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ICICI Bank Complaints & Reviews

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Updated: Oct 19, 2025
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P
PARMOD KUMAR DAWRA
from Delhi, Delhi
Jan 20, 2010
Resolved
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To,
3i Infotech Ltd(Formerly ICICI Infotech ltd
Unit: ICICI Bonds-Feb 2005
Maratha Mandir Annexe,Dr A R Nair Road,
Mumbai Central-400008

bond holder no.[protected]
certificate no 3741
no. of bonds 4
distinctive no. 16321 to 16324
In the name of Parmod Kumar Dawra

You are requested to change my present adress and Bank Details in your record as mentioned below :-

Parmod Kumar Dawra
S/O Sh Ram Dass Dawra
Old Sabzi Mandi,Near Gita Bhawan,
Kot Kapura Pin Code 151204
Distt Faridkot Punjab


Bank Details

Name of Bank State Bank Of Patiala
Branch Dhilwan Kalan Distt Fraidkot punjab
Account no. [protected]
Account type Saving account
IFSC Code STBP0000452

Thanking you,
Regards
P K Dawra
Date 20.01.2010
Aug 14, 2020
Complaint marked as Resolved 
Dear Parmod,

We will contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.
Ref: Bhupatbhai Manjibhai Italiya
Bondholder No.[protected] Certificate No. 53676

Sub:Change of Bank Details


With reference to the above-referred matter, I want to inform you that the bank details given in the Form for the above tax saving bond (ICICI) is changed. And the new bank detail is as under:

Bank Name Branch Account Type Account No.

HDFC Bank Ankleshwar Savings [protected]


So, you are requested to update the above information in your record and oblige.

Thanking You,

Your’s truly,



(Bhupatbhai M. Italiya)
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    D
    deo dutt saxena
    from Pune, Maharashtra
    Jan 20, 2010
    Resolved
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    Respected Sir

    I Mr. Deo Dutt Saxena residence of S-1 Bhandari Complex, Dwarika nagar, Rewa (M.P.) I had taken Home Lone with your ICICIC Bank Home Loan. under life insurance policy number 10143334 on the life of my wife mrs. lovely shrivastava.

    My wife had been expired and i submitted all the required document as required by you, such as:
    1. Hospital certificate from last attempt (Nagpur wockadth Hospital) Form AI
    2. Family /doctor certificate Form AH
    3. Certificate from Employer Form AJ
    4. Madical records for last 5 year.
    5. Madical records- Birla hospital satna mp, Jabalpur Hospital, Jabalpur, Wockardh, Nagpur.
    6. Copy of FIR
    7. etc.

    All above documnets submmited to ICICI PRUDENTIAL LIFE INSURANCE CO. LTD. RUSSEL CHOWK, JABALPUR AND ICICI PRUDENTIAL LIFE INSURANCE CO. LTD., KANDIVALI, MUMBAI. in the month of Nov.'2009 with respect to your reminder on dated 10.09.2009, but till date i got no responce and no any NOC latter from your side.

    From Jun'09 to till date it is more time for solving the matter.

    I request to you please clear the case and return my registry on urgent basis.

    If any query please let us know.

    Regards

    Deo Dutt Saxena
    Bhandari Complex
    Dwarica nagar,
    Distt. - Rewa (M.P.)
    Cell: [protected], [protected]
    Aug 14, 2020
    Complaint marked as Resolved 
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      N
      narendershrivastava
      from Gurgaon, Haryana
      Jan 20, 2010
      Resolved
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      Dated : 22.01.2010
      To,
      The Director,
      Consumer Forum
      Delhi
      Dear Sir,

      I am holding a credit card of ICICIC Bank from March’2004, in the month of Sep’2009 I made a cash payment to the executive who came from bank, from that day till the time of writing this mail my payments has not been credited in my account, I have sent a mail which is mentioned below-
      Sir please help me.(Sir I am atatching the cash reciept also)

      Regards

      Narender Shrivastava

      PH-[protected]

      To,
      The Manager,
      ICICI BANK
      Credit Card Division
      Mumbai,
      Dear Sir,
      This is further to your letter dated 5th Dec’2009 (Ref No. : CONCC/44840/1493/[protected]) I had a word to the official Mr. Anish Gupta at contact no [protected] for my payment part.
      Sir I would like to inform you that I made a cash payment of Rs. 2560/- to your executive who came to my residence on 14th Sep’2009.
      Till the time writing this letter that amount has not been credited in my account, in this regard I have given a complaint in customer care department, the first request number for the same is RS[protected] received on 27th Sep’09 ,they suggest me to go & meet your officials at ICICI BANK LIMITED, PLOT NO 7, COMMUNITY CENTER, S.D.TOWER,SECTOR -8, NEW DELHI-110085.
      I went there personally & meet your executive on counter number 5. She has taken the photocopy of that cash receipt which your executive gave me while he came to collect the payment.
      She promised me that the same will be resolved in few days, but today after 2 months I am struggling for the same.
      After having a word with Mr. Anish Gupta, I came to know that the executive who came to collect the payment he was not the authentic person & he has provided me the false receipt so in this case Mr. Anish informed me & assured me that the same will be resolved very soon, but till ow nothing has happened.
      I would like to ask a very simple question that if your collection department is calling any costumer regarding payment part & arranging someone to get the cash payment than how this important information can go to some other peoples who are not at all authentic & authorized.
      This way it clearly shows that someone from your bank only is passing through the information which is not a good & safe for customers & bank as well.
      ICICI Bank is a very reputed bank & if this way information will be going out than no one would like to have relationship with the bank.
      I have received this card (for which I am writing) in March’2004 with a very low limit, but due to my good & clean track the current limit has been enhanced more than 3 times.
      So this is not a matter for non payments & all as your bank has sent me the letter for conciliation.
      In this regards I had a word in your Mumbai office also on 9th October’09 & spoke to Mr. Soumen & he has given me a fax number[protected] saying, please fax that receipt so that we can take further action, after faxing the same again after 5 days I spoke to Mr. Anand Sagar in Mumbai office on 15th Oct’09 he again provide me the same fax number saying fax it again, that also I did, but no result.
      I have been harassed by your staff simply without any fault of mine.
      May I request you to please look into the matter & resolve this issue at your earliest?
      It will be a great help for me as you can easily understand that from 1th Sep’2009 till 19th Jan’2010 is not at all the short time, it already 4 months.
      Looking forward for some positive response.

      Regards

      (NARENDER SHRIVASTAVA)
      28-B, 1st FLOOR, D.D.A. FLATS,
      GULABI BAGH,
      NR SHASTRI NAGAR METRO STATION,
      DELHI -110007
      PH- [protected]
      +1 photos
      Aug 13, 2020
      Complaint marked as Resolved 
      Dear Narendra,

      We're sorry to hear about your experience.
      We'll contact you and work to address you issue at the earliest.

      Regards,
      ICICI Customer Service Team.
      Mail send to kamath.[protected]@icicibank.com


      Best of Luck???
      Dear Mr. Narender Shrivastava

      Send Mail to kamath.[protected]@icicibank.com

      Best of Luck...?
      ??????
      Actually ICICI BANK in unable to controll the operations of the bank, they really don't have any controll that is only reason the important data related to payment of any coustmor is going out & fraud peoples are taking advantage of it & making money.

      Bank should understand that beacuse of faith only we are depositing our hard earned money with them & they are takingcare o[censored]s this way, which is very strange, still senior staff members are sleeping & enjoying thier job.
      Dear Mr. Shrivastava,

      Is there anything that we may assist you with? Please write to [protected]@icicibank.com with your concern. Our official will contact you and assist. Kindly refer 'a2r22r_aaae' in the subject line.

