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ICICI Bank Complaints & Reviews

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Updated: Aug 25, 2026
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M
mohamed anas
from Brajarajnagar, Odisha
Jan 23, 2018
Resolved
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Address: Chennai, Tamil Nadu, 600087
Website: icicibank.com

I just made an imps transfer 1000 rs to my friend, amount has been deducted from. My account but he stillnjot received the amount.
I got this below. Message from icici

Dear customer, imps txn ref[protected] for rs.1, 000.00 is timed out at beneficiary bank on 23-jan-2018 19:49:43. Txn status will be updated by bene bank in 3 working days.

Kindly please check this and do the needful asap

Regards,
Anas
Feb 25, 2018
Complaint marked as Resolved 
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Jan 25, 2018
ICICI Bank Customer Care's response
Dear Mohamed Anas,

We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qij6) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team
I got a new debit card. I am not able to generate a new pin. I went to local branch and they say i have to use my usa number to generate pin. When i try to generate pin from my usa number it does not authenticate.
I have been trying for last 3 maths with no help.
ICICI is pathetic!!!
Sir I have made a payment of 399 for my Jio recharge.
The amount was deducted from my account but recharge wasn't done.
Jio customer service executive told me that the transaction was not successful.
Kindly help.
Hi,

I've applied for a credit card Five weeks ago. Till date, I can't check the application status online. Neither the bank representative contacted me again nor I received any call for verification. Can somebody let me know about the status of my application.. thanks

Regards,
Akhilesh kumar lal das
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    S
    sanjeev6536
    from Delhi, Delhi
    Jan 23, 2018
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    Address: New Delhi, Delhi, 110058

    I have not opened any demat account when i was opening saving bank account in ICICI bank in 2012 and after a year i have closed that account and in 2017 i have opened another saving bank account and not opened any demat account again but in January 2018 ICICI bank hold my account with the charges of Demat account of Rs, 2537/- with new account and customer care says it have been hold with your previous account opened in 2012. this is a fraud by icici bank and i have going to branch and customer care again and again but i was unable to close my demat account and unable to get refund. Kindly get in touch with me urgently my contact number is [protected] or [protected].
    ICICI Bank customer support has been notified about the posted complaint.
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      G
      greesh ash
      from Bengaluru, Karnataka
      Jan 23, 2018
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      Address: Bangalore, Karnataka, 560036

      I have made a transaction through online banking for Rs.14866.70 just few minutes bank, but after making the payment and amount getting debited from my account, I got a notification that transaction is failed. Eventhough the transaction has failed the amount is debited from my account
      Trying to call customer care but no response.
      How to get the amount refunded now.
      ICICI Bank customer support has been notified about the posted complaint.
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        S
        Saahil Gogia
        from New Delhi, Delhi
        Jan 23, 2018
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        Address: New Delhi, Delhi, 110008

        I did a transaction on bajaj allianz website to buy an insurance policy.
        I paid through UPI by scanning the QR code. after the transaction there was no update on the website that the payment is successful.
        Now My account has been debited but I have not received any refund or the update from the bank or the bajaj allianz.
        I have contacted my bank they said the transaciton was successful.
        I have also contacted the website payment gateway which is billdesk and they are just saying that they have not received any updated from the their bank whihc is ICICI

        There customer care is very poor since 1 month has past and htey cannot track the transaction.

        Transaction amount 1745.
        Transaction date 20/12/2017
        The UPI number[protected]
        ICICI Bank customer support has been notified about the posted complaint.
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          Ankita Basak
          from Ranaghat, West Bengal
          Jan 23, 2018
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          Address: Kolkata, West Bengal, 700030

          Dear Sir,
          Myself Ankita Basak my jio number is [protected]. I have done my Jio recharge from MY JIO APP on 22nd Jan at 6:05 PM via UPI id. Unfortunately my Account has been debited 349 rupees and also my 50 rupees JIO voucher, but had not got any confirmation via SMS or by MYJIO APP. I have neither get my refund nor my recharge confirmation till now. I am also shearing the screen shot for the prove. Please look into matter and refund my money as soon as possible. Hpoing for a quick response from your end .

