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Kotak Mahindra Bank Complaints & Reviews

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Updated: Nov 7, 2025
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Kotak Mahindra Bank reviews & complaints page 216

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B
Bishnu Pada Dutta
from Delhi, Delhi
Mar 8, 2013
Resolved
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Address: Sonbhadra, Uttar Pradesh

Please send us account statement every month in my E-mail ID

E Mail ID - [protected]@rediffmail.com

Plan - Kotak Smart Advantage Regular (UIN-107L043V01)

Policy no.[protected]

Cust. ID[protected]
Aug 13, 2020
Complaint marked as Resolved 

statement mar-08 — statement Mar 08

sir we have not receipt the sttement Mar08. Pl. forward the same on email [protected]@gmail.com. The card no. is [protected].Thanks
NOTHING INFORMATION FROM YOUR END REGARDING ANY POLICY
Dear Sir,

Think Green, an initiative by Kotak Life Insurance urges you to save paper and help save our environment. Please switch to e-statement instead of physical statement and do your bit for the environment. SMS ‘CHANGE’ to 5676788 from your mobile number registered with us OR just write back to us saying “I would like to receive all communication through electronic mode (email)”

On receipt of your request, we will henceforth send all communication to your registered Email ID and ensure that you stay updated on your policy through a quick, convenient and green mode.


Regards,
Kotak Support Team.
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    A
    anthea.placehappy
    from Mumbai, Maharashtra
    Mar 8, 2013
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    Address: Mumbai Suburban, Maharashtra

    The transaction was not processed Rs.2000/- twice which later amounted of Rs.4000/- on the 7th of March, at 8:38 PM & 8:39 PM from the B Cabin Road, Navre Nagar Branch from the Customer Relationship ID[protected]. Inspite, of the failure in the transaction, the cash was deducted as I received a message in a short span. Kindly see to it that the amount mentioned above, should be credited as soon as possible.
    +1 photos
    Aug 6, 2021
    Complaint marked as Resolved 
    Dear Ms. Cabral

    We wish to inform you that the disputed transactions referred by you has been successfully credited in your account as of March 08, 2013. We request you to kindly check your account. We are extremely apologetic for the inconvenience caused to you in this regards.

    Regards
    Kotak Support Team
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      S
      singh_rajesh87
      from Pune, Maharashtra
      Mar 1, 2013
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      Address: Mumbai City, Maharashtra

      In 2008 i took policy from Kotak Mahindra for futher plan as explained and follow up done by there executive . In the whole policy i paid Rs.60000/- and today they have suddenly closed my plan without my consent and approval neither there executive called or attended to explain why they closed my plan and by courier they have despatched Rs.55000/- as my policy actual amount as return after 6 years i.e in 2012.

      i have a serious concern after complaining to the appropriate authorities of government , suo motto they are not taking action on this , i do believe Kotak bank and other schemes are doing fraud with the help of the controlling authorities in india as to how is that everything is happening under the nose of the authority and no action is taken against the culprits. I lost almost Rs.5000/- and precious time of 5 years with these stupid buggers.

      I truly believe that instead of consumer beaware there should be strong imposition of Sellers beware in the economy as this gaint frauders are increasing day by day by spreading corruption and insider trading in the country. Moreover in the name of jobs they hire people to abet individual to fall in there trap.
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        S
        sachingai
        Feb 28, 2013
        Resolved
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        Address: Gurgaon, Haryana

        KMPL Customer Service,

        I have applied for Inter State/City NOC on 20the FEB, 2013 against my Loan A/c no# CF-8724036 in Laxminagar Branch. I am asking for thee NOC to get my vehicle to my Permanent Address which is already theere withe KMPL.

        I have provided relevant documents and theat too withe Passport copy. I have been told theat it will be processed withe 3-4 working days. I am continuously following up however still by 28the FEB, 2013 I have not got NOC.

        I have been told by KMPL theat two FIs (Field Investigations) are required. I am not convinced as if I have provided withe Passport copy and still you are taking theis much time to issue just an inter-state NOC? I should not mention what it takes (whole procedure) to get Passport in INDIA.

        I have already visited two times KMPL Laxminagar Branch. Please act upon quickly as it is hampering my schedule to get NOC from Gurgaon Transport Autheority. It will again be a different story to get NOC from Transport Autheority.

