IndiaBulls Complaints & Reviews

Address: Vaishno Dham colony , phase 1, Agra, Uttar Pradesh, 282005

Website: www.inidabulls.com

Sir,
I have taken loan from indiabulls housing finance pvt ltd on Feb 2017, amount 1270700 for purchase of house.
Loan was sanctioned and disbursed to me . And same time i have applied for PMAY subsidy on my fist pacca house. But indiabulls Didnt forward my Pmay subsidy application to National housing bank. I have visit so many time to indiabulls office. They forced me walk hare and there and demanding money for forwarding my subsidy application. Almost 2 year has past but my Subsidy application stll pending with indiabulls . My income and my home falls under pmay subsidy criteria . I am a employee of defense in Indian Airfoce . Please help me to provide govt subsidy.
Total area of my home is 720 square feet
My Total annual income is 450000 .

IndiaBulls customer support has been notified about the posted complaint.

Jul 13, 2019

Updated by Karmvir141 Karmvir Singh
Mobile no : [protected]
Email : [protected]@gmail.com

Jul 15, 2019

Updated by Karmvir141 This your kind information that my house and colony is Agra development authority approved and Total area of my house is 720 square feet. And i have already provide ADA Approved my colony lay out and house layout to ur Indiabulls office agra . My income and all terms and conditions fall in PMAY subsidy criteria.
Additional information you kind is that .. other home in my colony financed as home loan and they already got benefits of PMAY subsidy.
Your technical staff is not updating my all details and not forwarding my PMAY subsidy application .
Take appropriate action against ur technical staff. Otherwise i will go though PMO office and put case in Court for this matter.

Jul 19, 2019

Updated by Karmvir141 Problem still pending, still not solve

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N

Nirmala Pradeep Singh

from Mumbai, Maharashtra

Jul 17, 2019

Have ragistard my flat inF5 _203 2BHk when given position I pay 700000₹

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IndiaBulls Customer Care's response, Jul 23, 2019

Verified Support

Hi Nirmal,

We would request you to kindly elaborate your concern in order to provide the relevant information.Also, we appreciate if you can share your functional contact details or loan account number. This will help us to serve you better.

Thank you for your understanding in this regards.

Regards,
Indiabulls Housing Finance Limited.

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Address: 28a Bose Para Lane Mahesh, 712202

I Have already mail to your service desk with attachment of bank statement that i have made the payment Rs. 2871/- as ECS bounced, then and then i have paid the amount as it is shown in indiabulls apps & next day further emi pass through ecs. several time mail & phone call i have not received any responce from your end.

yesterday night at 11.36 pm i have received a phone call no [protected]. he told me that he is working in dhani indiabulls at sealdah branch. kolkata west bengal. as my emi has been bounced it is not reflect in your system. so he put the the amount manually. need verification. so that request me to send bank statement where i mark it the amount at whatsapp.

Those fraud things how happened i dont know. i am surprise to hear the exact emi amount. i am sure that the data which i provide is not secured to your portal or data base. i have recorded call.

plz take action for both the matter otherwise i will go to legally & consumer forum also

Aug 16, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 14, 2019

IndiaBulls Customer Care's response Dear Sandip9277,

We would request you to please provide us your contact number so that we can assist you in a better way.

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Address: No. 56, 3rd cross, Srirama layout, Manganahalli, Bengaluru-560060, Bangalore, Karnataka, 560060

I was foreclosed my personal loan with indiabulls dhani, made my full & final payment to foreclose my personal loan account on[protected] amount 37320.68.

After full & final settlement also again emi was deducted from my account on[protected] amount 3492.00.

As discussed with customer support executive i am sharing my account statement to email id's [protected]@indiabulls.com & [protected]@indiabulls.com.

But customer service executives are saying having problem with their inbox, not receiving my email.

From the beginning i was communicating with the same email id, then suddenly they are not receiving email how it's possible.

Customer id: [protected]

Loan reference number: 30427361

If you have problem with your inbox that is not my issue. Refund my money which you debited as emi after full & final settlement.

