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ICICI Bank Complaints & Reviews

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Updated: Jan 2, 2026
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S
swaminathan ganesan
from Pune, Maharashtra
Aug 11, 2009
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On 26th June, 2009 I opened two FDR's agst which bank has issued me One Insta Credit agst FDR.from ICICI Bank Malad(W) Mumbai

Credit Number is [protected] bank assured me that it will be activated within two working days.

Till date it has not been activated.

I have been in contact with Customer Service and Visited Bank Branch personally but no response till day.
Aug 14, 2020
Complaint marked as Resolved 
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    N
    NARESH SHARADRAO HEDAOO
    from Pune, Maharashtra
    Aug 10, 2009
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    palease send my car loan statement regularly on my email address
    Dear Mr. Hedaoo,

    Kindly write to us at [protected]@icicibank.com with your contact details.

    We will be glad to assist you.

    Regards,

    K Raghavender
    Office of the Nodal Officer
    ICICI Bank
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      M
      MANOJ DIXIT
      from Hyderabad, Telangana
      Aug 10, 2009
      Resolved
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      Resolved

      Dear Sir
      We have a joint saving cum DEMAT account with ICICI bank habsiguda hyderabad . I purchased four tax saving Mutual funds. now we want to close the both account hence we want to dematerialased mutual funds as we can not sell it because they are in lock in period and so we applied for the same on the formate of ICICI BANK but our plea for materialization was turn down on the plea that mutual funds purchased from a on line jiot accont can not be dematerialesed and we can sell the MF as they are in lock in period.
      It is requested to look in to mater and do the needful
      Manoj Dixit
      Aug 14, 2020
      Complaint marked as Resolved 
      Dear Mr. Dixit,

      Kindly write to us at [protected]@icicibank.com with your demat account number and contact details.

      We will be glad to assist you.

      Regards,

      K Raghavender
      Office of the Nodal Officer
      ICICI Bank
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        S
        Surinder Chugh
        from Gurgaon, Haryana
        Aug 10, 2009
        Resolved
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        Resolved

        I was using an credit card of the bank
        issued to me around 3 years back. Bank has sent me an EMI card without
        explaining me the terms or condition of card without any application . I was
        of the impression that this card has the same features i m using earlier may
        contain emi features additionally. i have used that card first on 29 th dec.
        08. when i have seen the online statement after two days this transaction
        has been converted to emi without my knowledge. i have made the payment for
        the purchase price on the same day and mail to bank that they should reverse
        the charges as i dont require emi facility.

        But bank hs not reversed the charges and i m getting calls from the bank now
        for payment which they have debited on quarterly basis for delay in payment
        while i hv made the payment within two days of the tranaction as and when i
        come to know that every transaction will converty automatically.
        i hv never applied for this card and not accepted any terms and condition of
        the card.
        Aug 14, 2020
        Complaint marked as Resolved 
        Dear Mr. Chugh,

        Kindly write to us at [protected]@icicibank.com with your credit card number and contact details.

        We will be glad to assist you.

        Regards,

        K Raghavender
        Office of the Nodal Officer
        ICICI Bank
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          A
          Alwyn Barretto
          from Mumbai, Maharashtra
          Aug 10, 2009
          Resolved
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          Resolved

          Dear Sir.

          Please refer to my complain to ICICI Bank - SR[protected]
          Posted:[protected] by Alwyn Barretto

          Today I received another call from ICICI Bank stating that they are still working on my complain lodged with Bank personally on 4th August 2009 and that they will now revert back to me on the 18th of August. Earlier I was assured that within 7 working days my complain would be addressed and the error rectified.

          With todays call I feel more and more insecure as the person who gave me the call had no answer or confirmation to give by which date my money would be returned back into my account. I am already feeling very helpless. And I dont know how long will this take to have the error rectified and my money returned back to my account. What bothers me is that the person could not even give me a date by which my money would be returned to my account. I fail to understand why I was given as assurance of 7 working days when the Bank was/is well aware that they could not get the same reversed within the stated days. I dont know where to take this compain no SR[protected]. Which person/office can help me get back my money.

          Please advice. I am a law abiding citizen and expect that my complain be addressed immediately. I dont intend to malign anyone/anybody but atleast expect somebody from the Bank to take up for my concern and resolve the same. I am part of professional societys/communities in my profession and certainly would not like to be forced to take up this matter at such level to be resolved. My sincere request to ICICI Bank whose loyal customer I have been for the last 7 or more years to resolve the same immediately.

          warm regards,
          Alwyn
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Sir,

          Yesterday evening to my utmost shock, I discovered that while I was using my personal ICICI ATM Card to withdraw money from an HDFC ATM outlet located below my office building at Trade Star on Andheri-Kurla Road, Andheri (East), The ATM Machine continously dispalyed a message "unable to process yuor transaction temporarily". On my fourth attempy I decline to withdraw. Through out my above attempts I was trying to withdraw Rs 5000/-

          Having failed to withdraw the amount, I decided that I will use the Corporation Bank ATM close to mys house in I.C. Colony, Borivili (West). To my utmost shock and horror, my personal account showed me that there was a short account of Rs 20, 000/- in my account. On complaining to ICICI Bank they have given me a personal complain No SR[protected] and have committed to me to resolve the reverse deposit into my account within next 7 working days.

