We request to you please see my case step by step & date to date report.
DATE DETAILS
[protected] SUDHA KAMDAR DD no. 289149 dated[protected] icici bank RS 1150000.00 deposited in Axis bank A/c No. [protected]
HETAL KAMDAR DD no. 836106 dated[protected] icici bank RS. 100000.00 deposited in Axis bank A/c No. [protected]
Please refer Account statement copy of Axis bank, Bank gave credit than after bank withdrawal amount at 7.37 on date 4-10-07
[protected] Action finance submited wrong deed of indeminity at icici bank capital market branch mumbai-400001 at 7.15 P. M.
[protected] Icici bank capital mkt mumbai branch cancelled both account payee only dd & gave credit balance of Rs.1250000.00 in Action finance a/c
at that time bank have not verify account holder details from Axis bank & without original instrument of demand draft icici bank
capital market branch mumbai cancelled dd and credit the amount of draft in account of Action Finanace.
[protected] Sudha kamdar & Hetal received return dd with mark of "refer to drawer"
[protected] Kamal Parekh gave wrong application at Salabatpura Police station about stolen of dd.
[protected] Sudha & hetal complained at NSE BSE & RBI
[protected] Again BOTH DD DEPOSITED IN A/C BUT RETURN BY MARK OF STOP PAYMENT ON DD BY ICICI bank surat branch
[protected] icici bank wrote that F.I.R ON SUDHA & HETAL KAMDAR BUT there is NO F. I. R.
[protected] sudha & hetal wrote that "no F. I. R., Ask to Salabatpura Police station, Police Inspector Mobile No. [protected]"
2-1-2007 ICICI BANK WROTE THAT FIR ON SUDHA & HETAL KAMDAR.
9-2-2008 ICICI bank staff see balance above RS. 1250000.00 in a/c of Action finance current A/c. no.[protected]. Bank staff corner the
balance of RS.1250000.00 & serch out that bank cancelled the dd on bogus deed of indeminity, no stolen of dd and NO F. I. R.
Action finance have done fraud with bank, but bank have not taken any legal action against Action fin. company till today.
[protected] ICICI BANK GAVE NOTICE TO ACTION FINANCE " SHOW F. I. R. ON SUDHA & HETAL KAMDAR".
[protected] Sudha & Hetal give complaine at IPS POLICE SURAT FOR DEMANDING CERTIFICATE ABOUT NO F. I. R.
[protected] ICICI BANK Mumbai branch ACCEPT BANK MISTAKE & call me that we issue new two demand draft.
[protected] Icici bank Mumbai branch be self drawer of demand draft & sent at Surat, ICICI bank Surat main branch issue two new dd against
old [ stoppayment marked ] dd
DD No. 289167 Sudha Kamdar RS, 1150000.00 dated[protected], DD No 221990 Hetal Kamdar RS. 100000.00 dated[protected]
[protected] Sudha Hetal deposited DD in Axis bank account.
[protected] Action finance put court stay order on new demand draft.
9-3-2008 SALABTPURA POLICE STATION GAVE CERTIFACT that " NO F. I. R. ON Sudha Kamdar & Hetal Kamdar"
[protected] Court removes stay order on new demand draft
Above statement of case states that Axis bank & Icici bank have done fraud with us,
refer to deed of indeminity which is submitted by broker Action finance at icici bank capital mkt. branch mumbai-1, accept it & cancelled the demand draft without instrument, Bank gave credit in account of Action Finance. Action fin. get credit of Rs. 1250000.00 in A/c, Action fin, After some days bank find that we become foolish by Action finance. ICICI bank marked that 'DEMAND DRAFT AMOUNT WAS CREDITED IN KNOWN A/C BUT BANK MISGUIDED BY WRONG DEED OF INDEMINITY BOND THAT DD AMOUNT CREDITED IN UNKNOWN A/C AT AXIS BANK, AND FOOLISH ICICI BANK STAFF SAY TO AXIS BANK THAT YOU GAVE CREDIT OF DD amount IN UNKNOWN A/C SO PLEASE RETURN THE AMOUNT OF RS. 1150000.00 + 100000.00 AT THAT TIME AXIS BANK WITHDRAW THE AMOUNT RS. 1250000.00 WHY BOTH BANK HAVE NOT VERIFIED A/C HOLDER NAME, DEMNAD DRAFT HOLDER NAME, DRAFT WAS ACCOUNT PAYEE ONLY etc
At that time both bank have done FRAUD. BOTH BANK ARE TOTALY COMPUTERIES. Why bank have not take care about dd holder name & axis bank a/c holder name.
