg80xxxxx

Engine no. - kc20e801xxxxx

Vehicle class - m-cycle/scooter (2wn)

Fuel norms - not available

Kindly requested you i can pay amount 3869*3 installment 11607 and 1890

*****439 is my account no. When going to open net banking entering customer I'd password & then selecting image
After this take on next screen with my registered mob no. Ticking box & continue
No OTP come. Unable to open my net banking account. This is major issue with HDFC. Kindly help to resolve ASAP.

ANIL KUMAR

Dear friends,
Please don't use HDFC account. I had bad experienced from hdfc. I got loan from hdfc. at the time of loan process, they requested to open bank account. I got account and loan amount was credited. Later I have not been using this account. Recently they sent massage that your non maintenance balance is 7000 rupees. Ok requested to customer care to remove negative balance. They agreed that and requested to maintain minimum balance. I added 12000 rupees, but they deducted my money due to negative balance. Customer care explained about negative balance and said that paying non maintenance compulsory. This the way they are treating customer.
Dear friends I am saying that please don't take account and credit card from HDFC. I had bad experienced with HDFC credit card also.

Hi my name is karan chopra. I am a resident of gurgaon and am using hdfc credit card since about 2.5 yrs now. Initially it was okay because i was paying my dues on time but i had a my father's death last mth in the month of april 2019 so because of moving out to my hometown in lucknow i had to leave my job because of my leave issues with my manager. The executives are harassing me on a daily basis by calling me not only from their ivr number but also from their personal numbers as well. I would request the grievance department to please pay heed to my problem as soon as possible. All i want is just the end of this month that is may 30th 2019 to repay all my dues. I do not want to he harrased please.

Dear sir,

i have received the call from hdfc bank on[protected] her name is deepika .and she have brainwashed me - as hdfc bank will give you offer to pre-close your existing two-jumbo loans.by offer some amount with minimum due of 4500/ month upto the due for may 2020 (12 months). and she told me it's benefit to you compare the existing loan amount!. so i was accepted

note : but she was not telling me it's a jumbo loan.

after 20 min she was processed new loan[protected] -rs, 50000) and deposited 50000 to my bank account([protected]).after 2 minutes she was calling me and forced to pre-close my existing old two loans of
1.loan no:[protected]rs, 80000 and
2.loan no:[protected]rs, 35000 (in a fraction of minutes).
that day evening i have calculated my loan payment details it's was totally lose of me.i have call customer care and requested to close the new loan.

today i have checked- still the new loan was in active status.now the customer care person's told me - you have used the new loan amount; so we can't take your new loan close request. i was shocked.

she (deepika) only called me and forced to use the amount 49100 to pre-close old loans; but now all are told me you only used the new loan amount. (they give only the choice to pre-close option only and they will be charged around 4500 approx) this is happened just two days?

now i need to cancel the new jumbo loan (loan no:[protected]rs, 50000) without any processing fee+interest+gst.

i was not using any loan amount my knowledge she (deepika) only forced me to use the 49100 amount to my credit card.i'm a middle class people i can't tolerate this type of theft.i was suffering lot on this issue.

kindly help me to close the new jumbo loan without any fees

Hi,

I had lost my food plus card, i am a cts associate, could you block the card and issue the new card. Also my old card has balance money in that account around 2k.

Could you please transfer the amount in the new card. I am waiting for you response.

The food card number is : [protected]

Please resolve this matter asap.

My email : vijayalakshmi. [protected]@cognizant.com

I have an hdfc credit card and I missed to pay 5000 rs on statement outstanding balance for month of April 2019. HDFC charged me 8732 rs as financial charges + 1733 rs as applicable GST on financial charges in next month statement i.e May 2019. This is not at all acceptable that 5000rs will be charged with 8732rs as fee.

I request Consumer Complaints to do help understand on what basis HDFC keeping all the charges on customers and how to get the money back which is over charged on 5000 rs.

I have been informed that my emi was bounced for the month of march 2018
but according to my bank statement enough funds were available in the account and still there was no deduction of the EMI.
Now i have been charged with the bouncing charges along with late payment charges
I have been receiving calls that a FIR has been lodged against me.
but there was no information provided to my about the bounced EMI
my loan account no is[protected]

Hello team,
I have requested for closure of this hdfc bank credit card ending with 0044 last year in the hdfc bank branch: "pn 3, nri cplx, mandakini, alaknanda, greater kailash 4, new delhi, delhi 110019" after a filling a manual form.

I also received a confirmation that the card has been closed.

The last email for the payment was sent on thu, may 24, 2018, 2:39 pm and the amount was rs.14725.31. Further paying this amount there was no amount due left and i received the below email.

Thus making
Total amount due : (Rs.) 0.00
Minimum amount due : (Rs.) 0.00
Payment due date : (Dd-mm-yyyy[protected]

Now after close to 1 year, i have received again payment notice for about rs 1082.87/-. Although the card was not even delivered to me and it was closed already.

It looks very pity and i am really disturbed personally with this credit card related communication.

There is no statement generated for the same. Kindly request for help to close this as soon as possible.

Attached screenshots
1. Email regarding last communication.
2. Email regarding the outstanding due.
3. Payment done confirmation

My phone number : [protected]

Hi,
I have recieved message stating that..
Dear customer mandate reference no: hdfc[protected] issued to kotak mahindra bank ltd with value rs. 100000.00 and frequency mnth is received today for processing.in case of any issue please get in touch with your branch.

I didn't apply for this... Can this direct debit could be stopped... Please guide me and help me.

I have buy a item from amazon and payment done online, item was returned by me and refund was initiated by amazon.in on 22-apr-19 but same not received in my account. I have talked with amazon they said was is intiaiated talk with hdfc bank. I have mark many mailto hdfc but no resolution till now. Reference no given by amazon is 008762.
Mail id register with hdfc is krishna. [protected]@gmail.com
Mb number [protected]

Hi sir/madam,

I made a payment from my hdfc account in one online shopping site, i cancelled the order and i got a mail confirmation of the refund from the online shopping site. I got the mail on 3rd may and was ask me to wait for 5 business days. Today is 15th of may and i didn't get any mail of response from your side. The refund reference number for the transaction is 088362 and 258630. My account number is -[protected], ernakulam infopark branch

Dear Team,
On dated 7.05.2019 i was withdraw amount of 4, 000 rupees from BORBORI SBI ATM, but unfortunately when i was put ATM Pin and amount of 4, 000 rupees, ATM automatically coming black screen and restart, but case not dispensed. Kindly look the matter on priority.
Please find below details for reference.
ATM ID- BORBORI-ATM
ACCOUNT NUMBER - [protected]
REFERENCE NUMBER[protected]
NARRATION[protected]MANGALDAI

HDFC charged unnecessarily against my VIP Lounge usages.
In Jan month, I used to visit Mumbai and used VIP Lounge, as per earlier understanding there was no charges against 1 VIP Lounge per month but HDFC wrong charged 1951.29 INR + GST 18%

This is still mentioned in HDFC website :

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