          Sir, for a working class person like me, this kind of an error on the part of ICICI to allow HDFC ATM to debit my account wiht Rs 20, 000/- equally calculated based on my 4 attempts to withdrwar the money has left me in total shock. I dont know how I will be able to meet my expenses of the month. This is the second time my account has been shown a wrong balance. Earlier last month also there was a wrong balance shown and on my persistent attempts and frantic call wiht the bank they rectified the error.

          Please help me recover my money from the bank into my personal account, My sincere request to help me out. I can also be contacted on my phone number in mumbai [protected].

          warm regards,
          Alwyn
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            J
            Jigar Panchal
            from Mumbai, Maharashtra
            Aug 10, 2009
            Resolved
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            Resolved

            Icici bank salary account funds frozen

            Dear Sir/ Madame;

            Kindly note my complaint is against icici bank for unlawfuly action on my account no:[protected].

            Kindly note this particular account has been marked with a negative balance of Rs 19, 600/- as on July 2009, with the reason that my Icici micro loan of loan no: LIMUM [protected], amount of Rs 19, 000 is duw on it.

            Kindly note my Icici micro laon of the number as above had been...
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            P
            Pradeep Kumar Singh
            from Mumbai, Maharashtra
            Aug 10, 2009
            Resolved
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            Resolved

            This is to bring to your kind notice i am having a saving a/c no[protected] at ICICI bank, Saharanpur . I used the debit card of ICICI Bank in the ATM of IDBI Bank to withdraw money of Rs 1000/- on dated 06.07.2009 but could not withdraw due to some error code no 072 and my transaction declined, unable to process. but next day(Dated 07.07.2009) i found from my mini statement Rs 1000/ has been debited to my a/c no[protected]. As i have given a complaint on dated 07.07.2009 to ICICI Customer care (Complaint No.[protected], but no action has been taken by IDBI (As per Customer Care ICICI) till 24.07.2009 and again given the complaint No. SR[protected]. On dated 24.07.2009 they have credited Rs. 1000/- against my complaint and againg on dated 27.07.2009 debited Rs. 1000/- from my account and giving the reason benhind "transaction id was wrong in previous Service Request No.". Again dated 30.07.2009 they has given me SR no and communicated to wait for 8 days. Till the date amount is not credited in my account.Pls look into this matter seriously and reply me.

            DETAIL are:

            06/07/2009, VAT/CASH WDL/05-07-09/22:45:00/0

            TRANSACTION DECLINED
            RESPONSE CODE 072
            UNABLE TO PROCESS
            Aug 14, 2020
            Complaint marked as Resolved 
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              J
              JOYDEEP BANERJEE
              from Kolkata, West Bengal
              Aug 9, 2009
              Resolved
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              Resolved

              I have deposited Rs. 2000 at ICICI bank's ATM at BOC-ATM on date 22/07/2009. But on date 23/07/2009 Rs. 1500 has been credited to my A/c no.[protected] at New Alipore Branch, Kolkata. On calling to Phone banking on 23/07/2009, they said that Rs. 500 was found short by them, and directed me to contact the Branch for clarification and to see the video as the cash is counted under camera.

              On 27/07/2009, I visited New Alipore branch, and then I came to know, that the cash deposited at ATM's are counted by third party, and not by the bank, and they do not have such video available at the branch.

              i have submitted a written complaint, to the bank for verification on 27/07/2009. I, may be wrong and have wrongfully deposited short cash, but I want to ensure and to see the video and the envelope in which the cash was deposited.
              Aug 14, 2020
              Complaint marked as Resolved 

              ICICI Bank — ATM Short payment

              I made a transaction at ICICI ATM on Oct 10th. I withdrew Rs. 15000. On Receipt I noticed that one of the note that had been passed on as a Rs. 500 was actually a Rs. 100 note. This was around 10 PM. I tried calling up ICICI customer care but got a message that my call cannot be entertained due to high volume of calls. I resorted to writing my account manager (Online). I was given a request number and was assured that something would be done in 7 working days. Next morning I called up the customer care again and this time a lady explained me the process. They take stock of the ATM at the end of the day. If there is any mismatch in the amount disbursed as against the amount disbursed on paper then the look at the complaints received for that particular ATM and take action accordingly. I had lost hope after hearing this because in my case I did not get 28 Rs 500 notes and then 6 Rs. 100 notes. What I got was a Rs. 100 note buried in the stack of Rs. 500 notes and then 5 Rs. 100 notes. This may mean that someone made a mistake at the bank or someone who load the ATM played foul and replaced one Rs. 500 note with a Rs. 100 note. I waited for 7 days and after a reminder got a one liner that the transaction cannot be reversed as I have been paid the full amount as per their records.
              Reason for writing here is
              1 I wanted to keep a record of this so that I have a history just in case this happens again.
              2 I wanted to see if this is happening frequently with other people as well.
              3 I cannot afford to let this happen again and again.