      Regards,
      ICICI Bank Customer Service Team
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        S
        shital nimje
        Jan 20, 2010
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        I have opened my account last 4 months. My account no is[protected]. I am staying in hyderabad. I have againts the icicibank why they cut the balance of my account without any information. The charges is 1 08/01/2010 QABChgs,oct-dec09+ST77 DR INR 827.00. I will request the consumer court to give me ny balance as early as possible otherwise i will withdraw my money and i cannot give the charge of the bank.
        I hope u will solve my query as soon as possible.
        Dear Sir,
        I am having Senior Citizen ordinary SB A/c in ICICI Bank, Besant Nagar Branch, Chennai-600090. My A/c No is[protected]. When I checked my SB A/c status with the branch on 25.1.2012, they informed me that it is silver Account and I have to maintain minimum balance of Rs 25000/- for avoiding penalty. This was a shock to me since I had never asked for any Silver A/c. The branch pesonnel are telling me that computer will automatically update the satus based on previous balance history.This is atrocious since I may be levied penaly at any time for lack of sufficient balance since I am operating it only as ordinary SB A/c all the time. I have now applied for change of status without any assurance for protection of my interest.
        Public are cautioned in their dealings with ICICI Bank.
        Sukumar
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          Ravindra Pratap Gupta
          from Mumbai, Maharashtra
          Jan 19, 2010
          Resolved
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          Resolved

          From:
          "ravindra pratap gupta"<[protected]@rediffmail.com>| Add to Address Book |This is spam



          To: <[protected]@icicibank.com>


          Subject: View your customer Care-3 Episodes in a month


          Date: Tue, 19 Jan 2010 18:07:52 IST
          Cc: <[protected]@icicibank.com>,<[protected]@icicibank.com>,<[protect...








          Dear All Higher-ups,
          Big claims of customer service are a frusteration for customers like us. Feel appologitic for being a part of ICICI. Find below the episodes with no solution till date and only passing the buck that sytem takes 21 days.
          Why a customer like me is in trouble. Many followups with lost many minutes and hours with helpline can check your record.
          Kindly let me know why should i continue with ICICI Bank after such incidences and no solutions till date.
          Rgds
          RP Gupta
          An Ordinary customer
          Bank Account No:[protected]One complaint)
          Credit Card Number:[protected] (2 complaints)


          EPISODE-1
          From:
          "ravindra pratap gupta"| Add to Address Book |This is spam



          To:


          Subject: Cheque deposited not cleared more than 35 days


          Date: Sat, 09 Jan 2010 13:23:02 IST
          Cc:




          Dear Amar,
          I am trying your landline numbers but unable to connect.
          I had met you on 5th January regarding the SBI-Income Tax refund order (Made from Haldwani-Uttaranchal State) drawn in favour of ICICI Bank account number[protected]deposited in ICICI Bank ATM Khanda Colony -New Panvel-Navi Mumbai on 10th December 2009 (Cheque Number: 933178 and amount Rs 47510)
          Till date the amount has not been transacted in to my account. Also have launched the compliant with customer care twice. The complaint details
          Compliant date Complaint Number
          4-1-10 SR[protected]
          5-1-10 SR[protected]

          Please resolve the issue at the earliest. Already a long delay has happened.
          RP Gupta
          Director Corporate Relations
          Indira Group of Institutes
          Navi Mumbai
          Mob No's: [protected]
          [protected]

          EPISODE:2
          On January 14 a home loan installment of Rs 10747 debited from ICICI Bank Account No:[protected]Actual Installment Rs 11015)
          Again on January 16th rhe account is emptied full with Rs 9260.14 on pretext of Home loan LBNOD[protected]. nO INFORMATION GIVEN AND NO RELEVENCE FOR DEDUCTION. On calling helpline error accepted but no solution of disbursal of amount back to account



          EPISODE:3
          To: ,


          Subject: Re: Booking - Yatra Ref Num F4S45C


          Date: Tue, 19 Jan 2010 12:25:08 IST
          Cc: ,



          Dear Sir/Madam,
          Find details of my below. Fisrt amount of Rs 12314 has deducted from my credit card (SMS recieved from ICICI Baank & spoken to Customer Care Team Leader Ms Susan from ICICI Bank Customer Care-Hyderabad. Second mount of Rs 12414 has been deducted against my ticket booked.
          KIndly check and let me know the fisrt transaction amount of Rs 12314 & ensure refund (ICICI Bank Credit Card Number-[protected])
          Ravinder Pratap Gupta
          [protected]



          RP Gupta
          Director Corporate Relations
          Indira Group of Institutes
          Navi Mumbai
          Mob No's: [protected]
          [protected]
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Ravindra,

          We apologize for your experience and would like to take the opportunity to help you.
          We'll contact you and work to address your issues at the earliest.

          Regards,
          ICICI Customer Service Team
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            H
            Harsha Kiran
            from Bengaluru, Karnataka
            Jan 19, 2010
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            Hi Team,


            I work in an ITes company and I have a demat account with ICICI direct. Initially i took this with the intention of investing some money in stocks, they took 1000/ rupees and I got the demat account.
            Then I started trading, but before I started to understand the basics my account got locked.
            I have been asking them to send the password to my office in Richmond circle, from the past 2 months and still I am yet to receive. I have informed them that i am staying in a PG, as such requested them to send the password to my office address. There is no response from them. This is heights of lethargy and putting the customer into hardships and lot of inconvenience.


            Regards,


            Harsha
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              N
              Nonavinakere Narasimhan
              from Bengaluru, Karnataka
              Jan 17, 2010
              Resolved
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              Sir,

              I have two ICICI credit cards with nos.5176XXXXXXXX0008 & 4477XXXXXXXX0008. The second is an EMI card. Based on the statements for the above two cards for December `09, i had made a payment for minimum amount due of Rs.1300/- & Rs.1000/- respectively totalling Rs.2300/- vide a single cheque bearing no.320627 drawn on Comptrollers Office Co-Op Bank, Bangalore-560002. Both the card numbers and the amount of payment made against each cards were clearly mentioned in my cheque. But the whole amount of Rs.2300/- against my cheque has been adjusted towards my card no.5176XXXXXXXX0008 and thus the minumum amount of Rs.1000/- due against my card no.4477XXXXXXXX0008 has been treated as payment not received. This is a clear mistake on the part of the Bank and i have been penalised for no fault of mine. The above points were clearly explained by me about three times when i got a call from your Customer Service but they failed to make amends, to be specific i was turned a deaf ear. Like rubbing salt over the wound, I have been charged a late payment fee of Rs.350/- plus service tax of Rs.36.05 and your Customer Service people keep calling repeatedly. The whole thing is because of the clerical error on the part of the Bank. Now, i have made a payment of Rs.2000/- against the EMI Card vide my cheque no.331084 drawn on the same Bank mentioned earlier and it is dropped in your ATM situated at New BEL Road, Bangalore-560054. Based on the facts mentioned above i request that the late fee of Rs.350/- and service tax of Rs.36.05 be immediately reversed and please advise your Customer Service to kindly listen to what the Customer is pleading and set right the things instead of always centric about reminding the Customer for non-receipt of payment. Please be informed that i have been making payment by clubbing amounts against two cards to Citi Bank also and never i have faced such problems. Hope the late fee and service tax will be immediately reversed.

              A word in reply will be highly appreciated.

