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ICICI Bank Complaints & Reviews

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Updated: Oct 19, 2025
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C
Christine Sefernose
Feb 11, 2010
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I am running a personal loan with icici bank since december 2006 and it was taken for the tenure of 48 monts.( 4 years).
And as of today, there is no dues and bank is threatening me directly and indirectly to clear the loan, all of a sudden.

ICICI Bank has breached all the banking ethics for no reason. Customers do know that ICICI Bank is behaving like a MAFIA, ICICI Bank is a Mafia Bank.
Aug 14, 2020
Complaint marked as Resolved 
Dear Christine,

We're sorry to hear abut your experience.

Please write to us with your contact details and loan account number at [protected]@icicibank.com(Subject line: UID 228318). We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.
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    K
    kalyani aswani
    from Pune, Maharashtra
    Feb 11, 2010
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    Dear Sir,

    I Kalyani Aswani I Have Credit Card With Your bank Card No : [protected] Issue Date : 04/2008

    I Not applying this card & with out my confirmation i revived this card based on my bank account & address Details along with my card u people covered insurance Also.

    After revived card i called so many times ur call center regarding cancellation my card. ur people not responding properly. every month i received statements my address.

    You can check my credit card till date single transaction also not happened and iam not using also till date.

    your collection people also called to my residence and harassing me & parents also.

    my father and mother both are heart patient ur collection people they regularly called and come to residence so they had a problem

    So please consider my request and stop send to statment also cancel my card as early as possible.

    Note : If in-case you not responding properly i will approached with consumer court

    K Aswani

    ICICI Credit Card — without my conformation recived credit card and covered insurance also

    Dear Sir,

    I Kalyani Aswani I Have Credit Card With Your bank Card No : [protected] Issue Date : 04/2008

    I Not applying this card & with out my confirmation i revived this card based on my bank account & address Details along with my card u people covered insurance Also.

    After revived card i called so many times ur call center regarding cancellation my card. ur people not responding properly. every month i received statements my address.

    You can check my credit card till date single transaction also not happened and iam not using also till date.

    your collection people also called to my residence and harassing me & parents also.

    my father and mother both are heart patient ur collection people they regularly called and come to residence so they had a problem

    So please consider my request and stop send to statment also cancel my card as early as possible.

    Note : If in-case you not responding properly i will approached with consumer court

    K Aswani
    Dear Kalyani,

    We regret the inconvenience caused.
    We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Customer Service Team.
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      R
      rohit sheety
      from Mumbai, Maharashtra
      Feb 10, 2010
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      icici recovery [protected] call from this number and useing dirty worlds and say that they are from mumbai police station . i don't know where to give compliant on them Credit Cards matter is already
      setteled and even though they are saying that they are from mumbai police i have recoreded every word
      what he was using so please help me what to do with these .
      Dear Rohit,

      We apologise for the inconvenience caused.

      Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 225097). We'll contact you and work to address your issue.

      Regards,
      ICICI Customer Service Team.
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        V
        Venkatamurali Krishna Gottuparthi
        from Noida, Uttar Pradesh
        Feb 10, 2010
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        Sir, I am facing the same issue as you have faced.

        In my case, my parents have done a RTGS transfer to my icici a/c in kumarapark branch in bangalore, they have quoted my a/c number wrongly. They have quoted 10 digit a/c number instead of 12 digit a/c number. The money has gone to a department in ICIC by name RPC and they have returned the amount to IOB, IOB officials got confused seeing the money returned from RPC department of ICICI as they have transfered money to kumarapark branch.

        Hence they have returned the money back to RPC, Now how do I track my money and get them back. Kindly suggest me.

        Please reply me back on my mail id.

        Regards
        Murali
        [protected]
        Aug 14, 2020
        Complaint marked as Resolved 
        Dear Murali,

        We regret the inconvenience caused.
        We'll contact you and work to address your issue at the earliest.

        Regards,
        ICICI Customer Service Team.
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          D
          dharamveer yadav
          from Mumbai, Maharashtra
          Feb 10, 2010
          Resolved
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          Respected sir/ma'am,

          This is to bring to your kind notice that i being an account holder with icici bank is facing a problem with the account.Their has been a lien on my account[protected] due to non-payment of credit card payment which i never applied for.I would like to bring to your kind notice that i had never applied for a credit card with any bank and was operating this account .But all of a sudden their has been a lien on my account for the reason told to me by the customer care executive.After having conversation with the supervisor I am attaching my id proof and address proof for your clarification.Kindly remove lien on my account and release my payment so that i can furthur access the account.Why i am being harassed for the due payment for which i am not liable.???Please help me as soon as possible.and can bank access my account without my permission??

          Details:

          Account number:[protected]

          Account name: dharamveer yadav

          Attached pan number and latest mobile bill.

          Kindly revert as soon as possible.

          Regards

          Dharamveer yadav
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Dharamveer,

          We regret the inconvenience caused.
          We'll contact you and work to address your issue at the earliest.

          Regards,
          ICICI Customer Service Team.
          I am to get a revert from ICICI by 18-feb-10.I believe my issue will be resolved by 18th feb 2010 and lien will be removed.Please help as soon as possible.

          Regards

          Dharamveer
          I think ICICI bank is ready to make money by claim any amount from any customer by putting a lien on account for no reason.I beleive ICICI bank is running short of funds that is why ICICI is cheating and claiming money for no reason...
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            A
            Aditya Narayan vyas
            from Bikaner, Rajasthan
            Feb 10, 2010
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            Dear Sir,

            I was appointed in ICICI Bank through team4u vide their appointment letter 1/10/2006. I have already left my job and want to get back my PF money. but I haven't find concerned person, his contact no. and office address located . I m live in Bikaner PF money is my Urgent require so plz give me concern person cont. no. & Office Address & Formelties of PF form submitted.... ..
            Aug 14, 2020
            Complaint marked as Resolved 
            Dear Aditya,

            We apologise for the inconvenience caused.

            Please write to us with your contact details at [protected]@icicibank.com (Subject line: UID 225092). We'll contact you and work to address your issue.