          UPI ID: [protected]@okaxis
          UPI Transaction ID:[protected]
          ICICI Bank customer support has been notified about the posted complaint.
          Dear Sir,

          I was reviewing my statement, I found ECSRTNCHG - 28-Aug-17 Charges charged twice at the amount of Rs. 400+Tax of Rs. 36, why such an unknown charges, unable to know,

          Please reverse it
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            S
            sharma_arun_kum
            from Gurgaon, Haryana
            Jan 23, 2018
            Resolved
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            Resolved

            Address: Gautam Buddh Nagar, Uttar Pradesh, 201305
            Website: www.icicibank.com

            I am having saving account in icici bank. I made a withdrawal of rs. 14000 from icici atm machine (Atm id - sicwa695 situated in meerut, u. P.) on date 07th jan'2018 at 11 am. Machine did not dispense any cash and shows transaction successful. Transaction details is "atm*cash wdl*07". After that i checked my balance and found that the amount was deducted from my account. I wait for 10 minutes also but no result.

            Then i also complaint on the same day on telephone but still after 18 days i didn't get the amount back.in this duration i raised service request by net banking and telephone both which service request no are - "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]", "sr[protected]" & "sr[protected]" but i did not get any satisfactory response by these.

            I also visited the icici noida sector-110 branch but they told that they will not entertain this complaint.

            Already 15 days have been passed but i didn't get my money back. I requested to icici customer care to check the cctv footage and return my money back into my account. But still there is no progress.

            Bank is not understanding my problem as i am suffering a lot since more than two weeks.
            Feb 23, 2018
            Complaint marked as Resolved 
            ICICI Bank customer support has been notified about the posted complaint.
            Verified Support
            Jan 23, 2018
            ICICI Bank Customer Care's response
            Dear Sharma_Arun_Kum,

            We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

            Regards,
            ICICI Bank Customer Service Team
            Jul 22, 2020
            Updated by sharma_arun_kum
            Resolved
            Tried Jio recharging thru UPI, amount was debited but recharge was unsuccessful.
            Kindly resolve the issue. Thanks
            ICICI Bank Customer Care's response, Jan 25, 2018
            Verified Support
            Dear Ballia Tiger,

            We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a4qijh) in the subject line of your email. Our official will assist you.

            Regards,
            ICICI Bank Customer Service Team
            I am recharged through UPI using India [protected]@icici
            with amount 399 rupees, amount is debited but recharge is not successful for my number
            Dear sir

            I was recharge my jio number [protected] used of phone pe but that time recharge not done but amount deducted my icici account no[protected] amount 399 Transaction details:
            ID: ICIe44b5a0a10394a40a23f8023b9f467f0
            please give me refund amount 399
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              P
              prakashomp
              from Bangalore, Karnataka
              Jan 23, 2018
              Resolved
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              Resolved

              Applied for personal loan. We gave confirmation as as no need of insurance like that but while amount disbursement insurance amount was deducted. While calling manager he is not responding properly. Disconnecting the call while taking. Manager number ([protected]).
              Loan processed person: jenny ([protected]).
              The guy who came for agreement sign that person also confirmed as there is no insurance like that that.
              The person number who came for agreement sign:[protected]
              Feb 26, 2018
              Complaint marked as Resolved 
              ICICI Bank customer support has been notified about the posted complaint.
              Verified Support
              Jan 25, 2018
              ICICI Bank Customer Care's response
              Dear Prakashomp,

              We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qih3) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team
              Mar 06, 2018
              Updated by prakashomp
              There is no use of sending ICICI customer support.
              Dear sir/Madam,

              I already deactivated my credit card. But still I am getting some messages regarding due amount. I didn't receive it for past 11 months. This month I received the message and its showing my due amount is 234. What to do? Kindly do deactivate my credit card as soon as possible

              Warm Regards,
              Malarvizhi Dhanapal
              ICICI Bank Customer Care's response, Jan 25, 2018
              Verified Support
              Dear Malarvizhi Dhanapal,

              We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a4qih3_1) in the subject line of your email. Our official will assist you.