Sep 11, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 14, 2019

IndiaBulls Customer Care's response Dear Bharathdevanga,

Your remarks have been noted and shared with the concerned team. Request for your patience in the interim.

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Jul 15, 2019

IndiaBulls Customer Care's response Dear Bharathdevanga,

We understand that our team connected with you and was able to assist you in the best possible way. Do let us know if you need any assistance in future.

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Aug 10, 2019

IndiaBulls Customer Care's response Dear Bharathdevanga,

We understand that our team connected with you and was able to assist you in the best possible way. Do let us know if you need any assistance in future.

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Address: Kolkata, Kolkata, West Bengal, 700102

My issue is that I have forclosed my personal loan with a/c IPERKOL01134573; Agreement ID 32302958 on 1st Julyand as per mentioned in email I shared my reference no of payment done and their customer care executive told me to wait for 4 working days my loan will be closed in system and then I will receive my noc now the 4 working days are already passed but loan is still active in system I even have shared my problem that I need noc for my abroad study loan for January intake I am already short with time and my lakhs of rupees spending will waste but nobody is listening and even not fearing of making complaint in consumer court So, please if your support team can do something please help me it's the matter of my career which the heartless member of Indiabulls are not understanding.

Aug 12, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 12, 2019

IndiaBulls Customer Care's response Dear SudeepR95868809,

Please be assured that our team is already working on your concern. Request you to allow us some time, you will be contacted shortly in this regard.

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Address: JMD GROUP BUILDING ,HDFC PERSONAL LOAN,NEAR GULAB ARTS, BEAWAR ROAD, OPPOSITE TAJ MOTOR GARAGE, 305624

I had taken a loan of rs 35 lakhs from india bulls on property in march 2018 on 13%. Now they have increase the rate of loan to 15.90%.

I deposit 875000 as a part payment in march 2019.

Then i req them to close my loan i will pay the closure charge on remaining amount which is 26 lakhs around.

They are charging me the closure on all amount 26 lakhs and 875000 why i will pay the closure on the amount which i paid in march 2019.

Please resolve the issue.

Dec 12, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Aug 05, 2019

IndiaBulls Customer Care's response Hi Ankush,

We request you to kindly share your contact number or loan account number along with the feasible timings, which will assist us to assist you better in this regard.

Thankyou for your understanding in the same.

Regards,
Indiabulls Housing Finance Limited

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Hi

I have two loan with you. Please find details below.

Hhlkok[protected] interest rate changed to 10.30% from 8.35%
Hhlkok00301142 — interest rate changed to 10.15% from 8.35%

Can you please let me know why you charge me this high interest rate where rbi repo rate is 5.75?

If you think you are make profit you are wrong.
You loss your goodwill and any referral from me and this is recursive.
I don't know you are going solve this issue or not. But free advice great company does not make without customer satisfaction.

Please provide escalation matrix.

Thanks,
Rahul

Dec 15, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Verified Support

Oct 03, 2019

IndiaBulls Customer Care's response Dear Sir,

Greetings for the day!

We tried reaching out to you, but could not connect with you on your number. Kindly share an alternate number along with feasible timings to connect and our team will assist you further.

Regards,
Indiabulls Housing Finance Limited.

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Address: 402, swarnapoorna bldg, caves road, hardevi bai society, jogeshwari east, next to kulkarni hospital, Mumbai City, Maharashtra, 400060

After taking home loan from Indiabulls at ROI 8.5% for 216 months within 6 months they increased to 11.2% for 368 months. Also increased emi by 8000 per month.
Thats how they cheat common man by saying you signed the sanction letter and you are bound to pay. Is there any governing body which can help us?
Also till the day the loan gets approved they will give us the best in class services and will not even give us any detail about the hidden charges, its after we accept the loan they give us hidden charges and fool us by giving cheque days before of emi date and charge PRE EMI amount on that without even telling us that this might cost us and make minimum difference between days, they dont try to save money of customer at any cost they will take out each and every money they can take and blame on customer as they have approved the sanction form.
CUSTOMER : HHLBOR00402205

Aug 15, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Verified Support

Jul 12, 2019

IndiaBulls Customer Care's response Dear Manoj Francis,

We would request you to please share with us your contact number, so that we can assist you in a better way.