            Regards,
            ICICI Customer Service Team.
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              D
              Dolo Verma
              from Delhi, Delhi
              Feb 9, 2010
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              Application No - E 0583197
              Purchased on 7/02/2005, DD No - 207804 Amount Rs. 20000/-
              Aug 13, 2020
              Complaint marked as Resolved 
              Ref No 3i inifotech:[protected] Dt:[protected]
              with reference to my earlier communication with 3i infotesch regarding bank account, I wish to inform my13 digits account No:[protected], Canara Bank, Mount Road, Chennai-600 002 for necessary actions.
              Please let me know how can I get my metured amount which is due by march 2010. Is it possible to credit the full amount in the above said account through ECS.Please let meknow the process in dsetail to above mail ID.
              Thank you,

              V.NARAYANAN.
              sir my certificate no is:170550 will be getting mature on 11.03.10.Please tell me the amount will i get and also for getting the amount should I surrender my certifacate to you or you will updated my account automatically.

              thanks
              regards
              Harish Dawra
              [protected]
              1-f-24 jawahar nagar
              sriganganagar
              335001
              rajasthan
              Sir
              With reference to my bond holder no 06030888, cerficate no-[protected], redemption date 11.3.2010 no communication has been received from the company for the payment of maturity amount.Therefore i request you please do the needful at your end. thank you.
              Regards
              P Subba Rao
              Sir, Bond holder no.6742198, Tax saving option 2 maturity value Rs.10000/- plus. Please arrange payment by cheque in my favour, Bank of Baroda, Brahmapur Branch Kolkata but my account no.1919 has been changed as [protected]. My PAN no, AEJPB2088Q. I am paying income tax regularly. Pl. do not deduct tax. yours faithfully, subal biswas
              Complaint against tax deduction on tax saving Bond.

              I purchase 6 bond in 2005 for five year plan.
              after mature in 7th April 2010 i have recieved payments ater tax deduction Why?
              While i apply bond in 2005 i have given a pan card copy, but you mention my pan card ABAPK1086 instead of ABAPK1086D.

              Kindly correct my pan card no as i have already given at the time of bond purchasing .and send back immidiately tax deduction amount.

              Regards,
              Deepak kumar
              Bond holder no- 6506252
              Nos of bond- 6
              Status-1
              Micro No- 102378
              Contect no- [protected]
              Address- 5125, Pancham Housing society, Sector-68 Mohali
              Pin-160062
              sir,
              i had purchased icici tax saving bond bond holder no.[protected] certificate no 113517, deemed date 8/04/05 & redemption date is 8/04/10 on Name of Ashok Kumar khare, Maya devi Khare, four no bond of Rs. 20000/-. on redemption i have receive cheque no. 48659 dated 8/04/10 for Rs. 211124/- only. while in bond the rate of interest was Rs. 6% P.A. according to that the redemption amount is Rs.26800/-. so you are requested to sent the cheque for -balance amount Rs. 5676/-. as soon as possible.

              yours faithfully
              Ashok Kumar Khare
              A/c no. [protected]
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                D
                Dibyendu Lahiri
                from Raipur, Chhattisgarh
                Feb 9, 2010
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                I have an ICICI Bank Savings account since long - account no[protected], Branch - Bollygaunge, Kolkata. I pay 3 personal loans through ECS from this bank. All these ECS hit my Bank in the 1st week of a month, and i deposit fund in advance, so that the ECSs do not bounce.

                I have some ICICI Credit cards, and facing some issues with the same. The cards were mostly sent to me without any application. I wanted to settle the cards payment once for all, but the dialogue is going on for last several months. Anybody from the bank speaks to me in this respect, assures complete settlement, and get some payment, then vanishes. ICICI Bank is also happily charging me interest.

                In this month, surprisingly i noticed that my savings account has been blocked from 5th onwards. when i inquired with customer care, i was informed that the account has been blocked by credit card department!!. Two of my ECS already bounced, and the Bank happily charged me ECS bouncing charge. The bank never bothered to inform me about this action. Only on 9th, i received a reply against my earlier mail, that the account was marked lien. The bank deducted 10699.30 from my account against credit card bill without my permission. Such autocratic act not only put me into huge financial burden, but also i am under tremendous mental pressure.

                Please let me know whether a bank can extract payment in this way from someone's savings account towards credit card payment, and that also without even bothering to inform the account holder. If not, i hope the authority would take proper step against such unethical behavior of this bank, so that the amount is refunded back to my account. Also i would like to know who should bear the ECS bouncing charge - which has happened only as the bank blocked the account without information.

                I am afraid to deal anymore with this Bank. But i have ECS arrangement to meet my personal loans. If i deposit fund, the bank again would mark lien and extract the fund towards some payment on credit card. I need to stop the ECS arrangement with the bank. Please provide me advise on this.

                thanking you

                D. Lahiri
                [protected]
                31/1005, MadanGir
                New Delhi 110062
                Aug 14, 2020
                Complaint marked as Resolved 
                Dear Dibyendu,

                We regret the inconvenience caused.
                We'll contact you and work to address your issue at the earliest.

                Regards,
                ICICI Customer Service Team.
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                  S
                  Subin Kumar
                  from Bengaluru, Karnataka
                  Feb 9, 2010
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                  Hello,

                  Two years back I had a credit card from ICICI, which I had not used for past two years. Suddenly 3 months back, we ( my family and me) started getting threatening calling from some people who said that they are calling on behalf of ICICI. They told that I have 1.29 lakh pending to be paid as my credit card bill, and said that some legal case is filed against me. The people who called, claimed to be a lawyer and police inspector. They asked me to pay this 1.29 lakh immediately for the credit card # [protected] ( but this is not my card). These are the details of ppl calling:

                  Advocate Vijay Ramani's phone number : [protected]
                  Police Inspectors number: [protected]

                  So, I went to ICICI bank office at Bommanahalli ( Bangalore) and after lot of trouble from customer care team in Bommanahalli I found that I don’t have any pending balance at all. Infact bank has to pay back Rs1152 to me. They also told that the number callers gave ( above mentioned) was not at all a valid card number.

                  So we again officially closed the account that day. Calls had stopped for sometime.

                  But now again we have started getting same type of calls from different set of numbers. They are even calling our aged parents and troubling them. I am scared that this harrasment will cause some mental trauma to them and create some health issue.
                  These are the numbers :[protected],[protected], [protected]. The persons name is A.K.Sawant and he says that he is a lawyer. But he does not give his licence number or FIR number of case when I asked him to.

                  Note : I am not sure how, but these people have lot of details about my ICICI account, hence I want to complaint against ICICI for leaking such personal details to some agencies.

                  Regards
                  Subin
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  Dear Subin,

                  We regret the inconvenience caused.
                  We'll contact you and work to address your issue.

                  Regards,
                  ICICI Customer Service Team.
                  Dear Subin, can i contact you or can you contact me, I have the same issue... but my bank is HDFC or maybe its the vodafone people who have let me down. My parents are also mentally tormented, Kindly Help.

