Jul 11, 2017
Updated by Vivek Sidhu Dear Sir / Madam
Requesting to the higher authority please help me! Please help me! Please help please !
Save my house ! save my property !
I am begging for help to the Indian overseas bank manager Mr Naveen Verma (branch Rai Kot Punjab ) but he doesn't listen me. I am begging for help to the chief manager of Indian overseas bank (branch Ludhiana Punjab) but he does not listen me as well.
Manager has threaten me and family a lot.
I Jeevan Kumar having A/C [protected] it was open under my business name Vikas jewellers for trade finance I was allocated (700000) seven hundred thousand rupees limit. I do understand the terms and condition to being a lender with the bank. I know that I owe some money to the bank and I have to pay it back it's just the matter of time.
Due to unforeseen circumstances, my business could not survive anymore. I was suffering in medical condition. My wife was in medical condition as well, she was passed away, during that unforeseen circumstances my whole family has suffered a lot.
In march 2017, the manager of Indian overseas bank Mr Naveen Verma (branch Rai Kot Punjab) he approached to me in relation to my Outstanding limited of 700000/Rs and I was told to make a payment as quick as possible, from the day first, I swear myself I did my best, I used my every single options to pay back and made 144000/Rs till now, it can be seen in my bank statement. but from the day first of march 2017 he has started threaten to me, every single day he is visiting to my place and using unethical language to me. He has never cared about his duty of care or code of conduct. He has acted to process in ceasing my life.
Since I lost my business I don't have any sources of income, but anyhow I am still paying back to the bank but he never appreciated. He never disclosed to me that, he has already started his legal process. I was shocked when I received the legal paper from the bank that, my property is going to be ceased by the bank. I have approached him number of time to cooperate with the situation but he has abused me always.
I have attempted so many visit to the main branch of overseas bank in Ludhiana Punjab and nobody listened to me in there as well.Today dated 7/07/2017 My son has attempt another visit to the chief manager of Indian overseas bank in Ludhiana Punjab and manager has denied straight way to help us out also he said that, property is going be taken away very soon.
I am stressed a lot, my condition is so deteriorated.I am begging to the higher authority please help me cooperate me. How will I survive with my family. The manager has no remorse whatever he is doing. I have been always honest towards the bank. Please let me survive my life. I am paying back as much as I can, and I will pay back as quick as possible. Please allow me possible time frame.
My humble request and looking forward to hearing from you.
Kind regards
Jeevan Kumar
Jul 19, 2017
Updated by Vivek Sidhu I can't believe that, the bank authority are just trading the horses.
There is no value for customer greivance.
This is almost over a week now - and nothing happened - the bank manager still threatening us and saying that no matter how many time you will complain online against me it will not change my desigantion - Everyday I get thousands of compliant online - it will not help you.
What we can expect from the system.
It's sucks.
