Life Insurance Corporation of India [LIC] Complaints & Reviews

I have applied for the loan before 4 months and still have not received the check. They gave us the sanction letter but are taking too much time to give the check. They have also taken the processing fees and now they are informing us that the ageement is wrong. This is causing a lot of frustration, already 4 months has been wasted now I again applying to another bank is just useless.

I applied for home loan in 2008. My loan was neither sactioned nor rejected.Inspite of repeated reminders the company has not refunded the processing cheque for Rs.5618/-.Request you to help in getting this amount.

Dear Sir/Madam


It’s almost one and half years and almost more than one year from your reply, still there is no response from your end. What is cause of your long silence? Somehow it’s my feeling that it’s an organised crime chain of corrupted LIC employees and Vigilance cell is just viewer.


Common people those who are investing their heard earn money in LIC for security, for some highly corrupted employees LIC is losing faith to common people like me and complaint to vigilance cell is also only for show business because neither LIC has taken any action against those corrupted employee nor I got my money back till now. More over there is no correspondence from a company like LIC till now.


Now only option left for me is consumer forum as well as central vigilance.


I’m waiting for your valuable advice ASAP.


Sumit Ghosh
Software Consultant
+91 [protected], +91 [protected]

On 3 Jul 2008 06:38:39 -0000 "Sumit Ghosh" wrote
Dear SirIt's already passed three months till now I did not received any fruitful response from your end except this mail. It's really a very painful experience from a trusted company like LIC. People invest money in LIC on the basis of trust, but this type of response patern, what message will convay to your customer.Hope you can understand my situation and do needfull in immediate basis.Waiting for your prompt action.On Fri 4 Apr 2008 11:38:47 [protected]@licindia.com wrote Dear Sir, We are in receipt of your mail and note the contents therto.We extremely sorry for the inconvenience caused to you.We have taken up the matter with our Bhagalpur D.O.aswellas with Saharsa Br.Hope to have a good news shortly. Sincerely yours, Astt.Secy.(VIgilance)E.C.Z. Mail Service Provided By EZO/IT For licindia.com "The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are those of the individual sender."


Sumit Ghosh
Software Project Consultant
(Enterprise Application)
Kolkata, West Bengal, India
91 [protected] (M)
91 [protected] (M)
[protected] ®
Skype-ID – sun_sumit




Sumit Ghosh
Software Consultant
+91 [protected], +91 [protected]

On 3 Jul 2008 06:38:39 -0000 "Sumit Ghosh" wrote
Dear SirIt's already passed three months till now I did not received any fruitful response from your end except this mail. It's really a very painful experience from a trusted company like LIC. People invest money in LIC on the basis of trust, but this type of response patern, what message will convay to your customer.Hope you can understand my situation and do needfull in immediate basis.Waiting for your prompt action.On Fri 4 Apr 2008 11:38:47 [protected]@licindia.com wrote Dear Sir, We are in receipt of your mail and note the contents therto.We extremely sorry for the inconvenience caused to you.We have taken up the matter with our Bhagalpur D.O.aswellas with Saharsa Br.Hope to have a good news shortly. Sincerely yours, Astt.Secy.(VIgilance)E.C.Z. Mail Service Provided By EZO/IT For licindia.com "The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are those of the individual sender."


Sumit Ghosh
Software Project Consultant
(Enterprise Application)
Kolkata, West Bengal, India
91 [protected] (M)
91 [protected] (M)
[protected] ®
Skype-ID – sun_sumit




Sumit Ghosh
Software Project Consultant
(Enterprise Application)
Kolkata, West Bengal, India
91 [protected] (M)
91 [protected] (M)
[protected] ®
Skype-ID – sun_sumit





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After requesting for home loan from LIC Housing Finance Ltd. & following up the agent like a crazy - the painful ordeal started--

Had requested for loan of Rs 3450000/- which was agreed by the agent - Name Subhas Dandawate.

Later on due to some miscalculation on his part he had reduced the amount to Rs.3150000/- .

In order to hide his mistake -- he asked me to have my current house valued upon thru a LIC approved surveyor to enhance the loan amount. I had agreed to his advice which was done by one of the person said to be from LIC approved surveyor.

He came - entered the drawing room & took one photograph & left within 3-4 min. I was asked to provide some documents of the current flat which was provided to him. The LIC agent then started asking for documents of my mother which I could not produce as he was aware of the fact that she was not available (out of station) at the moment. He wanted to have the documents courier from my mother's place which any way would have taken at least three to four days time to reach & documents provided by him for signature of self & my mother ----that he even advice on the signature to be forged for my mother.

In the meantime there was tremendous pressure from the builder in terms of getting the loan amount disbursed from the bank -- as such has no option to drop the idea of enhancing the loan amount for the current property for rental purpose.