                  I have recvd the calls from 22nd Feb
                  I also same issue and A loan was given by ICICI bank in 2001 and I paid before the due date even though they have asked for penalty when I refused and not paid they have tried by various means to pressurise me and asked for RS 2500/-( Approx) in 2001. On 27.4.2010 I got call from Mobile No. [protected] and person was introduced himself as Inspector Rathi and asked me to contact Mr Vijay Ramani( Advocate) No. [protected] for immediate payment of dues of ICICI Bank otherwise they will send police to my Residence against the case No. 343/09 pending in Ahmedabad Court at Ghee Kata Road. When I contacted Mr Ramani he told me in Your card No. [protected] the payment with panelty is RS 17500/- and if you pay RS 10000/- we will not take action.

                  Due their threat I contacted ICICI Bank and paid RS 10000/- but when I want confirmation no body is ready for reply. Now I am sure this is fraud of ICICI Bank and with the help of some Advocates they are taking name of police to pressurise customer to force them payment of the wrong charges made by them.

                  I am having all the proof of phones and card statements, correspondence and request for help for taking legal action against ICICI Bank.

                  Please help and advise

                  Regards

                  Pramod Malviya
                  The no. you have mentioned for Police inspector is actually registered in the name of Vikash Mandal and his email id is: [protected]@gmail.com
                  The other number is registered in the name of Vijay Ramani, advocate

                  I suggest that everybody should install "True Caller" and " Call recorder" in their mobile phones so that you get details of the caller (if their names are not in your phone directory also) and you can record the calls for possible legal action. If the numbers are registered on "what's app" you can even have a record of their photograph. It is possible that they may be using Sims with fake identities.

                  Always insist on settlements being negotiated and confirmed preferably in Lok Adalats wherever possible or at least before a police officer

                  GSR
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                    T
                    T.v. sivadasan
                    from Pune, Maharashtra
                    Feb 8, 2010
                    Resolved
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                    non delivery

                    ICICI bank sent on 20/01/10 but I don't get the delivery and they no trcking system to find out the reason.I got confirmation mail from ICICI bank As given below:-
                    Dear Customer,

                    Your cheque book is sent on 20/01/2010 via SIGMA courier AWB No. 5153534.You will receive it in 7 working days. Please present a valid identity proof on delivery.

                    This is an auto generated mail. Please do not reply to the...
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                    M
                    M.DINESHKUMAR
                    from Jalakandapuram, Tamil Nadu
                    Feb 8, 2010
                    Resolved
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                    Dear sir
                    I have availed an overdraft faciliety of Rs.25lakhs on nov.2006 from the icici bank SEG section at coimbatore.this over draft fecility was credited in my A/C no.[protected] icici bank,gobichettipalayam branch.Since then i had maintained it very promptley and kept good relationship with the bank.
                    Now i have switched over to State bank of India and paid all the dues of my OD account in icici bank on 18/12/2009 and gave a request letter asking for NO DUES CERTIFICATE and my TITTLE DEEDS and ORIGINAL DOCUMENTS to Ms.POONGOTHAI,RELATIONSHIP MANAGER,ICICI BANK,SMALL ENTERPRICES GROUP, CHERAN PLAZA FIRST FLOOR,1090 TRICHYROAD COIMBATORE-641018.
                    But i did not recived any responce from the bank still now.I have approched the icici bank several times by persionaly and in phone.They have diverted me to thier higher official Mr.MOHANASUNDARAM in icici bank,chennai.I contact him sevaral times ,he is also not responded still now.
                    I cant avail my full CC facility in SBI due to not submission of NO DUES CERTIFICATE from ICICIbank ,In that connection its very hard to run my bussiness ,Its very mental tarcher for me from ICICI bank by not giving NO DUES CERTIFICATE and my DOCUMENTS .
                    So please take nessasary action to release my doccuments along with the no dues certificate from icicibank
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Dear Mr. Dineshkumar,

                    We apologise for the inconvenience caused.
                    We'll contact you and work to address your issue at the earliest.

                    Regards,
                    ICICI Customer Service Team.
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                      S
                      smythilirao
                      from Mumbai, Maharashtra
                      Feb 6, 2010
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                      sir/madam my name is sreeramagiri mythili rao and my husband's name is sreeramagiri kameswara rao and we have been holding an icicibank a/c, a 3 in 1 account wherein i was allowed to do net trading. In june 2008 we had submitted all our pan card proofs,photo copies and the relevant documents required by them as per kyc norms.After that we were out of india for a period of one year but was trading from there. One morning in feb 2009 i got a mail from the bank (ICICI BANK, PREET VIHAR DELHI) that our papers have been misplaced by them during shifting and so we would have to submit all the proofs again or our account would be frozen. Since i was out of the country i requested them to give me a grace period till july 2009. I submitted all the kyc papers in Brodipet branch of icicidirect,Andhra pradesh. Ironically the man incharge there was not competent enough and he took our signatures only on half the forms and on september 7th 2009, nearly a month later i got a phone call from that branch saying the papers were not fully signed and we would have to visit the place again for completing th e forms. By that time we had shifted to our hometown called NUZVID nearly 100 kms from GUNTUR where we had submitted the papers. At that time i was taking care of my mother in law who had undergone a coronary bypass so could not even move out of the house. Hence we requested that person to send the papers by courier which he refused and so we also offered to pay the courier charges. So we left the issue as we were busy with our house construction and taking care of my mother in law. Hence we decided to submit the documents later in Delhi. We visited delhi in november 2009 and visited the bank branch on 20th nov 2009. There again we were asked to visit icicidirect branch but we refused as it has been their fault and they had been promising us through mails to tell the place where their representative would come and take our papers and check our id proofs. As i was stressing for someone to come personally one gentleman tried to help(an employee of icici). That man came and took all the papers and submitted them on 28th dec 2009 and on 31st december I was told that the papers were received and it would be activated within 10 days. I have a proof of this. Later everytime i called the call centre they gave the standard reply that it takes 10 to 15 working days to activate. I came back to my home town on 8th jan and till that time it was not being processed though they acknowledged the receipt of the documents. I had to make std calls every friday and monday but i was given the answer on 18th jan 2010 that papers were sent for processing. After one month ie 29th jan 2010 i was told by the call centre that the papers have been rejected and they could not give any reason. when i stressed they diverted the issue by saying the base branch would let us know and they disconnected the call. Hence it is my genuine request to take action against icicidirect for their gross negligence and careless attitude. In this delay nearly 1 and 1/2 year i had lost upto 1.5lakhs as i had desired to dispose off some of my shares and use that money for my house construction and was waiting for the market to gain momentum. We had to arrange for money from other sources for which we both had to travel to Delhi. Moreover even though the trading account is suspended they are debiting quartely charges,which are higher than other banks. I had been using this bank simply because when we opened the account in 1999 net trading was not so simpler. Now they are harassing genuine customers like us in the name of kyc norms or sebi regulations but they cant trace people who cheat. Kindly help us and bring usvout of this mess. Our demat account numbers are 13300235 and 13300438 ie sreeramagiri mythili rao and sreeramagiri kameswara rao. Since it is a joint account, for every mistake on their part we both have to visit the base branch in Delhi which again is not possible under all circumstances. SINCE JUNE 2008 WE HAVE BEEN PUT IN TROUBLE FOR NO FAULT OF OURS HENCE WE STRESS THAT OURS IS A GENUINE CASE FOR YOUR COURT TO DELIVER JUSTICE TO US AS AGGRIEVED CONSUMERS.

