Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

Message for chairman j&k bank.. Sir i want to inform you that the ladies staff of fatehkadal branch are so rude with the people.. They don't provide any kind of help to anyone.. They misbehave with the old people so much.. The young women staff is so rude there.. But the branch head is so efficient there he is so hardworking we appreciate his work he is very helpful he himself works as cashier and helps a lot.. But please do look in this matter regarding the young female staff there.. That will be your most kindness..

Sir
It is very embarrassing moment for me to explain carelessness of bank officials of j&k bank khag budgam as i had approached them for internet banking at least a year ago but they haven't provided me with the same in spite of the regular customer of said bank.
So i request the officials to counter the situation in the time so that i could not left the bank customer-ship...
I hope a serious action will be taken against the officials of the said branch...
With regards
Mudasir fayaz
R/o - khag

Dear sir i have seeded my aadhar to my account at jkbank but after that i checked several times at npci but it shows your aadhar is not linked to any bank .i approched the bank several times and they seeded again but npci shows the same result yet.kindly look into the matter and sollow my problem as i am a student and need it for schlorship purpose. My aadhar number is[protected].Name Parvaiz Ahmad KoKa

Dear sir/mam
An employee of your bank namely vinod kapoor in sunderbani branch misbehaved with the customer. he has done this in the past also. customers are not satisfied with the service provided.
Kindly look into the matter as soon as possible otherwise i will withdraw my s/b & cc accounts and various customers will be forced to break the relation with the bank.

Yours faithfully
Parmanand & sons
[protected]

I has financed my car thru kachi chawni branch jammu
the insurance of car is due on 27th of oct 2016 but they send me a registered letter at my home to get ur vehicle insured within a week otherwise the branch will insured of their own thru bajaj allianz and insurance will be debited to my loan acount
plz look i have enclosed the letter here with

Hi,
Sir/mam i am operations currant account in the name of m/s satpal shankar dass and m/s kakkar steel, as per my knowledge current accounts are made to do transactions freely, but as per your managers rule we can't do more than 2 rtgs on same day and when i said to give me in written he misbehaved and told me to shut all my accounts then i again again asked him to tell me in written. This led me suffer great harassment and goodwill. Please take some suitable action these are the reasons i must say your bank branch is not performing. Please take some suitable action and waiting for your reply

To
The chairman
Jammu and kashmir bank ltd
Sub: pcl not granted by the bank being loyal with the bank since 2008 (The jammu and kashmir bank ltd)
Respected sir,
I have my salary a/c in jkb from last 8 years and having two well maintaining loans running with them.
One car loan and one pcl, now having my sister marriage i have an urgent need of rs 3 lacs i reached to the nearest branches of jkb in order to issue new pcl of 5 lacs. So that the previous pcl having balance 1.78 lacs stands adjusted by the bank and provide me the remaining 3.22 lacs
As per my salary they are asking my eligibility must be 4.80 lacs i agreed on that but after wards they stuck to the condition that two govt gurrantors has been required which i don’t have being an employee in pvt company since 2008 and don’t have even any relative in govt sector.
Unable to understand that what type of services bank is offering to their loyal customers my track is neat and clean in the bank and paying my emi on time still i am suffering to get the same.
Requesting your good self to look into the matter and do the needful
As i am providing them their own bank customers as gurrantors who has well running cc limits with them but get no from them, because of their in efficiency that they have done some bad loans in the past i have to suffer even being loyal to the bank.
Unable to apply for the same in pvt banks also due to emi obligations so suggest where to go and what to do.
I
Thanks & regards
Amit sharma
Bajaj allianz general insurance co ltd
[protected]
Salary a/c : s/b 6537 jkb b/o trikuta nagar
Car loan a/c : car 69 jkb b/o toph sherkhania
Pcl: 192 jkb b/o toph sherkhania

Actually I am one of the account holder of jk bank poloview branch srinagar was today went to bank for updation of kyc details and submitted the same and was leaving the branch and suddenly someone was calling me and I came back again and said yes sir and one of the employee just sitting outside branch managers cabin telling me that you don't have balance in your account and I said I will deposit money and then he was telling his colleague don't waste your time then I replied to that stupid person don't update anything leave and the lady sitting other side just outside the branch managers cabin was telling him close the account in such a manner which I cannot express in words the arrogant lady was not aware that enjoying all the luxury is because of we people, my only concern is that please take serious action against those stupid people particularly the lady with bad attitude so that the pride and honour will remain there for jk bank