              Regards,
              ICICI Bank Customer Service Team
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                A
                aabhrat
                from Delhi, Delhi
                Jan 23, 2018
                Resolved
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                Resolved

                Address: New Delhi, Delhi, 110002
                Website: icici bank

                Icici bank walo na mera account se 1000 rs. Autp top up dmrc
                Ke name pe kat lea or koi information bhi nahi de the jabki maina last one year
                Se saal se dmrc ke servise apna atm se estamal he nahi kea the coustmer care par ph.
                Karna pe kisi ne koi jawab nahi dea jab email ke dwara bank custmer care ko suchit kea
                To unhona kaha ke tecnikal problam ke wajha se ap ka 2016 ka amount ab kata hai jabki
                2017 july me bhi mera account se esi chej ke paise kata gay tha
                Account ke sare detail bhajna pe ab bank wala mera email ka koi jawab nahi de raha hai
                Na he mera amount refund kar raha hai please help me or kuch kara wahi ap karea ab
                Mar 8, 2018
                Complaint marked as Resolved 
                ICICI Bank customer support has been notified about the posted complaint.
                Verified Support
                Jan 25, 2018
                ICICI Bank Customer Care's response
                Dear Aabhrat,

                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qihn) in the subject line of your email. Our official will assist you.

                Regards,
                ICICI Bank Customer Service Team
                Feb 03, 2018
                Updated by aabhrat
                yes i revise customer care call icici bank but not proper detail provide my complaint regarding and not any update my 1000/- refund regarding
                Feb 06, 2018
                Updated by aabhrat
                and not any update of icici bank
                I have done my recharge of Jio 398 through PAYTM UPI to sent via [protected]@icici...but still not recharge and Jio customer service said that we not get recharge..so help. I upload transaction proof..
                I recharged of rs 399 through upi and money deducted from bank but jio doesnt received any recharge
                Dear Team,

                I didn't link my bank account with credit card payment. Then why it is auto debited without my permission. I already deactivated my credit card. But suddenly am receiving the message that my credit card has some due amount and it will be auto debited. why is it so? Kindly reply me as soon as possible.

                Thanks
                Sir, I have a saving account No[protected] in your icici bank. Today suddenly I saw a message on my mobile Number [protected] about that the Amount of INR 3002.33 was spent using debit card while I haven't use my debit card. So Please make the necessary action to refund my money and please do not make these type of shocking in future
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                  A
                  Ankita Bunage
                  from Pune, Maharashtra
                  Jan 23, 2018
                  Resolved
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                  Resolved

                  Respected sir,
                  I am a student and i did online jio recharge through upa transaction. My amount get debited but recharge is not done. It is showing that amount go to the [protected]@icici.
                  This icici bank taking the money but this money does not reaching to the jio. Icici banks are doing frauds. Many complaints are registered online. But still now no action takes place. So kindly take an action towards this. And stop this types of frauds.
                  Thanks and regards.
                  Feb 26, 2018
                  Complaint marked as Resolved 
                  ICICI Bank customer support has been notified about the posted complaint.
                  Verified Support
                  Jan 25, 2018
                  ICICI Bank Customer Care's response
                  Dear Last Name/Sir/Madam

                  We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qihs) in the subject line of your email. Our official will assist you.