              ICICI Bank — Short receipt of amount from ATM

              We received less amount from IDBI ATM center, when withdrawn Rs. 1800. Received only Rs. 1300. i.e. less Rs. 500.
              Whereas received call from bank that they are not responsible from less receipt of the amount and less receipt amount will not be refund.
              Dear Pallavi,

              We're sorry to hear about your experience.

              Please write to us with your contact details and account number at [protected]@icicibank.com. We'll contact you and work to address your issue.

              Regards,
              ICICI Customer Service Team.
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                H
                hitesh tehlani
                from Delhi, Delhi
                Aug 8, 2009
                Resolved
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                Resolved

                please send me pf form
                Aug 14, 2020
                Complaint marked as Resolved 
                please send me pf form & prossece
                To
                The Branch Manager,
                ICICI Bank,
                New Delhi

                Subject: Request to return my 5 cheque vide Sl.No. 595979 to 83

                Sir,
                I took a personal loan in the month of November 2006 for Rs. 1, 00, 000/- (One Lakh only) and my loan account no. is LPDEL[protected]. At the time of filling my loan application, I gave five cheques to your bank executive vide cheque Sl. No. 595979 to 83. The cheque details are under:
                1. Cheque no. 595979 to 81 for Rs. 10548/- (each)
                2. Cheque no. 595982 is without amount
                3. Cheque no. 595983 is cancelled/blank cheque.
                All the above five cheques are without date.

                Afterthat, I again took a personal loan in the month of August 2008 for Rs. 2, 01, 000/-. While taking my second loan, I adjusted my previous loan balance amount. At the time of filling my second loan application, your bank executive promised me that my above 5 cheque would be returned to me after the completion of six months of my second loan. But, no cheque has been returned till date by your executive/bank. Therefore, it is requested that my above five cheque be returned at the earliest.

                Thanking you,

                Yours faithfully,

                (MAHENDER KUMAR)
                Second Loan A/c No. LPDEL[protected]
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                  R
                  R.saravanan
                  from Chennai, Tamil Nadu
                  Aug 8, 2009
                  Resolved
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                  Dear sir,
                  I am worked with Iprocess As a Team Leader in icici bank vellore branch From june2005 To dec2008, i have attend a seveare road accident unable to continue the job, I will give resignation on feb-2009, I got my reliving Letter in Apl2009, but i did get my PF amont cliam.. I approched in chennai office so many Times but they not proper reply please do needful help for my PF amount Emp no; C09164.


                  [protected]@regards,
                  R.Saravanan,
                  [protected],
                  [protected]
                  Aug 14, 2020
                  Complaint marked as Resolved 
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                    F
                    faisa khan
                    from Gurgaon, Haryana
                    Aug 6, 2009
                    Resolved
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                    Resolved

                    ICICI Bank Customer Care ✆


                    show details 8:40 PM (16 hours ago) Reply




                    Dear Mr. Khan,

                    We regret the inconvenience caused to you

                    We will be unable to process the request from our end.

                    We request you to contact our 24-hours Customer Care for the further assistance.

                    Sincerely,

                    Pratima Musapuram
                    Customer Service Officer
                    ICICI Bank Limited


                    The above is the copy of the mail i got from ur customer care, when i wrote about my query thru ur account manager in website,

                    My name is faisal khan, i am senior manager with Reliance ada group currently working in lucknow U P .i am using your icici bank preferred credit card (number i cannot disclose on this portal )from the last 1 year .my credit card has a total limit of rs 44000. that is already exhausted from 3 to 4 months, and i am paying interest of rs 2340 every time on 30 th of every month. but this time i paid rs 2950 on 27 th july even before the due date (30 th of every month ), it was more than the regular one, since i had paid 1760 rs in the previous month.10 days before i was pay my last months due, i got a call from ur CSO some where in delhi( N C R ), Noida ( U P )region, that the bank has offered me a emi facility of rs 2205 for 24 months on my outstanding amount, equal amount of limit would be opened in my credit card and reward points would be redeemed on swapping.this time i should pay the minimum amount due .and from the next time, a welcome call would come to me from the bank in the first week of august, and the emi facility will start for next 2 years. i was very much relieved by this offer.but when i called on ur customer care( just to confirm about this offer will be activated on the date)day before yesterday, some one told me (in ur customer care), that the emi facility has been waived off on my credit card on the 30 th last month.it is very strange.my question to u is that, when the bank was waiving off the facility, i should have been intimated at least that the offer is being cancelled, secondly was ur customer executive was giving a false commitment to me ?, he/she was doing fraud with me.?this is breach of trust?.please try to get my emi facility on my credit card revoked as soon as possilble .i want a clarification from ur side ?.i have got ample amount of evidence against ur firm, other wise i will have to look into the legalities of the matter, consumer forum etc.please take a serious note of this matter, and try to solve this matter as soon as possible .waiting for ur positive reply.thank you.