Dear sir,
I am having a good banking relation with the jammu & kashmir bank for more than 10 years, also i have introduced many accounts to that bank also. I have a good relation with the earlier staffs and managers.
Today the branch manager mr. Muneeb ahmed bhatt called me up and told me to stop the account in the j&k bank ltd. And start somewhere in sbi or idbi.
I refused very politely saying that i don’t have any issue with the bank as such.
When my repeated query for the reason, he shouted, busted with anger and said “i don’t have to reveal the reason to you, stop the account here and start the account in sbi or idbi.” and get out of the bank.” was the answer.
Sir, i writing here to know the reason why he told to stop the account in the jammu & kashmir bank ltd? As you can see i have good and personal relation with all managers and staff and also have a good record.
I am afraid to go bank as he may lose control again
I hope i will get a fitting reply at the earliest.
Irshad a salaam
+91 [protected]

Introduction:

I rukaya d/o ghulam nabi wani r/o nundreshi colony bemina a/c no. [protected] submit my complaint before you regarding the matter:

1. That i had availed rs.90000/= only financial assistance under artisans scheme (Acc) from social welfare department which were disbursed to me through the advance manager j&k bank ltd b/o bemina srinagar

2. That i started a small artisans unit at my home and was repaying the installments rs.2100/= per month for the first five months continuously.

3. That due to floods on dated 7/9/2014 my raw material got washed away and i lost everything.

4. That i approached the said manager for insurance claim as other artisans got benefited but he replied that he has forgotten/missed to insure the units of approximately 600 artisans.

5. That i resisted for the same and he in response replied that it the matter of approx. 600 workers and we will compensate them all including me.

6. That he suggested me that there is no need to repay the installment till than the issue is being settled.

7. That my guarantor mohammad ayoub wani’s account was debited by two installments continuously on my behalf by the said bank.

8. That the bank authorities waited for eight months to cool down the matter and started again their recovery although they have committed a big mistake.

9. That the bank authorities are trying to conceal their mistake now by different excuses and harass us to repay the installments continuously.

10. That i have come for the justice before you and hope i will get the benefit of same.

11. That all the bank branches have insured such units and the borrowers were paid by m/s bajaj allianz general insurance co. Ltd. Right in time the result of which they have established their units again.

Prayer:-

It is therefore prayed that bank authorities may be directed to remit/wave off my advance amount as it is because of their negligence and carelessness my unit was not got insured although the bank authorities usually insure every unit immediately whichever they finance. It is further added that i am not in the position to repay the same and my guarantor mohammad ayoub wani may be reversed the debited amount of rs. 4200/= as he demand the same from me. This is to inform you also that i am still paying my installments as i am not cheater like your bankers. Mr. Zaffar current branch manager use to harass me not approach to to court or to lodge any complaint i further demand that financial assistance may be given to me again so that i may restart my unit again as the said bank authorities have deceived and cheated me by their negligence and carelessness. If i will not get the justice through you then i will approach to the court of law.

As i called bank manager kookernag regarding this that some money has been detucted from my account without sending otp to my number they have kept bank accounts open for third party to widraw money with out custumers permission

That my account no.[protected] under Jkbank branch Anantnag.The bank has charged me Rs 663 on account of what BCCALC Charges.I am not having any information about the same that why bank has charged it me.regarding the same I approached the branch manager he promised me to credited back it in my account.but latter he denied for the same.kindly to help me for the same why they have charged me as it is my salary account from last one and half year.so what is it.

My transaction was failed on 17-01-16 and recipt I got was contact bank. I complained many times to my branch but they don't took any step to sort out the issue, its almost one month when I. Complained to the bank, still I don't got my money . my account number 13340 branch tp ex DODA. I need to sort out this issue otherwise I have to take a legal action now. [protected] is my number, Mohd shafi rishu

R/sir,

With humble submission, i want to state that i have an transaction of rs 2000/- in account no 5415 but suddenly due to un- sucessful transaction seen in my account number [protected] on dated[protected] but till date amount not refund in my account.

So, it is therefore requested to kindly look into the matter personally and refund of rs 2000/- in my account no [protected] please.

An early action is highly solicited please.Till now bank did not take any action my main add is [protected]@yahoo.com

Hi I am Mohd Rahis serving at j&k bank .I have not received my pran card and do not know my pran no. Kindly help me and resend my pran card. My personal email is md.[protected]@gmail.com.My d.o.b is 11.01.1987.My pan no. Is benpr5379p .I have applied for pran no in 2011.

