I visited indian bank jawahar nagar, chennai 600082, tamilnadu, branch on 23rd november 2018, approximately around 15:00 hours. I had a very unpleasant experience. I had to make a passbook entry. I approached, a personnel in the third counter in the left hand side mentioned as swo (Unfortunately i couldn’t name the personnel as he was not wearing any identification card or badge).
I had made the last passbook entry on 07th july 2018. Indian bank personnel in that counter, asked me for the reason of delay in making passbook entry. I said i had approached the branch twice or thrice in this period and they have not made the entry citing some inabilities from their side, involving technical issues. Also i explained, i’ve tried to make entries is self service kiosk in and around this area, but they are not functional. Moreover, i said, i am working in outstation projects and i cannot frequently visit the branch for making entry, but still whenever i could, i take effort to get my passbook updated frequently.
But he is not willing to listen to any of my explanation and simply over ridded my explanations as lame excuses. Furthermore, he also gave me an ill advise, in a mumbling tone to open account in a private bank and suffer the rigmaroles imposed by them.
After throwing such comments and ill advise, he made a passbook entry of 34 entries composed in 3 pages of 9cms long and 18cms wide paper (Which is just 1/3rd of an a4 sheet).
So, if receiving such a trivial service, which is a very basic right of a customer, from indian bank branch is costing us to tolerate, a derogatory and defamatory comments from indian bank personnel, what service we can get from this branch with a smiling face.
If printing these three pages is a huge work burden for that gentleman, he should have simply refused to provide service to me and returned my passbook, citing an appropriate clause of tos, for his action. Instead, who has given him the privilege to make me an ill advise to open an account in a private bank and suffer the rigmaroles imposed by private banks. If there is any clause in tos regarding the duration within which passbook entries has to be made and regarding the volume of transactions to print, kindly quote that, i do not have any issues to adhere to that tos. But, the problem is with the way of expression.
Trusting the indian bank as an esteemed organization we open an account with this bank. But, if indian bank personnel want us to open an account in the private bank and not willing to provide even the simplest of the services, what is the integrity they have towards their organization.
I am a consumer activist and trainer, who very well know the rules and responsibilities of a consumer and also trying best to spread awareness of consumer rights and protection. If i am being responded with such a bad manners from this branch, (That too for a transaction involving very basic trivial service which does not involve any special or discretionary privilege from the branch), what will be the quality of reception given in this branch to a consumer with very less levels of awareness about consumer rights.
I feel his manners and ill advise as defamatory and derogatory to my dignity. I am unnecessarily suffering an unceasing mental agony, because of the ill behavior of the indian bank personnel. I demand an unconditional formal apology for the unpleasant experience what i have faced in this branch.
I had sent the same complaint to indian bank nodal officer on 1st december 2018. I had also received a swift response from nodal officer on 04th december 2018, in which the said branch had been directed top investigate the said complain. But the said branch had no taken any action (At least i had not been intimated about the action taken, if any) so far. I had also sent a remainder to nodal officer on 19th december 2018. But still ther is no follow up action. Therefore, i am seeking the support of consumer complaints to establish my right as a bank customer.
Indian Bank customer support has been notified about the posted complaint.
Now I don't have received any reply.