IDFC Bank Complaints & Reviews

On 14 july 19
I bought an 8000 instacred voucher of flipcart...
But still i didnt get any voucher ...
Why
If this is fraud...
I m not getting to pay any of single Emi

Either idfc bank have to give me my vocher or cancel my loan
As early as possible
Coz i have to bought things which is in offer
Please give me my voucher
Otherwise cancel this EMI

How can u raise EMI without giving me loan

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Idfc Instacred — instacred flipkart emi voucher

1 Review
Coimbatore, Coimbatore District, Tamil Nadu, India
Hari Krishins on Jul 15, 2019
Mark as Resolved

I have purchased a voucher from flipkart through instacred idfc on 10 jul.
It says the voucher will delivered within 3 business days...till now 'voucher pending' status appearing and i havent got my voucher till now...its 4 days from then.i just want to have my voucher back...
My email id : [protected]@gmail.com
Mobile : [protected].
Screenshot regarding voucher pending status have attached with this complaint.
Please resolve my problem as soon as possible...
Thanking you
HARIKRISHNAN.M.A

On (14.7.19) i bought instacred of rs.8000 for flipcart...
But i cant recieved voucher no...
Now how can i buy from flipcart without voucher no and code...
It shows that it will be appeared in three days but now i read so many complaints about not receiving voucher and emi also deducted thats why i m in worry...
Please resolved my problem and give me my voucher coz i want to buy urgently thing which is in offer...

Today (14.7.19) i bought instacred of rs.8000 for flipcart...
But i cant recieved voucher no...
Now how can i buy from flipcart without voucher no and code...
It shows that it will be appeared in three days but now i read so many complaints about not receiving voucher and emi also deducted thats why i m in worry...
Please resolved my problem and give me my voucher coz i want to buy urgently thing which is in offer...

The loan was passed i was received the message from you but still there is no amazon voucher received and it is still pending i request you to send me the voucher as early as possible. S that i can purchase any thing from the amazon. Please look into this matter early. You sent me the full detail of loan as well as emi i attached the screenshots. I am feel totally frustrated because of this inconvenience from the idfc bank in this case of amazon vouchers was purchased by me on 6 july 2019. Please resolve this matter as early as possible or cancel my loan if you can not send me the vouchers. Your business behavioris not well n good with your customers. Please send me the amazon vouchers as early as possible.

Hi, my loan account no is 13988443. I have paid my emi on 5th july through paytm still money got deducted from my account. You guys took around rs 11500 extra from my account. I tried calling your support but didnt got proper response. I want a immediate resolution or else i will go to consumer forum.

Its one of the worst experience. I need a proper explanation and resolution for this.

I have applied for amazon voucher 6 days back and loan was disbursed 3 days before. First EMI date is also decided as 2nd Aug'19 but I did not receive my vouchers yet.

This is the second time I received this message from Instacred that "due to technical issue the vouchers are not ready yet. We will send you shortly."

Last time for Flipkart voucher this "shortly" word took 5 additional days(In total 12 days from the date of voucher application). Not sure how many days this time.

Contact - [protected]
email - [protected]@gmail.com

I purchased idfc instacred amazon voucher but i'm not received voucher i purchased last five days ago. But i'm not received voucher. There is no any customer care number and helpline are mail please give us idfc instacred customer care number. How can contact your customer care please tell us. If money debit in my account who is the responsible.
Please check my account
Thanq

Dear idfc bank i am facing problem from last month my lone ac no was =
22986473. I apply lone amount was 264000 emi was 9534 no benefit no inturenc=
E included in this. Proceesing fee 6572. Gst 1184 other 299 after this in my=
Acnt ll credit 255943 says one o[censored]r idfc bank lone person he proved me th=
Is offer when lone was aprroved my lone amount gose 276869. N my emi was 999=
9 when i call costomer care they rise complent last mount still they not so=
Lve this when i call n ask they said evry time its in still processing. How=
Much time u have to take to solve this.. Plz solve this oder wise close my=
Lone without any charges else give me wich ur person hv given offer or me
— =

We borrow loan from madurai Bethaniyapuram Kalaimathi Street branch... Our collection Agent Ragavan... He did not allow me to attend the Meeting just come to pay the EMI amount in the entrance of the meeting residential or pay remaining loan amt in single payment...He does not Gave proper respect and response...Request u to take immediate action dis...

