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ICICI Prudential Life Insurance Complaints & Reviews

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Updated: Feb 6, 2026
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ICICI Prudential Life Insurance reviews & complaints page 41

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V
vk sabharwal
from Udaipur, Rajasthan
Nov 26, 2013
Resolved
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Address: Udaipur, Rajasthan

M/ S ICICI prudential, Date : 26/11/2013 Udaipur. Subject : 1. Policy no. 17174929 Dt. 21/11/2012 for Rs. 30000/- Annual 2.Policy no.[protected] Dt. 25/11/2012 for Rs. 20000/- Annual. A cheque of Rs. 50000/- was given to Mr. Sageer Ahmed your deputy manager mobile no. [protected] for both above policies premiums before due date. He got it debited from account also. Same time he got debited Rs. 30000/- on 21/11/2013 from my SBBJ A/c no.[protected] through electronic clearance for which I never told him to do so & protested a lot. Again inspite of my protest & without knowledge & without clearing a sum of Rs. 20000/- got debited from my same SBBJ account. When I asked, he is not giving any satisfactory reply. Now because of ECS clearance from my SBBJ A/c my cheque got bounced for which I had to face lots of hardships, humiliation & insults. Not only that I got financial loss as well. He is also not giving me receipts of Rs. 100000/- which he got debited from my account even. This is sheer act of fraud, dishonestly with clients for which I am planning to lodge F.I.R. & copy to media. I am painfully surprised such acts do happen in the ICICI prudential. Would you please reply immediately. V.K.Sabharwal Mo. No. [protected] Email ID: [protected]@gmail.com
Aug 14, 2020
Complaint marked as Resolved 
Dear Mr. Sabharwal,

We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

We appreciate your patience.

Regards,
ICICI Prudential Life Insurance
Dear Mr. Sabharwal,

We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

Regards,
ICICI Prudential Life Insurance
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    P
    phariyani
    Nov 23, 2013
    Resolved
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    Address: Mumbai City, Maharashtra

    I AM A NIR AND WAS WAS MIS-SOLD THE ABOVE NUMBERED POLICY. I WAS NEVER INFORMED THAT MY INVESTMENT WAS LINKED WITH A LIFE POLICY. IT IS ONLY WHEN I RECEIVED A WELL COME KIT BY E-MAIL WHICH I SHOWED TO MY FINANCIAL ADVISOR; I WAS INFORMED NOT TO GO AHEAD WITH IT. AS PER YOUR YOUR TERMS OF "FREELOOK PERIOD" I HAVE SENT A NUMBER OF EMAILS AND AMDE UNLIMITED CALLS TO SENIOR MANAGERS WITHOUT ANY RESULT. THE ONLY REPEATED REPLIES I KEEP ON GETTING FROM YOU IS THAT ' I SHOULD PERSONALLY GO TO ANY ICICI BANK OR SEND A BLOOD RELATIVE TO CANCEL THE POLICY. I HAVE REPLIED ON NUMEROUS OCCASSION THAT I LIVE IN LONDON UK AND I HAVE NO BLOOD RELATIVES IN INDIA BUT I STILL KEEP ON GETTING THE SAME REPLY. I HAVE SEVERAL TIMES RANG THE BRANCH FROM WHERE I WAS SOLD THE PLAN BUT I AM NOT GETTING ANYWHERE. THE COMPLAINT HAS GONE TO SENIOR MANAGERS LIKE MR ANAND RAJ, MR VINEET DHAR; MR SURESH CHETWANI; MR PASHA MOHAMMAD MR SATISH KUMAR -NONE OF THEM HAS BOTHERED EITHER TO ACKNOWLEDGE OR REPLY. I HAVE ALSO BEEN GIVEN THEIR NUMBER BUT IT IS ALWAYS UNAVAILABLE.
    Aug 14, 2020
    Complaint marked as Resolved 
    Dear Policy Holder(Phariyani),

    We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

    We appreciate your patience.

    Regards,
    ICICI Prudential Life Insurance
    You are stating some one would be in touch
    In next 4 hours. It is now 44 hours and no
    One has been in touch
    Dear Policy Holder(Phariyani),

    We regret the inconvenience caused. We understand our representative has contacted you and acknowledged your concern. Please be assured that the concern highlighted by you is currently being reviewed and we shall keep you posted on the further development of the case.

    Regards,
    ICICI Prudential Life Insurance
    Dear Policy Holder(Phariyani),

    We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

    In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

    Regards,
    ICICI Prudential Life Insurance
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      S.P.Soni
      from Mumbai, Maharashtra
      Nov 4, 2013
      Resolved
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      Address: Gurgaon, Haryana

      COMPLAINT It is submitted that I had following two policies in the name of my daughter SHEETAL SONI :-- No. 09325408 sum assured Rs. 1, 50, 000.00 HY Prem. Rs 15000.00 (YLY Rs. 30, 00o.00) No.[protected]do- Rs. 1, 00, 000.00 YLY Prem Rs. 20, 000.00 I received so many calls from : Divyank Tripathi, Fund manager- Mob No. o[protected] Land Line NO.[protected] Mr. Abhishek, Maketing executive. Mob 91 [protected] Mr. Manish Marketing executive Mob. No. [protected] Ms Shreya -do- Land Line [protected] Numerous calls in a very courteous way were made to me explaining- how to manage the policies and what benefits can be drawn. Specially from Mr Divyank Tripathi Mr. Tripathi categorically told me if I surrender these two policies and take another ones under Guaranteed Savings Insurance Plan then he can get me the benefits of the bonus on the previous policies and also guaranteed redemption of the fresh policies with all benefits.within a year . His consistent follow up made me surrender the two above noted policies and also made me invest Rs. 88, 000.00 in five policies as follows Policy No. Premium Mode 17140941 Rs. 20, 000.00 YLY 17141077 Rs. 30, 000.00 YLY 17253730 Rs. 12, 600.00 YLY 17253720 Rs. 12, 900.00 YLY 17253717 Rs. 12, 600.00 YLY Till August 2013 Mr Divyank Tripathi was in constant touch with me and every time he specifically promised that all the benefits would be sent to me at my home address in September or latest in October 2013. But suddenly he disappeared from the scene and none of the above noted persons are available on the phones which are either switched off or not reachable or disconnected. This has given birth to suspect something fishy in this whole episode . If such is the team THE PRUDENTIAL LIFE is engaging to grab the business from the innocent customers On flimsy and fraudulent grounds then the COMPANY ha s to review its status in the market and is answerable to the Statutory Authorities. Now I would like to know as to where do I stand? I have lost while surrendering the prev. policies and getting the new ones which I actually do not need. I will request you to probe into the matter and the culprits reprimanded suitably. I expect to hear from you. Yours, Satya pal soni House No. 1282, Sector 23 A Gurgaon, Haryana- 122017 Mob. [protected] NOTE-----I would like the reply by e-mail as unwanted calls from Prulife are not picked by me.
      Aug 13, 2020
      Complaint marked as Resolved 
      Icici Prudential Life Insurance customer support has been notified about the posted complaint.
      Dear Mr. Soni,