                    --
                    Best Regards,

                    Faisal khan. Mobile no : [protected], [protected]
                    Aug 14, 2020
                    Complaint marked as Resolved 

                    ICICI Bank — Waive off the outstanding amount

                    My credit Card No. is [protected]. On the basis of my past communication the outstanding amount shown by the bank should be waived off.

                    ICICI Bank Credit Card — points waived off

                    i mint points got waived off without utilising. I dont have the detail of points earned cummulative since last 2 years.
                    Hi,

                    We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon. Kindly refer '2385394' in the subject line.

                    Regards,
                    ICICI Bank Customer Service Team
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                      L
                      laxmisri09
                      from Bengaluru, Karnataka
                      Aug 5, 2009
                      Resolved
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                      Resolved

                      Dear sir,

                      This is with reference to above mentioned subject, when i was called to ICICI b2 bank customer care bangalore, regarding re issue of my transaction password, when i am requested for transaction password he told we was delivered, your password to your communication address, and provided airway bill number is [protected]. i was tried with airway bill number for tracking, it is showing, wrong airway bill number, once again i called to customer care, some other person picked the phone and he told we are not dispatched any transaction password to you. i will give one more request behalf of you.

                      ICICI b2 banking is playing with customers, and not at all providing better service to customers.
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Dear Mr. Sridhar,

                      Kindly write to us at [protected]@icicibank.com with your Account number, along with your full name and contact details.

                      We will be glad to assist you.

                      Regards,

                      Nazia Sayeed
                      Office of the Nodal Officer
                      ICICI Bank
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                        R
                        Ravinder Padam
                        from Chennai, Tamil Nadu
                        Aug 5, 2009
                        Resolved
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                        Resolved

                        i am a regular visitor of icici bank atm located at panchpakhadi Thane west. In month of Feb i visited atm but brinks security had come to refill money at that moment so i have wait outside atleast for 40 min.
                        Once they have completeted with this task of refilling money i was the first one to access atm. I requested for Rs.8000. wherein that machine gave me all thousand notes.Now it should be eight notes of thousand but one note i found out to be a hundred note.So here almost i got rs.900 less from atm.
                        It was almost 8.15pm so could not go to branch as it must be almost closed. security gave me the number of customer care to complaint but phone at atm was not working so i have call up on charged no.from my own cell...Once i dialled IVR just gave me the options of there products but not atall connecting me to customer executive i have try so hard to reach customer care executive. atlast i cud not reach executive so next day i went to the branch located at ram maruti rd, Thane west.I waited so long hrs there so that my complaint cud be heard.Finally executive noted my complaint and gave me a so called complaint no and asked me to wait 17 days.still i cud not get my money back. still waiting.and as per icici they cannot find out tat i got rs.900 less from atm as they do not have record.In there so called bloody systems they say tat i had completed with the transaction of Rs.8000 and its done.They cannot find valid record of rs 900 and they cannot do anything more than this.and they gave me such a bull answer almost after 1 month.SHAME ON ICICI FOR DUPING THE OLD CUSTOMER IN SUCH A BAD MANNER.NOW WHERE IS MY RS 900 IN THE POCKET OF BRINK SECURITY???
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Dear Mr. Padam,

                        Kindly write to us at [protected]@icicibank.com with your Account number, along with your full name and contact details.

                        We will be glad to assist you.

                        Regards,

                        Nazia Sayeed
                        Office of the Nodal Officer
                        ICICI Bank
                        I do support the bull- system of ICICI customer care executives, who are not ready to listen to the customers' pain. I have the same experiencing of receiving the less fund from the ATM and have been sending so many mails and making many complaints, but the executives are treating as if i was making the fake complaints. Below are the no. of emails i had sent to the ICICI, RBI and other heads, but all were waste:

                        [protected] Forwarded message[protected]
                        From: Pushpendra Gupta <[protected]@gmail.com>
                        Date: Mon, Oct 26, 2009 at 2:19 PM
                        Subject: Re: Appeal to Get the Justice
                        To: [protected]@icicibank.com, [protected]@icicibank.com, [protected]@rbi.org.in
                        Cc: customer.[protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@icicibank.com, [protected]@rbi.org.in


                        Hi All,

                        Can someone take a pain to reply to my below query? It seems, the ICICI bank is no more concern about the customers' concern.
                        I am also sending a letter to the "Chairman and Managing Director- ICICI" at below address, with a print out of the all the below emails, to let him learn that there is a probably lack of staff with ICICI, which could be prompt to response to the query of the customers.