        Regards,
        Sachin Gaikwad
        +91-[protected]
        Aug 13, 2020
        Complaint marked as Resolved 
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          G
          Goutam.Debnath
          from Pune, Maharashtra
          Feb 19, 2013
          Resolved
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          Address: Pune, Maharashtra

          My name is Goutam Debnath and live in pune (Maharashtra) I have taken two wheeler loan from HDFC Bank i have cleared my loan and I gets a “NOC” from the Bank and I gets Credit cards from Kotak Bank and I using it last 6 month’s after using the card I have paid all dues payment… and after paying the amount the Bank put my name in to the CIBIL… why Bank put my name in the CIBIL……
          I strongly feel All the Bank are fraud….. the banks to update CIBIL about the closure off the loans and credit cards when the customers pay all the balance and close their loans and credit card dues. The bank should give the customer "NOC" immediately after he clears all the dues and at the same time the customers name should be removed from deaulters list of CIBIL so that the person will not suffer in getting other loans like home loan. I feel that the cooling off period for the customer in CIBIL should be less. If the customer is clearing all the credit balance and making it zero then it is the duty of both the bank and CIBIL to remove his name from the defaulters list. I again request CIBIL to help such customers in removing their name from Defaulters list if the customer has paid all the credit amount and gets a NOC from bank.
          It is my humble request to the Person who are working in CIBIL to update the status of such customers immediately as the customer has paid all his dues and got a "NOC" from the bank.
          I did some study regarding CIBIL, form where i got the info that only financial institutions have got the access to this database.General Publics dont have the access to this restricted area.I want to know why.I must have the right to know what was my fault or is some one cheated me.

          What to do now please suggest me...

          Best Regards
          Goutam Debnath
          Mobile: [protected]
          Email id :- [protected]@gmail.com
          Aug 13, 2020
          Complaint marked as Resolved 
          Dear Mr. Debnath,

          Apologies for the inconvenience caused to you. We would like to inform you that our Bank officials are investigating the matter and assure that you will be in receipt of an email communication from their end addressing all your concerns to your satisfaction.

          Assuring you of our best services at all times.

          Thanks and regards,
          Kotak Support Team.
          I have took a loan from Citi financial Consumer Finance India Ltd. on 20/12/2008. I paid to them by monthly instalment of Rs 1141.00, after few months lost my job and could not pay their dues on time. In this job less situation I felt very difficulty to maintain my family. However I phoned to Citi finance and tell them everything and some time if I arrange cash by pert time job I did pay their instalment. As usual after few months they took legal action on me. I pray to honourable justice me some time to repay this loan amount and court was given to me favourable diversion. After that Citi finance did not sought for repay this loan. November 2014 I get a job in a private company and then I ready to repay my instalment. On that time I go to Citi finance Kankurgachi office for clear my all dues but that time this office was closed. Due to my shifting home I could not get any letter from Kotak Bank. Few days ago Kotak Bank phoned me and asking for Citi finance loan close. I agreed with them for close loan and want get NOC from them. I want Citi finance payment Statement and Citi Finance take over letter which is not received by me on earlier. They send me the same by my email id. There is some confusion in payment statement I asked them am I already paid Rs.45640.00. and then Kotak team informed me closer amount Rs. 37650.00 and I get NOC and my CIBIL was reflected as good. When I talk to go for this payment they again tell me they already took legal action on November'2016 and if I want to close this loan then I have to pay Rs. 62005.00. Then I will get NOC and CIBIL good record. Due to address change I had not received any Legal notice from court. I tell them without any telephonic conversation with me why they took legal action? after taking legal action you call me now. But it is very much higher amount for mediocre class people like me. Just few months ago my father died and a lots of amount spend for his treatment. I am the only earner person in my family. There is lots of family burden on me.
          I want to Pay their Outstanding Amount Rs. 37650.00 by settlement of 6 monthly installment And close my Loan Account by giving NOC and Update CIBIL record accordingly.
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            M
            mukeshBhargava
            from Mumbai, Maharashtra
            Feb 19, 2013
            Resolved
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            Address: Rajasthan

            Iopen account in Kotak Mahindra Bank and after few months they start debiting chages approx 300/- per month without prior noticing to me. Now I send an email to bank then they said that we have revised our some kind of rules so it is valid. How can a user know when abank revised their rules and i want to know who is an authority to moniter to the rules of the bank. How they can revised without intimation to customer.
            Aug 13, 2020
            Complaint marked as Resolved 
            I Think In India no one is watching of cheetings by bank and they are regularly chetting peoples and making moning by cutting undeclared charges I also surrender my account of HDFC due to same kind of things. I will appel to people how are authanticate for the same kind of thing . Kindly stop the chitting of private banks as soon as possible.
            Dear Mr. Bhargava,

            We understand your dis-satisfaction with the bank's services rendered. In order to assist you in a better manner, we request you to kindly provide your account # / contact # on solutions.[protected]@kotak.com along with your concerns enabling our bank official to investigate the matter further & address all your concerns to your satisfaction.

            Assuring you of our best services at all times.

