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HDFC Bank Complaints & Reviews

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Updated: Dec 16, 2025
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P
praatyusha
from Bengaluru, Karnataka
May 17, 2019
Resolved
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Hi
I have requested hdfc to refund my money of rs.1416 which was deducted from my account as amb charges without information, they have refunded me just rs.1200 only.
And again when i requested them for refund of rs.885 which they deducted from my account as annual charges without any intimating me they have provided refund of rs.750 only.
They are saying me the reason they have already paid gst for that.
I cannot just donate money simply for you and i am not here to donate you.
And you are making my most of the time in just requested refund and worry about this account.
And i want my rest of the money back immediately. Do refund

Regards,
Enjapuri prathyusha
May 23, 2019
Complaint marked as Resolved 
made refund
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
May 20, 2019
HDFC Bank Customer Care's response
Dear Customer,

We understand that our Branch Official has contacted you to address your queries and concerns. Our Branch Manager Mr. Sudhir Kumar Sahoo has also emailed you on May 18, 2019, with regard to the same. Please feel free to speak to Mr. Sudhir Kumar Sahoo on [protected], [protected] for any further clarification or assistance.

-Zubin
HDFC Bank Customer Assistance
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    sanferd.romos
    from Mumbai, Maharashtra
    May 17, 2019
    Resolved
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    Address: 400064

    My first organisation opened a salary account in hdfc bank and later when i shifted company, they opened my salary account to a different bank. Now hdfc has converted my salary account to savings without any intimation and has been charging fees each month. I even spoke to their consumer rep on call and requested them to either close my account or undo the charges. Till date nothing has been done and it is charging me bomb as defaulters
    Jun 21, 2019
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    May 18, 2019
    HDFC Bank Customer Care's response
    Dear Customer,

    We have checked and confirm that your account status is updated as resigned in our system and you no longer hold a zero balance salary account. Thus the balance required to be maintained is Rs. 10000/-. The special facilities offered on the Salary Account is pursuant to the arrangement between the employer / company and the Bank. These benefits are extended by virtue of your employment in the organization, on whose request the account is opened with the bank. In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. The Terms & Conditions and features applicable to Savings Regular Account are published on the web site of the Bank. Please visit for Terms and conditions:https://bit.ly/2JgzzR7. For a Regular Savings Account, the charges for non-maintenance of Average Monthly Balance is available on https://bit.ly/2D62CbT. You are requested to visit the nearest branch for any clarification or assistance. Please visit the following link for the address of our branches and ATMs https://bit.ly/2Hqff0y.

    -Nadia
    HDFC Bank Customer Assistance
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      roackybalboa
      from Chennai, Tamil Nadu
      May 17, 2019
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      salary incentive's issue

      Address: Chennai, Tamil Nadu, 600055

      Hi my name rakesh kumar from chennai avadi, im working as personal banker (Prime banker) in hdb financial services.
      I work for hdfc prime channel. This place near to skywalk. Nelso manickam road aminjakarai.

      For the last one year we are not getting any incentives's. The people who are all close to the sales manager, people who not performing candidates only receiving best incentives. We dont know whats happening around,...
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      anoop220
      from Mumbai, Maharashtra
      May 17, 2019
      Resolved
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      Resolved

      Hdfc bank sent the sms like that-"dear customer your completed personal loan application is now accepted. Pls. Quote. Ref. No.67937768 for any status update -"my loan application no.67003511

      But when check with that ref. No. Their no result found after that i contact customer care they told me that the loan is rejected. But they do not give any reason for loan rejection
      Jun 21, 2019
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      May 18, 2019
      HDFC Bank Customer Care's response
      Dear Customer,

      We are working on your concern vide Ref ID:[protected] and will revert to you within 3 working days.

      -Zubin
      HDFC Bank Customer Assistance
      May 21, 2019
      Updated by anoop220
      Till date The HDFC Bank do not give any reply for my quarry
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        K
        Kondapaka Muralinath
        from Delhi, Delhi
        May 17, 2019
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        Hello,

        I have taken centurion bank loan for my two wheeler hero honda passion plus in nov 2004 warangal location and the loan is already completed. I have not recieved any information from the bank regarding collection of my original rc nor noc. I am staying in hyderabad and iam not sure where i should check the details as the bank now as it is merged with hdfc. I have approached hdfc but they just say that they have no information about this.