Aug 19, 2019

Updated by rameshrajpurohit my complaint is yet not resolved, i did not get any call from you, my mobile number is +[protected].
Now after paying such a hefty Rate of interest you mail me your escalation matrix of increase in rate of interest .
by how much margin and what is the criteria?
Now when i am trying to transfer my loan to other bank you are charging me a foreclosure charge of 2% which makes a hefty 216000/- which if of what? i have a proprietor business and i took home loan from my personal account which is basically same as my company account, how can you charge me foreclosure charges when according to RBI policy there is no foreclosure charges for any home loan, without my consent you added in the sanction letter that emi will be transferred through my company's account which i was against from day 1 but u told me u will change and i refused to transfer or involve my company in any case and all my emi has been transferred from my personal account after calling you so much, i have call recording of the same . because of indiabulls i have gone in depression and i'm in a mental trauma i don't feel the worth to live after being such a burden on me any my family, if at 1st place i would have known that u would cheat me on every step be it PRE EMI charge, exorbitant increase in Rate on interest, no. of months, emi amount and now this foreclosure charges, after writing this complaint here, i am filing a complain with RBI for the same. indiabulls have made my life a living hell

Aug 19, 2019

Updated by rameshrajpurohit I got a home loan sanctioned in me and my wife's name but at the time of disbursal they asked me to get my company name included just for easy disbursal. But now when i want to foreclose the loan they want foreclosure charges just because of inclusion of company name. My loan was already sanctioned, company name was not required for eligibility, also this company does not have a separate pan no. This was not informed to me by them also and was not even mentioned in their sanction letter. This last moment inclusion of company name seems to be a well planned strategy to extort money from me.

Verified Support

Oct 03, 2019

IndiaBulls Customer Care's response Dear Sir,

Greetings for the day!

We tried reaching out to you, but could not connect with you on your number. Kindly share an alternate number along with feasible timings to connect and our team will assist you further.

Regards,
Indiabulls Housing Finance Limited.

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M

Manoj Francis

from Delhi, Delhi

Jul 10, 2019

Sir,
I had taken a personal loan no:S[protected] and fully closed the loan on 28/5/2010.But it reflect a negative status on cibil report.So i kindly request you to remove the same from cibil report.Pls advice what should I do to get it removed from the cibil.

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I took a personal loan in India bulls dhani. My due date is 2nd of every month and the tenure is 6 months. All my EMI's are automatically deducted except one. I called the customer care on the due date by end of the day regarding this and the customer care executive guided me to pay it manually as there is a technical issue with app. I followed his directions and paid it manually. But they called me and said they tried to deduct the money on 5th that month and as there is no money in the account they are charging rs.350 as cheque bounce charges. If I don't pay that, it will effect my cibil. I explained how I paid the EMI but they are still demanding the amount. By the way they did't collected any cheques from me.

IndiaBulls customer support has been notified about the posted complaint.

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Jul 06, 2019

IndiaBulls Customer Care's response Dear Praneethkumar73

We would request you to please provide us your contact number so that we can assist you in a better way.

Jul 16, 2019

Updated by praneethkumar73 [protected] is my mobile number. Thank you for your reply

Jul 27, 2019

Updated by praneethkumar73 Asked my number and no reply again. Didn't took any action in my complaint. Just replied me formally.

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praneethkumar73

from Bengaluru, Karnataka

Jul 16, 2019

[protected] is my mobile number. Thank you for your reply

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Address: Chandigarh, Chandigarh

Hi,

I would like to put this in your notice that one of your agent misbehaved with me related to my bounced emi for one month. that person giving me threat to not paying the emi for only one month. when i asked him that you are bank or a some lala kind of company then he said yes i am and he will talk in same rude tone whether i will raise a complain or not.