              Thanking you,

              Yours faithfully,


              [N.V. NARASIMHAN]
              Aug 13, 2020
              Complaint marked as Resolved 
              Dear Sir,

              This is with regards to payment of my credit card which has not been credited to my account. I had made the payment on August 15 and the cheque was cleared from my bank on the 20th of August. I have been chasing the customer care department of ICICI since then, but still they refuse to acknowledge that they have recieved the payment and have pressed late and interest charges on the same. Repeated reminders to them have yeileded no meaningful response.
              Complaint No of ICICI: SR77452154

              Look forward to your forum to help me.

              Regards,
              Paresh
              [protected]
              Dear Mr. Narasimhan,

              We're sorry to hear about your experience.

              Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 177163). We'll contact you and work to address your issue.

              Regards,
              ICICI Customer Service Team.
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                P
                Pradeep K. Patil
                from Mumbai, Maharashtra
                Jan 17, 2010
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                Respected Sir,
                I have closed my credit card account due to loss in travelling but they send me bill to my home after closing my credit card acccount they send me bill with late fees with any amount they want please help me i am very unhappy with this attitude of ICICI Bank
                Dear Pradeep,

                We're sorry to hear about your experience.

                Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 178165). We'll contact you and work to address your issue.

                Regards,
                ICICI Customer Service Team.
                Dear Sir

                My ICICI Bank Credit card has been permanently disabled. It is informed to me by the customercare on 7.2.2011. I couldnot do any transactions with my card. I did not know the reason of permanent disabling of my card no 4477xxxxxxxx8004 . Please activate my credit card in order to enabling me to do transactions.

                Regards
                Benudhar Jena,
                Date of birth 04.04.1959
                ph [protected]
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                  B
                  binish TR
                  from Ernakulam, Kerala
                  Jan 17, 2010
                  Resolved
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                  Resolved

                  From,
                  Binish TR
                  Thekkilakattil House
                  N.A.D P.O Aluva Pin 683563 Kerala


                  Dear sir/ madam,

                  Subject: refund my Employee providence fund no

                  I am BINISH TR Worked as Credit Processing Assistant ( CPA )in ICICI BANK Home loan cochin branch ( Edapally St :George building ) from 27.07.2006 to 15.3.2007 . But I didn’t know my Employee providence fund number . My address is Thekkikakattil House N.A.D P.O Aluva Pin 683563,Ernakulum,Kerala.

                  Please send my Employee providence fund number as soon as possible and advice me the further formality to withdraw the amount. I hope will get the reply as soon as possible.

                  Kindly do the needful.

                  Yours Faithfully,



                  BINISH TR
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  Dear Binish,

                  Please write to us with your contact details at [protected]@icicibank.com (Subject line: UID 178164).
                  We'll contact you and work to address your issue.

                  Regards,
                  ICICI Customer Service Team.
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                    S
                    Shadman Husain
                    Jan 17, 2010
                    Resolved
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                    Dear Sir,
                    I have settled my personal loan account with ICICI bank on 08.01.10. My personal loan account no. is LPJAI[protected]. Pl find scanned copy of settlement paper. Request you to pl immediately remove my name from CIBIL.

                    regards;


                    Shadman Husain
                    +1 photos
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Dear Shadman,

                    We're sorry to hear about your experience.
                    We'll contact you and work to address your issue at the earliest.

                    Regards,
                    ICICI Customer Service Team.
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                      J
                      Jnanesh Singh
                      from Mumbai, Maharashtra
                      Jan 16, 2010
                      Resolved
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                      Resolved

                      ICICI Credit Card Illegal lien on Savings bank Account

                      Sir/Madam,

                      This is to lodge a complaint against ICICI Bank Credit Card Department who has illegally put the amount in my savings account on lien for credit card outstanding. There was absolutely no communication (via email, phone call and hard copy letter).

                      Due to this I have cheque bounces on my account. When I enquired about this they talked very arrongantly and said that they have authority to do whatever...
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                      V
                      Vinubhai P Kamdar
                      from Mumbai, Maharashtra
                      Jan 15, 2010
                      Resolved
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                      Resolved

                      Please reply for the current status about the above product as we are unaware about the current situation
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      Dear Vinubhai,

                      Please write to us with your specific query and contact details at [protected]@icicibank.com (Subject line: UID 177213).
                      We'll be glad to assist you.

                      Regards,
                      ICICI Customer Service Team.
                      is ICICI bank is with raynolds or not please help me on this please help me
                      I Sri JitendraNath Guin alredy send eight(8)Bonds.there Certificate No-1)20555, 2)20563, 3)20561, 3)20562, 4)4326, 5)4327, 6)20564, 7)2056, 8)[protected]@Bond Holder no[protected],[protected], 5064-854, 4569-882, 5064-853, 5064-853, 5064-854, 5064-850.by DTDC couriour service, but till now i am not received any paper from your side.please give information as soon as posible. Please write to us with your specific query and cotact email details [protected]@yahoo.in
                      Dear sir
                      I am having ICICI Sefety Bond 31st March 1998 some Rs 4000 each means Total Rs 8000.
                      Ramesh Shah[wife Vandana Shah, doughter Varsha shah] 15 Govind chand dhar lane Calcutta -700001
                      bond holder # 3081-281 certificte # 17453 distintive #25505 bond one Rs 4000. dt 31st march 1998
                      bond holder #3091-282 certificate #17454 distintive #25506 bond one Rs 4000. dt 31st march 1998
                      I request you that now i need money for my Son's Marriage please help me to get my money back
                      thank you
                      Ramesh shah
                      [since last 10 years in USA/NYC]
                      97 beacon ave Jersey city NJ-07306 USA
                      Tel[protected]. Cell-1-[protected]
                      [protected]@gmail.com
                      Dear Sir
                      Please let me know maturity payment details..,
                      Certificate No-1) 1137, 2) 1138
                      Bondholder No[protected]
                      Name-Ashika goenka
                      Contact [protected]@gmail.com

                      Thanks & Regards
                      Ashika Goenka
                      ok
                      I Raushan kumar mahto had taken icici regular income bond in 1998.Bondholder no. is 4336436 / 2
                      I don, t have remember wether redemption of these bonds have been done or not.Please clearify as soon as possible on
                      mahto.[protected]@gmail.com
                      mob-[protected]
                      Respected SIR

                      I am having ICICI Safety Bonds 7 September 1998 some Rs 4000 Bond Holder No. Is 000622, 000623 And 001003 Date Is 21 Dec 1998

                      I don, t have remember weather redemption of these bonds have been done or not.Please clearify as soon as possible on

                      [protected]@gmail.com

                      mob-[protected]

                      Thank You
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                        S
                        Subhash Kapoor
                        from Delhi, Delhi
                        Jan 15, 2010
                        Resolved
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                        Asking for extra payment

                        Hi,

                        My name is Subhash Kapoor. I have ICICI credit card and the number of that card is: [protected]
                        This card is with me since last two year and i am not using my card anymore. But certainly i recognize that there is some transaction made on my card on 29th August then i called to icici customer care and told them regarding fake payment. Then they trasfer all the amount which was fake please see the below:br...
                        +1 photos
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                        Gajendra Singh
                        from Almora, Uttarakhand
                        Jan 15, 2010
                        Resolved
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                        Dear Murlidhar
                        I agree that the installment cheque in May2005 was bounced due to less balance in my account . This installment was was paid on[protected] vide cash receipt No. IL[protected] of Rs 5034/- personally to ICICI staff which include Rs 229 as over due charges and Rs221/- as cheque bounce charges . The scan copy of this receipt had been sent to you. This has been shown in my passbook and you are wrong to say that it is not updated there. Except this NO OTHER CHEQUE HAS BEEN BOUNCED. Your over due and bounce charges are absolutely unjustified and wrong. ICICI seem to me is a fraud bank. All document submitted by me have not been examined thoroughly.