                      thanking you
                      sreeramagiri mythili rao
                      sreeramagiri kameswara rao
                      Aug 13, 2020
                      Complaint marked as Resolved 

                      ICICIBANK — DEMAT ACCOUNT FROZEN

                      Sir,
                      My demat account which is with icicidirect.com was frozen on 22/10/07 without any warning or prior notice. i last traded on 17/10/07. On contacting the bank, i was told that account was frozen due to non- resubmission of documents which they lost in floods in mumbai in 2005.
                      The first thing that i did, i went to icicidirect centre(yelahanka,bangalore) and deposited all the required documents as they told me. i last got a reply from them was on 29 oct 07. my account is still locked.
                      I never got any information from them to resubmit the documents which they lost. On contrary, in May 07 , i visited the bank and had submitted similar documents for getting my address changed to bangalore and have my account activated which was locked due to password reasons for last six month. AT THAT POINT NOBODY IN BANK TOLD ME ABOUT THIS RESUBMISSION WHEREIN I HAD SUBMITTED PAN CARD COPY AND ADDRESS PROOF.My account was activated in May 07 and i was trading till 17 oct 07 when they froze my account. i never reciecved any call,letter or e mail from them for resubmission of documents during this period and when i visited there centre on 23/10/07, they accepted that they have all my documents and it seems to be some kind of slip on their part . I even asked for details as to when they have tried to inform me about resubmission of documents. till date i never got the details and on top of that the account manager Silvi has sent an e-mail on 29/10/07 telling me to have patience as they are looking into the matter. after that i havent got any update, nor is my account activated. it is requested that the matter may be taken up with icicibak, as it has not allowed me to trade without any negligece on my part and caused me financial losses. please do advice. my demat account no. is IN[protected]
                      i have not received my car loan account statement last three years car no MH-05 AB-3868 please send me e mail of my car account urjent.
                      Dear Sreeramagiri,

                      We regret the inconvenience caused.
                      We'll contact you and work to address your issue at the earliest.

                      Regards,
                      ICICI Customer Service Team.
                      SIR/MADAM
                      I. THERE IS NO ACCOUNTABILITY IN ICICI BANK.

                      II.THERE IS NO CUSTOMER SERVICE AND RENDERING SERVICE TO A
                      GENUINELY AGGRIEVED CUSTOMERS ( ex. One Sai Reddy of Guntur
                      ICICI DIRECT BRODIPET STAFF) A. SRIDHAR BABU vza ICICI.

                      III. THE MOST IMPORTANT THING IS " LOST/DAMAGED PAPERS AT ICICI
                      END, WE ARE THE SCAPEGOATS.

                      YOUR BANK'S APPROACH TOWARDS SOLVING PROBLEMS ITSELF IS DILLY-DALLY. THE BANK HAS NOT GIVEN PROPER/ANY GUIDANCE OR TRAINING TO THE STAFF WHO GO THROUGH THE FORMALITIES OF SUBMITTING FORMS LOST BY THEM. THERE IS NO FOLLOW UP ACTION AND THE CUSTOMER HAS TO KEEP CALLING THEM WHETHER IT IS A LOCAL OR STD OR ISD CALL. NO ACTION AT ALL SINCE 91 DAYS OF THIS REPLY FROM THE BANK AND I AM STILL HANGING. IF THE BANK IS UNABLE TO ACTIVATE MY ACCOUNT LET THEM GIVE ME COMPENSATION AS DESIRED AS AN AGGRIEVED PARTY.

                      I AM ENCLOSING A COPY OF MY CORRESPONDECE FROM YOUR SO CALLED HEAD QUALITY SERVICE. KINDLY SEE TO IT THAT MY ACCOUNT IS ACTIVATED AT THE EARLIEST.

                      DEAR MS.SUNITHA DASARI

                      I AM DUMB STRUCK AT THE ATTITUDE OF ICICIDIRECT STAFF. AFTER THE MAIL I SENT ON 3RD MAY YOU IMMEDIATELY CALLED ME UP TO INFORM ME THAT YOU WOULD LET ME KNOW THE STATUS NEXT MORNING ie ON 4TH MAY. I HAVE WAITED FOR A WHOLE WEEK AND NOW I AM AGAIN FORCED TO REMIND YOU ABOUT YOUR PROMISE AND THE LAX ATTITUDE OF YOU PEOPLE. KINDLY LET ME KNOW THE STATUS TODAY .

                      S.MYTHILI RAO
                      --- On Mon, 3/5/10, mythili rao <[protected]@yahoo.co.uk> wrote:


                      From: mythili rao <[protected]@yahoo.co.uk>
                      Subject: RE:'ICICICARE=[protected]' Status of re-execution application - [protected]
                      To: "Headservicequality" <[protected]@icicidirect.com>
                      Date: Monday, 3 May, 2010, 4:48


