Hi,
I am writing with no hope as everything I tried has not worked.I am consumer who wants to pay my LG TV Loan EMI properly without any delay as and when needed every month. But there lies the problem.
I have purchased TV from PCH Ezone Masabatank, Hyderabad represented by one Mr Azam who is not dedicated at all. The Bajaj Finance guy who has been in touch is Mr Kishore. I have an EMI of 1666 for 2 years and I gave cheques with no date on it as they said they will put in a scheduled date. The problem is that though I mainatain my balance, they deduct the EMI as and when Bajaja Finance feels. I have asked Kishore n number of times and his reply is that my EMI scheduled date is 5th of every month. However, I requested that ever month, it shoudl go off between 5-10. Last month, Kishore said no EMI will be deducted as it is the 1st month. I was all relaxed and one day finally on the 29th, I found my EMI deducted? What if i hadn't maintained my balance as per the words of Kishore?
Now again, my EMI has not been deducted and I am waiting that when suddenly the EMI will be deducted. Does Bajaja Finance have no ethics? Does it not have a proper scheduled period or can't it assure me of a date range where my EMI will be cut?
They deduct as and when they feel.
I would appreciate if the authorities take it up or I shall find other ways to deal with it.
Regards
Nishant([protected])
You can't do anything now to change the dates, as bajaj person cheated you into leaving the dates blank which is against the concept of PDCs.
Try to lodge a complaint in consumer forum. May be the case can be made against them for different dates of withdrawal
Never trust sellers in India with any data they can manipulate
Even the biggest of Indian companies like Airtel, ICICI, Card companies, Banks (except probably Godrej, Tata ) run on money earned with false pomises & deceit