                        Chairman & Managing Director, ICICI Bank
                        10th Floor, ICICI Tower, South Tower, Bandra- Kurla Complex
                        Mumbai, MAHARASHTRA - 400051


                        Highly disappointed Customer,
                        Pushpendra Kumar Gupta
                        [protected]

                        On Sun, Oct 25, 2009 at 11:25 PM, Pushpendra Gupta <[protected]@gmail.com> wrote:
                        Shri G. Jaganmohan Rao
                        Chief General Manager,
                        Reserve Bank of India

                        Dear Sir,

                        I am Pushpendra Kumar, facing problem with the ICICI bank. My elder brother withdrew 20k Rs. on 20th Oct.09 from one of the ICICI ATMs in Delhi, however received only 16k. We made immediate complaint, but the response from the bank is as if we were making fake reports. (Email attached Below)

                        I had written a mail to "Mr. A.Kamani, Joint General Manager and Head Branch Banking - ICICI", but to my chagrin, I didn't get any response, which led me to a high degree of disappointment from such a huge Bank. Now I am loosing hope to get any assistance or proper communication from the Bank, where the Head is not listening to the Customers' complaints.

                        I am unable to think other than to share the incident with the media and to file a case against the Bank, to get it published so that others could be aware about the dullness and rudeness of the ICICI executives.

                        I need your guidance to handle the case. I would appreciate if you kindly let me know the right way to handle the situation.

                        Looking forward for your kind response.

                        Thanks and Regards,
                        Pushpendra Kumar Gupta



                        On Fri, Oct 23, 2009 at 12:03 PM, Pushpendra Gupta <[protected]@gmail.com> wrote:
                        To,
                        Mr. A. Kamani
                        Joint General Manager and Head Branch Banking

                        I am Pushpendra Kumar, writing this mail on behalf of my elder Brother
                        Mr. Naveen Kumar Gupta, having his Salary Acc (No[protected] with
                        ICICI.
                        It was on 20th Oct 2009, when Mr. Naveen committed a withdrawn of 20k
                        from One of the ICICI ATM near "Near Apolo Hospital, New Delhi". It
                        was surprise to see that there were (10* 100) Notes in between of (30*
                        500) Notes which comes to the total of 16k instead of 20k which was an
                        intended amount.

                        Please note: It never happens that currency of various denominations
                        come out in Jumbled form, but this is what exactly happened in our
                        case. If it were all 500 denomination currency then it would have been
                        (40 * 500) = 20K, however 10 Notes of 500 Rs. were replaced by 100 Rs
                        which caused to be a loss of 4K Rs to Mr. Naveen. I want to draw your
                        attention to that point as well. There might be a hole in your system,
                        which would have caused this problem.

                        We immediately registered a complaint with customer care number
                        SR[protected], but to our disappointment your system is responding as if
                        we are making fake claim. I am highly disappointed with Mr. SYED ALI
                        ASGHAR, Customer Service Officer's email, The name in his signature in
                        "Bold Letters" shows the negative attitude in his communication and I
                        believe a customer Service Officer should not Yell by keeping his
                        names in the Bold Letters or probably Mr. Asghar doesn't know the
                        email etiquette - Another feedback to you.

                        Mr. Kamani, we want your intervene in this matter and a proper
                        solution asap. A response from your end will prove a feedback for me
                        to not to voice my concern through other mediums/channels.

                        Looking forward some fast response.

                        Thanks,
                        Pushpendra Kumar Gupta
                        [protected]


                        -----Original Message-----

                        Dear Mr. Gupta,



                        Your complaint has been already registered with the Service Reference
                        number SR[protected].



                        According to the Service Request SR[protected], the transaction has been
                        verified & found to be fully paid & successful as per our records.
                        Hence, we will be unable to reverse the amount of Rs 4, 000.





                        Sincerely,

                        SYED ALI ASGHAR

                        Customer Service Officer

                        ICICI Bank Limited





                        -----Original Message-----

                        Dear Sir / Madam,



                        I have one salary a/c[protected], Name : Naveen Kumar Gupta).
                        Yesterday I was withdrawing Rs. 20000/- from one of your ATM machine.
                        When I was getting the money it’s 500x30=15000/- & 100x10=1000/- total
                        Rs. 16000/-, but in my a/c showing of Rs. 20000/- debited. Immediate I
                        was visited at your nearest Branch in NFC (New Friends Colony) and
                        inform about this incident, but they were advise to me for make a call
                        at Customer Care. I was made a call to customer call also and inform
                        about this now I am getting one Complaint No SR[protected], Dt.
                        20.10.2009.



                        Now I request you please confirm how much time you will take to
                        resolve my this problem and when I can get my short money of Rs.
                        4000/- in my a/c.



                        Looking forward for your positive response ……..