                      MS. SUNITHA DASARI

                      I AM MRS.RAO WITH WHOM YOU HAVE SPOKEN A FEW TIMES SINCE FEBRUARY 18TH. AS A HEAD SERVICE QUALITY I WAS PINNING ALL MY HOPES ON YOU THAT YOU WOULD SOLVE MY PROBLEMS AND HELP ME IN ACTIVATING MY ACCOUNT. INSTEAD YOU DID NOT SCRUTINIZE THE PAPERS THOROUGHLY AND GAVE ME A FLAT REPLY THAT TWO PHOTOS WERE MISSING. SINCE THEN ie.19/4/10 YOU HAVE NOT BEEN ANSWERING ANY CALLS AND INSTEAD YOU TOLD ME THAT THE CASE HAS BEEN GIVEN TO SOMEONE ELSE. THAT SOMEONE ALSO CALLED ME ONCE AND AGAIN SHAMELESSLY I HAD TO CALL YOU AND SEEK YOUR HELP. YOUR REPRESENTATIVE FROM VIJAYAWADA CALLED ME TO KNOW MY PLACE SO THAT HE COULD COLLECT THE PHOTOS BUT WHEN I TOLD HIM THAT MY PLACE IS NUZVID JUST 50KMS FROM VIJAYAWADA HE DIDNT EVEN CARE TO CALL ME BACK INSTEAD SENT AN SMS THAT I SHOULD COURIER THE PHOTOS TO HIM. SO I DECIDED TO SEND THE PHOTOS TO YOU DIRECTLY. WHEN I CONTACTED YOU LAST WEEK YOU TOLD ME THAT YOU WOULD CONFIRM WITH ME WHETHER YOU GOT THE PHOTOS OR NOT. SINCE LAST WEDNESDAY I HAVE BEEN CALLING AND CALLING BUT NO ONE IS ANSWERING ANY PHONE. ON FRIDAY SOME OF YOUR COLLEAGUE PICKED UP YOUR PHONE AND PROMISED ME THAT HE WOULD TELL YOU TO GIVE ME A RING (WHETHER YOU HAD RECEIVED MY PHOTOS OR NOT). SINCE THEN I HAVE BEEN TRYING AND TODAY I HAD TO STOP ALL MY WORK AND SEND U THIS MAIL.

                      I THINK AS A HEAD SERVICE QUALITY YOU AND YOUR DEPARTMENT SHOULD BE PROVIDING BETTER SERVICE WHICH WAS DENIED TO US FROM OTHER BRANCHES ALL OVER INDIA. INSTEAD IT IS WORSE IN THE CORPORATE OFFICE WHICH SEEMS TO BE WORKING WORSE THAN A PSU OR GOVERNMENT OFFICE. NO ONE IS ANSWERABLE SO NO RESPONSIBILITY, NO JUSTICE, NO SOLUTIONS FOR THE GRIEVANCES OF CUSTOMERS. IS ICICI DIRECT.COM GOING THROUGH SUCH A LEAN PHASE THAT THEY ARE EXPECTING CUSTOMERS TO CALL THEM (STD). WHEN I ASKED YOUR VIJAWADA EXECUTIVE TO CALL ME IN 10 MINS HE SENT ME AN SMS. I THINK WE HAVE REACHED A POINT WHERE WE ARE NOW ASHAMED TO TELL PEOPLE AROUND THAT WE ARE ICICIDIRECT CUSTOMERS. IF THE SAME PROBLEM HAD ARISEN FOR SOME OTHER CUSTOMERS OF OTHER TRADING AND MERCHANT BANKERS THE PROBLEM WOULD HAVE BEEN SOLVED WITHIN A MONTH.
                      ITS HIGH TIME YOU AND YOUR BANK SHED THIS CALLOUS ATTITUDE AND TAKE A PROFFESSIONAL LOOK AT THE PROBLEMS IN HAND.

                      S.MYTHILI RAO
                      --- On Thu, 18/2/10, Headservicequality <[protected]@icicidirect.com> wrote:


                      From: Headservicequality <[protected]@icicidirect.com>
                      Subject: RE:'ICICICARE=[protected]' Status of re-execution application - [protected]
                      To: "mythili rao" <[protected]@yahoo.co.uk>
                      Date: Thursday, 18 February, 2010, 12:04


                      Dear Mrs. Rao,

                      We value your relationship with ICICI Securities Limited.

                      With reference to our telephonic conversation on February 18, 2010, we regret to inform that the re-execution form submitted by you was rejected for the below reasons.

                      1. Name mismatch in the address proof provided by you
                      2. Require 2 copies of Demat standalone applications as you hold two Demat Accounts.

                      We are attaching herewith the soft copy of Demat Standalone application and Declaration for no nominee. You are requested to download 2 copies of the applications and fill up the same. Please note that the date is not mentioned in the applications.

                      Please send the filled applications along with the re-execution application to the below mentioned address for urgent processing of the application.

                      Ms. Sunitha Dasari
                      Shree Sawan Knowledge Park,
                      Gr. Floor, Plot No. D-507,
                      T.T.C. Industrial Area,
                      M.I.D.C, Turbhe,
                      Near Juinagar Railway Station
                      Navi Mumbai: 400 705

                      While we deeply regret your disappointing experience. We affirm that we have taken the steps necessary to ensure better service to the customers.

                      Do write to us for further clarifications.

                      Sincerely,

                      Sunitha Dasari
                      Customer Service
                      ICICI Securities Limited


                      From: Webtrade Headservice Quality ([protected]@icicidirect.com)
                      Date: Wednesday, February 17, 2010 05:25 PM
                      To: [protected]@yahoo.co.uk ([protected]@yahoo.co.uk)
                      Subject: 'ICICICARE=[protected]' Status of re-execution application - [protected]

                      Dear Mrs. Rao,

                      We acknowledge the receipt of your e-mail to our Senior Management regarding your ICICIdirect trading account.

                      We are looking into the matter conclusively and will revert to you with the status within 2-3 working days.

                      We request your co-operation in the interim.

                      Sincerely,

                      Sunitha Dasari
                      Customer Service
                      ICICI Securities Limited


                      DEAR MS.SUNITHA DASARI

                      I AM DUMB STRUCK AT THE ATTITUDE OF ICICIDIRECT STAFF. AFTER THE MAIL I SENT ON 3RD MAY YOU IMMEDIATELY CALLED ME UP TO INFORM ME THAT YOU WOULD LET ME KNOW THE STATUS NEXT MORNING ie ON 4TH MAY. I HAVE WAITED FOR A WHOLE WEEK AND NOW I AM AGAIN FORCED TO REMIND YOU ABOUT YOUR PROMISE AND THE LAX ATTITUDE OF YOU PEOPLE. KINDLY LET ME KNOW THE STATUS TODAY .