            Thanks and regards,
            Kotak Support Team.
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              V
              vadrenaline
              from Delhi, Delhi
              Feb 18, 2013
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              Address: Rohtak, Haryana

              Location/place: Rohtak
              Name of company/service: kotak mahindra bank
              Bank name: Kotak mahindra bank
              Branch: Rohtak, Haryana branch
              I have a bank account which is maintained on a zero balance.
              Recently my account was debited Rs 400, the reason, mentioned was that they cut the balance in a promotion offer according to which the bank will deduce charges if i will not do any transection in the account.
              what kind of promotion offer is this! what promotion does it offer to bank and what kind of goodness to it to customer.
              please look into matter.
              Thanks
              Dr virender verma
              phone:[protected]
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                P
                play4paresh
                from Mumbai, Maharashtra
                Feb 16, 2013
                Resolved
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                Address: Mumbai Suburban, Maharashtra

                Hi,

                I used to deposit Rs 2000/- every first week of month for ECS payment of 1787 /- of my two wheeler loan. And, the bank used to clear it on 7th of every month. On Jan '13, I deposited Rs 2000/- as usual to pay my ECS. However , instead of clearing my ECS, the bank has deducted ECS return due Rs 393/- stating due to lack of balance in account ( which was incorrect ). Later again, the bank has again deducted Rs 843/- as second ECS due charge on 22nd Jan, Hence, instead of clearing my ECS, the bank has charged me ECS return charges which was around Rs. 1200/-. When i launch a complaint , then those people raised a ticket and close it without any resolution. I have again raised the issue , eventually the issue is still open with no resolution.

                Please help me to get my money back from those frauds.
                +1 photos
                Aug 13, 2020
                Complaint marked as Resolved 
                Dear Sir,

                We understand your dis-satisfaction with the bank's services rendered. In order to assist you in a better manner, we request you to kindly write to us on solutions.[protected]@kotak.com providing your account # / contact # along with your concerns enabling our bank official to investigate the matter further & address all your concerns to your satisfaction.

                Assuring you of our best services at all times.

                Thanks and regards,
                Kotak Support Team.
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                  S
                  sibi4369
                  from Mumbai, Maharashtra
                  Feb 14, 2013
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                  Address: Mumbai Suburban, Maharashtra

                  asked for loan closure several times but everytime different reason given by call centre and branch employees don't pick up phone. Money lost in phone calls and loan interest. Worst bank for finance
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Aug 07, 2015
                  Church of North India DL's response
                  We are firm Organization formed to help people in needs of helps,such as financial help. So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email;churchofnorthindia.[protected]@gmail.com So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please these is for serious minded and God fearing People. Your Name: Loan Amount: Loan Duration: Valid Cell Phone Number: Thanks for your understanding to your contact as we Await Regards Reverend Philip Nelson Email: churchofnorthindia.[protected]@gmail.com
                  Dear Sir,

                  Apologies for the inconvenience caused. In order to assist you in a better manner, we request you to please write to us on solutions.[protected]@kotak.com providing your Loan account # / Contact # along with your concerns enabling our Bank official to contact you at the earliest & address all your concerns to your satisfaction.

                  Assuring you of our best services at all times.

                  Thanks and regards,
                  Kotak Support Team.
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                    M
                    Munish vohra
                    from Mumbai, Maharashtra
                    Feb 13, 2013
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                    Address: Chandigarh, Chandigarh

                    I have a salary account in my icici bank as i have purchase a new maruti car from autopace pvt ltd as company execuitve said you are living in pinjore so icici don't give you a car loan what you did you open a saving account in kotak bank and they will gave you a car loan and your emi is automatically deduct in your saving account and you just give a security cheque but my first emi they used my security cheque and didnot deduct my emi from my kotak saving mank and my icici bank cheque is bounce .i called but they simply said we will just check
                    Dear Munish,

                    Please send us your contact details at [protected]@icicibank.com and our official will get back to you soon to assist you. Kindly refer '3973971' in the subject line.

                    Regards,
                    ICICI Bank Customer Service Team
                    Dear Mr. Vohra

                    We apologize for the inconvenience caused to you. Our team has made a note of your concerns and will contact you shortly. If you have any other queries regarding this issue, please write to us on service.[protected]@kotak.com


                    Thanks and Regards,
                    Kotak Support Team.
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                      S
                      sgaditya
                      from Pune, Maharashtra
                      Feb 11, 2013
                      Resolved
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                      Address: North West Delhi, Delhi

                      I and my father has taken two policy 3 years back from KOTAK. Now my father is in use of money and when we approached kotak insurance we found that it was totally different terms and condition what you people have said earlier.
                      Firstly, I can withdraw my policy after 3 years with full amount of money if I want to, but now they are saying there will be an exit penalty.
                      Secondly, I can withdraw my first year deposit as it can only be withdrawn after maturity and the term is 20 years.
                      This is really pathetic on part of KOTAK insurance, when your agents were selling policy they told us I can completely withdraw my money anytime after 3 years.
                      I have trusted on this bank and had two policy and third one in name of my brother which i started recently, but it is really very depressing as I have lost Rs 50000 on my policies.
                      It is really kind of fraud which insurance companies are still playing by telling different conditions at the time of selling.

