| Address: Hyderabad, Andhra Pradesh, 500009 |
Hi Sir,
My name is P Joseph Kiran s/o P Maraiah, R/o Hyderabad, would bring to you notice that, I have made lot many complaints in banking ombudsman in the year 2010 regarding the fraud happed in IDBI bank colluding with the builder. At that time BO has not taken any interest nor taken any action. I have filed a criminal complaint on the Bank and on the builder who sold the property in collusion with the bank bearing FIR No 64/2010 in which bank and builder has accepted all their guilt and charge sheet is filed on them with CC no 308/2017. In this police investigation IDBI has submitted their internal investigation report to the police, in which they have accepted their fault and lapses.
Actual Facts
Trusting IDBI bank and depending on the bank legal verification and valuation, I have purchased one flat in Hyderabad in the year 2009 November. But after 6 months I came to know that the flat owner (fake owner) and the builder (fake builder) in collusion with bank have sold the property to me by impersonating bogus owner. I have filed a criminal case against the bank and owners/builders in the year 2010 March. In the due course of the criminal case investigation done by the police now in 2017, bank has accepted and given in writing that there was a lapse in the legal verification, Technical verification and in valuation report given by the concerned bank panel. All the guilt acceptance of the bank in writing has submitted in the charge sheet filed in the criminal case.
Prior to purchasing of this 2009 year new flat, I have purchased one Independent house in the year 2005 in the same bank by following the same procedure, and I have been paying EMI for 2005 old house regularly.
In 2009 November, after this fake incident done by the bank in collusion with builder, bank started sending me SARFAESI notices for both the properties which I purchased in 2005(old property and paying EMI regularly) and 2009 (fake property, for which I stopped EMI), In counter, I have filed DRT case 246/2010 saying that I have been paying the EMI for 2005 property regularly, where in the new property which I purchased in 2009, for that I stopped paying EMI saying that it is a fake property, at that time DRT has given me stay on both the properties and asked me to pay 5L to the old property good property. But now after investigation in the criminal case, bank accepted the guilt and given the written statement all the lapses from the bank side in the charge sheet. But now after seeing this charge sheet, bank has sent me an OA notice only for good old property which I purchased in 2005.
Due to the above fake property in which bank involved, due to that property I have lost my job, lost money, peace, mental agony, I have to face lot many other cases, CIBIL record. These 7 years, I have to face other criminal cases, Police, CID investigation etc. It was my full time job roaming around the police stations, Courts etc till now. And still running around the cases and courts.
Now that bank and the builder have accepted and proved in writings. I have taken the Certified Copies from the court enclosed to this complaint. Please do justice for me and what are the possible ways that I can claim my damage lost job, lost money, lost peace, mental agony, case charges, roaming around the courts etc, totally I lost my complete life due to the bank negligence, there were few situations where in my family and myself were depressed and commit suicide.
The outstanding of my old property is around 12 lakhs only.
IDBI Bank customer support has been notified about the posted complaint.
Certificate No:103248. Prakash Tatia. Bond -6Nos.Folio No:18IFB103248
Address: Prakash Tatia, Geeta Bhawan, Umaid Hospital Road, Jodhpur:342003.