                      S.MYTHILI RAO
                      --- On Mon, 3/5/10, mythili rao <[protected]@yahoo.co.uk> wrote:


                      From: mythili rao <[protected]@yahoo.co.uk>
                      Subject: RE:'ICICICARE=[protected]' Status of re-execution application - [protected]
                      To: "Headservicequality" <[protected]@icicidirect.com>
                      Date: Monday, 3 May, 2010, 4:48


                      MS. SUNITHA DASARI

                      I AM MRS.RAO WITH WHOM YOU HAVE SPOKEN A FEW TIMES SINCE FEBRUARY 18TH. AS A HEAD SERVICE QUALITY I WAS PINNING ALL MY HOPES ON YOU THAT YOU WOULD SOLVE MY PROBLEMS AND HELP ME IN ACTIVATING MY ACCOUNT. INSTEAD YOU DID NOT SCRUTINIZE THE PAPERS THOROUGHLY AND GAVE ME A FLAT REPLY THAT TWO PHOTOS WERE MISSING. SINCE THEN ie.19/4/10 YOU HAVE NOT BEEN ANSWERING ANY CALLS AND INSTEAD YOU TOLD ME THAT THE CASE HAS BEEN GIVEN TO SOMEONE ELSE. THAT SOMEONE ALSO CALLED ME ONCE AND AGAIN SHAMELESSLY I HAD TO CALL YOU AND SEEK YOUR HELP. YOUR REPRESENTATIVE FROM VIJAYAWADA CALLED ME TO KNOW MY PLACE SO THAT HE COULD COLLECT THE PHOTOS BUT WHEN I TOLD HIM THAT MY PLACE IS NUZVID JUST 50KMS FROM VIJAYAWADA HE DIDNT EVEN CARE TO CALL ME BACK INSTEAD SENT AN SMS THAT I SHOULD COURIER THE PHOTOS TO HIM. SO I DECIDED TO SEND THE PHOTOS TO YOU DIRECTLY. WHEN I CONTACTED YOU LAST WEEK YOU TOLD ME THAT YOU WOULD CONFIRM WITH ME WHETHER YOU GOT THE PHOTOS OR NOT. SINCE LAST WEDNESDAY I HAVE BEEN CALLING AND CALLING BUT NO ONE IS ANSWERING ANY PHONE. ON FRIDAY SOME OF YOUR COLLEAGUE PICKED UP YOUR PHONE AND PROMISED ME THAT HE WOULD TELL YOU TO GIVE ME A RING (WHETHER YOU HAD RECEIVED MY PHOTOS OR NOT). SINCE THEN I HAVE BEEN TRYING AND TODAY I HAD TO STOP ALL MY WORK AND SEND U THIS MAIL.

                      I THINK AS A HEAD SERVICE QUALITY YOU AND YOUR DEPARTMENT SHOULD BE PROVIDING BETTER SERVICE WHICH WAS DENIED TO US FROM OTHER BRANCHES ALL OVER INDIA. INSTEAD IT IS WORSE IN THE CORPORATE OFFICE WHICH SEEMS TO BE WORKING WORSE THAN A PSU OR GOVERNMENT OFFICE. NO ONE IS ANSWERABLE SO NO RESPONSIBILITY, NO JUSTICE, NO SOLUTIONS FOR THE GRIEVANCES OF CUSTOMERS. IS ICICI DIRECT.COM GOING THROUGH SUCH A LEAN PHASE THAT THEY ARE EXPECTING CUSTOMERS TO CALL THEM (STD). WHEN I ASKED YOUR VIJAWADA EXECUTIVE TO CALL ME IN 10 MINS HE SENT ME AN SMS. I THINK WE HAVE REACHED A POINT WHERE WE ARE NOW ASHAMED TO TELL PEOPLE AROUND THAT WE ARE ICICIDIRECT CUSTOMERS. IF THE SAME PROBLEM HAD ARISEN FOR SOME OTHER CUSTOMERS OF OTHER TRADING AND MERCHANT BANKERS THE PROBLEM WOULD HAVE BEEN SOLVED WITHIN A MONTH.
                      ITS HIGH TIME YOU AND YOUR BANK SHED THIS CALLOUS ATTITUDE AND TAKE A PROFFESSIONAL LOOK AT THE PROBLEMS IN HAND.

                      S.MYTHILI RAO
                      --- On Thu, 18/2/10, Headservicequality <[protected]@icicidirect.com> wrote:


                      From: Headservicequality <[protected]@icicidirect.com>
                      Subject: RE:'ICICICARE=[protected]' Status of re-execution application - [protected]
                      To: "mythili rao" <[protected]@yahoo.co.uk>
                      Date: Thursday, 18 February, 2010, 12:04


                      Dear Mrs. Rao,

                      We value your relationship with ICICI Securities Limited.

                      With reference to our telephonic conversation on February 18, 2010, we regret to inform that the re-execution form submitted by you was rejected for the below reasons.

                      1. Name mismatch in the address proof provided by you
                      2. Require 2 copies of Demat standalone applications as you hold two Demat Accounts.

                      We are attaching herewith the soft copy of Demat Standalone application and Declaration for no nominee. You are requested to download 2 copies of the applications and fill up the same. Please note that the date is not mentioned in the applications.

                      Please send the filled applications along with the re-execution application to the below mentioned address for urgent processing of the application.

                      Ms. Sunitha Dasari
                      Shree Sawan Knowledge Park,
                      Gr. Floor, Plot No. D-507,
                      T.T.C. Industrial Area,
                      M.I.D.C, Turbhe,
                      Near Juinagar Railway Station
                      Navi Mumbai: 400 705

                      While we deeply regret your disappointing experience. We affirm that we have taken the steps necessary to ensure better service to the customers.

                      Do write to us for further clarifications.

                      Sincerely,

                      Sunitha Dasari
                      Customer Service
                      ICICI Securities Limited


                      From: Webtrade Headservice Quality ([protected]@icicidirect.com)
                      Date: Wednesday, February 17, 2010 05:25 PM
                      To: [protected]@yahoo.co.uk ([protected]@yahoo.co.uk)
                      Subject: 'ICICICARE=[protected]' Status of re-execution application - [protected]

                      Dear Mrs. Rao,

                      We acknowledge the receipt of your e-mail to our Senior Management regarding your ICICIdirect trading account.

                      We are looking into the matter conclusively and will revert to you with the status within 2-3 working days.

                      We request your co-operation in the interim.

                      Sincerely,

                      Sunitha Dasari
                      Customer Service
                      ICICI Securities Limited
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                        D
                        Deepak Taunk
                        from Mumbai, Maharashtra
                        Feb 6, 2010
                        Resolved
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                        Resolved

                        ICICI Bank avails services of Sigma Courier to dispatch Bank Cards, Passwords etc to its customers in Bombay. It is my experience Sigma Courier returns the packet back to ICICI bank without visiting the addressee. I was expecting a Cheque Book. Bank informed it was dispatched on 30 January 2010 vide consignment number is: AWB: 5076213. On inquiring, Sigma says the courier visited my address. I did not find any slip or information left by the courier if I was not found at the address, as is normally the practice. The same issue has happened in the past as well, I had booked complaint with both ICICI Bank and Sigma Courier, but there appears no improvement of service.
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          H
                          hyp_con
                          from New Delhi, Delhi
                          Feb 5, 2010
                          Resolved
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                          Resolved

                          I had opened a recurring deposit account with ICICI Bank in January 2009. The complete deposit amount with interest was supposed to be credited to my savings account on 31.01.2010 which unfortunately did not happen. Then, I complained to the Branch Manager regarding this issue and that amount got credited to my account after 6 days, that too the amount being less by 5300 Rs. This is a sheer case of irresponsible behavior on part of ICICI Bank LTD.
                          +2 photos
                          Aug 13, 2020
                          Complaint marked as Resolved 

                          ICICI Bank — Regarding Recurring Account Opening

                          Sir/Ma'm,

                          This is really feeling frustated to inform that, It had been almost 1 month I had requested to open a RD a/c from ICICI bank. Bank had sent their executive to follow up. I have given all the details including some auto debit process, but till todat they didn't make me any proper respond except we will reach you soon. Now nobody from their executive pick ups the call. Actually this is bit cofussing because I can't make it ignore due to some auto debit process. They are not coming up with their words.
                          I'd like to register a consumer complain to frustrate me like anything by a known reputated bank corporation.
                          Dear Shreya,

                          We're sorry to hear about your experience.
                          We'll contact you and work to address your issue at the earliest.

