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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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R
rajeshbandaru
from Hyderabad, Telangana
Oct 2, 2018
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Address: Hyderabad, Andhra Pradesh

Why hdfc not take care regarding one assist frauds.I received a call from one assist says calling from hdfc when i take personal loan.They gave information and deducted Rs 1899 on 06 oct 2017 with out my permission.I called to hdfc but no use.Now one assist sent a message regarding auto deduction for next year.i dont need this plan.

one assist relation ship number:2875788
HDFC Bank customer support has been notified about the posted complaint.
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    Shadan7122
    from Bazpur, Uttarakhand
    Oct 2, 2018
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    Address: Panchsheel Nagar, Uttar Pradesh, 245101
    Website: Www.consumercomplaints.in

    Dear sir/ ma, am

    My name is shahid ansari from hapur (U. P). I got a zero debt car insurance policy from hdfc life insurance company ltd.

    My concern is, last september i had an accident with my car. Luckily i am safe but car was damaged. Then i went to hyundai showroom (Samudra hyundai) meerut. Where i gave my accidental car and claimed for insurance for damaged work.
    Than they have confirmed for estimated structure with proper form than i filled all the necessary details. Than a surveyor from hdfc company came in the showroom and surveyed carefully the damaged vehicle and gave the clean way for approval. Next day i got the approval message from company's surveyor (Mr sachin tyagi [protected]). And than after 7-8 days at the time of delivery they said to me that you didn't get the approval and they said we are fraud. The surveyor misbehaved us and was using abusive language.

    Now i am feeling that my car insurance company (Hdfc) is not giving a good response and disturbing us. I am so much disappointed.

    Please resolve this issue as soon as possible.

    Claim no is - c[protected]
    Manager claim (Up & uk) - mr nagesh tyagi ([protected])
    Surveyor person - sachin tyagi, meerut ([protected])
    Sr surveyor - mr alok sharma ([protected])

    Above mention person's behavior was very disturbing and disappointed. I have all the calls recording for misbehaved talk.
    Until my issue is resolved, i will not receive my car from the showroom and till that company will be liable to pay all my expense. I will be reminding you time to time. If any serious action is not taken by the company. I will take action at the upper level (Irda).

    So resolve this issue. I am waiting for your response

    Thanks and regards,
    Shahid ansari
    [protected]
    [protected]
    HDFC ERGO General Insurance customer support has been notified about the posted complaint.
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      V
      velmurugan58
      from Chennai, Tamil Nadu
      Oct 2, 2018
      Resolved
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      Resolved

      Address: Chennai, Tamil Nadu, 600012

      Hi myself velmurugan, after i quit my job in ma previous organization i dont have enough money to pay my credit card bills so now my salary account is converted in to negative amount and am not aware of that please reverse my money back because currently im doing part time job for my family if you take all my money i will not have anything to survey
      Please reverse my money back and again convert it to salary account. Am from low level middle class family and my family completely depend on my salary so please do the needfull thing asap.
      My account num: [protected]
      Ifsc:hdfc0000010
      International debit card number:[protected]
      Branch: besant nagar
      Contact num:[protected]
      Alternative contact number [protected]
      Nov 4, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Oct 03, 2018
      Updated by velmurugan58
      I told my problem for not paying the credit card bill with the respective agent. Without any intimation, you changed my salary account into the negative amount. Hdfc is a big organization. They can bare small amount of 20000, now u stole my salary like pickpockets without a single penny left in my account how will i survive u meathead.

      I told you i will pay all my debts including interest but not today, not tomorrow. One day i will pay.

      Kindly revert the negative amount and my salary. Stop stealing from other accounts without their permission.

      My account num: [protected]
      Ifsc:hdfc0000010
      International debit card number:[protected]
      Branch: besant nagar
      Contact num:[protected]
      Alternative contact number [protected]
      Verified Support
      Oct 03, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      We are working on your concern vide Ref ID:[protected] and will revert to you in 4 working days.