                        gsingh
                        (Gajendra Singh)
                        Professor &Head(Retd.)
                        G.B.Pant University
                        of Agric. & Tecch.
                        Pantnagar, India-263145
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Dear Gajendra,

                        We're sorry to hear about your experience.

                        Please write to us with your contact details and account number at [protected]@icicibank.com (Subject line: UID 175044). We'll contact you and work to address your issue.

                        Regards,
                        ICICI Customer Service Team.
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                          N
                          Nazim
                          Jan 14, 2010
                          Resolved
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                          Resolved

                          Sir,

                          My wife have ICICI credit card took 2 years back.

                          Recently she booked flight ticket using the credit card for Rs. 83000.

                          Amount due date suppose to be paid is 20-dec-2009.

                          We paid 75,000 out of 83,000 for which still they charged interest for the whole 83,000.

                          Here is the interest fee details furnished by their website in the given URL http://www.icicibank.com/pfsuser/cards/creditcard/fpc.htm

                          Here are the two important fee rules:

                          1) Interest Free Credit Period
                          18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full)

                          2) Finance charges on extended credit
                          0.99% (Monthly) 11.88% (Annually) for Easy Deposit Card

                          1.75% (Monthly), 21% (Annually) for Spouse Card
                          1.99% (Monthly), 23.88% (Annually) for Home Card
                          3.15% (Monthly),37.8% (Annually) for Private Banking credit card w.e.f. March 1st 2008
                          2.75% (Monthly) 33% (Annually) for ICICI Bank Signature Credit Card
                          3.15% (monthly),37.8% (Annually) forTitanium, Platinum Premier credit card
                          3.40% (Monthly) 40.8% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction
                          0% (with Annual fee) /1.49%/1.99% (Monthly) for EMI Card. Applicable from the day of transaction.
                          Finance Charges on extended credit and cash Advance:2.75% (Monthly), 33% (Annually) for ICICI Bank Platinum identity Credit Card.
                          1.99% (Monthly) 23.88% (Annually) for Fixed Deposit Instant Credit Card.

                          If you see 3.40% (Monthly) is charged. But on what basis? They didn't explained on their website.

                          When i called the customer care, the explanation (which is good for them) is that even though the part payment is made still they charge the interest rate for the whole due amount for the last month.

                          Please do make the necessary action against the fraud bank. Banks like them are blood suckers of our hard earned money. Whole recession world is facing now is because of the bank thinks that they can apply any blind interest on the people.

                          Please do the needful to take the action.

                          I will send you the necessary details based on your input.

                          Regards,

                          Nazim
                          Aug 14, 2020
                          Complaint marked as Resolved 

                          ICICI Bank Credit Crad — Interest Charge

                          ICICI Bank is unnecessarily charging the interest on credit card payment.

                          They are making fools to people by saying something else and policy is different.

                          When I asked them how much I have to pay so that no interest will be charged they told me to pay only 1320.00 rupees now they are asking some interest on the amount. even though I write too many mails to them but they are not replying.

                          icicibank gold credit card — intrest charges

                          I had made a payment for the card by SBI cheque . cheque had not realised after a week and I enquire to customer care, who could not tell the reason for nonrealisation of cheque.I enquired at SBI who gave the info that cheque was treated as out of range .I am told bring my cheque book and bank authorities put it in range. after a day the cheque is presented by ICICI and it is realised .

                          Subsequently month I am charrged an intrest amount of Rs 86/ for no fault of mine. I spoke to MR KISHORE customer service Executive and tell him to send a copy of the cheque returned by SBI or letter stating the reason given by SBI when the cheque had not realised the firs time, he assures me taht it will be done . but till date nothing has come

                          My card no is [protected] ICICI GOLD CARD
                          Dear Sir/Madam,

                          This is regarding intrest and service cahrge charged to my credi card
                          account.Last month my out stand was Rs 6238.97 with due date 29/6/2007
                          which i have paid back through two cheques

                          1.Cheque no: 798691 Fedral Bank dated 29/6/2008 for Rs 3750.00
                          2.Cheque no: 441571 ICICI Bank dated 29/6/2008 for Rs 2490.00

                          which are sufficient for the payment.But when i received this month
                          statment dated 11/07/2008 the ICICI cheque in not accounted in the card
                          account as a result an intrest charge and coresponding service tax has
                          been charged to my account Rs 388.23 + Rs 47.99.When i checked with ICICI
                          bank the cheque has been cleared on 7/7/2008 this happened due to some
                          mistake from the bank and also our city was on harthal for one day after
                          the cheque was droped which might have been the reason for the delay at
                          the bank.

                          Kindly lookinto the matter and request you to reconsider the intrest
                          charge and the service tax charged as i am a no dues payer of your credit
                          card account in all previous months.


                          Thanking You

                          Melvin Antony
                          MOOPAN MOTORS P Ltd,
                          NH 47 BYE PASS,
                          NETTOOR P O
                          COCHIN 682 304
                          Card no: [protected].

                          SILVER CREDIT CARD.ICICI BANK — fraud shopping from credit card

                          Dear sir,
                          this is kunal chatterjee from lucknow, i am using a silver credit card of icici bank, numbered [protected] whose credit limit is 45000/- and 9000/- cash.Now i got a messege on 8th april 2008 that a shopping of jwellery worth 35, 900/- from a shop named shyam sunder raj giri dharan(aminabad), has been done from my credit card, near 12 o'clock, at that time i was in faizabad on tour, i am in a pharma com., immediately i called the cus.care of icici, and i explained them everything, on my request they blocked the card and told me to lodge a complaint and fax it to their dispute deppt.on the address given by them.i immediately acted.After five days when i asked what happened they said i have not mentioned the complaint no.in that dispute letter, then they gave that complain no. and told me to fax it again including the com. no., they said that after receiving the letter the bank will take 60 days for verification against that dispute.if the dispute will go in yourfavour then the amount will be again creditd in your account otherwise will have to pay the sum.Now in the month of may suddenly 2, 220/- vanished from my account i did encquiry and came to know that this was the minimum due amount against my outsatnding of 43, 000/-, i asked them how can they deduct this amount without any authority and proper intimation or information, executive said that their is an auto debit facility between your salary accout and credit card accout and this was not in my knowledge.This shopping was not done i dont know anything about it, on the contrary i was not in town at that particular date, how this is possible, i cannot afford to shop this much of amount neither i am capable of paying the interest on this.now after 90 days i received a call frm delhi cus.care icici bank that my outsatnding is 43000/- and my minimum due amount is 2580/-.I asked them that how this is possible i have already raised a dispute against that fraud shopping, the cus.care said that the dispute has gone to the banks favour and you to pay this amount.I said that without any proof how can the bank raised this dispute against its own favour, i asked them that if i would have done that swapping then please show me my signature on that slip which is being raised twice from that shop, one is kept with my sign in that counter one another is given to me.Cus.care executive said that the dispute has gone to bank's favour so i must pay.i said to him that bank told that it will take 60 days and after 90 days it says that the dispute has gone to its own favour that also without any proof, and the bank has not even given me any information or any letter regarding this dispute, so i straightly denied to pay any amount.Now from last 15 to 20 days i am getting calls from delhi cus.care icici fro the recovery of this amount, now they have started to give threatining calls also, they are saying that either pay that amount neither we will send our recovery people.I am suffering from physical as well as mental harashment, I cannot work properly, i am filling such a deppression that i cannot explain to you, because i am not capable of paying this amount, i have my very simple income with lots of expenditures.Please help me out from this okward and critical condition, first off all why should I pay this amount when I have not used it and neither the bank is capable of presenting any proof to me.Please respond as quickly as possible regarding this matter either they will make me more suffer

                          ICICI Bank — Credit card Interest Charges

                          I received last month credit card statement with interest of Rs. 1477.33 and service tax Rs. 182.60. I pay my dues promptly and last month i paid Rs. 12, 500 for my account with a balance outstanding of Rs. 100/- of a total 12, 626/-. I just want to ask you that for a Rs. 100 do you charge an interest of Rs. 1659.93/-. By offering such a poor customer service you are charging me an interest of Rs. 1659/- for the customer. If you are not going to revert my interest charges i will cancel my card and i'm not going to use my icici card again.

