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IDFC Bank Complaints & Reviews

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Updated: Aug 4, 2025
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S
Sudhir Vijayan
Jul 12, 2016
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Address: Mumbai City, Maharashtra
Website: www.idfc.com/media_room/press_releases20.htm

I am writing this mail with lot of pain & anguish, this is in relation with the idfc infrsatructure bond bought in february 2011 my folio number is idb0151714.
I surrendered my bond certificates with buyback request to idfc in the month of february 2016, i received my buyback amount rs 20, 000/- but there are 2 dividend cheques which is still not been received from your end.

I been calling the customer support from the month of march 2016 on continous basis but there is no solution yet. by now i must have called to idfc & karvy customer care for thousand of time but all the time i hear different stories. by now i have realized that it seems the idfc do not intend to give my money back it’s a mere rs 3200, by now i must have spent more than rs 500 just for making calls to customer care and couple of courier sent to karvy’s hyderabad office.

Find the detailes of the cheque below
Warrant cheque date
[protected]|2|14
[protected]|2|16

I was told that the above mentioned cheques could not be delivered due to incorrect address, so the customer care suggested me to provide correct address with address proof. i did sent a change of address request to karvy’s hyderabad office address via courier along with adddress proof. details were sent to below address.
Karvy computershare pvt. ltd. karvy selenium, plot no 31-32, tower b, financial district, nanakramguda, serlingampally, gachibowli, hyderabad 500032

Inspite of all the effort from my end the customer care kept fooling me with diffferent stories. when i followed up after sending courier i was told by the customer care that the courier has not received but according to the pod it was delivered and received by karvy few days back, i was asked to call after few days. i called up again and i was told it will take 15- 20 days more, then again when i called i was told that it will be directly deposited to my bank account given by me. what is true i need to know.

It was a foolish decision to buy idfc bond hoping that it would give some returns to me, i think this is the strategy of bank to fool customer and make money. i would like to share my experience with all my social network.
Aug 6, 2021
Complaint marked as Resolved 
IDFC Bank customer support has been notified about the posted complaint.
Inspite of repeated mails, they are just acting like a mute spectators no action from their end.
Hi Sudhir,

We are sorry for the issues you’ve had with your account.This isn't the experience we want for our customers. We will investigate and get back to you at the earliest.

Regards,
IDFC Team
I am writing this mail with lot of pain & anguish, this is in relation with the idfc infrsatructure bond bought in february 2011 my folio number is idb0151714.

I surrendered my bond certificates with buyback request to idfc in the month of february 2016, i received my buyback amount rs 20, 000/- but there are 2 dividend cheques which is still not been received from their end.

I been calling the customer support from the month of march 2016 on continous basis but there is no solution yet. By now i must have called to idfc & karvy customer care for thousand of time but all the time i hear different stories. By now i have realized that it seems the idfc do not intend to give my money back it’s a mere rs 3200, by now i must have spent more than rs 500 just for making calls to customer care and couple of courier sent to karvy’s hyderabad office.

Find the detailes of the cheque below

Warrant - 323345 | cheque - 23361| date 21|2|14
Warrant - 521085 | cheque -21104| date 22|2|16

I was told that the above mentioned cheques could not be delivered due to incorrect address, so the customer care suggested me to provide correct address with address proof. I did sent a change of address request to karvy’s hyderabad office address via courier along with adddress proof. Details were sent to below address.

Karvy computershare pvt. Ltd. Karvy selenium, plot no 31-32, tower b, financial district, nanakramguda, serlingampally, gachibowli, hyderabad 500032

Inspite of all the effort from my end the customer care kept fooling me with diffferent stories. When i followed up after sending courier i was told by the customer care that the courier has not received but according to the pod it was delivered and received by karvy few days back, i was asked to call after few days. I called up again and i was told it will take 15- 20 days more, then again when i called i was told that it will be directly deposited to my bank account given by me. What is true i need to know.

It was a foolish decision to buy idfc bond hoping that it would give some returns to me, i think this is the strategy of bank to fool customer and make money. I would like to share my experience all my social network (Facebook, linkedin, twitter, whatsapp, etc.) and ensure that no one in my network will ever buy idfc bond, because they just want to fool people and make money.
Hi Sudhir,

As discussed, please share the scanned copy of cancelled cheque for us to process the payment.

Regards,
IDFC Team
Hi Sudhir,

Apologies for the delay. The payment will be credited in your account within 10 days.