      -Manoj
      HDFC Bank Customer Assistance
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        N
        Nitin9717
        from Lucknow, Uttar Pradesh
        Oct 2, 2018
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        Address: Lucknow, Uttar Pradesh, 226016

        Dear Sir
        My name is hira lal Verma today I am calling customer for credit card smart emi problem related but your customer executive not to give proper answer and cut the phone then i 'll tried 2 nd time customer care but this time your customer executive misbehaving and again cut the phone.
        Thank you for your this type service I am advice my all friends relatives and office staff please don't choose HDFC service.

        Hira lal Verma
        [protected]
        HDFC Bank customer support has been notified about the posted complaint.
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          S
          ssrt
          from Bengaluru, Karnataka
          Oct 2, 2018
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          I was called by someone from hdfc bank and she asked if I have an HDFC bank credit card. I said yes, then she proceeded to say I don't know anything and I'm wasting her time. This was completely out of the blue. I would also like to point out this was not the first time I observed their customer service being unprofessional.

          I have previously also contacted customer care regarding a chargeback transaction and the customer care representative claimed there is no such thing, clearly not even understanding how credit cards work
          HDFC Bank customer support has been notified about the posted complaint.
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            S
            Singh Indresh
            from Delhi, Delhi
            Oct 2, 2018
            Resolved
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            Resolved

            Address: New Delhi, Delhi, 110030

            Hello Sir/Madam,
            Today I have checked my HDFC bank saving account, now the hold balance in saving account is not showing, it's nill now thanks a lot for your support.

            I request to you kindly provide me NOC for the loan account number 42558480. Because after surrender the car no where my responsibilities is. i have surrendered my car on 31/3/2017 and till date i am waiting for the NOC.

            as per previous communication by you I did not got any mail about my loan closure and for NOC as well. please note I have already surrendered the car in 31 march 2017 then why my NOC did not provided to me till date. Request to support team please help in this regard and provide the NOC for loan account number 42558480.
            For any discussion please call

            Indresh Singh
            [protected]
            Nov 4, 2018
            Complaint marked as Resolved 
            HDFC Bank customer support has been notified about the posted complaint.
            Verified Support
            Oct 04, 2018
            HDFC Bank Customer Care's response
            Dear Customer,

            We have responded to you through email vide ref id[protected] on October 04, 2018. You are requested to contact our Bank Officer – Mr. Vineet Puri on (0) [protected] in this regard.

            -Manoj
            HDFC Bank Customer Assistance
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              J
              Jjantu69
              from Titlagarh, Odisha
              Oct 2, 2018
              Resolved
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              Resolved

              Address: Nabarangpur, Odisha, 764073

              I applied for hdfc credit card. All necessary documents submitted. Residential and office verfication were done. I got confirmation call, otp verification, email verification were done. While tracking it is showing in process. Mine application [protected]dd. Kindly let me know how many days it will take for approval. What is next process. I applied on sep 24. Thank you
              Nov 5, 2018
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Verified Support
              Oct 05, 2018
              HDFC Bank Customer Care's response
              Dear Customer,

              We wish to inform you that your application has been considered in line with the bank's internal credit policy and operating/credit processes. We regret to inform you that we are unable to approve your application as it did not meet internal criteria of the bank.

              -Manoj
              HDFC Bank Customer Assistance
              Oct 05, 2018
              Updated by Jjantu69
              So how can get a credit card ? Can i attached my Salary slip for future process ?
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                V
                Vetri Chelvan M
                from Chennai, Tamil Nadu
                Oct 1, 2018
                Resolved
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                Resolved

                Address: Chennai, Tamil Nadu, 600040
                Website: Hdfcbank.com

                Hi

                I have been deducted amount of 1000 on 1st october 2018. Stating that:

                Installment pay. Transfer from casa. - [protected].

                This is not right. Please refund my money back. This is frustrating

                My account number : [protected]
                Name : vetrichelvan
                Branch : parrys corner
                Email id : [protected]@gmail.com
                Phone : [protected]

                Please do the needful.

                Pls refund money.
                Thank you.
                +1 photos
                Nov 3, 2018
                Complaint marked as Resolved 
                HDFC Bank customer support has been notified about the posted complaint.
                Verified Support
                Oct 03, 2018
                HDFC Bank Customer Care's response
                Dear Customer,

                We are working on your concern vide Ref ID:[protected] and will revert to you in 2 working days.