      We have received reports about unauthorized individuals posing as official representatives of the company or regulator contacting customers for pitching new policies. We appreciate the fact that you have highlighted the issue to us. We will investigate and take strict action against individuals who are misleading customers by making false promises. Do spread the message amongst your family and friends so that they don’t fall for something like this.

      Our representative will get in touch with you in the next 4 hours to assist you with your concern.

      We hope our continued efforts help safeguard your interests.

      Regards,
      ICICI Prudential Life Insurance
      Dear Mr. Soni,

      We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

      In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

      Regards,
      ICICI Prudential Life Insurance
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        bajiraoa
        from Patan, Maharashtra
        Oct 25, 2013
        Resolved
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        Address: Mumbai City, Maharashtra

        Dear Sir/Madam, I want to file complaint against ICICI Prudential because I got life time pension policy from the same company. I paid 10000/- per year for 10 years my policy is going to get matured in december 2013. now i got letter from co. that they gave me two options 1- Balancer (ULIF 005 03/05/02 PBalancer 1 105) amount of Rs. 54479/- and 2- Proecor (ULIF 006 03/05/02 PProtect 1 105) amount of Rs. 81873/- both the amounts are not even equal to deposit amount. please guide me what can i do? Thank you Raksha Dholakia 1.Policy Number[protected] 2.Name of the plan - ICICI Pru Life Time Pension 3.Face amount of the policy – 1, 00, 000/- 4.Effective date of the policy - 03/12/2003 5.Premium paying terms (Single premium/annual/half yearly/quarterly/monthly) - 10 years 6.Premium amount - 10000 7.Cost of damage - 45, 521/- (less than total investment) 8.Your postal address (current) - C/O Bel-Air Hospital, Panchgani, Tal. Mahabaleshwar, Dist. Satara - 412805
        Aug 14, 2020
        Complaint marked as Resolved 
        ICICI Prudential customer support has been notified about the posted complaint.
        Dear Policy Holder[protected],

        We are sorry to hear your concern. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

        We appreciate your patience.

        Regards,
        ICICI Prudential Life Insurance
        Dear Mrs. Dholakia,

        We understand our representative has contacted you and accordingly a communication has been sent to your registered email address.

        In case of any further clarification, please contact us on our toll free number[protected] or write to us at [protected]@iciciprulife.com.

        Regards,
        ICICI Prudential Life Insurance
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          S
          SRAHMAN
          Oct 5, 2013
          Resolved
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          Resolved

          Address: Hyderabad, Andhra Pradesh

          Dubai – U.A.E September 3, 2013 To The Managing Director ICICI Prudential Life Insurance Co. Ltd., Mumbai. Dear Sir, I am Shakeela Rahman submit the following few lines of your kind consideration and favorable disposal. Presently I am residing with my husband in Dubai-U.A.E and I got my Dubai Resident Permit. We had a house in Hyderabad, AP and it was on House Loan from ICICI Bank. My daughter Shahana Rahman, Mob.[protected] used to look after its bank payments. One of the employee of ICICI Bank Begumpet Br. Hyderabad wrongly advised my daughter to take a Policy which covers in Home Loan then she called me I told to go ahead. The agent from the bank not put all its details to my daughter it is renewable every year Etc. Etc….. I came to Hyderabad in Jan.2012 and sold out the above mentioned property. I showed the policy to the bank officials they told me his is very different not to do anything with ICICI Bank House Loan. They also told me that I have to go to ICICI Prudential Insurance Co. office to know more about this. I do not have time so I came back to Dubai. When we receive renewal notice for this policy I came to India to settle this matter. In this connection, I went to its office in Hyderabad and registered a complaint they only gave me an acknowledgement without any ref. no. I am a housewife, when they not turned to us, after a long time my husband compelled to start corresponding through e-mails with the customer care of ICICI Prudential Insurance Co. and his e-mails and its reply is attached herewith this letter. He has received e-mail reply giving ref. IDs. On the basis of that we have received some SMS that we will be going to get call from ICICI Prudential Insurance but till today no one called and no one gave any feed back to our complaints about the fate of the Policy. …2/.. : 2 : I am completely moved to Dubai at any cost I am not interested to renew the premium I need my money back as fast as possible. I am behind this since last 2 months till then no solution come and I am very upset with this mater. Since my daughter obtained the policy in my name she have registered her contact number Etc. My contact number and details are given below. NAME: SHAKEELA RAHMAN CONTACT NO. Mobile. [protected] E-MAIL ID. [protected]@hti.ae In view of the above I am requesting ICICI Prudential Insurance senior management to look into the matter and do the needful as fast as possible. I hope that my case will be solved soonest without any problems. Thanks Shakeela Rahman Hyderabad – A.P. Mob. [protected] Dubai – U.A.E September 21, 2013 To The Managing Director ICICI Prudential Life Insurance Co., Reg. Off.: ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Praabhadevi, Mumbai - 400025 Dear Sir, We regret to inform that the enclosed letter has been sent through courier service the same has been received by one of your staff on September 4, 2013 Vide Skynet Worldwide Air Waybill is also attached herewith for proof of delivery of the said letter. We surprise to note that till today no action has been taken, it is a great matter of surprise from such a reputed company. How long I have to beg the have to have my amount of One Lakh Rupees. I think this letter is bring me hope of getting my said money back soonest. I am waiting in India to settle this matter as I already informed my earlier letter that I have to go back to Dubai-U.A.E within 180 days to keep valid of valid of my Dubai-U.A.E Resident Permit (RP) otherwise it will be cancelled automatically and my husband have to apply for a new RP, it will be a big process and also waste of time and money. I hope I will get a positive reply from your end ASAP. Thanking you in anticipation. Yours faithfully, Shakeela Rahman
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Mrs. Rahman

          We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

          We appreciate your patience.

