IDBI Bank Complaints & Reviews

Dear sir/madam

IDBI Bond : folio no. IFD001843 IDBI Deep Discount Bond 1998-A

Please refer above Folio no. IFD001843 and note that all documents has already been sent to Hyderabad office long back.
Please note several reminders to Karvy sent for the redemption of IDBI Deep Discount Bond 1998-A, as per the requirement everything being sent to them long back, but still the redemption cheque not received.
After a long follow up now got to know that payments would be settled by NEFT and because name on the bond is “RUHI MUNSHI” which does not match with the name as per KYC “RUHI SAGIFTA MUNSHI”. So you need Gazette for changing name on the bond as per the KYC for processing the Redemption amount by NEFT.

Please note the Bond was taken in 19 Nov 1998 and my date of birth is 20 Jul 1996, i.e. I was 2 years old then.

On my all educational and other documents my name is RUHI SAGUFTA MUNSHI, I have already sent my Passport, PAN & Bank Passbook on 13 Jan 2017 by Courier.

After 19 years period the Redemption amount is only 23470/- which is too less. If I get the name change formalities done in GAZETTE it costs me almost Rs. 3300/- ( News Paper AD 1700 + Gazette 1100+ others 500)

Therefore what I suggest you that instead of remitting the Redemption amount by sending NEFT to Bank account please issue the cheque in favour of my name on the bond i.e. RUHI MUNSHI and send it to my residential address as per the KYC given: E-5 First Floor, Kailash Colony, New Delhi-110048.

Hope you would cooperate and send the Redemption Cheque to me in my favor as advised above without any further delay and oblige.

Thanks & regards

Ruhi Sagufta Munshi
E-5 First Floor, Kailash Colony, New Delhi-110048.
Mobile- [protected],[protected]

Reliance jio tower cheating people with the help of below two account
they cheated number of people with huge amount

they are asking money partly partly and committing for mobile tower installation, but really they are fraud people .

i have deposited 3.5 lakh and some other 50k, 150k etc, so raising a complaints

more details are in the below url

http://www.complaintboard.in/complaints-reviews/fraud-mobile-tower-installation-...⇄

Scam account number :
Account Holder Name- R.B.SOLUTIONS
Account Number:- [protected]
IFSC Code:- IBKL0000065

Account Holder Name- Mobile tower
Account Number:- [protected]
IFSC Code:- IBKL0000065

http://www.complaintboard.in/complaints-reviews/fraud-mobile-tower-installation-...⇄

My home loan no hf202900 was miscalculated and despite revision of home loan rate my home loan was wrongly calculated by idbi at 10.15 % despite rate had fallen to 9 % in 2016-17

i found this error in 2017; and it took me 20 visits, 10000 calls and 100 emails to get the change and error reversed in my account;

moreover the builder demand was paid twice resulting in wrong calculations and repeated harassment by idbi bank..

I will never take idbi home loan again and advise customers to stay away from idbi bank;

Have taken one Deep Discount Bond of 1992 series in the name of P Mala Cariappa with a issue price of Rs.2700/- with a folio No.DD00114378, with a maturity value of Rs.1, 00, 000 by 31st March, 2017. Please inform the status of the bond & payment as on date. I came to know from somebody that the bank was given a call in 2010 for redemption of bonds.
In the above circumstances, what is to be done & whom to contact for getting our money...

I have transferred money 45000/- on 05/10/15 through neft funds transfer using net banking to acc:[protected](sbi acc. no.) by using ifsc code:SBIN0013327.

Here, by mistake the account number was in correctly entered which is not matching with ifsc code and name, even though the money got transferred successfully to the incorrect(which is not intend to transfer) account number.

Regarding this issue immediately once the neft transaction was placed i have contacted the idbi customer care, they confirmed that due to ifsc and acc no mismatch the transaction cannot be successfull, But however the transaction got success and money deducted from my account. Again i have contacted the idbi customer care and informed about this successfull transaction.