                -Manoj
                HDFC Bank Customer Assistance
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                  V
                  vikz9567
                  from Pune, Maharashtra
                  Oct 1, 2018
                  Resolved
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                  Resolved

                  Address: Pune, Maharashtra, 411057

                  I have fallen a prey for hdfc debit card cloning. 5 transactions has been made in mumbai with my hdfc debit card on 29/09/2018 while i was residing at pune. I have suffered a loss of 44500, (4*10000 + 1*4500) i have registered fir and submitted dispute form to the hdfc branch, hinjewadi on 01/10/2018. I could see many citizens has raised concerned against card cloning in which hdfc card cloning is in mamooth count. How such a big organization can be so irresponsible even being acknowledged by many people.

                  I would like to know till when i can expect my problem to resolved? Please advice further steps for me to my money back.
                  Nov 1, 2018
                  Complaint marked as Resolved 
                  HDFC Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Oct 01, 2018
                  HDFC Bank Customer Care's response
                  Dear Customer,

                  Let us look into it for you. Please share your Account No./Card No. with registered contact info, transaction details & the issue on [protected]@hdfcbank.com. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

                  -Anay
                  HDFC Bank Customer Assistance
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                    M
                    Manaswi Desai
                    from Pune, Maharashtra
                    Oct 1, 2018
                    Resolved
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                    Resolved

                    hdfc food card

                    Address: 411028

                    Hi team,

                    I am tcs employee. I have lost my food card and already blocked it through hdfc phone banking. Can you please help me getting new food card and to transfer the balance amount from old card to new card. I have already send request mail to support email id foodcardsupport. [protected]@hdfcbank.com but not getting any response.

                    Lost food card number: [protected]

                    My location: tata consultancy...
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                    C
                    ckn.nandhini
                    from Chennai, Tamil Nadu
                    Oct 2, 2018
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                    Hi,

                    I had lost my hdfc food plus card, i am a tcs associate, could you block the card. I am using the food card rom 15/05/2016. I have lost it last week. I tried contacting the toll free number provided but am not directed to appropriate persons to attend my complaint/service request.

                    The food card number is : [protected]

                    Could you please transfer the current balance amount to the new card. I am waiting for your response.

                    Please resolve this matter asap.
                    HDFC Bank customer support has been notified about the posted complaint.
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                      A
                      Amul Jadhav
                      from Pune, Maharashtra
                      Oct 1, 2018
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                      Address: Anantapur, Andhra Pradesh, 515201
                      Website: One assistance

                      Hi,
                      I am amul kumar and i want to cancel the one assistance security feature to my hdcf account, every year my account gets deducted around 1800 rupees, please cancel the one assistance security feature which is associated with my account ending 6838, and this feature is acivated by me 3 years back and now i don't want it.

                      Regards
                      J amul kumar
                      Account number ending with 6838
                      Mobile number [protected]
                      HDFC Bank customer support has been notified about the posted complaint.
                      I have missing EMO of my two wheeler loan no.48110993. Now, unknown person of HDFC has given ACC no.[protected] OFF Code: HDFC0000006 - Navarangpura Branch GUJARAT. Mention details of account is true or not? Safe or not?

                      DARSHNA TADVI
                      SANTRAMPUR
                      GUJARATI
                      Nilesh Baria's reply, Sep 24, 2018
                      I have missing EMI of my two wheeler loan no.48110993. Now, unknown person of HDFC has given ACC no.00062970000403 OFF Code: HDFC0000006 - Navarangpura Branch GUJARAT. Mention details of account is true or not? Safe or not?
                      In hdfc bank i lost 177 rs of money simply they have charged by mentioning
                      BRN CASH TXN CHGS INCL GST 200918
                      i dont know for what purpose they are looting us.i withdrew money only once in this month from other bank atm but still they have charged.Worst account.i l close this account if they continue anymore.
                      I am already send my pf from. But nobody replay me. Please dear sir/madam as soon as possible sattlement my pf.. Please help me.
                      They call me everyday asking to take personal loans. It’s really annoying, please help me get rid of it.
                      Kindly note that i have an NRI account in HDFC bank and i want to add a beneficiary, However the OTP is never arrived on time. Thus i am unable to add beneficiary. I am currently in Saudi Arabia and my registered contact number is +[protected]

                      Please let me know can you send OTP by Email.