          Regards,

          ICICI Prudential Life Insurance
          Dear Mrs. Rahman,

          We regret the inconvenience caused. We understand our representative has contacted you and acknowledged your concern. Please be assured that the concern highlighted by you is currently being reviewed and we shall keep you posted on the further development of the case.

          Regards,
          ICICI Prudential Life Insurance
          Dear Mrs. Rahman,

          We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

          In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

          Regards,
          ICICI Prudential Life Insurance
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            K
            kureshdadla
            from Mumbai, Maharashtra
            Oct 3, 2013
            Resolved
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            Address: Mumbai City, Maharashtra

            ICICI PRU LIFETIME PENSION POLICY NO: 00802950 PREMIUM RS: 10, 000.00 ANNUALY I would like to redeem said policy pls let me know the procedure for the same and send me the details of the current value as soon as possible. Regards kuresh dadla email : [protected]@hotmail.com Mob: [protected] [protected]l
            Aug 14, 2020
            Complaint marked as Resolved 
            Dear Policy Holder(Kureshdadla),

            Your request has been noted down. Our representative will get in touch with you in the next 4 hours to assist you.

            Regards,
            ICICI Prudential Life Insurance
            Dear Policy Holder(Kureshdadla),

            We understand our representative has contacted you and resolved your request to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

            In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

            Regards,
            ICICI Prudential Life Insurance
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              B
              barulmurugan
              from Karur, Tamil Nadu
              Sep 30, 2013
              Resolved
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              Address: Karur, Tamil Nadu

              My name is B.Arulmurugan from karur, Tamilnadu.i have purchased a policy and the details are given below. i have paid only 7500 and i didnt pay for the rest of the amount. Now iam claiming for refund of the premium paid but agent and the officer are not responding.Help me in this regards. Policy number:12116753 Dated:27/1/2010 Plan name:LifeStage Assure Pension with regards B.Arulmurugan
              Aug 14, 2020
              Complaint marked as Resolved 
              Icici Prudential Life Insurance customer support has been notified about the posted complaint.
              Dear Mr. Arulmurugan,

              We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

              We appreciate your patience.

              Regards,
              ICICI Prudential Life Insurance
              Thanks for the reply. Pls contact me at the earliest. i had a call but i missed it today.
              Pls take severe action upon particular agent who is not treating the valuable customer.


              I here by attach the photocopy of my receipt
              Dear Mr. Arulmurugan,

              We regret the inconvenience caused. We understand our representative has contacted you and acknowledged your concern. Please be assured that the concern highlighted by you is currently being reviewed and we shall keep you posted on the further development of the case.

              Regards,
              ICICI Prudential Life Insurance
              Dear Mr. Arulmurugan,

              We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

              In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

              Regards,
              ICICI Prudential Life Insurance
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                N
                Nitin Juneja
                Sep 27, 2013
                Resolved
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                Dear Sir/Madam, My father Mr. Ashok kumar Juneja had taken health saver plan for himself & my mother. Policy no. is 16624070 & he had already paid Ist installment of 25, 000 rs for year 2012-13 in month May'12. My father medical had been cleared but my mother medical were not cleared first time & as per them second examination will done in Nov’12. But it were not happened.I had done compliant in branch & HO. But I do not get any answer. But now I am getting call for paying next year payment which is pending from May’13. Please guide could I get money back from them. Secondly how I can close this policy. Regards, Nitin
                Aug 14, 2020
                Complaint marked as Resolved 
                Dear Mr. Juneja,

                We are sorry to hear your concern. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                We appreciate your patience.

                Regards,
                ICICI Prudential Life Insurance
                Dear Mr. Juneja,

                We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

                In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                Regards,
                ICICI Prudential Life Insurance
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                  S
                  suman.tailor
                  from Ahmedabad, Gujarat
                  Sep 25, 2013
                  Resolved
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                  Address: Ahmedabad, Gujarat

                  Adter my retirement my policy was due for payment. I had visited them and they have fill up the form which I had signed , now when I have received the policy I had contected them and they say the policy you have opted is not refundable and if you die tomorrow your nominee will not get aany thing, now can any body sign such policy where he is not getting even bank interest monthaly. I would request you to interven in the matter and get me my money refundrd from the company since this is puraly fraud.
                  Regards and awaiting your help. I have attached communication for taking up with them.
                  Suman.Tailor
                  [protected]


                  From: ICICI Prudential Life Insurance Co. Ltd <[protected]@iciciprulife.com>
                  To: suman.[protected]@yahoo.co.in
                  Sent: Tuesday, 23 April 2013 12:30 PM
                  Subject: Re: Re: Response for Call ID # 57654551 from ICICI Prudential Life Insurance Co. ltd. Call ID # 57867654



                  Dear Mr. Sumanbhai B Tailor,

                  We refer to your email dated 22nd April 2013.

                  This is with reference to your concern pertaining to Annuity.

                  We wish to inform you that we acknowledge the receipt of your concern pertaining to annuity for your ICICI Pru Immediate Annuity - Tied (UIN: 105N009V09) Policy number: 16373758.
                  In reference to your concern, we wish to inform you that the annuity option “Life Annuity guaranteed 10 years and life thereafter without return of purchase amount”. Chosen by you has been registered in our records with a Monthly payout frequency. Accordingly, we have been processing your annuity refund as per annuity option chosen by you with a Monthly payout frequency.
                  However we understand that you wish to surrender the policy. In this regards, we wish to confirm you that we are unable to comply with your request for surrender of the policy as you have already chosen annuity option.
                  As per annuity option chosen by you, the annuity is guaranteed for a period of 10 years even if the annuitant passes away. If the annuitant survives the guaranteed period then the same annuity will continue till the time the annuitant survival.
                  To communicate you about the above, we tried to contact you on [protected]; however call was not answered by you.
                  We appreciate your time and patience in this regard.
                  In the interim, in case of any assistance required, please contact us at our customer care helpline no:[protected] or write to us at [protected]@iciciprulfie.com .NRI customers can contact us on[protected].


                  Please contact us for further clarifications, if any.

                  Click here to give feedback

                  ***Customer Alert*** : E-Statements at a Single Click...!! Click on below link :
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                  With this you can now get your Premium Paid Certificate (to file your tax returns), Premium Receipt and Premium Notice at the click of a button in 3 Simple steps...!!