                  Regards,
                  ICICI Bank Customer Service Team
                  You can find solution of this on youtube
                  I also got money refund
                  Type upi money deducted indiaideas jio recharge not done
                  Then you find first video
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                    U
                    Upadhayay Gaurav
                    from Malegaon, Maharashtra
                    Jan 22, 2018
                    Resolved
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                    Resolved

                    Address: Ahmedabad, Gujarat, 382345
                    Website: Indiaidea@icici upi

                    Respected Sir/madam,

                    I had paid installment to bajaj finserve At 4:19 pm on 19/01/2018 with inr 3667/-rs, sent via upi to
                    [protected]@icici using phonepe app.
                    Transaction id :
                    P1801191619228959518209
                    The installment, though, was not received to Bajaj finance but the amount was debited from my account.

                    Bajaj finance customer care executive says that the payment process was initiated but the payment was not made, while phonepe says that the transaction was successful for which i have already given the id no. Above.
                    My up I'd is [protected]@ybl.

                    My contact number is [protected].

                    So please we request to focus our complaint and solve this as soon as possible

                    Kindly initiate the process of refund of the same.

                    Thank you,
                    Regards
                    Gaurav upadhayay
                    Feb 23, 2018
                    Complaint marked as Resolved 
                    ICICI Bank customer support has been notified about the posted complaint.
                    Verified Support
                    Jan 23, 2018
                    ICICI Bank Customer Care's response
                    Dear Gaurav Upadhayay,

                    We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                    Regards,
                    ICICI Bank Customer Service Team
                    You can find solution of this on youtube
                    I also got money refund
                    Type upi money deducted indiaideas jio recharge not done
                    On youtube
                    Then you find first video
                    How much time take to solve problem?
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                      K
                      kanhaiya sagar
                      from Kolkata, West Bengal
                      Jan 22, 2018
                      Resolved
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                      Resolved

                      Address: East Singhbhum, Jharkhand, 831002

                      Regarding unblock debit card no any solution provided by customer nether they provide any solution nor any new card. I have block my card on 13/01/18 on same day i unblock it. But till date. My card is not working. I have not got any solution. Why i suffer..? Which the mistake done from icici bank end. I try to customer representative several time, but he did not response me.

                      Kanhaiya sagar
                      Mar 4, 2018
                      Complaint marked as Resolved 
                      ICICI Bank customer support has been notified about the posted complaint.
                      Verified Support
                      Jan 25, 2018
                      ICICI Bank Customer Care's response
                      Dear Kanhaiya Sagar,

                      We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qii5) in the subject line of your email. Our official will assist you.

                      Regards,
                      ICICI Bank Customer Service Team
                      A simple customer problem can'take solve.from this bank. They need more than 1 or 40 year, s.to solve. Every hour i try to custumer car since 13/1/18 in working hour. but not any body response my call received. They reply this no .not exist on today when icall to customers care .my phone received, but she not to listen my problem .I fedup from this bank.
                      Kanhaiya sagar
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                        K
                        kkim khanna
                        from Bengaluru, Karnataka
                        Jan 22, 2018
                        Resolved
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                        Resolved

                        Address: Bangalore, Karnataka

                        I have used icici bank debit card emi with flipkart in october 2017 and i cancelled the products in october itself and the money got credited back bro icici and i have already sent the supporting documents to icici sent by flipkart. Icici has charged the emi inspite of money reverted back to them. I will go legal with icici bank now as they are not ready to help me on the same.
                        Kkim khanna
                        [protected]
                        Feb 23, 2018
                        Complaint marked as Resolved 
                        ICICI Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jan 23, 2018
                        ICICI Bank Customer Care's response
                        Dear Kkim khanna,

                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                        Regards,
                        ICICI Bank Customer Service Team
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                          S
                          Sheetal Mahajan
                          from Basi, Punjab
                          Jan 22, 2018
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                          I have recharge my jio number 70******14 using My Jio App via UPI on 20th of jan, 2018 at 12:43 A.M. Amount of 349 was detucted from my account, but Recharge was not successful. More than 48hr were gone but i didn't got any refund from [protected]@icici.
                          Kindly refund my money as soon as possible.
                          I have enclose the screenshot of transaction details.
                          ICICI Bank customer support has been notified about the posted complaint.
                          Jan 22, 2018
                          Updated by Sheetal Mahajan
                          I recharged my jio number on 20th of Jan, 2018 using my jio app via UPI at 12:43 A.M. The amount of rs 349 was deducted from my bank account, but the recharged has not been done neither the amount was refunded.