                          Regards,
                          ICICI Customer Service Team
                          Dear Mr. Chakraborty,

                          We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a2rwow) in the subject line of your email. Our official will assist you.

                          Regards,
                          ICICI Bank Customer Service Team
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                            S
                            Shanti Saroop Gupta
                            from Noida, Uttar Pradesh
                            Feb 5, 2010
                            Resolved
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                            Resolved

                            myself Shanti Saroop Gupta having icici home loan a/c no LBDEL[protected] wants you to make correction in the address of the property against which the loan is taken.The correct address as follows:
                            Flat No. 36, Pocket-A
                            New MIG Flats, New Kondli Ghroli
                            Mayur Vihar Phase-3
                            Delhi-110096,

                            also provide me interest and principle payable statement for the year[protected] and[protected]..

                            thank you.
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            Dear Shanti,

                            We regret the inconvenience caused to you.
                            We'll contact you and work to address your issue at the earliest.

                            Regards,
                            ICICI Customer Service Team.
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                              A
                              Ahmed Waheedullah
                              from Chennai, Tamil Nadu
                              Feb 4, 2010
                              Resolved
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                              Resolved

                              Dear Sir
                              My wife is in possession of a credit card. She has to pay fixed sum of Rs.2000 or Rs1000 depending upon the phone call from your executives. We are fed up with this and we want to settle this and close the account once for all. Please instruct your office to help me. I have been contacting one person Ms Maheshwari G who had sent the statements recently three times but there is no response from her. Once some person from ur Bank called me and I told the same thing of onetime settlement. He told me that he will come the next day but already 15 days have lapsed and no response. I am attaching the mail which I have sent today again to Ms Maheshwari. This mail could not be delivered and came as a failure. Please help me in settling the account and its closure
                              Fw:Reminder for One time payment Reminder
                              Thu, 4 February, 2010 11:47:04 AMFrom: Ahmed waheedullah <[protected]@yahoo.co.in>Add to Contacts
                              To: maheswari.[protected]@ext.iciciban

                              This is the second reminder for one time payment



                              ----- Forwarded Message ----
                              From: Ahmed waheedullah <[protected]@yahoo.co.in>
                              To: maheswari.[protected]@ext.icicibank
                              Sent: Tue, 2 February, 2010 2:37:42 PM
                              Subject: Fw: One time payment Reminder

                              ----- Forwarded Message ----
                              From: Ahmed waheedullah <[protected]@yahoo.co.in>
                              To: maheswari.[protected]@ext.icicibank.com
                              Sent: Mon, 1 February, 2010 1:31:59 PM
                              Subject: One time payment

                              Madam
                              Your executive called me once for collection. I asked him to come for one time settlement so that the case is closed once for all. He said that he will do so very next day. It is already 10 days neither he came with the statement nor any body from ICICI called us. What is the reason. Is it just to increase the interest or any other thing. Let me know otherwise I will contact the higher authorities. The card is on AJAZ SUTANA'S name.
                              Dr. AHMED WAHEEDULLAH
                              This mail returned back to me. I think she is not in ur service now

                              Our consumer number is
                              [protected]
                              Kindly look into the matter and settle the issue with one time settlement.
                              Note: For the last 18 months we have not made any puchases but were making only payments.
                              Dr. Ahmed Waheedullah Husband of AJAZ SULTANA

                              [protected][protected][protected][protected]
                              Your Mail works best with the New Yahoo Optimized IE8. Get it NOW!.
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Dear Mrs. Sultana,

                              We regret the inconvenience caused to you.
                              We'll contact you and work to address your issue at the earliest.

                              Regards,
                              ICICI Customer Service Team.
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                                N
                                Nagaraj
                                from Bengaluru, Karnataka
                                Feb 3, 2010
                                Resolved
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                                Resolved

                                SMS Alerts

                                Hi,

                                My name is Nagaraj and i've been receiving bank account status details on my mobile phone number on an again from ICICI bank. I have never engaged with ICICI bank in my life and would like to stop this nuicance SMS alerts for ever.

                                I've been receiving the SMS alerts for the past 3 years...
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                                sameer pradeep visaria
                                from Hyderabad, Telangana
                                Feb 3, 2010
                                Resolved
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                                Resolved

                                I SAMEER PRADEEP VISARIA My Business credit card of ICICI bank was in the name Fashion Palace card no. [protected]. In the month of may 2008 the outstanding on my credit card was Rs.57999/- from which your exe. asked me to pay the amt of Rs. 50000/- which was paid in cheque and then I was assured that the balance would be wave off as they were the debit charges and the late payments charges. The reversals never happened and I used it for further Rs. 43960/- in June but in my next July statement balance reflected as Rs. 56843/-. Hence I requested your call center exe. about this and reminded for the reversals but the issue was never solved so I stopped the payment and requested them to solve the issue then would I make the payment. Then I got a call from your collection dept. on 20th april 2009 and they offered me for a full and final settlement of Rs. 12000/- which was to be paid by cheque with in 15 days and I agreed for the same. Then again I received a call on 24th april 2009 from the same exe. asking for the payment. I mentioned that the post dated cheque was ready for may 4th 2009 as may 1st was a holiday on account of may day, on 2nd my bank was closed as it was Saturday (A.P. Mahesh cooperative bank) and 3rd was a Sunday. Your exe. was not convinced with this and he put me on to speak to his manager and I tried convincing him too the same even he was not happy for receiving the payment on may 4th and compelled me to pay before the month end, that is april 30th 2009 which was not possible for me. When I denied for the month end payment as my funds would be ready only after 30th and subsequently there were 3 holidays but the manager didn’t accept this and he was very rude and arrogant to me. He used a vulgar language and non parliamentary words which is not a gesture which I expect from an international banking sector. I alarmed him that I am recording his conversation still he continued with his ways. I have the voice record of the conversation which I received from the cell no.[protected]. He asked me to come to the bank at saifabad branch opp. Assembly 3rd floor. With in few minutes I reached there and tried calling on the no. to identify who it was. The no. was switched off. and I couldn’t identify him. I spoke to couple of your employees. I was told that Mr.Ajay Reddy and Mr.Arvinder were the senior most and could solve the issue but as it was the closing time they were not available and I was asked to come the next day. Next day I met both of them and made them listen to the conversation. They spoke to your so called employee and told me that he was out of station in Tirupati and would come back after 2 days. When I went after two days again and met Mr.Arvinder, he asked me to sit in the conference room where I waited for the so called culprit employee to come which never happend and that employee never came. In my waiting period Mr.Arvinder in his conversation with me tried his level best to irritate me so that I would get angry and speak out something in harsh so that he would get a point against me and could get a chance to overrule the employee’s mistake of rude conversation with me on phone. I got to understand this situation and didn’t fall into the planned trap. I walked out informing him that I was not interested in arguing and would fight in court if required. Then I never communicated again as I was offended and upset. I still anticipate a fair justice towards the issue, my settlement as discussed before. Looking forward for your kind cooperation. Hope the issue gets resolved soon so that I can forward my payments.
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                Dear Sameer,