Note:- for harassment of any customer. i can go to consumer court. second, i will submit a press release on same so that person will not do same with anyone. third, for just not paying one month there is not any obligation. bank simply charge fine for missing emi. fourth, i will not continue my loan with indiabulls.
worst experience with your company. I will suggest everyone to do not take any loan from indiabull on google if its not come in action.i will constant find the way to make your company image down. like your agent harassed me. then your team gonna understand. i am also human its very normal to not pay a emi for single month.

loan tenure :- 1 year 2 month already paid.
amount:- 1, 92, 000
account no:- S[protected]

Aug 9, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Jul 03, 2019

Updated by Gur 12333 please update on same

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Jul 05, 2019

IndiaBulls Customer Care's response Dear Gur 12333,

We would request you to please provide us the contact number so that we can assist you in a better way.

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Indiabulls housing finance is 100% fraud company. They have increased my property loan rate of interest by 1.5% in less than 6 month time period.

Please do not deal with them in any financial transaction.
Santioned loan interest rate was 8.65%.Now despite RBI reducing rate my loan interest rate is 10.1%.

Utter frauds and cheats

I would request everyone to not consider indiabulls as their loan provider

IndiaBulls customer support has been notified about the posted complaint.

Mar 30, 2020

Updated by soutam pathak Hi, It has been 9 months since this complaint has been posted.Still no one has cared to contact me.It shows the value Indiabulls attaches to its customers.I will be switching to a trusted loan provider asap.

LAN no:---HHLKOK00318484

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Address: Likiya Mota, Bhardiya Houss, Amreli, Gujarat, 365535

Sir i would like to request you to add my area location allow in dhani app so many people want personal loan but our postal area is not allowed in app so we r very disappointed but i believe that you listed our voice in take immediately take actions and add our location allow in aap so thanks for listening us and i hope you have take diligent quality thanks sir

Aug 3, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 03, 2019

IndiaBulls Customer Care's response Dear Prajesh Bhardiya Gajjar,

Thank you for bringing this to our notice. We will surely forward your feedback to our team.

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Address: Chennai, Chennai, Tamil Nadu, 600 069

Sir, further to our telecon with mr. Sudheer i would you like to inform you that i would like to cancel my loan request pls organise to pay me back rs. 3500/- i paid earlier, thanks

By
Usharani   replace all...

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Address: Ram nagar jhalamand jodhpur rajasthan, 342005

Main loan ke liye aaveden kiya tha. Aaj 14din ho gye abhi tk nhi hua. Jabko india bulls ki application mein 3mint ka dava kr rahi. Kai baat maine custmr se baat ki lekin sb ye keh ke tal dete hai ki 24 ghante mein ho jayega. Lekin abhi tk vo 24 gnte nhi aaye na mera loan clear hua, koi bhi agent sahi baat nhi bta raha he. Bol raha sor prosess mein. Kitna prosess he ji plz help mme

Dec 7, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Verified Support

Oct 03, 2019

IndiaBulls Customer Care's response Dear Sir,

Greetings for the day!

We understand that our team has contacted you and assisted you with your request. Do let us know for any assistance required in future.

Regards,
Indiabulls Housing Finance Limited.

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R

RAHUMAN S

from Chennai, Tamil Nadu

Jul 2, 2019

Dear Team,
I relived from indiabulls from 17.june. 2019
But still I not received my settlement and Reliving letter.

Kindly check and Update

Regards
Rahuman
[protected]

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Address: Chennai, Tamil Nadu, 600049

Hi Team

I made payment on cheque bounce charges on 01/06/2019 through Google pay which has been charged for may month cheque bounce but i am keeping getting messages to pay the same and have asked for preclosure and payment i made but you have provided only details on pre closure by adding charges which I paid already. No response from customer care on the same. Please escalate or give me call back.

Aug 9, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 03, 2019

IndiaBulls Customer Care's response Dear Kiranbabu247,

Our team tried to contact you but was unable to reach you . Furthermore, we request you to provide an alternate number along with the suitable timings so that we can assist you further on this.

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P

Prajesh Bhardiya Gajjar

from Mumbai, Maharashtra

Jul 2, 2019

Sir I request you pls allow my area in dhani app my area pin code is 365535

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Address: Nasik, 422101

I took a small loan from Indiabulls dhani last year. I paid all the EMI's and also got No Dues Certificate from them. But it is still reflecting as active account with some amount due in my CIBIL report. I tried to contact them and also visited their office in Nasik. Nobody helped me, but was told to call their cutomer care number. Their customer care centre is "crude joke." One has to try for 3-4 days to get their line. And that to its paid. After having chat with their people my issue is still not solved. Please help me.