He then had sent one of his office bearers to collect the amount for survey which was done - which I categorically refused to pay as my current house (rental) was not taken into account for loan disbursement.

He was indeed very rough in his interaction & almost forced to me pay the amount of Rs.2500/- which was paid in the name of LIC Housing Finance Ltd.

The said Cheque was returned back to me stating that I need to pay the amount to the Valuer directly & the hence issued a cheque in the name of the Valuer "Chandrakant V Salvi" amounting to rs.2500/- under protest.

I would like to put up a strong protest to LIC on the exhorbitant charges made by your agent which was not even considered for loan amount disbursement.

An aggrieved customer--

Mrinal C Chakrabortty

sir,
i kunal dewan have taken the policy of lic, health plus plan (table 901).
my policy number is[protected].
date of commencement 04/ 11/ 2008.

sir i haven't got the health card till now.


sir i request you to please issue the card as soon as possible.

my address:-
117/12 l-block
naveen nagar kanpur
(u.p.) 208025

SIR PLZ EMAIL HOW TO GET LATEST DATA OF CUSTOMERS TO INSTALL IN MY SOFTWARE

DEAR SIR,
REFER LIC POLICY NO[protected], SH ASHOK KUMAR GUPTA, WHICH WAS MATURED ON 28/08/09. ALL THE FORMALITIES COMPLETED AND THEY SENT A CHEQUE OF RS. 70500=00, BEARING CHEQUE NO 301192 DTD 09/06/2009 NAD THE SAME HAS BEEN POST BY SPEED POST ON DTD 12/06/2009 VIDE SPEED POST DOCKET NO EI[protected]IN. THIS HAS NOT REACHED TO DESTINATION, NOR BACK TO LIC OFFICE.
REGARDS
A K GUPTA

Dear Sir,
I was process my housing loan through a agent of LIC housing finance ltd Jaipur. LIC HFL was charged
4495 INR as processioning fee after checking of all the relevent documents & confirm that loan will be take over from existing bank.
But after all the formalities back office of jaipur rejected the file due to undisclosed reason & not refunded
the processioning fees after passing 03 months.

File No- 307861
File processioning office-Jaipur Vaishali Nagar / Kota
Agent - Mr. R.A Sharma - Jaipur

regards
rakesh singh
[protected]

Sir I want to know my policy Status for following policy No
Mony Plus[protected]
Market Plus[protected]

In March 2008, a lumpsum was paid in advance for future emi s as I would be out of India .I left 2 email addresses to communicate and keep me informed upto which month my advance payment would clear the emi s. All on a sudden I got a notice applying SARFASE /13(4). This is unjust to apply without any prior notice or 13(2) notice leaving me no chance /time to act. For information- my advance payment cleared emi s for next 7 months which LICHFL did not care to inform in due time but only with the SARFASE notice . With a draconian arm they are acting like 18th century Feudals.

i have my original papers to the parent branch moti mahal gwalior branch no 354 on 30 march 2009 i have recieved absolutely no response till date details as follows

policy no[protected]
date of risk 07-10-90
date of maturity 07-10-05
this policy was in the name of AMBUJ MATHUR
my existing add
ambuj mathur
19 videsh sanchar niwas officers quarters
53 new marine lines
mumbai
400020
mobile no [protected]
mail id [protected]@gmail.com

I am not able to to register my Password and Use user ID in the agents portal

Notice at the Premium Receipt Counters at Branch No.1, Bhelupura, Varanasi, U.P. is mocking the policy holders, the very root cause of existence of LIC. The notice is supposed to be in compliance of the orders of the (Un!)worthy Zonal Officer; telling that Empowered Agents should not be made to stand in the ques like the mere policy holders. The tone of the notice is simply derogatory and unbecoming of any public officer.

I tried to register a written complaint at the office, but could not find a Complaint Box. The LIC website wouldn't take any text in the grievances section and wants policy number only. In the absence of any alternative mechanism, I have come to this site, to air the derogatory attitude of LIC towards its policy holders, amply displayed in the notice on its counters.

Dear Sirs,

I am a retired employee if The Oriental Ins Co Ltd. and a Pension Optee.

Given below are details of Policy & Annuity Number:-

Master Policy No.- 304168

Annuity No. - 105155

I would request you kindly to send me the Tax Deduction Certificate for the Tax deducted from my pension for the F.Y.[protected]A.Y.[protected] to enable me to file my Income Tax Return for the above period in time. Kindly do the needful at the earliest.

Thanking you,
Yours faith fully,

K S SANGHANI
Email : [protected]@gmail.com

Dear Sir,

We have surrender Jeevan Akshay Polciy No.[protected] Abha Sarkar) and Polciy No.[protected] Bireshwar Sarkar) at LIC Varanasi ( Br. code No.291) on dated 22.04.2009 alongwith Issued LIC cheques ( 12 Nos) for clear my pending case.