        Thanks,
        Muralinath k
        HDFC Bank customer support has been notified about the posted complaint.
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          ਗੁਰਪਿੰਦਰ ਸਿੰਘ
          from Pathankot, Punjab
          May 17, 2019
          Resolved
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          Resolved

          Address: Ludhiana, Punjab, 141001

          Dear team,

          I purchased samsung mobile through my credit card on[protected], same was cancelled on[protected] and on[protected] samsung refunded the amount of rs. 9909/-, after that 5 times i contacted hdfc customer care to look into that matter, and asked them to make sure it should cancel from your side.
          But in the bill for the month of may 2019 hdfc debited the emi from my card, which was not relevant. Now i have contacted 10 times hdfc to resolve it, but they are not bothering and saying that they cant do anything, only samsung can do.
          Samsung customer care are saying that they have cancelled the order and refunded the amount into card. Emi cancellation will be done by hdfc.
          Please resolve the issue.
          Jun 18, 2019
          Complaint marked as Resolved 
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          May 17, 2019
          HDFC Bank Customer Care's response
          Dear Customer,

          I request you to share your complete concern, card no./customer Id and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

          -Bejoy
          HDFC Bank Customer Assistance
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            H
            Hp paul
            from Yaval, Maharashtra
            May 17, 2019
            Resolved
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            Resolved

            Address: Koregaon park, Pune, Maharashtra, 411001

            I applied for personal loan and it was denied on the basis that i m not graduated. It was not told or was not mentioned in the terms and conditions before i could apply. It is very frustrating to know that graduation is must to apply for personal loan and not salary slips. Making me wait for 12 days then telling me that graduation is required.. Took my documents my salary slips and pan card and adhaar card then after 12 days i m told loan denied because i m graduated. Very frustrating to learn this.
            Jun 21, 2019
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            May 20, 2019
            HDFC Bank Customer Care's response
            Dear Customer,

            Your Personal Loan Application has been considered in line with the bank's internal credit policy (which is based on a combination of financial and related criteria and / or statistically determined scores to access credit eligibility), operating / credit processes (which include a combination of verifications, credit bureau reports, and document verifications). We regret to inform you that we are not in a position to consider your loan at this point of time as your application does not meet the above -mentioned internal criteria of the bank. Please be assured that our inability to approve the loan application does not reflect on your credit standing or your financial stability.

            -Nadia
            HDFC Bank Customer Assistance.
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              S
              Shil02
              May 17, 2019
              Resolved
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              Resolved

              On 13th may 2019 i've tried to transfer rs 74, 452 to a beneficiary through hdfc imps but it failed saying "imps processor down". Funds got debited from my account but it did not get credited to beneficiary's account.

              I made another transaction to the same beneficiary through imps and it was successful.

              I had sent few emails to "[protected]@hdfcbank.com" and "[protected]@hdfcbank.com" requesting them to cancel first transaction and refund the money back to my account.

              I got an email in response saying "the referred imps transfer done by you was time out. Amount will be credited in the beneficiary account or refunded back to your account within 3-4 working days", wonder how hdfc can blindly send some generic email.

              It has been 3 days since i've raised a complaint and hdfc hasn't been able to confirm that the money won't be credited to beneficiary's account.
              Jun 22, 2019
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              May 17, 2019
              HDFC Bank Customer Care's response
              Dear Customer,

              We are working on your concern vide Ref ID:[protected] and will revert to you in 4 working days.

              -Manoj
              HDFC Bank Customer Assistance
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                A
                Abhi_Dan
                from Noida, Uttar Pradesh
                May 16, 2019
                Resolved
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                One of the incidents happen on 8th of may 2019 and 14th may 2019, i have paid 13, 250 twice (26, 500) against my exam and the website shows the error that it is not accepted by bank.
                I called hdfc customer care 10 times for my refund. However, they do not have any answer for this issue. I am not satisfied with the services provided by hdfc for now. You can see i am your user since 2015 and this behavior is not acceptable from such a big organization. I need my money back as soon as possible.
                May 20, 2019
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
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                  V
                  venkatesan I
                  from Thiruvarur, Tamil Nadu
                  May 16, 2019
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                  Address: yorozu jbm b5,b6 vengadu vill,, Kanchipuram, Tamil Nadu
                  Website: www.consumercomplaints.in/new_complaint

                  Respected sir/madem,
                  I am hdfc bank credit card holder. The bank as auto debited rs.2999 from my credit card number ending 7922. Without my conformation auto renewal on date 5/5/19. I am not interested about in this service, and don't want this membership, refund in this debited amounts rs.2999. Plesae deactivate my plan.

                  Relationship number: 2025484
                  Plan:enhanced wa privilege single 2 year plan.
                  Name: venkatesan. I
                  Mobile number :[protected]
                  HDFC Bank customer support has been notified about the posted complaint.
                  Dear Venkatesan,

                  Greetings from OneAssist!!!