                  Yours Sincerely,

                  Dimple A.
                  Manager - Customer Service
                  ICICI Prudential Life Insurance Co. Ltd.
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Nov 02, 2013
                  Updated by suman.tailor
                  Nothing is happining on the complaint.
                  Dear Mr. Tailor,

                  We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                  We appreciate your patience.

                  Regards,
                  ICICI Prudential Life Insurance
                  Nothing is happining on the complaint.
                  Dear Mr. Tailor,

                  We will have your concern reviewed again and accordingly provide a resolution at your registered email address.
                  In case of any further clarification please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                  Regards
                  ICICI Prudential Life Insurance
                  Dear Mr. Tailor,

                  We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

                  In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                  Regards,
                  ICICI Prudential Life Insurance
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                    alokshekhar1
                    from Muzaffarpur, Bihar
                    Sep 13, 2013
                    Resolved
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                    Resolved

                    My ICICI pru wealth builder policy number 17996692 issued to Alok Shekhar dated:17-Aug-2013. Till date i have not received my policy document, even after many reminders to ICICI Lodi road branch in Delhi. This is the only reason for cancellation of my policy on service issue. Kindly do instruct & take necessary action at earliest with market rate interest to be charged on my investment amount & other expense also. Regard, Alok Shekhar Mob: +91 [protected]
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Dear Mr. Shekhar,

                    We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                    We appreciate your patience.

                    Regards,
                    ICICI Prudential Life Insurance
                    Dear Mr. Shekhar,

                    We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

                    In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                    Regards,
                    ICICI Prudential Life Insurance
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                      Pallavi01049379
                      from Hapur, Uttar Pradesh
                      Aug 27, 2013
                      Resolved
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                      Address: Kushinagar, Uttar Pradesh
                      Website: www.iciciprulife.com

                       Dear Sir/Madam,

                      Enclose a communication received from an agent for your doing the needful
                      Regards,
                      Consumer Affairs Department
                      IRDA
                      Basheerbagh
                      Hyderabad

                      [protected] Forwarded message[protected]
                      From: Ravi kiran <r.[protected]@rediffmail.com>
                      Date: Tue, Aug 27, 2013 at 8:44 AM
                      Subject: Advidsor coad[protected] iciciprudential to Tarmineted
                      To: [protected]@irda.gov.in, [protected]@irda.gov.in, [protected]@iciciprulife.com


                      Dear Sir/Madam,

                      Enclose a communication received from an agent for your doing the needful
                      Regards,
                      Consumer Affairs Department
                      IRDA
                      Basheerbagh
                      Hyderabad

                      [protected] Forwarded message[protected]
                      From: Ravi kiran
                      Date: Sat, Aug 24, 2013 at 12:59 PM
                      Subject: regarding advisor coad
                      To: [protected]@irda.gov.in, puneet.[protected]@iciciprulife.com



                      Dear sirmadam

                      I have agency in Iciciprudential and my Advisor coad[protected] and my licenc no-753_5805538 ,but got terminated due documents tempering which i am not doing, sir so plz inquri to my case,so plz help me,and reply me,so if you will not take any action I will go in court.is be clear,sir plz so reply.

                      Regards
                      Pallavi Jaiswal
                      Licence No[protected]
                      Advisor coad[protected]
                      Icicipru padrauna branch{U.P}274304
                      Mo-[protected]
                      Aug 14, 2020
                      Complaint marked as Resolved 
                      To
                      ICICI PRUDENTIAL LIFE INSURANCE

                      I HAVE TAKEN A POLICY BEARING NO 17316516. THIS NO I CAME TO KNOW ONLY WHEN GOT THE SMS FOR PREMIUM PAYMENT. POLICY PAPERS HAVE YET NOT BEEN RECEIVED SO FAR. THE SAME CASE HAS HAPPENED WITH ME IN JULY 2011. ICICI PRUDENTIAL STAFF HAS ALSO MISGUIDED ME A LOT.

                      I came to know my policy no by the SMS received for due premium. I tried to know my policy details but in-vain. I got the help no where. I spoken to customer care then I came to know that my policy papers are lying at ICICI office just like a waste. Your agents are misguiding the customers to achieve the target given to Them and earn the profits only. You won’t believe what type of assurance was given to me. Would you like to know?. Really a fraud employees. Now no more conversation. I want my money back along with the interest as per the market rate or compelling me for the legal action.

                      Regards,

                      Surya Kumar
                      [protected]
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                        dush22285
                        from Delhi, Delhi
                        Aug 17, 2013
                        Resolved
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                        I had purchase an Insurance policy from ICICI Pru in Sep 2012. Sales representative did not asked me about my existing policies and he not even told me that it is necessary to disclose all pre-existing life insurance policies while purchasing new policy which I came to know later from other sources. I mailed icicipru regarding my pre-existing policies but they are now refusing to accept.

                        Please guide me to deal with this issue.

                        Thanks
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        Dear Policy Holder(Dush22285),

                        We regret the inconvenience caused. We request you to help us with your contact and policy details to assist you .

                        Alternatively, you may also post your concern along with your policy details on https://onlinelifeinsurance.iciciprulife.com/digital/ipru/GrievanceRedStep.htm?e...
                        Request you to quote the reference number 069819 whilst sharing the details. Post receipt of the requirement, our representative will get in touch with you within 48 hours.

                        Regards,
                        ICICI Prudential Life Insurance
                        Thanks for your reply.

                        My Policy No is 16983595. My registered email id is dushyant.[protected]@gmail.com

                        Thanks again.
                        Dear Policy Holder(Dush22285),

                        Thank you for sharing your contact details. Our representative will get in touch with you shortly.

                        We appreciate your patience.

                        Regards,
                        ICICI Prudential Life Insurance
                        Dear Policy Holder(Dush22285),

                        We have reviewed your concern and resolved to your satisfaction. Accordingly, a communication has been sent to your email address. Is there anything else we may assist you with?

                        In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                        Regards,
                        ICICI Prudential Life Insurance
                        Thanks a lot
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                          NAGARAJ PERUMAL M V
                          from Pune, Maharashtra
                          Aug 14, 2013
                          Resolved
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                          Address: Tamil Nadu

                          I have taken an ICICI Pru Lifestage Pension ad UIN 105L 100V01 policy starting on[protected] with an annual premium of Rs 30,000. ICICI investment advisor has informed me that there is no allocation and any other charges. That has been the best at that time. I have been told that in the worst case, I would not lose the money invested. I have not been informed about the administration charges etc. There has been 100s of phone calls, sms and a few letters to reinstate the policy. However, I could not continue the policy due to financial reasons.

