Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

Im a regular subscriber of j&k bank ranch gosbugh pattan. We have 6 accounts in the same branch.
One official from the said branch mistreats there always namely nadeem ahmad lone r/0 hanjiwaira pattan, acts like a boss there and treat us like cattles. So requested your goodself that please exchange the said person from the branch otherwise we are at the edge to close our all the acconts from the said branch.

I'm a working in school education department as a teacher. I have applied for consumption loan. It has been more than 10 days but my loan has not yet been sanctioned. I called the concerned branch but they repeatedly say that they have not yet received the approval. I'm not satisfied with their answer. May i know the reasons please. The name of the branch is jk bank khomeini chowk bemina.

Once i logged in to my mpay app and accessed my account. I witnessed two accounts of the same name and i wondered if there is any hacking issue or whatsoever. Just to confirm the credibility of my claim i transferred a small amount from one account to another and transaction went successfully. After a day i came to know that this account may be of someone else's i credited the two transactions one of rs.5 and rs.500 on the very next day.

I came to know from one of my acquaintance that i did fraudulent transactions from my account which is completely baseless. It is just lack of security from jk bank which lets users suffer and thus exposes us to the severity of many fraudulent online risks on the daily basis.

My question and complaint is if we are paying the hefty amount for our accounts to be safe, this is the way we are dealt and our identity is at the stake of jk bank who does not even care to accept this severe claim on their own.

Now after all this nuisance which they have created, now they disabled my account without any consent knowing they are completely responsible for all inconvenience created henceforth, they don't even bother to consider to take any authorization even.

Contact : [protected]

Debit 34000 ruppes in my account number with outsaying me general manager and credit in to my mother's account number kisan credit card to one and half year interest. My account not linked with my mothers account or not i am guaranter. How could that the bank employees to debit my account and credit in to any family members account without saying me please action that in such cases. For your most kindness

I loaded money from my atm card in airtel money. But that transaction failed but 698 rupees debited from my account.

My account number is [protected].
Amount 698
Name:imran rasheed

R/o: rangraiz mohalla shopian

Dob: 12/02/1987

So please check this transaction number
Your a/c xxx3442 is debited by inr 698 at 21:18 on account of prcr/[protected].

Sir
With regards i would like to submit that today i. E on[protected] at around 3:55 i visited atm of jk bank (Friends colony) for withdrawal of cash and at the time of my visit atm guard told me that you have to wait for few minutes as the concerned is checking the atm amount with the ledger balance. After this i stood their for the same and after about 15 minutes bank guard came out misbehaved with the customers who are already stood over there from past half an hour. I told him to say smooth word if there is any problem then he replied (Sala 10 minute wait nai honda tun de kola, ini kedi aag lagi de hai) after listening this i straight way approached to the bank manager and told him about the incident (You can see the video as bank is under cctv) the bank manager totally ignored me and told me "time to lagta hai agar usne kuch bol be diya to kya ho gaya"
Sir this is really shocking and intolerable and its a request to your kind self to look into the matter and do the needful.
Looking forward to the matter being resolved.
Regards
Munish bali

Account no. 4409, jk bank namely puja nijhon
Dy. Sp (Prosecution) jk police jammu.
[protected]

Myself jasmeet singh i have transfer amount 500 in amazon pay balance after 2 days again we transfer money amazon to jk bank now 10 days completed but amount nt recieved in my account. I have also contact amazon service centre but he give refund reference number 75260828143020165006450 so plz check nd sort out my issue my bank account number is [protected]...

My obc cheque has been misplaced by rcc srinagar, residency road..which was to be transfered into my jnk bank account..when i make call to them about the issue..they never pay any attention..i request you to look into my matter..my name kaiser saleem..m no. [protected]. plz resolve as soon as possibe..it will very kind..I SUBMITTED the envelope of two cheques at rcc srinagar at 22 may 2018..

My debit card is showing payment failed when i want to buy any product or pay bill or recharge any number online.It is of Jammu Kashmir bank.The payment gateway shows that your payment is failed as you have entered incorrect card details but i entered correct details i don not know what to do i am in trouble please look into my matter that will be your kindness...Thank you

Basically i have transfer money in sbi account but money nt transfer in sbi account account but status show successful plz sort out my issue.. Money transfer through imps i have sent screenshot of transfer details.. But money nt transfer in sbi account moreover i have contact sbi bank but he says dis type of information is sort out o[censored]r j& k bank only..

My atm card is not working and I m outside the country pls required help urgently and I want to update the mobile no so I can use mobile banking. I mobile no. To be update as soon as possible because I really need money for transaction.kindly help on urgent basis and please give me a suggestion that how I can update my mobile no so I can use my card. Please i request you to the needful and help me to update my mobile number

I will really appreciate if you guys can help me.