                  We are sorry to see you go.

                  We have forwarded your details to our team and you should expect a call within 24 hours. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

                  We would also like to advise you to delete all the personal details posted in your complaint, as the information provided on this site can be viewed publicly and can also be misused.

                  Future communications will be done on your registered email id. We request you to write to us at our registered email id which is [protected]@oneassist.in in case of any query.

                  We appreciate your patience in the interim.

                  Regards

                  Team OneAssist
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                    M
                    moncy_b
                    from Bengaluru, Karnataka
                    May 16, 2019
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                    Hi,

                    I am a hdfc bank credit card holder. The bank has auto debited rs 1299 from my credit card number ending with 489377xxxxxx7363 without my authorization

                    I don't want this membership, so cancel the membership and refund the same. Please take the necessary action and cancel my membership as soon as possible. Otherwise actions would be taken legally.

                    Regards,
                    Moncy
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Moncy,

                    Greetings from OneAssist!!!

                    We regret any inconvenience caused to you.

                    We are unable to locate your account using the last four digits of your credit card. Request you to share your OneAssist customer ID along with the issue details by emailing us at [protected]@oneassist.in.

                    Once we receive the details, our team will contact you within 24 hours to get your issue resolved. Please note that OneAssist will never ask for your Card CVV details or OTP for membership cancellation or for processing refund.

                    Future communications will be done on your registered email id, as any account details shared here can be publicly viewed and can be misused. We request you to write to us on the above mentioned email id if you have any query.

                    Looking forward to hear from you.

                    Regards

                    Team OneAssist
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                      M
                      from Gurgaon, Haryana
                      May 16, 2019
                      Resolved
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                      Resolved

                      Address: K 46 B, 1st Floor, Kalkaji, New Delhi, Delhi, 110019

                      I have got a call on 3rd jan 2019, from one of hdfc representative saying since i hold an hdfc salary account, i am eligible for a lifetime free credit card. She guided me how to apply from my internet banking. Once applied i got few verification calls from hdfc in next 3-4 days and then i got my credit card on 6th jan 2019.

                      On 22nd april 2019, i got a call again from one of hdfc representative saying my card is still showing a chargeable card, i will have to add any of my utility bill with the credit card account to make it lifetime free card. So on the same call, she added my jio postpaid account with the credit card account.

                      On 14th may, when i checked my unbilled transactions i saw, on 3rd may they levied a charge of rs. 2500 which will have to pay on my next statement which is about to generate on 19th may.

                      I raised a complaint to hdfc and they replied since i didn't spend rs. 300000 in the previous year i was charged a membership fee.

                      Note: the card is just 4 months old now.

                      I felt like it is a fraud and misguiding customers by hdfc.

                      I know even it is unwanted i will have to pay the membership fee since if i don;t pay it will affect my cibil.

                      I have attached the employee code details who helped me to submit the application online.

                      My email id - [protected]@gmail.com
                      Contact no - [protected]
                      Name - rupayan mondal
                      +1 photos
                      Jun 22, 2019
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Verified Support
                      May 18, 2019
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We are fully sensitized to your comments expressed with regard to your credit card. We observe that we have responded to your e-mail on May 17, 2019, 12:46 PM. For further clarification, we request you to reply to the e-mail received. The reference number for this interaction is[protected].

                      -Nadia
                      HDFC Bank Customer Assistance
                      May 19, 2019
                      Updated by [email protected]
                      Yes they have replied No matter what I will have to pay the membership fee. If I want I can pay the charges and close the account.

                      Attached is the email.

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                        C
                        Chandran Arumugam
                        from Delhi, Delhi
                        May 16, 2019
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                        Address: Plot #8, Silver Castle Layout, Chinna Elasagiri, Krishnagiri, Tamil Nadu, 635126

                        My name is chandran a. My email id:[protected]@gmail.com.

                        I had applied home loans in hdfc ltd during oct'2018. As a existing customer, i preferred to go head with hdfc. But, i don't know that the project of the builder should be approved by hdfc to give the loan. Hdfc representative, suggested that we will get loan sanction by using the form pni and then you can give remaining documents. I am confident that they will give the loan. So, i signed the pni and given to the bank. Around jan'2019 i got message saying that my loan sanctioned and they took the processing fees. After few days of time, hdfc representative saying that we are not sure whether this project is approved by hdfc or not. If not approved, again we need to create this project in our catalogue and go for project approval.