                          ICICI has done a foreclosure of my policy and has sent a cheque for Rs 3,612.03. If the advisor has explained this to me at that time, I would not hmave invested at all. Even a bank deposit would have my investment safe with a decent return.

                          I would like ICICI to return the invested amount. Advisors at ICICI should look after the interest of their company and not at the cost of the hard earned money of investers.
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Dear Mr. Perumal,

                          We regret the inconvenience caused. We request you to help us with your contact and policy details to assist you .

                          Alternatively, you may also post your concern along with your policy details on https://onlinelifeinsurance.iciciprulife.com/digital/ipru/GrievanceRedressal.htm...
                          Request you to quote the reference number 069678 whilst sharing the details. Post receipt of the requirement, our representative will get in touch with you within 48 hours.

                          Regards,
                          ICICI Prudential Life Insurance
                          Dear Sir : I have sent a reply to ICICI with the reference no 069678 through the website and there has been no response so far even after 15 days while they have promised to respond in 2 days (48 hours)
                          Dear Mr. Perumal,

                          Sorry for the inconvenience caused. Could you please share your policy/contact no. and and we will have this checked on priority.

                          Regards,
                          ICICI Prudential Life Insurance
                          I also have the same case. I paid 50, 000 in Aug 2010. I went to Payyannur, Kerala branch to open NRI account. Then the manager and one another guy brain washed me to take this policy, 14436974. They mentioned it's a 3 year policy 50K in each year. I gave the money and signed the form and left to London, UK. I didn't get the policy document and even I forgot the policy that I have taken. After 1 and half year, I remembered the policy and had to struggle to find out the policy number itself ( after around 20 months) . I didn't want to pay 1 lakh (50K for 2011 and 50 K for 2012) in 2012 to close the plocy. Now I got a check with 6399.34 and mentioned forclosure of the policy. It is mentioned as pension policy exactly opposite as mentioned by Bank manager and the guy sold the policy (Term: 3 year market based policy).
                          Dear Sir / Madam : I have already made a reply using the link https://onlinelifeinsurance.iciciprulife.com/digital/ipru/GrievanceRedressal.htm... with the reference no 069678. Almost a month is over since the information has been given. On the assumption that ICICI would solve the problem, I give the details again.

                          Policy name : ICICI Pru Lifestage Pension ad UIN 105L 100V01
                          Policy no : 14069449
                          Complaint ref : 069678 through your portal
                          Contact no as per policy : [protected]

                          If you would like to talk to me, please call me in [protected] as the given mobile no is at home and I do not carry that with me to office.

                          While I appreciate the quick mail response and reply from ICICI customer care through consumer complaints, I look forward to an action with a solution leading to refund of the balance principal amount.
                          Dear Mr. Perumal,

                          Thank you for sharing your contact number. Our representative will get in touch with you shortly to assist you with your concern.

                          We appreciate your patience.

                          Regards,
                          ICICI prudential life insurance
                          ICICI has sent a mail justifying their stand. They take refuge on the printed information provided without addressing to the sales talk provided by their sales team in 2010. Similar mails are received from other investors also. At the end, the investor is the loser. They want me to spare more money to take more trials!!!

                          [protected] Forwarded message[protected]
                          From: ravi ranjan <ravi.[protected]@iciciprulife.com>
                          Date: 28 September 2013 13:03
                          Subject: ICICI Prudential Life Insurance Co. Ltd
                          To: [protected]@gmail.com

                          Boxbe ravi.[protected]@iciciprulife.com is not on your Guest List | Approve sender | Approve domain

                          Dear Mr M.V Nagaraj Perumal,

                          We refer to your concern pertaining to your ICICI Pru LifeStage Pension Ad (UIN: 105L100V01) Policy number 14069449 held with ICICI Prudential Life Insurance Co. Ltd

                          We wish to state that the above policy was issued with a Risk Commencement Date (RCD) of June 23, 2010 basis duly signed application form received by the Company along with first premium deposit of Rs.30, 000/- (Rupees Thirty Thousand Only). Accordingly the policy issued with premium paying term and policy term of 10 years as proposed in the application form.

                          The policy document which was required to be sent to the policy holder was sent at mailing address registered under the policy on June 29, 2010. As per records, the same has been delivered on June 30, 2010 via Blue Dart Courier with Air Way Bill number [protected].

                          In order to ensure transparency that the product is issued as per policyholder’s choice, we provide the policyholder with a copy of the application/ proposal form along with the policy document. If on receipt of the same, the policy holder is not agreeable to the terms and conditions, he/she has the option to cancel the policy under the free-look i.e. within 15 days from the date of receipt of the policy document as mandated by the Insurance Regulator and Development Authority (IRDA). The same is also mentioned in the policy document delivered to you.

                          As per our records, we have not received any communication from you regarding cancellation or alteration of your above mentioned policy within the said free-look period, thereby implying that you agreed to the Policy terms and conditions and that the same was in consonance with the said application form.

                          Further, company has sent you SMS (Short Message Service) on registered mobile number [protected] confirming the policy details such as issuance date, Sum Assured, Premium Amount, Payment Frequency and Premium Due Reminders, however no concern highlighted then, thereby implying that you agreed to the Policy terms and conditions and that the same are in consonance with the said application form.

                          Further, we wish to inform you that in case the premiums for first three full policy years not been paid and if the policy is not revived within the re-instatement period i.e., two years from the due date of first unpaid premium, then as described in clause 3.2 (i) Continuation of the Policy the policy shall foreclosed and surrender value shall be paid as applicable as on date of policy foreclosure. The clause 3.2 (i) has been reproduced below for your ready reference.

                          3.2 Continuation of the Policy:
                          i. Before payment of three full years’ premiums, if you do not pay any premium on the due date or during the grace period, the Life Insurance Cover will cease and mortality charges will not be deducted. The policy administration and fund management charges would continue to be applicable. You may revive the Policy within two years (subject to underwriting, where applicable) from the due date of the first unpaid premium. During this period of two years, you will continue to have the benefit of investment in the Fund and Fund Value will be payable in case of death of the Life Assured. If the Policy is not revived within this period, we will foreclose the policy at the end of the third Policy year or at the end of the revival period (whichever is later) by paying the Surrender Value as applicable.