Aug 6, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jul 03, 2019

IndiaBulls Customer Care's response Dear Arjun2019,

We would request you to please provide us your contact number so that we can assist you in a better way.

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Jul 05, 2019

IndiaBulls Customer Care's response Dear Arjun2019,

Please be assured that our team is already working on your concern. Request you to allow us some time, you will be contacted shortly in this regard.

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Arjun2019

from Noida, Uttar Pradesh

Jul 4, 2019

My contact no [protected].

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M not able to open my dhani aap, when i open it its show 'update failed, frist exception on row 0 with id"
Thats y i m not able to repay my emi y aap or other uses.
So plz solve this problem..
N i am also getting a msg daily that ur loan is approved, i think its my top up of my loan, but bcoz of this problem i m not able to continue my loan application.

Aug 5, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jun 29, 2019

IndiaBulls Customer Care's response Dear Kasthuri Muthu,

We would request you to please share us your contact number so that we can assist you in a better way.

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M

MD Zainul Abiddin

from Yellapur, Karnataka

Jun 27, 2019

I'm not stasify for your service from 4 to 5 days I'm trying I'm not getting any response from. Your team or company if they are willing to give means let they this is becoming too much

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IndiaBulls Customer Care's response, Jun 29, 2019

Verified Support

Dear MD Zainul Abiddin,

We would request you to please elaborate more on this through private message or provide us your contact number so that we can assist you in a better way.

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Address: KOWGACHI, NILTALA MORE, NEAR HOUSE OF JAIMINI ASTROLOGER, SHYAMNAGAR, NORTH 24 PARGANAS, North 24 Parganas, West Bengal, 743127

Sir,
This is to inform that, the foreclosure option in the indiabulls dhani app is not working. I want to foreclose my existing loan account bearing no. #iperkol01802231.
I have tried to contact the customer care but due to some reason my call is getting disconnected again and again.
Please guide me to foreclose my personal loan at the earliest possible.

Jul 27, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Verified Support

Jun 25, 2019

IndiaBulls Customer Care's response Dear satyaki99,

We understand that our team connected with you and was able to assist you in the best possible way. Do let us know if you need any assistance in future.

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Address: 560004

I'm really frustrated with the india bulls service.. Have contacted them at least more than 30 times in 3 months and end up with no resolution... There are 4 time bounce charges reflecting on my account even after maintaining sufficient funds. I was asked to share this statement of my account. After sharing it i got mail stating that the charges has been waived off. But still charges are reflecting in my account.. Every time i call a care team. I get fasle promises. Kindly help me in this regard. For the reference i have attached confirmation mail received from indiabulls care team.

Aug 9, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Jun 24, 2019

Updated by Zeeshudan You can check the number of times have contacted them.

Jul 03, 2019

Updated by Zeeshudan They contacted me again and ending up with no help...I have written document from India bull that the charges has been waived off.. how can I file a case against them

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Jul 03, 2019

IndiaBulls Customer Care's response Dear Zeeshudan,

We hope that our team has contacted you regarding your concern. Furthermore, we would request you to please connect with us on our toll-free number[protected] for any future assistance.

Jul 03, 2019

Updated by Zeeshudan Yes...banet contacted me...I wasted half of my life with India bulls customer care team... attachment enclosed.

Jul 03, 2019

Updated by Zeeshudan Yes...banet contacted me...I wasted half of my life with India bulls customer care team... attachment enclosed.

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Jul 06, 2019

IndiaBulls Customer Care's response Dear Zeeshudan,

We hope that our team has helped you and helped you with requisite information.

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S

Sreejith Sureshbabu

from Mumbai, Maharashtra

Jun 25, 2019

Login problem please call me my number [protected]

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J

jayantvns

from Mumbai, Maharashtra

Jun 26, 2019

Dear sir,
My loan account no is HHLVAR00447344. I requested to disburse the rest amount by the Varanasi branch one month before but still I did Not receive the cheque . I informed many times to customer care but i did not find any solution. And Rate of interest is too high.