                        Thanks & Regds

                        Naveen Kumar Gupta
                        Dear Pushpendra,

                        We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

                        Regards,
                        ICICI Customer Service Team.
                        On april 18 2011 I did withdraw 10000/- from central Bank of India ATM using ICICI bank ATM card. But i got only 4400/-. Actually i should get 19 notes of 500/- and 5 notes of 100/- but i got opposite. I got 19 notes of 100/- and 5 notes of 500/-. After that imidiatly i called to ICICI bank and told about this issue. I asked to the customer care that do i need to provide any type of proff as i was in ATM that time. Custoer care toled me that no need to provide any kind of proff. After that i called to ICICI bank so many times but i did not get my money bank please tell me what should i do.? My email id is [protected]@gmail.com
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                          Steven Colaco
                          from Mumbai, Maharashtra
                          Aug 5, 2009
                          Resolved
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                          Resolved

                          I have made the below listed deposits with ICICI OBU in USD($) deposit

                          DEPOSIT NUMBER[protected] [protected] [protected]

                          ORIGINAL CONTARACTED RATE 4.01 4.44 5.12
                          APPLICABLE INTEREST RATE FOR HELD TENOR 3.72 4.11 4.91
                          ACTUAL TENURE OF DEPOSITS HELD (IN MONTHS) 68 69 65
                          VALUE DATE 4.12.03 15.10.03 2.8.04
                          MATURITY DATE 4.12.09 15.10.09 2.8.10

                          First of all I had informed the bank way back in 2006 that I had changed my status from Non Resident to resident. They did not inform me at that time that I also needed to close the FD as per the directives of RBI( RBI/2004/130 DBOD.IBS.BC/ 72 /23.13.004/2003-04). I went on paying Tax on these FD on the interest earned till this year.

                          Now in the month of July( close to 2-5 mts before maturity) the Bank informs me that as per the RBI Rule(copy Attached) they say I have to close the FD.

                          To add to this they are also giving me a much lower rate of interest as agreed at the time of making the deposit although they agreed not to penalize me for the same.

                          I feel that the bank is taking advantage of the fact of lack of lawful implementation and gray area in this matter and is short changing me of my hard earned money.

                          Pls help me to understand & resolve this.
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            M
                            M.SHEIKIBRAHIM
                            from Mumbai, Maharashtra
                            Aug 5, 2009
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                            sub : Amount debiited my a/c
                            Ref : Dated 01-08-09
                            a/c no :[protected]

                            Respected sir,

                            I used HDFC bank ATM to withdraw amount of Rs.600 from my icici a/c on 1st aug, . But the ATM is not working properly I have not received the amount. but after i go to icici ATM and i have
                            take a print out Rs.600 hasbeen debited on my a/c. so pls reimburse the amount as soon as possible to my a/c.

                            Thank u
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                              U
                              Udit Sachan
                              from Delhi, Delhi
                              Aug 4, 2009
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                              Dear Sir,
                              This is to inform you that we have our ICICI bank branch in express road at PREM PLAZA building we are facing lot of problem due to technical problem we are unable to run our branch smoothly.
                              Theefore you are requested to guide you staff to attand the call on top most priority.

                              Thanks & Regards
                              Udit sachan
                              Infra Facility Manager
                              ICICI bank Ltd.
                              Kanpur Cluster
                              [protected]
                              dear sir,
                              i have a two wheeler loan on 2005 and my loan code no is LTNKD[protected],
                              my fault is that i have paid Rs.9220/- in cash mode aginst of F/C on 2006 but this is not enogh after few months one of bank recovery agent has comes to my office and say that we ( icici bank ltd) have a mistake in his F/C so plz co-op with us and pay one more emi of Rs. 999/- for ur noc. after his request i have paid him Rs999/- and that is the last time when icici bank employ listen to me. after that lot of time i went to your jalandhar branch but allways negitive result only. one o[censored]r staff miss madhu in whole branch who can understand my problem but she cannot do anything.
                              plz tell me how to get NOC ????

                              with regards
                              Sajesh Kumar Sharma
                              +[protected]
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                                T
                                Tashrif Ahmad
                                from Chennai, Tamil Nadu
                                Aug 4, 2009
                                Resolved
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                                Resolved

                                ICICI Bank had sent a courier by you on 23/07/09 with courier airway no. [protected]. one your courier boy came at my door on 23/07/09 but I was not at my home. my brother requested him to deliver that courier on belalf of my ID card, but he didn't gave. please you are requested to find out my courier and send to me on my proper address that icici bank had given to you. My contact no. is [protected].
                                Aug 14, 2020
                                Complaint marked as Resolved 

                                courier from bank — Not Received since last week.

                                ICICI bank has informed that my courier has been sent on 25/04/08 visw AWB[protected]. i HAVE NOT RECEIVED TILL TODAY.

                                The Address is in Mumbai itself.

                                Also am not able to find address/contact no. of Express IT Courier.

                                kindly look in to & confirm.