                      BR
                      Syed Omer
                      OTP for HDFC bank IPIN not receiving even though i am trying many times
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                        S
                        sadikameen
                        from Tadpatri, Andhra Pradesh
                        Oct 1, 2018
                        Resolved
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                        Resolved

                        Address: 560036

                        I have applied online for fastag through hdfc fastag program. I made payment of 500 inr. The reference number of the application is hfr076349. I had received email with the reference number. I have also submitted application online tried and trying to reach their customer care and they dont have eta at the moment. Pls help... Its almost completing a month still no response.
                        Aug 7, 2021
                        Complaint marked as Resolved 
                        Dear Customer,

                        Please email your query to hdfc.[protected]@sahaj.co.in or reach Fastag team directly at [protected] & [protected] for best assistance

                        -Bejoy
                        HDFC Bank Customer Assistance.
                        sadikameen's [Complaint's author] reply, Oct 4, 2018
                        I have mailed to [email protected] and [email protected] with the details but no reply...
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                          C
                          Chj123
                          from Thiruvananthapuram, Kerala
                          Oct 1, 2018
                          Resolved
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                          Resolved

                          Address: Mahbubnagar, Andhra Pradesh, 509301

                          Dear sir,
                          Am jagadeesh
                          I had applied for a credit card through hdfc bank meanwhile you had send it to me ending 6326
                          Also through bludart courier the awb no [protected]
                          It has been delivered to me kindly look at this issue and help me
                          Present my address
                          C. Arunamma
                          Badepally
                          Ho. No 16-2-141
                          Near br ambedkar degree college
                          Jadcherla, mahaboobnagr dist.
                          Nov 4, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Oct 03, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We regret to assist you further in the absence of the credit card details. We request you to elaborate your concerns in detail and the following details to [protected]@hdfcbank.com. 1. Name as mentioned in the card account, 2. Contact number as updated in the card account 3. Registered e-mail address. 4. First and last four digits of your card number.

                          -Anay
                          HDFC Bank Customer Assistance
                          Without permission money deducted HDFC credit card as service one assist. I got a message from HDFC Bank about deduction . This is happend second time with me. I want to cancellation with service

                          credit card - Comment #3225552 - Image #0
                          Sir,
                          Kindly take action in your hdfc bank staff..misbehaving bank staff by over phone, voice recorder in my mobile.which type of language.plz take action...

                          Regards with,
                          Amiya Kumar Mohapatra
                          Bhubaneswar, Odisha
                          I was go to HDFC bank Anand branch for deposit money and they says your money is not credited in your account becuse i have 20 rupiyes notes and they dont have time to count it .
                          [protected] credit card no.[protected]
                          bellal ashok kumar's reply, Sep 24, 2018
                          both or charges
                          bellal ashok kumar's reply, Sep 24, 2018
                          hdfc bank is very bad
                          Dear team
                          My credit card satalment noc not received. So plz request to you my card noc send me.
                          Tomar Vishesh Rajput's reply, Sep 27, 2018
                          Dear team
                          My name vishesh Tomar, I have some time before a credit card hold. I give total full payment give the bank with satalment. So plz send me my card statement.
                          Thanks
                          Vishesh tomar
                          9468129277
                          Kindly reinstate my credit card ATM pin
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                            L
                            Lala meena
                            from Delhi, Delhi
                            Oct 1, 2018
                            Resolved
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                            Resolved