I got the fund reversal form from rbi settlement report, Based on the idbi customer care suggestion i have contacted my home branch in person and given written complaint along with fund reversal form, Although i haven't received any help even after multiple follow ups in person as well as through email. So finally i have reached rbi ombudsman and lodged the complaint-[protected] with all details but still my issue is unresolved since 18 months.

I have continuously followed up in person with branch from past 18 months with lot of time and transportation efforts, On same issue during my recent visit to idbi home branch, surprisingly the corresponding staff is asking for the fresh written complaint.

Please help to resolve my issue to refund my amount and to make justice for all my efforts from past 18 months.

Attaching the mail chain and proofs related to this incident.

Hi,

I am facing problem while setting password for online net banking.I tried entering my customer ID on screen and requested for OTP but when i am entering OTP it showing invalid so many times i entered.I have checked OTP and it is correct OTP which i am giving but still i am facing same problem.

I request you all to address this as soon as possible because i want my net banking to start working as usual.

I have ordered mobile on amazon on 25 dec 2016 with cost of 12039.00 but item not recived. So amazon refunded my money on[protected] with refernce no[protected] but idbi bank don't dispute the amount on account so kindly take in priority and refund the amount asap
My idbi bank account no is [protected]
I have attached the amazon refund refrence no for your kind refrence.

Sir i am going bank on 1.40pm.cashier staff is going on lunch.i am asked another staff, what is time of the lunch . She reply me not any time fix. When she free from the counter they going to lunch. Another bank is lunch time fix at 2.pm to 3.pm. but in this bank not any time fix.i am come this bank to cash deposite and after going to another bank cheque drop. But i am late

Dear sir
I closed my IDBI bank home-loan A/c no [protected] and top-up loan A/c no [protected] by giving the full payment on 03.02.2017 at IDBI BANK, race course branch, Vadodara (Gujarat)
Now I would like close down both insurance policies on home loan and top up loan with a/c no [protected] and [protected] respectively.
If I want to discontinue these policies from day one of closing of home-loan and top-up, then why should I pay the full insurance loan amount for 15 yr.
Kindly request to return my original document of home
Thanks
Yours faithfully
Ravindra Maroti Bawne
Cust. id : 74472659

I was paying my electricity bill online and because of transaction failure payment was not successful, I tried 3 times but still my money got deducted.
6000 got deducted, after that I went to atm and debited rs 600 two times but money did not come out, but still money was deducted. I want my money back refunded. Please help and let me know what to do.
will it get refunded or not

idbi bank is not a secure bank for new acc holder cust.
Muze 2 feb ko 1 persion ne call kiya tha o bola mai IDBI Bank se bat kar raha hun, usne mera nam bhi liya o bola apne jo abhi new acc khola hai uska jo ATM card hai o block kar diya gaya hai. apko naya kard milega app muze purane cards ki details batao, mai new atm ki jo process hai o comlete karta hun. Appko 5 days me naya atm milega. MAINE FIRST TIME ACC OPEN KIYA THA MUZE OTP CVV NUM ISKE BARE ME PATA NAHI THA... Ustime mere acc me Zero balance tha, usne ATM NO., CVV NO., ATM PASS, ya sab details le liye or bola apko 1 otp ayega to o otp batav maine otp bataya . fir dubara usne 2 se 3 bar call kiya or balance kab ayega acc ye pucha. maine bola 10 feb ko but 10 feb ko balance nahi aya usne dubara call aur bola balance kab ayega maine 13 feb ko bola. Fhir usne 10 feb ke bad muze call nahi Kiya. 14 feb 2017 ko mera acc me 13.35 pm ko message aya apke acc me se 1000/- deduct hua hai. Total 6800/- maine cust care ko call kiya o bole apke acc 5 trans ho gaya .mera acc bhi band karne wala hun sab relatives ko bata dunga ki app kisi bhi bank me acc open karo per IDBI BANK me mat karo.ye bank cust ke liye secure bank nahi hai.