Hi,

I checked my credit score on paisabazaar and i have seen my score is decreased by 4 points. Last month my score is 770 now my score 734. I research about the issue so i found there is one emi missed from my side as per your statement, however my icici account showing amount was deduct on same time. Could you please tell me if amount deducted in same time so how is possible my emi shows as missed.
Would request you to please provide status on this asap

Regards,

Lokesh parewa

I have purchased vouchers from instacred emi worth rs 50000 on july 1st.
It was said that the vouchers will be delivered in 3 business days but today it's been 7 days and yet i haven't received any vouchers
And also the emi tenure is planned which will deduct the emi next month.
I haven't also received anything from the bank
I hope you will look into it.
My registered email id in the bank is - [protected]@gmail.com
My mobile number is [protected]

I applied for the IDFC fast Bank InstaCred Cardless EMI worth 40, 000 for buying a product from 'Flipkart.com'. 4 Vouchers of 10, 000 got delivered to me but didn't got the voucher number and the pin so the vouchers are in pending state and not able to purchase the product. Now I tried to call IDFC Bank Customer Care, they are not willing to help and wrote a mail to them and just got a scripted mail from them. So will I be getting the Voucher Number and pin or How to cancel the vouchers as there is nothing mentioned in the site regards to that. It's a very worst service experience I've ever got. Please help me out

Dear sir/mam
You have send ecs today amounting to rs. 2678/- and 1419/- on dt 05.07.2019 which has been cleared from my account of icici bank. But it is inform you that i have not taken any loan from you purchase any voucher. So please refund the said emi to my account at the earliest if you have sanction any loan to me against the said emi, please cancell the same without any further delay because i have not received any paymnet from you, any loan schedule, any information regarding this issue.
Your early action in the matter is highly appreciated.
Thanks & regards
Rajendra prasad saxena
(Advocate)
[protected]

I have purchased amazon vouchers worths rs 50000 from idfc instacred.
It was told that i will receive them in 3 working days but i haven't still received them
I was hoping you could look into it
They have already planned the emi tenure.
It is of 12 months.
There is also no way of cancellation
There are also so many complaints about the same
Hoping i will get it soon

I have used my easy buy card to make purchase of flipkart vouchers from their partner instacred and i was promised that i would receive the voucher within three working days from the date of transaction, the transaction took place on 26/06/2019 and till date 2/07/2019 i have not received my vouchers of
Rs 50, 000. Money got deducted from my easybuy buy card. And i have not got any vouchers mail or message till now.

Please Advice or Else i have file an complaint or fraudulence FIR.
Sachin

Hi,

Your leagal tea using abusing words and talking like do sucide after that we will take insurance. Do not care what it is . I haven't paid just 54000, but they want immediate payment 120000. I haven't job right now but I will definitely pay remaining and pending amount. I want time

How many times I write it. Ok I will right one sucide note to send Police department after that I will sucide. Before sucide I will updated everything online.
All ready your bank reviews are very bad.

I am waiting today for response to the Bank and Action of your agents(navin-hyderabad, mohankumar- Mysore).

If you want audio call I will send it.

Regards,
Ramakoteswararao
[protected]
[protected]

Dear sir/madam,
I take a auto loan from idfc bank for purchased a new bike, i already submitted 2 time emi mandate form, still today i got massage from idfc that my emi mandate has been rejected. Last month i had communicate with the idfc officials (More than 6 mails) also informed my bank to deduction of my emi.
Idfc assured me that fill up the emi mandate this time you no need to fill up it again and thiswill not happen again.
Still again they rejected my emi mandate and said that i need to fill up emi mandate form again.
This is not the only problem, when i visit the idfc branch they said that emi mandate form can be fill in rajendra palace karol bagh new delhi branch only and i am working in mehrauli area which is 30 km far away from their and i need to take leave from office (Office will deduct my one day salary)

You are requested to please intervene in the matter and do the needful.

Thanks & regards,
Mukesh kumar
[protected]

I was purchase a two amazon vouchers from insta credit idfc bank application.
After complete 6 days i'm not reciveing vouchers.
Loan application was complete.
No response from idfc bank.
Emi deduct date was done 2 august 2019.
Emi tencure was done 12 month.
But i am note recivieing any email any text message any call any parcel on my delivery adress.
Also attach screen shot voucher pending status.
Please solve this issue soon.
My contact number is [protected]
Email. [protected]@gmail.com

I'm experiencing a pathetic service from instacred, i purchased a voucher for amazon from idfc first loan account instacred, even the emi has been created but haven't received the voucher yet. I have attached the screenshot for your reference.

Very lame service not at all satisfied, no proper customer support, no contact point. I'll never purchase anything from instacred again.

Please look into it and do the needful.

Thanks & regards
Syamala chennam