                          Moreover i shifted my residence long back and updated my address to the bank. I didn't receive my bank statements properly for a period of one year even after updating. 2 months back i made so many calls to the customer care and updated my address. (Telephone bill statement is also there to show you to the proof ) I applied for redemption of reward points also. But i didn't receive my gift vouchers yet. They have sent to my old address. So, after that i called up again and complained about it. So far i have not received it. So what the bank is going to compensate for this. By offering such a poor customer service you are charging me an interest of Rs. 1659/- for the customer. But what the bank is going to do for offering such a bad service. If you are not going to revert my interest charges i will cancel my card and i'm not going to use my icici card again. i want you to immediately send the gift vouchers also.

                          icici credit card — intrest charged

                          recieved your letter re. outstanding bal. rs.2850.32against credit card no.[protected] .pl note that we have not recieved any bills till date while we had earlier deposited all EMI on time. since aug 2008 there has been no communication from your side. you may also note that the address on your bill is wrong as such we have several times informed you on phone reg.this . the add mistake in your letter is Nimun villa instead of Maimun villa, and as there is another such address of similar name the letter are misdropped and once a while by courtsy it is send to us as and when some body finds it. now you may note that we are not ready to pay any intrest levied any time now and earlier also as we had already talked on your customer care and they had told us that it will be reverted . now you may send us your bill of 2 months by reverting the intrest to nil so as to deposit the payment cheque immediately.
                          recieved your letter re. outstanding bal. rs.2850.32against credit card no.[protected] .pl note that we have not recieved any bills till date while we had earlier deposited all EMI on time. since aug 2008 there has been no communication from your side. you may also note that the address on your bill is wrong as such we have several times informed you on phone reg.this . the add mistake in your letter is Nimun villa instead of Maimun villa, and as there is another such address of similar name the letter are misdropped and once a while by courtsy it is send to us as and when some body finds it. now you may note that we are not ready to pay any intrest levied any time now and earlier also as we had already talked on your customer care and they had told us that it will be reverted . now you may send us your bill of 2 months by reverting the intrest to nil so as to deposit the payment cheque immediately. you may talk to me on mobile no [protected]

                          ICICI Bank Credit Card — Interest Charges

                          TO ICICI BANK EMPLOYEE (Conversation on mail)

                          Dear Mr.Rajan,


                          I have used this card for Rs 3801 only..and now you have charging rs 4, 753.83.

                          Please clarify interest charged on my payment.

                          I have made the payment through icici bank executive on 19th March and on 23rd March u have received the chq.

                          my due date was 26th march.



                          Also kindly check your recorded call detail for yesterday. Which I had with Mr.Sudhir who has confirmed me that my chq was received and cleared on 23rd march and current Credit balance amount =rs 21.



                          Please justify how much time u requires clearing and giving a status for a chq?



                          Total days= 7 from (19 - 26th march)



                          NOTE: I will not pay the fraud interest charged on my Account.



                          Just waive off all the charges and settle my account on Rs.3801


                          Regards,
                          Rahul
                          [protected]




                          On Thu, Mar 26, 2009 at 1:22 PM, ICICI Bank Customer Care <customer.[protected]@icicibank.com> wrote:

                          Dear Mr. Rahul,

                          For quicker resolution of your query/request, please write to us through the "E-mail Us" option at our website, www.icicibank.com

                          We clarify you that the cheque number 884221 for Rs.4500.00 is returned due to insufficient balance in your Saving Account.

                          The Service Reference SR[protected] for cancellation of your Credit Card is under process.

                          It will be processed by 02/04/2009.

                          As on date your total outstanding balance is Rs. 4, 753.83.

                          We request you to make complete payment at the earliest to avoid any financial charges.

                          Sincerely,

                          M Ranjan
                          Customer Service Officer
                          ICICI Bank Limited

                          CONFIDENTIALITY INFORMATION AND DISCLAIMER:
                          This e-mail message may contain confidential, proprietary or legally privileged information. It should not be accessed by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. You will appreciate that e-mail transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to loss, damage, interception, destruction, etc. Before opening any attachments please check them for viruses and defects. The notice appended to the e-mails is not intended to prejudice the interests of our customers in any manner or to evade responsibility for any act of done with the endorsement of ICICI Bank.


                          -----Original Message-----
                          From: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                          Date: Wednesday, March 25, 2009 01:09 PM
                          To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                          Subject: Product: Credit Card / New Customer / rahul.[protected]@gmail.com


                          Title: Mr.
                          First Name: RAHUL
                          Last Name: KUMAR
                          An ICICI Bank Customer: No
                          Product: Credit Card
                          Account No: NA
                          What would you like to say: I have not satisfied with the customer care employee Mr Sudhir (Hydrabad office)who spoke to me today 25 mar 2009 regarding my paymens made on Credit card.

                          My Chque was received on 23rd march in favour of icici bank crecit card for rs.4500.

                          but still he cannot confirm me the payment WHY?????

                          He has hanged the call for atleast 15 mins...and not giving the appropriate information of my dues.

                          then request for cancellation of card.

                          MY REQUEST NO[protected]

                          regards,
                          Rahul
                          Plz do take strict action on this

                          icicibank gold credit card — Request for PIN code

                          Hi,

                          I have received a credit card few months back without the PIN details. Its says on the documents which came with it, on the internet icicibank site and everywhere else to call up the customer care number. The service is so disappointing that i now have no other option but to log this as a complaint.
                          I dont know how to put this but how many times do we call a number where everything is managed on an IVR. Whom do we contact if it fails or do you just expect us to keep on calling on that number till we succeed. A pin is required for my credit card, which has not come with the credit card itself.
                          I request somebody to take notice of this. I also want to get an e statement for both my credit and debit card and also want my debit card to be linked to my demat accont. I would appreciate it this
                          complaint is looked into. Since i am not sure if there would be a response to my mail i am not mentioning the credit or debit card number in this complaint.
                          I would be glad if i am e-mailed back asking for the details which would be required to process this.
                          Hope for a positive and early response from the concerned team.

                          Regards,
                          Shubha.

                          ICICI Credit Card — ICICI CREDIT CARD - Interest charges

                          I humbly request every individual to stop using ICICI credit card because they only loot their customers no matter how much business you bring to them.They also don It does not make any difference to them. There is no benefit of doubt. They don’t trust their customers and their customer service sucks…. Right from the lower executives right to the Nodal officers…



                          My ICICI Credit card Number: [protected] activated in 2007.

                          I have been so fed up with the ICICI credit card department. They have the post pathetic and disgusting staff. Right from Customer service department to the Nodal Officer Department.