                            Address: New Delhi, Delhi

                            My policy no. Is 17946709. Due to my financial condition it is lapsed.
                            Now i want to renew it and i want to pay it, but amount showing is much higher than i had to pay i. E. Rupees 106715 instead of rupees 96618.
                            After talking customer executive they tell me this is all due to lapsation and interest. I talked him about spot revival but they didn't do it.
                            Kindly request you to give spot revival in my policy and complete waive my interest and revival fee.
                            Please waive my interest and revival fee.
                            Nov 3, 2018
                            Complaint marked as Resolved 
                            HDFC Life customer support has been notified about the posted complaint.
                            Oct 01, 2018
                            Updated by Lala meena
                            Kindly request you to waive the policy
                            Verified Support
                            Oct 01, 2018
                            HDFC Life Customer Care's response
                            Hi, if policyholder have any unresolved issue with respect to your HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
                            Oct 01, 2018
                            Updated by Lala meena
                            Customer service didn't do anything regarding this.in future I didn't take any type of service from HDFC
                            Verified Support
                            Oct 03, 2018
                            HDFC Life Customer Care's response
                            Hi, if policyholder have any unresolved issue with respect to your HDFC Life policy. Kindly inform to the customer that write to us at [protected]@hdfclife.com from his / her registered id to have the same look into and addressed.
                            Customer service didn't do anything
                            Dear Sir/Madam,

                            I am already ecs canceled letter given late of time phone called but 1/10/2018
                            my account ecs suffice balance 415 rs dr

                            ecsrtnchgs290918

                            Regards,
                            Rajachandran N
                            [protected]
                            HDFC Life Customer Care's response, Oct 11, 2018
                            Hi, if policyholder have any unresolved issue with respect to your HDFC Life policy. Kindly inform to the customer that write to us at [email protected] from his / her registered id to have the same look into and addressed.
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                              A
                              Anup kumar sethy
                              from Sambalpur, Odisha
                              Oct 1, 2018
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                              Address: Gajapati, Odisha, 761200

                              Cancellation of one assist membership
                              I am a hdfc bank credit card holder. The bank has auto debited rs. 1299/- from my credit card number ending with 5256 without my concern on date:30/09/2018. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount of rs.1299/-

                              Oneassist relationship number : 2834350
                              Name :- anup kumar sethy
                              Mobile no. :- [protected]
                              Credit card number ending :- 5256
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,

                              We regret the inconvenience caused. We have escalated your case to the concerned team. They will get back to you shortly.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              I have been charged depository charges of 700+ for demat account which I have never used.
                              There was no intimation about the money deduction. How can you charge me without prior information. This is totally unethical. Bank can't take customer money just for granted.
                              Kindly address this asap
                              Dear Customer,

                              Greetings from OneAssist!

                              We regret the inconvenience caused. Your membership cancellation is processed vide service request number 3599675. Your amount 1399/- will be credited in bank account within 5 to 7 working days.

                              Regards,

                              Devendra,

                              OneAssist, Social Media Team.
                              Hi my hdfc credit card monthly 100 rs duduction i want to cancel this
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                                A
                                Ankit Mohite
                                from Mumbai, Maharashtra
                                Oct 1, 2018
                                Resolved
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                                Resolved

                                Address: Mumbai City, Maharashtra, 400080

                                My salary account (In hdfc bank) was created in my first company, so once i left the company and joined other company and there was no credit of salary into my hdfc bank account. Now my salary account in hdfc bank has been converted to savings account (Without informing me or warning me) i had called customer care and raised a request to close my account as i did not want to use the account and they told me you have to contact your hdfc branch and follow up with the request and close the account. After that i went to branch and had discussed with maintenance charges that time i have paid near around rs. 1000. As amb charges at branch with the help of ms. Bela and also i submitted manually application to close this account, but still i ma getting the same message "dear customer, a/c xxxxxxx charged rs. 3069 for non maintenance in september. Pls maintain req bal to avoid charges" i request you to please take action against this bank... They have no right what so ever to do whatever they want without informing the customer.
                                Nov 5, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Oct 03, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We have checked and confirm that your account status is updated as resigned in our system and you no longer hold a zero balance salary account. Thus the balance required to be maintained is Rs. 10000/-. The special facilities offered on the Salary Account is pursuant to the arrangement between the employer / company and the Bank. These benefits are extended by virtue of your employment in the organization, on whose request the account is opened with the bank. In the event of no salary credits in the Salary Account for any continuous three months, the Bank reserves the right to change the status of Salary Account to Savings Regular Account and the Terms & Conditions as applicable to the HDFC Bank Savings Regular Account shall apply to this account from the date of change of status. The Terms & Conditions and features applicable to Savings Regular Account are published on the web site of the Bank. Please visit https://goo.gl/2z6vc7 for Terms and conditions. We request you to write to [protected]@hdfcbank.com mentioning the complete branch address (from the following URL https://goo.gl/wcktT5 where the request was submitted to enable us to check and assist you further.