                        Around jan'19, they requested for additional document for disbursement and i arranged the required documents and given to them. They took again 10 days of time and coming back saying again the project is not approved and we required more documents. I requested to transfer of my file after 5 months of frustration and mental torture to nearest branch. The transferred my loan documents to nearest branch (Hosur) to fix the loan. Atfer 2 weeks of walk to the bank, finally the hdfc hosur branch manager explained that, the koramangal branch not proceed you file completed to disbursement of the loan and explained what need to be done next.

                        This is almost 6 months, think about the person who applied loan in your bank and how much he suffered?

                        This is cheating with out explaining about project approval you guys detected the loan processing amount. With addition to that, i paid legal fees to lawyer from my packet. I need my money back. Please do the needful.
                        HDFC Bank customer support has been notified about the posted complaint.
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                          richyg1989
                          May 16, 2019
                          Resolved
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                          Resolved

                          Address: IIFL towers, Perungudi, Chennai, Chennai, Tamil Nadu, 600096

                          I hold a icici debit card. I tried to withdraw 1800 rs from hdfc atm. The atm displayed that, the required denomination is not available, only 500s are available. I didn't receive money. But rs. 1800 is debited from my account. And i didn't get the money credited back. When i complained to icici, they raised the issue to hdfc. But hdfc states that, the money is debited by me. How can a system be such wrong? If required, hdfc can check their cctv footage of my actions in the atm.
                          Jun 16, 2019
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          May 16, 2019
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          With reference to your complaint regarding a debit placed on your savings account in spite of non-dispensation of cash from an HDFC Bank ATM. Please follow the below process for claiming the funds: 1. Submit a complaint /dispute letter with the issuing bank branch where you hold the savings bank account. 2. The issuing bank will then raise a chargeback dispute/query on us (HDFC BANK) seeking the disputed transaction status. 3. If the transaction stands valid as per your claim, the funds will be returned to the issuing bank, which would be credited to your account by your respective bank. Assuring you of our best services always.

                          -Bejoy
                          HDFC Bank Customer Assistance
                          Hdfc bank deduction my balance,

                          AMB CHRG INCL GST FOR APR2019
                          What's is this ?
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                            koushal_manish
                            May 16, 2019
                            Resolved
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                            Resolved

                            Address: Mumbai City, Maharashtra

                            Hi team,
                            I have made a wrong neft transfer of 1 lakh rs from my sbi account to one of the hdfc bank account. Then for reversal hdfc bank asked us to raise request from sbi bank. Then sbi bank had raised this request sbin[protected] and provided all the required proofs and document on [protected]@hdfcbank.com and [protected]@hdfcbank.com. They responded that we would be processing this request and will refund the money. Since 2 months sbi manager sent lots of reminder to know the status of refund.
                            But no one from hdfc bank is giving response to this. Please look into this issue. Also let me or sbi branch know if anything required from us. Thanks in advance.

                            Koushal singh dhangar
                            Jun 28, 2019
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            May 18, 2019
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            Please write to [protected]@hdfcbank.com with your registered mobile number and transaction details. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                            -Zubin
                            HDFC Bank Customer Assistance
                            May 18, 2019
                            Updated by koushal_manish
                            thanks but how can read the reference number as it is protected .
                            Jun 28, 2019
                            Updated by koushal_manish
                            I didn't get any response from them . Could you please help me . I am very disappointed from the behavior of HDFc bank. Thanks.
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                              M
                              Meenazam
                              from Mumbai, Maharashtra
                              May 16, 2019
                              Resolved
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                              Resolved

                              Address: 19 DADOJI KONDEV MARG, SHANKALA PRESIDENCY, A-701, Mumbai City, Maharashtra, 400027

                              Hdfc bank is the most unprofessional & unscrupulous bank in india. Please be warned that the bank officials are highly unreliable and have been given the training to harass and torture people, be it any of their department. I have already given pdc and paid the asked installments for the loan against my credit card yet their bank officials start calling me at 7/8 in the morning saying my installment is due. They executives are extremely rude and have no correct information and despite explaining them nicely that i have paid what i have to and they shouldn't be calling me because it's all settled they have a horrible attitude saying so what if they're calling me and if they have missed out information. I have call recordings, messages and emails to prove all that i'm saying.
                              May 16, 2019
                              Complaint marked as Resolved 
                              This issue isn't resolved. How's it marked as resolved. This is cheating at the highest level
                              HDFC Bank customer support has been notified about the posted complaint.
                              Verified Support
                              May 18, 2019
                              HDFC Bank Customer Care's response
                              Dear Customer,

                              We note that you have sought clarification with regard to your credit card account. We request you to contact our Debt management officers at[protected] / 33016802 for further assistance in this regard.

