IDBI Bank Complaints & Reviews

When IAM doing debit card payment by online the amount of 200 rupees are credited from my account but it showed that transaction was failed but amount was deducted from my account I am facing problem second time why it's happening I can't understand when amount is deducted it should be refunded within 24hours you people not doing that why this is my second complaint on the same isuses the isuses are going no solution for it money are deducted but not refunded when money deducted it should be refunded within 24 hours but it is not happening I am waiting for more than one month till now no response from the bank and my amount was not refunded

I had availed home loan from idbi bank. They had base rate (9.60) earlier which they replaced with mclr. The mclr rate is 8.35%. I paid interest with 9.60% with base rate. They didn't let me know that i am paying home loan with extra interest. They did it because they want to do profiteering. I paid interest of rs. 66000. Later i realised this and aplied for conversion. They take 15 days for everything they do everything manually. For conversion too they take 15 days. Haraami bank hai chor logon ki.

My folio no is 181fb113779. Purchased 6 bonds but have not received any money back till date my name is dr anju huria and i bought these for tax saving purpose. Please help me get my bonds redemption. I am a senior citizen and now retired. Thebond no is [protected] to [protected]. The bank has not made any communication till date and the purchase is to anju khosla, which is my name after marriage and also pancard is in this name

Please unblock my visa debit card please i was shoped in paytm app by my card while using this card second time i was written that wrong otp now it is blocked can you please unblock my card now sir/madam urgent please contact me... Thank you

Hi,
From last month small amount like 1p0 200 50 rs are getting deducted and we are getting acknowledgement message stating that some card trxn so soo money deducted

A/c n1779 dr for inr 50.00 cardtxn:visa-pos/payt. A/c bal inr 3005.24 (Incl. O[censored]nclrd chqs) on 07feb 21:32hrs. Call [protected] if card not used by you

Above is the deducted mesage we got that transaction was not done by us can u please check this issue this was hapenning repeatedly
Thanks.

Hi idbi team,
I am getting this error "[15079] the user is already disabled for transaction" even i give correct id and transaction password. I have written 3 times wrong password after that i have generated my my new password. But still it gives this error, even yesterday gone to mira road branch for getting enable the branch staff told me within 24 hours it will get fixed but not yet done. Please give me any suggestion.

Thanks!

I applied for home loan at idbi deonar branch through mr santosh kamble,. Firstly he assured me home loan against property which i bought at byculla, hence i have provided all documents for my mhada property of mbrr board at byculla, even bank charged for legal and valuation procedure. As bank required noc from mhadaand society, i informed them that i would give noc of society only, but couldn't provide mhada noc as mhada doesn't issue noc to mbrr property. Mhada only transfer property ownership for mbrr and issue ownership transfer letter. Due to only mhada noc bank rejected my loan but charged for procedure. I requested bank for refund they denied. Even i requested them that you can confirm from mhada regarding noc, they didn't confirm. Due to bank's assurance i have done registration & stamp duty of said property for which i spent rs.2, 10, 000. This new business of idbi to gain money from giving assurance for loan and not giving service. After providing all documents even providing ownership transfer receipt from mhada, bank is not issuing loan. This is totally fraud done by idbi bank. Therefore it is requested you to kindly refund my rs. 2950 & 1770 that charged by idbi bank for issuing home loan, but didn't provide home loan.

I have been charged home loan property inspection charge of inr 600 and gst.
I do not understand what was the reason behind this.

Why bank didn't inform me before charging? Now a days idbi charge unnecessarily without any prior notice.

I paid/paying all my emis on time and never defaulted so far. Revert my money into my account else i will take necessary action. This is an example of cheating and fraud on bank's behalf.

My details are as follows -
Name - ajaykumar pasi
Customer id[protected]

My name is sukalyan saha and my customer id is 78757835, near about 20 days before i am submitted all my required document for transfer my bank acount from haldia, west bengal branch to jajpur road, orrisa branch but the acount not yet transfer, the jajpur branch said that haldia branch is not aproved the acount transfer process, now a days when other banks is so much frist about this think why the process is so much time taking in your case, also my new atm card is in haldia branch custudy so i am unable to process any transantion from my acount its create so much problem and harasment please look after this matter very seriously

Recently additional charges being deducted for loan account without notification and details.No replies to emails, no bank phone numbers reachable.
Can i have kind reply on, what this additional charges are for? our loan is just left with outstanding of around 1 lac 30 thousand.