                          As per our records, the renewal premiums due since June, 2011 were unpaid and the policy was not revived within the re-instatement period, the policy has been foreclosed on June, 2013 i.e. after completion of re-instatement period. As per policy features, in case 3 full year premiums have not been paid, the surrender Value paid shall be 30% of fund value as on policy surrender/foreclosure.

                          Accordingly, the payment towards foreclosure amounting to Rs. 3612.03 (Rupees Three Thousand Six Hundred Twelve and Three paisa) was processed via cheque dated June 25, 2013 .As per records, the cheque has been encashed by you on July 3, 2013.

                          In view of above and in keeping with the policy terms and conditions we are unable to comply with your request for cancellation of your policy and refund of premium amount paid under the same.

                          As a very special case, we offer you revival of the policy subject to risk assessment. In order to revive the policy, request you to pay the overdue premium of the Rs.90, 000/- (Rupees Ninety Thousand only) along with the foreclosure amount of Rs. 3612.03 /- encashed by you. The overdue amount of the above policy needs to be submitted along with attached foreclosure reversal form and ECS form.

                          The above mentioned offer shall be available to you until December 27, 2013. You may visit any of your nearest ICICI Prudential branch and submit the requisite document.

                          Kindly note, that the reversal of the foreclosure of the above policy has been accepted as a very special case. Further the policy cannot be surrendered or assigned at least for a period of one policy year from the time the above policy is revived.

                          We hope the above clarification address your concern.

                          For any other assistance in future, please contact us on our customer service helpline number on[protected] or write to us at [protected]@iciciprulife.com

                          Warm Regards,
                          Ravi Ranjan
                          Manager – Customer Relations
                          Hi Team,
                          I was informed by Bijayinee Mohanty, Manager – Customer Relations that they will be sending a new set of documents since I haven't received any documents from 2009 on wards. The PIN in my address is wrong and I still haven't got any plan documents. I want my money back since it was ICICI banks responsibility to send me the policy documents and send at least some emails to inform me about the policy details. Even the Net Asset Value (NAV) was not disclosed by the Manager. I guess it will very less than the money that I invested.
                          I got the same mail from Ravi Rajan as posted by NAGARAJ PERUMAL M V on Sep 30, 2013. The only difference is the policy number and amount numnbers.
                          Dear Mr. Suneeshm,

                          We regret the inconvenience caused. We understand our representative has contacted you and acknowledged your concern. Please be assured that the concern highlighted by you is currently being reviewed and we shall keep you posted on the further development of the case.

                          Regards,
                          ICICI Prudential Life Insurance
                          Now the check that I got is also expired. What should I do? Anyway, I have no hope of getting my 50000 Rs from ICICI. I am not going use any ICICI service anymore. Un till now ICICI could not give the NAV (Net Asset Value) of my policy.
                          Dear Mr. Suneeshm,

                          We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                          We appreciate your patience.

                          Regards,
                          ICICI Prudential Life Insurance
                          Dear Mr. Suneeshm,

                          We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

                          In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                          Regards,
                          ICICI Prudential Life Insurance
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                            bharatesh27
                            from Pune, Maharashtra
                            Aug 10, 2013
                            Resolved
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                            Address: Karnataka

                            I was sold a policy called guaranteed savings plan No : 17740244 by mentioning that a old policy pinnacle will be converted to this because that is making loss. They even leaked my old policy details and then i raised the complaint & Complaint ID: 60610066 and have given all the call details.
                            Till to date its more than a month and have never heard any investigation and its disgusting to continue to have any relationship with ICICI. I have now requested for the cancellation of this policy today. Its a horrible time wasting experience.
                            Aug 14, 2020
                            Complaint marked as Resolved 

                            icici prudential/ insurance — miss selling of plan

                            Dear Sir,

                            May I bring your kind notice towards my pitiable condition caused by an Insurance policy which I availed from ICICI Prudential, ( Policy No. 10779693 Premium Rs.40000/-). Actually I took a policy of ICICI Prudential in Dec-2008 from the agent; he told me that its premium will be single premium. So I agreed and gave premium by cheque. But I did not receive my concerned policy Bond. Then after 15 days I went to the branch to get my policy bond, I was told that my bond was returned from my home, which is not possible as my mobile no is clearly mentioned on the bond and every time my family members are available at my home and I was told that my bond had been received by any employee of the office. I never gave authority to anyone to receive my bond and I was not given any information in this regard. Then they gave me policy bond. When I read the term & conditions of the policy bond, I come to know that it was not the single premium policy but rather it was a regular premium policy (Rs.40000/- per year of the policy term). When I told them about it and requested them to cancel the policy, they told me that the policy that the time was over from its cancellation. But I told them that I was receiving the bond the same day, they were insisting the bond was received earlier so the policy could not be cancelled. I also requested to give bond receiving of the same day; they refused to give receiving also. On my complain assuring that my matter would be solved from head-office but I was not given any complain no. and they told me to wait for fifteen days to solve the problem, then they demanded more ten days even then my problem could not be solved. Now three months have been passed and no response has come yet.
                            I therefore, request you to look into this matter and relieve me from this problem.

                            Thanking you

                            Yours truly,
                            Date:-


                            Rajkumar Prajapati
                            Mo. [protected]
                            Lucknow.

                            ICICI Prudential — ICICI Prudential Policies

                            I got two ICICI prudential policies(Life Gold) to a sum of 2.6 Lakhs as premium. When i got the policy, the way they told me was, "Even during recession we produced 16 % profit for clients and we have an average of 24 % profit".

                            My current fund value is at a loss of 45,000 Rupees !!! I learned that in the first year, they deduct 18 % as some service charge. I called up the customer support and they said it has a lock in period of 4 years and i cant touch it. The worse part is they said i have definitely pay the premium every year. It seems the second year they deduct 10 % of my premium. At the end of first year, the fund profit is 2 % !!! but they deduct 18 % so an effective 16% loss !!

                            Even a fixed deposit fetches me 9 % interest and even that gives me an opportunity to withdraw any time. 4 years of lock in period with compulsory premium payments of 2.6 Lakhs and each year producing more loss, they got to be kidding me.

                            All that i want is to accept the current loss and withdraw my funds at current fund value and walk out but I am unable to. I hate this rip off but i am unable to do anything about it. My email is [protected]@gmail.com Please let me know what i can do.
                            Dear Policy Holder(Bharatesh),

                            We are sorry to hear your concern. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                            We appreciate your patience.