As i went yestrrday for withdraw money by cheque cashier refused me to give money and giving reason that give any information extra so we vl know that name written on check is u
But i dont have so i said that plz give me 5 min i vl take aadhar card from my home . I vl take but he refused that time time was 4:57 . Then i stood outside the bank one person has enter into bank about 4:15 o clock getman allowed him to go inside and when he come outside after sometime i asked him why u weng on bank he says that just i withdraw money from bank and then after 2 minutes when i enter in bank refused me to withdraw money that time i brang aadhar card also
So i m heartly request that say some words to ur cashier of bank or restrigate him from ur branch

2003d ; i have invested rs, 30000/- (6 bonds each of rs 5000/=) in option b vide folio no18ifb124068 certificate no123068 dinstictive no 519142 to 519147 & mturity date oct 25 /2008. Meanwhile i forgot to get those redeemed. Now i want to cash the money invested in this bond pl let me be informed. And

2004b ;i have invested rs, 30000/- (6 bonds each of rs 5000/=) in option b vide folio no 201fb2191712 certificate no123068 dinstictive no [protected] to 560 & mturity date mar 5 /2009. Meanwhile i forgot to get those redeemed. Now i want to cash the money invested in this bond pl let me be informed.

Date of transaction : 10th February, 2017
Transaction time 7 AM
Transaction amount :
1st Transaction :1500 Rs.
2nd Transaction : 2000 Rs.
Total : 3500 Rs.
Location of ATM : IDBI Bank ATM Saha Market, Babugao Chowk, Hazaribag, Jharkhand
ATM machine pertains to IDBI BANK
On the date and time as mentioned above, I attempted to withdraw cash twice using my debit card and PIN number; however, the machine did not dispense cash; however, I was informed that my account has been debited for the amount as mentioned above.
In view of the circumstances as mentioned above, I request you to kindly arrange to re-credit the amount to my account at the earliest.

Dear sir
I want to know about how much required for cheque clearing.
I just contacted from IDBI bank they said we have lots of clearing so we can't clear early.
Here I want to know what is the exact rule for this. I think they avoid to clear cheque so I am getting many problems today it happens with me in emergency case.

Thanks and regards
Shrenik Havale [protected]...

I dhananjay pawar staying at pune & birth place is rajapur(sangli dist). In jan 2012 myself return from dubai after complete ting 10 years service and joined at delhi from nov 2012 & all my family at pune.
In june 2016 i received court notice about cheque returning of idbi bank tasgaon where i never gone & opened any kind of account. After receipt of documents i observed
1. Said bogus a/c opened on 26/12/12 & bank manager visited at rajapur and seen my residence & confirmed my business. Which is totally boughs & fraud information by bank as on 26/12/12 i was at delhi & plenty of proofs submitted to bank.
2. A/c opening charges paid by gavade & slip is available as proof.
3. Information written in a/c open.Form is 90% wrong/bogus. Bank officers never seen my original id cards in there life.
4. Gavade made bogus auth. Letter & collect all atm card, pin, passbook, cheque book & given to gavade without any kind of verification. This letter itself having mistakes and bogus signatures but still bank offers given all documents.
5. On 21/3/2013 gavade withdraw rs 2400 from atm machine in sangli & on same day myself at delhi.
6. From march 13 to dec 2016 there is no single transaction from a/c holder side. Hence as per idbi rules & rbi guidelines subject a/c should be closed or dormant which was not done by bank purposely.
7. The amb is 2500 but on this a/c from march 13 to still today balance was rs 100 which is against of bank rules & they never debited any charges for non maintaining of amb. Even not send a single letter in last 5-6 years.
8. When i came to know about this boughs a/c i requested by fax, e mail, phone call, by post to freeze the a/c. Even though they pass the bogus cheque and given fund not sufficient report to gavade by volition all the rules even provided bogus and fake information in police. I have collected all bank papers, rbi past & present rules, idbi rules & send to tasgaon b.M then zonal manager mr. Godbole & finally to mr. Kharat, md of this bank. But nobody replied correct information but try to close the issue which is coming & harmful to idbi bank & most of fraud officers may go home including md. I have prepared a file with all bank documents, their wrong & fraud replies, non cooperation to me, bank rules & how idbi manager, zm, gm are responsible for this fraud was explained to mr kharat, md by complete proofs & letter. Even after two months i was not received any kind of reply from md to clark level of idbi. They are caught red hand & get punishment including md also. I am having doubt of big racket in idbi bank is working & from md to branch officer involve in this. I am ready to discuss this case face face with md, zm at any place & any time. This is my open challenge to md & idbi bank. Due to this problem created by idbi buggers & fraud officers i have lost so many things lost my job, to attend police station case from delhi to tasgaon, overseas job offers. I am gone in depression & my mentality become to suicide. I am considering md, zm & branch manager responsible to this fraud. I must get my compensation from these fraud persons. I am fighting since 7 months without income & this is my last complaint. If withing a month if i am not getting justice i don't have any option without hang myself to finish my & family life. In suicide note i will include these responsible fraud persons. Even after my death these buggers get punishment i will happy for justice & on my ending life. I hope you will take this matter seriously and present in responsible person or panel & they should get death penalty for playing with normal citizen.
I bagging you for justice where my involvement is zero & they spoiled my future & it is hard to survive due to this persons. If md himself not able to reply or not talking about this fraud then it indicates that he is 100% main person for such frauds.
I am fully aware what i written in this complaint. I stand for it at any level.
Regards, dhananjay pawar, pune cell [protected], [protected]@yahoo.Co.In