For future queries or concerns please feel free to contact us on[protected].

Regards,
IDFC Team
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    Roy Joseph Konnayil
    from Thrissur, Kerala
    Jul 9, 2016
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    Address: 560093

    Dear sir,

    Reg : infrastructure development finance company [idfc] idfc limited — non receipt of maturity of bonds

    I have invested 20000/- (rs. twenty thousand only) in idfc limited – infra bond tranche 2 with application no[protected]account number folio - idb0312830) in february 2011. the same was opted for buy back in year 2016 and the same was confirmed by the investee that the documents have been received for buy back on 28.05.2016 and informed that the amount will be released on 30.06.2016.

    . however sir, the maturity amount was not released and again informed that as per guidelines the funds will be released in last week of july 2016 through mail (kishore. [protected]@karvy.com, copied harish. [protected]@karvy.com) dated 16.06.2016. however sir, the amount was not still released and the investee is now not responding to the 11 follow up mails. i regret to note that i have not received amount till date and investee are not replying my mail and phones.
    I called in investee’s office regarding maturity amount and their executives confirmed that it is another team which takes care of the payment / payment date confirmations.

    . sir, i humbly request you to make process maturity amount of my bonds and remit the amount of maturity along with interest till date of payment from due date

    . application no[protected]
    . account number - folio - idb0312830
    . documents received by investee on - 28.05.2016
    . no: of offers from investee on payment date - 3
    . bonda buyback date : february 22, 2016

    Regards,
    Roy joseph
    +1 photos
    Jul 23, 2016
    Complaint marked as Resolved 
    i have received the maturity amount
    IDFC Bank customer support has been notified about the posted complaint.
    Hi Roy Joseph,

    The payment will be credited in your account within next 10 days.
    For future queries or concerns please feel free to contact us on[protected].

    Regards,
    IDFC Team
    Thanks for the update Sir. I will let you know once I have received the payment.
    Thank you sir, I have received the amount yesterday. (7350*4 = 29, 400)

    They haven't paid any interest for the 29, 400 for the extra period which they were holding this amount.

    Buy Back date: February 22, 2016
    Buy Back amount paid on - July 18, 2016

    Regards,
    Roy Joseph.
    Hi Roy Joseph,

    Allow us to look into this, we will get back to you shortly.

    Regards,
    IDFC Team
    Hi Roy Joseph,

    Please share your contact number for us to get in touch with you and address your concern.

    Regards,
    IDFC Team
    Hi Sir,

    Please find my contact number - [protected]

    Thank you.
    Roy Joseph.
    Hi Roy Joseph,

    We hope that our team contacted you and addressed your concern.
    For future queries or concerns please feel free to contact us on[protected].

    Regards,
    IDFC Team
    Hi IDFC is not opening current account had more than 3 months and not they have stopped email and call response too.
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      D
      dg19475
      from Bahula, West Bengal
      Apr 11, 2016
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      Address: 700059

      I submitted my above infra structure bond certificate with all necessary details to your ( Karvy Computershare) office on 14.12.2015 for buy back. It has matured on 31.03.2016. But till date the amount has not deposited in my bank a/c.

      Folio No : IDC 0253106
      No o[censored]nits : 4

      1Pl look into it & do the needful at the earliest.

      Debabrata Gupta
      Jun 13, 2016
      Complaint marked as Resolved 
      After 2 months the problem has been resolved.
      IDFC Bank customer support has been notified about the posted complaint.
      Apr 23, 2016
      Updated by dg19475
      Till date I have not recd any DD.
      Apr 29, 2016
      Updated by dg19475
      I received the ST on 26.04.2016. & submitted it in the bank on the following day. But till yesterday it was not transferred to my a/c. Today I enquired in the bank for the reason of delay. Bank told me that my a/c no has been wrongly put on DD. 2 digits '51' were missing. Bank has returned it.
      Now I understand the efficiency of your organisation. In my application I mentioned the a/c no. Moreover there was a cancelled cheque attached to it. How could there be chance of error. I also understand why bank transfer also failed as mentioned by you.
      Can you please tell me why I will suffer such harrasment as well as Loss of interest for about a month.
      Hi Debabrata,

      We regret the inconvenience caused to you. We have shared your concern with our team and will provide an update at the earliest.

      Regards,
      IDFC Team
      Hi Debabrata,

      Please be notified that the electronic payment towards your account was rejected and hence we have issued a DD on April 06, 2016 which will be sent to your communication address.