                            Regards,
                            ICICI Prudential Life Insurance
                            Dear Policy Holder(Bharatesh),

                            We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

                            In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                            Regards,
                            ICICI Prudential Life Insurance
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                              sansha84
                              from Gurgaon, Haryana
                              Aug 8, 2013
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                              Address: Rajasthan

                              Sir/Madam
                              I had processed my PF withdrawal form with " ICICI prudential Life insurance Co. Limited" I was informed vide thier mail that the same shall be processed within few week however 4 month have elapsed I have neither recd any money or any response from the company despite several reminder.

                              Name : Sandeep Sharma
                              Location : Jaipur (Rajasthan)
                              PF No./Employee ID : 555543
                              Email ID : [protected]@gmail.com
                              Mobile No. : 91+[protected]

                              ICICI Prulife is a Brand Name and I hope that I will be highly obliged if you kindly process these claims at the earliest

                              icicipru — pf matter

                              i am devender kumar from nohar hanumangarh (raj)
                              i regianed ipru april 2009 my emp.id 537119 branch hanumangarh
                              pf farm sent by me nov.2010 but pf amount not sent by mum. office so kindly sent my pf amount



                              thankyou
                              I have received my pf
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                                rajhans88
                                from Bengaluru, Karnataka
                                Aug 3, 2013
                                Resolved
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                                Resolved

                                Address: Karnataka

                                I had taken a CashBak Policy (No.[protected] from ICICI Prudential Life Insurance in 2001. I received a letter Ref. 194997/TransLife dated 02Nov 2010 from Executive Director (Mr. Madhivanan Balakrishnan), ICICI Pru Life Insurance Co. Ltd. stating that my Policy has been given a special celebratory one-time bonus of 1.5% (amounting to Rs. 1951.35).

                                However, the subsequent Bonus statements from the Company do not have this bonus. Calling their helpline and sending mails to [protected]@iciciprulife.com has not resulted in correction of their records since they simply refuse to accept their own letter. I visited their Branch Office in Bangalore and handed over a copy of the said letter on 17 July 2013 to Abhishek Pathak (Senior Financial Services Manager). Neither did he not respond as assured, he even had the temerity to tell me that there is no such bonus. On asking about the sanctity of this letter, as usual, he said he will get back, but did not.

                                The intention of ICICI in not resolving this matter is not acceptable to me, and I am determined to take it to its logical conclusion. I request help and guidance. Rajkumar.
                                Aug 14, 2020
                                Complaint marked as Resolved 

                                prudential insurance — add on

                                Hi,

                                i don't want the emi to be debited this time from my account any more for policy 03389300.

                                i had not authorized to debit my bank account to this policy and i am not intrested in this policy at all. this is what i am complaining from the past 2 years
                                and asking to refund my amount i don't want any add ons. the add ons should be communicated to me orally and not thru post the only insurance that bank told me is regarding the insurance for house and that is one time payment and i had agreed for it and no one from you company has told me that i had given an add on as a complimantary. complimantories are ment to make the customer happy but not screw him.

                                i have been calling your customer care when first time my bank account has got debited for this policy till that time no one has communicated to me and i don;t trust letters as i haven't even got the original documents of my home loan from the icici bank. so i damn trust letters

                                i want my funds( 2 yrs emi) to be reverted back to my account and intrest on that amount and my phone bills for calling your customercare

                                last time when i lodged a complaint one of your manager prem( Secunderabad branch near sangeeth theatre ) called me asked me to come down to the branch and when i called him that i am coming to branch he said he will not be available and will send an executive to my office and he told me that he will explain the product and other products so that i can change to any other product if i want and he also told that if i am not willing to any of those products he will try his best to revert my money and when i called him today he says i havent given u any option other than closing and keeo quite. even he promised me that he can take care of my home loan intrest rate

                                i want this to be sorted ASAP

                                i am not intrested in this policy at all none of you guys explained me before giving it to me as add on neither told me that you are giving me an add on


                                Don't take granted that customer is willing to take the policy if he has not reverted back in 15 days after delivery date. if the bank is conjuice enough to call him and get the confirmation how can you expect a normal person to call uncessarly to all the insurance companies and tell them that boss i am not intrested and where is the proff that he has agreed. if there are any add on please do inform the customer over fone or personally and not thru letters. and i strongly say that icici policies are such a way that customer feels happy when he is coming to your products and feels very bad once he has taken ypur products as the polices never take care of retaing the customer they only try for getting more customer base.


                                Inspite of charging the highest intrest rates this is a bonus for us

                                Regards,
                                Ravi
                                Dear Sir(Rajkumar),

                                We regret the inconvenience caused. Our representative will get in touch with you shortly

                                We appreciate your patience.

                                Regards,
                                ICICI Prudential Life Insurance
                                Dear Sir(Rajkumar),

                                We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

                                In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                                Regards,
                                ICICI Prudential Life Insurance
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                                  senthilcovai
                                  from Chennai, Tamil Nadu
                                  Jul 31, 2013
                                  Resolved
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                                  Address: Tamil Nadu

                                  I have invested in ICICI Prudential's Smartkids policy(Policy no.[protected] thinking that if will be helpful for my son's future education expenses etc. I have invested Rs15,000 per year in 2010 and 2011. Accidently i checked the fund value in 2012 and found that the value decreased to 23,000 which made me frightened that in future my son will not get any thing if the things are going like this. I decided to withdraw from policy and approached ICICI prudential. while withdrawing only they are telling that only 30% of fund value will be returned. On 28th July 2013, I visited ICICI prudential office in Coimbatore and applied for surrendering the policy. they said that I will get Rs 7,200 and i agreed for that. But they have credited on ly Rs5519 in my bank account. Already they have stolen my 16,000/- in the form of terms and condition and agreed to return only 30%. AGain they stripped 1500 from me. A pucca white collared professional theft company.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 

                                  ICICI Prudential — not giving welcome kit

                                  dear sir,
                                  my unit manager was mr. vivek kumar gupta, to whom i gave Rs.1000 to participate in irda exam and my exam was 0n 6th of April. i have pass out in the exam before that v.k.gupta(U.M.) left the company my new u.m. Mr. arif is having my welcome kit and not giving to me and saying that bring 2-3 policy then i will give it 2 u. then i approach to s.m. mr. vivek singh, he also said in same manner also said i will not give it 2 u in case u bring some cases (policy) or do what u can.
                                  sir, help me and advice me what 2 do
                                  thanking u
                                  vishal sahu
                                  cantoment, r.h.tower, varanasi

                                  smartkid,icici — non-receving of Certificate

                                  Sir,
                                  I did not get the ICICI (Appointment No.[protected] Smartkid plan certificate from your end though I have already paid the total sum of money Rs.10600/- dated 24.08.09.but did not yet get the Certificate.plz. inform in the following ph.no [protected] or in the mail id.saumen.[protected]@gmail.com.
                                  Dear Mr. Senthil,

                                  We regret the inconvenience caused. Our representative will get in touch with you in the next 4 hours to assist you with your concern.