                                icici bank,document courier — courier not yet received

                                icici sent the courier to me thru your concern on 08-10-08 but still i"m not received the courier &airway bill number is[protected] pls take immediate action that courier is very important to my future processing with icici.

                                Debit card — courier not received yet

                                courier Not recieved Yet
                                Hi,
                                A courier was sent by icici Bank to with the name vipin kumar sharma with AWB No [protected] on 1/7/09. But it was not delivered Still.

                                The cover contains an debit Card which issued by the icici Banks Ltd.

                                Need immediate action for this.

                                Regards,
                                vipin kumar sharma
                                [protected]
                                Dear Mr. Ahmad,

                                Kindly write to us at [protected]@icicibank.com with your account number and alternate contact details.

                                We will be glad to assist you.

                                Regards,

                                K Raghavender
                                Office of the Nodal Officer
                                ICICI Bank

                                icici bank/dabit card — Card not yet received

                                Refer to S01071397 dt 11July 09, the courier not yet received. You are requested to forward the details to my E-mail id or mobile no: [protected].
                                I also have similar complaint . I have applied for debit card on 31/08/2009 via request no.SR[protected]. I specially mentioned that my card and PIN should be sent by they registered post only as courier is not reachable here. They sent my card registered post which I got on 09/09/2009 but again they sent my PIN by courier, which is not reched upto me. Courier service has returned it back by mentioning that person is not available at the given address which is totally wrong I am serving here since last 10 years. I have write to costmer sevrvice of icici bank regarding this. But instead of taking action against courier service they told me to apply again for PIN. I am fed up from icici bank services. I had also faced similar problems earlier also. Why they don't send documents by registered post when courier services are not reachable at remote places.
                                Ramnik Aggarwal
                                B.A/C No.[protected]

                                ICICI Bank — courier not received

                                Hi,

                                I sending some imp document paper to our customer but till date not received.
                                AWB No 1876757 on 10/10/2009.
                                Dear Mr Khan,

                                We're sorry to hear about your experience. Please write to us with your specific issues and contact details at [protected]@icicibank.com. We'll contact you and work to address your issue.

                                Regards,
                                ICICI Customer Service Team.

                                ICICI ATM CARD — not received yet

                                icici send my atm card on 27/01/10 but i have not received yet
                                Dear Sudhir,

                                We apologise for the inconvenience caused.
                                Please write to us with your contact details and account number at [protected]@icicibank.com (Subject line: UID 208809). We'll contact you and work to address your issue.

                                Regards,
                                ICICI Customer Service Team.

                                ICICI Bank Debit Card — Irresponsible Goa service- docket no 7640659305

                                Docket no [protected] to be delivered on 17th March,2010......but the delivery boy just called on landline ... since the landline is not working he simply return back the parcel stating that the customer not found....

                                As the proper address is mentioned on the docket he should have very well located my residence & would have deliver the same.... but it is due to wrong person deputed by your company in the goa resgion such careless & laziness attitude are croping at goa service station.....

                                Boss... the parcel contains my Bank debit card .... due to this careless attitude my fund got blocked....

                                I hope ICICI have paid for the delivery charges as the same has been recovered from me
                                Hi Sameer,

                                Thanks for bringing it to our attention.

                                Please email us with your account number and contact details at [protected]@icicibank.com (Subject line: UID 305707). We'll be glad to be of assistance.

                                Regards,
                                ICICI Customer Service Team.
                                dear sir
                                I amn't reacived my debit card or cheqe book
                                so pleeze sen me my debit card or cheqe book
                                I also have similar complaint . I have applied for debit card.I am recived Dabit Card but Dabit Card Pin Number courier is not reachable here.PIN by courier, which is not reched upto me. Courier service has returned it back by mentioning that person is not available at the given address which is totally wrong I am serving here since last 10 years. I have write to costmer sevrvice of icici bank regarding this. But instead of taking action against courier service they told me to apply again for PIN. I am fed up from icici bank services. I had also faced similar problems earlier also. Why they don't send documents by registered post when courier services are not reachable at remote places.
                                Sandeep Jadhav
                                ICICI BANK.A/C No.[protected]
                                Mob-[protected]
                                MUMBAI

                                Not yet received icici bank courier - Comment #1496300 - Image #0
                                Now days both Husband and Wife are working and no body is there at home to receive the courier.
                                It is better to send the ATM-Debit Card to the concerned branch.
                                The customer can go collect the Card / Cheque Book personally from the Brach.
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                                  R
                                  Rohit
                                  from Mumbai, Maharashtra
                                  Aug 4, 2009
                                  Resolved
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                                  Resolved

                                  I was maintaining a joint account in one of ICICI Chandigarh branch. After a year as i shifted to Faridabad I was in no need of that account and want to get it converted into a single holding account. I visited one of the branch in Faridabad and requested to convert that account. There were some representatives sitting behind the desks of ICICI who were responsible for getting the paper work done for new account opening.