But it very sorry to say that till date the company had not replied for same surrender polciy nor taken
any pain for that.

You are requested to Kindly confirm the STATUS the same policy and reply to me over phone or mail to us.
Early action in this this matter will be very appriable.

thanks
Abha Sarkar
Varanasi
Phone No. [protected]

I have instructed CITIBANK to pay the premium amount for my policy no.[protected] through VISA BILL PAY and they have been doing this regularly for the last 2 years. 10 days back, I have received one SMS from CITIBANK informing that they have not received bill from LIC in June'09 and hence they will not be able to pay the premium for June'09. I shall be thankful if you could immediately send the bill to CITIBANK without fail to enable them make the payment. In this connection, I spoke to your Customer Care person and he advised me to send a msg. to you. I hope you will take immediate action and ensure that this will not happen in future. Hope you will do the needful. As soon as you receive the intimation to Citibank, they will make the payment immediately. Your immediate & prompt action will highly be appreciated. As there is very little time, pls.send the intimation to Citibank without any further delay. Thanks & Regards, S Anantharaman (Mob.no.[protected])

To,
The chairman
LIC India
Mumbai

Sir,

This is to bring to your notice that I, Mrs. Jayanti Sanyal, w/o Late Surendra Chandra Sanyal who was working as a Branch Manager at Jamshedpur branch-1, retired during the year 1985-86.

I came to know from reliable sources, that LICI is giving a subsidy of Rs.1000 per month to all its ex-employees and their widows from 2008; however i am sorry to say that i have not been getting the benefit.

I have already spoken to the current branch manager in Jamshedpur (branch 1), but he is not responding. Therefore I request you to look into the matter and do the needful in this regard.

Thanking you in anticipation,

Regards,

Mrs. Jayanti Sanyal
Contact number: 0-[protected]
Address: 14/11, Kedar Bhattacherjee Lane, PO. Santragachi, Howrah- 711104
Email: avijit.[protected]@gmail.com

I took an LIC policy on[protected] by paying Proposal Deposit of Rupees Nine hundred and ninety only for initial two months( @Rs.450/-per month) at LIC office GBO-I at Panbazar, Guwahati-781001 through Agent Sh. Bajranglal Bothra (Code: 09595481, Mobile No.[protected]) and LIC development officer (Code: 394048). B.O.C.Number is given as 7866 in Proposal Deposit Receipt.

I was intimated telephonically by the LIC Development Officer of GBO-I my Policy Number to be[protected].Accordingly, I instructed for deduction @Rs.450/-per month from my salary from May, 1997 onward at my office in ONGC-Sivasagar. Thereafter I kept on waiting for my Policy documents, but it was never received by me. In 85 months from May, 1997 to May, 2004 an amount of Rupees Forty two thousand and seventy five only got deducted as monthly premium of my above mentioned LIC Policy No.[protected].The entire amount got deposited at Sivasagar Branch of LICI under Jorhat Divison.

In June, 2004 I got transferred to ONGC, Ahmedabad. For operational convenience I asked for transfer of my policy to Chandkheda Branch (No.85G) in Dt.–Gandhinagar Gujarat) through my letter dtd.21.05.05 to Branch Manager, LICI, Sivasagar Branch. There has been no official response so far to my letter. But on personal enquiry I have been informed that there is no official document on my policy either at Sivasagar Branch or Guwahati Branch of LICI. My money is said to be simply floating in Sivasagar Branch.

Under these circumstances, since June, 2004 I have not been able to pay my premium .I do not know the fate of my of my policy. Neither I know when my total deposited money of Rupees Forty three thousand and sixty five will return to me nor whether my investment for more than twelve years now will fetch me any return . Kindly look into the matter. Thanking you,

Yours’ sincerely,

(CHATRADHAR BHARALI)
ADDRESS: 5, Shivam Bungalows, Opp. Dev Kutir Bungalows,
Off New C.G.Road, Chandkheda-382424, Ahmedabad.
Telephone No.[protected], Mobile No.[protected]

i have availed housing loan of 20 lacs from LIC housing finance thane branch on march month and after submitting all reqiured doc on mid of march month i received 12 lacs cheque on first week of april 2009 for closing earlier loan for my previous owner as property is resell property and the same we has submitted at icici bank as earlier loan was with icici bank and after recieving all the docs from icici we have submitted it to LIC hfl on 3 june still i have not received the final cheque of 8 lacs and no body from thane branch of fort branch is replying to me when ever i visit thane branch branch people say concern person is not in the office even no body bothers to attand me every time i get a feedback from them it is in process
Request you to help me in this case in getting my final cheque of 8 lacs asap

Dear Sir,

Can you please send me my final maturity amount for my LIC Policy NO.[protected] in my email.

Waiting for your reply.

Thanking you
saritha