                          Their customer service department is so poor, they do not update their records and we customer have to pay the brunt for it. Is it the customers fault if your customer service department does not update the records? How can the Nodal officer claim that a customer has not called the Customer Service department if the concerned executive has not updated the account?

                          It happened to me on 20th October 2007, where I was wrongly charged to my account for a transaction. I had called the customer service department, they asked me to fax a dispute form. I After confirming with the customer service executive the receipt of the form via fax, I was asked to pay less the amount not due to my account and was informed no additional charges like interest fee or anything extra charges will be charged till my issue is resolved. To my misfortune I trusted the customer service executive and destroyed the proof of fax and for the next 4 months till February.

                          Some questions to be asked here??

                          1) How on earth do I trust ICICI for the transactions they charge on my card?
                          a) Most of the time bills are sent after due date. Without going through the whole bill why the hell should I pay the full amount? What if there are incorrect transactions. If the first mistake was not corrected, how would they ask me to make full payment?
                          b) If the customer service executives are so inefficient and if everything needs to be written and sent across, why are the executives sitting there for? If we don’t trust them for their word why don’t they start dispatching letters for the confirmations they do?

                          2) Why was I getting credit for my charges if there was no proof of my dispute?

                          The same error occurred to me on 18th March 2008 and 21st February 2008 dual charges for Vodafone & again the same thing was repeated. I did not take it seriously as I was told the charges would be reversed to me till issues would be resolved and I was getting reversals in my account till Feb’08.

                          Then due to some personal reasons I was not able to follow up with ICICI and the interest charges and late payment fees were continuously being levied heavily on me. I still continued to make payments on my purchases. Then on 15th Sep’08 I had raised the same issue with the second level as per ICICI’s online complaint process, but the reply was not satisfactory as there was no proper solution been given. Then the same issue was raised to Head Quality Service wherein I received no reply. As usual it took too long for ICICI to reply for my queries or to provide solutions all the knew was to loot their customers by levying heavy interest fees.
                          The issue was raised to the nodal officer pleading to waive off the nuisance penalties on to my account. I had accepted and paid all the purchases due on my account and had requested for disconnection.

                          But they put me on stupid EMI system and rejected my application of disconnection.

                          I have made all my payments. And would request to please help me get rid of this nuisance ICICI credit card department.

                          I want to disconnect and shut my card . Please stop levying interest penalties on my card… They have been doing that and now they say I have 50,000/- outstanding. [censored]… Prove it’s the unpaid purchase and I will pay for it.


                          Someone please help me settle my credit card.


                          COULD YOU PLEASE TELL ME IF THERE IS ANY ONE ELSE ABOVE NODAL OFFICE WHO CAN RESOLVE MY ISSUE.
                          Dear Hazel,

                          We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                          Regards,
                          ICICI Customer Service Team.

                          ICIC Bank Credit Card — Interest charged on Credit card

                          Hi,

                          I have been charged interest of Rs1100 for not paying mere Rs.200. My billed amount was 11700. I payed 11500, as i forgot the exact amount.I am with ICICI for last three years.How you people can do like that???

                          Kailash Chandak
                          Dear Nazim,

                          We're sorry to hear about your experience.

                          Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 174970). We'll contact you and work to address your issue.

                          Regards,
                          ICICI Customer Service Team.
                          Customer service,

                          based on your feedback, I will send my wife card details shortly. I apologize for being emotional on my statement.

                          however I see no transparancy in interest fee calculation. I would request you to show some respect for your customer, when your entire buisness is running on customer.

                          I am expecting the issue will be resolved amicably.

                          If not, I would rather settle the outstanding and discontinue the card.

                          Ultimately you are loosing customer whom will never use your service again.

                          I am holding citi credit card for 6 years. I never had any default payment and had such issue .

                          Because they are transparent, I am contuing with them.

                          Anyway please do resolve the issue.
                          I have deposited Cheque on 18th Nov. at ICICI Bank, Akola agansit Credit Card ([protected]) Payment of Rs.22750 (Ch.468376 Dated 23th Nov.) due date 23th Nov. I had a call from ICICI Bank that there are not taking Post Dated Cheques aganist Credit Card Payment. After discussion there arrged to deposit it on concern date which was not deposited on due due date. After having a call / reminder for payment had visited to ICICI Bank Akola for the issue, which was than deposited after due date which is due to their negelency. Even the Person who has taken the reminder for Payment has issued that no late charges will be made as cheque was laready dposited before due date. Still the late fee charges are charged in account statement which must be credited back. please look into the matter.
                          Vijay Dongre Cell - [protected].
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                            D
                            Deore Balkrishna Dharma
                            from Nashik, Maharashtra
                            Jan 14, 2010
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                            Dear Sir,
                            With reference to above cited subject, I would like bring following few lines to your kind notice.
                            1. In the month of March I received a message from ICICI bank quoting that I should pay the outstanding amount immediately for the money withdrawn against my credit card. Whereas, the fact is, I had attempted to withdraw Rs.3000 from ICICI ATM located near Rajiv Gandhi Bhavan, Nashik. But transaction was denied by ATM.
                            2. Accordingly I booked complaint telephonically on ICICI call center at Mumbai on 22/3/2007. Call center attendant had given me “Wrong Transaction ID no. sr20550318” and told me that matter will be checked and will be informed to me within 60 days.
                            3. Meanwhile, again I received message from ICICI bank to pay the outstanding amount, which was inclusive of all the penalties. Hence I enquired for complaint at its Mumbai call center and I had been told that the case has gone in favor of bank i.e. I have to pay the amount.
                            4. Since 22nd March I am unnecessarily being stressed mentally due to this matter in which I am not at all at fault.
                            You are kindly requested to investigate the matter and oblige me.
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                              S
                              Srikanth
                              from Basi, Punjab
                              Jan 13, 2010
                              Resolved
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                              Resolved

                              To Kumar
                              CRM,Credit Card Department.

                              As per my discussion with you i sending this email.

                              I have a Credit Card from your bank, i have been using this card from past 3 years.

                              I made a call to get the 3D Secure PIN, which needs to generate and provided this PIN to the customer.

                              1st I had called up ICICI on Tuesday 12th Jan at 9:15 PM for to get the PIN. your customer support asked for me to update the details under this link.

                              https://www.3dsecure.icicibank.com/ACSWeb/EnrollWeb/ICICIBank/main/index.jsp, i have updated my Card Number there and she asked me to click on Forgot 3D Secure PIN link.

                              I have selected the mode of delivery for to receive the 3D PIN to my mobile number which was updated from past 3years.

                              2nd ICICI CS asked me to wait for min of 10min and max of 2 hr to get the PIN on my mobile. i was waited till 10:00PM i have not got any update.

                              I called for the same he said and he asked me to do the same process so that he can send the same request from his end.

                              I trusted that he has taken care of this thing for me so that i can book my e-ticket for my journey. But not get any update till midnight. i was expecting the PIN in morning but no update...

                              3rd On 13th Wednesday i was suppose to travel and it is got canceled because of this. and one of your ICICI badmannered lady updated me saying this it done from there end! said "if i am not receiving a message (PIN) from ICICI it is your problem our service provider problem"

                              This what i got the update from at 10:00 AM 13th Wed. i have called more then 10 times to login i had call with customer support more 6 times i was fagged for this problem get it rectified as early spent more then 3hrs for the same

                              Later at in 13th evening i got the update that i should provide you the my personal Email ID which is no where related to get the PIn on my cell. i have created and updated you nonsence guys are asking me to wait for 3 DAY'S for the PIN.

                              I am holding Savings account / Credit / policy from ICICI. And you are one of core customer to my company. this is also a salary account for me.