We have loss of interest & till today I can not incash my dd amount .We are put in great trouble due to both banks fraud.
We have deposited both dd for high value clearing on date[protected]. After closing of the clearing house, Axis bank withdraws amout of RS. 1250000.00 AT 7.37 P.M ON DATE[protected] from my two a/c. This amount AXIS Bank return to icici bank on ground of icici bank's request.
Which amount further sent by icici bank. Bank become self drawer and issued new demand draft No. 289167 RS. 1150000.00 & dd No 221990 of RS. 100000.00 both dd issued by bank on date[protected]. & this dd Surat branch give on[protected] Saturday at 5 PM.
On date[protected], we deposited both new dd for clearing at our Axis bank account at that time Action Finance took stay on new demand draft, so icici bank can not make payment of this new demand draft.
On date[protected], court removes the stay order on new demand draft exihibit no. 5 & exihibit no. 82
when court stay order is removed, icici bank must give payment of new demand draft because of icici bank have taken responsibility of payment as ICICI bank become self drawer for new issued DD.,
Please order to icici bank to give payment of new demand draft or please give one hearing between axis bank, icici bank & sudha hetal kamdar.
Further court ordered that Action Finance can not take amount of draft from bank. and more oredred that holding of demand draft will continue with Sudha kamdar and Hetal Kamdar and court can not stop ICICI bank to revadidate draft Exihibit 82
So it is clear that amount should be get by sudha and hetal kamdar and if they deposit DD in their account than ICICI bank will give amount but validity of draft is expired. drawer of draft is ICICI bank so it is duty of ICICI bank to revalidate draft and give us our amount.
Thanking you
Sudha kamdar
PLEASE NOTE,
Sudha kamdar aged 68 years old, please see mistake of axis bank please help me. call me [protected]
Aug 14, 2020
Complaint marked as Resolved 
ICICI Bank — charges levied against zero balance
Dear sir/madam,I dr [censored]al p antapurkar, resident of aurangabad, had
a home loan in 03/2004 and against this loan it was
almost a compulsion for me to open a saving account
with rs 5000 as minimum balance. I never had received
monthly/quarterly/annual statement of transaction on
regular basis. In all in these 3 to 4 years i only had
received 2 or 3 statments. And i was very surprised to
see that without any written concerned, information or
vouchers signed by me, how can bank withdraw money
from my account. Do the bank have any legal background
to do so. And if the bank have this right why a simple
note or call was not given to me before doing this.
Presently, according to the last statement (which is
3rd statement which i have received in last 3/4 year)
i have been charged with a negative balance of
rs.12000 (approx).My question is why the account was
not closed or decleared dead when the balance after
deduction came to zero, or why i was not inform with a
single correspondence or a call before doing all these
things, why it was not confirmed that whether the
customer is aware of all these happenings. The
statement shows certain amount in rs suffixed with
'Dr'. Now let me point out that who come a lay person
should know that Dr means debit and the word debit
means something is being deducted from account. This
is rediculus. And above all no one here in aurangabad
branch want to listen to coustomer.
Finally, i came to the conclusion that i do not want
to continue the icici bank service any more and had
choosen to close my saving account with immediate
effect.
My sincere request is to guide me in a proper way, thanking you.