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J

Jaytirth shinde

from Mumbai, Maharashtra

Jun 28, 2019

In subjected loan account I have noticed there is change of EMI period & rate of interest .
Its really getting increased in dissatisfaction due to increase in EMI period from 23 years to 31 years .
Requesting you to keep my EMI period of 23 years / original .
Kindly resolved the issue

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Address: Udham Singh Nagar, Uttarakhand, 263153

Dear sir
I m mahipal singh bhandari. My home loan account number hhlrud00453255. Sir my last installment disbursement process late last 1 month. My home construction stop due to loan amount not disbursement. Plss it's very urgent. Plss corrective action this matter and release my home loan amount.

Mahipal singh bhandari
Home loan account no. Hhlrud00453255

Dec 17, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

Verified Support

Oct 03, 2019

IndiaBulls Customer Care's response Dear Sir,

Greetings for the day!

We tried reaching out to you, but could not connect with you on your number. Kindly share an alternate number along with feasible timings to connect and our team will assist you further.

Regards,
Indiabulls Housing Finance Limited.

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Address: Santacruz west, Mumbai City, Maharashtra, 400054

Website: santacruz west

HI,

I had borrowed a personal loan of 10000/- from your dhani app
with EMI for 6MONTH
However, EMI correctly debited for 5month and got bounced for last month (6th EMI) which i came to know wen i received call from collection team

So i told him that there was enough balance in my account to deduct your EMI
also shared the statement for the same on his email id [protected]@gmail.com ------- and paid the EMI 1776/- from your Dhani app

But still he consistently calling me 10 times in day stating that EMI still not received it

it is so frustrating for me wherein it is not my fault
very bad experience with Indiabull Dhani for just a loan of Rs. 10000/-

Sameer Gehlaut (Chairman and Founder), i[censored] dont know how to run management please stop this business

Jul 23, 2019

Complaint marked as Resolved

IndiaBulls customer support has been notified about the posted complaint.

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Jun 21, 2019

IndiaBulls Customer Care's response Dear mauryat87,

Our team tried to contact you but was unable to reach you . Furthermore, we request you to provide an alternate number along with the suitable timings so that we can assist you further on this.

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M

mauryat87

from Ahmedabad, Gujarat

Jun 21, 2019

Instead of calling me u can resolve the isssue without calling me

As i mentioned in the email your collection person is still calling me till date

Kindly ask him to stop calling me

His number is - [protected] ----- Ajay shahani
He do

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S

sauravjhaa

from Vasai-Virar, Maharashtra

Jun 26, 2019

Your app has promised to disbuss loan within 3 minutes so i applied but it failed to disbuss the amount and today alomost after 12 days you disbussed it to my account which i dont want now . mobile number [protected] they can fetch details of mine if they willing to solve it

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IndiaBulls Customer Care's response, Jun 27, 2019

Verified Support

Dear sauravjhaa,

We understand that our team connected with you and was able to assist you in the best possible way. Do let us know if you need any assistance in future.

IndiaBulls Complaints & Reviews

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IndiaBulls reviews & complaints page 100

not forwarding pmay application

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payment refund and fraud case

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foreclosed my personal loan by paying full & final settlement, but again emi was debited

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loan fully paid not received noc and loan application not closed

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loan closure and rate issue

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indiabulls home loan - high interest rate

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sudden increase in rate of interest

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check bounce charges even I paid all emi's on time.

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personal loan urgent

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indiabulls home loan-interest rate rising without any reason

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add my area location in dhani app

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reimbursement my file charges rs.3500/-

application mein 3mint mein loan dene ka dava kiya ja raha but.14din ho gye mera loan nhi hua

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loan a/c no : ipertrv01800150

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not updating my cibil since months.

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dhani app top up loan error

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foreclosure of existing personal loan

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unnecessary bounce charges

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complaint against my home loan last installment not disbursement

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emi issue --- 35110374

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