                      Aditya Kanodia
                      policy Number is - 01911467

                      Krishan Gopal Kanodia
                      policy number[protected]


                      Aditya Kanodia
                      EMAIL : sgaditya.[protected]@gmail.com
                      PH NO : [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Dear Sir,

                      We have sent detailed mail on your registered ID's:'sgaditya.[protected]@gmail.com' & '[protected]@in.com'. For any clarification please write back to us on [protected]@kotak.com ID.

                      Regards,
                      Kotak Support Team.
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                        PURNENDU KAR
                        from Mumbai, Maharashtra
                        Feb 11, 2013
                        Resolved
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                        Address: South 24 Parganas, West Bengal

                        I HVAE A KOTAK CREDIT CARD LIMIT IS RS.40000,BUT AFTER USE 10000 I M PAYING MONTHLY MINIMUM AMOUNT FROM LAST 9 MONTHS ,4TH FEB 2013 I PAID MY OUTSTANDING DUES RS.14445. AFTER THAT CARD IS BLOCKED AND THE AUTHORITY SAYING THAT THIS CARD WILL NOT BE OPEN...I WANT TO KNOW WHAT IS THE RESION OF THIS DECISION WHICH IS TOTALLY DIFFERENCE FROM OTHER BANK CREDIT CARD.
                        PURNENDU KAR mail.id: [protected]@gmail.com
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        Credit Card — BLOCK

                        RESPECTED SIR,

                        MY CREDIT CARD GOT LOST , IT GOT STRUCK IN THE AXIS BANK ATM MACHINE AT ARYA GOWA ROAD, WEST
                        MAMBALAM ,CHENNAI -600 033 ON[protected] AROUND 20.35 Hrs .

                        AXIS BANK ATM CENTER No S1AN0142.

                        HENCE I REQUEST TO YOU SIR THAT MY CREDIT CARD MUST BLOCK IMMEDIATELY.

                        MY CREDIT CARD NUMBER [protected].
                        this website is only to post your complaints, they won't take any actions on your complaints. which bank you got the credit card from? contact that bank, and ask them for help.
                        Dear Mr. Kar

                        Please accept our sincere gratitude for the time taken and effort made by you in sharing your concerns with us.
                        Our bank officials are looking in to the concerns raised and will reply to you shortly.

                        Assuring you of our best services at all times.

                        Thanks and Regards,
                        Kotak Support Team.
                        Dear Sir,
                        I don't want to continue my credit card so please immediately block my card.


                        My Credit Card No :- [protected].

                        Sameer Kanwar
                        Kotak Mahindra Bank Customer Care's response, Jun 6, 2016
                        Verified Support
                        Dear Customer,

                        Apologies for the inconvenience caused to you. We have forwarded your concern to relevant team to look in to this.

                        Assuring you of our best services at all times.

                        Thanks and regards,
                        Kotak Team.
                        Dear Sir,

                        I have lost my credit card so please immediately block my card.
                        i dont have my credit card number
                        preethi jenefer's reply, Feb 28, 2017
                        please do it as soon as possible
                        Dear Kotak,

                        My name Syed. Nadeem my Kotak credit card got blocked no any reason I paid full amount please look into my issue and do needful
                        Mail [protected]@gmail.com
                        Contact:[protected]
                        Card no:[protected]
                        I would like u inform u no proper response from customer service I must say not trained well very bad experience..
                        syed.nadeem's reply, Mar 7, 2017
                        I request you to please activate my credit card..
                        Kotak Mahindra Bank Customer Care's response, Mar 8, 2017
                        Verified Support
                        Trust you are in receipt of an email communication dated 07th March 2017. ^Team Kotak
                        I have lost my credit card so please immediately block my card.
                        i dont have my credit card number
                        Pramod-[protected]
                        please do it as soon as possible
                        Hi,

                        My name is Anurag and I was using Kotak credit card # [protected] for which i used for a year in 2013 and after using placed a request for closure of this account but Kotak did not pay heed to my attention and did not deactivate the card. card is still showing open in Cibil card report.

                        when I contacted to customercare then instead of deactivating the card these guys are giving my number of collection block team number however the number that thse guys have given is not working.

                        neither anyone is able to block the card.

