IndiaBulls — Dhani one freedom credit line

I was approved a Dhani one freedom credit line of Rs 10000 from which I used it four times daily and first installment paid on next day but for the fourth credit line taken I could not pay its first installment as in Dhani"s app there was no option to pay the same and forcing me to pay whole amount which I have to pay in three installments which is totally a wrong thing and making fool. When I am paying a subscription and was given three EMI instalment then why I am being forced to pay in advance and made my Dhani one freedom credit line inactive. This is not only with me but mostly with many others also