                              I have updated the email ID on the spot and provided my DOB MOB nu Full name more then 20times.

                              Please let me know what best you can do it from your end.


                              Thanks
                              Srikanth
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              Dear Mr Srikanth,

                              We are sorry to know how you feel.

                              Please write to us with your contact details at [protected]@icicibank.com (Subject line: UID 170687). We'll contact you and work to address your issue.

                              Regards,
                              ICICI Customer Service Team.
                              Dear Sir/Madam,

                              I have an icici credit card and my credit card no is [protected].I want to change my 3D pin number and i am unable to change that kindly let me know that how i can change it.I shall be highly thankful to you.


                              Thanking You.

                              Manpreet kaur
                              Contact no: [protected]
                              Dear Sir/Madam,

                              I hold an icici credit card .I want to change my secure 3D pin and there is no way to do it online (can't beleive ICICI has such poor online facilities) Pls let me know how can I get the 3D pin chaged.

                              Cheers.
                              Suresh
                              Srikanth

                              I completely agree with on how ICICI is handling the 3-D secure pin process.

                              Even I have loggged into their 3-D secure site a number of times (through by movie booking portal) and tried to update the pin, but I get response well after 24 hrs (am I supposed wait for that much time in front of system to get my booking done). And once I put that pin, it says the pin has expired and create again.

                              In any case all the tickets got booked and I was not able to still update my pin

                              Way to go ICICI IT wiz kids...


                              Vijay
                              Dear ICICI Customer care,

                              I hold an icici credit card and I want to change my secure 3D pin. Please suggest a way to do it online.

                              Regards
                              VIkram Jain
                              ICICI bank has the worst customer service I have ever come across. My father died on 14th August 2010 in Goa and I am still trying to notify them!! I have written countless emails, letters, phoned the London office 6 times, Mumbai 3 times and it is still not suspended.

                              The Mumbai manager was the most insensitive when he advised me to tell my father that he should go into his local branch (Goa) and close it himsel[censored]

                              Two months down the line the saga is still going on...

                              Don't bank with them they are a bunch of cowboys!

                              Regards
                              Jacqui
                              United Kingdom
                              Dear ICICI Customer care,

                              myself Mrs Pratima A Deshpande am a credit card holder no. [protected].
                              since I require 3d secure pin for getting my online transactions I am approaching your ccexecutives on [protected] (Pune) since the 5th of May 2011, every time with the same nonchalant answer that after updating my email id and cell no. within 3days i can generate my own 3d secure pin.Innumerable times I have done so but I have failed regenerate the same accordingly, the request no.s are SR[protected] and SR[protected]the latter received today). However I am still at a loss and yet to receive your service.

                              I request you to look in the matter and relieve me of my agony

                              Pratima Deshpande

                              [protected]
                              Hello M/s Srikanth, Vijay, Manpreet kaur,

                              Please contact me as to what progress u have received in service from ICICI Bank regarding 3d secure pin, as I am in the same boat of suffering

                              Pratima

                              [protected]
                              icici bank manager

                              I have your bank credit card or madiclaim policy since long time but I have not good expireence of your

                              bank last time dated[protected] we paid my madical policy primeum by phone banking sistem so we give my credit card no to your officer mr sachin for renenual of my policy so this chiter persion use my card no for chiting and dabited rs 2054=00 and rs 7586=00 dated[protected] and rs 23006=00 dated 3-9-2011 when I got my stetment account then I see this entrey emegetly i call lombard or icici bank and file complent and cansal my credit card my complaint no is 3091199 i am lawyer at ahmedabad so i file one crimenal complaint againes icicibank and icicilombard officer who is doing this type of froud and chiting. how and why we say largest secound no best bank in world is icicibank or is lombard co.
                              p. I. patel.
                              advocate.
                              useless bank makes false promises
                              useless bank makes false promises the relationship managers are so foolish they dont know how to solve a problem and the website is apparently technically down half the time
                              Hi Customer Care,

                              I lost my 3D secure pin and my online transaction through debit has been blocked, currently I am working in Dubai.

                              Need your assistance to get the New one

                              for My debit card:[protected]

                              Please assist

                              Best

                              Rahul Tripathi
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                                S
                                shyam1998
                                from Hyderabad, Telangana
                                Jan 13, 2010
                                Resolved
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                                Resolved

                                Dear Sir, Date:[protected]
                                To,
                                The RBI OF INDIA Costumer care manager/ The Complaint Board Manager /To the Manager of Credit Card,
                                ICICI BANK INDIA LTD,
                                Dear Sir,
                                I had written a complaint on Date:- 12/07/2009 against ICICI bank credit card but still this complaint has not solve but the above bank making the HARESMENT , TOURCHING AND USING VERY CHEAP WORDS , I had send the later to ICICI head office Mumbai and Hyderabad and same to RBI Mumbai and Hyderabad also , My card no( [protected]) this my card no but the above bank person has change my Card no [protected] without my knowledge and convert to in EMI which they asking monthly Emi Rs 7,072-00 per month in 18 months which principal amount Rs86,000 and I had lot of request to them I pay to ready what about principal amount without interest in 24 months Emi but there not here anything talking very rough language and use very cheap language which is we not able tell any body ,
                                I request you to you all please see this matter and help me once again I request to you all please help me on this matter and solve and I ready to pay the payment which principal amount in Equal Emi in 24 months.
                                I hope to you all and help me on this matter.
                                Thanking you,
                                OM SUDEEP GOEL
                                Card no [protected]. / [protected]