                        Please deactivate the card and it should not be showing open in my CIBIL report.

                        Regards,
                        Anurag
                        [protected]
                        Kotak Mahindra Bank Customer Care's response, Aug 25, 2017
                        Verified Support
                        Hi! Trust our official has got in touch with you on 24th August 2017.^Pradeep
                        Hi,
                        I have received my credit card 10days before but still its not activated Yet, I have mailed many time to RTO.[protected]@kotak.com.
                        PLease do help me ASAP
                        Kotak Mahindra Bank Customer Care's response, Aug 15, 2018
                        Verified Support
                        Hey there! Looks like you’re in a fix. Can we help? Please write to us via http://bit.ly/19WK9Vg or for immediate assistance you may call once again @ 18602662666. ^Team Kotak
                        Hi Team,

                        My name is Ashok.S
                        My Kotak credit card got blocked stating that due to internal risk guideliness of the bank. When I checked with customer care, they informed me that bank's collection team had blocked my credit card. I paid my full outstanding amount. please look into my issue and unblock my credit card asap.

                        Mail ID = [protected]@gmail.com
                        Mobile No = [protected]
                        Ashok Aravind Er's reply, Mar 17, 2019
                        Dear Kotak team,

                        Still no revert from your end for my query.

                        Regards,
                        Ashok.S
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                          L
                          lokakash
                          from Mumbai, Maharashtra
                          Feb 9, 2013
                          Resolved
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                          Resolved

                          Address: Mumbai Suburban, Maharashtra

                          sir:
                          I have taken a " Kotak child advantage plan in Feb 2003 ( policy no :[protected] for a period of 10 years for assured sum of 150000/- and a quarterly premium of Rs 4290/-. from Kotak Life Insurance.
                          I paid my premiums regularly for ten years which means i have contributed nearly Rs 170000/- to the plan. My policy matured on Feb 7th 2013, and i received a SMS from my bank ( HDFC) that a NEFT transfer of Rs 200,374.19/-- as the maturity amount by Kotak. I am surprised the returns are so low and i do not see any advantage in this policy as the title suggests. I would like to highlight if i had invested this amount in a bank or in recurring deposit i would have got higher returns.
                          Will Kotak Insurance explain this attitude of putting customers to loss? Is this justified the returns they have paid to me?

                          thanking you,
                          sincerely,
                          mvlnsastry.
                          Aug 13, 2020
                          Complaint marked as Resolved 
                          Dear Sir,

                          We have noted your concerns and detailed mail already sent to your email:[protected]@gmail.com on 14.02.2013. For any clarifications please write to [protected]@kotak.com.

                          Regards,
                          Kotak Support Team
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                            A
                            Anirudh Vashisht
                            from Bengaluru, Karnataka
                            Feb 7, 2013
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                            Address: Sangrur, Punjab

                            i have kotak smart advantage (uin-107L043V0) plan at my name but i have not received any bonus .policy date 28 08 2009 please inform about my plan and bonus anirudh vashisht policy no 01694636 clint id 53015022 .
                            Dear Sir,

                            We have noted your concerns and we have tried reaching on the contact no. registered with us to explain the policy benefits. However same in not reachable. We request you to write us on [protected]@kotak.com ID for better assitance.

                            Regards,
                            Kotak Support Team.
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                              A
                              ashokec
                              from Surat, Gujarat
                              Jan 31, 2013
                              Resolved
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                              Resolved

                              Not giving PVR coupons

                              Address: Karnataka

                              I am supposed to get two free PVR movie ticket coupons if I spend more than 15000 in PVR credit card.
                              I got it in the first month, that was Nov 2012. But from the subsequent months they are giving only one coupon instead of two.
                              i.e. Three coupons are not given.
                              I have contacted customer care multiple times and always they keep asking me to wait a few days.
                              But they never come back....
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                              nishant.bhatia123
                              Jan 30, 2013
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                              Address: Mumbai City, Maharashtra

                              Recently I applied for a Kotak League platinum credit card. This card was provided by one of the Kotak Associates

                              Name: Kadambani
                              Phone Number: [protected]
                              Employee Id: 38074, where I was promised the following features:

                              1. Waiver on Petrol
                              2. Waiver on Restaurants
                              3. Buy 1 get 1 ticket free on Book My show

                              I specially asked about the feature 2nd and 3rd(Book my show offer) as that were the ones which attracted me, however I can see that this feature does not exist on my card.
                              I discussed this with Kadambani on 17th Dec 2012 where she mentioned that this offer will start in another 15 days, however when I discussed the same with her on (11th Jan 2013), after around 25 days, the offer still does not exist.

                              When I mailed this issue to 'service.[protected]@kotak.com' where this was logged under SR#:1-[protected], but they confirmed that no such offers are held on my card.