                                  We appreciate your patience.

                                  Regards,
                                  ICICI Prudential Life Insurance
                                  Dear Mr. Senthil,

                                  We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

                                  In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                                  Regards,
                                  ICICI Prudential Life Insurance
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                                    gorav.singal
                                    from New Delhi, Delhi
                                    Jul 22, 2013
                                    Resolved
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                                    Address: Gautam Buddha Nagar, Uttar Pradesh

                                    Hi

                                    My ICICI Prudential policy details are:
                                    Policy number: 14189024
                                    Name: Gorav Singal


                                    On 16th July 2013, my credit card message notify me that a transaction of Rs 25001/- has been done to ICICI Pru.
                                    I immediately called customer care of ICICI Pru, and asked them to refund my amount, as I did not want to pay more to this policy, and ECS was not in my knowledge. The guy asked me to mail them, and told me that you will get your amount back. I email'ed them, clearly mentioned that I want my refund back.

                                    After 5 days, I received their email showing that ECS has been cancelled. Thats it!
                                    I called again, now they said they can not refund the amount as it has been realized. I repeatedly asked them to refund it, as I was not supposed to pay this, it was done accidently.

                                    I also told them that I notified you at the same time, I got message. At that time, if you would have taken the action, it would not have been realized.
                                    I'm feeling cheated.

                                    Any suggestion, how to get the payment?

                                    And, never buy ICICI Pru policy. I have two of them, and both on LOSS.


                                    Thanks
                                    Gorav Singal
                                    Aug 14, 2020
                                    Complaint marked as Resolved 

                                    ICICI Prudential — return payments

                                    I PAID MY FIRST YEAR PAYMENT ON 22 FEB.2008 AND SECOND AND THIRD YEAR PAYMENTS TOGETHER ON11 JAN.2011 BUT UNTIL NOW NO ANY INFORMATION ABOUT MY MONEY. NOW THE SCHEME ICICI PRUDENTIAL LIFE INSURENCE MATURED SO IWANT MY FULL PAYMENT
                                    Dear Mr. Mathew,

                                    We regret the inconvenience caused. Our representative tried contacting you on the registered number however could not connect with you.

                                    Please be assured that we have taken a note of your concern and shall update you on the further development of the case. An acknowldegement has been sent at your registered email address as well

                                    We appreciate your patience.

                                    Regards,
                                    ICICI Prudential Life Insurance
                                    Dear Mr. Singal,

                                    We understand our representative has contacted you and resolved your concern to your satisfaction. Accordingly, a communication has been sent to your registered email address. Is there anything else we may assist you with?

                                    In case of any clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                                    Regards,
                                    ICICI Prudential Life Insurance
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                                      dhiman_yogesh123
                                      from Amritsar, Punjab
                                      Jul 12, 2013
                                      Resolved
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                                      Resolved

                                      Address: Ambala, Haryana

                                      Hi,

                                      I just received a call from ICICI Prudential Life regarding for my ICICI Prudential Policy No. 10940753 that my Bonus of Rs. 1,35,000 has been shifted in my name of my brother Shubham Tomar.

                                      I don't know anybody named Shubham Tomar, but just came to know that he is an ICICI Prudential Life Executive and did a fraud to me by getting my Rs 1,35,000 bonus by transfering to his account.

                                      Thanks & Warm Regards,
                                      Yogesh Dhiman
                                      Mb:- 0 [protected] / [protected]
                                      Aug 13, 2020
                                      Complaint marked as Resolved 

                                      Icici Prudential Life Insurance — NOT RECVIEVED THE CARD

                                      Hi,
                                      This is chandra mohan i have applied for card in the month of may 2006, i got the PAN number but not the card.
                                      I have the details of my PAN number, application number.
                                      kindly please reply if you have a solution ti this.

                                      thanks
                                      Dear Mr. Dhiman,

                                      We wish to inform you that the concern highlighted by you has been reviewed. Accordingly, a communication has been sent to your registered email address with the details of the resolution offered.

                                      In case of any further clarification, please contact us on our Customer Care number[protected] or write to us at [protected]@iciciprulife.com.

                                      Regards,
                                      ICICI Prudential Life Insurance
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                                        shinoo
                                        from Agra, Uttar Pradesh
                                        Jun 24, 2013
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                                        Address: Gurgaon, Haryana

                                        I have an icici prudental policy which i took in March 2012.But the agent cheated and kept the policy according to market plan rather than guaranteed plan.Then,i did not get documents for 6 months and had to go twice in icici prudential office to get my documents and they said that you cannot discontinue the policy now.Then in nov 2012,i got a call from some icici agent who said that there is a scheme to covert the policy into guaranteed plan.We paid the premium but he gave a new policy and policies were not merged.We checked online and found 2 policies and when we asked him,he assured us that policies are merged.

                                        But when in march 2012,we started getting calls for premium payment,we got to know that policies are not merged.
                                        We have been cheated twice with our hard earned money by a big brand like icici prudential. It is really pathetic.I lodged a complaint and instead of taking an action,.my complaint was declined. Whenever i got a call for premium ,i asked them for a call with higher administration but nobody responded back. ICICI PRUDENTIAL IS FILLED WITH CHEATERS WHO ENJOY ON PEOPLE'S MONEY.Further more,my policy is discontinued due to non premium payment.

                                        I want an explanation on this and all my money back with interest from both policies.I will complain in customer court for this.
                                        Now ,nobody is listening to my copaliant.Nobody is queryingg agents because of their misselling. Everything is assumed to be customer's mistake.
                                        I will not leave this money.This is result of my hard work 12 hours a day.I want my money back.
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