                                Mailbox of [protected]@rediffmail.com Print Cancel
                                From: shyam<[protected]@rediffmail.com>
                                To: <customer.[protected]@icicibank.com>
                                Subject: Re: RE:'ICICICARE=[protected]' Product: Credit Card / Old Customer / [protected]@rediffmail.com
                                Date: Thu, 10 Dec 2009 13:51:36 IST
                                Dear sir ,
                                This my persnaol request you please help on this matter because im got hevay losses in business
                                from one year i was not paying prorally you see my account on that base you help me please im
                                requsting you for this matter and i not able to pay this much amount so once again i requsting you
                                you understand im asking this much fovour from your side if any persion was not able to pay the
                                amount so that time you and your bank help them , i hope you and help me please and my and my
                                chilhrens furchare in ou and your bank hand only you see this matter very deeply and help me.
                                Once again i requsting you please help on this matter , you help me on this matter i was in my life i
                                not forgot to you please.
                                Thanking you,
                                Sudeep Goel [protected]
                                On Thu, 10 Dec 2009 11:10:38 +0530 wrote
                                >
                                Dear Mr. Goel,
                                We regret to inform that we will not be able to change there EMI tenure as requested by you.
                                We request you to make the minimum payment as per the statement to avoid further financial
                                charges.
                                We inform that as per the December, 2009 statement the minimum amount due is Rs.21,216.00 and
                                the due date December 27, 2009.
                                Sincerely,
                                Abhilash Reddy Chada
                                Customer Service Manager
                                ICICI Bank Limited
                                "Now get your credit card statements whenever you feel like, simply visit the cards section on
                                www.icicibank.com and click on Personal Banking >Cards> View credit card e-statement.This
                                facility will not be available for Add-on Card holders and ICICI Bank Amex Card holders."
                                Welcome to Rediffmail: Inbox Page 1 of 3
                                http://f1mail.rediff.com/prism/readmail?printable=1&block_images=1&file_... 12/25/2009
                                >Register your ICICI Bank credit card for Verified by Visa / MasterCard SecureCode today to make
                                your online transactions safer. RBI guidelines make this second level authentication, mandatory for
                                all Internet card transactions from August 1, 2009. For registration and further details, please visit
                                the Cards section of www.icicibank.com.
                                Stay connected for communication by updating your contact details through "Forms Center" at
                                www.icicibank.com
                                CONFIDENTIALITY INFORMATION AND DISCLAIMER:
                                This e-mail message may contain confidential, proprietary or legally privileged information. It
                                should not be accessed by anyone who is not the original intended recipient. If you have erroneously
                                received this message, please delete it immediately and notify the sender. You will appreciate that email
                                transmission cannot be guaranteed to be secure or error-free as its contents are susceptible to
                                loss, damage, interception, destruction, etc. Before opening any attachments please check them for
                                viruses and defects. The notice appended to the e-mails is not intended to prejudice the interests of
                                our customers in any manner or to evade responsibility for any act of done with the endorsement of
                                ICICI Bank.
                                -----Original Message-----
                                >From: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                                >Date: Monday, December 07, 2009 03:07 PM
                                >To: customer.[protected]@icicibank.com (customer.[protected]@icicibank.com)
                                >Subject: Product: Credit Card / Old Customer / [protected]@rediffmail.com
                                Title: Mr.
                                First Name: OM SUDEEP
                                Last Name: GOEL
                                An ICICI Bank Customer: Yes
                                Product: Credit Card
                                Account No: [protected]
                                What would you like to say: DEAR SIR,
                                SIR I USE ICICI CRIDET CARD CARD NO [protected] OF OUTSTAINDING IS RS 85,
                                000.00 WHICH IS I NOT PAY REGULARY SO I REQUEST THE ABOVE BANK MANAGER I
                                READY TO PAY THE AMOUNT IN EMI BUT THIRE NOT READY TO TAKE THE EMI AND
                                DOING ME HARSEMENTS AND USE WRONG WORDS AFTER THIRE HAS INFROM ME I
                                PAY MONTHLY RS7.072.00 PER MONTH IN 18 MONTHS SO I SEEN THIS COME VERY
                                HEAVY INTREST RATE SO I LOT REQUEST THEM BUT NOT HERE AND DOING
                                THORCRHING TO ME AND THIRE FINALY TOLD ME IF I NOT PAY SO I FACE PROBLEM
                                I SEE THIS ALL THINGS I FINALY DISED CONT TO YOU ON THIS MATTER,
                                I REQUEST YOU PLEASE DO ME NEED FULL HELP ME ON THIS MATTER AND MAKE
                                THE EMI IN 24 MONTHS OF RS 85000.00 IM READY TO PAY THIS MUCH AMOUNT
                                ONLY IN EMI ONLY, AND I WANT INFROM TO YOU I HAVE THREE CHILDRENS IF I
                                PAY THETHIS MUCH AMOUNT TO ICICI BANK SO HOW WAS SEE THEM YOU SEE THIS
                                ALL FACTS AND HELP ME.
                                ONCE AGAIN I REQUEST YOU PLEASE SEE THIS MATTER VERY DEEPLY AND HELP
                                ME.
                                THANKING YOU,
                                Welcome to Rediffmail: Inbox Page 2 of 3
                                http://f1mail.rediff.com/prism/readmail?printable=1&block_images=1&file_... 12/25/2009
                                OM SUDEEP GOEL
                                [protected]
                                E-mail address: [protected]@rediffmail.com
                                Telephoneno:+91-40-[protected]
                                Correspondence address: 502 5th floor gourav kalyan aprtment kachiguda hyderabad
                                City: hyderabad
                                Country: India
                                Pin Code: 500027
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                Dear Mr. Goel,

                                We understand that our official has spoken to you on January 18th, 2009 and addressed your query.

                                Regards,
                                ICICI Customer Service Team.
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                                  R
                                  rbpopat
                                  from Mumbai, Maharashtra
                                  Jan 13, 2010
                                  Resolved
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                                  Resolved

                                  I have submitted on 07.08.2009 10 cheques of PDC of Home loan. To day i.e. on 13.01.2010 my husband received phone call at 10.47 AM from ICICI Bankand stated that she had alredy talked yesterday about PDC of home loan and my husband committed to deposit to day all PDC. However no such phone call was received yesterday. To day the lady/girl phoned and asked for depositing 21 PDC till final payment of 10 year term loan. I fail to understand why the ICICI Bank people are so greedy about PDC when my PDC with them are there till 07.05.2010. Such a fear that I will shift loan because they are charging much higher rate then others is also known to world.Such abusive harrasment is certainly not tolerable to any one.
                                  Mrs. Rita Popat.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear Rita,

                                  We're sorry to hear about your experience.

                                  Please write to us with your contact details and loan account number at [protected]@icicibank.com (Subject line: UID 168494). We'll contact you and work to address your issue.

                                  Regards,
                                  ICICI Customer Service Team.
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                                    N
                                    Nitin Verma
                                    Jan 12, 2010
                                    Resolved
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                                    Resolved

                                    dear sir/mam,

                                    i am icici bank customer, i have seen lot of time he not follow RBI rule. when we request for car loan tracking report, bank statement he charged. but as per RBI it should be free of cost. also bank not provide passbook, and if i request for stamp on print out of bank statement(from icicbank site) he refused it and ask it is against RBI rule.

                                    Please help me regarding this issue.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    Dear Nitin,

                                    We're sorry to know how you feel.

                                    Please write to us with your contact details and loan account number at [protected]@icicibank.com (Subject line: UID 168495). We'll contact you and work to address your issue at the earliest.

                                    Regards,
                                    ICICI Customer Service Team.
                                    icici bank is the only bank who is not obeying court orders.employing recovery goons till date.they have there own
                                    law. there recovery goons use abusive language againts our
                                    respected judges of supreme court/high courts it happens with
                                    me on 23/01/2010.Near haridwar on delhi haridwar highway.jab mein apni nani ki asthiya ganga mein bahane ke liye gya tha.
                                    tab in gundo ne meri beizzati ki gaadi ko rok kar.yeh bank
                                    sudharnewala nahi hai.iske MD / Chairman ko sakt se sakt sazaa milny chaahiye.kyon ki inke isaare per hi yeh log kaam
                                    karte hai.jin logo ne hamari beizzati ki woh safed zen mein aaye the.aur hamari beizzati ki publicly.

                                    pankaj rai
                                    dear sir,
                                    I request judges of supreme court /high court to take stern action against these private banks like icici etc.who behaved like mahajan/sahukar of ancient india . Ban there services in india on the basis of complaints submitted by customers. why
                                    customers are so much dissatisfied with this private bank.they are increasing there infrastructural cost or than recover it by customers by unfair means.By using muscle power.Now time comes to take stern action against this type of organisation.
                                    regards
                                    pankaj rai
                                    BAN ICICI BANK SERVICES IN INDIA
                                    BAN ICICI BANK SERVICES IN INDIA


                                    ICICI (GOONS BANK)
                                    NOT HONOURING HIGHEST COURT/HIGH COURT ORDERS SENDING GOONS TO RESIDENCE OF CUSTOMERS HARASSING LADIES, CHILDRENS INTERCEPTING ON ROADS ANYWHERE IN INDIA INSULTING PEOPLE FRONT OF RELATIVE, PUBLIC
                                    RECENTLY IN HARIDWAR ON ROAD ON 23/01/2010.
                                    REGARDS
                                    PANKAJ RAI


                                    DON'T TAKE LOANS FROM ICICI BANK.
                                    BAN ICICI BANK IN INDIA
                                    ( A GOONS BANK )
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