                              Please look into this matter urgently.
                              Dear Mr. Bhatia,

                              Sorry to hear that. We would like to inform you that our credit card officials are investigating the matter and will surely revert to you at the earliest via email on your registered email id.

                              Assuring you of our best services at all times.

                              Thanks and regards,
                              Kotak Support Team.
                              Just got an update from Nodal Office that no such commitments are made on my card which makes me understand that Kotak has recurited Fraudsters in their company.
                              Will make sure this is escalated in my company so that at least other people don't get cheated.

                              No Thanks
                              Nishant
                              Clearly this means that Kotak is least bothered in answering my queries.
                              I want to deactivate my card. Let me how this can be done. At least this answer can be expected out of kotak.
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                                રાકેશ પરમાર
                                from Mumbai, Maharashtra
                                Jan 29, 2013
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                                Address: Mumbai City, Maharashtra

                                poor tranjeksan cheq. se paisa nikalne jate he to 1 hr. lagta he aur cash jama karne jate he to 1 hr. lagta he
                                Dear Mr. Parmar,

                                Apologies for the inconvenience caused. We would like to assist you in a better manner, hence, request you to kindly write to us on solutions.[protected]@kotak.com providing your Contact # / Account # enabling our bank official to investigate the matter further & address all your concerns to your satisfaction.

                                Assuring you of our best services at all times.

                                Thanks and regards,
                                Kotak Support Team.
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                                  A
                                  anusriram
                                  from Hyderabad, Telangana
                                  Jan 28, 2013
                                  Resolved
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                                  Resolved

                                  Address: Rangareddy, Andhra Pradesh

                                  Dear sir,

                                  I (Ramalakshmi) having a pvr credit card vide card no.[protected] with immediate effect i want to cancel my card for personal reasons. So far i have not used the above mentioned card even one time, so there is no outstanding amount aganist this card.

                                  Please acknowledge the receipt

                                  Regards
                                  Ramalakshmi


                                  Jan 18 (10 days ago)



                                  Dear ms. Ramalakshmi,

                                  This is with reference to your email dated january 16, 2013 regarding the concern raised by you.

                                  We wish to inform you that we are currently in the process of investigating the matter and shall revert to you at the earliest but not later than 5 working days. Your service request no is 1-[protected].

                                  Your continued patience is solicited in the matter.

                                  Assuring you of our best services at all times.

                                  Yours sincerely,

                                  Vishal pandya
                                  Assistant manager service quality
                                  Office of the nodal officer, consumer bank.

                                  Dt.28.01.2013
                                  Dear mr. Vishal pandya,
                                  As per my complaint lodged on 16.01.2013, you given reply on 18.01.13 giving service request no. 1-[protected], you are asked me to wait 5 working days but till today i have not received any message from you, again i am sending a remainder today i. E., on 28.01.13. Please look into the matter and cancel the charges levied by you.
                                  Regards
                                  Ramalakshmi
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Dear sir,
                                  Sub : Credit card No [protected]
                                  This is to bring to your notice that I, Bhupender Singh Sandhu was holding above mentioned card.
                                  Due date for payment 7th of every month. On 12th June 09 received the statement of May 09,stating due date of payment 7th June 09.The statement was delivered
                                  by the smart fellow of IT Express, courier service, who converted the delivery date of 12th June in to 02 June, if you want to verify the matter, please tell the courier service person to bring the paper of delivery on which he took the signature of my son (who is 12yr old) you will get the over writing done on the paper, I personally visited the courier service office and and I have seen with my own eyes the manipulation done by the courier service.When I requested the IT Express CS. Manager can I take the xerox of the sheet on which you people have taken the signature of my son and the date of delivery, so that I can show the activity of these people to the Bank
                                  they did not allowed me to do so.
                                  Later on I explained the whole story to the telly caller over the phone, than he told me the sir your due date is over, know you have to pay the penalty and interest, than I requested him that this is not my fault, see I have received statement after the due date, so if you can wave off charges, then he told me your total outstanding is Rs.37,068(I paid Rs. 37,100) and the telly caller told me that, you pay the whole amount we will certainly look in to the matter, if this is the incident is true we will definitely wave off your interest and penalty.
                                  I have spoke to 5 to 6 telly caller and everybody gave me assurance that we will look in to the detail and we will work out, but no one has done anything about this every body is giving falls assurance, and giving me the bill with lots of fine, penalty,interest which has gone up from Rs. 1000 (Aprox,) to 5000.
                                  Lastly I visited personally in KOTAK Mahindra Bank at Apeejay House at Park st. Kolkatta, on 23rd Dec. 09. I met Mr. Rakesh Agarwal ((Asst.Manager - Collection) he told me that he will look in to the matter and he will give me call after enquiring the paper from IT Express Courier Service.But till date no response from any body.
                                  Without investigating in to the matter, every time they are disturbing me to pay your due amount, I have paid what ever I have purchased on my credit card. I am not going to pay penalty amount for which I am not responsible. I find the Kotak bank is cheater intentionally they are sending statement late to earn fine,penalty and interest from the customer. Shame on you people, you will never grow if you do this kind of cheating business.
                                  Thanks
                                  Bhupender Singh Sandhu
                                  Dear Sir/Madam,