30-Nov-2017 PMMY CGFMU AGF 201617 DR INR 4, 130
29-Jan-2018 CG Fees DR INR 699

Today I went to IDBI Bank in CHIPLUN. The attitude of the person on the counter is very poor towards me. I have my salary account since last 7-8 years. I asked him issue regarding how to set password to new debit card but instead giving proper information his first reaction was pzzz, ### etc. Culture of this bank is very poor than United Western Bank. I want to change my salary account to other bank due to such behavior.

Respected sir/ mam,
One of the loan department employee of idbi ramgarh cantt branch (Jharkhand) talk me a in a very rude words. He try to tell me that i'm not concern about my loan status or payment. I hold my loan payment bec of the manger behavoiur. Many times i called them but they will not give me a single documents of my loan history or statement. That's why i hold the amount of loan. Only they call to pay loan amount but they cant provide me a single documents of my loan. And today ill talk in loan deparment they shouted a lot. He dont have authority to talk like this of the customer.
Kindly resquest you to shortout my problem.
Ankita sharma
[protected]/[protected]

I applied for home loan at idbi. Firstly they assured me home loan against property, hence i have provided all documents for my mhada property of mbrr board at byculla, even bank charged for legal and valuation procedure. As bank required noc from mhada and society, i informed them that i would give noc of society only, but couldn't provide mhada noc as mhada doesn't issue noc to mbrr property. Mhada only transfer property ownership for mbrr and issue ownership transfer letter. Due to only mhada's noc bank rejected my loan but charged for procedure. I requested bank for refund they denied. Even i requested them that you can confirm from mhada regarding noc, they didn't confirm. Due to bank's assurance i have done registration & stamp duty of said property for which i spent rs.2, 10, 000. This new business of idbi to gain money from giving assurance for loan and not giving service. After providing all documents even providing ownership transfer receipt from mhada, bank is not issuing loan. This is totally fraud done by idbi bank. Therefore it is requested you to refund my rs. 2950 & 1770 that charged by idbi bank for issuing home loan, but didn't provide home loan.

I, gulshan virmani along with my wife sarita virmani (Jointly) are holders of 2 idbi infrastructure bonds 1998 of rs. 5000/- each vide registered folio no. Fib100058. Issued by industrial development bank of india in the year 1998 which were to be redeemed in the year 2005

We have not received thr edemption proceeds of these bonds till date.

Pl. Help

My email id is [protected]@gmail.com

G virmani
Ph. [protected]

I have home loan with cbd belapur idbi bank. Customer id is 4173173. I am not able to contact anyone since many months to get my loan account statement. Whom so ever it is concerned... Which mentions the principal amount due + interest for the year. I need this for returns filing urgently. Can someone send it to my email id - ashutosh. [protected]@tcs.com and [protected]@hotmail.com

My mother 1 idbi deep discount bond sereis 1 in 1992. This bond got matured on[protected]. Since then i am looking for its redemption.

How can i redeem these bond now of whatever money i can get now.

My mobile number-[protected]

My e-mail address:[protected]@gmail.com

Regd. Folio number:-dd00483155 incentive number:-0483155

Jaivir singh chauhan

Sir,
I have not receved any payment for the below noted bond matured as on 12/01/2009. So please arrange payment of maturity as below.
Idbi flexi bods - 19
My folio no is-19ifb1989547
Certificate no[protected]
No of bonds -06
Yours truly
Rajanikanta misra
79/h6 humepipe road
Sakchi jamshedpur-1
831001 jharkhand
Mobil [protected]
State bank of india
A/c no. [protected]
Branch : mankahari

Sir,

Reference made to my/our previous complain

Web/[protected], dated 25/11/2017 of debashis sarkar

. Web/[protected], dated 25/11/2017 of sikha mandal

And web/[protected] dated 30/11/2017.

We know this mail will not change any difference of status

Of our home loan balance transfer still it is our duty

To inform how a genuine customer harrased by your bank.

Earlier our complain were against a tout/dalal., in which

Mr. Rajarshi mukherjee, manager rac (Loan), 6, royd street,

Kolkata-700016 was looking after.

He called me in his bank to solve my complain. He had advised

Me to cancell the lap and transfer our hdfc home loan

As a bt to idbi bank, and apply for top-up.

We have done the same. And provide all necessary document

As per requirement. Even we have submitted the ""list of

Document (Lod)""from hdfc ltd which cost rs. 590/-.

Me, the co-applicant, debashis sarkar is a physically handicap

Man, as well as ex-service man.