                                We regret for the inconvenience caused.
                                We'll contact you and work to address your issue at the earliest.

                                Regards,
                                ICICI Customer Serrvice Team.
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                                  U
                                  Usha Nair
                                  from Mumbai, Maharashtra
                                  Feb 3, 2010
                                  Resolved
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                                  Resolved

                                  Sir,
                                  From last Sunday date 31/1/10 our neighbor Mr Jhadhav who stays in the second floor have been getting calls from a number[protected] and told that one Mr Lokhande from crimebranch mumbai is calling him. They threatened him by telling him that he had stood as a witness for some papers and he will be arrested for the same and constables have been already sent to his residence. The caller's dint even tell the reason why they called they just wanted to speak to him and were asking about suja Nair my daughter on whoes name the loan had been taken. she even spoke to them but when we requested them to call us on our number they cut the phone and again started calling them ans harrassing them. Now if they wanted the details they should have called us but they still called Jhadhav and harrased then due to which they instead came to us and insulted us thinking that we have put their name as witness without their knowledge which is absolutely false. We are ready to talk to the bank or the collection agent but they are not ready to talk to us on the other hand calling our neighbors with out no reason even after warning them. Even today ie 3/2/10 they called them up and insulted abused and threatened them saying that they will be tortured and fined. they dint even tell the reason we later called the number [protected] which belonged to one Sarforose Khan: [protected] and requested them to call us but they still called our neighbors now they are threatening that they want 22000 right now or else they will come to our society and inform all the people. He threanend us that he has the number of all the people of our soceity and will call everyone and torture them. We are mentally tortured and harrasses now please help us. He told that he will abduct Mr jahdav to whom he had been calling now and also my daughter Suja Nair. We have been paying our installment but from last 2 months we could do it coz of personal reasons but they should come and talk to us about it first we could have settled the matter amicably. which they aren't doing please help us or guide us we are ready for a settlement with the bank but wht about the torture and harassment we have gone through, in the society and wht about the problems faced by our neighbors due to no reasons of theirs please guide us.
                                  --
                                  Usha Nair
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  Dear Usha,

                                  We regret the inconvenience caused to you and your neighbor.

                                  Please write to us with your contact details at [protected]@icicibank.com (Subject line: UID 211326). We'll contact you and work to address your issue.

                                  Regards,
                                  ICICI Customer Service Team.
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                                    J
                                    Janggoulen Haokip
                                    from Lucknow, Uttar Pradesh
                                    Feb 3, 2010
                                    Resolved
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                                    Resolved

                                    i am an SBI customer. i had used ICICI atm situated in old rajinder Nagar on 29th october 2009 to withdraw rs 10,000. there was no payment from the ATM however it got debited from my account. i appraoched SBI Rajinder branch immediately, they asked me to go to ICICI , i did the same and they told me to write an application which i did. after few days i went backto the bank and they told me that my home branch SBI needs to fax them certain things and they gave me a number which never worked. after few days iwent and met the manager then they gave me some number. fortunate after few weeks the number worked and we fax and the fax has been received of which i have the proof. then i went to the Bank again and they told me it would take 14 working days ..which in this case was almost a month .. then first week of january i went backt o the bank and they told me they never received the copy. by now i was really frustrated then i asked my bank to fax the same to me so that ican hand deliver ot to them which they do and i had delivered to them. on the same day i repeatedly asked them whatmoredo they wanted since they told me to come back after 4 working days. they told me nothing more is required. i again asked them not to tell em four days later taht something more is required. after 6 working days i went back to ICICI and they told me SBI has to make an ONLINE CLAIM FOR ATM which i again contacted my bank ..my bank has no such procedure and i dont blame the manager of my bank as it became frustrating for me. ICICI wouldnt proceed without it so i had no option but to go to polics station.i filed a complain and the police conviniently told me that it is not their duty. NOW WHAT AM I LEFT WITH? i am a student and i dont have money even to go to court. i am totally helpless and frustrated. it has been a mental harrasement. at times i thought of giving up ... but i would be denied of justice and dont want to fall in the game these bank plays by defraued customers like me... i would update all therelevant document here soon ...
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    Dear Janggoulen,

                                    We're from ICICI and are sorry to hear about your experience.

                                    Please approach your respective bank regarding the discrepancy. We will extend our full co-operation and assistance to resolve the issue.

                                    Regards,
                                    ICICI Customer Service Team.
                                    Hi,

                                    Somebody got my debit card and pin form bank and withdrawn 50,000 Rs. I've reached out to bank for complaint and they did file a complaint for the same and got below mail,

                                    'This is with reference to the mail regarding the fraud transaction done on July 08, 2010 in your Savings Banking Account.

                                    We have registered a fraud complaint through Service Reference Number SR[protected], and forwarded it to the Investigation team.

                                    The maximum turn around time required for investigation is 38 working days'

                                    They did informed that they were not able to figure out who took the money as the image was not so clear in the ATM camera. But unfortunately after contacting them multiple times they didn't provided me any resolution, even though they did agreed that it was fraud.

                                    I've lost Rs 50,000, please request you to look into this case and get some justice.

                                    Thanks,
                                    Shekhar
                                    My name is Ramesh

                                    last few days some amount deduct from my account, with out my knowledge

                                    can u help me
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