                                  As I have already paid an amount of Rs.3245/- in favour of Kodak cards against payment of my credit card for the m/o July-10, even the same amount is also debited in my account of ICICI Bank.
                                  For your reference I have attached the screen shot of my bank account statement.
                                  But still you have debited the same amount on me from last two months with interest amount,
                                  So here I am requesting you to kindly look into the matter otherwise we will force to walk out from your services.
                                  I hope you will take a proper & immediate action from your side in this regards.



                                  Thanks & Regards,

                                  Manmeet Singh Sodhi

                                  Kotak Mahindra Bank — there have office of Account till date not credit

                                  See we need our money back of 85000/-and64000/-andsub regiter oficce changes of28000/+ back immdendly
                                  are case a file of cheatting to kotak mahindar bank
                                  Dear customer,

                                  We are part of the customer care team at Kotak and assure you that we would be happy to assist you with your concerns. However, we would need a few more details to act upon your complaint. Please write to solutions.[protected]@kotak.com with your complaint details, your account and contact number. Our team will get in touch with you once we receive this information.

                                  Regards, Kotak Support Team
                                  This is my 3rd time i am registering here more the one month but kotak bank has not solved my problem there are asking money for which i has not used only are else there will put it in CIBIL my details is there any lawyer in Bangalore to file a caste against kotak bank i am attaching the statement copy's
                                  Dear Sandesh,
                                  We apologize for the inconvenience caused. We trust our officials have already intimated you about the time required for the resolution for the dispute for the transaction referred by you.
                                  Assuring you of our best services at all times.

                                  Thanks and Regards,
                                  Kotak Support Team.
                                  Dear Mr. Sandesh,

                                  We understand your dis-satisfaction with the unsuccessful credit card transaction. We would like to inform you that as per ur dispute form recvd, we have registered a dispute request to the concerned team. Also, the status of the same can be confirmed post 45 working days as per VISA guidelines. However, in the interim we have posted a temporary credit of the disputed amount towards the said transaction to your credit card account.

                                  Thanks and Regards,
                                  Kotak Support Team.
                                  in ur form u have given that customer should wait for 30 days not 45 days
                                  Dear Mr. Sandesh,

                                  Apologies for the inconvenience caused due to the unsuccessful credit card transaction. We would like to inform you that our Credit card officials will contact you at the earliest in order to address all your concerns to your satisfaction.

                                  Thanks and Regards,
                                  Kotak Support Team.
                                  Respected sir
                                  i have kotak mahindra card my card number is [protected] i have not used 15000/- on 14/10/2012 i have complaint the bank filled up the form and there said it will be solved in 45 day till know it is not resolved and there have charged me 2000/- for late payment and other things is there any lawyer here who can help to file a case against kotak bank
                                  Dear Mr. Sandesh,

                                  Apologies for the inconvenience caused to you due to the unsuccessful credit card transaction. We wish to state that we have raised your concern to the respective team and assure you that our Credit card officials will contact you at the earliest in order to address all your concerns to your satisfaction.

                                  Thanks and Regards,
                                  Kotak Support Team.
                                  Dear Ms. Ramalakshmi,

                                  We wish to state that our Credit Card official tried calling you on your registered Mobile # several times; however, we were unable to establish any contact since the call was unanswered. Hence, we request you to kindly provide an alternate contact # and a convenient timing enabling us to contact you at the earliest and address all your concerns to your satisfaction.

                                  Assuring you of our best services at all times.

                                  Thanks and regards,
                                  Kotak Support Team.
                                  I had ordered only one sarre from my credit card of rupees 239 and I received bill of rupees 1638 /-

                                  I called frequently to customer care service for details but didn't received any information from them and secondly they were asking me multiples of questions and I really fade up and frustrate with this kotak bank service which is giving WORST customer service.

                                  In my bill, rupees 1399 has added without any info or email, which has written CPP ASSISTANCE SERVICE GURGAO.

                                  Please help me to get my money back ruppes 1399.
                                  sir, iam ramesh igot pin number past 20days, still i did"t receive cridit card, i feel ur service is very poor.pl cancel my criditcard immidiatly. iam not intrested in kotakcard.my mobile no; [protected]


                                  thanking you
                                  Worst service ever I faced in a banking sector I have faced. My CRN is 32853058 and contact no. [protected].