From 1st week of december to till date, i have gone to idbi

Bank, royd street, kolkata -700016 branch, at least 20 times

To supply all necessary documents.

The property, situated in 6/16 chittaranjan coloney, kolkata

-700032, jadavpur was inspected twice, my residential

Home, situated in 264/2 dr. M. N. Saha road, kolkata -700074,

Dumdum was inspected, the school situated n-96, paharpur

Road, gardenreach, kolkata -700024 where, sikha mandal the

Applicant is employed was inspected twice.

All legal and technical verification was satisfied.

We got sanction letter for application no. — hl[protected],

For top up loan and application no - hl[protected] for

Home loan balance transfer on 15/01/2018.

For final disbursement we have submitted, 13 signed blank

Cheque of boi, gardenreach,, pre-closure certificate

From bajaj finance ltd where sikha mandal's personal

Loan is running,, pre-closure certificate from hdfc ltd, salt

Lake branch kolkata for closure of existing home loan,

Pre-closure certificate ofpersonal loan of co-applicant

Mr. Debashis sarkar. And some signed 100 page different form

Of idbi bank


But before final disbursement, following legal documents

Were asked from us —

(1) gift deed dated 14/12/1988 between governor of the state

Of west bengal and rajiban ghosal, usha rani ghosal being no

4041.

(2) release deed executed by pratima ghosh, milan rani

Chakraborty.

(3) porcha.

(4) link deed of seller from whom we purchased the flat.
—

1st of all, this land is not purchase land. Refugees hold

Their captured land, and later on government given

Patta for this type of land. This land does not have khatian

No. & porcha.

The mother deed may be with the builder b. D. Construction.

Who was the builder of the" usha apartment "building.

However the document possess my me are as follows —
—

(1) deed of conveyance between sri samarendra ghosal,

Shri animesh ghosal, shri anupam ghosal, all 3 are son of

Late ramjiban ghosal,""the land owners"", m/s b. D.

Constuction, propiter arup bhadra"""the builder""and shri

Samir saha and smt srilekha saha"""the purcheser"" dated

24/06/2003.

(2) completion certificate issued by k. M. C dated 24/12/2002.

(3) possession letter issued by m/s b. D construction to

Smt srilekha saha & mr. Samir saha on 07/10/2002.

(4) mutation certificate issued to samir saha & srilekha saha

By k. M. C, dated 02/07/2008.

(5) building sanction plan no. 33/[protected] & c/2000/10496

Dated 30.4.2001, issued by building division, k. M c..

We could not provide the above all documents, thus the legal

Authority of your bank, cancel the sanctioned loan.

=

Now our querry is —

It is not fresh home loan by idbi bank. It is only a home loan

Balance transfer from hdfc ltd to idbi bank, & we have

Submitted the list of document from hdfc ltd, still why we

Have to fulfill so many legal document asked by your legal

Division??

What ever the rule mat say, if these much legal verification

Was pending, why our bt application was sanctioned??

All legal and technical verification may be satisfied, then

The sanction may be given.

Because of whimsical attitude by your legal division, we have

Harrased a lot which was not suppose to be.

I know what will be the faith of this long mail.

After your qurrey to idbi bank, royd street, kolkata,

They will simply tell, if legal division is not satisfied, what can

We do??? Etc etc.

We have wasted 2 months behind our loan.

One more thing, i am a builder/promoter. After this loan, i was

Going to tie up with idbi bank for project approval and

My clients home loan, i already talked to mr. Rajashree

Mukherjee regarding this.

Now how can, i keep my faith to idbi bank???

Hope you will make justice

Yours faithfully

Sikha mandal & debashis sarkar

264/2 dr. M. N. Saha road, kolkata - 700074.

Tele - [protected]..

IDBI bank is wrongly debited charges from my A/c 2 times. So please check and do the needful on top priority.   Replace all

Idbi has charged me around 700 rs and directly debited the amount from my account without giving any prior information or notice, i dont understand on what basis they have changed this to my home loan account now after 3 years of loan disbursement, i have written the concern to pune home loan office multiple times and even escalated to grievance redressal officers tier 11 but they are not even acknowledging the mail on this context and responding to me.
How can bank directly deduct money without informing customer, the direct debit should be the only emi amount and nothing else.
I would request bank to pls revert amount back to my account since i haven’t got any such mail or letter notifying the same and moreover its 3 year old loan account disbursement.

Home loan acc - [protected]