                          Kindly return the amount asap.

                          [protected]@gmail.com
                          [protected]

                          I have also attached the transaction screenshot.
                          You can find solution of this on youtube
                          I also got money refund
                          Type upi money deducted indiaideas jio recharge not done
                          Then you find first video
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                            R
                            Rahulcb06
                            from Delhi, Delhi
                            Jan 22, 2018
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                            Address: 400080

                            In dec 2017 icici bank deducted rs. 28.50 from my account as posdec charges that is point of sale decline charges. When reported to icici local branch in mulund, mumbai they were reluctant to help. On further pressing to explain the charges i was told that the charges are due to dedit card decline in august 2017. How the hell should i remember what happened 5 months back. Also going through the statement i pointed to the manager that the debit card was not used in that period at all. These is cheating. Icici please find some other valid means to raise your profit not like this. It is a scam.

                            Please revert back my charges asap or i will close all the 6 accounts my family holds in icici bank and circulate this issue on social media.
                            Contact email: [protected]@yahoo.com
                            ICICI Bank customer support has been notified about the posted complaint.
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                              S
                              Shetty Arjun
                              from Bengaluru, Karnataka
                              Jan 22, 2018
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                              Address: Bangalore, Karnataka, 560016
                              Website: indiaideas@icici

                              Recharged my jio number on 18th of january 2018. Although the amount of rs 448 was deducted from ny account while using upi, but the recharge has not been done yet now and the amount which was deducted is not refunded. Then i recharge the number with my debit card. And later found that i didnt get my recharge and nor the refund please help me in this process
                              ICICI Bank customer support has been notified about the posted complaint.
                              You can find solution of this on youtube
                              I also got money refund
                              Type upi money deducted indiaideas jio recharge not done
                              On youtube
                              Then you find first video
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                                Bhanu Pratap Singh Bandral
                                from Srinagar, Jammu and Kashmir
                                Jan 22, 2018
                                Resolved
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                                Resolved

                                Website: indiaideas@icici

                                Hi

                                I was doing recharge through upi on my jio mobile number. I approved the requested money by [protected]@icici of rs 398 at 10:50 am. Transaction was completed to [protected]@upi from my sbi acvount. After that the trasaction from [protected]@icici to mobile company jio could not be completed due to internet problem. The recharge could not happen as a result. I request you to take the matter and refund my amount of rs 398
                                Feb 28, 2018
                                Complaint marked as Resolved 
                                ICICI Bank customer support has been notified about the posted complaint.
                                Jan 22, 2018
                                Updated by Bhanu Pratap Singh Bandral
                                you can contact me through my email id
                                Verified Support
                                Jan 25, 2018
                                ICICI Bank Customer Care's response
                                Dear Bhanu Pratap Singh Bandral,

                                We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4qiip) in the subject line of your email. Our official will assist you.

                                Regards,
                                ICICI Bank Customer Service Team
                                bhanu1609.[protected]@gmail.com
                                You can find solution of this on youtube
                                I also got money refund
                                Type upi money deducted indiaideas jio recharge not done
                                On youtube
                                Then you find first video
                                Helpful
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                                  V
                                  venkatesh Royal
                                  from Hyderabad, Telangana
                                  Jan 21, 2018
                                  Resolved
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                                  Resolved