                              -Zubin
                              HDFC Bank Customer Assistance
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                                manoj2988
                                from Bengaluru, Karnataka
                                May 16, 2019
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                                Address: Panchkula, Haryana, 134109

                                I have made a transaction on 20th april which was canceled by me on 21st april, but still, i haven't received my deducted amount. I have dropped an email to hdfc support but as of now, no one is responding. Yesterday, i had words with phone banking staff name renu she told me to check with the payment gateway. First i have contacted merchant site they assured me that they have successfully refunded the amount. Please check with your bank. I have attached the screenshot of the citrus gateway, they have successfully refunded the amount on 21st april, but hdfc is not initiating it.

                                My complaint reference number is - 1893680.

                                Please see the attached screenshot for your reference.

                                Thanks,
                                Manoj
                                +2 photos
                                HDFC Bank customer support has been notified about the posted complaint.
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                                  siddhaiargutkar
                                  from Mumbai, Maharashtra
                                  May 16, 2019
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                                  Address: Thane, Thane, Maharashtra, 400604

                                  Respected sir/mam
                                  I am siddhai j kargutkar handling a two wheeler loan from hdfc bank because of my financial crisis i was not able to make the payment so a collection department called me on my cell phone which was starting harassing my me regarding the payment i need to surrender my vehicle if i don’t have power to pay the emi.

                                  They have taken my my vehicle in the middle of the road and collection departments taking rubbish

                                  Only 3 emi was due i was telling i will pay interested that is 630 actually i paid 5000 inserted already but you person has told that they had bike he is telling that they had sold out the bike. With whose permission they had did this
                                  All registration paper are with me

                                  Loan account no 38732540

                                  Our bike detail
                                  Registration no. - mh04hh5263

                                  Maker / model - honda cars india ltd / cb unicorn 160

                                  Insurance upto - 29-sep-2019

                                  Fitness upto - 29-mar-2031

                                  Fuel type - petrol

                                  Registration date - 30-mar-2016

                                  Vehicle age - 2 years 13 months

                                  Registering authority - thane, maharashtra

                                  Chassis no - me4kc204cg80xxxxx

                                  Engine no. - kc20e801xxxxx

                                  Vehicle class - m-cycle/scooter (2wn)

                                  Fuel norms - not available

                                  Kindly requested you i can pay amount 3869*3 installment 11607 and 1890
                                  +1 photos
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  May 22, 2019
                                  Updated by siddhaiargutkar
                                  Please do the needful
                                  Registration no. - mh04hh5263
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                                    siddhaiargutkar
                                    from Mumbai, Maharashtra
                                    May 16, 2019
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                                    Address: Amadeerp Society 104 Thane, Thane, Maharashtra, 400604

                                    Respected sir/mam
                                    I am siddhai j kargutkar handling a two wheeler loan from hdfc bank because of my financial crisis i was not able to make the payment so a collection department called me on my cell phone which was starting harassing my me regarding the payment i need to surrender my vehicle if i don’t have power to pay the emi.

                                    They have taken my my vehicle in the middle of the road and collection departments taking rubbish

                                    Only 3 emi was due i was telling i will pay interested that is 630 actually i paid 5000 inserted already but you person has told that they had bike he is telling that they had sold out the bike. With whose permission they had did this
                                    All registration paper are with me

                                    Loan account no 38732540

                                    Our bike detail
                                    Registration no. - mh04hh5263

                                    Maker / model - honda cars india ltd / cb unicorn 160

                                    Insurance upto - 29-sep-2019

                                    Fitness upto - 29-mar-2031

                                    Fuel type - petrol

                                    Registration date - 30-mar-2016

                                    Vehicle age - 2 years 13 months

                                    Registering authority - thane, maharashtra

                                    Chassis no - me4kc204cg80xxxxx

                                    Engine no. - kc20e801xxxxx

                                    Vehicle class - m-cycle/scooter (2wn)

                                    Fuel norms - not available

                                    Kindly requested you i can pay amount 3869*3 installment 11607 and 1890
                                    +1 photos
                                    HDFC Bank customer support has been notified about the posted complaint.
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                                      A
                                      Anil.9736015005
                                      from Mumbai, Maharashtra
                                      May 16, 2019
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                                      Address: Godrej Consumer Products Ltd. Plot No. 6 Katha, Solan, Himachal Pradesh, 173205

                                      *****439 is my account no. When going to open net banking entering customer I'd password & then selecting image
                                      After this take on next screen with my registered mob no. Ticking box & continue
                                      No OTP come. Unable to open my net banking account. This is major issue with HDFC. Kindly help to resolve ASAP.

                                      ANIL KUMAR
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