                                  They made me open the new account in their Faridabad branch and told that they will do the needful for the closure of that account in Chandigarh which is as good as converting that existing account.

                                  Lately i found that the new account was opened but the Chandigarh account was not closed and as i was not maintaing QAB in that account i was charged on that.

                                  The wrong commitment of ICICI representative brought me in such situation.

                                  Now the new request of account closure will only be processed once i will pay those charges as my account is showing negative balance now.
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  Dear Mr. Rohit,

                                  Kindly write to us at [protected]@icicibank.com with your Account number, along with your full name and contact details.

                                  We will be glad to assist you.

                                  Regards,

                                  Nazia Sayeed
                                  Office of the Nodal Officer
                                  ICICI Bank
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                                    Madhuri Arya K
                                    Aug 4, 2009
                                    Resolved
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                                    Hello,

                                    I made a Debit Card purchase of INR 2, 447, on 1st of August In Serengeti restaurant, Bangalore. Twice my card was swiped by the person at the counter post because of some problem with the machine. On 2nd of August 11.30 am I got 2 sms from ICICI bank saying twice INR 2, 447 has been debited from my account, in total Rs 4, 894/- had been debited from my account and when I brought it to the notice of ICICI costumer Care people they told me to fax the details of the transaction to the department called 'Debit Recon Team' . Post which I registered a complaint with ICICI bank, complaint Number[protected], to which I was told it will take 35 days to resolve this.

                                    But 35 days is a long time to resolve a complaint when the fault is either of the bank or the store.
                                    According to the regular process if the card has been swiped twice for the same transaction the money has to be auto credited WHICH IS NOT DONE IN MY CASE.
                                    Also for every transaction bank should send instant messages but during this transaction the SMS was sent 20hr latter . i.e.on 2nd of August 11.30 am.
                                    I WANT TO KNOW WHY THIS HAS HAPPENED?????
                                    WHO IS RESPONSIBLE FOR THIS NEGLIGENCE?
                                    THIS IS REALLY UNFAIR TO THE CUSTOMER TO WAIT FOR 35 DAYS.


                                    There should be a penalty on whichever party is guilty. If we submit a cheque in the bank and it bounces, we do pay a penalty similarly in this case the bank should number one not take so long to resolve this since I am in need of my money and second should pay a penalty. I need the interest amount for the number of days it got delayed. Hope you understand my problem.
                                    I need this to be resolved AS SOON AS POSSIBLE.

                                    Waiting for your reply.

                                    Regards

                                    Thanks and Regards,
                                    Madhuri Arya K
                                    Aug 14, 2020
                                    Complaint marked as Resolved 

                                    ICICI Bank and Max store — False Debit

                                    Hi

                                    Subject- Complaint againse false debit,

                                    I made a purchase of Rs 1003/- at Max Store, Great India Place, Noida. twice my card was swiped by the person at the counter post which he said that there is some problem with the machine, hence I made a cash payment. In about 5 minutes I got 2 sms from ICICI bank sayinf twice Rs 1003 has been debitted from my account, in total Rs 2006/- had been debited from my account and when I brought it to the notice of max store they mentioned it is not reflecting in their account and that this is bank's fault, and they cant reimburse the money. Post which I registered a complaint with ICICI bank, complaint Number[protected], to which I was told it will take 35 days to resolve this.

                                    Per me 35 days is a long time to resolve a complaint when the fault is either of the bank or the store. There should be a penalty on whichever party is guilty. If we submit a cheque in the bank and it bounces, we do pay a penalty similarly in this case the bank should number one not take so long to resolve this since I am in need of my money and second should pay a penalty. Hope you understand my problem and resolve this.

                                    Regards

                                    Upasana Raina
                                    Dear Ms. Raina,

                                    Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Debit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

                                    We will be glad to assist you.

                                    Regards,

                                    Nazia Sayeed
                                    Office of the Nodal Officer
                                    ICICI Bank
                                    Madhuri,

                                    Sorry to say but you are an stupid women, sorry to say but this is not the way to treat ICCI, see your language, how you are behaving, this is just a machine fault it can happen anywhere.And there is proceedure in every company and bank to return the money.Looks like you are a mean lady who just knows how to take advantage of others, Surely one day you will suffer for you doings.Hope you will understand the feelings of human being one day, rather than just blaming.

                                    Regards,
                                    Prakash.
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                                      bandi.anil
                                      Aug 3, 2009
                                      Resolved
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                                      Resolved

                                      Refund of excess amount paid while closing Home Loan

                                      Hi,

                                      My name is Anil Kumar.Bandi

                                      I had have home loan with ICICI Bank with Loan Account No. NHHYD[protected].

                                      I closed this loan on February 6th 2009 by paying entire outstanding loan amount, and while paying i gave the cheque with some excess amount (Rs. 1312.74) and and got the confirmation from bank employee this amount will be credited back to my savings account with in 2 weeks, but till...
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