                                  I was recharged my jio mobile number in jio app with upi method as498/-(448/-is amount paid 50/-coupon) from my account 448/- deducted to [protected]@icic, but my jio recharge is not successful, jio was saying there is no request from [protected]@icic, but my amount is deducted, recharge is not successful, plz refund my amount to my wallet, plz give response
                                  Jan 21, 2018
                                  Complaint marked as Resolved 
                                  ICICI Bank customer support has been notified about the posted complaint.
                                  Jan 21, 2018
                                  Updated by venkatesh Royal
                                  pls give me response
                                  You can find solution of this on youtube
                                  I also got money refund
                                  Type upi money deducted indiaideas jio recharge not done
                                  On youtube
                                  Then you find first video
                                  Helpful
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                                    A
                                    anurag beri
                                    from Rania, Haryana
                                    Jan 21, 2018
                                    Resolved
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                                    Resolved

                                    Sir/madam

                                    I had recharged my jio no. At 9:49 pm on 17/01/2018 with inr 349, sent via upi to
                                    [protected]@icici using phonepe app.
                                    Transaction id : icic3ccaacaa4694247a5090befae97e548

                                    The recharge, though, was not done but the amount was debited from my account.

                                    Jio says that the payment process was initiated but the payment was not made, while phonepe says that the transaction was successful for which i have already given the id no. Above.

                                    Kindly initiate the process of refund of the same.

                                    Thank you
                                    Jan 22, 2018
                                    Complaint marked as Resolved 
                                    Rs 349 credited to back to my account, I think in response to my complaint on complaintboard.in
                                    ICICI Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jan 22, 2018
                                    ICICI Bank Customer Care's response
                                    Dear Anurag Beri,

                                    We regret the inconvenience caused. We request you to email us your concern with your contact details on [protected]@icicibank.com. Please mention the UID (a4q9v3) in the subject line of your email. Our official will assist you.

                                    Regards,
                                    ICICI Bank Customer Service Team
                                    I had recharged my jio no. [protected] by rs.399 on 17th January 20:03:07 sent via UPI to
                                    [protected]@icici using Bhim app.The recharge, though, was not done but the amount was debited from my account.jio says that the payment process was initiated but the payment was not made, while Upi says that the transaction was successful for which I have already given the ID no. Below Please help me and refund my money as soon as possible.it's really disappointing that no one is supporting us.
                                    I am attaching the snapshot of Transaction history.
                                    My account no. [protected]
                                    Transaction id[protected]
                                    Phone no.- [protected]
                                    Respected Sir/madam,

                                    I had paid installment to bajaj finserve At 4:19 pm on 19/01/2018 with inr 3667/-rs, sent via upi to
                                    [protected]@icici using phonepe app.
                                    Transaction id :
                                    P1801191619228959518209
                                    The installment, though, was not received to Bajaj finance but the amount was debited from my account.

                                    Bajaj finance customer care executive says that the payment process was initiated but the payment was not made, while phonepe says that the transaction was successful for which i have already given the id no. Above.
                                    My up I'd is [protected]@ybl.

                                    My contact number is [protected].

                                    So please we request to focus our complaint and solve this as soon as possible

                                    Kindly initiate the process of refund of the same.

                                    Thank you,
                                    Regards
                                    Gaurav upadhayay
                                    You can find solution of this on youtube
                                    I also got money refund
                                    Type upi money deducted indiaideas jio recharge not done
                                    On youtube
                                    Then you find first video
                                    I[censored] have any question then comment him he give response very fast
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                                      P
                                      preetpal
                                      from Kolkata, West Bengal
                                      Jan 21, 2018
                                      Resolved
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                                      Resolved

                                      Address: Kolkata, West Bengal, 700038
                                      Website: www.icicibank.com

                                      My name is preetpal singh gill. I have a credit card with icici. The payment due date was 2nd jan. Being year end i was out of station and made my payment upon return on 6th jan. They have added 500 late fee + interest + gst. When requested for a waiver they refused to do so. I have accounts with axis, kotak and citi and all had due date on 2nd jan. Being out of town, i was late on all and requested them to waive them these charges one time since i am a regular payer. Even with icici, i have made all my past payments within the due date. All other banks have acknowledged the reversal of these charges for one time seeing my past record but icici is sitting there to steal customer money and have refused the reversal.
                                      Feb 22, 2018
                                      Complaint marked as Resolved 
                                      ICICI Bank customer support has been notified about the posted complaint.
                                      Verified Support
                                      Jan 22, 2018
                                      ICICI Bank Customer Care's response
                                      Dear Preetpal,