                                  Following for a replacement of a credit card for past 4months.

                                  Even wrote a email to the solution email id now and checking my luck!!
                                  Kotak Mahindra Bank Customer Care's response, Jun 6, 2016
                                  Verified Support
                                  Dear Customer,

                                  Apologies for the inconvenience caused to you. We have forwarded your concern to relevant team to look in to this.

                                  Assuring you of our best services at all times.

                                  Thanks and regards,
                                  Kotak Team.
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                                    S
                                    shyam more
                                    from Mumbai, Maharashtra
                                    Jan 28, 2013
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                                    Address: Mumbai City, Maharashtra

                                    I have sent cheque for Rs.20309-towards payment of premium on policy No.02465412 customer ID no
                                    54946794 in the name of
                                    Shailesh More on[protected] at Co's Malad address. Not yet received acknowledgement /receipt of payment received.

                                    Telephones are not working
                                    More
                                    Dear Mr.More,

                                    We have sent detailed mail to your email:[protected]@gmail.com. For any clarifications please write to [protected]@kotak.com ID.


                                    Regards,
                                    Kotak Support Team
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                                      V
                                      vsgunjan
                                      from Mumbai, Maharashtra
                                      Jan 26, 2013
                                      Resolved
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                                      Resolved

                                      I M CHEATED BY KOTAK CREDIT CARD SALES REP. WHO MADE FALSE COMMITMENTS AND NOW THE KOTAK CUSTOMER CARE IS BEING RUDE TO ME AND FORCING ME TO PAY THAT ANNUAL FEE. I HAVE NEVER USED KOTAK CARD, AND WITHOUT MY KNOWLEDGE AND CONSENT CARD IS RENEWED AND I AM SENT A STATEMENT WITH CHARGE OF ANNUAL FEE.
                                      WHEN I CONTACTED CUSTOMER CARE, THEY ARE FORCING ME TO PAY THE ANNUAL CHARGE THEN ONLY CARD WILL BE CANCELLED. IF KOTAK CREDIT CARD DO NOT REVERSE THE CHARGE AND CANCELL CARD, I HAVE DECEIDED TO INVOLVE PRINT MEDIA AND CONSUMER COURT FOR JUSTICE AND MAKING AWARE GENERAL CUSTOMER ABOUT KOTAK'S CHEATING.
                                      Aug 13, 2020
                                      Complaint marked as Resolved 

                                      Credit Card — wrong credit card statement

                                      My Credit Card No. [protected] Account No.[protected]

                                      Since receipt of the Credit Card I have not operated it. No transaction has been made but I have received payment statement for Rs.4705.92. Since no transaction has been made, the payment statement should be immediately withdrawn. It should be NIL>

                                      Credit Card — wrong statement

                                      no payment of Rs.712 is made all dues are clear statement showining balance of rs. 712 is wrong send the detail & check my account

                                      maninder s sekhon
                                      credit card no. [protected]
                                      Dear Sir,

                                      Please accept our sincere gratitude for the time taken & effort made by you in sharing your concerns with us. However, in order to assist you in a better manner, we request you to kindly write to solutions.[protected]@kotak.com providing your Contact # / Credit Card # / Statement scan image enabling our credit card official to investigate the matter and address all your concerns to your satisfaction.

                                      Assuring you of our best services at all times.

                                      Thanks and regards,
                                      Kotak Support Team
                                      I AM CHEATED BY KOTAK CREDIT CARD SALES REP. WHO MADE FALSE COMMITMENTS AND NOW THE KOTAK CUSTOMER CARE IS BEING RUDE TO ME AND FORCING ME TO PAY THAT ANNUAL FEE. I HAVE NEVER USED KOTAK CARD, AND WITHOUT MY KNOWLEDGE AND CONSENT CARD IS RENEWED AND I AM SENT A STATEMENT WITH CHARGE OF ANNUAL FEE.
                                      WHEN I CONTACTED CUSTOMER CARE, THEY ARE FORCING ME TO PAY THE ANNUAL CHARGE THEN ONLY CARD WILL BE CANCELLED. IF KOTAK CREDIT CARD DO NOT REVERSE THE CHARGE AND CANCELL CARD, I HAVE DECEIDED TO INVOLVE PRINT MEDIA AND CONSUMER COURT FOR JUSTICE AND MAKING AWARE GENERAL CUSTOMER ABOUT KOTAK'S CHEATING.
                                      HAVALDAR P V

                                      IMPS timed out

                                      IMPS[protected] on my account timed out still waiting for reveral. Need money kindly do it immediately.
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