      Regards,
      IDFC Team
      IDFC Team

      Failure of the electronic payment is now clear. You have mentioned wrong a/c no as it being observed in recd DD also. Yhe bank rejected the DD for wrong bank a/c no. Two digits were missing.

      D Gupta
      Hi Debabrata,

      Request you to please return the DD along with a cancelled cheque and a request letter to reissue the DD with the correct account number.

      The documents needs to be sent to below address:

      Karvy Computershare Pvt. Ltd.
      (Unit : IDFC Bank)
      Karvy Selenium Tower B, Plot 31-32,
      Gachibowli, Financial District, Nanakramguda, Hyderabad – 500 032

      Regards,
      IDFC Team
      I have already deposited the DD with a cancelled cheque to your office at Kolkata on 06.05.16.

      To save time, you can electronically transfer the amount to my account.


      D Gupta
      Ref : IDFC infr str bond folio no IDC 0253106

      Pl provide the status. Not yet recd any info.


      D Gupta
      Hi Debabrata,

      As per the confirmation received from Karvy, the DD and the other documents are not yet received by them .
      Only upon receiving the original DD back, payment can be credited.
      Please confirm the address where you have submitted the documents at Kolkata.

      Regards,
      IDFC Team
      The office address is given below :

      Karvy Computershare
      49 Jatin Das Road
      Kolkata 700029

      Tel : [protected]
      E-mail : dipti.[protected]@karvy.com


      D Gupta
      About a month has elapsed since I returned back the DD with docs. No reply yet. Can you pl let me know the status. Why I will suffer for your inefficiency ?

      D Gupta
      Hi Debabrata,

      As per the confirmation received from Karvy. They have not yet received the DD back.
      Kindly check and confirm.

      Regards,
      IDFC Team
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        P
        Premc58
        from Delhi, Delhi
        Jan 21, 2016
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        Address: Bangalore, Karnataka, 560070
        Website: 8%IDFC INFRA BONDS

        I am holding subject 4 nos IDFC infrastructure bond of Rs 20, 000 under

        IDBI bank DP ID IN300450
        CLIENT ID 12787856 wherein the lockin period of 5 years will be over.

        I request you to redeem the same and send the proceeds of Rs 20, 000 by ECS to my hdfc bank account linked to demat

        Regards

        G.PREMACHANDRA RAO -(DP ID IN300450 CLIENT ID[protected]

        706 Mahalsa, 21 st main,
        Padmanabh Nagar,
        BANGALORE -70

        email: [protected]@gmail.com
        IDFC Bank customer support has been notified about the posted complaint.
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          Y
          Yasin Soudagar
          from Pune, Maharashtra
          Jan 6, 2016
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          Address: 411048

          Dear Sir,

          I received a refund warrant(Warrant No.1202851) from IDFC Bank Ltd.against the maturity of 4 No.bonds A/C no.[protected] for Rs.28720/- payable on my saving a/c in Rupee Co.Op.Bank Ltd.As the bank is not making any transactions due to their internal problems, they declined to accept the refund warrant

          I wrote a registered letter on 23 rd Nov 2015, to the Karvey consultant, IDFC bank Ltd.Retail Infra bond, Karvey Selenium Tower, Plot No.31-32, Gochibawali Financial Disdrict, Nanakaramguda, Hydrabad-500032, stating the reasons stated above and requested to deposit the maturity amount to my HDFC bank saving a/c, which is connected to my depository a/c with HDFC Securities.

          Till to date I could not receive the maturity amount nor get any reply from the
          the consultant of the IDFC bank.

          You are requested to look in to matter and take necessary action to get the refund at the earliest.

          Thanking you,

          Yasin Mohamed A Soudagar
          C-201, HillMist Garden, Off NIBM Road,
          Kondhawa Khurd, Pune411048.
          Mobile No.[protected]
          IDFC Bank customer support has been notified about the posted complaint.
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            Shakti M Tarle
            from Nashik, Maharashtra
            Nov 14, 2015
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            Address: 421301
            Website: do'nt know

            Dear Sir, I purchased IDFC ltd.130 shares, dt.01/10/2015 ( in Cash), my demat acco. is related with axis direct. pl. confirm me, when IDFC BANK shares will credit to my demat account ... From - Shakti M. Tarle, - Kalyan, Dist.-Thane, ( Mumbai.).
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