| Address: Gautam Buddh Nagar, Uttar Pradesh, 201301 |
| Website: www.icicibank.com |
This is regarding my credit card no. 43*8004, i have purchased a mobile from amazon on september 2017 and cancelled that order, that order was prepaid with 3 months emi through my credit card (Mentioned above), for which i have got the confirmation mail from amazon.in for the refund of amount (Attached herewith).
I have checked the bill of sept 15- oct 15 2017 (Attached) in which this transaction should ideally fall, in the statement i am able to see that the total amount is first debited then credited. But they also debited the 1st instalment along with it and then credited that also. Just now i have rechecked it, i am able to see that after crediting first instalment in the bill they have again debited it means effectively it was part of the bill amount which i have paid for that month.
In the bill cycle of 15 oct - 15 november 2017 (Attached) again the 2nd instalment got debited in my bill statement which i have observed while checking the transactions and then i am able to figure out that i have already paid the 1st instalment last month for the cancelled order.
After checking this i have called icici customer care to cancel that transaction for which they have raised sr[protected]. But in 2 days only i have received mail from their side stating we are unable to process your request (Mail attached).
After that i mailed to their head of credit card department, based on which they have again created a sr[protected] for which i have got the detailed mail (Attached) that we'll debit only amount of interest you have paid but we'll not cancel/refund the amount debited for emi, even in upcoming statement it'll be visible and will be part of the total billed amount.
Icici bank has clearly denied that we'll not refund the amount of the cancelled transaction as it is already due. Kindly help to get my paid and billed amount credited in my statement. As i don't find any reason to pay 12, 800 ₹ to icici for no reason. I am not sure to whom icici will transfer the amount as amazon already cancelled and confirm the refund of the amount for transaction. But bank is still asking me to pay the emis (I have already paid 2 emis as their customer care on call asked to pay the amount which later will be credited but at last they have cancelled my service request and denied for any refund)
Please help..!!!
ICICI Bank customer support has been notified about the posted complaint.
I request you to share your Card No. and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.
-Manoj
HDFC Bank Customer Assistance