Thank you
Saranjit

J & Bank Branch Agro Hitech Sopore has sanctioned an Education loan in the name of Mubashir Rashid, vide A/c No: [protected] in August 2015. The bank has charged Rs: 71000/= as interest, while we have clear all outstanding of interest in time to time i, e Rs: 71000/=. BUT bank credited Interest subsidy only Rs: 5780/= in last three years. i have contact with bank officers but they not respond my big problem. There are some more students which they have received their interest subsidy more than 80% . Actually bank has not SUBMITTED my interest claim from last Two years. it is is big shock for a poor student. The branch has deliberately not submitted my interest claim. I have approaches the higher officers of the bank but they not respond my genuine interest subsidy claim. now i appeal to investigate who employee is involve in that big mistake. in my opinion it is a big cheating/ Fraud with students. i request to please investigate it and punish the said employee. and credit the interest subsidy in my account. so i can continue my studies further. i am follow this matter from last two months but nobody have interest in this matter because it is a banks own mistake. hope you understand my problem and credited interest subsidy in my loan account.
[protected], [protected]

Dear concern,

I am an a/c holder of your bank under a/c number sb [protected]. I want to confirm/elobrate the payment which has been debited from my a/c on 08/05/2018 for credit card activation, i have been informed that my a/c will be debited by 600rs which includes annual fee and activation charges (300 each). But now unfortunately i came to know that 600rs is just c. Card activation charges. I fail to understand why different executive have different information.
Bank should have 1 policy which needs to be applicable to each and every customer.
I want add 1 more thing that my credit card has been received by bemina branch on 16/04/2018 and today i have received the card because of extreme poor service, whenever i had visited the branch they were having a bundle of excuses to avoid customer service.
My credit card's pin is yet to receive and as per them it will take more 10 days.
The women who is the concern person at branch is not having a banker ethics.. She is behaving like she is the chairman and we are begging in front of her.

Kindly resolve the same asap.

With due respect sir,
I want to convey that i Romesh Kumar S/o Late Sh Bhagat Ram, r/o Rount Udhampur availed a loan under Government Sponsered scheme in 2015 from JK Bank, Shiv Nagar, Udhampur Branch (0563) (Acc no : [protected]) by Mr Ashok Gupta, Loan Officer. i belong to SC Category and only 8 th pass. i am married and have two childrens and for good lively hood i availed this loan.
the loan officer demanded Rs75000 for passing the loan which i later paid him after the loan issued. one more account of CC Limit (Acc no: [protected]).
Mr Ashok Gupta has also done a loan against my FDR (Acc No. [protected]) which is totally illegal and i was not aware of that at all. Moreover i used to give monthly installment to Ashok Gupta in person but he didnot deposit the amount in my account due to which some instalments were missing. he many time came to my home to take the installment and even that not deposited in my account.
Now after the intervention of my elder brother and some other senior persons of my village, this all things came to notice. we all went to the Branch Manager and even told DGM about the case, but all in vain.
Ashok Gupta tells that i am a scheduled caste and nobody will listen to you and he says that he will soon retire and warned us to not disclose it to anyone otherwise he will vanish my FDR which was a help from government.
i am very much upset at this moment and nobody is helping me out.
please look into the matter seriously otherwise i will not be able to survive.

HOPING FOR A POSITIVE RESPONSE...

REGARDS,
ROMESH KUMAR
[protected]

Dear team,
Kindly check who was the lady on cash receipt counter["receipt upto 1200rs counter"] at jk bank khanyar srinagar exactly between 2:30 pm and 3:30 pm on 2nd may.
This lady is just incapable for her job, kindly give her a proper training. She doesn't deserve this job. I bet jk bank has employed her on recommendation basis. I will escalate this issue everywhere. I faced this lady twice and both times i had very bad impression of her skills and management.
Most satirical is that she does not know how to count cash, she doesn't know how to enter the receipt of college fee. Last time i was waiting for 1 hour in queue as the madam was unable to count cash, you can check the cctv footage of the bank and can see how everybody laughs on her.

I am not asking for her termination, i just want you to give her proper training so that we people should not suffer. The time is very fast and we cannot run on the pace of this snail equivalent employee.

Hi i am rameez rashid from kanir chadoora and i recently have drawn loan from my local jk bank branch but an employee there namely mohd akeel has propogated and disclosed my account details and loan details in my particular village which has led to my isult and resulted in domestic brawl and have mentally effect me
So i want action in this case against the said employee else i will move to court

My j and k bank account is in parimpora qamarwari branch... The have shared my bank details with my sister without my permission... I've have complained the same issue 1 week ago but you haven't replied yet... Please see in this issue... J and k bank claims that they are the number 1 bank in security... Know see what kind of security is this they are sharing my bank details... They have shared my bank balance and last transections

I m an account holder in your branch meerut
But mai aaj date 25.04.2018 day - wednesday ko 3 account band karvane k liye aya hu, isse phle b m kafi baar account band karvane k liye aaya tha lekin march kh kr inhone target ka nam le k account ko band ni kiya.
Or mujhe yaha 3 hours to ho chuke h bt abhi tk koi b response ni mila h.

Please aap meri problem ko samjhenge or sahi decision / action lenge.

Regards,

Shashank gupta

I would like to inform your good self that i am sheikh khursheed ahmad from nowshera srinagar and i have submitted my form 4 months ago and they give us only 50000 first payment and other 50000 they asked us to wait for 10-20 days my documents are completed and they are not taking serious why i want loan so what is the benefits of applying for that loan i need money and your bank is not showing interest so please take strict action against them.
That will be your most kindness

Sir i have purchase online through amazon app juicer after that i cancel order i call amazon customer care they send me my refund but jummu and kashmir bank delayed icall jummu kashir bank bank but they didnot recive my callmy amazon transition id is 75260828099019195207801 amazon send me refund but jk bank delayed plz send me my refunf my number is [protected]