| Address: Lucknow, Uttar Pradesh |
This is to bring to your knowledge crucial facts related to a fake recovery racket running in Lucknow (Uttar Pradesh) and New Delhi. The modus operandi of the racketeers involved in this is thus - the racketeers call former-debtors of various financial institutions and mentally harass and threaten them and their family members by impersonating themselves to be either Police or CBI personnel, or officers of Courts of Law. Shockingly, even a lawyer (as stated by the racketeers) is involved in the running, functioning and furthering of this filthy and fraudulent racket.
I, Maneeka Saxena, and my parents, were subjected to such a racketeering attempt recently; however, we did not end up falling prey to this racket. The facts leading to the present complaint are as follows:
In 2006, my father had taken a loan of
Rs.80,000 from ABN AMRO Bank,
Lucknow, for a shop, which loan was fully repaid in or around 2007. However, on Monday, 13.05.2013, I received a call between 12 noon to 12:30 p.m. from +91-[protected]. The caller, after introducing himself as Ashok Jaitley, stated that he was calling from the Central Bureau of Investigation, New Delhi, and had instructions to arrest me and my father for committing fraud. He also threatened that he would get me blacklisted and would ensure that I lose my job and do not get any job in the future, thereby spoiling my entire career. It was frightening to know that this person knew everything about me and my job. Sensing some sort of foul-play, when I asked him to share his complete details such as designation, etc., he didn't give any; on the contrary he asked me to call an advocate looking after the alleged criminal case against me and my father. Since I was very scared and felt threatened, I called on the cell-phone number ([protected]) given to me by Ashok Jaitley, which was allegedly being used by an advocate at the Tees Hazari Court, New Delhi, namely Vijay Ramani, with his Chambers at Chamber No.56, Civil Wing, Tees Hazari Court. During my telephonic conversation with this advocate called Vijay Ramani, I was threatened with immediate arrest in the next 2 hours in the event I failed to deposit Rs.1 Lakh with the Kotak Mahindra Bank in the next 2 hours. I was shocked to hear this, and therefore inquired from him as to why, and pursuant to which criminal case, I was being pressurized to deposit such a huge amount with the Kotak Mahindra Bank (a bank with which I have done no business); however, Vijay Ramani completely disregarded my inquiry, and failed to give any detail about any criminal case against me and/or my father. Rather, he falsely told me that your father had taken a loan of Rs.1,50,000 from Barclays Bank, and due amount on this was presently at Rs.2,90,000 (including the interest). Further, I was threatened that getting into any kind of litigation was futile as the said amount would not get reduced; instead, he warned that an out-of-court settlement was the only choice left with me as that would require me to deposit only Rs.1,00,000 in the next 2 hours. I was also told that there was an imminent threat of my entire family getting arrested if I did not heed to his advice.
Being under an extremely pressurizing situation, I called my mother in a perplexed and scared state and told her the whole thing. My mother, getting worried, also spoke with these two persons who told her to go to the backside of Kotak Mahindra Bank, Shahnajaf Road, Lucknow, with the amount stated, where a person named Vijay would be waiting to take the deposit-money. When my mother told these persons that she'll be sending her husband (my father), she was told that only she should come, and should not send her husband. My mother, in turn, informed my father about the incident, who went to the Kotak Mahindra Bank and spoke to the Manager. The Manager denied the causation of the above-mentioned calls and criminal case against my father and me.
Thereafter, my father met the person named Vijay at the back-side of Kotak Mahindra Bank, Shahnajaf Road, Lucknow, who said that he was sent by Advocate Vijay Ramani to collect the amount due. When my father told this person called Vijay that he didn't owe any money to any bank, Vijay said that he had merely been instructed to collect the money from my father and produced some loan-account statement. After seeing this loan statement, my father told this person Vijay that he had the instalment-payment receipts of the loan taken in 2006, and could show the same to Vijay the next day. To this Vijay agreed, and told my father to see him the next day at the same place around the same time. Though, both persons, namely Ashok Jaitley (+91-[protected]) and Vijay Ramani ([protected]) had pestered me and my mother the entire day with their calls, their calls stopped coming after my father met this person named Vijay at Shahnajaf Road, Lucknow. Further, these two persons even switched off their phones after my father met this person. Surprisingly, when my father went to the same place at Shahnajaf Road on 14.05.2013 and 15.05.2013, the said person was not found.
Another thing to note is that these people called only me and my mother, and when we suggested that they should speak to my father, they became reluctant to do so. Meaning thereby that these racketeers only try to trick females and extort money from them.
Also, when I did a google search for "Vijay Ramani Advocate", I found two other posts referring to him on the internet, and indulging in the same kind of racket and extortion. The links to these internet posts are http://www.consumercomplaints.in/complaints/icici-credit-card-c335588.html
http://www.consumercourt.in/mobile-billing-problem/112294-error-idea.html.
Kindly look into the matter as it is of serious concern. This is nothing but a mode of extorting money from innocent people through serious mischief. I believe this is a very big racket running on a large scale and making innocent people their victims by harassing them. Such sort of mischief should be tracked immediately and nipped in the bud.
Aug 13, 2020
Complaint marked as Resolved 
Kotak Mahindra Bank — Wrong information provided while opening account
Dear Sir/Madam,It has been over 6 months when i opened an account with Kotak Mahindra Bank. My CRN is 14898445. While opening an account (Last week of July’07) I was told by the bank executive Tarun Arora, that “as I have opted for the TRINITY account so as per the offer of the bank I’ll have to maintain zero balance in my account”. I got impressed with the offer and have submitted my document for the same on 28thJuly’07.
When i received the welcome kit for the same on 28th Aug ’07 I was shocked to read that I have to maintain a minimum balance of Rs 10, 000/- per quarter.
At the very next moment i contacted bank executive, and have droped a mail at [protected]@kotak.com to reply of which customer care peaple told me to contact bank personals.
In a written mail to me from Tarun Arora (bank executive of Kotak) admitted that the account is zero balance and assured me that you'll never be charged for it.
And now its over 6 months, Every quarter they are impossing fine on me for non maintainace of account balance, in this 6 months i have mailed them several times, and have personally contacted Mr Venkat Vinod, bank manager of Hyderabad Madhapur branch.
But still, nothing fruitful from there end, its just a clear case of fraud, I request you please have a look at it.
Thank you,
Jitan