                                      We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                      Regards,
                                      ICICI Bank Customer Service Team
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                                        N
                                        NNNMohammed
                                        from Palakkad, Kerala
                                        Jan 21, 2018
                                        Resolved
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                                        Resolved

                                        Address: 679336

                                        On 4 jan 2018 i was informed by the icici credit card department that i have a loan offer on my credit card bearing 4375*0007.
                                        On 6 jan 2018 i placed a request to process my loan for rs. 33000/- and for that i gave them my icici account no. 0060*9806 on being asked to provide. They gave assurance that the process will take 2-3 working days.
                                        On 8 jan 2018 i received a call from icici lombard that as i have applied for a loan it would be better for me to take a loan protection policy which will insure the loan repayment and will also help process the loan in quick time. I gave them my approval after being assured that it will come into effect only after the loan is processed.
                                        On 12 jan 2018 my credit card was debited with the policy amount and i was told that the loan would still take 2-3 days more time to get cleared.
                                        On 18 jan 2018 my funds were still not cleared so i again contacted customer service and i found out that they have even charged my first emi of the loan.
                                        They tried to fool me giving a lot of reasons but when i didn't let them go they told me that my icici savings account has been debit freezed so they are unable to process the loan.
                                        The bank gave me reason that my kyc is not done but it is a false statement as i have updated everything only a couple of months ago with all the proofs by visiting their branch and i also have received the text messages from the bank regarding the same.
                                        I really feel now that it was a ploy from them to trick me into taking a policy and they freezed my account just to give themselves safe cover.
                                        Feb 22, 2018
                                        Complaint marked as Resolved 
                                        ICICI Bank customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jan 22, 2018
                                        ICICI Bank Customer Care's response
                                        Dear NNNMohammed,

                                        We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

                                        Regards,
                                        ICICI Bank Customer Service Team
                                        Jan 30, 2018
                                        Updated by NNNMohammed
                                        On 22 Jan ICICI Bank viewed my complaint and released their statement that they regret the inconvenience caused to me and their official would get in touch with me to resolve the issue at the earliest. But now its already 31 Jan and they are still yet to contact me.
                                        I can't seem to understand why they are showing such reluctance in resolving the issue. Is it because that they are taking this Online Complaint Forum very lightly that they can show such boldness by just turning a Blind eye to my issue.
                                        If this is the real scenario then the Forum should really stop giving false hopes to Victims and should instead guide them how to approach the Consumer Court and how to raise their grievances by giving proper guidelines.
                                        Mar 04, 2018
                                        Updated by NNNMohammed
                                        The complaint has been updated as RESOLVED but the Complainant is yet to be aware of it.
                                        ICICI Credit Card Department offers me a Loan. Thus they TRICK me into taking a POLICY.
                                        When I enquire about the Loan they in collaboration with ICICI Bank DEBIT-FREEZE my Savings account and cites the above reason for being unable to process the Loan.
                                        When I approach the bank they gave me the reason that I have not completed my KYC but truth is that I did complete my KYC very recently.
                                        And now finally when I raise the complaint in the Consumer Portal, the ICICI Bank silently removes the DEBIT-FREEZE from my account without informing me just the same way they did when they DEBIT-FREEZED my account.They have not even admitted their mistake.
                                        This is just the same way as a Pick-pocket steals a wallet and returns it after getting caught and then claim to the world that everything is resolved.
                                        Apr 13, 2018
                                        Updated by NNNMohammed
                                        No action from the Guilty side and yet the issue has been marked as resolved. I can't seem to find the reason why my approval is not needed as necessary for the complaint to be marked as Resolved.

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