                                -Manoj
                                HDFC Bank Customer Assistance
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                                  T
                                  Triv
                                  from Kadayanallur, Tamil Nadu
                                  Sep 30, 2018
                                  Resolved
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                                  Resolved

                                  Address: Chennai, Tamil Nadu, 600012

                                  My kind request is to cancel my one assist membership. I want to cancel my one assist memebership. So please cancel the service immediately. Also refund my money. Hdfc debited from my account without any notice. Debited money was 1899. So please refund my amount immediately.
                                  My credit card last 4 digit no 0151.
                                  Name: ramesh p.
                                  Mobile number [protected]
                                  Aug 7, 2021
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  I have booked a round trip flight using payzapp app and the booking got failed and when i called customer care they are saying that transaction is succesfull, but i didn't any tickets booked

                                  please look after my issue refund my money

                                  oneassist cancellation. - Comment #3225533 - Image #0
                                  INST-ALERT CHG INC GST, HDFC Bank is charging and deducting 17.70/- in each quarter.. Would like to know the reason for deduction. And there is no intimation or justification from HDFC bank when discussed to HDFC support center.
                                  Dear Pankaj,

                                  We regret the inconvenience caused. Request you to share your membership ID details on [protected]@oneassist.in or DM us on Twitter. So that we can assist you in your case.

                                  Regards,

                                  Devendra,

                                  OneAssist, Social Media Team.
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                                    B2Dhillon
                                    from Gurgaon, Haryana
                                    Sep 30, 2018
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                                    Address: Ambala, Haryana, 133001

                                    Hi, i have applied for home loan in hdfc bank ambala. I have submitted all the related documents to bank person mr. Harsh and mr. Inderjeet/ms. Anisha puri.

                                    After that they have demand for more documents, i have submitted that also. I have given one cheque of rs, 5700. After that they demand for 2300/- for advocate feed. I have paid that also in cash.

                                    After some days mr. Harsh demand for 20000/- more. I have paid that amount also. But the loan was not approved. When i ask him for the status of loan. Then he told me that ms. Anisha puri is asking for 25000/- as bribe to approve your loan. Then i demand for the receipt of 5700/-, 2300/- and 20000/- he told me that 20000/- given to mr. Inderjeet as bribe and 25000/- should be pay to ms. Anisha puri otherwise your loan will be rejected.

                                    So, i have not given that 25000/- and ask him to return my money. After that he is not picking my call. Hdfc bank is not doing good they are taking bribe to give the loan.
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                                      Shyjusr
                                      from Mumbai, Maharashtra
                                      Sep 30, 2018
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                                      Address: Bangalore, Karnataka, 560068

                                      I am maintaining account in hdfc more around 15 years. I never used credit card in my life and recently i got call from my relationship manager saying so may benefits of credit card.. Finally i agreed to go for one. She said it is life time free card if i register any utility bill, but not mentioned the period that i should register the utility bill. She send the executive and i have taken the card by ensuring that it is lifetime free. The executive also not mentioned anything about charges.

                                      Soon after i received my card, i moved to out of india and came back now. When i login to my hdfc portal, i noticed that rs 2, 500/ charged for membership fee and rs 450/- igst (I haven’t even used this card). My understanding was that i have to register utility bill, prior i started using it.

                                      When i called hdfc customer care, they said what ever the charges applicable i should pay, and closed the ticket.

                                      I could avoid taking card, if hdfc explains about the charges earlier itself. It make sense if they charge it if i am a defaulter. Here hdfc is utilizing the ignorance of the common people and charging huge amount - which is called cheating.

                                      I decided to move away from hdfc (Bank account, hdfc life etc.).
                                      HDFC Bank customer support has been notified about the posted complaint.
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