To,
The Manager,
IDBI Bank
Sir,
I have taken a deep discount bond in 1996 at a price of Rs. 5300 . But the scheme had been taken back. We are from middle class family and we can' suffer any of the losses . Please tell us can we get anything back. My email id is piyush.[protected]@gmail.com and folio no. of bond is PDDB 3001512 & FDDB 1102544

Waiting for your reply

To day after a gap of nearly one year I am trying to get new pass words
because I was out of country. In process I put my user I D, a/c no and also my registard mob no but on proceeding further I am getting a notice " Incorrect information/data"and my efforts to proceed further
have failed. Kindly guide and help.
Navin Chandra Pandey
a/c no [protected]
Mob no [protected]
02 Feb 2017

IDBI INFRASTRUCTURE TAX SAVING BOND -2003 D
1I have invested Rs, 30000/- (6 bonds each of Rs 5000/=)in option B vide CERTIFICATE NO. 124068 distinctive no 519142 to 519147 & Redemption date ; 25/04/2008.and
2. IDBI INFRASTRUCTURE TAX SAVING BOND -2004 D
I have invested Rs, 30000/- (6 bonds each of Rs 5000/=)in option B vide CERTIFICATE NO.[protected] distinctive no [protected] to[protected] & Redemption date ; 25/04/2009 .
Ashok Sher
[protected]
[protected]@gmail.com

Do not take home loan from idbi bank
1) they are careless and very lazy employees, loan processing will take time, your builder payments will be delayed due to their laid back and slow operations and builder may penalise which only you have to pay.

2) idbi bank is very irresponsible in keeping your original documents safely, and after every few days you have to check it with them to ensure your documents and new receipts are kept fine by idbi..

3) idbi bank will take ages and long long time to respond to you on basic statements, tax statements and other basic information on your account.

4) sometimes you will be amazed on how idbi bank is surviving, as even govt offices have turned productive, but idbi in true sense is bank where employees do not want to work and customers do not get even basic services.

I am publishing this blog on internet so that it catches eyes of idbi management and idbi gets ashamed . This might also prevent you as customer so that you do not fall in idbi trap by opening idbi bank account or taking g their products.

Shame on idbi home loan and idbi bank.

The blog is available to be read at :

http://m.mouthshut.com/review/IDBI-Bank-olqsolsomr

And Facebook soon.

Though idbi Noida is giving poor services, but this blog will spoil reputation of idbi bank across India.