One of my friend applied for consumer loan Imtiaz Ahmad Shoura in J&K Bank Branch Chanpora Srinagar and affixed his photo on guarantor document and I have signed the document after seeing the photo of said imtiaz Ahmad on the document but I got surprised when the said bank has deducted Rs.12500 as the bank has sanctioned the loan in his wife name.

I had requested for computer loan of 35000 rs but denied
Recently i had visited j&k branch new colony sopore for a loan of 35000 thousand. I had been denied there and told u are not applicable for this loan. There behavior was so rude, they are treating customers like beggars. They think that j&k is their personal property. I really surprised with their resolution they provided also they told me i[censored] have any govt employ in your family then we can provide u a loan of thirty five thousand. . I explained i am account holder this branch under account no [protected]. Sir i requested him for more times but they rejected and say get out go back to home. Sir i requested your self to take action against him as soon as possible please inform me in email id as well as in written latter copy in my office address bhat gas agency new colony sopore ([protected]@gmail.com)

I WAS SELECTED BY THE DISTRICT LEVEL TASK FORCE COMMITTEE FOR ESTABLISHMENT OF MANUAL CEMENT BRICKS UNIT.ACCORDINGLY THE DISTRICT INDUSTRIES KARGIL FORWARED MY CASE TO JAMMU AND KASHMIR BANK BRANCH TAISURU FOR SPONSORING OF THE PROJECT AFTER COMPLETION OF ALL DOCUMENTAL FORMALITIES BY ME VIDE LEETER NO.DIC/KGL/PMEGP/838-39 DATED[protected].FOR PREPARNG THE DOCUMENTAL FORMALITIES AND THE PROJECT REPORT I SPENT RS 5000. THE BRANCH MANAGER OF JK BANK BRANCH TAISURU REMAIN SLEPT OVER MY FILE FOR THREE MONTHS AND FINALLY ON[protected] WHEN THE FINANCIAL YEAR WAS ABOUT TO END FORWARDED MY CASE TO CLUSTER HEAD J&K BANK CLUSTER OFFICE KARGIL VIDE REF:JKB/TSR/I5 DATED[protected]. WHEN I APPROACHED THE CLUSTER HEAD WITH THE FILE THE CLUSTER HEAD DENIED ME LOAN CITING THE REASON THAT TARGETS ARE OVER AND THE FINANCIAL YEAR IS ABOUT TO END. SO AFTER WASTING ME TIME AND MONEY BOTH I GOT NOTHING BUT DISSAPOINTMENT AND WITH GREAT HOPES I AM FILING THIS COMPLAINT WITH THIS CONSUMER FORUM FOR REDRESSAL OF MY GRIEVANCE.KINDLY PROCESS MY CASE UNDER RELEVANT SECTIONS OF CONSUMER PROTECTION ACT.IF ANY DOCUMENT NEEDS TO BE SUBMITTED DURING THE PROCEEDINGS OF THE CONSUMER FORUM, PLEASE CONTACT ME AT [protected]@gmail.com.

Complaint against J&K bank branch manager Pahalgam. Sir, with due respect that i have been guarantor of namely Gull Mohd Bhat s/o late Gafar Bhat R/o Laripora Pahalgam who has taken lone of rupees ten lacks before two years from the said branch under my guarantee. That the lone holder was adjust the amount of rupees ten lacks by taking more lone of rupees twenty lacks with other two guarantors. But the branch manager has forced me that you are also the guarantor of the said lone holder for the amount of Rs, 20 lacks. That I have no information about these 20 lacks but the lone holder was defaulter and the branch manager was transfer some amount from my account towards the lone account and branch manager has also crushed me that I will seize your property till complete the said lone amount. So I could not afford to support my family expenditures. For survive of my family I have to left my duty from last three months and do the Lou bring for the fulfill meant of my family expenditures. That my own lone account has defaulted by coz of this matter and I have to pay extra interest. Now I request your good self to investigate this matter carefully though I may live the life normally and re attend my duty. Yours faithfully Ab. Salam Bhat S/o Gh. Mohammad Bhat R/o Laripora Pahalgam Ph no [protected] [protected]

We the residents of brein area are facing lot of problems due to out of service of the ATM of JK BANK BRANCH BREIN NISHAT (0229)most of the times particularly at peak times. We have complained many times at branch brein but nothing good comes out as it remains functional for maximum of one hour in 24 hours.
So it is requested to do the necessary as soon as possible